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The Africa Experts

Ecobank Nigeria Plc Annual Report

RC No: 89773

2010

The Ecobank Network

2 Ecobank Nigeria Annual Report 2010

Ecobank Nigeria branches

Head Office Branch Plot 21, Ahmadu Bello Way - P.O. Box 72688, Victoria Island - Lagos - NIGERIA Tel: (234) 1 2710391/5 - Fax: (228) 221 51 19

CROSS RIVER / AKWA IBOM

CROSS RIVER STATE Calabar II 15, Murtala Mohammed Highway, Calabar Tel.: (234) 803 720 4656/805 839 9981 Mary Slessor 12 Mary Slessor Avenue, Calabar Tel.: (234) 87 290 474/704 145 0474 Obudu No. 2 Government Station Ranch Road, Obudu Tel.: (234) 708 987 7826/803 418 6012 Ogoja 19 MLA Hospital Road Igoli Ogoja Tel.: (234) 08037134913/08028363500 Ikom 72 Calabar Road, Four Corner, Ikom Tel.: (234) 08123803975/08088947092 Tinapa Shop B9, Tinapa Business Resort, Tinapa, Calabar Tel.: (234) 07041450460/087290473 AKWA IBOM STATE Nung Udoe 12 Uyo Road, Nung Udoe, Ibesikpo Tel.: (234) 704 145 0274/08030976015 Oron 104 Oron Road, Oron Tel.: (234) 08033582389/08085360009 Uyo Oron Road 92 Oron Road Uyo Tel.: (234) 07041450472/07041450259 Uyo Barracks Road 74 Barracks Road, Uyo Tel.: (234) 08023122308/07041450695 EKET/QIT Qua Iboe Terminal-QIT - IBUNO Tel.: (234) 08023512886/0802919980 Cash center Air Tel Implant 88, Eket/Oron Road AKWA IBOM STATE Tel.: (234) 08064437638 Eket Cash Center 56 Hosiptal Road Eket Tel.: (234) 07041450276/08029199808 Micheal Ani Secretariat Cash Centre Micheal Ani Secretariat, Tel.: (234) 087290474/07041450462 NACA NACA - University Of Uyo Tel.: (234) 07041450464

Abak Netpost NO 1 Ikot Ekpene Road Abak Tel.: (234) 07041450461

EAST

ABIA STATE Factory Road, Aba. No. 1, Factory Road, Aba. Tel.: (234) 07041450398/07041450400 Ekeoha Ekeoha Shopping Complex, Ehi/Asa Road, Aba Tel.: (234) 704 145 0389; 704 145 0415 Govt. Station Layout, Umuahia Plot 110 Govt. Station Layout, Umuahia Tel.: (234) 704 145 0411/704 145 0225 Faulks Road Aba 187 FAULKS ROAD,ABA ABIA-STATE Tel.: (234) 082290476/07041450096 Ngwa Road 22A Ngwa Road, Aba Tel.: (234) 082290478/07041450261 Old GRA, Aba Plot 44, Old GRA, Aba-Owerri Road, Aba, Tel.: (234) 704 145 0136/704 145 0405 ANAMBRA STATE Awka Main Abuja Estate, Opp. Anambra State Govt House, Enugu-Onitsha Expressway, Awka Tel.: (234) 704 145 0379; 806 040 8548; (234) 704 145 0175 Bridge Head 24 Port Harcourt Road, Bridge Head, Onitsha Tel.: (234) 704 145 0364/704 145 0209 Fegge 33/35 Uga Street, Fegge Onitsha Tel.: (234) 803 564 8908/704 145 0383; (234) 808 583 9651/704 145 0137 New Market Road 27 New Market Road, Onitsha Tel.: (234) 704 145 0172/46 280 476 Nkpor 43 New Market Road, Nkpor Tel.: (234) 046-280478/07041450094 Nnewi I 2, Edo-Ezemewi Road, Uruagu Nnewi Tel.: (234) 704 145 0098/704 145 0362 Nnewi II No. 3 Edo Ezemewi Road, Nnewi Tel.: (234) 803 396 4248/704 145 0174

Ogboefere Market Tel.: (234) 806 099 7484/704 145 0365; (234) 803 387 1772/704 145 0254 Old Market Road 24 Old Market Road, Onitsha Tel.: (234) 704 145 0386/704 145 0171 Williams 7 William Street, Onitsha Tel.: (234) 704 145 0366/803 335 7444; (234) 704 145 0907 ENUGU STATE Okpara Avenue I 31A Okpara Avenue, Enugu Tel.: 234) 704 145 0381/704 145 0170; (234) 42 290 578/704 145 0380 Okpara Avenue II 20B Okpara Avenue, Enugu Tel.: (234) 704 145 0208/704 145 0361 IMO STATE Okigwe Road 13C Okigwe Road, Owerri Tel.: (234) 704 145 0271/83 430 472 Douglas Road Owerri 59 Douglas Road Owerri 083430473 & 083430474 EBONYI STATE Abakaliki 11 Sam Egwu Way, Abakaliki Tel.: (234) 08063659010/08020523482 CASH CENTERS Kenyatta Cash Office 20B Amawbia Street, Uwani, Kenyatta, Enugu Tel.: (234) 42 290 576/704 145 0360 Umuokpu Cash Center TIMBER MARKET AWKA Tel.: (234) 07041450367 Concorde Cash Centre Concorde Hotel Owerri Tel.: (234) 07041450397/ 07041450271 Ogbete Cash Centre Main Market, Enugu Tel.: (234) 704 145 0368 Eziukwu Cash Centre Eziukwu Road, Aba 07041450415

Ecobank Nigeria Report 2010 3

Ecobank Nigeria branches (continued)

UNEC NACA University of Nigeria Enugu Campus, Enugu Tel.: (234) 704 145 0370 Awka Netpost 209 Ziks Avenue, NIPOST Building, Awka Tel.: (234) 07041450369 Ohafia Netpost, Ebel Arochukwu Road, Ohafia Tel.: (234) 07041450393 Nigerian Bottling Company - NBC Depot Implant Port Harcourt Road, Aba Tel.: (234) 07041450391 Promasidor implant No. 80 Limca Road, Nkpor old Road. Onitsha.

Akpakpava 49 Akpakpava Road, Benin City Tel.: (234) 704 145 0044/52 291 533 New Lagos Road 3 New Lagos Road, Benin City Tel.: (234) 704 145 0506/52 291 536 Ramat Park 3 Ikpoba Hill Layout, Ramat Park, Benin City Tel.: (234) 52 291 535/704 145 0505 Uselu 94 Uselu Lagos Road, Uselu, Benin City, Tel.: (234) 07041450514/07041450150 CASH CENTER Ugbowo Netpost Ugbowo Post Office, Opp. University of Benin Main Gate, Ugbowo, Benin City. Tel.: (234) 704 145 0507 Deco Road Cash Centre, DSC Aladja. Delta Steel Company DSC Aladja. Tel.: (234) 070414150503

EDO / DELTA

DELTA STATE Warri Effurun 102 Effurun/Sapele Road Effurun Tel.: (234) 07041450508/07041450063 Asaba - Anwai Road 45, Anwai Dual Carriage Way, Asaba Tel.: (234) 704 145 0179/704 145 0763 Eku House Branch No. 6 Effurrun / Warri Road, Enerhen Junction,Warri Tel.: (234) 704 145 0518/704 372 0094 Nnebisi Road 258 Nnebisi Road, Asaba Tel.: (234) 704 145 0527/704 145 0528 Warri Deco 39 DECO ROAD WARRI Tel.: (234) 07041450523/07041450762 Sapele-Amikpe 129, Sapele / Warri Road, Ajogodo Sapele Tel.: (234) 704 145 0526/808 718 0235 WRPC Warri Refinery and Petrochemical Complex, Ekpan-Warri Tel.: (234) 808 313 2293/704 145 0530 ABRAKA DELSU Delta State University, Abraka Campus Tel.: (234) 07041450516/07041450117 EDO STATE Ekpoma 62 Royal Market Road, Ekpoma, Tel.: (234) 7041450519/08057400487 Auchi 35 Auchi Polytechnic Road, Auchi Tel.: (234) 704 145 0256/802 335 0518

LAGOS

Daleko 812/813, Bank Road, Daleko Market,Iyana Isolo Tel.: (234) 01-4544750/078041450191 Maza-Maza 13, Old Ojo Road, Maza-Maza Tel.: (234) 07041450119/07041450491 Ikoyi 67 Awolowo Road Ikoyi Lagos Tel.: (234) 01-2700787/014547035 Oyin Jolayemi Plot 1675, Oyin Jolayemi Street, Victoria Island Tel.: (234) 01-2710881/01-2710880 Alaba-Ojo Igbede Alaba Int'l Mkt, Ojo Igbede Road Alaba Tel.: (234) 08053309404/07041450147 Orile Agric Market Agric Market, Lagos-Badagry Expressway Tel.: (234) 08030601072/ 07041450268 Isheri 420 Oba Ogunnusi Road Ojodu Berger Lagos Tel.: (234) 07041450642 /08020523549 Ilupeju 1 Bank Lane ,Ilupeju Lagos Tel.: (234) 08023000654/07041450808 Adeniran Ogunsanya 60, Adeniran Ogunsanya Street, Surulere Tel.: (234) 1 454 3776/1 454 4763 Adeniyi Jones 84, Adeniyi Jones, Ikeja Tel.: (234) 1 454 4695/704 145 0655

Adeola Odeku 54 Adeola Odeku Street,Victoria Island, Lagos Tel.: (234) 1 2714170/2714174 Ahmadu Bello Way Plot 21, Ahmadu Bello Way, Victoria Island Tel.: (234) 1 270 6986/1 454 5949 Akin Adesola 25 Akin Adesola Street, Victoria Island. Lagos Tel.: (234) 01-2798054/01-2798053 Bishop Aboyade Cole Plot 3 Bishop Aboyade Cole Street, Victoria Island. Tel.: (234) 07041450252/01 4547075 Ajose Adeogun 2 Ajose Adeogun Street, Victoria Island Tel.: (234) 1 454 5962/1 271 9373 Alaba Agudosi 1 Agudosi Street, Alaba International Market, Ojo, Alaba, Lagos Tel.: (234) 1 454 6531/704 145 0492; (234) 704 145 0188 Creek Road No. 4 Creek Road, Apapa Tel.: (234) 704 145 0118/704 145 0624 Olodi Apapa Plot 17 Apapa Oshodi Express Way Apapa Tel.: (234) 07041450498/07041450146 Herbert Macaulay-Sabo 302, Herbert Macaulay Road, Sabo, Yaba, Tel.: (234) 01-4544844/07041450633 Coker KM 85 Lagos Badagry Express Way, Coker Lagos Tel.: (234) 07041450296, 07041450479 ORILE Marshall Plaza Building off balogun street Coker, Enu-Owa 37/43 Enu-Owa Street, Off AdenijiAdele, Idumota, Lagos Island Tel.: (234) 704 145 0204/704 145 0625 Gbagada 228 Gbagada Residential Scheme, Gbagada Oshodi Expressway, Lagos Tel.: (234) 704 145 0692/704 145 0701 Idumagbo 74 Iga-Idunganran Street, Idumagbo, Lagos Island Tel.: (234) 704 145 0053/704 145 0607 Ikorodu Road 322A, Ikorodu Road, Anthony Village Tel.: (234) 1 454 5840/704 145 0686

4 Ecobank Nigeria Annual Report 2010

Ladipo 21, Akinwunmi Street, Aguyi Ironsi Shopping Plaza, Mushin Tel.: (234) 1 454 8359 Matori 97 Ladipo Street, Matori Tel.: (234) 01-4544420/07041450670 Ogudu 114 Ogudu Road, Ojota Tel.: (234) 1 454 4699/704 145 0678 Ojuelegba 30/32, Ojuelegba Road, Yaba Tel.: (234) 1 454 4930/704 145 0230 Okeafa 6, Egbe Road, Okeafa, Isolo Lagos Tel.: (234) 704 145 0680/1 454 5839 Oke-Arin No. 7 Sanusi Olusi Street, Oke-Arin, Lagos Island Tel.: (234) 704 145 0269/704 145 0630 Okota 99B, Okota Road, Isolo-Okota Tel.: (234) 1 454 5841/803 346 3229 St. Patrick I St. Patrick Junction, Alaba International Market, Ojo Tel.: (234) 704 145 0571/1 418 2989 St. Patrick II 3A Ojo-Igbede Road Alaba Tel.: (234) 704 145 0247/1 454 7031 Seme Border No. 3 Bank Avenue, Behind First Bank, Seme Border Tel.: (234) 805 675 0265/704 145 0248 Tafawa Balewa Square 39/40B Tafawa Balewa Square, Race Course, Onikan, Lagos Island Tel.: (234) 1 454 4950/704 145 0717 UNILAG Bookshop Building, University of Lagos, Akoka Tel.: (234) 1 454 5836/704 145 0800 Warehouse Road I 2 Warehouse Road, Apapa Tel.: (234) 704 145 0622/704 145 0764 Warehouse II 42/44 Warehouse Road, Apapa Tel.: (234) 704 145 0092/1 454 5005 Wharf Road 13/15, Wharf Road, Apapa Tel.: (234) 708 645 8041/1 454 4849 Festac HOUSE 22, 2nd Avenue Festac Town, Tel.: (234) 07041450487/07041450106 Ligali Ayorinde 2B Ligali Ayorinde Street, Victoria Island Tel.: (234) 01-280 5192/01-280 5035 Oba Akran 19A, Oba Akran Avenue Ikeja. Tel.: (234) 01-4544698/07041450169

Ogba 21 Ijaiye Road Ogba Aguda Lagos Tel.: (234) 01 4545837/07041450688 Balogun Business Association (BBA) Atiku Abubakar Hall Trade Fair Complex Ojo, Tel.: (234) 01 4547033/07041450488 Ashogbon NO 10 ,Ashogbon Street, Idumota, Lagos Tel.: (234) 08033059035/07041450281 (234) 07041450628 Oyingbo NO 22, Herbert Macaulay St, Oyingbo Tel.: (234) 07041450606/ 08087180386 (234) 7041450223 Point Road NO,1B Point Road, Polysonic Mall, Apapa Tel.: (234) 07041450608/07041450193 Broad Street 1, No. 130, Broad Street , Lagos Isand, Tel.: (234) 07041450616/ 08020523483 (234) 08038170067 Broad Street 2, Apongbon No. 137/139, Broad Street, Lagos Tel.: (234) 07041450620/07041450227 Nnamdi Azikwe No. 100, Nnmadi Azikwe Street, Idumota Tel.: (234) 07041450632/ 08033015089 (234) 07041450220 Int'l Trade Fair (Aspamda) Olusegun Obasanjo Hall, ASPAMDA Tel.: (234) 01-4546489/07041450496 Ikota Road 2, Ikota Shopping Complex Branch, Lekki - Lagos Tel.: (234) 07041450575/01-4545875. Chevron KM 18, Lekki epe Expressway, Lekki ­ Lagos Tel.: (234) (1)4545867/07041450597 Idi Oro, Mushin 118, Agege Motor Road, Idi oro, Mushin Tel.: (234) 01-4548635/07086458037 Eleganza Shopping Mall Km 22 Lekki Epe Express Way, Opposite VGC Lekki Lagos Tel.: (234) 07041450151/07041450601 Ijaiye 572, Lagos-Abeokuta Expressway Ijaiye, Tel.: (234) 08057780868/07041450076 Allen Avenue 94 Allen Avenue Road, Ikeja, Lagos Tel.: (234) 014544753/07041450130 GRA 8, Joel Ogunnaike Street, GRA Ikeja Lagos Tel.: (234) 08033256373/07041450205 Allen Avenue 2 2 Allen Avenue Road, Ikeja Lagos Tel.: (234) 08022489090/ 07041450719

Ikorodu Road, Ketu 487, Ikorodu Road , Ketu Bus- Stop, Ketu Tel.: (234) 08034037786/ 07041450183 Ikeja- Intl Airport D' Arrival Hall, Murtala Muhammed Int'l Airport, Ikeja Lagos Tel.: (234) 07041450145/1-4545003 Airport Road No. 14 Int'l Airport Road, Mafoluku Oshodi, Lagos Tel.: (234) 014545844 /07041450154 IRE-AKARI 1A, Ire-Akari Estate Road, Isolo Tel.: (234) 1-4544996 / 07041450640 CASH CENTER TELLER IMPLANT. Herbert-Macaulay- Sabo Corporate Affairs Commission. Aje Str Tel.: (234) 07041450634/07041450201 Wharf Road Apapa Custom House, Tincan Port Apapa Tel.: (234) 07041450613/ 07086458041 (234) 07041450186 Psychiatric Hospital Yaba Tel.: (234) 07041450654/07041450230 Comfort Oil And Vegetable Implant LASU Igando Road Lagos Tel.: (234) 08033093755/07041450191 Qatar Implant 21,Ahmadu Bello Way Branch V/I Lagos Tel.: (234) 07041450580 /08020523745 Qatar Implant Murtala Muhammed Int'l Airport, Ikeja Lagos Tel.: (234) 07041450580/08020523745 Five Star Travel Falomo Shopping Complex Ikoyi Lagos. Tel.: (234) 07041450602 /07041450226 Royal Air Maroc Teller Implant Tettrazini Building, Akin Adesola Street, Victoria Island, LAGOS Tel.: (234) 07041450598/07041450190 CASH CENTER Festac Dedicated Center 5th Avenue By G Close Festac Town Tel.: (234) 07041450481/014547076 Berger Cash Center MC 1 Motor Park, Berger Under Bridge Tel.: (234) 704 145 0498/704 145 0483 Ojota Cash Centre Ojota New Garage, Ojota Tel.: (234)704 145 0582

Ecobank Nigeria Report 2010 5

Ecobank Nigeria branches (continued)

Oko Oba Cash Center 2 Old Abeokuta Road Abattoir Oko Oba Agege Tel.: (234) 07041450876/07041450039 (234) 08023125317 NAHCO Cash Centre International Airport Road Lagos Tel.: (234) 07028444876/07041450154 Bonny Camp Bonny Camp Ahmadu Bello way Victoria Island Tel.: (234) 07041450580/08020523745 Wharf Road ApapaTincan Port. Apapa Lagos Tel.: (234) 07041450613/07086458041 (234) 07041450186 Ogba Dedicated Centre Ogba Shopping Arcade, Ogba Tel.: (234) 07041450647 /07041450130 (234) 08023044477 NETPOST Moloney Netpost Moloney Netpost Office Tel.: (234) 07041450616/ 08020523483 (234) 08038170067 Ajegunle Netpost Ajeromi Post Office, Ajegunle Tel.: (234) 704 145 0498/704 145 0482 Navy Town Netpost Navy Town Post Office, Navy Town Tel.: (234) 07041450496/08020523542

Kaduna Tel.: (234) 07041450078/07041450315 KANO STATE Kano Bello Road 11E Bello Road, Kano Tel.: (234) 704 298 2560/704 145 0080 France Road 5 France Road, Kano Tel.: 07041450052/07041450322 Murtala Mohammed Kano 13C Murtala Mohammed Way, KANO Ibrahim Taiwo Kano 18, Ibrahim Taiwo Road, Kano KATSINA STATE Kofar Kaura IBB Way, Kofar Kaura, Katsina Tel.: (234) 704 145 0818/65 290 123 KEBBI STATE Kebbi State Plot 71, Ahmadu Bello Way, Birnin Kebbi Tel.: (234) 803 606 7230/805 273 1656 PLATEAU STATE Jos Main 19 Ahmadu Bello Way Jos Tel.: 07041450304/ 7041450931 Ahmadu Bello Way II No. 35 Ahmadu Bello Way, Jos Tel.: (234) 73 290 725/704 145 0912 BAUCHI STATE Bauchi State No. 2, Abdulkadir Road / Bank Road, Bauchi Tel.: (234) 803 589 3929/703 459 7844 No. 7 Murtala Mohammed Way, Bauchi Tel.: (234) 803 589 3929/703 459 7844 BENUE STATE Makurdi No. 87 Gboko Road, Makurdi Tel.: (234) 803 7464162/8033371360 BORNO STATE Maiduguri Branch, Kiri Kasama 2, (Adjacent CBN) Kiri Kasama Road, Maiduguri, Tel.: (234) 76290521/76290522

GOMBE STATE Gombe Branch 20/21 New Market Road, Commercial Area. Tel.: (234) 08036067371/08036491953 SOKOTO STATE Sokoto Main 41,Kano Road, Sokoto Tel.: (234) 703333-6869/7064757695 ABUJA Le Meridien Plot 903, Tafawa Balewa Way, Nicon Luxury Hotel, Garki, Area 11, Abuja Tel.: (234) 09-2910261; 07041450352 ECOWAS ECOWAS Commission, Plot 101 Yakubu Gowon Crescent, Asokoro Tel.: (234) 09-2910260, 07041450351 Gwagwalada 7A Secretariat Road, Gwagwalada Tel.: (234) 9 291 0253/704 145 0334 Nyanya No. 20 Hospital Road, Area A, Nyanya, Abuja Tel.: (234) 704 145 0338-9/704 145 0040 Garki 2 769, Oka Akoko Close, Garki 2 Abuja Tel.: (234) 092910252/07041450331 OAGF Office of the Accountant General of the Federation (OAGF), Treasury House, Opp. Old CBN, Samuel Ladoke Akintola Boulevard, Garki II Tel.: (234) 802 333 4135/813 391 9019; (234) 9 291 0249 Wuse II Plot 212A, Adetokunbo Ademola Crescent, Zone 8A, Wuse II Tel.: (234) 9 291 0256/704 145 0636 Wuse Zone IV Plot 2306 Suez Crescent, Wuse Zone IV Tel.: (234) 9 291 0254/704 145 0336 National Assembly Basement white House, National Assembly Complex, 3-Arms Zone. Tel.: (234) 09-2903985/07041450357 Deidei C3 802 International Building Materials Market Deidei Abuja Tel.: (234) 09 2910259/07041450348 Maina Court Plot 252a, Herbert Macaulay Way, Central Business District, Abuja. Tel.: (234) 09-2910262/07041450355

NORTH

JIGAWA STATE Dutse Plot C2-RD/SS02 Layout, Sani Abacha Way, Dutse Tel.: 708 645 8044/803 609 5396 KADUNA STATE Ahmadu Bello Way 2 22 Ahmadu Bello Way, Opp. Ten Storey Building, Kaduna Tel.: 704 372 0175/704 145 0320 Junction Road No. 4 Junction Road, Kaduna Tel.: (234) 62 290 775/704 145 0307 KRPC Kaduna Refinery Complex, KM 16 Kachia Road, Kaduna Tel.: (234) 62 290 775/704 145 0071 Kaduna Ahmadu Bello way 6A Ahmadu Bello way Leventis Building.

6 Ecobank Nigeria Annual Report 2010

Asokoro Plot 67 Yakubu Gowon crescent Asokoro, Abuja Tel.: (234) 07041450346/07041450347 Tofa House Tofa House, Plot 770, Central Business District. ABUJA Tel.: (234) 07041450813 /07041450326 Area 8, Garki N0 4 Ogbomosho street, Off Tafawa Balewa Way, Area 8, Garki Tel.: (234) 09 2910250/07041450325 CASH CENTER Bayero University Kano NACA CENTER, Bayero University KANO NACA/Friendship Centre - Students Hostel, Naraguta University of Jos Tel.: (234) 704 145 0912 UNIABUJA NACA NACA Centre, University of Abuja Tel.: (234) 704 145 0328

RIVERS / BAYELSA

RIVERS STATE Aba Road 2 c/o 57 Aba Road, Port Harcourt Tel.: (234) 08020523574, 08033032272 Ahoada 3, Abua Road Ahoada Tel.: (234) 84 749 849/818 101 6168 Asei World Centre 57 Aba Road Branch, Port Harcourt Tel.: (234) 84 300 580/704 145 0430 Bonny 10, New Road, Bonny Island Tel.: (234) 803 531 0965/803 332 1332 Eleme Petrochemical Eleme Expressway, By Eleme Petrochemical Complex, Eleme Tel.: (234) 808 718 0319/84 300 584 Fleet House Plot 105 Olu Obasanjo Road, Port Harcourt Tel.: (234) 84 300 588/803 309 9284; (234) 803 309 8762 Ikwerre I 42 Ikwerre Road, Port Harcourt Tel.: (234) 84 300 582/704 145 0434-5 Ikwerre II 142 Ikwerre Road, Port Harcourt Tel.: (234) 704 145 0255/84 300 578 Mothercat Plot 8 Trans Amadi Ind Layout Port Harcourt Tel.: (234) 704 145 0250/708 645 8033

Okporo Road 53 Okporo Road, Artillery, Port Harcourt Tel.: (234) 84 300 583/704 145 0436 Omoku 78 Ahoada Road,Omoku Tel.: (234) 803 372 6361/803 575 5417 Oyigbo Mbano Junction 206 OLD Aba Road Mbano Junction. Tel.: (234) 08087180230/07041450417 Rebisi Mile 3 21B Amaigbo Road, Mile 3, Rebisi, Port Harcourt Tel.: (234) 84 300 587/704 145 0445 PRPC Refinery Opp. Port Harcourt Refinery and Petrochemical Complex Gate, Alesa Eleme Tel.: (234) 08087180230 (234) 0704 145 0440 RSUST Rivers State University of Science and Technology, SUG Building, Nkpolu, Port Harcourt Tel.: (234) 84 300 586/802 352 2231 Trans Amadi Branch 13/15 Trans Amadi Industrial Layout, Port Harcourt Tel.: (234) 704 145 0242/708 645 8024 BAYELSA STATE Yenagoa I 106 Mbiama Yenagoa Road, Ovom, Yenagoa Tel.: (234) 802 052 3578/807 461 3041 Yenagoa II 204B Mbiama Yenagoa Road, Amarata, Yenagoa Tel.: (234) 708 645 8032/803 671 4652 CASH CENTER UNIPORT University of Port Harcourt Shopping Centre Complex, Choba Park, Choba, Port Harcourt Tel.: (234) 704 145 0431/703 324 9726 OYIGBO UMUEGBULE Cash center NO 19 Umuebule Road OYIGBO 2 ETCHE LGA Tel.: 07041450419/084300577 PPMC Cash Centre Trans Amadi - PPMC Area Office, Okrika Port Harcourt Onne Cash Centre Trans Amadi - NPA Marketing Building Onne PRESIDENTIAL Cash Office Trans amadi Presidential Hotel. Aba Road Port Harcourt

WEST EKITI STATE Ado-Ekiti 33, New Secretariat Road, Ado-Ekiti Tel.: (234) 803 423 8470/808 718 0308 OGUN STATE Agbara Plot 3 Ilaro Road, Agbara Industrial Estate, Agbara Tel.: (234) 08033230673/01-4545838 (234) 07041450194 Ita-Eko Plot 4, Tinubu Street, Ita-Eko, Abeokuta Tel.: (234) 704 145 0910/704 145 0550 Omida No. 75 Obafemi Awolowo Way, Omida, Ibara, Abeokuta Tel.: (234) 704 145 0212/704 145 0547 Idiroko Road 237 Idiroko Rd, Opp de United Foods Ota Tel.: (234) 07041450643/ 07041450239 ONDO STATE Akure 9, Owo Road, Alagbaka, Akure, Ondo State Tel.: (234) 704 145 0218/704 145 0545 OSUN STATE Osogbo KM 4, Gbonga/Ibadan Road, Onward Area, Osogbo Tel.: (234) 704 145 0066/704 145 0880 OYO STATE Agodi Beside Inaolaji Shopping Complex, Agodi Gate, Ibadan Tel.: (234) 2 291 1528/704 145 0257 Bodija 2, Odeku Close, Opp. S.S. Peter & Paul Seminary, Bodija, Ibadan. Tel.: (234) 704 145 0200/704 145 0551 Iwo Road 122, Abayomi Bus Stop, Iwo Road, Ibadan Tel.: (234) 2 291 1527/704 145 0199 Lebanon 43, Lebanon Branch, Old Gbagi, Dugbe, Ibadan Tel.: (234) 2 291 1525/704 145 0133

Ecobank Nigeria Report 2010 7

Ecobank Nigeria branches (continued)

New Court Road 24, New Court Road, Old Gbagi, Dugbe, Ibadan (234) 704 145 0090; (234) 2 291 1526 Okebola SW8/95A, Obafemi Awolowo Way, Okebola, Ibadan Tel.: (234) 2 291 1530/704 145 0245 Agodi Beside Inaolaji Shopping Complex, Opp. Old Yidi, Agodi, Ibadan Tel.: (234) 704 145 0543/704 145 0257 CASH CENTER Otta Netpost POST Building, Iganmode Road Otta Tel.: (234) 07041450645/ 07041450239 Bodija Cash Centre JMR Motor's Building, Bodija Market, Bodija, Ibadan. Tel.: (234) 704 145 0200/704 145 0534 OAU NACA Beside Student Union Building Obafemi Awolowo University, Ile Ife, Tel.: (234) 07041450531, 08035128319 Saki NetpostSaki Netpost Building, Saki Tel.: (234) 08033886547 Sapon Netpost Abeokuta Netpost Building Abeokuta Tel.: (234) 07041450533

8 Ecobank Nigeria Annual Report 2010

OUR VISION

To build a world class Pan-African Bank and to contribute to the economic and financial development of Africa.

OUR MISSION

To provide our Retail and Wholesale customers with convenient, accessible and reliable banking and financial products and services.

Ecobank Nigeria Report 2010 9

Contents

11 12 13 15 16 19 24 28 29 30 32 36 37 38 39 59 60 62 84 85 86 91 98 111

Notice of Annual General Meeting (AGM) Results at a Glance Chairman's Address Directors, Professionals, Address Report of the Directors Profile of Directors Corporate Governance Statement of Directors' Responsibilities Report of the Audit Committee Auditor's Report Statement of Accounting Policies Profit and Loss Account Balance Sheet Statement of Cash Flows Notes to the Financial Statements Statement of Value Added Five-Year Financial Summary Risk Management Policy Share Capital History Board Evaluation Report Senior management staff Unclaimed Certificate(s) Returned Warrants Holding Company and Subsidiaries

10 Ecobank Nigeria Annual Report 2010

Notice of Annual General Meeting

NOTICE IS HEREBY GIVEN that the Twenty Third (23rd) Annual General Meeting of Ecobank Nigeria Plc will be held at the Shell Hall, MUSON Centre, Onikan Lagos, on Thursday June 23rd, 2011 at the hour of 11a.m. to transact the following business: AGENDA ORDINARY BUSINESS: 1. To receive and consider the Report of the Directors, the Audited Financial Statements as at 31st December 2010, the Auditors Report thereon and the Audit Committee's Report. 2. To re-elect Director(s) retiring by rotation. 3. To appoint the firm of Akintola Williams Deloitte as independent auditors of the Company pursuant to the end of tenure of PricewaterhouseCoopers. 4. To authorise Directors to fix the remuneration of the auditors 5. To elect members of the Audit Committee for the ensuing year. SPECIAL BUSINESS: To consider and if thought fit pass the following resolution: 1. To approve the remuneration of non-Executive Directors for the 2011 financial year.

PROXY: A member entitled to attend and vote at the meeting is entitled to appoint one or more proxies to attend and vote in his place. A proxy need not be a member of the company. A form of proxy is attached and if it is to be valid for the purpose of the meeting, it must be duly executed and deposited at the office of the Secretary, Plot 21 Ahmadu Bello Way, Victoria Island, Lagos and/or the Registrar at 137/139 Broad Street (Ground Floor), Lagos not less than 48 hours before the meeting. CLOSURE OF REGISTER For the purpose of attendance at the meeting the shareholders register shall close on June 1st, 2011. AUDIT COMMITTEE The Audit Committee usually consists of 3 shareholders and 3 directors. In accordance with Section 359 (5) of the Companies and Allied Matters Act 1990, any shareholder may nominate a shareholder for appointment to the Audit Committee. Such nomination should be in writing and should reach the Company Secretary at least 21 days before the Annual General Meeting. The Central Bank of Nigeria in its Code of Corporate Governance for banks stipulates that some of the members of the Audit Committee should be knowledgeable in internal control processes, accounting and financial matters.

BY ORDER OF THE BOARD: Adenike Laoye Company Secretary Dated this 10th day of May 2011

Ecobank Nigeria Report 2010 11

Results at a glance

2010 N'million At year end Deposits Loans, Leases and Advances Shareholders Funds (Including Deposit for Shares) Total Assets Total Assets (Plus Contingents) For the year Gross Earnings Interest Income Interest Expense Diminution in Assets Values Overhead Expenses Loss before tax and extra-ordinary item (Loss)/Profit after tax and extra-ordinary item Other data Loss Per Share (Basic) Loss Per Share (Diluted) Number of Employees (Average) Branches/Business Outlets

2009 N'million

Change %

340,147 237,107 74,320 454,239 541,485

243,831 189,719 73,534 355,662 449 385

40 25 1 28 20

58,313 43,713 (15,159) (10,367) (30,521) 2,120 1,619

59,864 42,299 (19,042) (16,094) (30,614) (5,944) (4,588)

(3) 3 (20) (36) (0) (136) (135)

12 12 2,776 256

(64k) (33k) 3,052 256

1,1875 (1,3636) (9) -

12 Ecobank Nigeria Annual Report 2010

Chairman's address

The Olor'ogun Sonny F. Kuku OFR Chairman

Distinguished shareholders, I am pleased to present to you the Financial Statements of our Bank for the year ended December 31 2010. 2010 was a year of change and challenge in equal measure. The main focus of the banking industry in 2010 following the "stress test" conducted by the CBN in 2009 was essentially to harness and reap the benefits of the significant reforms implemented by the Central Bank of Nigeria (CBN) with a view to reinforcing the stability of the banking industry. The reforms resulted in the establishment of the Asset Management Corporation of Nigeria (AMCON) which provided a viable opportunity for banks to resolve loan losses for which substantial provisions were made in 2009. Consequently, our Bank made significant progress in resolving loan losses by intensifying efforts on the recovery of loans and engaging the AMCON where necessary. I am confident that greater progress will be made in 2011 to substantially eliminate the effect of loan losses in our Bank. In this regard, we have and will continue to enhance our risk management processes. Therefore, I am pleased to report that we have had a successful year with revenue and earnings showing resilience and underlying growth despite the adverse operating environment.

modest increase of 6% in our operating income from N40.76 billion in 2009 to N43.01 billion in 2010. The Bank made good progress with the cost saving programs during the year with no increase in the operating costs in spite of a number of initiatives to improve the Bank's systems and processes. Our profit before tax grew to N2.12 billion, which is indicative of improvement in performance given the loss of N5.9 billion recorded in the previous year. Undoubtedly, the improved performance affirms that our Bank can only continue to grow. Indeed our fundamentals remain strong and we expect a better year ahead.

Capital

You will recall that in 2009 the Bank had intended to increase its capital by way, amongst others, of Rights Issue or Public Offer. However owing to the state of the capital market at the time, Rights Issue or Public Offer could not be embarked upon. Accordingly, Ecobank Transnational Incorporated (ETI), in order to provide needed capital at the time, by way of a Special Placing injected the sum of N45.5 billion into the Bank which increased its shareholding in the Bank to 85%. The Board sought and obtained the approval of the Nigerian Stock Exchange (NSE) to defer the NSE listing requirement of a minimum of 25% free float for a period of two years. The two year period is coming to an end and the Board remains committed to realizing the terms of the approval with the support of all shareholders.

Financial Results

In spite of the challenges encountered in addressing the effect of loan losses, our total assets grew to N454 billion, representing a 28% increase from 2009. We recorded a

Ecobank Nigeria Report 2010 13

Chairman's address (continued)

People and Processes

Following from the deterioration in the outlook for the overall economy and industry, we had to review our staff strength and structure during the year to ensure that the quality of staff in the Bank ultimately translates to improved performance. The review resulted in a 15% reduction in our staff strength. We are grateful for the support and understanding shown by all stakeholders. In the last year, the Bank's Executive Management remained stable. This continuity helped the Bank navigate the challenging times, while remaining close to its customers. The experience, knowledge and skills of all our employees continue to be a crucial element in the success of the Bank. I take this opportunity to thank all our employees for their hard work and dedication during the year. Indeed, we continue to ensure quality training and development of our staff, in order to guarantee the best quality of service to our customers whilst also enhancing our processes.

Continued Focus

In 2011, we will continue to focus on improved performance and enhancement of our customer base. We will employ our status as the truly Pan African Bank to ensure optimal customer service delivery and accordingly continue to enhance our Information Technology Systems. We are focusing on our strength in the Pan African space in delivering appropriate products to meet the needs of our customers. Pursuant to our commitment to achieve significant improvement in our overall performance, the Ecobank Debit Regional Card was launched in February 2011 as a renewed marketing strategy to ensure that wherever Ecobank is present in Africa, our customers have access to our service and their accounts. We will continue to develop new products and ensure that the Ecobank brand remains vibrant and dynamic to address the evolving needs of our customers at all times. As part of the Ecobank Group strategy, we implemented the "Project Excellence" campaign which focused on an operating system that eliminates waste and improves our processes. It enables our branches work faster and more efficiently. I must also mention that in line with the requirements of the Central Bank of Nigeria on categorization of banks, we have applied for a Commercial Banking licence with national authorization. This is well within our strategy.

Corporate Governance

As part of our commitment to continually improve the performance of the Bank, the Board at the last Annual General Meeting held on June 30, 2010, appointed Mr. Orikolade Karim as a Non-Executive Director. I am confident that his contribution, in view of his commendable pedigree, would further enhance our Bank. Please join me in welcoming him to the Board.

Corporate Social Responsibility

Our Bank continued to support the empowerment of people within its operating environment. The Ecobank Cares Project which was launched in 2009, as a platform to reach out to the underprivileged was sustained and 41 Charity Organizations benefited during the year. The Ecobank Foundation, the corporate philanthropic arm of the Ecobank Group also partnered with and supported various communities in Nigeria and across West, Central and East Africa.

14 Ecobank Nigeria Annual Report 2010

Conclusion

Dear shareholders, I must extend the sincere appreciation of the Board to you all, our customers and regulators for continued support, understanding and co-operation. I would also like to thank our management and staff for their contributions and urge them to continue to focus on prosperity for our Bank. Certainly, our expectations for a brighter future will be met. Thank you all.

Directors, professionals, address

Directors

The Olor'ogun Sonny F Kuku OFR Alhaj Muazu (Dr.) Anache Chief Wilfred Belonwu Dr (Mrs.) E Nadu Denloye Mr. Edouard Dossou-Yovo Mr. Oladisun Holloway Mr. Orikolade Karim Ms. Eveline Tall Jibril Aku Foluke Aboderin Oluwagbemiga Kuye Ibironke Wilson Morenike Adepoju Esijolone Okorodudu Chairman Non Executive Director Independent Director Independent Director Non Executive Director Non Executive Director Non Executive Director Non Executive Director Managing Director Executive Director, Corporate Bank Executive Director, Operations & Technology Executive Director, Finance & Risk Executive Director, Lagos & West Executive Director, South & East

Company secretary

Adenike Laoye

Registered office

Plot 21 Ahmadu Bello Way Victoria Island - Lagos Nigeria

Registrars

EDC Securities Limited 137 139 Broad Street Lagos Nigeria Tel: +234-01-262983 7738284, 4610347,7301260 7301261 Fax: 01-461 0345

Independent auditors

PricewaterhouseCoopers (Chartered Accountants) Plot 252E Muri Okunola Street Victoria Island Lagos Nigeria

Ecobank Nigeria Report 2010 15

Report of the Directors

The Directors are pleased to submit their report together with the financial statements for the year ended 31 December 2010.

1. Results

2010 N'million 1,619 1,619 2009 N'milion (4,588) (4,588)

The (Loss)/Profit of the Company after providing for taxation was: Transfer to Statutory Reserve: Transfer to retained Earnings:

2. Legal form

The Company, which was incorporated on October 7, 1986 as a Public Limited Liability Company, commenced business on April 24, 1989.

3. Principal activities

The Company is engaged in the business of Commercial Banking.

4. Directors

1. The names of the current directors are listed are listed on page 15. 2. Mr. Orikolade Karim was appointed as a non-Executive Director at the last Annual General Meeting held on June 30, 2010. 3. In accordance with Article 93 of the Bank's Articles of Association, Mr. Edouard Dossou- Yovo, Alhaji Muazu Anache and The Olor'ogun S. F. Kuku, OFR retire by rotation and being eligible, offer themselves for re-election.

Current holdings of directors

31 March 2011 Direct 3,469,221 167,237 100,000 8,740,854 375,000 31 March 2011 Indirect 666,666 31 March 2010 Direct 3,469,221 167,237 100,000 8,740,854 375,000 31 March 2010 Indirect 666,666 -

The Olor'ogun S. F. Kuku, OFR Alhaji Mua'zu Anache Chief Wilfred Belonwu Dr. (Mrs.) Nadu Denloye Mme Eveline Tall Mr. Orikolade Karim Mr. Edouard Dossou-Yovo Mr. Oladisun Holloway Jibril Aku Foluke Aboderin Morenike Adepoju Oluwagbemiga Kuye Jolone Okorodudu Ibironke Wilson

16 Ecobank Nigeria Annual Report 2010

5. Directors' responsibilities

In accordance with the provisions of sections 334 and 335 of the Companies and Allied Matters Act (CAMA) 1990 and Sections 24 and 28 of the Banks and Other Financial Institutions Act 1991 as amended, the Directors are responsible for the preparation of Annual Financial Statements. These responsibilities include ensuring that: (a) adequate internal control procedures are instituted to safeguard assets, prevent and detect fraud and other irregularities; (b) proper accounting records are maintained; (c) applicable accounting standards are followed; (d) suitable accounting policies are used and consistently applied; (e) the financial statements are prepared on a going concern basis, unless it is inappropriate to presume that the company will continue in business.

6. Analysis of shareholding

Authorized Capital: Share Range 1 - 1,000 1,001 - 10,000 10,001 - 100,000 100,001 - 1,000,000 1,000,001 - 10,000,000 10,000,001 -100,000,000 100,000,001-250,000,000,000 Total: 30,000,000,000 Quantity Issued : % of Shareholders Number of Holdings 18.431 60.619 18.779 1.9348 0.2107 0.0223 0.0011 100.0000 7,518,697 216,193,089 446,773,011 409,320,760 533,971,037 458,087,252 11,808,087,796 13,879,951,642 13,879,951,642 % Shareholding 0.0541 1.557 3.218 2.949 3.847 3.300 85.0730 100.0000

Number of Shareholders 15,651 51,475 15,947 1,643 179 19 1 84,915

7. Substantial interest in shares

Ecobank Transnational Inc. Nigerian Citizens and Associations Total 31 December 2010 11, 808,087,796 2,071,863,846 13,879,951,642 % 85 15 100 31 March 2010 11,808,087,796 2,071,863,846 13,879,951,642 % 85 15 100

8. Donations and contributions

DESCRIPTION Donation to 3 orphanages in Lagos (Modupe Cole, armor of God & Love home) Sponsorship of Entrepreneur TV Series & awards to Entrepreneurs ­ 2009/2010 Donation of books to Ecowas Library AMOUNT (N) 654,600 100,000,000 250,000 100,904,600

Ecobank Nigeria Report 2010 17

Report of the Directors (continued)

9. Fixed assets

Movements in fixed assets during the year are shown in note 20 on page 49. In the opinion of the Directors, the market value of the Company's properties is not less than the value shown in the Financial Statements.

10. Post balance sheet events

In March 2011,the company sold a total of N55.55 billion worth of loans to the Asset Management Corporation of Nigeria (AMCON)and received consideration bonds of N41.52billion from AMCON in return.

11. Employment and employees

Employment of Disabled Persons It is the policy of the Company that there should be no discrimination in considering applications for employment including those from disabled persons. All employees are given equal opportunities for self development. As at December 31, 2010, one disabled person was in the employment of the Company. Employee Involvement and Training The Company is committed to keeping employees fully informed as much as possible regarding the Company's performance and progress and seeking their views wherever practicable on matters, which particularly affect them as employees. Management, professional and technical expertise are the Company's major assets and investment in their further development continues. Training is carried out from entry level through various levels with both in-house and external courses. Health, safety at work and welfare of employees Health and safety regulations are in force within the Company's premises and employees are aware of safety regulations. The Company provides subsidies for all employees for medical, transportation, housing and lunch. Incentive schemes designed to meet the circumstances of each individual are implemented wherever appropriate, and some of these include bonuses, salary review, promotion, use of health management organizations for medical and gratuity for long service.

12. Audit Committee

Pursuant to Section 359(4) of the Companies and Allied Matters Act, 1990, the Company had in place an Audit Committee comprising three shareholders and three directors as follows as at December 31, 2010: Pastor Oyelakin Awobode (Chairman) Ms. Bosede Benson Mr. Ayodele Ogundeji Alhaji Mua'zu Anache Dr. (Mrs). Nadu Denloye Mr. Orikolade Karim The functions of the Audit Committee are as contained in Section 359(6) of the Companies and Allied Matters Act 1990. March 31, 2011 BY ORDER OF THE BOARD ADENIKE LAOYE COMPANY SECRETARY LAGOS, NIGERIA

18 Ecobank Nigeria Annual Report 2010

Profile of Directors

The Olor'ogun (Dr.) Sonny Folorunso Kuku, OFR

Chairman since March 2010, Non Executive Director since 2004 Born 1944, Dr. Kuku is a renowned Physician, Scholar and Administrator. He has been Joint Chief Medical Director and Chairman at EKO Hospital (Ekocorp Plc) which he co-founded in 1978. Dr. Kuku has also been a Trustee and a Distinguished Fellow of the National Postgraduate Medical College of Nigeria, President and Trustee West African College of Physicians. A past Chairman of the Committee of Pro-Chancellors of State Universities and Committee of Chairmen of Federal Tertiary Hospitals, he was a recipient of the First Distinguished Alumnus Award University of Lagos and Ambassador of Goodwill Award, City of Freetown. The first African Master of the American College of Physicians, he is a Fellow of the prestigious Nigerian Academy of Science. He was a Director of Midas Merchant Bank and is Chairman of Midas Stockbrokers Limited. He was the Chairman of the Human Capital Policy Commission of the Nigerian Economic Summit Group. He is an Officer of the Order of the Federal Republic (OFR). Dr. Kuku was the immediate past President, King's College Old Boys Association and current Chairman, Board of Management University College Hospital Ibadan. He joined the Board of Ecobank Nigeria Plc in 2004 and was appointed Chairman in March 2010

Alhaji Muazu Anache

Non-Executive Director since 2005 Born 1954, Alhaji Anache is a non-Executive Director. He obtained a National Certificate of Education from the Advanced Teachers College, Minna, Niger State in 1978 and a Higher National Certificate in Accounting from the Dundee College of Commerce, Scotland in 1982. He joined the Board of the Bank in March 2005. Alhaji Anache is a member of the Institute of Chartered Secretaries and Administrators and was with the Niger State Development Company Limited since 1985 until recently as the General Manager Administration/Company Secretary. Alhaji Anache is a Director of the Niger State Supply Company Limited.

Chief Wilfred A. Belonwu

Independent Director Born 1942, Chief Belonwu is a distinguished accountant and graduate of the University of Nigeria, Enugu Campus. He is a fellow of the Association of National Accountants of Nigeria. From 1974 to December 2005, Chief Belonwu worked in different positions in Mobil Producing Nigeria Unlimited (MPN) and Mobil Oil Corporation New York. He was Executive Director Finance/Chief Financial Officer and rose to the position of Vice-Chairman of MPN a position he held between January 2004 ­ December 2005 when he retired. Chief Belonwu has had extensive experience in financial analysis, internal audit and financial control. He is bringing over 31 years experience in a major international conglomerate to Ecobank.

Ecobank Nigeria Report 2010 19

Profile of Directors (continued)

Mme Eveline Tall

Non-Executive Director since 2010 Born 1958, Eveline Tall is an Executive Director in Ecobank Transnational Incorporated and also its Chief Operating Officer. She started her banking career in 1981 in Citibank in Dakar. She left Citibank to join Ecobank Mali as Deputy Managing Director in 1998, and was made Managing Director in 2000. She was later transferred to Ecobank Senegal as Managing Director in 2000. She was appointed Regional Head of the UEMOA Zone in October 2005. Eveline Tall holds a Bachelor's degree in English (Dakar) and a Diploma in International Trade, Distribution and Marketing from the Ecole d'administration et de Direction des Affaires, Paris.

Mr. Oladisun Holloway

Non-Executive Director since 2009 Born, 1955, Mr.Oladisun Holloway is currently the Chairman and Chief Executive Officer of EOF Investments Nigeria Limited. He is an Economist and a Financial Consultant. Mr. Holloway was has been the Chairman of the Planning Committee of Inaugural Lagos Carnival for the post two years, and was also the Chairman of the 2009 Eyo Festival Planning Committee. Between 1993­1994, he was Deputy Managing Director of Ecobank Nigeria after which he became Managing Director from 1994 ­ 2001. He remained with the Ecobank Group as Managing Director of Ecobank Development Corporation, Togo between 2001 ­ 2005 after which he retired from the Group. Mr. Holloway worked with International Merchant Bank (IMB), Mobil Oil Corporation, New York and Colgate Palmolive, New York before joining Ecobank Nigeria as one of the pioneer staff in 1989. Mr. Holloway has a Bachelor Degree in Economics (Summa Cum Laude) from Morehouse College, Atlanta and an MBA Finance and International Business from Columbia University. He is married with children.

Dr. (Mrs.) Elizabeth Nadu Denloye

Independent Director since 2006 Born 1956, Dr. Denloye is a PhD holder in Electronic Engineering from the University of Hull. She co-founded Telnet Nigeria Limited in 1987 and was Managing Director of Telnet Network Services in 1997 and later Group Managing Director of Telnet Group between 2000 ­ December 2006. She still remains a non-Executive Director on the board of Telnet Group. She is a fellow of the Nigerian Society of Engineers and a member of the Association of Professional Women Engineers of Nigeria. She is a director on the board of LEAP Africa and a member of the Advisory Board of EDS of the LBS-Pan African University.

20 Ecobank Nigeria Annual Report 2010

Mr. Edouard Virgile Dossou-Yovo

Non-Executive Director since 2009 Born 1949, Mr. Dossou-Yovo has a Masters Degree and PHD in Commercial Law. He worked with Banque Paribas Group France for 10years as Investment Advisor and Legal Counsel. Since leaving Banque Paribas Group, from 1990 to date, Mr. Dossou-Yovo has been operating his own Company, Cabinet International Ingenierie Financiere Assitance Juridique et Gestion (CIIFAG). Mr. Dossou-Yovo is bringing his wealth of experience in international banking as well as the Law to Ecobank Nigeria Plc as a non-Executive Director. He is from the Republic of Benin.

Mr. Orikolade Karim

Non-Executive Director since 2010 Born 1968, Mr. Karim is the Group Managing Director/CEO Shoreline Energy International Ltd (a leading energy and infrastructure company focused on Africa). His current portfolio consists of business in the construction, commodity trading, agro-allied products, oil and gas, engineering and power sectors. In addition to his role at Shoreline Energy International, Mr. Karim is the current Chairman of Costain (West Africa) Plc and serves as director in seven (7) subsidiary companies including Schlumberger Testing & Production Services Nigeria Limited, Trans Amadi Facilities Ltd and Chairman, Nigerian Ropes Plc. Mr. Karim is a Young Global Leader 2008 Award Honoree and also a pioneer and active member of the Global Agenda Council on Emerging Multinationals of the World Economic Forum. He had delivered opinion and position papers at international conferences, investment forum, business schools and universities. He has attended many courses both locally and international including management and leadership courses at the prestigious Harvard Business School and John F. Kennedy School of Government. Mr. Karim is a member of the Institute of Directors, Nigeria (IoD), Lagos Polo Club, Ikoyi Club 1938 and Lagos Motor Boat Club. He was appointed a director in Ecobank Nigeria in June 2010.

Mr. Jibril Aku

Managing Director since 2010 (Executive Director 2006-2010) Born 1960, Mr. Jibril Aku has over 24 years banking experience with 17 years spent in senior management level. His banking career has included key positions in Capital Markets, Foreign Exchange and Treasury Management. Mr Aku at one time served two terms as director of Nigeria Inter-bank Settlement Systems (NIBSS) and various subsidiaries of Afribank Group including Afribank International Limited (Merchant Bankers) and ANP International Finance, Dublin, Ireland. Mr . Aku is a former President of the Money Market Association of Nigeria (MMAN) and currently serves as Chairman of the NIBOR Committee of the Association. Prior to joining Ecobank in 2006 as Executive Director, he worked for Nigeria International Bank Limited (Citibank) and later with Afribank Nigeria Plc as Executive Director in charge of Operations & Information Technology. He holds a Bachelors and Masters Degrees in Business Administration. He was appointed Managing Director of Ecobank Nigeria Plc in March 2010.

Ecobank Nigeria Report 2010 21

Profile of Directors (continued)

Ms. Foluke Aboderin

Executive Director since 2007 Born in 1961, Ms. Aboderin is a Chartered Accountant and also holds a first degree in Economics. She joined Ecobank in March 2007. A seasoned banker, her banking experience spans over twenty-two years, managing the relationships of Multinationals and Top-tier Local Corporates operating in key sectors of the economy. She has attended several Citibank courses locally and abroad and she performed a short-time assignment in Citibank South Africa. Before working with Citibank, she started her banking career at First City Merchant Bank (now First City Monument Bank) where she worked in the Corporate Finance and Corporate Banking Departments of the bank for over ten years. Foluke Aboderin is the Group Head of Corporate Banking.

Mr. Oluwagbemiga Kuye

Executive Director since 2009 Born in 1967, `Gbenga Kuye has over 19 years of local and international banking experience with over 10 years in senior management level. His banking career has included key positions in Human Resources, Trade Operations, Sales & Trading Operations, Branch Operations, Internal Control, Audit - Risks & Reviews, Customer Services, Process Improvement, Technology and overall Country supervision. Gbenga spent the bulk of his career in Citigroup where he rose to become the Vice President responsible for Central Africa Operations and Technology and Deputy Chief Executive Officer for Citigroup Cameroon. He left Citigroup in 2006 to join United Bank for Africa where he held several positions namely Head of Group Operations, Acting Head of Group Operations and Technology and Chief Operating Officer for about 75% of the entire UBA Group. Gbenga holds First Class honors degree in Chemical Engineering from University of Lagos and is also a graduate of the prestigious Citigroup Executive Leader program. He is a member of the Chartered Institute of Bankers and Nigerian Society of Chemical Engineers. Gbenga Kuye is responsible for the Bank's Operations and Technology Group.

Mrs. Ibironke Wilson

Executive Director since 2009 Born in 1961, Ronke is a graduate of Economics and also holds a Masters Degree in Business Administration. She is a member of the Institutes of Chartered Accountants of Nigeria and Ghana. She started her career with Coopers and Lybrand, Lagos where she worked for more than 10 years. With over 14 years in the banking industry, Ronke has held key management positions including Finance, Investment Banking and Human Resources. She was the Ecobank Group Chief Human Resources Officer between 2006 and October 2009. She was appointed as Executive Director in October 2009. She is responsible for Finance & Risk

22 Ecobank Nigeria Annual Report 2010

Mrs. Morenike Adepoju

Executive Director since 2010 Born 1960, Morenike Adepoju is a graduate of the University of Ife, now Obafemi Awolowo University Ile Ife Nigeria (June 1981); she holds a Masters in Fine Arts Degree in Management from Brooklyn College of the City University of New York (June 1985) and a certificate in Advanced Management from the Lagos Business School (June 2004). A banker with over 21 years experience, Mrs. Adepoju worked at Intercontinental Bank as a pioneer staff and joined Ecobank Nigeria in March 1996 serving in various capacities including Branch Manager, Head of Consumer and Cards Business, and Head of Branch Network in Ecobank Benin (April 2005). She also served as Regional Head of Retail Bank for 8 French Speaking West African Countries UEMOA Region prior to being posted to Ecobank Liberia as Managing Director in January 2007 for three years. She assumed responsibility as Regional Head Lagos and South West and Executive Director of Ecobank Nigeria in March 2010. Morenike Adepoju is happily married with children

Ms. Esijolone Okorodudu

Executive Director since 2010 Born 1962, a banker with over 23 years of banking experience spanning many countries in the Pan African region. Currently the Executive Director, SouthSouth and South-East, Ecobank Nigeria. Before her current responsibility, she played significant executive roles in the Ecobank Group spanning West, Central, Eastern and Southern Africa. As part of her professional journey, Mrs. Okorodudu held different executive positions amongst which were: Managing Director of Ecobank Liberia, Managing Director of the Retail Bank for the Group and Managing Director, Ecobank Gambia. She has also worked in Ghana, Togo, Niger, Mali and Cote-d' Ivoire. In addition, she played a significant role in being responsible for the Regional Rapid Transfer product which today is the Group's flagship product, facilitating trade in the Pan-African regional space. Mrs. Esijolone Okorodudu is one of the pioneer staff of Ecobank Nigeria. Before joining Ecobank in 1989, she worked with Citibank Nigeria.

Ecobank Nigeria Report 2010 23

Corporate Governance

Commitment to Corporate Governance

Ecobank's commitment to ensuring international best practice in terms of Corporate Governance remains total and unconditional. 1. Board composition As at December 31, 2010, the Board comprised fourteen (14) Directors: eight (8) non-executive and six (6) executive directors. The Bank is in compliance with the CBN Code of Corporate Governance regarding the appointment of a minimum of two (2) independent non-executive directors. The independent directors during the period were Dr. (Mrs.) Nadu Denloye and Chief Wilfred Belonwu. The Bank's Directors have varied experience and backgrounds and are well equipped to handle the responsibilities of the Board 2. Role of the Board Fundamental to the guiding principles of Ecobank is that all power belong to the shareholders. The role of the Board is well documented in the Ecobank Group Corporate Governance Charter which is revised from time to time to take into consideration the evolving nature of the responsibilities of the Board. The Board receives continuous training on corporate governance and relevant areas of banking. The Board's oversight of the operations and activities of the Bank is carried out transparently without undue influence or over-bearance. 3. Compliance with the Central Bank of Nigeria (CBN) code of Corporate Governance and the Securities & Exchange Commission (SEC) Governance Code The Bank rendered monthly returns to the CBN on the status of its compliance with the CBN Code of Corporate Governance. The Bank is in compliance with the terms of the Code. The Bank also rendered returns to SEC in line with the SEC Code of Corporate Governance in complance wirh SEC requirements.

24 Ecobank Nigeria Annual Report 2010

4. Board Committees During the 2010 financial year, the Board delegated some of its responsibilities to the following Committees: i. Board Credit Committee Responsibilities · Approval of credits outside management's approval limit · Approval of insider-related transactions/credits · Review of remedial accounts/past due obligations/classified accounts · Approval of accounts to be written-off and any other related matters · Approval of exceptions to the credit policy · Review of periodic reports and assessment of portfolio performance Committee Composition: Mr. Disun Holloway Chairman Chief Wilfred Belonwu Dr. (Mrs.) Nadu Denloye Mr. Jibril Aku Ms. Foluke Aboderin ii. Board Governance Committee Responsibilities · Compliance with Governance Code · Corporate governance issues and assessment/ evaluation of the Board · Approval of contractors and major contracts · Human Resources matters, relating to employment, termination of employment and review of performance appraisal of Assistant General Managers and above, staff salary changes and loans, and consideration of · appointment of directors and their emoluments Committee Composition: Chief Wilfred Belonwu Chairman Alhaji Mua'zu Anache Mr. Edouard Virgile Dossou-Yovo Mme. Eveline Tall Mr. Orikolade Karim iii. Board Risk Committee Responsibilities · Review and recommend changes to the Board as needed to ensure that the Bank has in place at all times, a Risk Management Policy · Approve and recommend risk tolerance levels, limits and metrics.

· Review on an annual basis a risk assessment prepared by management that identifies and evaluates all material risks. · Provide oversight to ensure that the risk management monitoring and reporting functions in the Bank are independent of business line or risk-taking processes. · Discuss and evaluate the Bank's risk exposures in light of current market conditions, established risk limits, operating performance and other relevant factors. · Review report that monitor compliance with risk parameters established by regulation or Bank policy and measure the adequacy of risk monitoring, testing and governance. · Inform the Board of the status of risk exposures and risk management processes in the Bank. · Oversee the Bank's risk framework and controls, and monitor the activities of the management level risk committees. · Periodically review and approve proposals regarding financial, investment, credit and operating risk management strategies and key decisions of the management level risk committee. Committee Composition: Dr. (Mrs.) Nadu Denloye Chairperson Mr. Disun Holloway Mr. Edouard Virgile Dossou-Yovo Mr. Jibril Aku Mr. Oluwagbemiga Kuye Mrs. Ibironke Wilson iv. Board Audit & Compliance Committee Responsibilities · Review and assessment of all internal and external audit reports. Review and monitoring of internal control and ensuring effectiveness of controls · Review of frauds and forgeries · Review of the Bank's compliance requirements · Liaising with auditors and management · Ensuring compliance with all applicable laws and regulations, as well as operating standards · Review of the Bank's financial performance · Review of capital expenditure and operating expenses

Committee Composition: Alhaji Mua'zu Anache Dr. (Mrs.) Nadu Denloye Mr. Orikolade Karim

Chairman

v. Statutory Audit Committee In compliance with Section 359 (6) of the Companies and Allied Matters Act (CAMA) 1990, an Audit Committee comprising three (3) representatives of shareholders elected annually at Annual General Meetings (AGM), and three (3) non-executive directors, is in place. The responsibilities of the Committee are as contained in the CAMA. The members representing shareholders during the year were Pastor Oyelakin Awobode (Chairman), Ms. Bosede Benson and Mr. Ayodele Ogundeji. The other three (3) members, who are directors of the Bank are Alhaji Anache, Mr. Kola Karim and Dr. (Mrs.) Nadu Denloye. The Statutory Audit Committee meets to consider the following: i. ii. iii. iv. Scope and planning of audits To review the internal control processes To review frauds and forgeries To consider and assess the audited accounts as well as the Management Control Report issued by the auditors.

5. Frequency of meetings Meetings of the Board and its Committees are usually held quarterly, but may be convened at any time whenever the need arises. The Board and its Committees met as follows: No. of Meetings Board/Committees Meetings Board of Directors Board Credit Board Risk Board Governance Board Audit & Compliance Statutory Audit Committee 6 4 4 4 4 3

During the year under review, management was supported by the following Management Committees

Ecobank Nigeria Report 2010 25

Corporate Governance (continued)

i. ii. iii. iv v vi. vii.

Executive Management Committee chaired by the Managing Director Management Committee chaired by the Managing Director Human Resources Committee, chaired by an Executive Director Assets and Liabilities Committee, chaired by the Managing Director Disciplinary Committee, chaired by an Executive Director Doubtful Debt Recovery Committee, chaired by the Head of Risk Management Group Information Technology Steering Committee, chaired by an Executive Director

5. Mme. Eveline Tall ** 2 70% 6. Mr. Edouard Dossou-Yovo ** 3 100% 7. Mr. Orikolade Karim *** 0 0% * Ceased to be members in March 2010 ** Appointed March 2010 *** Appointed June 2010 Board Credit Committee The Committee convened four (4) times during the year. Directors 1. 2. 3. 4. 5. 6. Total No. Attended % Mr. Oladisun Holloway 4 100% Chief W. Belonwu 4 100% Dr. (Mrs.) Nadu Denloye ** 1 100% Jibril Aku 3 75% Foluke Aboderin 4 100% Ibironke Wilson * 3 100% * Appointed March 2010 ** Appointed September 2010

6. Attendance at Board and Committee Meetings The Board The Board of Directors convened six (6) times during the year Total No. Attended 1. The Olor'ogun S. F. Kuku, OFR 6 2. Alhaji M. Anache 6 3. Dr. (Mrs.) Nadu Denloye 6 4. Chief W. Belonwu 6 5. Mr. Edouard Dossou-Yovo 4 6. Mme Eveline Tall 4 7. Mr. Oladisun Holloway 5 8. Mr. Kola Karim *Appointed June 30, 2010 3 9 Jibril Aku 6 10 Foluke Aboderin 6 11. Oluwagbemiga Kuye 6 12. Ibironke Wilson 6 13. Morenike Adepoju 6 14 Jolone Okorodudu 6 Directors

% 100% 100% 100% 100% 70% 70% 85% 100% 100% 100% 100% 100% 100% 100%

Board Audit & Compliance Committee The Committee convened four (4) times during the year. Total No. Attended % The Olor'ogun Sonny F. Kuku, OFR* 1 100% Alhaji Muazu Anache 4 100% Dr. (Mrs.) Nadu Denloye ** 2 100% Chief Wilfred Belonwu *** 2 100% Mr. Edouard Dossou-Yovo * 1 100% Mr. Oladisun Holloway ** 2 100% Mr. Kola Karim ** 2 100% * Ceased to be a member in March 2010 ** Appointed June 2010 *** Ceased to be a member in June 2010 Directors

1. 2. 3. 4. 5. 6. 7.

Board Governance Committee The Committee convened four (4) times during the year. Total No. Attended The Olor'ogun S. F. Kuku, OFR * 1 Dr. (Mrs.) Nadu Denloye * 1 Alhaji Muazu Anache 4 Chief W. Belonwu** 3 Directors

1. 2. 3. 4.

% 100% 100% 100% 100%

Board Risk Committee The Committee convened four (4) times during the year Directors Total No. Attended % 1. Dr. (Mrs.) Nadu Denloye 4 100% 2. Mr. Edouard Dossou-Yovo 3 75% 3. Mr. Oladisun Holloway * 3 100% 4. Jibril Aku * 3 100% 5. Morenike Adepoju ** 2 100% 6. Ibironke Wilson *** 1 100% 7. Jolone Okorodudu ** 1 50%

26 Ecobank Nigeria Annual Report 2010

8. Oluwagbemiga Kuye *

3 100% * Appointed March 2010 ** Appointed March 2010 and ceased to be a member in September 2010 *** Appointed September 2010

8. Shareholder participation The Bank is conscious of, and promotes shareholder rights. It continues to take necessary steps to ensure same. The benefits from contributions, advice and the wise counsel of shareholder members of the Statutory Audit Committee remain invaluable. 9. Whistle-blowing In line with our commitment to instill best corporate governance practices in the institution and in compliance with regulatory requirements, all stake holders are invited to report any concern about a threatened/suspected or actual breach of any corporate governance requirement to this special e-mail address: [email protected] or telephone hotline number 234-1-7613792 for the attention of the Bank's Chief Compliance Officer or the Company Secretary. Similarly, in order to ensure independence and integrity of our Whistle-Blowing process, the Bank currently subscribes to the KPMG Ethics Line, an independent Whistle-Blowing procedure which ensures anonymity of the whistle-blower and effective handling of issues reported. All stakeholders are enjoined to utilize the Line. The e-mail address is : [email protected] Toll free hotlines: 07030000026, 0700000027, 08088118888, 08088228888 Good Corporate Governance is fundamental to the long term success of any institution. This is the bedrock of the operations of the Bank and its Board.

Statutory Audit Committee The Committee convened three times during the year. Total No. Attended % Pastor (Dr.) Oyelakin Awobode 3 100% Ms Bose Benson 3 100% Mr. Ayodele Ogundeji 3 100% Alhaji Muazu Anache 3 100% Chief Wilfred Belonwu ** 1 50% Mr. Oladisun Holloway ** 1 50% Dr. (Mrs.) Nadu Denloye * 1 100% Mr. Orikolade Karim * 1 100% * Appointed September 2010 ** Ceased to be member June 2010 Directors

1. 2. 3. 4. 5. 6. 7. 8.

7. Related party transactions The Bank in the ordinary course of business entered into contracts with some companies related to some directors. All the contracts were done on arms-length basis and have been duly performed. These are as follows: Project Management of some Branch Transformation Kenarch Nigeria Limited (one of whose directors is the brother in-law of Mr. Jibril Aku). Mr. Aku formally declared his relationship with the director of the company. Supply of some corporate gift items: Link 96 International (One of directors of the company is related to Mrs. Ibironke Wilson). Mrs. Wilson formally declared her relationship with the director of the company.

Ecobank Nigeria Report 2010 27

Statement of Director's responsibilities

The Companies and Allied Matters Act and the Banks and other Financial Institutions Act, require the directors to prepare financial statements for each financial year that give a true and fair view of the state of financial affairs of the Bank at the end of the year and of its profit or loss. The responsibilities include ensuring that the Bank: a· keeps proper accounting records that disclose, with reasonable accuracy, the financial position of the Bank and comply with the requirements of the Companies and Allied Matters Act and the Banks and other Financial Institutions Act; b· establishes adequate internal controls to safeguard its assets and to prevent and detect fraud and other irregularities; and c· prepares its financial statements using suitable accounting policies supported by reasonable and prudent judgements and estimates, and are consistently applied. The directors accept responsibility for the annual financial statements, which have been prepared using appropriate accounting policies supported by reasonable and prudent judgements and estimates, in conformity with the:

­ Nigerian Statements of Accounting Standards; ­ Prudential guidelines for licensed banks; ­ Relevant circulars issued by the Central Bank of Nigeria; ­ Requirements of the Banks and Other Financial Institutions Act; and ­ Requirements of the Companies and Allied Matters Act The directors are of the opinion that the financial statements give a true and fair view of the state of the financial affairs of the Bank and of its profit and cash flows. The directors further accept responsibility for the maintenance of accounting records that may be relied upon in the preparation of financial statements, as well as adequate systems of internal financial control. Nothing has come to the attention of the directors to indicate that the Bank will not remain a going concern for at least twelve months from the date of this statement. The Olor'ogun (Dr.) Sonny Kuku, OFR

Jibril Aku Managing Director

28 Ecobank Nigeria Annual Report 2010

Report of the Audit Committee

In compliance with the provisions of Section 359(3) to (6) of the Companies and Allied Matters Act 1990, the Committee considered the Audited Financial Statements for the year ended 31 December, 2010 together with the Management Control Report from the Auditors and the Bank's Response thereto at a duly convened meeting of the Committee. In our opinion, the scope and planning of the audit for the year ended 31 December 2010 were adequate. After due consideration, the Committee accepted the Report of the Auditors that the Financial Statements were in accordance with ethical practice and generally accepted accounting principles and give a true and fair view of the state of the Bank's financial affairs. The Committee reviewed management's response to the Auditors findings in respect of the Management Control Report and we and the Auditors are satisfied with the management's response thereto. The Committee reviewed insider/related transactions and took note of their status. party

The Committee therefore recommended that the Audited Financial Statements of the Bank for the year ended 31 December 2010 and the Auditor's Report thereon be presented for adoption by the Bank at the Annual General Meeting. The Committee also approved the provision made in the Financial Statements for the remuneration of the Auditors. April 7, 2011 Pastor (Dr.) Oyelakin Awobode Chairman Audit Committee

Members of the Committee

1. Pastor (Dr.) Oyelakin Awobode 2. Ms. Bose Benson 3. Mr. Ayodele Ogundeji 4. Alhaji Muazu Anache 5. Mr. Oladisun Holloway 6. Mr. Orikolade Karim Chairman Member Member Member Member Member

Ecobank Nigeria Report 2010 29

Auditor's Report

Plot 252E, Muri Okunola Street, Off Ajose Adeogun Street Victoria Island, Lagos, Nigeria

Report of the Independent Auditor to the Members of ECOBANK Nigeria PLC

Report on the financial statements We have audited the financial statements of Ecobank Nigeria Plc which comprise the balance sheet as of 31 December 2010 and the profit and loss account and statement of cash flows for the year then ended and a summary of significant accounting policies and other explanatory notes. Directors' responsibility for the financial statements The directors are responsible for the preparation and fair presentation of these financial statements in accordance with Nigerian Statements of Accounting Standards and with the requirements of the Companies and Allied Matters Act and the Banks and Other Financial Institutions Act. This responsibility includes: designing, implementing and maintaining internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error; selecting and applying appropriate accounting policies; and making accounting estimates that are reasonable in the circumstances. Auditor's responsibility Our responsibility is to express an independent opinion on the financial statements based on our audit. We conducted our audit in accordance with International Standards on Auditing. Those standards require that we comply with ethical requirements and plan and perform our audit to obtain reasonable assurance that the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgement, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by the directors, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

30 Ecobank Nigeria Annual Report 2010

Opinion In our opinion the financial statements give a true and fair view of the state of the Bank's financial affairs at 31 December 2010 and of its profit and cash flows for the year then ended in accordance with Nigerian Statements of Accounting Standards, the Companies and Allied Matters Act and the Banks and Other Financial Institutions Act. Report on other legal requirements The Companies and Allied Matters Act and the Banks and Other Financial Institutions Act require that in carrying out our audit we consider and report to you on the following matters. We confirm that: i) we have obtained all the information and explanations which to the best of our knowledge and belief were necessary for the purposes of our audit; ii) in our opinion proper books of account have been kept by the Bank, so far as appears from our examination of those books; iii) the Bank's balance sheet and profit and loss account are in agreement with the books of account; iv) our examination of loans and advances was carried out in accordance with the Prudential Guidelines for licensed banks issued by the Central Bank of Nigeria; v) related party transactions and balances are disclosed in the financial statement as required by Central Bank of Nigeria Circular No. BSD/1/2004; vi) to the best of our information, the Bank has complied with the relevant provisions of the Banks and Other Financial Institutions Act and the relevant circulars issued by the Central Bank of Nigeria.

Chartered Accountants Lagos, Nigeria

8 April 2011

Ecobank Nigeria Report 2010 31

Statement of accounting policies

The principal accounting policies adopted in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented, unless otherwise stated. a) Basis of preparation The financial statements are prepared in compliance with Nigerian Statements of Accounting Standards (SAS) issued by the Nigerian Accounting Standards Board (NASB). The financial statements are presented in the functional currency, Nigerian Naira (N), rounded to the nearest million and prepared under the historical cost convention as modified by revaluation of certain investment securities and property and equipment. The preparation of financial statements in conformity with Generally Accepted Accounting Principles in Nigeria requires the use of estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Although these estimates are based on the directors' best knowledge of current events and actions, actual results may differ from those estimates. B) Segment reporting A business segment is a group of assets and operations engaged in providing products or services that are subject to risks and returns that are different from those of other business segments. The Bank is segmented along 3 main business segment viz: Corporate banking group, Domestic banking group and Capital group. c) Foreign currency transactions The financial statements are presented in Nigeria Naira, which is the Bank's reporting currency. Transactions denominated in foreign currency are converted into Naira at the rate of exchange ruling at the date of the transaction. Assets and liabilities denominated in foreign currency at the balance sheet date are translated into Naira at the rates of exchange prevailing at year-end. Exchange gains or losses are included in the profit and loss account. d) Recognition of interest income 1· Interest income is recognised on an accrual basis, except for interest overdue for more than 90 days, which is suspended and recognised only to the extent that cash is received. Recoveries made are credited to

32 Ecobank Nigeria Annual Report 2010

the profit and loss account as collected. Interest accruing on non-performing accounts is not taken to the profit and loss account until the debt is recovered. 2·Interest income accruing on advances under finance lease is amortised over the lease period to achieve a constant rate of return on the outstanding net investment. 3·Interest earned on investment securities is reported as interest income. Dividends are recognized in the income statement when the Bank's right to receive payment is establised. e) Recognition of fees, commissions and other income Fees and commissions, where material, are amortised over the life of the related service. Otherwise, fees, commissions and other income are recognised as earned upon completion of the related service. f) Provision against credit risk Provision is made in accordance with the Statement of Accounting Standard for Banks and Non-Bank Financial Institutions, (SAS 10) issued by the Nigerian Accounting Standards Board (NASB), and Prudential Guidelines issued by the Central Bank of Nigeria (CBN). For each account that is not performing in accordance with the terms of the related facility, provision is made as follows:

Interest and/or principal outstanding for over: Classification 90 days but less than 180 days Substandard 180 days but less than 360 days Doubtful Over 360 days Lost Provision minimum 10% 50% 100%

The Bank normally makes provision of at least 1% for performing risk asset inherent in any credit portfolio. However, the Central Bank of Nigeria and the Nigerian Accounting Standards Board have permitted all Nigerian Banks to suspend this policy for the reporting period ended 31 December 2009 and 2010. When a loan is deemed uncollectible, it is written off against the related provision for impairments. Subsequent recoveries are credited to the provision for loan losses in the profit and loss account. If the amount of the impairment subsequently decreases due to an event occuring after the write-down, the release of the provision is credited as a reduction of the provision for impairment in the profit and loss account.

Risk assets in respect of which a provision was made are written directly to the profit and loss account when they are deemed to be not collectible. g) Investment securities The Bank categorises its investment securities into short and long term investment. Investment securities are intially recognised at cost and management determines the classification at intial investment. i- Short-term investments Short term investments are investments held temporarily in place of cash and which can be converted into cash when current financing needs make such conversion desirable. In addition, it is management's intention to hold the investment for not more than one year. Short-term investments in treasury bills and other marketable securities are stated at net realisable value. The gain/loss on revaluation is credited/charged to profit and loss account during the year. Investments for which there is no active market are stated at the lower of cost and net realisable value. Realised gains and losses on disposal of short term investments is taken to the income statement in the period of disposal. ii- Long-term investments Long term investments are investments held by managment over a long period of time to earn income. Long term investments may include debt and equity securities. Long term investments in marketable securities are stated at the lower of cost and net realizable value. Investments for which there is no active market are stated at the lower of cost and net realisable value. Any discount or premium arising on acquisition of bonds is included in the original cost of the investment and is amortised over the period of purchase to maturity. Dividends receivable are included separately in dividend income when a dividend is declared. A change in market value of investment securities is not taken into account unless it is considered to be permanent. h) Property and equipment All property and equipment is initially recorded at cost. They are subsequently stated at historical costs less depreciation except where there is a permanent significant change in the value of the asset. Historical costs include expenditure that is directly attributable to the aquisition of assets. Costs relating to fixed asset

under construction or in the course of implementation are disclosed as work in progress, upon completion, the attributable cost of each asset is transferred to the relevant fixed assets category immediately the asset is put to use and depreciated accordingly. Subsequent costs are included in the asset's carrying amount or are recognised as a separate asset, as appropriate, only when it is probable that future economic benefits associated with the asset will flow to the Bank and the cost of the asset can be measured reliably. All other repairs and maintenance are charged to the profit and loss account during the financial period in which they are incurred. Payments in advance for items of property and equipment are included as prepayments in Other assets and upon delivery are reclassified as additions in the appropriate category of property and equipment. No depreciation is charged until the assets are put into use. Depreciation is calculated on a straight line basis to write down the cost of property and equipment to their residual values over their estimated useful lives at the following annual rates:

Leasehold improvements Leasehold land & buildings Motor vehicles Furniture & fittings Machinery & equipment Computer software Computer hardware Over the unexpired lease term Over the lease period 25% 20% 20% 33.33% 33.33%

Assets that are subjected to depreciation are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable. An asset's carrying amount is written down immediately to its recoverable amount if the asset's carrying amount is greater that its estimated recoverable amount. The recoverable amount is the higher of the asset's value less costs to sell and value in use. Gains and losses on disposal are determined by comparing proceeds with the carrying amount. these are included in the profit and loss account for the year. i) Advances under finance leases Finance lease transactions are recorded in the books of the Bank at the net investment in the lease. Net investment in the lease is the gross investment in the lease discounted at the interest rate implicit in the lease. Gross investment in the lease is the sum of the minimum

Ecobank Nigeria Report 2010 33

Statement of accounting policies (continued)

lease payments plus any residual value payable on the lease. The discount on the lease is defined as the difference between the gross investment in the lease and the present value of the asset under lease. This discount is recognised as unearned in the books of the Bank and amortised to income as earned over the life of the lease at a basis that reflects a constant rate of return on the Bank's net investment on lease. Finance leases are treated as risk assets and the net investment in the lease are subject to the provisioning policy listed in (f). j) Business combinations The purchase method of accounting is adopted in accounting for business combinations. The cost of an acquisition is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the acquisition. Identifiable assets and liabilities acquired and contingent liabilities assumed in a business combination are measured at their fair values at acquisition date. The excess of the cost of acquisition over the fair value of the identifiable net assets acquired is recorded as goodwill. Goodwill is tested annually for impairment and losses recognised in the profit and loss account. If the cost of acquisition is less than the fair value of the net assets acquired, the difference is recognised directly in profit and loss. k) Off-balance sheet transactions Contingent liabilities arising from guaranteed commercial papers, letters of credit (clean line), performance bonds and guarantees issued on behalf of customers in the ordinary course of business are reported off-balance sheet in recognition of the risk inherent in those transactions. Income on these transactions is recognised as earned on issuance of the bond or guarantee. l) Provisions, contingent liabilities and contingent assets Provisions are liabilities that are uncertain in timing or amount. Provisions are recognised when: the Bank has a present legal or constructive obligation as a result of past events; it is more likely than not that an outflow of resources will be required to settle the obligation; and the amount has been reliably estimated. Provisions are normally made for restructuring costs and legal claims. Risk assets comprise of loans and advances, advances under finance leases, etc. A contingent liability is a

34 Ecobank Nigeria Annual Report 2010

possible obligation that arises from past events and whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the Bank or the Bank has a present obligation as a result of past events but is not recognised because it is not likely that an outflow of resources will be required to settle the obligation; or the amount cannot be reliably estimated. Contingent liabilities normally comprise of legal claims under arbitration or court process in respect of which a liability is not likely to eventuate. A contingent asset is a possible asset that arises from past events and whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the Bank. A contingent asset is never recognised rather they are disclosed in the financial statements when they arise. Forward exchange transactions are recognised as contingent when the commitment to deliver foreign exchange obligation at a latter date is contracted. m) Retirement benefits The Bank operates a defined contribution pension scheme in line with the provisions of the Pensions Act. Under the scheme the employees and the Bank each contribute 7.5% of pensionable emoluments consisting of employees basic salary, housing and transport allowance. The Bank's contributions are charged to the income statement as employee benefit expense in the period which they relate. Amounts deducted are transferred to the staff nominated Pension Fund Administrator. The employer's liability is limited to any unremitted contributions under the scheme. In addition to the contributory pension scheme, the Bank operates a defined benefit gratuity scheme for employees who have spent 10 years and above in its employment. Additional liability in any year is charged to the income statement. n) Income and deferred taxation Income tax expense is the aggregate of the charge to the profit and loss account in respect of current income tax, information technology (IT) tax, education tax and deferred income tax. Current income tax is the amount of income tax payable on the taxable profit for the year determined in accordance with the Companies Income Tax Act (CITA). Education tax is assessed at 2% of the chargeable profits. Information Technology levy is assessed at 1% of profit before tax.

The tax effects of income tax losses available for carry forward are recognised as an asset when it is probable that taxable profit will be available against which the timing difference can be utilised. Deferred tax is provided using the liability method, and is based on timing differences resulting from the inclusion of items of income and expenditure in different periods for financial accounting and taxation purposes for all temporary differences arising between the tax bases of assets and liabilities and their carrying values for financial reporting purposes. Currently enacted tax rates are used to determine deferred income tax. The principal timing differences arise from depreciation of property and equipment, provisions for pensions and other post retirement benefits, provisions for losses and tax losses carried forward. The rates enacted or substantively enacted at the balance sheet date are used to determine deferred income tax. Deferred tax assets are recognised where it is probable that future taxable profit will be available against which the timing differences can be utilised. o) Borrowed funds Borrowed funds are recognised initially at their issue proceeds and subsequently stated at cost less any repayments. Transaction costs where immaterial, are recognized immediately in the profit and loss account. Where transaction costs are material, they are capitalized and amortised over the life of the loan. Interest paid on borrowings is recognised in the profit and loss account for the year. p) Offsetting Financial assets and liabilities are offset and the net amount reported in the balance sheet when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis, or realise the asset and settle the liability simultaneously. q) Cash and cash equivalents Cash comprises cash on hand and demand deposits denominated in Naira and to foreign currencies. Cash equivalents are short-term, highly liquid instruments which are: (a) readily convertible into cash, whether in local or foreign currency; and (b) so near to their maturity dates as to present insignificant risk of changes in value as a result of

changes in interest rates. r) Ordinary share capital i- Share issue costs Incremental costs directly attributable to the issue of new shares or to the acquisition of a business are shown in equity as a deduction, net of tax, from the proceeds. ii- Dividends on ordinary shares Dividends on ordinary shares are appropriated from revenue reserve in the period they are approved by the Bank's shareholders. Dividends for the year that are approved by the shareholders after the balance sheet date are dealt with in the subsequent events note. Dividends proposed by the Directors' but not yet approved by members are disclosed in the financial statements in accordance with the requirements of the Company and Allied Matters Act. s) Sales of loans or securities A sale of loan or security without recourse to the Bank is accounted for as a disposal and the assets excluded from the balance sheet. Profits or losses on sale of loans or securities without recourse to the Bank is recognised by the Bank when the transaction is completed. The Bank regards a sale of loans or securities as without recourse, if it satisfies all the following conditions. Any sale not satisfying these conditions will be regarded as with recourse. · control over the economic benefits of the asset must be passed on to the buyer; · the Bank can reasonably estimate any outstanding cost; and · there must not be any repurchase obligations A sale or transfer of loans or securities with recourse where there is an obligation to, or an assumption of, repurchase is not treated as a sale, and the asset remains in the Bank's balance sheet, with any related cash received recognised as a liability. Profit arising from sale or transfer of loan or securities with recourse to the seller is amortised over the remaining life. However, losses are recognised as soon as they can reasonably be estimated. Where there is no obligation to or assumption of repurchase, the sale will be treated as a disposal and the asset excluded from the balance sheet, and any contingent liability disclosed.

Ecobank Nigeria Report 2010 35

Profit and Loss Account

For the year ended 31 December 2010

Note Gross earnings Interest and similar income Interest and similar expense Net interest income Fee and commission income Fee and commission expense Net fee and commission income Foreign exchange income Income from investments Other income Operating income Operating expenses Diminution in asset values Profit before tax Tax charge Profit after tax Appropriated as follows: Statutory reserve Transfer to retained earnings 3 4

December 2010 N'million 58,313 43,713 (15,159) 28,554 10,981 (146) 10,835 3,400 218 1 43,008 (30,521) (10,367) 2,120 (501) 1,619

December 2009 N'million 59,864 42,299 (19,042) 23,257 10,228 (58) 10,170 7,287 44 6 40,764 (30,614) (16,094) (5,944) 1,356 (4,588)

5

6

7 15 8

1,619 1,619 30 30 12k 12k

(4,588) (4,588) (64k) (33k)

Earning per share (basic) Earning per share (diluted)

The accounting policies on pages 32 to 35 and notes on pages 39 to 58 form an integral part of these financial statements.

36 Ecobank Nigeria Annual Report 2010

Balance sheet

As of 31 December 2010

Note Assets Cash and balances with the Central Bank Bills discounted Treasury bills Due from other banks Loans and advances to customers Advances under finance lease Investment securities Other assets Deferred tax asset Property and equipment 9 10 11 12 13 16 18 19 25 20

December 2010 N'million

December 2009 N'million

19,437 1,233 20,756 100,339 231,108 5,999 19,656 35,428 688 19,595 454,239

9,524 15,116 73,490 183,719 6,000 15,387 29,971 1,073 21,382 355,662

Liabilities Customer deposits Due to other banks Other borrowings Other liabilities Current income tax 21 22 23 24 8 340,147 939 3,760 34,744 329 379,919 243,831 17,147 4,576 16,361 213 282,128

Equity Ordinary share capital Share premium Deposit for shares Retained earnings Other reserves 26 26 28 27 27 6,940 54,119 (1,242) 14,503 74,320 74,320 454,239 29 87,246 3,609 11,917 46,366 (2,861) 14,503 73,534 73,534 355,662 93,723

Total equity Total equity and liabilities Acceptances and guarantees

The financial statements and notes on page 36 to 58 were approved by the Board of Directors and signed on its behalf by: The Olor'ogun (Dr.) Sonny F. Kuku, OFR (Chairman) Jibril Aku (Managing Director)

The accounting policies on pages 32 to 35 and notes on pages 39 to 58 form an integral part of these financial statements.

Ecobank Nigeria Report 2010 37

Statement of Cash Flows

For the year ended 31 December 2010

Note ` OPERATING ACTIVITIES Cash generated from/(used in) operations Tax paid Net value added tax paid Net cash generated from/(used in) operating activities FINANCING ACTIVITIES Repayment of long term borrowings Proceeds from long term borrowings Interest paid on long term borrowing Net cash (used in) / generated from financing activities INVESTING ACTIVITIES Purchase of long term investment securities Dividend income Purchase of property, plant and equipment Proceeds from sale of property and equipment Net cash used in investing activities Increase/(decrease) in cash and cash equivalents Analysis of changes in cash and cash equivalents At start of the year At end of the year Increase/(decrease) in cash and cash equivalents 35 35

December 2010 N'million

December 2009 N'million

34 8

52,661 (325) 52,336

(98,393) (527) (445) (99,365)

4

(816) (149) (965)

882 (178) 704

6 20

(5,734) 218 (1,636) 558 (6,594) 44,777

(1,397) 44 (5,292) 46 (6,599) (105,260)

94,586 139,363 44,777

199,846 94,586 (105,260)

The accounting policies on pages 32 to 35 and notes on pages 39 to 58 form an integral part of these financial statements.

38 Ecobank Nigeria Annual Report 2010

Notes to the Financial Statements

1) General information

Ecobank Nigeria Plc (hereinafter referred to as "the Bank") was incorporated as a public limited liability company on October 7, 1986, and was granted banking licence on April 24, 1989. The Bank became listed on the Nigerian Stock Exchange by introduction on April 24, 2006. The Bank is a subsidiary of Ecobank Transnational Incorporated (ETI), Lome, incorporated in the Republic of Togo which holds 85.1% of its equity; while the balance is held by Nigerian individual and institutional investors. The principal activity of the Bank is the provision of commercial banking services; which include domestic and corporate banking services. The Bank had opted for commercial bank licence with National Banking status in line with the new Banking Model by the Central Bank of Nigeria.

2) Segment analysis

The Bank's operations by major business segments during the year are summarised below: (i) Domestic banking - provides banking services to governments, small and medium scale enterprises and local companies including retail solutions to consumers (ii) Corporate banking - provides a broad range of financial solutions to multinationals, regional companies, stateowned companies, non-governmental multinational organisations and financial institutions. (iii) Ecobank Capital comprises our treasury, investment banking, and asset management businesses which focus on financial markets and investors.

Corporate Domestic Banking Group N'million Revenue : - Derived from external customers - Derived from other business segments Total revenue Total cost - Interest expense - Risk and other asset provisions - Other operating expenses Total cost Profit/ (loss) before tax and extraordinary item Tax Profit/ (loss) after tax and extraordinary item Segment asset Segment liabilities Net asset (5,939) (804) (6,146) (12,889) 3,722 3,722 82,387 135,850 (53,463) (6,010) (9,563) (20,631) (36,204) (3,274) (3,274) 210,431 239,370 (28,939) (3,210) (3,890) (7,100) 1,673 1,673 161,421 4,699 156,722 (15,159) (10,367) (30,667) (56,193) 2,120 (501) 1,619 454,239 379,919 74,320 (5,372) (1,663) (4,220) (11,255) 935 935 90,235 68,659 21,576 (4,765) (14,431) (21,510) (40,706) (11,589) (11,589) 151,909 191,746 (39,837) (8,905) (4,942) (13,847) 4,710 4,710 113,518 21,723 91,795 (19,042) (16,094) (30,672) (65,808) (5,944) 1,356 (4,588) 355,662 282,128 73,534 14,671 1,940 16,611 31,689 1,240 32,929 11,953 (3,180) 8,773 58,313 58,313 16,065 (3,875) 12,190 16,702 12,415 29,117 27,097 (8,540) 18,557 59,864 59,864 Banking Group December 2010 N'million N'million N'million N'million Ecobank Capital Total Corporate Domestic Banking Group Banking Group December 2009 N'million N'million N'million Ecobank Capital Total

All transactions between business units were conducted at an arms length basis. Internal charges and transfer pricing adjustments are reflected in the performance of each segment. The Bank operates in a single geographical location, thus no segmentation based on geographical location is presented in this financial statement.

Ecobank Nigeria Report 2010 39

Notes to the Financial Statements (continued)

3) Interest and similar income

December 2010 N'million a) Source Placements Treasury bills and investment securities Loans and advances Advances under finance lease b) Geographical location Interest income earned in Nigeria Interest Income earned outside Nigeria Interest income earned outside Nigeria represents interest earned on foreign placement with banks. 43,578 135 43,713 41,732 567 42,299 4,632 3,725 34,256 1,100 43,713 5,280 3,662 31,657 1,700 42,299 December 2009 N'million

4) Interest and similar expense

December 2010 N'million a) Source Current accounts Savings accounts Time deposits Inter-bank takings Borrowed funds b) Geographical location Interest expense paid in Nigeria Interest expense paid outside Nigeria 14,969 190 15,159 takings from foreign banks. 18,260 782 19,042 1,504 457 12,916 133 149 15,159 1,952 511 10,932 5,469 178 19,042 December 2009 N'million

Included in the interest expense paid outside Nigeria is an amount of N39.9 million (December 2009: N60 million) representing expense paid on

5) Fees and commission income

December 2010 N'million Credit related fees Commission on turnover Commission on off-balance sheet transaction Remittance fees Letters of credit commissions and fees Facility management fees Commission on transfers Other fees and commissions 2,277 2,486 2,079 34 1,070 200 250 2,585 10,981 December 2009 N'million 2,183 2,686 1,358 31 1,245 114 1,116 1,495 10,228

40 Ecobank Nigeria Annual Report 2010

6) Income from investments

December 2010 N'million Dividend income 218 218 December 2009 N'million 44 44

7) Operating expenses

December 2010 N'million Staff costs (see note 39) Depreciation (see note 20) Auditors' remuneration Directors' emoluments (see note 39) Other operating expenses (see note 36) 12,814 2,866 90 293 14,458 30,521 December 2009 N'million 13,195 2,692 100 228 14,399 30,614

8) Current income tax

December 2010 N'million Charge Current tax Education tax Technology tax Capital gains tax Income tax charge Over provision in prior years Deferred tax credit (see note 25) Change/(credit) for the year Payable At start of year Tax paid Income tax charge Write back - prior year over provision At end of year 213 116 329 752 (527) (12) 213 95 21 116 385 501 (1,356) (1,356) December 2009 N'million

Ecobank Nigeria Report 2010 41

Notes to the Financial Statements (continued)

9) Cash and balances with the Central Bank

December 2010 N'million (a) Cash and balances with regulatory bodies comprise: Cash Operating account with Central Bank Included in cash and cash equivalents Mandatory reserve deposits with Central Bank (b) Mandatory deposits are not available for use in the Bank's day to day activities. 13,688 3,347 17,035 2,402 19,437 5,953 27 5,980 3,544 9,524 December 2009 N'million

10) Bills discounted

December 2010 N'million Sovereign debt note supply of petroleum products. 1,233 December 2009 N'million -

This represents discounted sovereign debt note issued by the Federal Government of Nigeria to the Bank's customers in respect of importation and

11) Treasury bills

December 2010 N'million Treasury bills Service, eTransact, Nigeria Interbank Settlement System, Interswitch, GT Bank and Central Bank of Nigeria. (a)(ii) The original cost of the treasury bills as at 31 December 2010 was N19.76 billion (31 December 2009: N14.73 billion). 20,756 December 2009 N'million 15,116

(a)(i) Included in the treasury bills is N9.21 billion (2009: N5.42 billion) worth of treasury bills pledged as collateral to Federal Inland Revenue

12) Due from other banks

December 2010 N'million (a)(i) Due from other banks comprise: Current balances with banks within Nigeria Current balances with banks outside Nigeria Placements with banks and discount houses 2,163 26,590 71,586 100,339 1,886 27,848 43,756 73,490 December 2009 N'million

(a)(ii) Balances with banks outside Nigeria include N2.23 billion (2009: N2.75 billion) which represents the naira value of foreign currency bank balances held on behalf of customers in respect of letters of credit transactions. The corresponding liability is included in other liabilities. (See Note 24). The amount is not available for the day to day operations of the Bank. (a)(iii) Included in placements with banks and discount houses are placements with banks within Nigeria of N65.05 billion (2009: N43.59 billion).

42 Ecobank Nigeria Annual Report 2010

13) Loans and advances to customers

December 2010 N'million (a)(i) Loans and advances to customers comprise: Overdrafts Term loans Others (see note (a) (ii) below) Loan loss provision (note 14 (a)) Interest in suspense (note 14 (b)) 111,715 150,103 3,705 265,523 (26,587) (7,828) 231,108 104,899 113,062 6,352 224,313 (29,290) (11,304) 183,719 December 2009 N'million

(a)(ii) Included in the gross loans and advances were total interest receivables from customers amounting to N1.15 billion (2009: N2.67 billion). (a)(iii) Other loans and advances represent Bankers' Acceptance (BA's) and Commercial Paper (CP's). The balance was re-classified from off balance sheet BA's and CP's to loans and advances in line with CBN circular BSD/DIR/GEN/CIR/03/018 issued on 23 July 2009 on "Suspension of BA's and CP's as off balance-sheet items". (a)(iv) Included in the gross loans and advances were loans re-booked as a result of the Bank of Industry (BOI) intervention funds of N12.92 billion received during the year. (b) Analysis by performance Performing Non-performing: · substandard · doubtful · lost 3,916 19,433 41,190 265,523 (d) Analysis by maturity 0-30 days 1-3 months 3-6 months 6-12 months Over 12 months 107,070 39,425 10,232 5,718 103,078 265,523 (e)(i) Analysis by security Secured against real estate Secured by shares Otherwise secured Unsecured 22,856 51,856 145,265 45,546 265,523 17,324 64,165 119,359 23,465 224,313 93,089 17,626 1,709 5,243 106,646 224,313 44,676 22,938 22,006 224,313 200,984 134,693

(e)(ii) Included in loans and advances is a total loan amount of N0.715 billion secured by cash held in various deposit accounts on behalf of customers.

Ecobank Nigeria Report 2010 43

Notes to the Financial Statements (continued)

14) Loan loss provision and interest in suspense

December 2010 N'million (a)(i) Movement in loan loss provision At start of year: · Non-performing · performing Additional provision: · Non-performing · performing Amounts written off Provision no longer required At end of year: · Non-performing · performing 26,587 26,587 Nigerian Accounting Standards Board. December 2010 N'million (b) Movement in interest-in-suspense At start of year: Suspended during the year Amounts written back Amounts written off At end of year 11,304 9,735 (9,490) (3,721) 7,828 6,414 5,142 (163) (89) 11,304 December 2009 N'million 29,290 29,290 8,746 (7,384) (4,065) (2,703) 15,049 (149) (255) 14,645 29,290 29,290 13,672 973 14,645 December 2009 N'million

(a)(ii) General provision of 1% on performing loans was not made during the year as a result of the waiver from the Central Bank of Nigeria and

15) Dimunition in asset values

December 2010 N'million (a) The charge for the year is analysed as follows: Loans and advances - specifics Loans and advances - general Provision no longer required Write back on advances under finance lease Provision for off-balance sheet items Bad debt written off Provision for diminution of investments Provision for other assets 8,746 (851) (131) 2,266 296 41 10,367 15,049 (255) 158 15 249 114 764 16,094 December 2009 N'million

44 Ecobank Nigeria Annual Report 2010

16) Advances under finance lease

December 2010 N'million (a) Advances under finance lease comprise: Gross investment Less: Unearned income Net investment Less: Provision (b) Analysis by performance Performing Non-performing: · substandard · doubtful · lost c) Analysis by maturity 0-30 days 1-3 months 3-6 months 6-12 months Over 12 months 22 25 114 991 5,060 6,212 7 77 159 787 5,314 6,344 20 102 24 6,212 219 287 212 6,344 6,066 5,626 6,970 (758) 6,212 (213) 5,999 8,073 (1,729) 6,344 (344) 6,000 December 2009 N'million

17) Movement in Advances under finance lease provision

December 2010 N'million At start of year: · Non-performing · performing Additional provision: · Non-performing · performing Provision no longer required Amounts written off At end of year: · Non-performing · performing 213 213 344 344 (131) (131) 158 158 344 344 98 88 186 December 2009 N'million

Ecobank Nigeria Report 2010 45

Notes to the Financial Statements (continued)

18) Investment securities

December 2010 N'million (a) Long term investments (a)(i) Debt securities @ cost Federal Govt. Bonds (see note (c) (i) below) State Government Bonds (see note (d) below) Crusader Insurance Plc Bond (see note (e) below) (a)(ii) Unlisted debt securities AMCON Bonds (see note (f) (i) & (ii) below) Corporate Bonds (see note (g) below) (a)(iii) Unlisted equity securities Express Discount House Limited First Securities Discount House Limited EDC Securities Limited Afreximbank Valucard Nigeria Plc Central Securities Clearing System Nigerian Automated Clearing System Card Technology Limited SME II Partnership National e-Government Strategies Tinapa Business Resort Limited Accion Microfinance Limited Aureos West Africa Fund Provision for diminution in value (a)(iv) Listed equity securities Cadbury Nigeria Plc (market value: N2.8 million) Guaranty Trust Bank Plc (market value: N11.1 million) Nigerian Breweries Plc (market value: N23.1 million) Nig-German Chemicals Plc (market value: Nil) Oando Plc (market value: N11.2 million) Union Bank Plc (market value: N0.05 million) DAAR Communication Plc (market value: N13.3 million) Provision for diminution in value (b) Short term investments (b)(i) b)(ii) Debt securities FGN Bonds (see note (i)(ii) below) Unlisted debt securities Promissory notes (see note (j) below) Total investment securities 3,393 10,079 19,656 11,338 15,387 6,686 11,338 3 8 11 14 209 (184) 61 3 8 11 14 209 (184) 61 181 479 111 32 5 125 60 200 94 25 500 232 177 9,743 (227) 9,516 181 479 111 32 5 125 60 200 99 25 500 232 177 4,008 (20) 3,988 4,177 250 1,879 816 400 1,379 400 December 2009 N'million

46 Ecobank Nigeria Annual Report 2010

18) Investment securities (continued)

December 2010 N'million Movement in long term investments At start of year Additions Redemption of long term bonds Provision for diminution in value Disposals At end of year (c)(i) The analysis of FGN Bonds - Held to maturity is as follows: 4th FGN Bond Series 6 (9.20%) 4th FGN Bond Series 5 (9.23%) 4th FGN Bond Series 2 (9.50%) 4th FGN Bond Series 9 (9.35%) 4th FGN Bond Series 10 (9.50%) 3rd FGN Bond Series 8 (12.00%) 3rd FGN Bond Series 9 (15.00%) (c)(ii) (d) (e) (f)(i) (f)(ii) (g) (h)(i) The market value of the FGN Bonds held to maturity was N1.95 billion (2009: N1.93 billion). State Government Bonds represent investment in the Lagos state (2nd tranche) bond at coupon rate of 10% for the tenure of 7 years Crusader Insurance Plc Bond represents the Bank's investment in Crusader unsecured debenture stock at coupon rate of 12% for the tenure of 5years. AMCON (Asset Management Corporation of Nigeria) Bonds represent bonds received as consideration value on sale of toxic risk assets to the AMCON. The realizability of the AMCON bonds is subject to (any) adjustment which the AMCON might make within 12 months in line with the AMCON guidelines after due deligence on the information supplied by the Bank is performed to confirm the pricing of the loans sold. The Corporate bond represents Flour Mills of Nigeria Plc unsecured bond at coupon rate of 12% for the tenure of 5years. Unlisted equity securities represent the Bank's investments under the Small and Medium Enterprises Equity Investment Scheme (SMEEIS) per the Policy Guidelines for 2001 Fiscal Year (Monetary Policy Circular No. 35). A total of N1.23 billion (2009: N1.23 billion) have so far been invested under the scheme. (h)(ii) The valuation of the unlisted equity securities was performed by the Management. The valuation was performed on 31 December 2010 using net assets basis of valuation. December 2010 N'million (i)(i) The analysis of FGN Bonds - Trading comprise: 3rd FGN Bond Series 13 (12.99%) 3rd FGN Bond Series 15 (10.98%) 4th FGN Bond Series 1 (10.75%) 4th FGN Bond Series 10 (9.50%) 4th FGN Bond Series 11 (9.25%) 4th FGN Bond Series 12 (7.00%) 4th FGN Bond Series 14 (8.99%) 4th FGN Bond Series 2 (9.50%) 4th FGN Bond Series 3 (10.75%) 4th FGN Bond Series 4 (9.00%) 4th FGN Bond Series 5 (9.23%) 1,136 310 156 84 208 1,100 300 300 100 200 200 102 350 175 1,100 100 December 2009 N'million 550 500 105 44 80 500 100 1,879 50 500 105 44 80 500 100 1,379 4,049 5,743 (8) (207) 9,577 2,366 1,840 (114) (43) 4,049 December 2009 N'million

Ecobank Nigeria Report 2010 47

Notes to the Financial Statements (continued)

18) Investment securities (continued)

December 2010 N'million 4th FGN Bond Series 6 (9.20%) 4th FGN Bond Series 7 (7.97%) 4th FGN Bond Series 8 (9.85%) 4th FGN Bond Series 9 (9.35%) 5th FGN Bond Series 1 (9.45%) 5th FGN Bond Series 2 (10.70%) 5th FGN Bond Series 4 (10.50%) 5th FGN Bond Series 5 (15.00%) 6th FGN Bond Series 1 (9.92%) 6th FGN Bond Series 2 (10.50%) 6th FGN Bond Series 3 (12.49%) 6th FGN Bond Series 4 (7.00%) 6th FGN Bond Series 5 (8.50%) 7th FGN Bond Series 1 (5.50%) 7th FGN Bond Series 2 (4.00%) (i)(ii) (j) 214 197 435 97 771 10 408 168 1,337 389 240 183 269 74 6,686 The original cost of the FGN Bonds - trading as at 31 December 2010 was N6.775 billion (2009: N11.933 billion). The promissory notes were issued by the Central Bank of Nigeria in respect of acquired AIB (Africa International Bank) customers' deposits verified and paid during the year. December 2009 N'million 50 350 200 500 1,800 1,673 211 251 266 1,306 204 100 400 11,338

19) Other assets

December 2010 N'million Interest and fee receivable Prepayments Accounts receivable Pledged bond (see note (a)(i)) Pledged treasury bills (See note (a)(ii) below) Other receivables Provision for doubtful receivables (see note (b) below) (a)(i) (a)(ii) (b) 625 1,824 18,585 9,148 3,769 2,437 (960) 35,428 of loans obtained for the purpose of on-lending to manufacturing customers. Treasury bills sold was nil (2009: N12.15 billion) under repurchase agreements are classified as other asset balances in accordance with Central Bank of Nigeria circular BSD/8/2003. The corresponding liability is recognised in other liabilities (Note 22). Movement in provision for doubtful receivables: December 2010 N'million At start of the year Provision charged during the year Write-off on account receivables At end of the year 1,042 41 (123) 960 December 2009 N'million 278 764 1,042 December 2009 N'million 1,543 1,452 13,827 12,150 2,041 (1,042) 29,971

Pledged bonds represent face value of FGN (Federal Government of Nigeria) Bonds held by BOI (Bank of Industry) as collateral in respect

48 Ecobank Nigeria Annual Report 2010

20) Property and equipment

Work in Leasehold Leasehold progress improvements N'million Cost 1 January 2010 Additions Transferred from WIP Disposals Reclassifications At 31 December 2010 Depreciation 1 January 2010 Charge for the year Disposal At 31 December 2010 Net book amounts At 31 December 2010 At 31 December 2009 1,771 2,764 1,179 983 11,919 11,955 1,202 1,354 357 376 2,395 2,309 155 474 617 1,167 19,595 21,382 392 48 440 539 243 782 1,567 636 (152) 2,051 211 130 (6) 335 1,295 740 (88) 2,577 731 324 1,055 2,419 745 (56) 3,108 7,784 2,866 (302) 10,348 2,764 416 (911) (498) 1,771 1,375 33 207 4 1,619 12,494 207 12,701 2,921 192 321 (181) 3,253 587 110 7 (12) 692 4,234 541 311 (110) (4) 4,972 1,205 5 1,210 3,586 132 65 (58) 3,725 29,166 1,636 (859) 29,943 N'million land and buildings N'million N'million N'million N'million N'million N'million N'million Motor Furniture Machinery & Computer software Computer hardware Total vehicles and fittings equipment

The Bank applies the straight line method of depreciation of its property and equipment to allocate the cost of the assets over their estimated economic useful life.

21) Customer deposits

December 2010 N'million Current deposits Savings deposits Term deposits Domiciliary deposit 100,082 33,630 115,680 90,755 340,147 Included in the customer deposits were total interest payable to customers amounting to N0.62 billion (2009: N1.44 billion). December 2010 N'million Analysis by maturity 0-30 days 1-3 months 3-6 months 6-12 months Over 12 months 284,315 50,698 4,137 454 543 340,147 206,234 34,216 1,339 1,844 198 243,831 December 2009 N'million December 2009 N'million 71,374 25,676 93,012 53,769 243,831

Ecobank Nigeria Report 2010 49

Notes to the Financial Statements (continued)

22) Due to other banks

December 2010 N'million Items in course of collection Current balances with banks Open buy back treasury bills 939 939 December 2009 N'million 2,488 2,509 12,150 17,147

23) Other borrowings

December 2010 N'million International Finance Corporation (see note (i) below) Deutsche Bank (see note (ii) below) (i) 3,082 678 3,760 Corporation. The facility will expire on or after 24 November 2015 and has a rate of 2.75% above 3 month's LIBOR. (ii) The amount represents outstanding balance ($4.5 million) on dollar denominated loan from Deutsche Bank with Sun and Sand Industries as the beneficiary. The facility will run for 2 years ending in June 2012 at 1.8% above LIBOR payable semi-annually. December 2010 N'million Analysis by maturity 0-30 days 1-3 months 3-6 months 6-12 months Over 12 months 226 342 569 2,623 3,760 340 1,013 3,223 4,576 December 2009 N'million December 2009 N'million 3,691 885 4,576

The amount represents outstanding balance ($22.45 million) on dollar denominated on-lending credit obtained from the International Finance

24) Other liabilities

December 2010 N'million Customers' deposit for letters of credit Unearned income Interest payable Account payables Unclaimed balances Provision on losses for off balance sheet Other 2,232 2,025 16 27,528 1,179 18 1,746 34,744 December 2009 N'million 2,754 1,415 7 8,466 1,363 18 2,338 16,361

50 Ecobank Nigeria Annual Report 2010

25) Deferred tax asset

December 2010 N'million Deferred tax liabilities Deferred tax assets Movement in deferred taxes: At start of year (Charge)/abatement At end of year 1,073 (385) 688 (283) 1,356 1,073 December 2009 N'million (283) 1,356 1073

26) Share capital

December 2010 N'million Authorised 30 billion ordinary shares of 50 kobo each (2009: 30 billion of 50 kobo each) Issued and fully paid (i) Ordinary shares 13,879,951,642 (31 December 2009: 7,218,075,642) ordinary shares of 50 kobo each The movement on this account during the year is as follows: At start of year 3,609 3,609 Issued during the year (see note 28) At end of year (ii) Share premium The movement on this account during the year is as follows: At start of year Premium from the share issue (see note 28) At end of year 11,917 11,917 42,202 54,119 11,917 11,917 11,917 3,331 6,940 3,609 3,609 3,609 6,940 3,609 15,000 15,000 December 2009 N'million

Movement in share capital and premium during the year is attributable to the allotment of 6,661,876,000 ordinary shares of 50 kobo each at N7.00 per share to Ecobank Transnational Incorporated via Special Placement exercise as endorsed by Securities and Exchange Commission on February 6, 2010 (see note 28).

Ecobank Nigeria Report 2010 51

Notes to the Financial Statements (continued)

27) Reserves

N'million Statutory reserve (i) At prior period start - 1 January 2009 Transfer from profit and loss account At 31 December 2009/1 January 2010 Transfer from profit and loss account At year end 31 December 2010 6,135 6,135 6,135 N'million SMIEIS reserve 1,150 1,150 1,150 N'million Capital reserve 7,218 7,218 7,218 N'million Retained earnings 1,727 (4,588) (2,861) 1,619 (1,242) Total 16,230 (4,588) 11,642 1,619 13,261 December 2009 N'million 6,135 1,150 7,218 14,503 N'million

December 2010 N'million (ii) Analysis of other reserves Statutory reserve SMIEIS reserve Capital reserve 6,135 1,150 7,218 14,503

28) Deposit for shares

On 6 February 2010, the Securities and Exchange Commission gave final clearance to the Special Offer exercise and share allotment basis. Management approved appropriation of the deposit for share account to ordinary share and share premium accounts accordingly. The Special Placing was officially listed on Nigerian Stock Exchange floor on July 6, 2010.

52 Ecobank Nigeria Annual Report 2010

29) Contingent liabilities and commitments

(a) Legal proceedings There were a number of legal proceedings outstanding against the Bank at 31 December 2010 with claims totalling N9.1 billion (2009: N6.6 billion). Apart from provisions of N17 million made in the accounts, no further provision has been made in these financial statements for outstanding legal claims because the directors, based on legal advice from the Bank's solicitors and legal advisors, are of the opinion that no significant liability will arise there from. (b) Capital commitments As at the balance sheet date, the Bank had a capital commitment of N190 million (31 December 2009: N686 miIllion) in respect of buildings and equipment purchases. (c) Acceptances and guarantees In the normal course of business, the Bank is party to financial instruments with off-balance sheet risk. The instruments are used to meet the credit and other financial requirements of customers. The contractual amounts of the off-balance sheet financial instruments are: December 2010 N'million Performance bonds and guarantees Letters of credit Guaranteed commercial papers Forward exchange transaction 46,419 22,603 13,055 5,169 87,246 December 2009 N'million 37,914 20,007 32,299 3,503 93,723

30) Earnings/(loss) per share

Earnings per share (actual) is calculated by dividing the profit after tax by the number of shares in issue during the period, while earnings per share (basic) is calculated by using the weighted average number of shares in issue during the period as the denominator. Earnings per share is calculated by using the number of shares outstanding as at the balance sheet date as a common denominator for all years. December 2010 Profit after tax (N'million) Net profit attributable to shareholders (N'000) Number of shares in issue during the year (in thousands) Weighted average number of shares (in thousands) Diluted number of shares (in thousands) Earnings per share (EPS) - basic Earnings per share (EPS) - diluted 1,619 1,618,628 13,879,952 13,879,952 13,222,890 12k 12k December 2009 (4,588) (4,587,893) 7,218,076 7,218,076 13,879,952 (64k) (33k)

31) Contravention with banking regulation

The Bank did not contravene any provision of the Banks and Other Financial Institutions Act and relevant circulars issued by the Central Bank of Nigeria.

32) Comparatives

Where necessary, comparative figures have been adjusted to conform with changes in presentation in the current year.

Ecobank Nigeria Report 2010 53

Notes to the Financial Statements (continued)

33) Post balance sheet events

In April 2011, the Bank sold a total of N55.55billion worth of loans to Assets Management Corporation of Nigeria (AMCON) and received consideration bonds of N42.39 billion from AMCON in return. In line with the sales agreement, the realizability of the AMCON bonds is subject to (any) adjustment which the AMCON might make within 12 months in line with the AMCON guidelines.

34) Cash generated from operations

December 2010 Note (i) Reconciliation of profit before tax to cash generated from operations Operating profit/(loss) Provision - loans and advances Provision - other assets and contingencies Write back - finance leases Provision - investment securities Provision - off-balance sheet items Loans written off Recoveries/provision no longer required Increase in interest in suspense Depreciation on fixed assets (Gain)/loss on disposal of property and equipment Interest paid on long term loan Investment income Operating profit before changes in operations (ii) (Increase) / decrease in operating assets: Loans to customers Advances under leases Short term investment Interest receivable and prepayment Accounts receivable Cash reserve balance Other assets (iii) Increase / (decrease) in operating liabilities: Customer deposits Due to other banks Customers' deposit for foreign currency denominated transactions Interest payable Unearned income Deposit for shares Value added tax paid Other payables (iv) Cash generated from/(used in) operations 96,316 (16,208) (521) 9 609 325 15,420 95,950 52,661 (66,883) (6,766) 943 (744) (2,700) 1,296 445 2,153 (72,256) (98,393) (52,254) 133 1,258 546 (4,758) 1,141 (1,163) (55,097) (58,336) 2,744 8,051 662 (773) (908) 4,568 (43,992) 4 6 20 15 15 15 15 14 15 15 2,120 8,746 41 (131) 296 2,266 (851) (3,475) 2,866 (1) 149 (218) 11,808 (5,944) 15,049 764 158 114 15 249 (255) 4,889 2,692 (10) 178 (44) 17,855 N'million December 2009 N'million

54 Ecobank Nigeria Annual Report 2010

35) Cash and cash equivalents

December 2010 N'million For the purposes of the statement of cash flows, cash and cash equivalents include: Cash and balances with central bank (less restricted cash - see note 9) Treasury bills (see note 11) Due from banks (see note 12) Bills discounted (see note 10) 17,035 20,756 100,339 1,233 139,363 5,980 15,116 73,490 94,586 December 2009 N'million

36) Other operating expenses

December 2010 N'million Advertisement and business promotion Information, communication and technology Insurance expenses Consultancy and advisory expenses Premises expenses Equipment running costs Motor vehicle running costs Cash processing costs Business travels Office consumable expenses Other operating expenses 847 1,237 2,191 2,274 2,072 1,315 503 1,245 515 398 1,861 14,458 December 2009 N'million 930 2,060 1,925 2,046 2,092 725 554 1,298 586 406 1,777 14,399

37) Related party transactions

A number of banking transactions were entered into with related parties in the normal course of business. These include loans and deposits . The volume of related-party transactions and outstanding balances at the year-end are as follows: (a) Risk assets outstanding as of 31 December 2010 Included in loans and advances is an amount of N2.66 billion (2009: N1.06 billion) representing credit facilities to companies in which certain directors and shareholders have interests and personal loans to directors. The balances as at 31 December, 2010 are as follows: Name of company/individual Osigwe Foods and Agro Ind. Company Ltd Costain (West Africa) Plc Costain (West Africa) Plc Costain (West Africa) Plc Nigerian Ropes Plc Learning Gate School Chief J.A Odeyemi Patrick Akinwuntan Offong & Hamda Ambah Relationship Ex-Joint director Joint director Joint director Joint director Joint director Joint director Ex-Director Ex-Director Ex-Dir. of Parent spouse

Ecobank Nigeria Report 2010 55

Facility Type N'million Overdraft Overdraft Lease Overdraft Term Loan Lease Overdraft Mortgage Mortgage 617.9 235.4 373.0 206.1 113.0 1.6 1.0 5.5 80.5

Status

Security Debenture on fixed & floating assets Legal mortgage

Performing Performing Performing Performing Performing Performing Performing

Asset financed Legal mortgage Legal mortgage Asset financed Shares Mortgage property Mortgage property

Notes to the Financial Statements (continued)

37) Related party transactions (continued)

Name of company/individual Ambah Offong Okon Gbenga Kuye Adepoju Morenikeji Okorodudu Jolone Okorodudu Jolone Lawson Adesola Kolapo Ekpe Arnold Laurence Do Rego Agbara Estates Limited Relationship Ex-Director Director Director Director Director Director of parent Director of parent Director of parent Joint dir. of parent Facility Type N'million Mastercard Mortgage Mastercard Mortgage Mastercard Mastercard Mastercard Mastercard Term Loan 0.4 86.9 1.0 27.0 0.6 3.7 4.2 0.4 900.7 2,659.0 (b) Off-balance sheet engagements Costain (West Africa) Plc Bisrod Limited Elizade Nigeria Ltd Joint director Ex-Director Ex-Director 639.0 11.3 11.3 654.1 (c) Directors deposits liabilities outstanding Deposits liabilities outstanding as of 31 December 2010 amounted to N54.2 million (2009: N125.4million). Intercompany balances Affiliate Loans/ Placements N'million Benin Burkina Faso Cameroun Congo Brazzaville Ivory Coast EDC Ghana E-Process ETI Ghana Guinea Kenya Liberia Mali Malawi Niger 1,205.3 301.3 Takings/ Deposits N'million 941.6 Due To N'million 3.2 2.1 2.2 0.6 918.4 2,265.6 20.3 5.0 2.3 Due From N'million 12.7 1.5 5.7 131.8 1,047.2 1.1 4.1 2.6 O.O 2.5 Vostro N'million 1.6 9.8 10 2.7 0.6 0.0 Nostro N'million 38.0 53.9 11.3 22.6 13.0 3.7 (2.6) Interest Income N'million 8.6 1.2 Interest Expense N'million Performing Performing Performing Legal mortgage Cash collateral Negative pledge Status Performing Performing Performing Performing Performing Performing Performing Performing Performing Security Clean Mortgage property Clean Mortgage property Clean Clean Clean Clean Legal mortgage

56 Ecobank Nigeria Annual Report 2010

Senegal Togo Chad Sierra Leone EDC Nigeria Sao Tome Gambia Uganda Zambia France As at 31 December 2010 As at 31 December 2009 Shared services agreement

150.6 2,035.6 3,692.8 4,824.0

941.6 2,519.0

2.7 1.9 0.2 3,224.5 2,141.0

0.4 0.5 0.6 0.3 9.5 0.2 0.2 3.5 1,224.4 3,270.0

(302.9) 0.8 (277.4) 694.0

4.8 22.3 2.0 7,631.4 7,800.4 34.0

0.6 1.2 22.4 34.0 -

8.9 3.9 12.8 64.0

The Bank has a shared service agreement with Ecobank Transnational Incorporated (ETI) under which the Bank contributes to the cost of receiving services from ETI and other subsidiaries/affiliates.

38) Retirement benefits

The Bank operates a defined contribution pension scheme in line with the provisions of the Pensions Reform Act. Under the scheme, the employees and the Bank each contribute 7.5% of pensionable emoluments. Amounts contributed during the year amounted to N498 million (2009: N576 million). In addition to the defined contribution pension scheme; the Bank operates a gratuity scheme for employees who have spent 10 years and above in its employment. An amount of N181 million (2009: N361 million) was transferred to the fund administrator. The movement in the provision for the Bank's liability under the gratuity scheme is as shown below: December 2010 N'million At 1 January Charge for the year Payment to separating staff Transfer to fund administrator At 31 December 186 (5) (181) December 2009 N'million 213 201 (53) (361) -

Ecobank Nigeria Report 2010 57

Notes to the Financial Statements (continued)

39) Employees and Directors

2010 a) Employees The average number of persons employed by the bank during the year by category: Executive directors Management Non-management Staff costs for the above persons (excluding executive directors): Salaries and wages Pension cost · Defined contribution plan · Defined benefit plan Other employee costs and benefits 488 186 467 12,814 contributions): Number Below N1,000,001 N1,000,001 - N2,000,000 N2,000,001 - N3,000,000 N3,000,001 - N4,000,000 N4,000,001 - N5,000,000 N5,000,001 - N6,000,000 N6,000,001 and above 270 444 805 421 242 242 346 2,770 The remuneration paid to the directors of the bank was: Fees and sitting allowances (non-executives) Executive compensation N'million 31 234 265 28 293 Fees and other emoluments disclosed above include amounts paid to: (i) the chairman 7 38 4 88 (ii) the highest paid director (executive) Number 308 474 994 382 249 275 365 3,047 N'million 42 184 226 2 228 576 201 611 13,195 Number 6 118 2,652 2,776 N'million 11,673 Number 5 130 2,917 3,052 N'million 11,807 2009

The number of employees of the bank, excluding executive directors, who received emoluments in the following ranges were ( excluding pension

The number of directors who received fees and other emoluments (excluding pension contributions) in the following ranges were: Number Below N3,000,001 N3,000,001 - N4,000,000 N4,000,001 - N5,000,000 N5,000,001 and above 3 3 1 4 11 Number 4 2 3 9

58 Ecobank Nigeria Annual Report 2010

Statement of Value Added

2010 N'million Gross income Interest paid: · Local · Foreign Administrative overheads Value added Distribution Employees · Salaries and benefits Government · Taxation The future · Asset replacement (depreciation) · Asset replacement (loan loss provision) · Expansion (transfers to reserves) 2,866 10,367 1,619 27,165 12,814 58,313

%

2009 N'million 59,864

%

(14,408) (750) (15,990) 27,165 100%

(18,292) (750) (12,073) 28,749 100%

47%

13,195

46%

(501)

-2%

1,356

5%

11% 38% 6% 100%

2,692 16,094 (4,588) 28,749

9% 56% -16% 100%

Ecobank Nigeria Report 2010 59

Five Year Financial Summary

2010 N'million Assets: Cash and balances with the central bank Treasury bills and other eligible bills Due from other banks Loans and advances to customers Advances under finance lease Investment securities Other assets Deferred income tax asset Property and equipment 19,437 21,989 100,339 231,108 5,999 19,656 35,428 688 19,595 454,239 Financed by: Share capital Share premium Reserves Customer deposits Due to other banks Deposit for shares Borrowed funds Current income tax Other liabilities Deferred tax liabilities

2009 N'million 9,524 15,116 73,490 183,719 6,000 15,387 29,971 1,073 21,382 355,662

2008 N'million 18,768 21,247 162,467 144,917 8,902 22,155 35,192 18,818 432,466

2007 N'million 12,927 47,393 84,142 116,181 7,404 24,261 4,835 14,253 311,396

2006 N'million 8,764 2,436 41,974 52,279 2,108 13,889 4,272 6,370 132,092

6,940 54,119 13,261 340,147 939 3,760 329 34,744 454,239 87,246

3,609 11,917 11,642 243,831 17,147 46,366 4,576 213 16,361 355,662 93,723

3,609 11,917 16,230 310,714 23,913 45,070 3,269 752 16,709 283 432,466 173,366

10,827 11,917 12,078 222,885 8,600 1,885 42,016 1,188 311,396 88,088

10,827 11,917 6,577 84,041 1,440 16,859 431 132,092 68,878

Acceptances and guarantees

60 Ecobank Nigeria Annual Report 2010

2010 N'million Gross earnings Profit before taxation Taxation 58,313 2,120 (501) 1,619 Proposed dividend Earnings per share (basic) Earnings per share (diluted) Number of business offices 12k 12k 256

2009 N'million 59,864 (5,944) 1,356 (4,588)

2008 N'million 55,156 (898) 893 (5)

2007 N'million 32,710 10,096 (2,646) 7,450

2006 N'million 17,258 5,012 (1,453) 3,559

(1k) (0k) 256

(0k) (0k) 240

34k 34k 200

27k 49k 131

Ecobank Nigeria Report 2010 61

Risk Management

1. Risk Management Framework

Risk is an inherent part of the business activities of Ecobank. Accordingly, Ecobank has designed a risk management framework and governance structure to achieve an appropriate balance between risk and reward. The risk management framework consists of a comprehensive set of policies, standards, procedures and processes designed to identify, measure, monitor, mitigate and report significant risk exposures in a consistent and effective manner in Ecobank.

1.1. Risk Identification

Ecobank identifies risk by evaluating the potential impact of internal and external factors on business transactions and positions. Risk managers then develop strategies for mitigation of identified risks. Such strategies include setting of appropriate risk limits by customer, product and business, and obtaining sufficient collateral coverage.

1.2. Risk Measurement

Ecobank uses a variety of methodologies to measure risk. These include calculating probable loss (both expected and unexpected), conducting stress tests and benchmarking.

1.3. Risk Monitoring and Control

Ecobank reviews risk management policies and systems regularly to reflect changes in markets, products and emerging best practice. Risk monitoring is based on the following central risk areas: credit risk, including counterparty risk; market risk; liquidity risk; and operational risk. Risk professionals and internal auditors monitor risk exposures and adherence to approved risk limits on a daily, weekly and monthly basis, by means of reliable and up-to-date information systems.

1.4. Risk Reporting

Ecobank allocates considerable resources to ensuring on-going compliance with the approved risk limits. It has set guidelines for reporting to relevant management bodies, including the Board of Directors and the Executive Committee. Significant changes in the credit portfolio, non-performing loans and other risk measures are reported on a daily, weekly and monthly basis.

2. Major Risk Types

Ecobank is exposed to the following major risk types: Credit risk is the probability of financial loss arising from customer or counterparty default. It can arise either because the borrower, or the counterparty is unwilling to perform, or because its ability to perform has been impaired. Credit risk is said to be direct credit risk when it arises in connection with credit facilities such as loans and advances and indirect or contingent credit risk when Ecobank has guaranteed contractual obligations of a client by issuing letters of credit and guarantees. Credit risk also exists when Ecobank and its client have mutual obligations to exchange (deliver) financial instruments at a future date. The risk of default before settlement, also called presettlement risk, arises when the counterparty defaults before the contract matures, and Ecobank suffers a financial loss in the process of replacing the unexecuted contract. The settlement risk becomes direct credit risk at the time of default.

62 Ecobank Nigeria Annual Report 2010

Market risk is the risk of loss arising from adverse changes in market conditions during the period required by Ecobank to close out its on- and off-balance sheet positions; losses may be driven by changes in interest rates, exchange rates, equity prices, etc. Positions that expose Ecobank to market risk can be trading or non-trading related. Trading risk comprises positions that Ecobank holds as part of its trading or market-making activities, whereas non-trading risk includes discretionary positions that the bank undertakes for liquidity, or capital hedging purposes. Sources of market risk include: · Interest rate risk is the exposure of current and future earnings and capital to adverse changes in the level of interest rates. Exposure to interest rate risk can result from a variety of factors: · Repricing risk arises from timing differences in the maturity or repricing of assets, liabilities and offbalance sheet instruments. · Yield curve risk is the risk that changes in market interest rates may have different effects on prices of similar instruments with different maturities. · Basis risk is the risk that changes in market interest rates may have different effects on rates received or paid on instruments with similar repricing characteristics (e.g. funding an adjustable rate loan that is indexed to the 3-month Treasury bill with deposits that are indexed to the 3-month LIBOR or NIBOR as the case may be). Interest rates for various assets and liabilities change at the same time, but not necessarily by the same amount. · Options risk is inherent in embedded options in assets and liabilities. An example is provisions in agreements that give borrowers the right (and not the obligation) to prepay their loans, or give depositors the right (and not the obligation) to withdraw funds at any time, often with little or no penalty. These options, if exercised, can affect net interest income and underlying economic value. · Liquidity risk arises from the general funding needs of the Bank, and in the management of its assets and liabilities. The Bank is exposed to the risk that depositors' demands for withdrawals outstrip its ability to realise longer-term assets in cash. The Bank, therefore, strikes a balance between its liquidity requirements and funding costs by capturing stable, reliable and low-cost sources of funding. There are two types of liquidity risk: · Funding liquidity risk is the risk that funds will not be available when needed to meet our financial commitments. · Trading liquidity risk is the risk that assets cannot be liquidated quickly enough. This can happen when the liquidity of a market disappears making it difficult, or costly to close, or modify positions. · Interest rate risk and liquidity risk are interconnected given that management of either side of the balance sheet has an impact on interest rate risk exposure. · Foreign exchange risk is the risk to earnings and capital arising from sudden changes in the relative prices of different currencies. It can arise directly through trading in foreign currencies, making loans in a currency other than the local currency of the obligor, buying foreign-issued securities, or issuing foreign currencydenominated debt as a source of funds. It can also arise when assets and liabilities are denominated in foreign (as well as domestic) currencies. Ecobank is also exposed to foreign exchange risk arising from adverse changes in currency exchange rates used to translate carrying values and income streams in foreign currencies to the US Dollar, the Ecobank Group's reporting currency. · Equity price risk is the risk of loss from adverse changes in the value of equity portfolios due to changes in the level of equity prices.

Ecobank Nigeria Report 2010 63

Risk Management (continued)

Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems or external events. It is inherent in every product and service that Ecobank provides. It manifests itself in a variety of ways, including internal fraud, external fraud, transaction processing errors, business interruption, and disputes with employees, clients and vendors. Operational risk also includes legal risk, the risk of loss resulting from the failure to comply with laws, prudent ethical standards and contractual obligations. These events can potentially result in reputational harm to Ecobank (reputational risk). Sovereign risk includes political, convertibility and cross-border risks. Such risks can arise from actions of a sovereign state or from unforeseen circumstances such as wars and uprisings. They affect the ability of residents to meet their obligations to a lender who is domiciled in another country. Strategic and franchise risks arise whenever Ecobank launches a new product or a new service, or when it implements a strategy. The risk is that the strategy may fail, causing damage to the Bank's image, which may impair its ability to generate or retain business. However, Ecobank always carefully assesses both the impact of external factors on its strategic choices (strategic risk) and the feed-back from clients, shareholders and regulators on its results and capital (franchise risk). Compliance risk is related to violations of rules and regulations in force in Nigeria. The compliance risk also arises when the rules or regulations applicable to the products and activities of Ecobank are ambiguous. Such a risk could result in sanctions, penalties, damages and even the voiding of existing contracts. Legal and regulatory risks are part of compliance risk. Disclosure risk is the risk of loss due to the presentation of incomplete or false information to the general public, or shareholders, or regulatory bodies. Non-compliance with accounting rules and requirements for rendition of reports to regulatory and supervisory or fiscal authorities could also give rise to strategic and franchise risks.

3. Governance Structure

Governance Board of Directors, Board Risk Committee, Board Credit Committee, Board Audit Committee and within Management: Asset and Liability Committee, the Management Risk Committee and the Executive Committee The Board of Directors exercises its oversight of risk management through the Risk Committee, the Credit Committee and the Audit and Compliance Committee of the Board. The Board articulates the amount of risk that Ecobank is willing to accept in the normal course of business (risk appetite) and sets the overall risk profile for the Bank. The Risk Committee oversees risk policies and the overall approach to risk management, and monitors the adequacy of controls, compliance with risk policies and the Bank's risk profile. The Credit Committee has delegated authority from the Board to approve credits outside Management's limits, reviews periodic reports, approves credit requests on behalf of the Board, reviews classified accounts and strategies for recovery, assesses portfolio performance, approves exceptions to credit policy and approves write-offs amongst other credit related matters. The Audit and Compliance Committee ensures that the financial activities of the business are subject to independent review and external audit. Risk Management, under the oversight of the Risk Committee and in line with the Ecobank Group Risk Management Policies implements appropriate risk management strategy, principles and framework, risk management processes, methodologies and tools for managing risk. The Executive Director, Finance & Risk is responsible for all the finance and risk activities, and reports to the Managing Director.

64 Ecobank Nigeria Annual Report 2010

The Head, Risk Management is the most senior risk management officer in the Bank. The Head, Risk Management advises and coaches management and business units on risk management; monitors the application and effectiveness of risk management processes; and co-ordinates appropriate and timely delivery of risk management information to the Executive Director, Finance & Risk, the Managing Director, the Executive Committee of the Bank, the Management Risk Committee, the Board Risk Committee and the Board. Risk Management is completely independent from all the operating and risk-taking units. The risk management department is managed by the Head of Risk Management. The risk management approval process is fully independent of the businesses. Accordingly, all credit approval requests require the no objection of Risk Management and technical input/no objection of Ecobank Group Risk Management, before submission to the board of directors for approval, where applicable. These include: · Credits to Governments, Financial Institutions and Corporate businesses · Credits to SMEs The Asset and Liability Committee (ALCO), a sub-committee of the Executive Committee is responsible for the supervision and management of market risk, mainly interest rate and liquidity risks. ALCO members meet monthly to review the structure and pricing of the Bank's assets and liabilities, to agree the optimum maturity profile and mix of incremental assets and liabilities, to evaluate inherent market risks in new products and to articulate the Bank's interest rate view. The responsibility of asset and liability management lies with the Treasury Department. Specifically, the Asset and Liability Management (ALM) desk of the Treasury & Financial Institutions Unit manages the balance sheet. The results of balance sheet analysis along with appropriate recommendations are reviewed in monthly ALCO meetings where important decisions are made to minimise risk and maximise returns. The Management Risk Committee, a sub Committee of the Executive Committee chaired by the Managing Director is responsible for the supervision and management of all inherent risks in the Bank's business and reports to the Board Risk Committee. The responsibility of this Committee lies with the Risk Management Department.

4. Risk Management Approach

4.1. Credit Risk

4.1.1. Organisation

Credit risk is managed by means of a governance structure with clearly defined responsibilities and credit approval authority. The Board of Directors of the Bank is the highest credit approval authority in the Bank. It sets credit policies and ensures that all officers involved in the extension of credit across the Bank scrupulously adhere to the policies approved by the Board. From time to time, the Board delegates its credit approval authority to individual credit officers based on their credit skills, experience and independence of judgment. While credit approval limits are delegated to individual credit officers, no credit officer approves credits singly. All extensions of credit are approved by at least three credit officers, one of whom must have an individual credit limit equal to or greater than the amount of credit extension under consideration. Also, because of the separation of duties between origination and risk management, at least one of the three credit officers must come from Risk Management department. Furthermore, all credits above the credit authority delegated to Ecobank require the technical input/no objection of Group risk managers at the Ecobank Group level (as described in section 3 above).

Ecobank Nigeria Report 2010 65

Risk Management (continued)

The Board reviews and approves all credits in excess of the policy limit, defined as the maximum credit exposure to any borrower or group of related borrowers, currently set at 20% of the Bank's Shareholders funds. It has, however, delegated this function to the Credit Committee, which has the authority to approve all such credits on behalf of the Board subject to ratification by the Board. The Credit Committee comprises three non-executive directors, the Managing Director and Executive Director, Corporate Bank. One of the non-executive directors is the Committee Chairman. The Head, Risk Management participates in Credit Committee meetings in a consultative capacity. The primary responsibility for managing credit risk, lies with the Head, Risk Management. He ensures that there is enough resources, expertise, and controls in place for efficient and effective management of credit risk across the Bank. The Head, Risk Management is expected to review all unusual risks as well as extensions of credit which exceed the credit authorities granted. Ecobank receives delegations of credit approval authority from the Board of Directors, in line with the general framework of the Ecobank Group, subject to local laws.

4.1.2. Risk Identification

The bank is involved essentially in commercial banking. This entails various risks, which fall into the main categories of the Bank's risk management framework; these are credit, market, operational and liquidity risks. Ecobank is exposed to credit risk through direct lending, issuance of financial and performance guarantees and money market activities. Credit risk analysts work in partnership with the sales function in identifying risk exposures within the bank. Credit decisions are based on an in-depth review of obligor creditworthiness. Ecobank utilises an internal risk rating system that is based on a scale of 1 to 10 to rate commercial and industrial obligors, financial institutions, sovereign governments, as well as small and medium scale enterprises. A rating of "1" identifies obligors of the highest quality, comparable to AAA on the scale of Standard and Poor's. A risk rating of "10" is assigned to obligors of lowest quality or highest risk, identical to D on the scale of Standard and Poor's. Obligors risk rated 1 to 6 are considered as "normal borrowers"; those risk rated 7 and 8 are considered as "borrowers requiring caution" while those risk rated 9 are "substandard borrowers", and those risk rated 10, "borrowers at risk of permanent default".

66 Ecobank Nigeria Annual Report 2010

Risk ratings provide an objective means to compare obligors and facilities within a given portfolio, and to measure and manage credit risk across different geographies, industry segments, and business segments and other relevant risk factors using the same standards. Accordingly, the level of credit authority required to approve any credit transaction is also based on the risk rating of obligors and facilities involved. An obligor risk rating is defined as the risk of default on long-term unsecured debt in local currency over a twelve month period. It is assigned and approved when a credit facility is first extended and is reviewed annually and upon the occurrence of a significant adverse event. The risk of default is derived from an analysis of the obligor's historical and projected financial statements and such qualitative criteria as industry issues, the obligor position in the market, the quality of the board and management and access to financing. The process for determining the obligor risk rating is carried out through automated decision-making tools. With regard to consumer lending, the Bank utilises a credit program approach whereby credit is extended on the basis of product-specific risk parameters, using manual scoring systems. The products involved are secured and of a self-liquidating nature. A facility risk rating describes the risk associated with a particular facility of a given obligor. It is usually equivalent to the obligor risk rating; however, a different facility risk rating may be assigned by adjusting the obligor risk rating to take into account such factors as the facility structure or collateral.

4.1.3. Risk Measurement

Credit risk measurement takes into account the actual risk exposure ("Exposure at Default" or EAD), the probability of default (PD), and the percentage of loss in the event of default (also called "loss given default" or LGD). To measure credit risk, Ecobank estimates the level of the statistical expected economic loss in the event of default. This figure measures the net present value of credit costs that Ecobank would face from the time of default until the end of the recovery process. Credit costs include all provisions taken against bad debts, write-offs, interest earned not collected and possibly attorney fees incurred in the process of enforcing the Bank's claims in court. Under the current methodology, Ecobank proceeds by assigning risk ratings to credit facilities of all the obligors in the credit portfolio. Then, the amount of credit exposure with a given facility risk rating is multiplied by the corresponding loss norms to arrive at a statistical measure of loss in the event of default on the exposure involved. The weighted average loss norm provides a measure of the portfolio risk profile and portfolio risk rating. The results are compared with statistical loss measurement under the bank economic capital model.

4.1.4. Risk Monitoring and Control

Credit administration units monitor the performance of individual credit exposures on a daily basis, ensure regularity of credit approvals and line utilisations, authorise disbursements of credit facilities when approval conditions are met and perform periodical reviews of collateral. These units are also responsible for the preparation of internal risk management reports for the bank. Risk control units within internal control department provides a second line of defence as they ensure that controls are in place and are effective. Remedial management units identify early warning signals of portfolio quality deterioration, and monitor past due exposures with a view to maximizing collections of delinquent loans and recoveries of loans previously reserved or written-off. Portfolio management unit monitors risks taken by the bank on individual obligors and economic groupings through a review of monthly reports. These reports include early warning systems designed to monitor troubled exposure and credit process problems. They also include detailed credit exposure data that enable Ecobank monitor the risk profile in terms of obligors, business segments, industry segments, geography, currency, and asset maturity. The unit also determines the level of the statistical unexpected and expected economic loss, and the overall direction of the portfolio risk profile.

Ecobank Nigeria Report 2010 67

Risk Management (continued)

The portfolio management unit ensures that the bank is not exposed to excessive concentration of credit risk on any one obligor, asset class, industry segment or geography. In particular, the unit ensures that the bank achieves its strategic diversification objectives within the prescribed time horizon. Approval limits are set by the Board of Directors and reviewed from time to time as the circumstances of the Bank demand. Exposure to credit risk is also managed through regular analysis of the ability of borrowers and potential borrowers to meet interest and capital repayment obligations and by changing these lending limits where appropriate. It is worth noting that no individual approving officer/director of the bank can approve alone. Authorising level Board/Board Credit Committee Management Credit Committee Managing Director Executive Director, Corporate Bank Executive Director, Lagos & West Executive Director, South South East Group Head, Risk Management Group Approval limit (N) 2,250 million and above Between 300 - 2,250 million 300 million 300 million 300 million 300 million 300 million

4.1.5. Portfolio Stress Testing

Stress tests are an important means of analysing our risk profile since they give management a better understanding of how Ecobank portfolios are affected by macroeconomic changes, including the effects of negative events on the bank's capital. The tests support compliance with regulatory capital requirement and are an important tool in capital planning. When the bank uses stress tests in capital planning, stress is applied to risks, income and costs. Stressing income affects the bank capital, while stressing risk exposures affects the capital need. This means that the stress tests quantify the effect of macroeconomic changes on the capital buffer. For credit risk, Ecobank uses statistical models that transform macroeconomic scenarios into loss levels. The models are used to stress the probability of default (PD), causing higher loan impairment charges and a greater need for capital. The exposure is stressed further by subjecting collateral to stress, that is, a reduction in the collateral value. For other risk types, such as market risk, Ecobank uses scenario-specific variables on current market positions, and this can result in a decline in market values. The changes in market value are considered as losses that reduce bank earnings and capital. The outcomes of stress test scenarios are reviewed on a consolidated basis across all risk types and compared with the Bank's risk appetite. They are reviewed by the management and the Risk Committee to ensure that Ecobank is prepared for worst case scenarios, and that appropriate decisions are taken in the areas of risk appetite and capital management. Several stress test exercises were undertaken during 2010 to assess the potential impact of various crisis (including political) on our businesses. The results showed that the Ecobank had adequate capital in all scenarios.

4.1.6. Risk Reporting

Risk Management presents a quarterly report, to the Credit Committee as well as the Risk Committee. The Committees review the report to ensure that the portfolio performs in accordance with approved concentration limits and risk appetite. The Committees refer their decisions to the Board for final approval.

68 Ecobank Nigeria Annual Report 2010

4.2. Market Risk

Market risk comprises both price risk and liquidity risk. Price risk measures the impact of changes in interest rates, foreign exchange rates, equity and commodity prices and their implied volatilities on earnings. Ecobank trading and non-trading books are exposed to price risk. Liquidity risk on the other hand refers to the risk that an organisation is unable or is perceived to be unable to meet its financial commitments. The objective of Ecobank market risk management policy framework is to ensure that all significant market risks are identified, measured, and managed in a consistent and effective manner in the bank in order to stabilise earnings and capital under a broad range of market conditions, and to ensure that the bank possesses adequate sources of liquidity.

4.2.1. Organisation

Ecobank market risk management covers all assets, liabilities and off-balance sheet items. The Risk Committee sets the overall risk policies for market risk exposures, including risk limits. The Bank's Internal Audit provides timely and objective assurance regarding the continuing appropriateness of, and the adequacy of compliance with the policy framework. The Asset and Liability Committee (ALCO) is responsible for the supervision and management of market risk in Ecobank. ALCO members meet monthly and more often if warranted by market conditions to review the bank's liquidity and funding needs, the structure and pricing of the bank's assets and liabilities, and market risk involved in new products. They articulate the bank's interest rate view and decide on the required maturity profile and mix of incremental assets and liabilities. ALCO committee fulfil these functions monthly at the country level. The staff and management working within or managing operational business units and their board of directors are responsible for the day-to-day management and control of market risk within their businesses.

4.2.2. Risk Identification

Consistent with an independent and centralised risk management function, Ecobank measures, monitors, manages, and reports its exposure to market risk on a daily basis. It also conducts intraday spot checks of market risks by calculating risk exposures with internally developed systems that cover all of its positions. In addition, conventional risk measures and mathematical and statistical measures, such as Value at Risk, are utilised to calculate market risk exposures as wells as economic and regulatory capital. Trading units maintain blotters for recording movements and balance sheet positions of traded instruments, which include daily monitoring of profit and loss balances of trading and non-trading positions. Internal auditors and market risk managers monitor daily trading activities to ensure that risk exposures taken are within the approved price risk limits and the overall risk tolerance levels set by the Board. Members of ALCO and Management Risk Committee, treasurers and market risk managers monitor market risk factors that affect the value of trading and non-trading positions as well as income streams on non-trading portfolios on a daily basis. They also track liquidity indicators to ensure that the bank meets its financial obligations at all times.

4.2.3. Risk Measurement

4.2.3.1. Banking Book Ecobank currently uses repricing maturity gap analysis to measure exposure to interest rate risk in its non-trading book. Through this analysis, the bank compares the values of interest rate sensitive assets and interest rate sensitive liabilities that mature or reprice at various time periods in the future. In performing this analysis, the bank may make judgmental assumptions about the behaviour of assets and liabilities which do not have specific contractual maturity or re-pricing dates.

Ecobank Nigeria Report 2010 69

Risk Management (continued)

An interest rate sensitive gap is positive or a gap profile is said to be asset sensitive when the amount of interest rate sensitive assets exceeds that of interest rate sensitive liabilities maturing or re-pricing within a specified time period. It is negative (liability sensitive) when the amount of interest rate sensitive liabilities exceeds that of interest rate sensitive assets maturing or re-pricing within a specified period. In general, an asset sensitive institution may expect net interest income to increase with rising market interest rates and decline with falling market interest rates. Conversely, an institution with a negative gap can expect net income to increase when market interest rates are falling and to decline when interest rates are increasing. 4.2.3.2. Trading Book At Ecobank, trading market risk generally emanates from the bank's market making activities where the bank acts as principal with the market. It therefore arises from open positions in interest rate and foreign currency positions, and it is generally affected by changes in the level and volatilities of yields and foreign exchange rates. Trading risk exposures are controlled using the following: · Risk limits, driven by the notional size of net open positions (NOPs) by currency and · Management Action Triggers (MAT) · Stop Loss Limits · Factor Sensitivity Limits 4.2.3.3. Liquidity Risk At Ecobank, liquidity risk is managed using a balance sheet approach that estimates all sources and uses of liquidity including loans, investments, deposits and borrowings, as well as contingent off-balance sheet exposures. The treasurer is generally responsible for formulating the banks liquidity and contingency planning strategies and identifying, monitoring and reporting on all liquidity risks. The main tools used for liquidity risk measurement are the contractual maturity gap and ratio analysis.

4.3. Operational Risk

Ecobank has committed significant resources to develop a "risk-aware" culture and to ensure that all significant operational risks are identified, measured, assessed, prioritised, managed, monitored and treated in a consistent and effective manner in the bank. Operational Risk Management unit ensures that existing policies and procedures adequately address risks emerging from changing operating environments.

4.3.1. Organisation

The Bank operates an operational risk governance structure that ensures that the Board of Directors and the Managing Director have direct responsibility for operational risk in the bank. The Board acts through the Risk Committee, whose decisions are implemented by Risk Management and Monitored by the Management Risk Committee. The Operational Risk Management Unit drafts operational risk policies, defines operational risk management standards, and develops tools, techniques, analysis, reporting, communication and training for effective management of operational risk. The Bank's Operational Risk Management Unit coordinates and participates in preparing, testing and reviewing the business continuity and disaster recovery plan of every business unit. The Operational Risk Manager plays a coordination, aggregation, facilitation and enabling function.

70 Ecobank Nigeria Annual Report 2010

4.3.2. Operational Risk Policy

The operational risk policy covers the following activities: · Identifying, monitoring and managing current and potential operational risk exposure; · Managing "critical risks". That is, risks that, in the view of business unit management or the Risk Committee, require follow-up and further reporting; · Following up on reports from Internal Audit and regulatory authorities and informing the Risk Committee of issues that involve the bank operational risks; · Preparing management information on issues such as IT security, physical security, business continuity and compliance with legislation in these areas. Ecobank has other policies, including policies on security, control and compliance that also support operational risk management.

4.3.3. Operational Risk Framework

During the year under review, the Bank continued with the use of the basic indicator approach for the calculation of operational risk capital requirement. However, Ecobank Operational Risk Management has developed a roadmap to migrate to the standardised approach, subject to regulatory approvals. As shown in the figure below, risk and control self-assessments (RCSA), key risk indicators (KRI), and operational loss events represent the 3 pillars for managing operational risk across in Ecobank. The pillars anchor the Bank's operational risk governance and reporting structure.

Ecobank Nigeria Report 2010 71

Risk Management (continued)

4.3.3.1. Risk and Control Self-Assessment (RCSA) RCSA is the first pillar in the operational risk framework. The principal objective of the RCSA is to identify, measure, and monitor operational risks. It is owned by the business. RCSA is an additional control process and does not replace existing controls. The RCSA process directly involves business management and staff assessment of the bank's system of internal controls. After the assessment, owners continue to evaluate key risks and control, usually on a quarterly basis. During the evaluation or testing of controls, if the business finds out that some controls are not effective, the assessor documents the nature of the defect, and escalates to a higher level in the organisation (Executives and Operational risk). The RSCA process leads to senior management committing to corrective action plans (CAPs) for defective controls, which are tracked by Operational Risk Management. 4.3.3.2. Key Risk Indicators (KRI) Key Risk Indicators are the second pillar for managing operational risk. They are quantifiable measures linked to the documented key risks in the risk evaluation processes. They enable changes in a risk level to be monitored for improvement. They are effective management tools for validating the RCSA process. Business units collect KRI data to signal issues where remedial action is required. The process thus leads to senior management committing to corrective action plans (CAPs) for KRI breaches, which are tracked by Ecobank Operational Risk Management. . 4.3.3.3. Events Event data collection is the final pillar of new operational risk framework. Identifying, analysing and recording events are important in assessing the effectiveness of the operational risk framework. Analysing root causes that crystallise into events assists management in taking the necessary steps to restore or tighten controls. The events process leads to senior management committing to corrective action plans (CAPs) when root cause analyses are complete. 4.3.3.4. Risks and Controls Ownership, Governance, and Assurance Within the framework, business units own the risks and controls. Their efforts are guided by control and risk functions (Internal Control and Operational Risk) because these are independent from the business. Both Internal Control and Operational Risk track corrective actions plans (CAPs) and report on these to senior management. The Operational Risk unit has the primary responsibility for profiling business risks using scenarios, modelling, and capital assessment methodologies. It deploys the necessary tools across the Bank. Internal Audit function provides independent assurance through audits and risk reviews.

4.3.4. Risk identification, measurement, monitoring and control

Losses are categorised according to the Basel II event categories for operational risk losses. The loss categories are: internal fraud, external fraud, employment practices and workplace safety, disputes with clients, damage to physical assets, business disruptions and systems failure, and execution, delivery and process management. Operational risk managers within each business unit ensure that all operational risk events are recorded and reported to the appropriate management levels. Internal loss events are categorised into actual loss (an incident that has resulted in a financial loss), potential loss (an incident that has been discovered, that may or may not ultimately result in a financial loss) and "near miss" events. A "near miss" event is an incident that was discovered through means other than normal operating practices and that, through good fortune or focused management action, resulted in no loss or a gain.

72 Ecobank Nigeria Annual Report 2010

4.3.5. Compliance and Regulatory Risk

Ecobank operates a governance structure that is expected to reduce compliance and regulatory risks. The Managing Director has direct oversight for these functions. Ecobank Operational Risk Management assists by highlighting breaches throughout the network for immediate management action. Internal Audit carries out its assurance roles through on-site visits to branches routinely.

4.3.6. Know-Your-Customer (KYC) and Due Diligence

Frontline staff, relationship managers, and other officers who face clients and potential clients undergo Anti-money laundering (AML) and counter-terrorism financing training. The Bank has implemented systems that track suspected transactions for money laundering and screen the financial activities of politically exposed persons (PEPs) and those of individuals, companies or States under sanctions imposed by the United Nations Organisation, the United States and the European Union. All employees are required to participate in mandatory AML training through the Ecobank Virtual Banking Institute (VBI) e-learning platform. VBI has been positioned as a key operational risk management and awareness tool.

4.3.7. Technology Risks and Information Security

Emerging electronic threats continue to receive attention from senior management. Businesses or functions that are exposed to these threats include the card business, ATM operations, automated clearing systems, corporate and individual Internet Banking services and other electronic payment systems. Similarly, sensitive materials could be exposed to risks. Ecobank has instituted measures to manage technology related risks. Firstly, changes to any system that impact on the infrastructure and on more than two users have to undergo rigorous tests, and then escalated to an IT Change Review Board for approval and tracking for impact on others systems. Operational Risk Management directly works with the review board to ensure the cut-over process is backed by appropriate tests and user concurrence. The diverse composition of the team, drawn from Technology (infrastructure and applications), Operations and Services, Information Security, Internal Control, and Operational Risk (cut-over) ensures that thorough assessments are made before any systems changes. IT changes within "freeze periods" are not authorised. During 2010, Operational Risk Management sought to minimise emergency changes, because of the implicit higher risks involved. Secondly, project management methodologies were strengthened in the Ecobank during 2010. Thirdly, in order to increase the success rate of technology project, and to ensure coordinated approach in utilising technology infrastructure, all technology projects must go through a Central Design Authority (CDA) for technical and functional assessments. CDA reviews cover identification for duplications and clarity on resource usage (hardware, operating systems, manpower, etc.). Finally, it is the bank's policy to escalate information security threats to the Chief Information Security Officer. Actions depend on the severity and complexity of threats.

4.3.8. Business Continuity Management

The Technology Group devoted significant efforts to establish disaster recovery (DR) capacity to expeditiously restore operations if activities have been disrupted. DR processes are part of business continuity management (BCM). Operational Risk Management carries out an assessment on a standardised scoring scale to determine readiness against disruptions. It is expected that an assessment would be carried out in 2011 when an ongoing infrastructural project is completed. The Bank intends to maintain multiple technology centres in strategic locations.

Ecobank Nigeria Report 2010 73

Risk Management (continued)

4.3.9. People Risk

People risk has a direct correlation with internal frauds. For this reason, Human Resources Unit reviews and monitors the hiring process, particularly for employees in sensitive positions in the Bank. Generally, management has maintained an efficient balance between sales and processing staff ratios, and ensured that the segregation of duties was upheld at all locations. Where external organisations provided services, the Bank was guided to assign less sensitive roles to such support staff; employee screening was also extended to cover such non-permanent staffing arrangements. Other control mechanisms, such as vacation management and job rotation were enforced throughout 2010. An automated performance management, career management, and staff administration system was implemented in late 2010. When completed, people risk is expected to be contained as the system will facilitate the identification of people-related risks and engender early intervention.

4.3.10. Risk Reporting

Ecobank requires immediate escalation to the Risk Committee in all instances of unauthorised deviations from standards set out in the operational risk policy; this includes likely or actual breaches of thresholds. Against the backdrop of rising internal frauds, Operational Risk focused on internal factors that drive such events. These include staff loyalty and integrity, code of ethics awareness, vacation policy enforcement, and using nonpermanent/contract staff on sensitive roles. A firm control over these driving forces is expected to forestall internal fraud losses.

5. Capital Adequacy

The Bank's capital management policies supports its business strategy and ensures that the Bank is sufficiently capitalised to withstand severe macroeconomic downturns. In addition, they are designed to ensure that the Bank complies with regulatory capital requirements and to support the Bank's credit rating objectives.

74 Ecobank Nigeria Annual Report 2010

Provisioning policies The internal and external rating systems described above focus more on credit-quality mapping from the inception of the lending and investment activities. In contrast, loan loss provisions are recognised for financial reporting purposes only for losses that have been incurred at the balance sheet date based on criteria set out in the Prudential Guidelines for Licensed Bank. Risk Assets (Loans and Advances, Advances under Finance Leases, Off-balance sheet direct credit substitutes, etc) Loans and advances are summarised as follows: 2010 N'million 207,049 3,936 19,535 41,214 271,734 2009 N' million 140,319 44,895 23,225 22,218 230,657

Performing Non-performing · substandard · doubtful · lost

Performing but past due loans Loans and advances less than 90 days past due are considered performing, unless other information is available to indicate the contrary. Gross amount of loans and advances by class to customers that were past due but performing were as follows: At 31 December 2010 Retail N'million 258 13 13 284 1188 62 80 1,330 Corporate N'million 7 7 31 25 56 SME N'million 106 62 2 170 93 57 20 170 Financial Institutions N'million 41 2 43 29 1 30 Others N'million 2 21 23 14 14 Total N'million 414 98 15 527 1341 144 115 1,600

Past due up to 30 days Past due up to 30-60 days Past due up to 60-90 days At 31 December 2009 Past due up to 30 days Past due up to 30-60 days Past due up to 60-90 days

Ecobank Nigeria Report 2010 75

Risk Management (continued)

Non-performing loans by industry 2010 N'million 21,026 3,839 24,341 10,145 65 840 1,498 496 30 1,234 1,009 162 64,685 2009 N' million 11 13,537 36,437 22,293 9,040 248 875 1,776 1,543 16 285 4,191 86 90,338

Agriculture Oil and gas Capital market Consumer credit Manufacturing Mining and quarrying Mortgage Real estate and construction Finance and insurance Government Transportation Communication Education

Non-performing loans by Geography 2010 N'million 10,966 46,049 2,101 5,166 403 64,685 2009 N' million 9,887 68,370 1,921 9,729 431 90,338

South south South west South east North west North central North east Rest of Africa

Specialised loans provisioning

(a) Classification into specialised and non-specialised loans. 2010 N'million (i) Total loans This is broken down into: - Specialised loan - Non-specialised loan 271,734 48,448 223,286 271,734 26,587 3,403 23,184 26,587

(ii) Provision for loan loss This is broken down into: - Specialised loan - Non-specialised loan

76 Ecobank Nigeria Annual Report 2010

(b) In line with the new CBN prudential guideline, non-performing loans have been classified under each of the clasification category as follows: Project Finance N'million At start of the year Additional provisions - watchlist - substandard - doubtful - verydoubtful - lost Total loans Object Finance N'million 576 110 812 5 1,503 Real Estate N'million 60 60 SME Manuf. N'million 874 12 425 1,311 Mortgage Finance N'million 191 5 231 94 521

Agric N'million 2 6 8

Total N'million 1,643 175 1,055 530 3,403

C) During the year, the Central Bank of Nigeria (CBN) published a new set of prudential guideline for Banks which specified certain criteria for classifying a loan facility as specialised loan. The classification and provisioning for specialised loans such as Project finance, Object finance, Real estate finance, SME finance and Mortgage finance takes into consideration the cashflows and gestation of the different loan types. Project Finance N'million Peforming 8,912 Non-performing: - watchlist - substandard - doubtful - verydoubtful - lost Total loans 8,912 Percentage to total loans 0% Object Finance N'million 14,723 420 1,412 5 1,837 16,560 11% Real Estate N'million 906 601 601 1,507 40% SME Manuf. N'million 17,090 5 23 425 453 17,543 3% Mortgage Finance N'million 3,348 47 426 94 567 3,915 14%

Agric N'million 5 6 11 11 100%

Total N'million 44,979 1,078 1,861 530 3,469 48,448 7%

Ecobank Nigeria Report 2010 77

Risk Management (continued)

Concentration of risks of financial assets with credit risk exposure

(a) Geographical sectors The following table breaks down the Bank's main credit (due from banks, loans and advances, finance under lease) exposure at their carrying amounts, as categorised by geographical region as of 31 December 2010. For this table, the Bank has allocated exposures to regions based on the region of domicile of our counterparties. Advances Due from under finance At 31 December 2010 banks Loans lease Total Nigeria South south 19,526 1,962 21,488 South west 67,213 217,171 3,992 288,376 South east 4,199 110 4,309 North central 2 2 North east 24,625 148 24,773 Outside Nigeria 33,126 33,126 100,339 265,523 6,212 372,074 At 31 December 2009 South south South west South east North central North east Outside Nigeria

45,481 28,009 73,490

13,630 183,374 3,169 23,578 562 224,313

451 5,062 80 725 26 6,344

14,081 233,917 3,249 24,303 588 28,009 304,147

(b) Industry sectors The following table breaks down the Bank's main credit (due from banks, loans and advances, finance under lease) exposure at their carrying amounts, as categorised by industry sector as of 31 December 2010. For this table, the Bank has allocated exposures to industry based on the sector of industry of our counterparties. Advances under finance lease 9 2,569 104 357 424 17 787 1,820 81 44 6,212

At 31 December 2010 Agriculture Oil and gas Capital market Consumer credit Manufacturing Mining and quarrying Mortgage Real estate and construction Finance and insurance Government Transportation Communication Education

78 Ecobank Nigeria Annual Report 2010

Due from banks 100,339 100,339

Loans 77,498 65,057 44,388 30,532 498 4,171 13,520 1,695 3,239 1,935 22,667 323 265,523

Total 77,507 65,057 46,957 30,636 855 4,171 13,944 102,051 4,026 3,754 22,748 367 372,074

At 31 December 2009 Agriculture Oil and gas Capital market Consumer credit Manufacturing Mining and quarrying Mortgage Real estate and construction Finance and insurance Government Power Other public utilities Transportation Communication Education

73,490 73,490

9 52,990 63,953 44,492 25,431 310 5,325 14,412 1,371 17 591 14,853 109 224,313

2 259 4,514 354 764 4 11 349 80 7 6,344

11 53,249 63,953 49,456 25,785 1,074 5,325 14,416 74,872 366 671 14,860 109 304,147

Analysis by portfolio distribution and risk rating

At 31 December 2010 At 31 December 2009 AAA to AA2,461 2,861 A+ to A13,121 1,121 BBB+ to BB160,527 123,794 Below BB95,626 102,881 Unrated -

Foreign exchange risk

Foreign exchange risk (or currency risk) is the risk to earnings and capital arising from sudden changes in the relative prices of different currencies while a bank maintains an open position in one currency or another. It can arise directly through trading in foreign currencies, making loans in a currency other than the local currency of the obligor, buying foreign-issued securities, or issuing foreign-currency denominated debt as a source of funds. It can also arise when assets and liabilities are denominated in foreign (as well as domestic) currencies. The Bank takes on exposure to the effects of fluctuations in the prevailing foreign currency exchange rates on its financial position and cash flows. The Board sets limits on the level of exposure by currency and in aggregate for both overnight and intra day positions, which are monitored daily. The table below summarises the Bank's exposure to foreign currency exchange risk at 31 December.

Ecobank Nigeria Report 2010 79

Risk Management (continued)

Concentrations of currency risk ­ on- and off-balance sheet financial instruments Naira equivalent Dollar GBP Euro Total Others N'million

At 31 December 2010 Assets Cash and balances with the Central Bank Treasury bills and others eligible bills Due from other banks Loans and advances to customers Advances under finance lease Insurance receivables Investment securities Other assets Total financial assets Liabilities Customer deposits Due to other banks Other borrowings Current income tax Other liabilities

Naira

19,437 21,989 59,495 173,636 4,229 19,656 31,548 329,991

27,809 57,461 1,770 3,674 90,714

1,195 4 164 1,363

11,592 6 11,598

248 1 41 290

19,437 21,989 100,339 231,108 5,999 19,656 35,428 433,956

248,192 939 329 27,424 276,884 53,106 41,292

79,193 3,760 6,791 89,744 970 52,732

1,360 76 1,436 (73) (34)

11,153 431 11,584 14 (6,744)

249 22 271 20 -

340,147 939 3,760 329 34,744 379,919 54,036 87,246

Net on-balance sheet financial position Off balance sheet (liabilities) At 31 December 2009 Total financial assets Total financial liabilities Net on-balance sheet financial position Off balance sheet

264,568 214,845 49,723 24,710

53,743 52,888 855 74,880

1,522 1,302 220 (499)

13,047 12,872 175 (5,354)

327 221 106 (14)

333,207 282,128 51,079 93,723

80 Ecobank Nigeria Annual Report 2010

Maturity profile ­ on Balance Sheet

Up to 1 month 1­3 3­6 6-12 1­5 Over 5 months months months Years Years Total N'million N'million N'million N'million N'million N'million N'million

31 December 2010 Liabilities: Customer deposits 284,315 50,698 Due to other banks Borrowings 226 Current income tax Other liabilities 2,943 2,232 Deferred income tax liabilities Retirement benefit obligations Total liabilities 287,484 52,930 Assets: Cash and balances with central banks 19,437 Treasury bills and other eligible bills 4,929 2,707 Due from other banks 100,339 Loans and advances to customers 107,070 39,425 Advances under finance lease 23 25 Investment securities Other assets 33,500 95 Deferred income tax assets Property and equipment Total assets 265,298 42,252 Gap (22,186) (10,678) 31 December 2009 Liabilities: Customer deposits 206,234 Due to other banks 2,509 Borrowings Current income tax Other liabilities 3,720 Total liabilities (contractual dates) 212,463 Assets: Cash and balances with central banks 9,524 Treasury bills and other eligible bills 6,536 Due from other banks 73,490 Loans and advances to customers 93,089 Advances under finance lease 7 Investment securities 3,256 Other assets 23,615 Deferred income tax assets Property and equipment Total assets 209,517 Gap 2,946

4,137 939 342 2,025 7,443

454 569 329 27,544 28,896

543 2,623 3,166 68,663 4,846 12,344 783 688 6,497 93,821 90,655

5,712 692 13,098 19,502 19,502

340,147 939 3,760 329 34,744 379,919 19,437 21,987 100,339 231,108 5,999 19,656 35,428 688 19,595 454,239 74,320

6,676 7,677 10,232 5,718 114 991 500 1,100 44 314 17,566 15,800 10,123 (13,096)

34,216 12,150 2,754 49,120 8,580 17,626 77 4,904 31,187 17,933

1,339 2,488 1,415 5,242 1,709 159 1,100 1,452 4,420 822

1,844 213 8,472 10,529 5,243 787 652 6,682 3,847

198 885 1,083 66,052 4,970 5,244 1,073 21,382 98,721 97,638

3,691 3,691 5,135 21,382 26,517 22,826

243,831 17,147 4,576 213 16,361 282,128 9,524 15,116 73,490 183,719 6,000 15,387 29,971 1,073 42,764 377,044 94,916

Ecobank Nigeria Report 2010 81

Risk Management (continued)

Maturity profile ­ Off Balance Sheet

(a) Financial guarantees and other financial facilities Performance Bonds and financial guarantees (Note 27), are also included below based on the earliest contractual maturity date. (b) Contingent letters of credits Unfunded letters of credit (Note 27) are also included below based on the earliest contractual payment date. (c) Capitalcommitments Capital commitments for the acquisition of buildings and equipment (Note 27) are also part of the summary in the table below: Up to 1 month 1­3 3­6 6-12 1­5 Over 5 months months months Years Years Total N'million N'million N'million N'million N'million N'million N'million

31 December 2010 Performance bonds and financial guarantees Contingent letters of credits Bankers acceptances Guaranteed commercial papers Forward exchange contract Capital commitments 31 December 2009 Performance bonds and financial guarantees Contingent letters of credits Bankers acceptances Guaranteed commercial papers Forward exchange contract Capital commitments

3,116 4,867 6,134 14,117

11,927 12,296 6,782 5,169 36,174

1,964 4,647 139 6,750

24,850 793 25,643

4,562 4,562

-

46,419 22,603 13,055 5,169 87,246

1,107 7,250 2,951 7,312 3,503 22,123

5,003 10,784 4,623 16,108 36,518

5,644 1,973 88 1,217 686 9,608

5,426 5,426

20,734 20,734

-

37,914 20,007 7,662 24,637 3,503 686 94,409

Capital management

Capital adequacy The Bank manages its capital base to achieve a prudent balance between maintaining capital ratios to support business growth and depositor confidence, and providing competitive returns to shareholders. The capital management process ensures that the Bank maintains sufficient capital levels for legal and regulatory compliance purposes. The Bank ensures that its actions do not compromise sound governance and appropriate business practices and it eliminates any negative effect on payment capacity, liquidity or profitability. Capital adequacy and the use of regulatory capital are monitored daily by the Bank's management, employing techniques based on the guidelines developed by the Central Bank of Nigeria (CBN), for supervisory purposes. The required information is filed with the CBN on a monthly basis. Auditors to the Bank are also required to render an annual certificate to the Nigeria Deposit Insurance Corporation (NDIC) that includes the computed capital adequacy ratio of the Bank.

82 Ecobank Nigeria Annual Report 2010

The CBN requires each bank to: (a) hold the minimum level of the regulatory capital of N25 billion and (b) maintain a ratio of total regulatory capital to the risk-weighted asset at or above the minimum of 10%. The capital adequacy ratio, which reflects the capital strength of an entity compared to the minimum regulatory requirement, is calculated by dividing the capital held by that entity by its riskweighted assets.The Bank's regulatory capital as managed by its Financial Control and Treasury Units is divided into two tiers: · Tier I capital: (primary capital) represents permanent forms of capital such as share capital, retained earnings and reserves created by appropriations of retained earnings. The book value of goodwill is deducted in arriving at Tier 1 capital; and · Tier II capital: (secondary capital) includes preference shares, minority interests arising on consolidation, qualifying debt stock, fixed assets revaluation reserves, foreign currency revaluation reserves, general provisions subject to maximum of 1.25% of risk assets and hybrid instruments - convertible bonds. The risk-weighted assets are measured by means of a hierarchy of five risk weights classified according to the nature of credit/counterparty risk and reflecting an estimate of credit risks associated with each asset and counterparty. A similar treatment is adopted for off balance sheet exposures, with some adjustments to reflect the more contingent nature of the potential losses. The table below summarises the composition of regulatory capital and the ratios of the Bank for the years ended 31 December 2010 and December 31, 2009. During those two years, the Bank complied with all of the externally imposed capital requirements to which they are subject. 2010 2009 N'million N' million Tier 1 capital Share capital 6,940 3,609 Share premium 54,119 11,917 Statutory reserves 6,621 6,621 SMIEIS reserve 1,150 1,150 Capital reserve 7,218 7,218 Retained earnings (1,728) (2,861) Deposit for shares 46,366 Less: goodwill and intangible assets Total qualifying Tier 1 capital Tier 2 capital General provision Total qualifying Tier 2 capital Total regulatory capital Risk-weighted assets: On-balance sheet Off-balance sheet Total risk-weighted assets Risk weighted Capital Adequacy Ratio (CAR) 74,320 74,020 -

74,320

74,020

289,376 40,786 330,162 23%

246,290 58,760 305,050 24%

Ecobank Nigeria Report 2010 83

Share Capital History

The following changes have taken place in the Bank's authorised and issued capital since incorporation:

Date Issued From N(000) 25,000 25,000 50,000 150,000 750,000 1,000,000 4,000,000 9,000,000 Authorised To N(000) 25,000 50,000 50,000 100,000 100,000 250,000 1,000,000 1,000,000 2,000,000 2,000,000 2,000,000 6,000,000 6,000,000 15,000,000 15,000,000 15,000,000 Issued From N(000) 25,000 7,500 6,500 50,000 44,500 400,500 118,667 453,110 435,111 217,556 3,325,023 348,089 5,413,557 3,609,037 Fully Paid To N(000) 25,000 32,500 39,000 89,000 133,500 534,000 652,667 1,087,778 1,522,889 1,740,445 5,065,468 5,413,557 10,827,114 10,827,114 3,609,037 3,609,037 6,939,975 Nominal Value Remarks

1986 1989 1991 1992 1994 1996 1997 1999 2001 2003 2004 2005 2005 2006 2007 2008 2009 2010

N100 N100 N100 N100 N100 N100 N100 N100 N100 N100 N100 N0,50 N0,50 N0,50 N0,50 N0,50 N0,50 N0,50

Cash Bonus Bonus Cash Bonus Bonus Cash Bonus Bonus Bonus Cash (STOCK SPLIT) Bonus Bonus Reconstruction Reconstruction Special placement to ETI

84 Ecobank Nigeria Annual Report 2010

Ecobank Nigeria Report 2010 85

Senior management staff

EMPLOYEE NAME ADE-JOHN, MOPELOLA OLUFUNMILAYO JAFIYA, SHEHU UMADIA, KINGSLEY ONOCHIE LAOYE, ADENIKE KOMOLAFE, GODWIN SUNDAY OLUFEMI DEMOLA-ADENIYI, OLUKOREDE EBUBE, VINCENT CHUKUEKU DADA, OLUGBOYEGA AKINWANDE AREMO, FELIX IDOWU ONABANJO, OLUKEMI FOLASADE BALOGUN, ROTIMI ISMAIL OLANIYAN, KOLAWOLE AJAYI, FUNMI NWOSU, CLIFFORD OKECHUKWU AFOLABI, BILIAMINU ATANDA OGUNDEJI, BENSON OLASIMBO FASUYI, OLAWALE OLATOKUNBO OLUKOYA, OLUYEMISI ADEBUSOLA OGUNDIPE, KEHINDE GBENGA UKPEVO, GODSON OLOGBO OGBALU, MICHAEL OBI AMANGBO, EZIASHI STEPHEN AKINSEYE, MOJI TAIWO MARTINS, BOLAJI RICHARD

JOB FUNCTION HEAD, CORE BANKING APPLICATION HEAD, PUBLIC SECTOR HEAD OPERATIONS COMPANY SECRETARY/CHIEF LEGAL COUNSEL HEAD, INTERNAL AUDIT HEAD, TREASURY UNIT HEAD, CONSUMER BANKING, EAST HEAD, TECHNOLOGY HEAD, RISK MGT GROUP HEAD, HUMAN RESOURCES HEAD, CORPORATE BANK, NORTH RISK MGT GROUP HEAD, RETAIL HEAD, E-SOLUTIONS HEAD, INTERNAL CONTROL GLOBAL ACCOUNT MANAGER HEAD, LOCAL CORPORATE HEAD, COMPLIANCE REGIONAL HEAD, SME, NORTH HEAD, CONSUMER BANKING, NORTH HEAD, E-PRODUCT & REMITTANCES HEAD, TRADING REGIONAL MANAGER, SOUTH WEST GLOBAL ACCOUNT MANAGER

SECONDMENT

SECONDMENT SECONDMENT

86 Ecobank Nigeria Annual Report 2010

MANDATE FOR e-DIVIDEND PAYMENT

ECOBANK NIGERIA PLC

RC 89773

EDC SECURITIES LIMITED

137/139, Broad Street, Lagos 01-7301260-1

It is our pleasure to inform you that you can henceforth, collect your dividend trough DIRECT CREDIT into your Bank Account. Consequently, we hereby request you to provide the following information to enable us process direct payment of your dividend (when declared) into your bank account. Shareholder's Account number Date (DD/MM/YYYY)

Surname / Company name Other name (for individual Shareholder) Present postal adress

City E-mail address Mobile (GSM) Phone number Bank name Branch adress Bank Account number Bank Sort Code

State

I/W hereby that from now, all dividend warrant(s) due to me/us from my/our holding(s) in all company you are Registrars to be mandated to my/our Bank named above.

Company's Seal/Incorporation number (Corporate Shareholder) Shareholder's signature or thumbprint Shareholder's signature or thumbprint

AUTHORISED SIGNATURE & STAMP OF BANKERS

Ecobank Nigeria Report 2010 87

Proxy Form

23rd Annual General Meeting to be held at Shell Hall Muson Centre, Onikan Lagos on June 23, 2011 at 11 A.M.

I/WE______________________________________________ being a member/members of ECOBANK NIGERIA PLC, hereby appoint__________________________________________or failing him, the Chairman of the meeting as my/our proxy to act and vote for me/us and on my/our behalf at the 23rd Annual General Meeting of the Company to be held on June 23, 2011 or at any adjournment thereof.

RESOLUTIONS

To receive and consider the Report of the Directors, the Audited Financial Statements as at 31st December, 2010, the Auditors Report thereon and the Audit Committee's Report.

FOR AGAINST

To re-elect Directors retiring by rotation. To appoint Akintola Williams Deloitte as independent auditors and authorize the Directors to fix the Dated this ___________________ day of ____________2011 remuneration of the Auditors. To elect members of the Audit Committee for the ensuing year. To approve the remuneration of NonShareholder's Signature________________________________ Executive Directors. Please indicate with a "X" in the appropriate square how you wish your votes to be cast on the resolutions IF YOU ARE UNABLE TO ATTEND THE MEETING set out above. Unless otherwise instructed, the proxy will vote or abstain from voting at his discretion.

A member (Shareholder) who is unable to attend an Annual General Meeting is allowed by law to vote by proxy. The above proxy form has been prepared to enable you exercise your right to vote, in case you cannot personally attend the meeting. Please sign this proxy form and forward it, so as to reach the office of the Secretary, 7th Floor , Plot 21, Ahmadu Bello Way, Victoria Island, Lagos not later than 48 hours before the time fixed for the meeting. If executed by a Corporation, the Proxy Form should be duly executed by the appointor. It is a requirement of the law under the Stamp Duties Act Cap 411 Laws of the Federation of Nigeria, 1990 that any instrument of proxy to be used for the purpose of voting by any person entitled to vote at any meeting of shareholders must be stamped by the Commissioner for Stamp Duties. The Proxy must produce the Admission Card below to obtain entrance to the Meeting.

23rd Annual General Meeting ADMISSION CARD

Please admit the Shareholder named on this card or his duly appointed proxy to the Annual General Meeting of the company to be held on June 23rd , 2011 at the _____________________________________________________ Name: _____________________________________________________________________________________ Address:____________________________________________________________________________________ Signature: __________________________________________________________________________________ Number of Shares:____________________________________________________________________________

Unclaimed Certificate(s)

Shareholder Names

ABAGU MPALEGHGA AHUR ABAJUO CHIBUZO DONALD ABALU NKEMDILIM CHINONYE ABALU OBY GEORGELINE ABANIFI DANIEL NDUBISI ABASHIN KEHINDE RAHMAN ABATAN OLADIPO STEPHEN ABAYOMI-OLAITAN TIRELOLUWA PRECIOUS ABAZIE EDITH MONICA ABDOULKARIM AWALI MAHAMMADU ABDUL AYOMIDE MUTHKABRU ABDUL YEKINI OLUGBENGA ABDULAHI MUHAMMED SHAGALI ABDUL-AZEEZ ABDUL-SALAM OMOPILEOLA ABDUL-AZEEZ FAREEDAH MOPELOLA ABDULHAMID ADAMU ABDULHAMID MOHAMMED, ABDULKADIR DARE BILIAMIN ABDULKADIR SA'ADATU ABDULLAH MOHAMMED AMIR AMALU ABDULRAHAMAN MAGAJI ABDULRAHEEM ABDULWASIU ABEGUNDE OLUDARE RAPHEAL ABEGUNDE-WILLIAMS MODUPE IYADUNNI ABEKE DIAMOND, ODIVBRI ABEL AUGUSTUS, CHIJIOKE ABEL-JUMBO ROXANAH TUOIBIB SAMUEL ABEL-JUMBO SAMUEL ABGAJE FOLAKE JANET ABIA IQUO OKON ABIANDU GILBERT AZUBUIKE ABIANTE EKENEOREAWAJI DAGOMIE ABIAYI AUGUSTUS EMEKA ABIDOGUN MARIAN AYOKUNBI ABIDOYE YEMI M ABIJA-RAMOS ZEINAB OLANREWAJU ABIJO DUROJAIYE ABIKOYE ATOFARATILOLUWA ZACHARY ABINA TAJUDEEN BABATUNDE ABIODUN AFOLARIN OLORUNOSEBI ABIODUN BLESSING, ABIODUN FRANCIS ADETOLA ABIODUN OLADUNNI ABIODUN TOBILOLA ABIOLA PETER OLALERE ABIONA JOSEPH OLADAPO ABIONA SAMUEL KEHINDE ABIOYE MUDASIRU, KOLAWOLE ABISAYO OLAJIDE HENRY ABODERIN BOLATITO BIDEMI ABODURIN THELMA IYIOLA ABOH AGBO, ABOLADE OLUWASHOLA ABOLARIN GABREIL AKANBI ABOLARINWA MODUPE BAMIDELE ABORODE MUSIBAU, ADEWALE ABOSEDE OLUWAMODUPE DEBORAH ABOYA YAKUBU JAMES ABUBAKAR ALIYU MARAFA ABUBAKAR DAHIRU ABUBAKAR JAMILA TAKKO ABUBAKAR JIBRIN, ABUBAKAR SALIHA ATINE ABUBAKAR YUSUF AGUYE ABUBAKAR ABDULHAKEEM MOHAMMED ABUBARKAR RALIYA FOLAKE ABUDU KESTER TIMOTHY ABUDU WAHABI ADEBAYO ABULOKWE JUANITA NKOYEM ABUMERE ARABOME, AUSTIN ABURIME BERTHA ACHAYI GABRIEL DUNG ACHEBE JOSEPH, UWADIOMA ACHEBE MICHAEL CHUKWUEMEKA ACHU GOODNEWS I. ACHUMBA CLEMENT IHEANYI ADAEGBU CHIDI O ADAGBADA GANIU, KEHINDE ADAHUNSE RASAC SHOLA ADAKOLU ABEL OMOLAJA ADAMA GODWIN ADAKOLE ADAMOLEGUN OLUGBEGA OLUWOLE ADAMOLEKUN FEHINTOLA KIKELOMO ADAMOLEKUN FEHINTOLA OLAYINKA ADAMOLEKUN SEHINTOLA ADAMS OMOZE STELLA ADAMS PAUL, AKINOLA ADAMS PAUL, AKINOLA ADAMS PAUL, AKINOLA ADAMSOM IBUNKUNOLA ADAMSON ALIU ADAMU ALHAJI YAHAYA ADAMU MOHAMMED A ADAMU MOHAMMED, BAPPA ADAMU SARAH I ADAMU UMAR HAMMAN ADANRI M M ADARAMOLA TOBA EBENEZER ADDY ENOCH ADE ZAC ADE ADEMUWAGUN OLABISI EMMANUEL KUTELU ADEAGBO OMOTOLA FLORENCE ADEAGBO TAOFEEK, ADEKUNLE ADEBAJO ADEGBOYEGA ADETUNJI ADEBAJO ADETOKUNBOH ADEBAJO AYOKUNUMI ADEBAJO AYOTIMOFE ADEBAJO AYOWANDE ADEBAJO BOLAJI ADEBAJO CHRISTOPHER JAMES A. ADEBAJO CHRISTOPHER JAMES ADEBAYO ADEBAJO MICHAEL, ADEBOLA ADEBANJI BOLATITO, ANGELINA ADEBARI JAMES ABAYOMI ADEBAYD FLORENCE OLUWARANTI ADEBAYO ADEOLA ADEBAYO ELIJAH ADEDAYO ADEBAYO ENIAFE ADEBAYO ESTHER, ADEDOYIN ADEBAYO FALILAT YETUNDE ADEBAYO FOLASADE ONAOLAPO ADEBAYO FOLASHADE ONAOLAPO ADEBAYO FOLORUNSHO R ADEBAYO GABRIEL OMONIYI ADEBAYO JOHNSON ADEDOTUN ADEBAYO JOSEPH TERRY DEGBO ADEBAYO KADIRI AKANBI ADEBAYO LYDIA ADENIKE ADEBAYO MOLOLUWA ADEBAYO MULIKAT, TOYIN ADEBAYO OLABISI, ADEBAYO OLAJIDE OLUWAPELU ADEBAYO OLANIKE ADEPEJU ADEBAYO OLAREWAJU VINCENT ADEBAYO OLUWAFOLAYINKA RACHEL ADEBAYO SEBILI ALANI ADEBAYO SUNDAY, ABIMBOLA ADEBESIN OLUSEGUN, ADEBISI ADEREMI AJANI ADEBISI BABS OLUSEGUN ADEBISI KEINDE KINGSLEY ADEBIYI FOLASHADE ADEDAYO ADEBIYI NEEMAT FOLAYEMI ADEBIYI OLALEYE ADEBIYI OLUFEMI LEKAN ADEBIYI OLUSEFUNMI ABEGBE ADEBIYI MORENIKE OLUSOLA ADEBO EDELOKUN BLESSING ADEBOWALE ADETUTU ABENI ADEBOWALE OLADIRAN ADEBOWALE OLAITAN IDOWU ADEBOWALE OLUWAYEMISI ADEBOWALE OMOLARA TITILAYO ADEBOWALE OMOSHALEWA OMODELE ADEBOWALE TITUS AKINLOLU ADEBOYE ADEBAYO AKINWALE ADEBOYE OLUWOLE ADEDAPO AKINTUNDE TEMITOPE ADEDAYO ALFRED AKINTADE ADEDAYO VICTORIA, OLAMIDE ADEDEJI CHRISTIANA IBIYINKA ADEDEJI ELIZABETH OMOWOMI ADEDEJI KEHINDE MUYIWA ADEDEJI MARGARET, ADEOLA ADEDEJI MUKAILA DURO ADEDEJI SAMUEL OLAOLUWA ADEDEJI TAIWO YETUNDE ADEDINA ELIZABETH, SIMISOLA ADEDIRAN SAMSON AKIN ADEDIWURA EMMANUEL OLAJIRE ADEDOKUN ADEKUNLE ADEDOKUN SUNDAY ENOCK ADEDOKUN TAJUDEEN TAIWO ADEDOYIN NIKE, ADEDOYIN OLUWABUSOLA ADESEWA ADEDOYIN VIVIAN JOKOTADE ADEEKO ADEBISI ADEEKO TITILAYO MUTIAT ADEFARAKAN ADEDEINDE THOMPSON ADEFENWA FOLUKE, ADEOTI ADEFILA OLUWOLE, PETER ADEFIOYE IFEOLUWA ABIOLA ADEFULE ADEYEMI IDOWU ADEFULE IGBAGBOYEMI ADEFULE SOLOMON OLUSOLA ADEFUYE ADEBOLA ADEWALE ADEFUYE COMFORT MOPELOLA ADEFUYE JAMES TEKOBO ADEFUYE JULIUS AJIBOLA ADEGBALA OLUBAYO ADEGBEMIRO ADEFEMI IDOWU ADEGBENRO FATAI, OLANIYI ADEGBENRO SAMUEL, OLUGBENGA ADEGBESAN OLAKITAN ADEGBESAN OLUSOLA ADEGBESAN OMOTAYO, YETUNDE ADEGBIJI SEGUN, ADEGBITE EZEKIEL ADEBAYO ADEGBITE MORIAM ADEGBITE PETER ISHOLA ADEGBOLA OLUFUNSO ADEFUNKE ADEGBOYE ABEL ADEKUNLE ADEGBOYE OYEWALE SUNDAY ADEGBOYEGUN ADEDAPO OLAYIWOLA ADEGEBO ANTHONY AKINTOYE ADEGOKE ADETOYESE RICHARD ADEGOKE JOSEPH ADEBAYO ADEGOKE OLAWALE O. ADEGOKE OLUBUNMI, TOSIN ADEGOKE RASHEED SEGUN ADEGOLA SAMUEL ADEPOJU ADEGUNLE BOLATITO TITILOLA ADEGUNLE IBIFUNKE LUCY ADEGUNWA ADEBAYO ADEDAPO ADEGUNWA ADEBAYO ADEDAPO SAMUEL A. ADEHOR SIMON WESTHAM ADEHUWA BABATUNDE OLUDARE ADEIFE ADEBUKOLA OLANREWAJU ADEIGA OLUDOLAPO ABOSEDE ADEITAN TEMITAYO HANNAH ADEJARE OLUSAYO SAMUEL ADEJAYAN ADEBAYO FRANKLIN ADEJO EDACHE MIKE ADEJOLA ADENIYI ADE-JOSHUA OLUWOLE, BABAFEMI ADEJUMO ADEYINKA FOLU ADEJUMO OLAOLUWA, ADEWALE ADEJUMOBI WASIU ADENIYI ADEJUYIGBE AYODELE ADEKANMBI MOJISOLA ALAKE ADEKEYE F.C. ADEKEYE OLABODE ADEOLA ADEKOLA ADETAYO ADEKOLA OLUWAKEMI MOJISOLA ADEKOYA ABOLAJI ADEKOYA ADEBOLA RASHEED ADEKOYA ADESANYA, AUGUSTINE ADEKOYA DAVID GBEKEL OLUWA ADEKOYA KEHINDE ADETOUN ADEKOYA SILIFAT ABENI ADEKUNLE GANIYU, AYINLA ADEKUNLE HELEN OLUBAMBI ADEKUNLE PETER ISHOLA ADEKUNLE SAMSON OLUKAYODE ADEKUNLE STELLA EBERECHUKWU ADEKUNLE STELLAMARIS ADEKUNLE TEMIDAYO ADEKUNLE TEMILADE ADEKUNLE TEMITOPE ADELABU TOLANI ZAKARIYYA ADELAJA OLUWATOYIN TOLULOPE ADELANA DAMILOLA, LUCKY ADELANA DAVID ADEDUNNI ADELE JUSTICE MANUYELEWHOR ADELEGAN SAMUEL AFOLABI ADELEKE ADEFOWOJO ADELEKE ADEWOYIN ADELEKE AMOS, ADEKUNLE ADELEKE BAMIDELE DAVID ADELEKE BAMIDELE DAVID ADELEKE JOHNSON ADEDEJI & ADERONKE A. ADELEKE LATEEF ADELEKE OLUFUNSO, ADELEKE VICTOR ADEYINKA ADELEKE VICTOR ADEYINKA

ADELEYE JAMES OWOLABI ADELEYE JIDE ADEOLA ADELEYE MODUPE OMOWUNMI ADELEYE SOLOMON ADESESAN ADELEYE WAHEED OLANREWAJU ADELUSI OBAFEMI ADEREMI ADELUSI OLUWADARE JAMES ADEMAKINWA BABAFEMI ADEMOLA OLUWABUKOLA AJOKE ADEMOLA VICTOR MUBO ADEMOLA OYE (NIG) ENTERPRISES ADENAKAN NATHANIEL ADENEKAN ADEDAYO OLUBIYI ADENEKAN MUKAILA ADEDAYO ADENEYE ADELEKE OLA ADENIHUN FRANCIS OLUWOLE ADENIJI J O C ADENIJI PATIENCE EMUOBOSA ADENIJI WILLIAMS B. ADENIRAN ADEGBOYEGA TEMITOPE ADENIRAN BOLA, ADENIRAN FLORENCE ABIOLA ADENIRAN GRACE ADERINOLA ADENIRAN SUNDAY OLASUPO ADENIRAN-OGUNSANYA ADEBIMPE ADENIYI ADEBUKOLA, KAFILAT ADENIYI EMMANUEL OLARINRE ADENIYI OLUGENGA, PETER (EVANG) ADENIYI OLUWASEGUN ADENIYI RACHEAL, ADESUNBO ADENIYI TEMITAYO TESILIMI ADENIYI TOKUNBO ADEMOLA ADENUBI OLUWASEUN OLUGBEMISOLA ADENUGA OLUMIDE AFOLARIN ADENUGA TITILAYO YESIDE ADENUGA YEMISI OLUWAKEMI ADENUGA YEWANDE ADERONKE ADENUGA OLUSEGUN ADETOLA ADENUGBA MARY, ARINOLA ADENUSI REBECAH OLAYEMI ADENUSI VICTOR ADEKUNLE ADEOGUN JOAN EREMEH ADEOLA JIMMY AKIN ADEOSUN ABOSEDE DORCAS ADEOSUN ADEKUNLE ANDREW ADEOSUN STELLA TITILAYO ADEOYE ADEIFE SHALLOM ADEOYE BASHIRU ABIODUN ADEOYE CAROLINE OLUWAFUNMIKE ADEOYE ELIJAH OLAJIDE ADEOYE STEPHEN AYORINDE FAKILE ADEPATE FEYI ELIZABETH ADEPATE OLUTOYIN ADEAGBO ADEPEGBA BINTU, ADEPEGBA OLUSEGUN ADEROTIMI ADEPOJU ABAYOMI BABATUNDE ADEPOJU BASIRU ADEWALE ADEPOJU ODUNOLA ADEDAYO ADEPOJU SAMUEL ANWO ADEPOJU TOYOSI MICHAEL ADERELE ADEDAYO ADERIBIGBE ADEBISI MORADEUN ADERIBIGBE AKANBI, R. ADERIBIGBE ARINOLA JOSEPHINE ADERIBIGBE FATAI ADEOLA ADERIBIGBE KAYODE ADEDEJI ADERIBIGBE SAMUEL OLUWAFEMI ADERIBIGBE SIMISOLA MOTUNRAYO ADEROGBA ADEBAYO ADERONPE WILLIAMS ADESALU OLUWATOYIN ADEBISI ADESANYA OLADIPUPO ADEBISI ADESANYA OLUBUNMI OLUDOLAPO ADESANYA OLUFUNMILAYO, IBIDUN ADESANYA OLUSOLA ADESANYA OMOWUNMI CHRISTIANAH ADESANYA SHERIFF OLALERAN ADESANYA ZAINAB SHANUOLA ADESEGHA ELIZABETH OMOLARA ABOSEDE ADESEGHA MOJISOLA, ADESEYE MARGARET ADESHINA MOSES OLUWASEGUN ADESHINA MURAINA ADESHIPO ADEYEMO ADESHIPO KAYODE SAMUEL ADESINA ADEBUSOLA ADEOLA ADESINA MARGRET MOROUNMUBO ADESINA MOYOSORE VICTORIA ADESINA OLUSOGA KOLAWOLE ADESINA OLUWATOYIN MORENIKE ADESINA SALIU ADESINA SHAMUSIDEEN OLUMUYIWA ADESINA TOLULOPE ELIZABETH ADESIPE ADELOWO SAMSON ADESOLA AUSTIN KENNETH ADESOLA AYODEJI AKIN ADESOPE ALIMI ADENRELE ADESOYE FLORENCE OYENIKE ADESUGBA ISAAC ADENIPEKUN ADESUNLOYE CATHRINE TOLUWALOTU ADETAYO ABIODUN WAHEED ADETAYO OLUFUNKE, ADEAYO ADETIMEHIN OLUGBENGA ADETAYO ADETIMEHIN OMOWUNMI BAMIDELE ADETOBA ADEDUNNI YEMISI ADETOLA ENITAN ADETOLA OMOTUNDE ABOSEDE ADETONA OMOLOLA ADENIKE ADETOSOYE OLUWATOSIN FADESOLA ADETOSOYE OLUYINKA ABIKE ADETOSOYO ADERINSOLA AYOKUNLE ADETOYE KEHINDE ADEROJU ADETOYI CLARA ADEYINKA ADETULA ADEOTI IYABO ADEUSI ADEYINKA, ADEOLA ADEUYAN KEMI, ADEWALE IFEOLUWA OLUKAYODE ADEWOLE FUNMILOLA MARY ADEWOLE ISEOLUWA ADEWOLE ADEWOLE JOHNSON, GBADEBO ADEWOLE OLAIYA TEMITOPE ADEWOLE OLUSOLA OMOBOLA ADEWOLE SUNDAY ADEWOLU ABIODUN STEPHEN ADEWOPO OYEDOYIN ASAKE ADEWOYE HENRY OLUSEGUN ADEWUMI MICHAEL ADEMOLA ADEWUMI NICHOLAS OLA ADEWUNMI ADEKANLA MARY ADEWUNMI STEPHEN S ADEWUNMI VICTOR FEMI ADEWUSI ADEDOLAPO ENITAN ADEWUSI ADEKANOLA OLATOYE ADEWUSI CHARLES TOPE ADEWUSI OPEMIPO OJUOLAPE ADEWUSI TEMILOLA BOLUTIFE ADEWUYI MURITALA A. ADEWUYI TINUKE ADEYALE TINUADE OLABISI

ADEYANJU ADEDAYO OLAOLUWA ADEYANJU ADEFUNKE OPEOLUWA ADEYANJU OMOTAYO ADEWUMI ADEYELE ABAYOMI MAUTIN ADEYELU SAMUEL OLUTAYO ADEYEMI BABATUNDE AJANI ADEYEMI ISHOLA SABURI ADEYEMI IYABO BIMBO ADEYEMI KENNETH SOLA ADEYEMI MICKAEL ADEMOLA ADEYEMI OLATUNDE SUNKANMI ADEYEMI OLUWAKEMI ADENIKE ADEYEMI PAISE ADEOLU GBENGA ADEYEMI OLUWASEGUN ADEWALE ADEYEMO ADEMOLA MICHEAL ADEYEMO BABAJIDE ADEBANJO ADEYEMO SAMUEL OLUSOLA ADEYEMO SUARA IYIOLA ADEYERI MATHEW O ADEYEYE AREMU MATTHEW ADEYI EMMANUEL SOJA ADEYI MOJISOLA SHERIFAT ADEYIN FESTUS OLADIPO ADEYINKA OLUSIJI ADEYOOLA ANTHONY IBIOTAN ADIABUA LAWRENCE ADIAHAEYO OKON ADIBE PATRICIA CHINYERE ADIBE UCHENNA ADIBUA JAMES, NDUBUISI ADIDO OLUMUYIWA ADIEGBU WILSON ADIELE NWAUZO EMMANUEL ADIGUN ALFRED ADEYEMI ADIGUN AYODELE OLUSINA ADIGUN BABATUNDE OLUWADAMILOLA ADIGUN IBRAHEEM OLAYINKA ADIGUN MUTIAT TITILOLA ADIGWE M C ADIMULA ADEFUNKE CECY ADIMULA JACOB ADENIYI ADIO DAVID ADIO RAIMI AMOO ADIO SHINA ADIO-MOSES ADETOKUNBO OMOWUNMI ADIONE JULIET OLUCHI ADISA ABIODUN ADISA BOLAJI OLUTUNDE ADISA OLAJIDE PAUL ADISA PETER AKINLOYE ADISA SAIDI OLALEKAN ADIUKWU CHARLES ADJAKO ODEYOVWI SUNNY.O. (SNR) ADJARTEY IMAONYANI ADJEKUM DANIEL ADOGBO EBENEZER EGIGANYA ADOH TONNIE ADOKI KALAMBA, AUGUSTA OMATIE ADOLOR STELLA ADOLUPHUS ISREAL ADONON BRICE ADONYS IGWE CHIJIOKE ADU MOFEYISAYO, OLUSOLA ADERIN ADUAGBA SEGILOLA QIBITIYAT ADUBASIM MARGARET, NWOSI ADUBI OLUWASEUN OLAJUMOKE ADUDU CHUKWUDI, STEPHEN ADUNBI FEYISETAN OLUBUNMI ADUNBI-ADEWOLE EYIYEMI ADEKUNLE ADUNI OMOLADE, ADUROJA STEPHEN, KOLAWOLE ADWALE RAFIU KAYODE AFAGLO COMFORT, AFAKWU NGOZI, MARY AFAMUEFUNA IFEANYI ROMY AFANGIDE JOSHUA ISONG AFANGIDEH ALICE, PETER AFANGIDEH EKAN MICHAEL AFELUMO AMOS IDOWU AFELUMO ARINOLA OLUFUNKE F. AFEME MOSES LARYEA AFIEGBE PIUS OGHENEROBO AFILAKA JOHN GBOYE AFODESO ABIDEEN GBOLAGADE AFODUNRINBI YETUNDE AFOLABI ABIMBOLA ABOSEDE AFOLABI ADEMOLA FOLORUNSO AFOLABI BISOLA WURAOLA AFOLABI CHARLES OYEYINKA AFOLABI EDWARD AFOLABI GRACE OLAWUMI AFOLABI JULIUS A AFOLABI LETEENA ATULE AFOLABI OLADAPO AKINKUNMI AFOLABI OLADIPO AFOLABI SEKINAT OLOLADE AFOLABI TITILAYO ABOLAJI AFOLAYAN SAIDAT, ABIODUN AFRO ARAB LTD AFUWAH IWEAYA, PETER AFUYE FUNMINIYI EBENEZER AGANI YESSOUFOU, LAISSI AGBABIAKA ADISA FATAI AGBABIAKA ALADE ABIOLA AGBABOKHA MARIAN AGBAGWA IKECHUKWU OZOEMENAM AGBAH EDOREH AGBAI KALU NNENNA AGBAJE FOLAKE JANET AGBAJI JOSEPH, OGEBE AGBAJOH-LAOYE GLADYS, ORITSEOTYMEYIN AGBALAKA JOY, EKENE AGBALE MARGARET OLATUNBOSUN AGBARA NWANNE MARY AGBASE JOHNSON ADEBAJO AGBATOR HELEN AGBEBIRE AGBEBINE AGBEDE GBEMISOLA ANIKE AGBEJUASUN RICHARD ECHUKUAMAKA AGBEKORODE PETER ADE AGBELUSI SUNDAY AGBERU ADEWUNMI J. AGBETOBA RASHEED A.O AGBEYO EMMANUEL BAMIDELE AGBIM IFEYINWA, ELOCHUKWU AGBO JOHN UNAJI AGBO NICHOLAS OKATA AGBOLUAJE ABDUL HAQ AGBONENI ESELE AGBONENI ITUA AGBONENI OBEHI AGBONGBON ADETOKUNBO ABIODUN T. AGBONIEI NOSAKHARE, NELSON AGBONLAHOR OSAGIE AGBOOLA ADEMOLA NURAIN AGBOOLA LAWAL AKANNI AGBOR BASSEY, INYANG AGBOR BASSEY, JR AGBOR CHRISTIANA, BASSEY

AGBOR HILARY, BASSEY AGBOR LAWRENCE AGBOR AGENE ENYOJO MOFEOLUWA AGHIDI PATRICK ODION AGHWUTE STANLEY T.EFEREMO AGI MICHAEL AGIDEE OLADIPO AGILEBU IFEANYI ELELE AGILI BENJAMIN CHIZEA. AGIM LUCY AKPOGWU AGINA GODWIN AGIOBU DESTINY DAMIGIBI AGOCHE JOSEPH EKWOTE AGOGO JOSHUA OMONIYI AGOH CHRISTIE NGOZI AGOHA TOCHUKWU MICHAEL AGOMEZE CHIDIEBERE JONATHAN AGONO PETER, IDACHABA AGORNDEY SETH AGORO ABISOLA AGORO BOLAJI AGORO JADESOLA ABIKE AGORO JAIYEOLA SALMAN AGORO SHUAHEEB KOLAWOLE O. AGORO SIMISOLA OLAJUMOKE AGORO TAJUDEEN IGE M AGORO WAHHAB AGU ANYUNKU P. AGU FRANCIS OBIAGELI AGU MAGNUS AGU MAGNUS CHUKWUDI AGU PETER PRECIOUS AGU WILLIAM ONYENWONWU AGUDA TEMITOPE SUNDAY AGUEBOR EDITH AGUELE ADO AGULONU HENRY AGUMA JOHN EKE AGUMBIADE SOLOMON OREOLU AGUNBIADE BISI ADEOLA AGUNBIADE JOSEPH AKINOLA AGUNLEJIKA REMI, ANIKE AGUNSOYE JOHN BANKOLE AGUNU ISAAC AGUNU RITA ROLI AGUOCHA GODWIN, OGU AGUOCHA NKWACHUKWU ONYENAUCHEYA AGU-ONYIDO TOCHUKWU AGUSIOBO BENEDICTA CHIWOKWU AGWAZIM CHUKWUEMEKA JUDE AGWU CLEMENT, AGWU UKE AGWUBILO OBINNA AGWUEDU EUGENE EMENIKE AGWUYE ENYADIKE SUNDAY AHABUE LUKCY AMEZE AHAMBA BETTY, AKUNNA AHMAD RUFAI BASHIR AHMED ADENRELE ADEPOJU AHMED ADEOTI ROLAYO AHMED ALEXANDER I.O AHMED AMINA MOJIBOLA AHMED BABA YUSUF AHMED MUHAMMED ABBAS AHMED OLUWATOSIN RIHANAT AHORITUWERE PELUMI FRANCES AHUCHAMA GODWIN IK AHURA JOYCE MNGUNENGEN AHWEN EMMANUEL AIBINU IBUKUN ENIOLA AIGBE OMOGIADE OMOZELE PRESLEY AIGBOBOH ENAHOLO, CHRIS AIGBODION FRANCIS IGE AIGBOKHAN ONA ERNEST AIGBONOHAN PAUL FOLORUNSHO AIGHEKHOMWIN SUNNY PEDRO AILERU BASHIRU OLATUNDE AIMUFUA GILBERT IMUETINYAN OSAZE AINA ADEBOLA, AYODEJI AINA BANDELE OLANREWAJU AINA KOLAWOLE, OLUWAGBEMIGA AINA MICHAEL OLUSEGUN AISIDA (RTD) FRANCIS O. AISIKU EMMANUEL, AIKHONLENMU AIYANDEM ETIM ISAIAH AIYEDEHIN TIMOTHY DURODOLA AIYEDUN MATTHEW ADEDAYO AIYEGBUSI OLUYEMISI AJADI CHINYERE CECILIA AJADI ISIAKA OLANREWAJU AJADO OLADIMEJI AYINLA M. AJAERE JONES TOBECHUKWU AJAGBE SOLOMON KUNLE AJAH CHRISTINE AJAH EMMANUEL, OKO AJAH PHILIP, AJAKAIYE DANIEL ADEWOLE AJAKAIYE FUNMILAYO ODUNOLA AJAKO SIMEON AJALA ADEBAYO OLUWOLE AJALA ISIAKA ADIGUN AJALA OLAYINKA OLAWUMI AJALA OLUWAKEMI ABIGAIL AJALA MICHEAL OLAWALE AJANAKU ADEDEJI OLUFEMI AJANAKU OLUKUNLE AJANI VERONICA ADENRELE AJAO BOLA AJAO FUNMILAYO AJAO OLUWATOYIN, RAHEEM AJARE ABIODUN BRIDGET AJASA AJOKE ELIZABETH AJASA MOBOLAJI PETER AJASIN KAYODE AJASIN STEPHEN KOLA AJAVON AYITE AJAYI ABIGAIL MICHAEL AJAYI ADEBOLA AJAYI ADEBOWALE SAMUEL AJAYI AJIBOLA AJAYI AMOS ABIODUN AJAYI BRIDGET O A AJAYI D O S AJAYI DAVID AJAYI EBENEZER OLAMIDE AJAYI EMMANUEL AJAYI FOLUSO ADEBAYO AJAYI MOJISOLA AJAYI OLUBUNMI AYOOLA AJAYI OLUKAYODE MICHAEL AJAYI OLUSEGUN JEPHIAN AJAYI OLUSEUN IDOWU AJAYI OLUWASEUN AJAYI OLUYOMI ENITAN AJAYI RACHEL ARINOLA AJAYI RAHEEM, ADEBOLA AJAYI TEMITOPE ABRAHAM AJAYI TINUADE YEMI AJAYI TOLUWALOPE,

AJAYI VICTORIA BOLAJI AJAYI YEMISI AJEGUNLE BAMIDELE HENRY AJEGUNMA ERIC TIJANI AJEINU OCHIGBO AJENIFUJA ADEWALE RASHEED AJENIKUMO EBUN AJEPE ABIOLA OLUDOLAPO AJETUNMOBI OLUFEMI AYODELE OLATUNJI AJETUNMOBI-AYENI JOKOTARA OLUFUNSHO AJEWOLE GABRIEL ADENIYI AJEYI OMADACHI INNOCENT AJIBADE AJOKE MERCY AJIBADE BOLANLE AGBEKE AJIBADE IDOWU NAJEEM AJIBADE OLABISI ADEBIMPE AJIBADE RAUFU AJIBADE ROSELINE TRENE AJIBADE TAIYE JOHN AJIBI SUNDAY OLAKUNLE AJIBODU BENJAMIN OLUSEGUN AJIBOGUN OLATUBOSUN DELE AJIBOLA DAMILOLA MORADEKE MRS AJIBOLA IKO AJIBOLA MOSES AJIBOLA OLAYINKA KAYODE AJIBOLA OLUMUYIWA ADEYINKA AJIBOLA PETER BABATUNDE AJIBOYE ISAAC BAMIJI AJIBOYE OLADIPUPO RICHARD AJIBOYE SHERIFAT OMOLOLA AJIDASILE OLUKEMI IRENE AJIFOLAWE ABIODUN AJIKE IKENGA AJILA FEMI AJILORE SUNDAY AYODELE AJIMUDA SUNDAY TEMILOLA AJISEGIRI VICTOR OLAWALE AJITENA OLAYINKA OLUWATOMILOLA AJITERU FELIX DEBO AJOKU NDUBUISI LAZARUS AJOMAGBERIN RASHEED ADIGUN AJOSE OLAYIWOLA AJOSE SILIFAT ADETOLA AJULO IDOWU FESTUS AJUMOBI SAMUEL BUSOLA IDOWU AJUONU PHILIP CHINENYE AJUONUMA DEBORAH CHIOMA AJUYALA OLUWADAMILOJU HEPHZIBAH AJUYALA OLUWAJOMILOJU DANIEL AJUZIE JOSEPH, CHIMEZIE AKABOGU LOUIS NNODU AKAHMU AREMU OLASUNKANMI AKALA ADETOUN MONSURAT AKAN0 ADEOYE AKANANIM FRANKLYN AKANBI FOLARANMI OLUFEMI AKANBI KIKELOMO, .S AKANBI MOSES GHANEM AKANDE BAMIDELE VICTOR AKANDE ENNIFER, EMIKE AKANDE FOLASHADE FUNMI AKANDE JENNIFER, EMIKE AKANDE KEHINDE MONSURAT AKANDE NATHANAEL OLUWASOLA AKANGBE ISIAKA AKANGBE AKANJI ABIDEMI AKANLE OLAJIDE RUFUS AKANLE TESTIMONY OLAMIDE AKANMU OLASUNKAMI AREMU AKANMU SULAIMON OLAYINKA AKANNI ABDUL-QAWIYY AYINLA AKANNI ABDULWAHAB ALADE AKANNI GHANIU DOSU AKANNI IBRAHIM ALABI AKAPO DANIEL OLUSOLA NUTAYI AKAPO OLAYEMI, ALAMU AKAPO ADEKUNBI JEMILAT AKAPPO-MATTHEWS OMOLARA, MORENIKE AKAYA CONSTANCE AKEGH SUAKOR, PETER AKEJELU SAMUEL, YOUNG AKELE IHINOSEN FAITH AKEMU EMUOBO JULIET AKEMU MORRIS OGHENERUESE AKENROYE ADEGBOYEGA ADEBAMBO AKERE BOLANLE ASIATA AKEREDOLU AYOMIPOSI OLUWATOLAMISE AKERELE CATHERINE FOLUSHO AKERELE KOSONIOLA AKERELE OLUWATOBILOLA OREOLUWA AKHALUMENYO PHILIP AKHARUME TORITSEJU ROSEMARY AKHATOR JUDITH AKHIDIME DANIELLE, AKHIGBE IREKHEAFE PAUL AKHIGBEMIDU IZIEGBE, LINDA AKHIMIEN OBECHI AKHIROMEN DAVID ALFRED AKHIWU IDEMUDIA ALOYSIUS AKIGHA GODFREY AYEBI AKIN KOLAPO BOLADALE AKINADE JANET OLUFUNKE AKINBANJO FRANCIS AKINTUNDE AKINBO ADISA AKINBO KENNETH OLUYOMIBO AKINBO STEPHEN ADEBAYO AKINBODE MUKAILA-ALAO AKINBODE OLURANTI MORAKINYO AKINBOLA OLAMIKUN OLUTAYO AKINBORO EZEKIEL OLANREWAJU AKINBOSEDE TIMOTHY, OLUWAYEMISI AKINBOWALE OLUTAYO AKINBULEJO DAN DEHINBO AKINDELE AKANNI AKINDELE JOHN AKINDELE OLADAPO AKANDE AKINDELE OLUSEGUN AKINDELE OYEBISI ROFIAH AKINDOLIE ADENIKE OMODELE AKINDURO AYOBAMI ELIZABETH AKINDURO ENIOLA OLUMIDE AKINDURO JILEYE OMOLADE AKINFENDE AKINNIYI JAMES AKINFOLAJIMI ADEDAYO AKINGBADE EUNICE BOTIBI AKINGBADE ROBERT AKINBOLA AKINGBOHUNGBE ABIOLA, AKINGBULU AKIN MARTINS AKINGUGBE SAMUEL AYODEJI AKINHANMI ADEDIMEJI ADETUNJI AKINJOLA JOSEPH AKINKUNMI AKINKUGBE OLUSOLAPE OLUBUNMI AKINKUOLIE JACKSON AKINROPO AKINLADE BABAWALE AKINGBAMI AKINLADE MUKA OLADIPUPO AKINLAMI NWAKAKU LAETITIA AKINLAMILO FESTUS AKINLEYE DAVID SUNDAY

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AKINLEYE ELIZABETH OLUWEMIMO AKINLEYE EMMANUEL AKINTUNDE AKINLEYE OLUWAYEMISI ABIDEMI AKINLEYE SEYI SUNDAY AKINLEYE WASIU, OLALERE AKINLO WILLIAM ROTIMI AKINLOLU HEZEKIAH OLUSEGUN AKINLOLU ROBERT OLADEHINDE AKINLOSOTU CLARA OMOLARA AKINLOTAN EMMAN AKINOLU AKINLOYE ADIJAT BOLANLE AKINLOYE AHMED OLADIMEJI AKINLOYE AISAT MOTUNRAYO AKINLOYE AKINTUNDE, SEGUN AKINLOYE MARIAM ADERONKE AKINLOYE OLULEYE AKINLOYE OLUSEGUN OLAYIWOLA AKINLOYE SURAJU OLANREWAJU AKINMOLADUN ISAAC AFOLABI AKINNUOYE OLAYINKA JOSEPHINE AKINNUOYE TEMIDAYO AKINOLA ABDULAH AKINWALE AKINOLA ADEBOWALE ABODUNRIN AKINOLA AKINWALE OLUBAMIWO AKINOLA BAMIDELE AKINOLA DAVID OLUSOLA AKINOLA IYABODE HELEN AKINOLA JOHN OLATUNJI AKINOLA OLUMUYIWA, BABATUNDE & OLU AKINOLA OLUWAYEMISI JULIANA AKINOLA OLUWEMIMO DORCAS AKINOLA RIZQAT FEHINTOLA-OLUWA AKINOSHO EMMANUEL OLUWALERE AKINPELU RAMON OLADOSU AKINREMI DETOLA, AKINRIBIDO EZEKIEL OLUWAYEMISI AKINRINLOLA MORAKINYO AKINROLABU JOKE MERCY AKINSANYA ABISOLA KAFAYAH AKINSANYA ADEBOLA, AKINSETE OLAYINKA AKINSETE ALBERT WALEOLA AKINSHILO BOLAJI JNR AKINSHILO OLUWASEUN AKINSHOLA EMMANUEL O. AKINSIPE OMOLAYO AKINSOLA BABATUNDE ADEMOLA AKINSOLA DAVID, OLUSEGUN AKINSOLA EBENEZER OLUSOJI AKINSOLA HAASTRUP BABATUNDE AKINSOWON HENRY OLATOKUNBO AKINSULIE TOLULOPE AKINYEMI AKINSUNMI BOLANLE STELLA AKINSUYI OLASUMBO, IBITOLA AKINTAYO FUNKEYI AKINTAYO KUNLE AKINTOLA AMOS OWOLABI AKINTOLA ISAAC YELE AKINTOLA OLUWATOSIN, AKINWANDE AKINTOLA REBECCA FUNMILOLA AKINTOYE ISAAC, TOLUWALOJU AKINTOYE RUFUS AJIBOLA AKINTUNDE ADEKUNBI OLUFUNKE AKINTUNDE FESTUS, ADEKUNLE AKINTUNDE HAKEEM ADEWALE AKINTUNDE OLUBUSOLA ATINUKE AKINTUNDE PAUL B. AKINTUNJI AMOS, AKINNUBI AKINULI JONES, IGBEKELE AKINWALE JEMIMA OLUREMI AKINWALE OMODELE ADENIKE AKINWALIE CLEMENT AKINWANDE CHRISTIANA EBIOBOERE AKINWUNMI NAJIM OLAYIWOLA AKINWUNMI TEMITAYO MICHAEL AKINYANJU MILDRED FOLASADE AKINYELE J. OLUWAFIROPO AKINYELURE TOM SOJI AKINYEMI ADEBAYO OKHIDE AKINYEMI ADEWOLA AKINYEMI DAVID OLUDAYO AKINYEMI ELIZABETH O AKINYEMI FOLUKE OYINLOLA AKINYEMI JOHN AKINWUNMI AKINYEMI JOHNSON AKINYEMI OLUMUYIWA, OLUSOLA AKINYEMI TOLULOPE OLUTOYIN AKINYEYE TIMOTHY BOLUWAJI AKINYOYENU ILESANMI SMART AKIODE ADISA OLA AKIOLU KUDIRAT AKISANMI CHRISTIANAH A. AKISANMI-SAMUEL BABATUNDE OLUSOLA AKISANYA AYOTUNDE AKIVIE FRANCA AKO EMOBOTSEMHE INNOCENT AKOJIE JULIUS AYOBORE CARL AKOKO IMBE, MILLER AKOMA UZOMA AKONI ADETUTU OLUREMI AKONI IYANUOLUWA TOLULOPE AKONI OLUYOMBO ADEDEJI AKOR RAPHEAL AKOREDE ADEOLA OLUBUNMI HALIMAT AKOREDE ADETOLA JAMIU AKORODA CHARLES GODWIN OTERI AKPAKPAN UDO JAMES AKPALA PATRICIA IFEANYI AKPAN AUGUSTINE UDOIKPA AKPAN COMFORT AKPAN EFFIONG JONAH AKPAN EMMANUEL EDEM AKPAN ENEFIOK PETER AKPAN IMOWO CELESTINE AKPAN JOSEPH E AKPAN MFON OKON AKPAN MIKE UDOH AKPAN PAUL HORGAN AKPAN PETER OBOT AKPAN UBONGABASI NSE AKPAN UWEM SUNDAY AKPARANTA CHUKWUEMEKA AKPATA JOSEPH JEREMIAH AKPI KEMEBRADIKUMO FRANCA AKPILE JOSEPH OBUKOWHO AKPODIETE 0'WEGBA, ONAJITE AKPODUADO ESEOGHENE LUCKY AKPOKE MONDAY, AKPOMUDJE VICTORIA ADEPEJU AKPONOME CHRISTOPHER OYIBO AKPONYE FIDELIS IHEDIOHANMA O. AKPORE OBUKADATA, BEATRICE AKPORIDO EMMANUEL UTUEDO AKPOTOHWO ONYEKACHI TEMILOLUWA AKPOWEVWE REGINA AKUBO EMMANUEL OBAJE AKUETE ERIC H.A KWAOVI AKUGBO JULIET U., & THEOPHILUS E. AKUJUOBI S UCHECHUKWU

AKUMA OGBONNAYA AMOS AKUNNAH BENEDICT AKUNYEONU DOMINIC AKUSU MARTHA EJENAVI S AKWAWO MARY FRANCIS AKWUAKA CHUKWUKA J0HN ALABA OLUFUNKE ADUKE ALABA SURAJUDEEN ADEWOLE ALABI ADETULA AUGUSTINE ALABI AMUDAT OLAWUNMI ALABI BIODUN, ALABI EMMANUEL AYODELE ALABI FOLASADE MORENIKE ALABI HAWAU OLABISI ALABI JOHN OLADEJI ALABI LOVETH FUNMILAYO ALABI MARY ALABI MOSES ADEDOKUN ALABI OLADELE ADEBIYI ALABI OLADELE ADEBIYI ALABI OLUWATOFARATI ADEBAYO ALABI OLUWATOMIWA ADEDAMOLA ALABI TEMITOPE BAMIDELE ALABI-OYO FEYISAYO OLUWAPELUMI ALADE EZEKIEL ADEBAYO ALADE FRANCIS OLUFEMI ALADE MUNIRAT BOLAJOKO ALADE SHAKIRAT OLANIKE ALADE SHERIFF OLUMIDE ALADE TIMOTHY OYERINDE ALADEMEHIN OLU AUGUSTUS ALADEOTAN OLANREWAJU, ZEPHANIAH ALADETAN Y. O. ALADI ALLOYSIUS ALADI BEATRICE CHINOYELU ALADI FRANCIS CHIJOKE ALADI VICTOR CHUKWUEBUKA ALAGBE ADEDOLAPO AYINLA ALAGBON MATTHEW ADESHINA ALAGOA JOSEPH, GBANAMONYO ALAKIJA OLUKEMI ALALADE FELIX OLAOLU ALAMBA OGHONNAYA CHRIS ALAMU OLANIYI ABRAHAM ALAMU RAUF OLOYEDE ALAMUNA BASHIR, BALA ALAO EMMANUEL, OLUWATOSIN ALAO OLUGBENGA A. ALAO-PETERS DANIELA OFUFEKE ALAWIYE MOSHOOD ABIODUN ALAWODE FESTUS ALAWODE ISAAC, OLADEPO ALAWODE WAHAB ABIODUN ALAZOMA IKECHUKWU JUNIOR ALBERT QUEENSLY OBIANAUJU ALE ATINUKE, TAIWO ALE JOSEPH TIMI OLUWAFEMI ALEBIOSU JOSEPH OLATUNJI ALEGBELEYE MICHAEL OLANREWAJU ALEKEH OMEREFI GODWIN ALEX-ODUNSI JANET OLUFEMI ALFRED NSIKAK ALHASSAN MOHAMMED, MUSA ALICHE ANTHONY UGOCHUKWU O.C. ALIH NOAH ALIKOR EMMANUEL AMESI ALIMIKHENA JOHN OSIGBEME ALIMSON TAWAKALIT TAIWO ALISA AMANZE F. ALIU IREIFEOLUWA TOLUWALASE ALIYU MANDILA KAROFI ALIYU MUSA AGANA ALJUDEX INT. LTD. ALLEN CHRISTOPHER TAMUNO TONYE ALLEN HERBERT ADEMUYIWA ALLEN OLUFEMI VICTOR ALLI TAOFIK ABIODUN ALLI TIAMIYU ALLISON ABISOGUN ALLISON SHUKURAT AINA ALLIYU SIKIRU BUNMI ALLO BABATUNDE ALLWELL-BROWN BARA ALMON LIMITED ALO OLADIMEJI ALOGBA OLABISI ODUNOLA ALONGE ISAAC OMEIZA ALONGE MOSES BABATUNDE ALONGE SAKA, ISOLA OLATUNDE ALONGE SUNDAY OJO ALOR FRANKLYN THOMPSON IKECHUKWU ALOTU CHIDIEBELE ALOWONLE HAKEEM, OLADEINDE ALOZIE PAUL OGBONNA ALUBANKUDI BISI ALUEDE JAPHETH ALUEDE MONDAY IGBERASE ALUGBIN SAMUEL ADEREMI ALUKO ADEBISI ALUTU BENNETH MADUKWE AMADAK JOSH CHARLES AMADI ERNEST NNAMDI AMADI INNOCENTIAN CHINYERE AMADI JUSTINA PRECIOUS AMARACHI AMADI KINGSLEY OBOCHIOMA AMADI LEONARD, AMADI LUCKY, EZINWANYI AMADI MORRISON, ONYEANUNAM AMADI NIXON NKANIYEOWAM AMADIN ADESUWA ESTHER AMAECHI VICTORIA OKWUBARA AMAEFULE FABIAN CHINYERE AMAH ABRAHAM NNANNA AMAJUOYI BLAISE OKWUDILI AMAKOM NNAMELUO AMANAMGBO MICHAELCHIAZOR AMANCHUKWU GABRIEL IFEANYICHUKWU AMANCHUKWU PRECIOUS CHIDINMA AMANCHUKWU SHILO IGADI AMANCHUKWU STEPHENA CHIDINMA AMANCHUKWU VICTOR OZICHUKWU AMANCHUKWU VICTORIA OZIOMA AMANGELE ALEXANDER AMAO IYABO TEMILOLA AMASIANI AMAECHI CYPRIAN AMBALI ADESOLA BAMIDELE AMEDU HENRY AMEEN BUKOLA MORENIKE AMEH BENJAMIN MICHAEL AMELE ELIZABETH AMHENRIO JOHNSON AMILEGBE AMENZE AMINONE ANTHONY TIVERE AMINU AYODELE IDRIS AMINU ISHOLA YUSUF AMINU-KANO M., AMO AMOWUNMI MURIANA AMOBI EDMUND OKECHUKWU AMOBI MORRIS NNE

AMODU AFOLARIN AMODU SILIFATU AMOKE AMOLEGBE MOHAMMED AMOMUKO ADEWALE AMON GODSWILL SILAS AMORIGHOYE BESIDONE ESIJOLOMI AMORIGHOYE ESIGBEMI O AMORIGHOYE LILY OLUDEWA AMORIGHOYE ORITSEMEYIWA AMOS ADENIKE OLUWATOYIN AMOS EDIOMO OTOBONG AMOS PEACE, DEIN AMOS STANLEY AMOSU MUKAILA AMOSU SIMEON SONOLA AMOSUN VINCENT OYEYINKA AMUDA AREMU, YAKUBU AMUDA-GIWA SULAIMAN OMOTESHO AMUNEH JOSEPH SHAKEDE AMUNGO ZILPAH NGO AMURE ADESOLA TUNDE AMURE PAUL OLATUNDE AMURUCHE ONYEBUCHI, VINCENT AMUSA MARY OLUYEMISI MARY OLUYEMISI AMUSAN EBENEZER TEMITAYO AMUTA EMEKA IHEANYI AMUTA ORISON OBINNA AMUWHA EDWARD OGHOGHOREVA ANAELE REMIGIUS OBINNA ANAGBOSO UCHENNA NWOGO ANAGHA I PATRICK MARY ANAKA OWUNA SOLOMON ANAKEBEH TONY OGECHUKWU ANALO CHRISTOPHER ANANA ENOBONG JAMES ANCHOR-MARIC NIG.LTD ANDRE BOLANLE, GETRUDE ANDREW AKPAN AKPAN ANDREW MOSES ANEKE ALEXANDER, OBIORA ANEKE ROSALINE MINIKA ANEKWE EUGENE LOTANNA ANEKWE NDUBISI U ANEKWE OBIANUJU CHIKA ANELE KINIKANWO AZNUNDA ANGA ALEXANDRA LARABA ANI FELICIA, NGOZI ANI IKECHUKWU JUDE ANI MATHIAS ANI ONYEBUCHI JONATHAN ANIAKOR JOY NNEKA ANIBABA ADEDIJI BABATUNDE ANIBABA KAYODE BOLARINWA ANIBABA TITILAYO SOLAPE ANIE EMEKE MARSHAL ANIEDI COMFORT, TIMOTHY ANIEDI TIMOTHY, ANIEDU CHUKWUDI OBIEFOKA ANIEKWE IKECHUKWU EMMANUEL ANIELO VALENTINE NDUBUISI ANIEMEKE TONY .O. ANIETIE-EFFIONG CHUKA DERRICK ANIEZUE ESTHER IJEOMA ANIFOWOSE EUNICE OLUYEMISI ANIFOWOSHE ABULRAFIU AKANNI ANIFOWOSHE MARY FOLASHADE ANIGBOGU OKWUCHUKWU NICODEMUS ANIH CHIOMA DEBORAH & ONYINYE STELLAMARIS ANIJAH CHUKWUDI PETER ANIKE DEBORAH ADAOBI ANIM RICHARD ANIMASAUN ADESOLA, KUDIRAT ANIMASHAUN FATAI ABAYOMI ANIMASHAUN GANIAT OLAYINKA ANIMASHAWUN MUSILIU ADEDEJI ANJORIN OLUBUNMI .E. ANKA MAMMAN ANOCHIWA SOROCHI PAULINUS ANODO NOBLE UZOCHUKNU ANOKA OBIAGELI GRACE ANOKWURU BERNARD ANORUE EDWARD CHINEMEREM ANORUO PAUL CHUKWUKA ANOSIKE ISAAC CHIJIOKE ANOSIKE JOY, OKWUCHI ANTHONY KOLAWOLE CLAUDIUS ANTHONY OBAFEMI ABIODUN ADETOUN ANUEYIAGU ANTHONY EMEKA ANUMNU CHIBUZOR RAYMOND ANUSI AMARACHI COMFORT ANUTA FRANKLIN, ANWANA EKAETTE FAVOUR ABANASANG ANWATU UDOKA MISHAEL ANYA ADA ANYA FRANK UME ANYADIKE MARTINS, IFEDILICHUKWU ANYAEGBU CHUKWUDI UCHE ANYAEGBU ONYEBUCHI ANYAEGBU UCHECHUKWU GODWIN ANYAEGBUNAM OBI ANYAELE CHARLES OGBONNA ANYAERI FELIX, UCHE ANYAKOHA CHINWE NNEKA ANYAKORAH IFEANYI ANYALEBECHI CHUKWUEBUKA ANYALEBECHI WILFRED ANYALEWECHI DENIS, OHAERI ANYAM LINUS OKEY ANYAMELE CHIBUIKE MARTIN ANYANWU EMEKA, CAJETAN ANYANWU HENRY ONYEBUCHI ANYANWU NNAMDI ANYANWU SIMON IBE ANYANWU THERESE ANYAORA ARTHUR CHIZOBA ANYIMIGBO FLORENCE, NKIRUKA AOFOLAJUWONLO OLUTOLA APAMPA QUASSIM OYELEYE APOLLO STEEL INTERNATIONAL APOLLOS EMEKA ONYENNOCHIRI APOTOHWO JEFFREY EBUBECHUKWU ARALU OBUMNEME JOHN ARALU OKWUCHUKWU JAMES ARANISOLA SAMSON ABIODUN ARANISOLA VICTORIA MOTUNRAYO ARANSIOLA VICTORIA MOTUNRAYO ARAOYE DEBORAH ISEOLUWA ARAWOLE OLUGBOYEGA AREMU ARAYOMI EMMANUEL OLUMIDE ARCHIBONG ENO, AREGBEDE OLOYEDE SOLOMON AREGHAN INEGBENOISE MICHAEL AREMU GANIYU OLANREWAJU AREMU MORENIKEJI FUNMI AREMU OLUSOLA OLAYINKA AREMU SAMSON, OLUTAYO AREMU ZACHEAUS OLALERE ARHETE LEO EHIGIATOR

ARINZE DOMINIC OKEY ARIWAJOYE IBUKUN RUTH ARIYIBI JOSEPH OLUMIDE ARIYO BIODUN OLUJUMOKE ARIYO ELIZABETH OLABISI ARIYO JOSHUA OLUWAFEMI ARO VICTOR OLADUNJOYE AROFIN VICTOR OLAKUNLE AROGBA SUNDAY SALIFU AROGUNDADE MOSUNMOLA, OLUSHOLA AROGUNDADE OLATOMIWA AMOS AROMIRE SIKIRAT JOKOROLA AROMIWURA ADELE ADEREMI AROWOIYA ISRAEL AIYEYEMI AROWOLO BABATUNDE QUADRI AROYEWUN OLADIPUPO, WASIU ARTHIABUAH ANTHONY KOFI ARTHUR ADOLF ARTHUR IRENE EFE ARTHUR PATIENCE EDET ARUBALEZE CHRIS OKEY ARUKWE CAROLINE OBIANUJU ARUM MELLETUS CHIMA ASALU AKINTUNDE ASALU AKINTUNDE ASAMAH ISI T. ASANAENENG NSIKAK, AKAMBA ASAOLU SAMUEL IGE ASEMOTA KINGSLEY OLIVER A ASHA JERRY MOBOLAJI ASHARA EGBUNA SAMUEL ASHARA SULIAT YETUNDE ASHAYE AWUJOOLA OLAMIDE ASHIKENI MONICA OBUWA ASHIRU AZEEZ, ADEBISI ASHIRU SHAKIRU FOLORUNSHO ASHLEY JOSEPH ADEBO ASIEGBU ANTHONIA OBIAGELI ASIEGBU HARRISON ASIEMOR OGHENEVO JOHNSON ASIESBU JOHN NKACHUKWU ASIJE TONY ASIKA YVETTE ULOMA ASILA MYLIUS, SAM ASINDI IMAOBONG ANDREW ASIODU AUGUSTA NKADI ASIODU ELIZABETH DUMEBI ASOKA NKEM, ASOMUGHA UNOMA, ADA ASOMUGHA UWEMEDIMO EDET ASONYE ANTHONY ASOR ADAGA WILFRED ASSAM EMMANUEL, JOSEPH ASSIAN MICHAEL, JACOB ASU JANET BESSONG ASUELINMHEN CYRIL ASUEN ABIEYUWA IRENE ASUOHA CYPRAIN CHUKWUEMEKA ASUQUO CYRIL TIMILEHIN ASUQUO DOROTHY E. ASUQUO EMMANUEL EDWARD ASUQUO EVELYN EYO ASUQUO HELEN BEDE ASUQUO JOSEPH AUGUSTINE ASUQUO LIVINUS PATRICK ASUQUO PATRICK MICHAEL ASUQUO UTANG EDET ASUQUO VERONICA EDET ASUQUO VICTORIA EDET ASUQUO VICTORIA, ASUZUO MODESTUS CHINEDU ATAGANA VERA IRIS ATALOR SAMUEL OKAFOR ATANMOKUN ADEBAYO LAWRENCE ATAWE KPAROBO ATAWE VWARE ATEBOH CHARLES KURONAKEGHA ATEMIE DIEPIRIYE ORINAWENGIBO STEPHE ATEY PASTEUR EMMANUEL ATIBA CATHERINE OSE ATIBA NURUDEEN OLURANTI ATIVIE JOSHUA KAYODE ATOBATELE ADEBAYO OLABIRAN ATOBATELE JOHN OLATUNDE ATOKI OLASUNKANMI PETER ATOLAGBE JOSEPH OLAYIWOLA ATOLOYE ONABUKUNOLA OLUBUNMI ATOYEBI MODUPE OLUFUNMILAYO ATOYEBI OLUWOLE AYOOLA ATTAGUBA MUSA CLEMENT ATTIOGBE AMUSU T. ATUNNISE ALBERT, BANJI ATUWAOGU CHRISTOPHER N. AUDIFFEREN OLUYOMI OLUJIMI AUDU KAYODE, MOHAMMED AUDU MOHAMMED SALE AVOAJA OBILO, IKECHUKWU AWA CHINELO AWE OWOLABI EMMANUEL AWESU LATEEF AWHOTU THERESA OCHUKO AWO JOHN, AWOBAYO STEPHEN, AWOBOTE OLUDAYO, OLUGBENGA AWODELE JOAN ONI FUNMI AWODELE JOHNSON ADEBAYO AWODIBU MICHAEL AWODUYILEMI IYABODE OLUWASETO AWOEESO ABIODUN AWOFISAYO ADEBOYE AWOFISAYO RITA AWOFODU JULIUS, ABAYOMI AWOGBEMI ADEOLA OLUWASEYI AWOKUNLEHIN AYOTUNDE A. AWONUGA OLUFUNKE, AWONUSI OLUWAKEMI ABOSEDE AWORINDE ISEOLUWA AWOSIKA MODUPE, OLUFUNKE AWOSIKA OTUNOLA CLEMENT AWOTUNDUN JOSEPH OLATUNDE KAYODE AWOTUNYA EYITAYO ADEOYE AWOWOLE OLUGBEMIGA AKINLOLU AWOYELE KAYODE, AWOYEMI ADESOJI, ADEREMI AWOYEMI BOSUN AWOYEMI IYABODE, AWUGO OLASUMBO OLUWAKEMI AWULETEY O., A. AWU-PATRICKS ULAYI PATRICK AYAA IZU CHUKWU AYAMWOYE JOSEPH AYANBADEJO OLUSOLAPE, OLATOKUNBO AYANBEKU AGNES OLABISI O. AYANGBEMI OLUBUNMI ARIKE AYANGBEMI SUNDAY AYANKOLA AYANKOYA .S. OLUKAYODE AYANTOKUN COMFORT MOSOBALAJE AYANTOKUN SUNDAY OLATUNDE AYANWALE TOLULOPE IBITAYO

AYAOSI CHUWA F AYARINDE BAMIDELE AYANTAYO AYENI AKINWANDE OLUSEGUN AYENI BERNARD OLAGOKE AYENI JACOB OLA AYENI OLABISI AYENI OLUKAYODE ABIMBOLA AYENI PHILIP OJEOMOGHA AYEWAH OMONUWA LUCKY AYI GRACE, EKPONWAN AYIDU OLEMEKU FELICIA AYILARA ADEBIYI MAFIKUYOMI AYIMAJE IBRAHIM AYINDE MUTIU AKINSEHINDE AYINDE RUFUS AYINDE AYIYA BIKIMI, BITRUS AYOADE OLUWASEGUN ADEWALE .D AYODELE ABIODUN AYODELE KASOPE AYODELE OLUWAKEMI MARY AYODELE OMOLOLA TITILAYO AYODELE PEACE ADETOKE AYODELE PETER ABIODUN AYODELE TOMILOLA ELIZABETH AYODELE TUNMISE JEREMIAH AYO-EREMIE ELIZABETH INYANG AYOGU EMMANUEL CHUKWUDI AYOGUEZEJA BLESSING CHINEMERAM AYOGUEZEJA FAVOUR CHIDERAH AYOGUEZEJA GODWIN CHUKWUDI AYOGUEZEJA JOSHUA CHUKWUKA AYOGUEZEJA PRECIOUS CHINWENDU AYOKO BENSON ADELAKUN AYOMANOR WILLIAM OVWIGHETETE AYONOADU WILLY ESAU AYOOLA AYOBAMI BARRY AYOOLA AYOBANJI OLUROTIMI AYOOLA BOLATITO CLARA AYOOLA LUCY, OLADUNNI UZOMA AYOZIE ROSE, EKWUTOZIAM AYUK AGBOR OJONG AZEEZ ABIODUN JIMOH AZEEZ OMOYEMI MAUME AZEEZ WAHEED ADEBAYO AZERE VICTORIA AYINKE AZI AYUBA, JOHN AZU IFY AZU INNOCENT OKWULEHIE AZUARU SOLOMON AZUBIKE CHINYELU FRANCIS AZUBOGU PATRICK OGOGBUNAM AZUBUIKE NDUBUISI NNAMDI AZUKE LAZARUS ONWUHAI AZU-OKWUEDOE PHILOMENA UCHE BAADARANI MANAR BABADELE AYODELE OLU BABADUMI MARY OLUWATOYIN BABAFEMI ALPHONSO AKINOLA BABAJIDE ALABA, OLAKUNLE BABALOLA BASIRA YEMI BABALOLA ESTHER YINKA BABALOLA LOOKMAN AJIBADE BABALOLA OLUSEGUN BABATUNDE BABALOLA OLUWAKEMI EBUNOLUWA BABANUMI SUNDAY SEGUN BABARINDE GABRIEL TUNDE BABARINSA RISIKAT, ADEWUNMI BABATOLA OLADAPO OLADIRAN AYOTUNDE BABATUNDE ADEKEMI ASISAT BABATUNDE FOGOFOLUWA OLADIPUPO BABATUNDE OLUKUNLE JOEL BABATUNDE TOLUWALOPE OLAWALE BABTUNDE TOLUWANI ENIOLA BADA ABIODUN SUNDAY BADARU GABRIEL ADEGBOYEGA BADARU MOJISOLA OLURONKE BADARU OLUFADELE ABIDEMI BADEJO ATINUKE OLUWATOYIN BADEJO OLAWUNMI BADEJOKO LAWRENCE ADEBORI BADEJOKO(DECD) BADEJOKO YANA(ADMOR) GABRIEL BADIRU KEHINDE ADEFOLAKE ADENIYI BADMOS AJIBOLA ABBAS OWO NWA MI BADMUS ABAYOMI OLANREWAJU BADMUS OLUFEMI SAKIRU BADMUS OLUSEGUN JIDENU BAGUDU NANKIN SAMUEL BAILEY CHARITY, OYANNANE BAIYEKUSI TIMEYIN BAJIMI SAMUEL OWODUNNI BAJULAIYE OPAYEMI OMOLARA BAKARE ADENIYI, COLE BAKARE ADEYEMI AKINTAYO BAKARE AKANBI GANIYU BAKARE GANIYU ABIOLA BAKARE IDIAT ADEDOJA BAKARE JIMOH BAKARE KEHINDE & TAIWO BAKARE KOLAWOLE MUHEEB BAKARE MOSOPE BAKARE STEPHEN BAKARE YINUSA BAKINSON ABDUL RAZAK, ADEMOLA BAKRE TEMITOPE R.IBIDAPO BALLA UMAR YERIMA BALOGUN ADEOLA OLUGBENGA BALOGUN ADEWALE BALOGUN ADIJAT BUKOLA BALOGUN ANISAT, BALOGUN DALIAL ADEBAYO BALOGUN GANIYU AYODELE BALOGUN GRACE SHUBUOLA BALOGUN JAMIU TUNJI BALOGUN KOLA BALOGUN KOLAWOLE BALOGUN NURUDEEN AKANBI BALOGUN OLABAMIJI, RASHEED OLANREWAJU BALOGUN OLAITAN ADEWALE BALOGUN OLAYEMI SHERIFAT BALOGUN OLUFUNMILAYO, IBIRONKE BALOGUN OMOGORIOLA MONSURAT BALOGUN RASHEED OLAREWAJU BALOGUN SUNDAY ADELEKE BALOGUN MULIKAT FOLA BAMGBOPA NAFIU ATANDA BAMGBOSE ADENIJI, OLUTOKUNBO BAMGBOSE ATIM, MONEESI BAMGBOYE DAVID, OLADIPO BAMGBOYE ADEMOLA JOHNSON BAMIDELE ABDUL RAZAK BAMIDELE KAMALDEEN ABIDEMI BAMIGBETAN KEHINDE BAMIRO ADEMOLA FRACISCO BAMISAYE OLUWASEYI, SUNDAY BAMISILE MICHAEL BAYODE BAMISILE OMOLOLA, OMOWUNMI BAMISIZE TAIWO OJUOLAPE BANIGO GEORGE

BANIGO OMIENYE BANJOKO CATHERINE YETUNDE S. BANKOLE ADUNNI ADETAYO BANKOLE BASHIRU OLAWALE BANKOLE DAVID OLUDELE BANKOLE F.I. BANKOLE LAI BOLA BANKOLE LAWRENCE ESAN BANKOLE OLA JAMES BANKOLE OLUTOSIN MICHAEL BANKOLE AFUSAT BANKOLE-RACE ENITAN OLUREMI BANKOLE-WRIGHT ATIYEKEBA IYIAGOGO BANSAL MANISH BARDI EMMANUEL CHUKWUKA BARIDOMA BARISI BARUWA LAMIDI BASHIRU TAHIRAT ADUNNI BASHORUN SALAU ADESHINA BASSCOMM NIGERIA LIMITED - BASSEY ANIEFIOK, OMEN BASSEY ANTHONY JUDE BASSEY IMEH OKON BASSEY IMOKE, ASIKONG BASSEY JULIET JOHN BASSEY MARIA- THERESE JUDE BASSEY MOSES UDO BASSEY PAUL- GEORGE JUDE BASSEY REEVES BASSEY SIMEON EDET BAYOMME WAIDI AKANNI BEBENIMIBO DAVID, BECKLEY JOHN ADEREMI BEJIDE ELIJAH OLABISI BEJIDE ELIJAH, OLABISI BEKIBELE VIVIAN, OGHENETEJIRI BELENTA AJARA BELLO ABASS, MOFOMOSARA KOLAWOLE BELLO ADEBIYI AYINDE BELLO ADERONKE KUDIRAT BELLO AHMED RUSA BELLO AJAYI BELLO ALIYU ABBAS BELLO BOLANLE AMINAT BELLO CHRISTABEL EDORE BELLO GBOLAHAN RILWAN BELLO HABIBA OMOWUMI BELLO IBIWUNMI IBIYEMI BELLO ISIAKA, AKANDE BELLO KOLAWOLE GHAFFAR BELLO LATEEF OLUFEMI BELLO NKOYO ESIN BELLO OLUYEMI FRANCIS BELLO UMAR, FARUK BEMAN INVESTMENT NIG LTD BEN HART JOSEPHINE BENEDICT STEPHEN OYEBOLA BENEDICT UCHE BEN-EDUWO KOMEH PRINCESS IBIATELI BENENIMIBOR TALBORT BENJAMIN COMFORT I. BENJAMIN VALENTINA .T. BENSON ADEDAPO OLUWATOFUNMI BENSON-EDEH CHIJIOKE WELI BERECHI EMMANUEL I BERNABAS BERNICE, BERNARD ADEMOLA, OLUWAGBEMIGA BETIKU MARY ABIKE BEWARAN PANMWA SIM BHADMUS TOLULOPE USMAN BHUTTO LARABA, ELSIE BINTA BIINA MEEBARI, RACHEAL BILLY KETUNI BIOBAKU GABRIEL OLAFARE BIOBAKU OLUGBENGA OLANREWAJU BITMUK JAMES DANLADI BOADU VICTOR BOAHENE JOHNSON AKWASI BOB MANUEL LESLIE BODEDE OLUWOLE AYODEJI BODUN OLUWADAMILOLA SAMUEL BODUNRIN STEPHEN ADEBAYO BOJUWOLA MUJIRAT ASAKE BOLA ROTIMI ADEMOLA BOLA-KUKU OLUWASOLA BOLARINWA FAUSAT OMOWUNMI APINKE BOLARINWA JULIUS YINKA BOLARINWA KOLAWOLE ABIODUN BOLARINWA OLUFUNLOLA EUNICE BOLASHODUN GILBERT ABAYOMI BOMS FYNA NWOBIAREIRI BONIFACE BLESSING, BONUOLA OLOLADE BORODE ADETOLA HANNAH MONIUNOLA BOROH RUKEME GABRIEL BOT DUNG BOWLES ANTHONY JOHN BOYO ALBERT STEPHEN BOYO HELEN TORISEJU BOYO-EKWUEME HELEN ADEYINKA BRAIMAN KOLAWOLE MUDASHIRU BRESS FRANCIS OLUFADERIN BRIGGS FRANCIS BRIGGS NGO, FORTUNATUS BRIGGS NGOZI, DOKUBO BRIGGS JOHN IBINABO BROWN CLAUDIANA ADEJOKE BRUCE CHARLES BUCKNOR RHODA IDOWU BUL THERESATORKWASE BULUS JOHN DEDA BUNMI-NATHAN OLAJIDE BUYENGUM FAMAINA BWALA LOLAH HAMIDU CAPITAL OPENDEE NIG LTD CAPITAL PROVIDERS & SEC LIMITED CARDINAL CENTRE FOR PROF DEVELOPMENT LIMITED CHALEX LTD CHARLES-IYOHA EROMOSELE, AYOMIDE CHARLES-KOKO DOROTHY CHEGWE PETER ONYENIKE CHIANAKWALAM EZENWA NDUDIM CHIDI FELICIA, CHIDI YERISOIBIBA OPUINE CHIEJINE ANNA CHIGBO ANTHONY OKECHUKWU CHIGBU ISHMAEL OKEY CHIJIOKE ARINZE CHUKWUMAOBIM CHIKAOKAFOR GOLDEN OLUOMA U. CHIKAOKAFOR GOODLUCK MMESOMA N CHIKAOKAFOR PRINCESS EZINNE, NKEM CHIKAOKAFOR THANKGOD IFEANYI OBINNA CHIKE CHARLES, ADASON CHIKEZIE JUDE ECHENDU CHIKWE IKECHI PAUL CHIKWE MICHAEL CHIMA ASSUMPTA ADAKU CHIMA CHIDINMA JANE

92 Ecobank Nigeria Annual Report 2010

CHIMA CHIKA CHIMA CHIMA KALU CHIMA GEORGE CHIMA IKECHUKWU OKORO CHIMA JONAH NDUKA CHIMA MWANYINMA CHIMA WISDOM KALU CHIMARA HARRY ONYEBUCHI CHIME ALPHONSO, EZIEKEZIE CHIMENTA PATRICK NNABUIKE CHIMERE UZODINMA ADAKOLE.J. CHIMEZIE MALIJE KINGSWORD CHINDA ANGELA, CHISAH CHINWATA STELLA NKECHI CHINWEUBA DOROTHY NONYE CHIOMA SILVANUS N. CHIONUMA OLORUN KEMI CHIORI IJEOMA, CHINYERE CHIORI J, .O CHIORU UDUNMA, ONYINYE CHRIS ATOKI & SONS LIMITED CHRIS-MBA DUMEBI CLINTON CHRISTIAN CHRISTOPHER ISRAEL CHUDE CAROLINE NNEAMAKA CHUKUMA AUGUSTINE AFAMEFUME CHUKUMA CHUKWU BLESSING NKIRUKA CHUKWU CHRISTIAN, CHIBUEZE CHUKWU IKEDI UDENBA CHUKWU JOHN CHUKWU LIVINUS OBASI CHUKWU NWAKAEGO JUSTINA CHUKWU STEPHEN CHUKWU UDOKA ELVIS CHUKWUDEBELU CALISTUS AMOHU CHUKWUDI AUSTIN, CHUKWUDI CHUKWUDOZIE CHIWETALU BONNY CHUKWUEKE KELECHI MICHAEL CHUKWUEKE NETOCHUKWU CHUKWUEKE NNAEMEKA BONIFACE CHUKWUEKE UGO CHISOM CHUKWUEMEKA SAMUEL CHIKELU CHUKWUEMEKA E. CHARLES CHUKWUJEKWU CHUKWUDI CHUKWUMA UGOCHUKWU, VICTOR CHUKWUMEZIE MAUDLYNN ONYINYECHUKWU CHUKWUMEZIE QUEEN, IFEOMA CHUKWUNYERE JOHN NWAIWU CLEAR VIEW OPTICS LIMITED CLIFF-AGBAEZE AMARACHI CHRISTABLE COINS AMES LIMITED COKER BABATISHE GBOLABO FRANCIS COLVIA SECURITIES LIMITED COOKEY - GAM ROLAND S.G COOKEY NKIRU EMILIA CPL WAZIRI GAMALIEL JEN CRAIG OBADIAH OLUSEYE CREATIVE MARKETING SERVICES CUE CLEAN LTD. CURTIS OLAIDE KEHINDE DABIRI IYABODE IBIRONKE LATIFAT DADA EMMANUEL, OLUSEGUN DADA FAOSAT MOJIRAYO OREDOLA DADA JONATHAN OLALEYE DADA MAYOWA OLUSOLA.J DADA OLUKAYODE EMMANUEL DADA OLUKAYODE EMMANUEL DADA OLUWATOYIN AFOLAKE DAFOSI TAYO DAHUNSI FOLASHADE, BOSEDE DAIRO DAVID KEHINDE DAIRO MATTHEW OLALEYE DAKA SEKIBA WILSON MATHIAS DAKA TAMUNONENGIYE-OFORI I. DAKA DALOR NIGERIA ENTERPRISES DAMINI MIUDUMANI DAMOLA KAZEEM ADEKUNLE DAN E.F DANDAM SALOME TISSING DANIA AWUJOOLA, DANIEL ANIEKAN FABIAN DANIEL ENE JACOB DANIEL KINGSLEY EMEM DANIEL LYNDA, DANIEL OLAKUNLE DANIEL-ADEBAYO OLUYEMISI, MOPELOLA DANIEL-SALKA BECKY(BABY) DANIYAN ESTHER, DANKARO BASHAR JOHN DANLADI AHMED, IDOKO DANNING VICTOR DANSULE MUAZU daodu joseph DAODU OLAITAN SAMUEL DARAMOLA BENJO ABIODUN DARAMOLA OLUSINA DARAMOLA SAMUEL, DARAMOLA YETUNDE ADEOLA DA-SILVA EMMANUEL, ADEYINKA DASILVA-DOMINGOS TINA FEYISAYO I. DAUDA BELLO AZO DAUDA LOKYA CHRISTIANA DAUDA ZACHARIA KAQUIEK DAUDU OZEMOYA MARCUS DAUDU PEARL OGHERE ISAAC DAVID-WEST JULIET IBIAPUBA DAVID-WEST MAYNE, DAVIES ANTHONY, ROBERT DAVIES OLATUNJI DAVIES-JONES ARNOLD DAWODU ABUDU FARIU O DAYISI MARDHIA OLUFUNMILAYO DAZI BEATRICE LADI DEE UNITY CLUB DEHAVILLAND INVESTMENTS LTD DELANO AJOKE, MODUPE DELE LEMBOYE & CO DEMA LANCELOT SAM DEMBELE TALIBE DEMOLA-ALADE OLABISI, OMOTATO DERBY IVANOV WILLIAM CHRISTIAN DEREFAKA GODKNOWS DERIBI ALFRED EBIS DIAGBARE FRIDAY.O DIBANG DENNIS DIDI PROPERTIES LIMITED DIGITAL CONVERGENCE LIMITED DIKE CHIMA PAUL DIKE GODSLOVE IFEANYICHUKWU DIM ARINZE DIMGBA GABRIEL MADUMERE DIMOKO GABRIEL WILLIE DIMONYEKA VINCENT CHIMEZIE DIRI ABIYE DEBORAH DIRI IBINABO, DANIEL DIRI MERCY, DIRI NOBLE DIRIOHA OSMOND UBAGU DIRISU OLADIPUPO DIRISU SIOMN S

DISI JAMES AKPOFURE EDIEVU DISU AINA JOSEPH DISU OLABANJI KAMORU DISU BOLANLE FUNMILAYO DIVINE NOBILE - FAITH VENTURES DIWE ONYEMA JAMES DIYAOLU MARY DIYOKE NNAEMEKA DOGARI BAKO, DOGO VICTORIA DOKAI JAMES NKADI DOMINGOS GEORGE R.S DONLEO INVESTMENT NIG. LTD DONLI HADIZA MARY DO-REGOS BERNADINO DO-REGOS PHILIPA KEMI DOSUMU OLAWALE SEMIU DOSUMU OYEDIRAN ADEYEMI DOSUNMU BOLANLE JULIANAH DOSUNMU OLUBUNKOLA IRETI DOTTIE MICHEAL, EYEBIRA DOTUN-OLADEJI OLAYIDE VANESSA DOUGAN KIKE ARMANDO DOUGLAS AERE GEORGE DOWLAND OMOWUMI, FATIMO DREW FLORENCE, PAMELA DUBU HILDA ADAMU DUNIYA BITRUS DUNMOYE WAHAB DUNTOYE JOSEPH OLALEYE DUROJAIYE ADEBOLA OBAFEMI DUROJAIYE EZEKIEL OLATUNDE DUROSARO OLUWATAYO KAZEEM DUROSAWO MARGARET JADESOLA DUROSAWO RUTH ADEJOKE DUROWADE FLORENCE OLUYEMISI DUROWADE OLUWADARE DURU CHIDI OKECHUKWU DURU NGOZI NKECHI DURUIGBO IHUOMA UKACHI DURUIGBO ONYEMA JUSTIN DURUIGBO UDOMSINACHI CALEB EBE EMMANUEL EBE MICHAEL ETOK EBEDE CHINYELU NWAELUTU EBELEBE CHINEDU DANIEL EBENEHI MARK, OMALE EBHOMEN STEVE, USIHOLO EBIGBO VINCENT IFEANYICHUKWU EBIHOR OBA, WILSON EBIHOR ONOME ISREAL EBIRIEN-AGANA AMAKIRI MICHAEL EBODA MORENIKE ODUBANKE EBOH FORTUNE EBOIGBE JOY IMUETIYAN EBUK OFONMBUK ARCHIBONG EBULUE OLIVER CHUKWUEMEKA ECHEFU EZENWA EDDIE-NWOKOLO HELEN, ONYISI EDE TESSI EHI EDEBOR OIYA SAMUEL EDEDE CHARLES AKHIGBE EDEH SAMUEL, ONYEBUCHI EDEKHE AKPAN USORO EDENOJIE PIUS AKHABUE EDET BLESSING MARC EDET EDET, EDEM EDET-ADEMILUYI AGATHA EDEWOR BERNARD EDHUGHE MICHAEL ATEMUMEVO EDIJANA PRISCILLIA OGHENEKEVWE EDIKE ADINEBO EDINO SHAIBU EDIONSERI EUNICE EDJENEKPO LUCKY ENAJITE EDODO ORITSEWEYINMI EDOGIAWERIE JOSHUA EDOSOMWAN JOSEPH AGHARAGBON EDOSOMWAN KENNETH OSEMWENGIE A EDOZIE CHIBUNDU NKEM EDOZIE ROSELINE IFECHUKWUDE EDU ROTIMI EDUKUYE NATASHA OGHENEKEVWEAGHOGHO EDUKUYE NATHANIEL OGHENEMINE EDUN ADELEYE KUBURAT EDUOK DAVID PAUL EDWARD EMEKA HYCENTH EFFIONG MATHEW FRANCIS EFI MICHAEL, IKECHUKWU EFIONAYI ANNE SOLOMON EFIONG DAVID-ETIM OKON EFUNTAYO OLUSEGUN OLATUNDE EGBAGBE JANE OMOWUNMI EGBAYELO TAIWO ISHMAEL EGBE LILIAN ABIODUN EGBE NNEDINMA LUMIERE EGBE PLINY UCHECHI EGBEWOLE WAHAB OLASUPO EGBODO ONWUKAIZU EGBOM UCHECHUKWU EGBORGE SIVBENOJA SYLVESTER EGBORO FRANK, BAWO EGBU CHICHIEBEN EGBUAWA IFEANYI EGBUCHU ISAAC NDUWEZE EGBUCHULAM NONYE FELICIA EGBUIWE ROSE NONYEM EGBUNINE SUNDAY-, OKWUCHUKWU EGBUONU ASOMBA, ANDREW EGBUZIEM UGOCHUKWU, GREGORY EGEMOLE IFEANYICHUKWU, JUDE EGEMONU NDIDI JOAN EGENUKA NGOZI, JOVITA EGHO SUNDAY OGHENEKARO EGHOBAMIEN IVIE EGHOMWANRE SYLVESTER EGHUVWAKPOR EFE STELLAR EGINIWIN JOSEPH ESE EGOBI JOHN IWEKHIDE EGODO MICHAEL UJENUDO EGORHO EMMANUEL EFE EGURIDU CHARLES MARY EGUWCHE PATRICK JAMES EGWIM CHIBUZO ISRAEL EGWIM IJEOMA VIVIAN EGWU FRANK EGWUATU BENSON EMEKA EGWUONWU BLESSING, CHINYERE EGWUONWU NERIUS NNAEDOZIE EHIELU LAWRENCE EHIEMERE CHIDINMA P. EHIGIATOR GODWIN AIWANSOSA EHIGIATOR GODWIN AIWANSOSA EHIGIATOR SAMUEL ERONMONSELE EHIGIE ROLAND EHIKIOYA EHIKHAMENTALOR A. EHIMIKA FLORENCE, OMOIKHOSEN EHINDERO ADENIKE, OLAWUMI EHINMHANRE VINCENT

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EMMANUEL IRENE OLUFUNKE EMOBEIFO SOLOMON EMORDI SAMUEL NNACHUKWU O. EMORDI TINA ANWULI EMOVON OSAHON DANIEL EMUH VINCENT EMUOPHE SAMUEL IRORO ENABULELE TOSAN ROSELINE ENAGBARE NOSAYANA ENANG ESEME ETIM ENAOHWO TOBORE ENAUGHE DAVID ENE ERNEST DEREFAKA ENE ERNEST OSITA ENEBELI ADOBI GREAT ENEBELI FIDELIS ENEBI NATHANIEL, NIMI ENEMUO MADUABUCHI ENENGEDI WISDOM ENENIM PETERS ENETARO SAMUEL UZUAZORARO ENETOMHE MICHAEL IYATSE ENIFON EDET BASSEY ENIOLA JOHNSON ADEGBOLA ENIOLA OLUFEMI ENIOLAWUN OLALERE KEHINDE ENLO-SCAOTT MODUPE TOKUNBO ENONA NIGERIA LIMITED ENONE VIVIAN OMASAN ENUEZIE LAWRENCE, IFECHUKWUDE ENUKWU INNOCENT CHUKWUKA ENWEKA CHINYERE, FIDELIA ENWENEZI VIVIAN OSAS ENWEREAMA IHUOMA EMELDA ENWERONYE CAJETAN AZUBIKE ENWEZOR ONUORAH ENWEZOR PATRICK ONWUE GBUNA ENYASHI RICHARD, ENYIKA IBEAWUCHI FIMBER ENYINNAYA ONYEKACHI NGOZI EPEGA BENJAMIN OBAFEMI ERAIKHUEMEN MOSES ERAKPOBRUKE RUKEME EREBI IDEMUDIA CHRISTIANA EREGOBA CHARLES TEKE MICHAEL EREMEMRENA AGNES ERHABOH EHIA WILLAMS ERHIEVUYERE SUCCESS, OGHENE-TEGOR ERHIRHI ISAIAH OKPAKO ERHIWHA TEGA JOHN ERIBO FESTUS FIAYE ERINLE OLATUNDE OLUFEMI ERIYE FESTUS ERIYE TOYIN EROKARE ABIGAIL ESE ERONINI EMENIKE ELEAZER ERUAGAN OTAROGHENE ERUGO DANIEL OKECHUKWU ERUSIAFE MARY EHWEVWERHERE ERUTEYA ISAAC ERUTEYA OVIE EMMANUEL ESAN ALAKE ESAN TAIWO OLUSOLA ESANGBEDO IYOGHEN ISI. ESEAGWU FESTUS ESEKHAIGBE OTIBHO GRACE ESHAYOVWE UFUOMA KEHINDE ESHIET EFFIONG ASUKWO ESHIET ETIONYONG STEPHEN ESHIET VICTORIA STEPHEN ESHIGBALE JONBULL ESI GRACE OREVA ESIABA ISRAEL ESIMAI MONYELU SAMUEL ESIN JOAN AFFIONG ESIONE OSITA SAMUEL ESOHE ESOHE JULIET ESOTU CHIJOKE FRANCES ESSIEN EDET ESSIEN ESSIEN MARTIN M. ESSIEN STEPHEN UDO ESSIEN SYLVAR ESSIET GORDON, NELSON ESTATE OF AGU, OGBONNAYA JOHN ESTATE OF AJAYI, CHRISTIANA AYOMIDE ESTATE OF BAKARE, MUHAMMED A B ESTATE OF MONEHIN, JULIUS OLORUNTAYO ESTATE OF OMERE, JOHN AIYEVBEKPEN ESTATE OF MUYINAT SHOMADE ESTATE OF ODENE DANIEL, ABAHIN ESUBIYI AKINPELU, OLA ETADUOVIE DAVID ETALUME EMMANUEL O ETAMESOR ADIJAT ETETAFIA ALEX ETIKO ADEKUNLE RAZAQ ETIKO-SANNI SHAKIRATU OMONIKE ETIM COMFORT, ETIM GIFT EZEKIEL ETIMI ANDREW ANYA ETIM-UKUT NATHANIEL SUNDAY ETOKAKPAN FRIDAY SAMUEL ETOP SAMUEL EMMANUEL ETSAGHARA EFEJOTOR ETSENAKE ONUDU ROBERT ETTI VICTORIA OLAJUMOKE ETUH THOMAS ETUK ELIZABETH BASSEY ETUK EMA ANIETIE ETUK MORGAN WILLIAM ETUKEMKA CHIBUIKEM DANIEL ETUKUDO EKPEIMA JOE ETUMNU EZIEFULE, MESHACK EVBADE PAUL ABIFADE EWAH OSEMENLU CHUKWUKA EWA-HENHSAW B E EWEDEMI KAYODE O. EWEDOMA ANTHONY EMOWANRE EWEJE BIMBO RASHIDAT EWULE BRIDGET WALERUCHI EWURUJE EJIRO RUTH EWUZIE DAVID AMARAGHARA EYEFIA EFE, EYEFIA OGHENETEJIRI FAUSTINA EYEKOSI ALFRED MOGEYIROMERE EYEREGBA IRIKEFE, EYINFUNJOWO OLASUNKANMI ABAYOMI EYISI CHISOM M EYISI PHILIP C EYO NSEFIK IQUO EYO YOUNG, UKO EYORO ABO EYUBE JAMES ONORORIODE EZE CHINONYE IRENE EZE COLLINS EBERE EZE COMFORT EZE CHINERYE EZE EMMANUEL, SUNDAY EZE GODWIN ONYEBUCHI EZE IFEOMA MARGARET

EZE JEFF EZE JOSEPH IBEKWE EZE MATTHEW CHUKWUMA EZE MAXWELL CHUKWUDI EZE NNAMDI ROBINSON EZE OSMAOND OKECHUKWU EZE VICTORIA EZEA JUDE UCHENNAYA EZEALLA CHIMEZIE EZEAMAKA CYRIL .K EZEAMAKU HYGINUS EZEAMU BENNETH IZUNWANNE EZEANI CHINAZA DIVINE EZEANI CHUKWURAH EMMANUEL EZEANI JOY ORAKWE EZEANI PAUL, OBIESIE EZEANI VICTOR ORAKWE EZEANYA DALUCHUKWU UCHECHI EZEANYA MIKE NNANYELUGO EZEANYA NWAMAKA OBIANUJU EZEANYA UGONNA IFUNANYA EZEBUIRO LEONARD SORRONNADI N. EZECHI OLIVER CHUKWUJEKWU EZECHIEDO GERALD OKECHUKWU EZECHIKWELU AZUBUIKE EZECHUKWU AMAKA CLEMENTINA EZECHUKWU BERNARD NKECHUKWU EZECHUKWU CHIJIOKE CORNELIUS EZECHUKWU JAMES ALAIDUM EZECHUKWU MARYANN, EZEDIUNOR NKECHI BENEDICTA EZEGWUONWU DONATUS IFEANYI EZEH ANI JOHN EZEH ASSUMPTA, NGOZI EZEH AZUKAEGO MICHEAL EZEH CHINEDU, CHRISTIAN EZEH CLETUS EZEH EZEIBE JANE, EZEIFE EBELECHUKWU MARGRET EZEIFE GRACE, ONYEBUCHI EZEIGBO EMEKA HYACINTH EZEJIOFOR STEPHEN, CHINEDU EZEKIEL ALICE, BOSEDE EZEKIEL EDISEH MARY EZEKIEL ENI, JOSEPH EZEKIEL JEFFREY OKPO EZEKUDE PATRICK EMEKA EZEMEDOLU FIDELIS EZENDUKA EARNEST EZENDUKA PATRICIA NGOZIKA EZENWA EVERESTUS NWABUGO EZEOBA IKECHUKWU EZEOBI KENNETH EZEOKE LAWRENCE AZUBUIKE EZEOKE ROSELINE, VALERIE EZEONUOGU MMADUKA, UCHE EZEORAH OKECHUKWU CALISTUS EZEUDE EDWIN, OBIDI EZEUDU AMALACHUKWU, CHIDUBEM EZIKE OKENNA DANIEL EZIKE VERONICA NKEMDILIM EZINMA FRANCIS NNAMDI EZINMOR INNOCENT UGOCHUKWU EZUGHA SILAS SUNNY EZUMAH UCHE CHUKWU MABEL EZZEDDINE ALI FABOLA C K FABUSUYI ROPO ISAAC FADAHUNSI TOLULOPE ROTIMI FADARE ADEKANMI JOSUA FADEMI ATINUKE OPEYEMI FADEYI ABRAHAM, OLUKAYODE FADIPE KAYODE SAMUEL FADOJUTIMI WILLIAM AYODEJI FADUMIYO FUNMILOLA FAFOWORA AKINTOLA FAFOWORA SUNDAY AKINLOYE FAFUNWA FESTUS OLUSOLA FAGBAMIYE OLATUNJI ARABAMBI FAGBELU ADEMOLA, FAGBEMI BABAFUNKE FAGBEMI SAMSON ADE FAGBEMIRO CECILIA OLUBUNMI FAGBENJA DAVID OLADIPUPO FAGBO PEDRO OLABIYI FAGBODUN OLANREWAJU DAVID FAGBOHUN SAMUEL FAGBONGBE IKUMAPAYI OLASUNMBO FAJOYE RACHAEL FOLUKE FAJUKE OLAYEMI KEHINDE FAJUMO MICHAEL, ADEBAYO FAKAI ZAKARI, FAKAYODE OLUSEGUN FAKILE MODUPE DOYINOLA FAKOREDE PHILEMOM BANJI FAKUADE JAMES, OMOTAYO FAKUADE OMOTAYO FAKUNMOJU OLADELE, FALADE MARY, BOLA FALADE OLAYINKA FALADE WILLIAM OLUWOLE FALAIYE TINUKE FALANA JOSEPH, BABATUNDE FALASE OLABODE OLATUNDE FALE ADEKUNLE FALEGAN OLUWOLE OLUROPO FALOKUN OYINDAMOLA FALORE ADEMOLA OLUSEGUN FALOYE OLANREWAJU FALUSI IDOWU FAMAKIM TAIWO OLAPOSI FAMAKINWA JOSEPH OKE FAMAKINWA OLADAYO FESTUS FAMORIYO AKINYEMI ADIGUN FAMORIYO HENRY AKINPELU FAMORIYO SABAINAH MOPELOLA FAMUAGUN HELEN OLUFUNKE FAMUDEHIN EZEKIEL ROTIMI FAMUREWA EZEKIEL GBENGA FAMUREWA OLAJUMOKE, OMOBOLA FAMUYIBO ALBERT, FAMUYIWA OLUFIKAYO ATINUKE FANEGAN SUZZY, BOSEDE FANIRAN PATRICIA ABIODUN FANU OLUWATOYIN FAOYE ISAAC TADE FAOZAT LIMITED FAPARUSI RACHEAL FAPOHUNDA AKIN FAROUNBI IBIRONKE KUDIRAT FASAKIN BENSON AKINTOLA FASAKIN BENSON AKINTOLA FASASI FATAI BABAJIDE FASHAGBA ABIODUN CHRIS FASHAKIN BASHIRU RAJI FASHAKIN LILLIAN OLUBUKUNOLA TAIWO FASHIPE OLUGBENGA SOLOMON FASHOLA ADEBAYO BABALOLA FASHOLA OLUSOLA OMOTAYO

FASIPE CLEMENT OYELAKIN FASOLA OLUWABUNMI FASOSIN OLAOLUWA OLUWADARE FASURE SOLA A.E FATOKUN JULIUS ADETUNJI FATOKUN OLUYEMI, FATOYINBO LUKMAN ADENIRAN FATUKASI MICHAEL ILESANMI FATUKASI MOBOLAJI OLUWATOYIN FATUNASE ABEL ABIODUN FATUNDE IDOWU FELIX FATUNGASE OLUKEMI OLUFUNMILOLA FATUNMBI OLUJOKE ELIZABETH FATUROTI ADEOLA OPEYEMI FAWOLE MICHAEL OLADELE FAYEMI HABEEB ADEBAYO FAYOMBO GRACE ADEBISI FEBSIX INVESTMENT LIMITED FEJUKU OMOBOYE DEBORAH FEKOYA ABIODUN ENIOLA FEMI-PEARSE OLATUNDE FENEMIGHO ROSELINE, FETEPIGI TONS, TONYE FETUGA ADEBIYI ADENIYI FETUGA FATAI ABIOLA FEYISETAN EHIAGHE MAGADALENE FIDITI CLUB 84 OF NIGERIA FIEOKU EMILE FOFAH JENSON FOFAH JOYCE EBUADE FOLARANMI REMILEKUN FOLARANMI TAIWO OYENIKE FOLARIN-WILLIAMS ADEOLA OMOBOSOLA FOLORUNSO BLESSING TIMILEHIN FOLORUNSO NOAH OLUSEYI FORCADOS JULIUS FILAFA FORTE ASSET MANAGEMENT LTD FORUN KUROEKIA FOWLER MICHAEL ADEBOWALE FOWOSHERE BOLAH FOWOSHERE OLAYEMI FOWOSIRE LATEEF O FOWOSIRE Y FRANCIS OLUFUNNKE FRANCIS SOPHIA, FRED BLESSING ELIJAH FUJAH LIADI SANNI FUNSO-ALABI ADEBIMPE RACHAEL GABRIEL SEGUN OSBERT GADEGBEKU AUGUSTA OLUWASEYI GADEGBEKU EDWARD AYAO GAGARIGA DIEPREYE GAIYA BENSON DAWUDA GAIYA BIJIMI TANIMU GAIYA DEBORAH SHARON GAIYA ELIZABETH OKOHOH GAIYA GIDEON IFE GAIYA ISRAEL NOMSEY GAJERE MARIO GAJI ADETOLA ADUNNI GAJI ENITAN MUIZZ GAJI HAMEED ADISA GAJI MUSLIU OLANREWAJU GALYA CALEB TOBI GAMBARI RIHANAT OJUOLA GANA LAWAN GANIU SIDIQUAT AJIBOLA GANIYU ADIJAT MOJISOLA GANIYU OLABODE ISIAKA GANSON OLUWADAMILARE RAPHEAL GARBA MOJISOLA OLUBUNMI GBADAMOSI MUSILI OYINOLA GBADAMOSI RASHEED IYIOLA GBADAMOSI RIDHWAN, OLALEKAN GBADEBO JAMES ADELEKE GBADEBO KUDRAT BOLANLE .M GBADEBO SOLOMON ADESEGUN GBAJA-BIAMILA ADEOLA GBAJUMO LATEEFAT BISOLA GBANVO CODJO JOACHIM GBEDE OLUWATOYIN FUNMI GBENRO ADIO GBENRO CHRISTOPHER KAYODE GBEWESA BABATUNDE ABIOLA GBOBO AMOS TUBONAMI GBOGBOADE EBENEZER ADEKOYEJO GEBU THEOPHILUS KOFI GEE KAY BEE (NIG) LIMITED GENTY TUNDE RAUF GEORGE ANTHONY GEORGE CHIMEZUE JAMES GEORGE DARLINGTON GEORGE GLADYS GEORGE GODWIN SUNDAY GEORGE JOHN OLADAPO GEORGE JOHN, GEORGE KUMI, GEORGE GEORGE ONYINYE MARGARET GEORGE VALIAN, UCHE GEORGEWILL QUEENTH MASEBA GIBSON IKE GEORGE GIWA ADEBOWALE MARGRET GIWA RASHEED GIWASALVADOR PAULINE GODWIN GLORY INYANG GOFWEN RITKATMUN EMIOYE GOGO-CHARLES ROSEMARY GOLDE CHRISTIANA AYOMAVORO GOLO JUSTINA DIGOL GOMBEJO MOH'D BAKARI GOMEZ ADUKE BEATRICE GONGU JOSEPH DIGOL GOOGO DANIEL SUANU GORA HARUNA MAMMAN GOVERNOR HILDER DEGBELA EMI GRAHAM-DOUGLAS IBIENE, BOMA GREEN ALA JUSTICE GUNWA OLATUNDE AUSTEN GUOBADIA KATE, OSAMEDE HAASTRUP REMY BAMIDELE HALADU BUBA HALADU HAJIYA MARYAM HALADU MOHAMMED AUWAL HALADU MOHAMMED MUNNIR HALADU MOHAMMED SANNI HAMEED TOSHO ATANDA HAMIS ADAMA BAMAYI HARBOR BLESSING HARRISON NTIEGOTEMIEARI SOKARIYE HARRISON TEMIWUMI HARRY ISAAC OKON HARRY HARRY PEREDENRAY, ESTHER HARUNA AISHA HARUNA ALIYU HARUNA FATIMA HARUNA SULEIMAN JNR HASSAN LADI AMINA HASSAN OLAIDE SEFIU HASSAN OLUKAYODE

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HASSAN SAKA, BAYO HASSAN YEKINNI OLATUNJI HASSAN ALI ALIYU KHAMA HASSAN-DOGO FOLORUNSHO SULEMAN HAYATUDDINI MOHAMMED ABUBAKAH HILLPOINT INTERNATIONAL LTD HINVI CYRIILE HIS PRESENCE SUPPORT LIMITED HOGAN MAEYEN AYO HOLLOWAY ABIMBOLA ABIODUN HOPE-DABOR IRENE, A. IBANGA ESSIET IBANGA IBANGA JEROME EDET IBANGA JOSHUA ASUQUO IBANGA MARTHA, KALU IBE OBIOHA NNAMEREZE IBE OLUCHI, MARTHA IBE REGINA, IBEAWUCHI CHIDERA MICHEAL IBEH RODRICK ONYEWUCHI IBEH STELLA NGOZI IBEKWE NDUBUISI, MICHAEL IBEME FIDELIS CHUKWUMA IBENGECHA GENEVIEVE, NKECHI IBEZIM ANAYO JERRY IBEZIM GRACE IBIDAPO HENRY BABATUNDE IBIFUBARA TOLOFARI GEORGE IBIKUNLE OLUFUNMIKE OMOLOLA IBIKUNLE OLUSEGUN, RICHARDSON IBIKUNLE PHILLIP IBILOYE SUNDAY, IBIRINDE FOLUSO FRANCIS IBIRONKE OLAREWAJU IBITOYE ABDUL LATEEF IBITOYE OLUWABANKE KIKELOMO IBITOYE NETWAVE OLUSEGUN AUSTINE IBOK ROSE OKON IBRAHEEM LAJA, IBRAHIM ABDULRAHIM, FUNSHO IBRAHIM ABUBAKAR, IBRAHIM ALIYU BABA IBRAHIM OLANREWAJU AKANDE IBRAHIM OZOVEHE, SADIQ IBRAHIM SHERIFAT MOBOLAJI IBRAHIM UMARU ICHA ISAAC, PETER IDAH ASUQUO EDUOFO IDAH EMMANUEL EGHOSA IDAHOSA OSEVBUNU, SOLOMON IDEGBE ANDREW, VENTURE IDEH ONYEMAENU MOSES IDEHEN OSAGIE AZIN ELVIS IDEHEN.N NOSAKHARE KINGSLEY IDEJI PAUL ERORO IDEMETOR GERTRUDE AGOM IDEMUDIA JOSHUA EKHOMWANRE IDEMUDIA TESSY OSHUWA IDERAWUMI ADETUTU OYINDAMOLA IDERAWUMI OLAYIMIKA ENIOLA IDERAWUMI OLUSEYI OLUWALANO IDERAWUMI OLUWABUYIKUNMI IDIAGI FRIDAY EDOGUN IDIKA NNEOMA IDIO MFONOBONG AKPAN IDIONG GODWIN DAVID IDOWU ABIMBOLA ABIOLA IDOWU AKINOLA B. A IDOWU ARIYIKE ABOSEDE IDOWU BOLAJI .I. IDOWU IYABO OLANREWAJU IDOWU IYABO OLANREWAJU IDOWU JACOB KEHINDE IDOWU JEREMIAH ISHOLA IDOWU OLAWALE OLASUPO IDOWU OLUBUKOLA OLUFUNMILAYO IDOWU SAMSON AYODEJI IDOWU SAMUEL OLUSOLA IDOWU TITILOLA KIKELOMO IDOWU-TITUS AARINOLA ADEJOKE A. IDRIS ADAMU MUHAMMED IDRIS IDRIS RASHEED IDOWU IDRIS SHAMUSIDEEN IDRIS SHUAIBU ABUBAKAR IDUBOR MAUREEN OMOTASE IDUH ACHEME SYLVANUS IDUMHANLENA CATHERINE, ITOHAN IDUWE GABRIEL LEVI ONYEKACHUKWU IFEADI EVELYN CHUKWUEWNIIWE IFEAKOR NNAMDI, JOHNCHRISTIAN IFEANYI CHIBUZOR IFEANYI CHIUGO IFEANYI CHRISTOPHER OKENYEKA IFEANYI OLIVER CHUKWUDALU IFEANYI-OKORO SYLVIA NECHI IFEBUNANDU OKEY IFEKWEM MODETUS CHUKWUEMEKA IFEM FRANCIS MURUMBA CHUKWUJINDU IFEONU TOCHUKWU BRIDGET IFEONU IFIJEH ROWLAND IGBA NAJIGH-JIGH, IGBEKA CHUKWUEMEKA IGBELINA-IGBOKWE NKIRU IGBINAZAKA GLADYS IGBINOBA LUCKY NORMAL IGBINOMWANHIA PATIENCE AIMIENOHONAVBARE IGBINTADE ELIZABETH OLUWAYEMISI IGBOAMAEZE AMAKA GRACE IGBOANUGO CHRISTIAN, CHINEDU IGBOANUGO CORNELIUS SUNDAY IGBOANUGO IFEOMA GLORIA IGBOELI JOEL UGOCHUKWU IGBOGIDI EBENEZER OKE IGBOKA ARINZE, IGNATIUS IGBOKWE BRIDGET ORIENMA IGBOKWE BRIDGET ORIENMA IGBOKWE SAMUEL CHINEYE IGE BABATUNDE ADEDAPO IGE FLORENCE MODUPE IGE FOLAMI IGE GBEMISOLA IGE IDOWU P. IGE KOFOWOROLA IGE SUNDAY IDOWU IGE VICTORIA MOSUNMOLA IGHAGBON VICTOR, ENABHAYE IGHILE BOLA IGHILE MOHAMMED IGHOEZAIRUE OVUOKEBIE, JACOB IGIEHON TITILAYO IGINLA OLOLADE IGINLA TUNDE IGWE ALEX ONYELANKA IGWE EMMANUEL OBIAJULU IGWE INNOCENT UZODIMMA IGWE KELECHI KARARIOCHI IGWE MADUEKE IGWE UGOADA IGWEZE UGOCHUKWU MICHAEL

IHEAGWAZI FESTUS CHUKWUDI IHEANACHO K KEM IHEANACHO OKEZIE ORJI IHEKWOABA FRANKLIN IHEOFOR LAMBERT IHIDERO IDOWU SAMUEL IHIONKHAN FRIDAY USUNOBUN IJADUNOLA ABDULRASHEED ADEKUNLE IJALAYE ADEDAYO DAVID IJALAYE OLAYINKA ADETOKUNBO IJALAYE OLUWASEYE IJALAYE OLUWASEYI IJALAYE. ADEBOLA IDOWU IJAOLA AKINKUNMI OLU MANUEL IJAOLA CHRISTINA OLUSOLA OLAYINKA IJAOLA KINGSLEY O.O.JUNIOR IJAROTIMI OLA OLU IJAROTIMI OLA OLU IJEAKU JULIANA ADAKU IJEH CHIKE CHRSTOPHER IJEH MICHAEL EMEKA IJEOMA RAPHAEL ANYA IJERE OGWO EMNANUEL IJESA CLUB 21 IJESEI PETER IJI OLADAYO AYOMIDE IJI OLUWAFUNMILOLA O O IJIEHIN OLUGBENGA OLABODE IJIMAKINWA A. BABAJIDE IJIOMAH DANIEL ABARA IJIWANDE ABOSEDE ADENIKE IJOMAH OKUGO CAIUIS-MARTINS IJOMAH OKUGO CAIUS-MARTINS IJOMANTA CHINYERE, PATIENCE IKE CHRISTOPHER OBIOMA IKE JOHN, ANYIAMOKWU IKEAH JOSEPH OGBONNAYA IKEAKOR KEVIN ECHEZONA IKEAZOR CHUKWUDUM IKEBUNNA NGOZI UZOAMAKA IKEGWU KINGSLEY BARA K. IKEH CORNELIUS CHINEDU IKEM CHIDIMMA LINDA IKEM NATHANEL C IKENGA-METUH UCHENNA FRANCES IKENWEIWE AYE FAITH IKENWEIWE COURAGE KANAYO IKENWEIWE EMMANUEL EBELE IKENWEIWE RUTH ISIDINMA IKENWEIWE UGOCHUKWU PATRICK IKENWEJI FELIX & TAIWO IKERODAH GODWIN ILUKHOLO IKESON BERTHA, CHIAZOR IKETUBOSIN FAYEOFORI IKEWENJI FELIX OZO & TAIWO TEMITOPE IKHALEA AKHIGBE SYLVANUS IKHARO LUCKY, IMOUDU IKHELOA VICTOR OZEMOYE IKHENA FAITH ISIBHAKHOMEN IKHIDE VICTOR IZUANGBE IKIODA ONEKA DORIS IKO ITA OKON IKOKO EKATE WILHEMINA IKONNE JOHNSON O. IKOT EYO SUNDAY IKOTUN ADEWALE IKOTUN DEINDE, ROTIMI IKPATT WINIFRED INI ASUQUO IKPE AGNES AKANIMO IKPE UBONG JAMES IKPEE OGBAJI DANIEL IKPEKHIA GEORGE EHICHOYA IKPO JOHN ONYEKOZURU IKPOTOKIN EROMOSELE IKUESAN FOLU, OLU IKURIOR PAT .MBATOMON SANDRA IKWELE MICHAEL IDOWU IKWELLE CHRISTOPHER EKENWE IKWUEGBU OKECHUKWU EPHRAIM IKWUMELUEZE JUSTICE IKECHUKWU ILE EMEKA ILEGBUNE CHARLES, UDENZE ILESANMI OLAWALE OLANIYI ILESANMI YETUNDE ADESOLA ILIYASU ADAMU ILO JULIUS KOLAWOLE ILOABACHIE CHINEYE UZOAMAKA ILOABACHIE ISSOMME EMEKA ILOAMAEKE SUNDAY FESTUS ILOANUGO SUNDAY, ONYEKA ILOBA EUNICE ILOEGBUNAM EMMANUEL OKECHUKWU ILOGBENU OKECHUKWU DANIEL ILOGBENU PATRICK OGOCHUKWU ILOH JOHN CHUKUKA ILOKA CHUKWUJEKWU LAWRENCE ILOKA VICTOR CHIANAKWANAM ILONUBA SAMUEL OKONKWO ILORI DIEKOLOLA TOKUNBO ILORI OLAKUNLE SHERIFF ILOZOBHIE ADEOLA, ADEDOYIN IMAFIDON NOBIN OMOLOVBIYE IMAGBODE OSAGIE ALLEN IMAGIE PRINCE IMEH OTO-ABASI IKPE IMHOGIEMHE YAMAH SOLOMON IMOH IHESHIABA CORNELIUS IMOISI GREGORY A IMONI SHAWN IMONIRIOMA MATTHEW OTHUKE IMUERE AYOMANOR MEVI INAH GABRIEL, GABRIEL INAOLAJI ADELEKE TAOFIQ INEGBENOSE OSAGIE SUNNY INOKON EMMANUEL JACKSON INOKOTONG NSE C.J INOKOTONG ROSEMUND CLEMENT INUOPE ONOLEGOLD PATRICK INVESTMENT MONITORS LIMITED INWANG BASSEY EFFIONG INWANG IDONGESIT, DAVID INYANG ASUQUO EFIONG INYANG EFFIONG, AKPAN IPOTOKRI GODWIN EGHWUBAHRE IRABOR FRANCIS, IRABOR LUKE, PRINCE IREGBENU OBIORA, EMMANUEL IRENROA OLATUNDE IREWUNMI BABATUNDE IDOWU IRHEREN MERCY IRIELE INNOCENT EMEJURU IRIKANNU CHRISTIAN UZOAMAKA IRIOGBE DAVID, JNR IRIRI MERRY IROANYA JOHNSON CLARKE IROBUISI CORNELL, CHINEDU IROH NWANKWO JAMES IROKANULO-MILLER FRANCISCA IROMUANYA ONYINYECHI

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JOHNSON UWEM, A JOHNSON YEWANDE TOYIN JOJO ECHEFULA AUSTIN JOLAOSO TERESA OLUYEMISI JONAH ADEYINKA JONAH CHARLES, JONAH IMOLEAYO CHRISTIANA-KWEMAHO JONATHAN JOY OKE JONATHAN MARY JONES MARIA IBIRONKE JONES MARY, UDOH JONNY MOJISOLA JOSEPH CHRISTY IBUKUNOLUWA ANGEL JOSEPH DANIEL BIODUN JOSEPH GBEMISOLA JOSEPH KINGLEY OBINANI JOSEPH LUCY, AFIWA JOSEPH SARAH JOSEPH SOLOMON OKECHUKWU JOSHUA AUGUSTINE FRIDAY JOSHUA PATRICK OLANLE JOSIAH NOSAKHARE SYLVESTER JOSIAH-ASHA OYEGOKE IDOWU JUGU GYANG, DAVID JUMBO SO-OWUNARI WILLIAMS JUNAID MUHAMMED TAIWO JUNAID SHUAIB ADEBOLA JUNE 2004 VENTURES JUYITAN CLEMENT ADE K.OLUWAFEMI IDRIS NIG LTD KADIRI JASILIU AREMU KAITELL EMILY AYODELE KAJOVO PHTRICIA ADAOWHAVHIERE KAJUBO PAULINE, ADENIKE KAKU MAIGIDA SUNDAY KALAGBOR SUNDAY OKECHUKWU KALIO PHILIP TAMUNO KALLAM JULIUS KALU KALU ANAGA ANAGA KALU AYO, RACHEAL KALU AZUNNA IBAH KALU GLORY ANYA KALU HANNAH, KALU IBEM KALU J KALLAM KALU MARY EKE KALU MBACHUKWU, KALU NNENNAYA OKORIE KALU OKORIE-UKWU PHILIP KALU ROBERT IBIE KALU UKO OGWO, OKECHUKWU KAMA-ANYA AUGUSTINA UGHA KAMADA ADEBOWALE KAMADA RAPHAEL KAMANGE HILARY KANNO OGBONNAYA KAREEM ISRAEL ALABI KAREEM RASHEED AKANNI KARIBORO JOSEPH, KARIKPO CHARITY BARINUA KARUNWI ABISADE KARUNWI ADELUOLA, KASSIM RAHMAT KIKELOMO KAYODE ANIBARA ASSOCIATES KAZEEM ADEBAYO KAZEEM SIKIRATU, KEGBE JOHNSON & QUEEN JUSTINA CHRISTY KEHINDE AFOLABI KEHINDE EBENEZER OLUSOJI KEHINDE OLUBUSUYI OGUNLUSI KEHINDE REUBEN IYIOLA FASINA KEHINDE-OJO ESTHER, OLAYEMI KENEKUEYERO URIEL ORITSEJOLOMI KENEKUYERO URIEL ORISEIOLOMI KESHINRO CHARLES OLUFEMI KESTER EDOMWONYI, OSAZUWA KEZIE EZE LAMBERT KIAZOLU II ABRAHIM, AFNADEE KIGBO EZEKIEL KIGHO DAVID KILA ADEFEMI KILANKO ADETUNJI EZEKIEL KIN DEMINI, NELSON KINANE NEHEMIAH EREBURA KING ADEMUREWA OLAOLUWAKITAN KING ADEOLUWASUBOMI, ADEBUSOLA KING IBUKUNOLUWA ADERINSOLA KING RACHEAL DITOR KINYOMI BABATUNDE OLAYIDE KLOUVI DENNIS ASIONGBON KOJO IFEYINWA AGARTHA-CHRISTIE KOLADE ADEREMI, ABIDEMI KOLADE BOLA KOLADE FAVOUR, OLUWADAMILOLA KOLADE MODUPE GRACE KOLADE OLABAMIJI AKANMU KOLADE OLUWASEUN, OLUWATAMILORE KOLADE SAMUEL ADEBOWALE KOLADE SAMUEL/OLANIYI KOLAJO ADEDIRAN OLAKUNLE JOSHUA KOLAJO MOSES OLUBAYO KOLAPO JAHLEEL TAIWO KOLAPO LYDIA ADESOLA KOLAWOLE ABBAS MUSTAFA KOLAWOLE EBENEZER MODUPE KOLAWOLE FUNMILAYO ABIOLA KOLAWOLE RAZAK TUNDE KOLAWOLE RAZAK TUNDE KOLAWOLE YEMISI REMILEKUN KOLEOSO OMOTUNDE ANUOLUWAPO A KOLLOMI YERIMA KOMOLAFE OLATUNJI WILLIAMS KONIKS NIGERIA COMPANY KOYI OLATUNBOSUN, ADEBOWALE KPABARI-OKUNNA DRUSCILLIA OGBONNE KPEJI- CAMPELL QUEEN TURH OBORO KPEJI-CAMPBELL QUEEN, TURHOBORO KPOGHA LENAATA SAMUEL KPOGHA LENNAATA SAMUEL KREKPE SIMON OGHENECHOVBEN KUALE BOTUKORE OVONHWE KUDAISI KUNLE OLAKITAN KUFEJI SIMPLICIO ABIODUN KUFONIYI FOLASADE TEMITAYO KUFORIJI MOFOLORUNSO AJANI KUKOYI KOLAWOLE KUKU FOROMBO IRIGHA KUKUI SEUBO, KAYODE KUMA SHIEN. S KUMOLU-JOHNSON HENRY BABATUNDE KUNLERE OLUBUNMI AYOTUNDE KURAH BEBECCAH LARABA KURUMEH VIDA, OLUCHI KUTEYI JOSEPHINE OLUWADAMILOLA KUTEYI OLUWATOYIN KUYE MOSIUDI ADEKUNLE KUYORO BENJAMIN BOLADE KWUSHUE ALEXANDER KYAWU ALI ANKA

LABARAN FAIZA LABEODAN LABI-APENA MORAYO KUDIRAT LADAN AMINA DALHAT LADAN RAKIYA DALHAT LADAN SULEIMAN DALHAT LADEBO KAREEM OLADOKUN LADEJOBI JUMOKE SUZANNE LADIPO FELICE A. LADIPO JONATHAN OLALEKAN LADIPO KOLAWALE JAMES LADIPO YEKEEN OLAPADE LAFUA IRUOGHENE PETER LAGOKE RAFIU OLALEKAN LAGOS BRANCH NIG SOCIETY.ENG LAGUDA ABEKE OLABISE LAJA AGNES OMOLARA LAKSWORTH INVESTS & SEC LIMITED LAMIDI BOLA LAMIDI KASIRU ADEKUNLE LAMIDI KOLAWOLE KAMORUDEEN LAMIDI MUSEFIU OLATUNJI LAMIKANRA ADEDAYO LAMIKANRA FOLASADE LAMPTEY FRANCIS ODARKWA LANDGOLD COMMUNITY BANK LTD LANGE LOIS TUKUR LANGLEY HENRIETA IJEOMA LANSEBE JULIUS GBOLAGADE LAOYE ADETOKUNB0 DAVID LAOYE AJOKE OLUWATOYIN LAOYE AYODEJI OYEDIRAN LAOYE FOLASHADE LARSON-ORHOUGBE PERPETUA, LARTEY OLUSEGUN JOSEPH LASISI NURENI, ARIYO LASOYE MOTOLANI AKANBI ZULHAJI LATEEF-IBRAHIM QUEEN OMONIGHO LATHAN-BAKE OMAMUZO JESSE LATHAN-BAKE ONOME HARRISON LAVER TRUST LAWAL ABIMBOLA AISHAT LAWAL ABUBAKAR ADEBAYO LAWAL ADEGBOYEGA LAWAL ALADE, BASHIR LAWAL CAROLINE, OLUBISI LAWAL CHRISTIANA MOJISOLA LAWAL FOLAKE, LAWAL GBOLAHAN, ISAH LAWAL HANAFI RAFINDADI LAWAL KAZEEM LAWAL LAMIDI OLAYIWOLA LAWAL MICHAEL TEKOBO LAWAL MOJISOLA OLUWAYEMISI LAWAL OLADELE DANIEL LAWAL OLADIMEJI OLUMUYIWA LAWAL OLAWALE DAVID LAWAL OLUROTIMI LAWAL RAHMAAN ABOLORE LAWAL RASHEED ADEYEMI LAWAL RONKE, IDAYAT LAWAL SIKIRU, ADISA AYOOLA LAWAL SOLOMON SOLA LAWAL TITILAYO LAWAL WAHAB LAWAL YUSUF LAWANI ABU LAWANI JANET, ADEWUMI LAWRENCE ABIGAIL OLUFUNKE LAWRENCE CLARA REMILEKUN LAWSON BENONI LAWSON OLANIRAN LAWSON OLUFUNMILAYO LAWSON OPUENE LAWSON RICHARD, LEBOEUF JASON, DAVID TAMUNOTONYE LEGBE DOROTHY EBOTIMITEI LEMAH OZIOMA LEPE OLUWATOYIN LIMAN JESSE LITTLE ANGELS FUND LOKOSU GRACE OLUFUNMILAYO LONESTAR ENG. & OIL SERV.LTD LONGE MAYOWA, LONGE TEMITAYO IYABO M. PRESENTATIONS LIMITED MACAULAY AKHIMLEN OSAJE MACAULAY OLUMIDE, ABIDEMI MADAKI ADAMU HOSEA MADU AUGUSTINE OZULUONYE MADU JOSHUA IKECHUKWU MADUAGWU GODWIN MADUAGWU MONDAY CHIKWENDU MADUAKO CHIAZO UJU MADUAKO CHUKWUDUM JAMES MADUBUIHE ABEDNEGO IKWUAKOLAM MADUBUIKE CHIMIEZIE EMEKA MADUBUKO FELICIA OBIAGERI MADUFOR PASCHAL NNAMDI MADUKA ANENE OLISA MADUKA SUNNY .O. MADUKAEGO ANDREW, UCHECHUKWU MADUKWE NNABUKO SAMMY MADUKWE UCHENNA EJIOFOR NWABUKO MADUME CAROLE, NGOZI MAGBAGBEOLA BOLAWALE ADEBOWALE MAGBO OBIORA JOHN MAHMUD IBRAHIM YEMI MAIGIDA NOMSU NUHU MAIYAKI ABDULLAHI, YUSHA'U MAJANBU ISHAYA SAMAILA MAJEKODUNMI ADESEYE JACOB MAJEKODUNMI MICHAEL OLUFEMI MAKANJUOLA ROTIMI JULIUS MAKI- ISMAILA RABIU, MAKINDE ADEREMI OLUYEMI MAKINDE CHRISTIANA ADETORERA MAKINDE OLUNIKE MAKINDE SAMUEL SUNDAY MAKINDE SUNDAY OLATUNJI (ARCHBISHOP MALAFA ELIZABETH, ABBO MALA-REJO TAMARAUNWOMOMO-EMI MALGINI IBRAHIM HASSAN MALIK OZOHU FATIMA MALOMO OMOWUNMI, OLUWASEYI .O. MALU JOSEPH OKORIE MAMMAN-LAGOS AHMED MAMUDU ABOSEDE OYINLOLA MAMUDU K. OSENI MAMUKUYOMI STEPHEN SOLEDAYO MANANWA COMFORT MANDUNG JAMES DALYOP MANG OLA HAZEL MANIJU INVESTMENT CO LTD MARADE KINGSLEY ESE MARK INNOCENT OBINNA MARK JANE EVUARHERHE MARQUIS JANUARIO BOLARINWA MARTINS NGONDE ELFRIDA

MARTYNO INTERNATIONAL CO, LTD MATANMI ADEKUNLE ADISA. MATHIAS SAMUEL AONDONA MATTHEW GODWIN FRIDAY MAUDE SANUSI MAXLEAF DIZNEY CYBER WORLD CO MAYO FRANCIS ONOME MBA JOHNSON EGBICHI MBA LINUS UWAEZIOZI MBA MANKWE CHUKWU MBADUGHA INNOCENT UZOMA MBAEBIE IFEOMA PETER MBAEGBU CHUKWUMAH GODWIN MBAERI FLORA OBUMNEKE MBAH AUGUSTINE CHIBUIKE MBAH WISDOM, CHIDI MBANUGO CHIBUZO CHRISTOPHER MBANUGO EKENE DONATUS MBATA JOSEPHINE ONYEMAECHI MBATI VICTOR UCHENNA MBAUGO THERESA, NGOZI MBIBI AKOBUNDU O. BENSON MBIBI IKECHUKWU MBIBI LOUIS NDUBISI MBISIOGU CHIMAOBI MBISIOGU FESTUS UZOMA MBONU NGOZI ELIZABETH-ANNE MBRE JAMES ATANG MCEWEN JOSEPH WALROND MEBRADU OBOGHANRE PHILIP MEBUDE GANIYAT ADEOLA MECHA ANAGA MEDCITY PHARMACY MEFOM WILLIANA BLESSING MEGAFU ROSEMARY CHUKWUDI MEHINTI OLADAPO LAWRENCE MEIN ANTHONY OWOSENI MEKEME SYLVESTER ARIEHRIE MEKUDI TAIWO MELETE CHARLES CHIJIOKE MEMBERE EDWARD, AMASAYE LIVINGSTON MENDI KURONAKEGHA BENNETH MENE DAVID EWORITSEMOHA MENTIE PATRICK GAGA MERE EZIYA MADALO MERE GODFREY C. MERIBE ENO-ABASI MERIGA PRINCESS, ODEGUA MGBEKE ANTHONY IHEOMAMERE MIBENE STEPHANIE, MICHAEL UKA KALU MIIDAM JOSEPH NDEGWE MILLER OJO AKINWANDE MILLER VICTORY TEMILOLUWA MILLER OJO AKINWANDE MITI COMPUTERS & ENGR. SERV. LTD MIYENBIRA WILLIAM TOM MKPANG FRANCIS MMA CLETUS UCHECHUKWU MMADUAKO SIMON, CHUKWUJEKWU MMADUKA ODILICHUKWU LAZARUS MOGAJI MOHAMMED, ASHEEM TANIMOWO MOGHALU PATRICIA IFEYINWA MOHAMMED ABDULRASHEED MOHAMMED ABUBAKAR SADIQ MOHAMMED DAUDA, MOHAMMED HABEEB, JIMMY MOHAMMED HIBATULLAH IMAN MOHAMMED HIKMA IKHLASS MOHAMMED IBRAHIM MOHAMMED IBRAHIM GALADIMA MOHAMMED IDRIS MOHAMMED ISHAQ YAHUZA MOHAMMED LAWAL OLUWAFEMI MOHAMMED MUWAFFAQ IMRAN MOHAMMED NAFISAT MOHAMMED RAIMI OLANREWAJU MOHAMMED SAUDAT OLAWUNMI MOHAMMED SHEHU AHMED MOHAMMED ZAGE JIBIRIN MOHAMMED-GAZAL KAZEEM KAYODE MOHAMMED-MIJINYAWA BALA MOHIRO CHARLES KAYODE MOJEED FALILAT OLASUNMBO MOKUOLU OLUMUYIWA, SEUN MOKWENYE IWEBENDU ONYEDIAMA NELSON MOKWENYE NWAKANMA CECILIA.J MOLEBI ROYAL HOTEL & GARDEN MOLOKWU MELVINA MARY MOMIFE MOORE EDWIN MOMOH ANTHONY, JOHN MOMOH DANIELLE IMADE MOMOH IDOWU ESTHER MOMOH JOHN ITONYIA MONATECH NIGERIA LIMITED MONHOUNSO FRANCIS MONWE BASIL IKECHUKWU MONYE STELLA NGOZI MOORE WILLIAM, OLUSEGUN MORAH BENEDICT EJIOFOR MORAKINYO FOLASHADE OLUFEMI MORAKINYO OLUYOMI AKINOLA MORAKINYO RACHEAL AINA MORDI FREDRICK C. MORGAN BENJAMIN BASSEY MORIBIRIN AMOS ADEMOLA MOSEBOLATAN ADELEKE, MOSES AJAYI OJO MOSES JOSEPHINE, MOSES UCHECHUKWU, MOSE PRINCE MOSUE FAITH, MOSUE FAVOUR, MOSUE FORTUNE, MOSUE FRANKLYN, MOTOJEHI JETHRO, IGE MOZE EMMANUEL ODIGIDAWU MSHELIZA DAVID DAKWALI MUHAMMAD IBRAHIM MUHAMMAD-BABA TUKUR ABU-JALAL MUHAMMED ADEREMI ISIAKA MUHAMMED HAMZA MUKORO EKUGBERE OLUFUNKE MUKORO PHILIPS ONOME MULTI-TECH VENTURES NIG LTD MUNIS AKINTUNDE SAMUEL MUNIS FUNLAYO FLORENCE MUNIS MICHAEL OLUWAFEMI MUOKWE CHIBUZOR MERCY MUOMELITE MARCEL, MUONAKA CHIMA MADUABUCHI KENNETH MUONAKA IKECHI FELIX MURTALA MOHAMMED SANI MUSA ALHAJI SAIDU MUSA HALIMATU, MUSA OLORUNFEMI MOHAMMED MUSA REUBEN MALLAH MUSARI KOLAWOLE MUSA-TOLANI VICTOR BABAJIDE MUSE ABDULRAREEM OLAMILEKAN

94 Ecobank Nigeria Annual Report 2010

MUSE OYINKANSOLA NADEERA MUSE RASAQ IDOWU MUSTAPHA ABIOLA OLAYIDE MUSTAPHA ALIMI, ADESHINA MUSTAPHA MARIAM, IMAN MUSTAPHA RAMONI SALAU MUTUAL EQUITY INSURANCE BROKERS LTD NAAFCO(S S)LTD (TRUSTEES) NAKPODIA NAOMI OVIGUE NAM NWIMUEYII JOSEPH NANA SOLA EBENEZER NANNA GLADYS TORITSEGBOWA NASAMU CHARLES NATHAN VICTOR NDAH BEATRICE ASIKIYA NDAKWO HUSSEIN MOHAMMED NDEDIGWE CHINEDU MALACHY NDEM NENE EYO NDEOKWELU EMEZIE NATHAN NDEOKWELU TOBY OBINNA NDIDI CHINONYELUM CHRISTIANA NDIOKWELU NJIDEKA, GERALDINE NDIRIBE ISIOMA FLORENCE NDIRPAYA BATTAH YAGA NDON ETETIM AKPAN UDO NDOO LOVEDAY NDUBUISI ALLISON, KELECHI VICTOR NDUBUISI ISRAEL, CHIDOZIE NDUBUISI PATIENCE, CHIKAODI NDUBUOKWU HYACIENTH NDUKA ISAAC HAYES NDUKWE OLLAWA GOODNESS NDUKWE ONYEDIKACHI PLACID NDUKWO KALU OTAH NDUKWO ROSE NNENNA KALU NEBO CHINEDU CHARLES NEGGAR HABBAR NEKCO INT'L LTD. NEMEYEKE ANDREW IKECHUKWU NEMI SELE-EBI GODDEY NETWORTH SECURITIES & FINANCE LTD. NEWLINE SAM YOUDUBAGHA NEWTON-DENILA NKECHINYERE IJEOMA NGELALE GODSPOWER OSILAOLLOR NGENE AUGSTINE NGERE UZOGARA PETER NGWABA ONYINYECHI PATIENCE NIGERIA UNION OF TEACHERS ABA SOUTH BRANCH NINIOLA AKEEM, BABATUNDE NINIOLA RAFIU OLUWO NIRORO JOHNSON 0. NIYI BOLAJOKO OLUFUNKE NJIONYE NWACHUKWU NJOKANMA ASHIMEDUA M. NJOKANMA NGOZI JOHN NJOKU CHIDI ZABUS NJOKU CHIGOZIE ENDURANCE NJOKU IJEOMA JULIET NJOKU NKECHI, MARTINA NJOKU SYLVESTER ONYEACHU NJOKU SYLVESTER ONYEACHU NKA AUGUSTINE A., NKAMENYIN EKPEDEME, NKAMENYIN NKE GEORGE OBENKE NKEMAKOLAM IHUOMA NKECHINYERE NKEMEH CHINEZE NKEMNELE AUGUSTINE CHIBUZOR NKENNOR RAYMOND ILOBA NKEZE ANTHONY NKWOCHA RICHARD N. NMECHA NDUBUISI ISRAEL NNABUGWU-OKORO BRIDGET CHINYERE NNAETO OBICHUKWU ERNEST NNAGBO CHINEYENWA EMMANUELLA NNAH DAVID NNAMDI NNAJI CHRISTOPHER IKECHUKWU NNAJI EMMANUEL NNAJI KINGSLEY CHIWUNDU NNAJIUBA CHRISTOPHER UZOMA NNAKUDO REMIGUS, NNAMANI OGECHI VIVIAN NNAMDI SUNDAY JASPER NNAMUKA ALBERT CHIMEZIE NNANNA PAMELA CHIGEKWU NNANYERE NKECHINYERE NNANYERE NKECHINYERE NNEJI CHIBOGU MONICA NNEJI EMMANUEL KELECHI OLISEMEKA NNEJI OGECHI FUNMILAYO NNSOMA NNEJI RONALD YINKA NNAMDI NNOCHIRI OBINNAYA, NNOLUM BENJAMIN OBIORAH NNOROM DENNIS O. NNOROM SOLOMON ONYEKACHI NNORUKA JOY NGOZI NNOSIRI CHINYERE CLARA NOAH ADEWALE OLUMUYIWA K NOLCHEM PROVIDENT FUND NOMUOJA EMMANUEL NONYELU EMMANUEL NKWOCHA NSEFIK OROK OYO NSOFOR CHIGOZIRI, JOSHUA NSOFOR NNENNA NTAN ELIZABETH EKARA NTIA PROMISE, ASUQUO NTINUGWA GODSON OBIOMA NTON NTO SYLVANUS NTUKIDEM EKAETTE GODWIN NUALA AZUKA NUENKE EGURU NUHU HABIB NUHU MARIAM NUHU MASAUD NUMA IDOWU EKUNDAYO NWABOKU OGUGUA FESTUS NWABUDIKE ANDY JOSEPH NWABUEZE FAITH NWABUEZE JOSEPHINE, CHINYELU NWABUOGOR COLLINS, EJIOGU NWABUOKU HELEN VICTORIA NWACHI CHRISTY IHIEKAONYE NWACHUKU CHIGBUNDU, NWACHUKWU AGATHA IROAGALACHI NWACHUKWU ANSLEM CHIDIEBERE NWACHUKWU CHUKWUNENYE NWACHUKWU GODFREY OCHIABUTO NWACHUKWU H. EZENWA NWACHUKWU LAWRENCE CHIDOZIE NWACHUKWU MARIETHA CHIOMA NWACHUKWU ROSE ONUABUCHI NWACHUKWU SAMUEL CHIDI NWACHUKWU SYLVESTER IZUKA NWACHUKWU ULUMA, GLORIA NWADIKE GODWIN OBIALO NWADIKE GODWIN, OBIALO NWADIKE VINCENT IJEOMA NWAEKWOR NDUBUISI EZEKIEL NWAEKWOR SUNDAY MATHEW

NWAFOR CATHERINE NGOZI NWAFOR CHRISTOPHER UCHENNA . NWAFOR EUNICE IFEOMA NWAFOR IHEANACHO, GREEN NWAFOR IKECHUKWU JIDEOFOR NNAAYI NWAGBA MMADUBUCHI NWAGBARA FORTUNATUS ANAYOCHUKWU NWAGBARA JAMES NDUKWU NWAGBARA OLIVER CHIDI NWAGBO CHARLES, KENECHUKWU NWAGBONIWE CYNTHIA ONYEKA NWAGBOSO OBIAGELI, SHIRLEY NWAGU GODWIN NWAIGWE ANTHONY FERDINAND NWAJAH CHIADIKA HENRIETTA NWAJAH CHIDIEBUBE ELTON NWAJEI MARY, UKAMAKA NWAJERI CHIKA, JUDE NWAJI EBERE, IMONTA NWAJIAKU SYLVIA UZOAMAKA NWAKA BEATRICE NENE NWAKAKU EMMANUEL CHINEDUM ONWUKWE NWAKAMMA-OKORO EBERE NWAKODO UZOCHUKWU INNOCENT NWAKOHU OLATINUKE OLATOKUNBO NWAKONA IKECHUKWU REMIGIUS NWAKOR NNAMDI SYLVESTER NWAKUCHE IFEYINWA CHRISTOBEL NWALA CHIJIOKE JONATHAN NWALIA PETER NGOZI NWALIE STEPHEN CHRISTOPHER NWAMUO MARTIN OKECHUKWU NWANA SAMUEL UDOH NWANAZIA JUDE NWANEKEZI NANCY ULOMA NWANERI PENIEL CHIDI NWANERI STANLEY, NWANGUMA GODFREY U. NWANGWU MAUREEN NWANI JOSEPHINE EJIME NWANKPA AZUBUIKE CHRITOPHER NWANKPA CHIDI CHRISTOPHER NWANKWO BEN JAMES NWANKWO CAROLINE I NWANKWO CASMIR, NWANKWO CHIKODIRI IJEOMA NWANKWO CHINENYE NWANKWO IDAH IFEYINWA NWANKWO OTA NWANKWO REGINALD, KENECHI NWANKWO STEPHEN NWANKWO SUNNY CHIDI NWANKWO TIMOTHY NWANMA EMEKA KELVIN NWANNE TOBIAS AMADIKWA NWANWA EMMANUEL EBERECHI NWANZE CHRISTOPHER NWANZE KANAYO F. NWAOBI ELIZABETH, EZIAFAKAEGO NWAOBILO CHINAZA GOODNEWS NWAOGAZI BEATRICE OLUCHI NWAOGU ANTHONY, ACHIBIRIM NWAOGWUGWU ANGELINA NGOZI NWAOGWUGWU CYRIL, ONYEKACHI NWAOGWUGWU KENNETH IHEMEBIRI NWAOHA BASIL EZENWA NWAOHA FABIAN NGOZI NWAOKOLO RITA OYIBO NWAOKU DOROTHY CHINWE NWAOTULE EMMANUEL NDUBUISI NWAOZO CHIBUGO NWARU OBINALE, CYRIL NWARUEZE NNEKA BECKY NWASHILI CHIOMA ONYINYE NWATU CYPRIAN A. NNAEMEKA NWAUZOR NKEMBUOFOR NATHAN NWEKE AZUBIKE FRED NWEKE CHRISTOPHER IFEANYI NWEKE CLEMENTINA NWODU NWEKE TITILOPE TAWAKALITU NWEZE AUSTIN NWEZE FRIDAY NWEZE FRIDAY NNABU NWEZE OBINWANNE, CHUKWUANUGO NWIBE UCHECHUKWU CHIMAOBI NWIKONZOR LOVE BARIGBOTO NWILOH ANTHONIA CHIMA NWIMAZU EDDY, C. NWIZU CHARLES CHUKWUEMEKA NWIZU CHUKWUEBUKA CHARLES NWIZU FAVOUR ADAEZE PRECIOUS NWIZU PATRICIA NGOZIKA NWOBGU NELSON WOGWUNKA NWOBODO CHUKWUDI,UZOMA NWOBODO EBERE FLORENCE NWOBODO EMMANUEL O NWOBODO FORTUNE NWODO MARY NWOGA DAVID CHIBUIKE NWOGBU BONIFACE NWOGU FRANKLIN NWOGU TIMOTHY SORONNADI NWOGWUGWU COSMAS ASONYE NWOKE NNENNA ANAGA NWOKE NNOYE VICTORIA NWOKEDI PHYLLIS OBIAGELI NWOKEUKWU SMART, NWOKOCHA INNOCENT UBAEZE NWOKOLO ANTHONIA NGOZI NWOKOLO EMEM MERCRL NWOKOLO KATE NWOKOLO MARY ADA NWOKOLO NATHAN ONUORAH NWOKOLO PHILIP IFECHUKWUDE NWOKORO NWOKEDI BONIFACE NWONWU EMILIAN ONYINYE NWOSA JOSEPH UKWEH LUCKY NWOSU IFEOMA GLADYS NWOSU MARCELLINUS, CHINEDU NWOSU NGOZI BOSE NWOYE FRANCIS .N. NYAH ALBERT ARCHIBONG NYAH PETER, ALBERT NYAKO AHMED B.U NYAKO ISA MAHMOOD NYEBE JOSEPH AUDU NYENKE OBODOSIE, JAMES NYONG PAULYN NSA NZE EMEKA L. NZE MIRIAM, AZUOMA FELIX NZE SILAS NZEATA ANGELA NGOZI NZEFILI KENNETH NZEGWU UMUNNAKWE NZEKWE ONWUASOANYA GODWIN NZEKWU OZOR AUGUSTINE NZELIBE IFEANYI NZENWA CHRISTIAN SAMUEL NZEOGU CHIMEZIE CHRISTIAN

NZEWUENYI IKENNA NZOMIWU EMEKA ALOYSIUS OAIKHENA VICTOR OAKWOOD TRADING LIMITED OBADIKAH ERIDAMILOLA OPEYEMI OBADIKE GILBERT ODIKPO OBADIMU OLUSOLA OBADINA BIDIKAT AMOKE OBADINA HALEE OLADELE OBADINA MORENIKE OLASUMBO OBADINA VICTORIA, OLUBUNMI OBAFEMI BUSAYO, AYEBABEBARA OBAGHA EMMANUEL UDE OBAJI HANSON SUNDAY OBAJI OBAJI OKPA OBAJIMI AJIBOLA ADESOJI OBAJULUWA EMMANUEL D OBAJULUWA VICTOR ADEMOLA OBAMUDI EKUNDAYO EKOSIKUGBO .E. OBANLA EMMANUEL ADEGBOLA OBANURE VINCENT FUNSO OBASEKI BENSON OLUTOBA OBASI CHEKWAS NWOKOCHA UKEFI OBASI NMAJU MANG OBASOLA TAIWO JAMES OBASUYI OLUSHOLA OHENHENUWA OBASUYI TAIWO ROSE OBATA JONATHAN, OBAYUWANA COMFORT OBAYUWANA GOODLUCK A OBE PETER AYODEJI OBE TOKUNBO IDOWU OBECHE USMAN ADAMU OBEDI EDMUND IFEANYICHUKWU OBEDIKU AUGUSTINE OYOVOTU OBELE CHIZOBA, OBELE JAMES, N OBELLE DAN OBEMBE MOSES OLUSEGUN OBEMBE OLUSANYA, BABATOPE OBETTA MALACHY OHABUENYI OBEWU KENNETH ASOH OBEYA PETER, OBI ANGELA E. OBI ANTHONY UZOCHUKWU OBI AUSTIN OBI CHAMBERLAIN.C, OBI DORIS, C.N. OBI EUNICE, NWAKAOKU OBI FELIX ANYIBUOFU NNACHUKWU OBI GLORY OBI GODWIN C. OBI GODWIN CHUKWUNONYE OBI OBIORA DAVID OBI OKOYE CLEMENT OBIAKO THOMAS CHUKWUEMEKA OBIAKOR CHIKADIBIA ISAAC OBIALOM CHIDI, SYLVESTER OBIANIME IGBIKIOWUBO OBIANUKA CHINONSO EMMANUEL OBIASOGU OBIDEYI TITILAYO AGNES OBIDI UGOCHUKWU OBI-EBOIKPON SUNDAY OBIECHINA AYEBABEBARA OBIEKWE FERDINAND OKONKWO OBIEKWE MARIA EKEMAKA N. OBIEZE CHINYERE SYLVERIA OBIGHEBELU CHRISTOPHER UMEANAEFUNA OBIJIAKU THANKGOD IKECHUKWU OBIKA CHUKWUEMEKA JOHN OBIKE GRACE UDOAKU OBIKOYA JOSEPH ADENIYI OBILOR CHINYERE KATE OBILOR TYNDALE UCHENNA OBINNA AUGUSTINA, NGOZI OBINNA ROSELINE NGOZI OBINNA VIVIAN IJEOMA OBINUGWU IKECHUKWU, OBIOFUMA MATHIAS UKADIYA NWAZE OBIOKOR DILIM OBIOMA GODFREY ONWUGHARA OBIORA BONAVENTURE OKONKWO OBITAYO ABIODUN ADEBUSOLA OBITOR MAGDALENE OBODOECHI CHIDUBEM OBODOEKWE U.G OBOH MICHAEL OKHUEREIGBE OBOH PAULINE OBOMIGHIE CHRIS OBORAVO GEORGE OBORO BEVLYN .O. OBORO JYANICA OSONOBRUGWERA OBOSI ROWLAND, IFECHUKWUDE OBOT EDEM ETIM OBOT IME EMMANUEL OBOT JOVE NSIKAK OBU UCHE KELECHI OBUKOFE JOSEPHINE OSASUYI OBUOFORIBO TAMUNOSIKI OCHEJE GABRIEL YAKUBU OCHENI SIMEON JOHN OCHOGBU A.G. OCHOGBU EDEH ABRAHAM OCHOGBU IDUNOBA OTSANYA OCHOGBU PATRICIA IDUNOBA OCHOGBU PATRICIA IDUNOBA OCHOGBU PATRICIA ORI OCHOKWU CHARLES, OKOLIE ODARO-OSAZUWA EFE ANTHONY ODEBAGBEMI OLU OLUFOWOBI ODEBIYI KAYODE MATTHEW ODEBO FEBIMPE OLUFUNMILAYO ODEBOLA EPHRAIM AYINLA ODEBUNMI ISAAC ADE ODEDE JOHN ADEOYE ODEDIRAN MOSES OLUYEMI ODEGBARO AUGUSTINE OLUWATOMISIN ODEGBILE FRANCISCA BUNKOLA ODEGBILE OLURANTI TOKUNBO ODEGHE UFUOMA PHILIP ODEINDE CHARLES OLUMUYIWA ODEINDE FOLASHADE IYABO ODEINDE OLUDOLAPO ADUNNI ODEINDE OLUFUNMILAYO .O ODEINDE OLUSEGUN BABAJIDE ODEJAYI OLUSEYI ODELADE OLUWATOBA JAMES ODELEYE ABIMBOLA ABEKE ODERINDE ABIODUN OLAYONKA ODERINDE LAWRENCE ODESANYA KAYODE EBENEZER ODESANYA KETURAH, GANA ODESILO AKINBOLA OLAKUNLE ODESILO TOYIN, ODETAYO TAJUDEEN ADEWALE ODEWALE GREGORY OLUJIDE ODEWALE JOSHUA BABATUNDE ODEWORITSE ONORIODE ALLAN

ODEYEMI AKINLOYE JAMES ODEYEMI BABAJIDE ROBERTS ODEYEMI EFUNSEYI STELLA ODEYEMI JULIANA OLUFUNLAYO ODEYEMI OLASUPO TIM ODEYEMI OLUKAYODE, LAWRENCE ODEYEMI TIMOTHY OJO ODEYEMI YEWANDE ALICE ODEYEMI ADEDAPO MARY ABIKE ALABA ODEYEMI-FASINA BUKOLA FUNMILOLA ODEZUGO MICHAEL EMENTA ODHIGADA CHARITY EKEMENA ODIA OLUWAKEMI KRISTEIN ODIAHI VINCENT EHOVOUN ODIAKOSA ADEBUNMI.O ODIASE JISCO SAMMY ODIAUA SMART ODIDI AUGUSTINE OKHOMEH ODIDIKA ANNE NKECHI ODIETE JOSEPHINE ODIGIE DAVID F ILENLU ODIGIE MICHAEL EBITAMAEHI ODIGWE HYACINTH NWAFOR ODIKANWA BRENDAN ANAYO NKEMAKONAM ODILI NDIDI, ABIGAIL ODIMEGA BENJAMIN, UBA ODION ROLAND ODIONG SARAH, OSCAR EFFIONG ODOBO OLUWATOYIN OLAYINKA ODOEMENE DORIS DABOTA ODOGWA EMETOMO SHARON ODOGWU ANTHONY ILOBA ODOGWU HILDA NKECHI ODOGWU KATE NKIRU ODOM BERNADETTE ADA ODOYI BENJAMIN ODUAH THEODORE ODUBAYO THOMPSON PEDRO ODUCHE JAMES A ODUDU CHRISTY, ENAKEME ODUDUKA SUNDAY ODUFISAN STELLA ODUDOLAPO ODUFUWA DUPE VIOLET ODUGBESI SALAMAT FUNKE ODUJI CHRISTIAN U. ODUKA PETER IKENNA ODUKOYA OLAWALE ODUKOYA OLAWALE A ODUKWE KINGSLEY TOCHUKWU ODULAJA SUNDAY IDOWU ODULAJA TUNDE ONI ODULANA AKINRINADE ODULOYE ANIKE MOJISOLA ODULOYE OLUWATOYIN ODUM CHRISTOPHER OKWUDILI ODUM LINDA NKECHI ODUM MICHAEL NMADILI ODUM THERESA CHINYERE ODUMODY PETER CHUKWUKEZIE ODUMOSU OLUMIDE ABIMBOLA ODUMU JOSEPH ODUMUYE TIMOTHY OLUWASOGA ODUNEYE ADENIYI OLUMUYIWA ODUNEYE OLUYOMI IYABODE ODUNIYI ADEDIWURA, IDOWU ODUNLADE SERAH OYENIKE ODUNLAMI ABOSEDE, OLUYINKA ODUNSI OLAITAN OYETOLA ODUNTAN JOHNSON, ADEFOWOBI ODUNUGA OREOLUWA MODUPE ODUNZE UZODINMA JOSEPH ODUORA OYELAKIN MICHEAL ODUSANYA ADEBAYO ODUSANYA AMINAT, .O ODUSANYA AYOTUNDE ADENEYE ODUSANYA COMFORT KEMI ODUSANYA F.O. OLAYINDE ODUSANYA J.K. ODUSANYA OLUFUNMISO ODUSANYA S.B.ABIMBOLA ODUSANYA SIDIKAT M. ODUSOLA AYODELE FESTUS ODUSOLA TEMITOPE SAMSON ODUSOTE VALERIE ADEBISI ODUSOTE-AMUDA OLUYINKA ODUTAYO AYODEJI ODUTOLA ADERONKE, BADEJOKO ODUTUGA KUNLE ODUWAYE OLUFUNMILAYO ALIMAT ODUWOLE ABIOLA OLUFUNMILAYO ODUYOMI SOLOMON OLAREWAJU OFERE JOSEPH OFFIAJA ENEIRENE, OBOYA OFFORDUM REMIGIUS CHUKWUDI.E. OFILI CYTHIA OFILI KENNEDY OFODILE ANTHONY OBIEFUNA OFODILE WILFRED CHUMA OFODUM OBINNA JOHNFOD OFOEGBU MONICA OLAYINKA OFOEGBU PRINCE, MADUABUCHI OFOMATA NKECHI FLORENCE OFORDU OGHENERUME STELLA OFORDU STELLA RUME AKUNUMRE AKPORUR OFORKA MARTINA UGOCHUKWU OFUNNE JOSEPHINE OFURIE EVELYN DAWUTA OGAH ABECHI ABEL OGAH SEUN OZERI OGALI CHRIS OGAZI OBINNA BONIFACE OGBAJE JOHN, DEGEL OGBEBILA ADETUNJI EZEKIEL OGBEBOR GODWIN OTABOR OGBEBOR THEODORA EKI OGBEIDE LAWRENCE AIYEVBEKPEN OGBEIDE PHILIP OGBENNA CHINEDU PAULINUS OGBE-OMOREGIE EDWIN OGBO BENNETH CHUKWUFUNNAYA OGBO CHIBUZOR, REMIGIUS OGBOBENI DOWELL EBIPUAKEBENA OGBODO SEBASTIAN NNAMANI OGBODU VERONICA OLUFOLAKE OGBOGHO ERUORE ALFRED OGBOGU CHRISTY OGBOLU PIUS, COLLINS UNOAMAKA OGBOMEH JOHN CHUK OGBOMO EHIMWENMA OGBONNA AMAKA QUEEN OGBONNA BENEDICT EMEKA OGBONNA JUSTIN, CHIDIEBERE OGBONNA MARY UDE OGBONNA SANFORD ACHI OGBONNA UCHENNA UKAMAKA OGBONNAH FRANCIS KALU OGBONNAYA CHUKWUDI JOHNBULL OGBONNAYA GODSWILL N.

OGBONNAYA JOHN OGBONNAYA OKORO LINUS OGBOR SAMPSON SOKPANU OGBORU FRANCIS ALFRED OGBU CHRISTOPHER CHUMA OGBU DANIEL OGBU MICHAEL JONAH OGBU ROSELINE, M OGBUAGU CHINAZOR IFEOMA OGBUAGU HILLARY OGUGOR OGBUAH VALERIE CHINEDU OGBUEHI IHEANYI ONYEBUCHI OGBUEHI MERCY OGBUEHI THEOPHILUS O OGBUEKIRI ELIAS OGBUIYI GLADYS IJEOMA OGBUJI EMMANUEL OGBUJI NDUBUISI JEREMIAH OGBUJU SAMUEL CHUKS OGBUKA ULOMA OGBULU LYDIA CHINYERE OGBUNUKO PHILOMINA EBELE OGEDENGBE AUGUSTINE AKINTUNDE OGEDENGBE KOLAWOLE OGENYI OTOKPA WILLIAM OGEYE BABATUNDE OLUKAYODE OGHARA JEME JACKSON JEME-JACKSON OGHENAKPOBO JUDITH, OGHENEGARE OGHENE KINGSLEY OGHENEMERUO MICHAEL, OGHENEOVO OGHENEOVO OBORTUTU GODWIN OGHIAGBEPHA LIZZY, OGHOGHO ERHABOR OGHOGHO JUSTINA EKHOMAGBE OGHOLO LUCKY OGHOLOH FESTUS OGHOLOH OSAGIE, AJIEGBELEN REX OGIDI ENENI OGIDI MICHAEL OGILO OLUWATOYIN OLAYINKA OGO OLUWA COOPERATIVE, INV. & CREDIT SOC. LTD. OGOEGBUNAM OKEY F OGOH NNEKA VIRGINIA OGOLA BIBOYE OLAYINKA OGONA CLARA O. OGOSI VALENTINE IFECHUKWUKWU OGUANOBI GODWIN OGUANOBI OGUCHI JOY C. OGUEGBU CHIOMA OGECHUKWU OGUERI MARY IHECHI OGUERI STEPHEN SUNDAY OGUGUO LILIAN IHEYINWA OGUGUO ROSEMARY NGOZI OGUIKE LEONARD UZODINMA OGUJI GREYHAM, IHEANYI OGUM ANDREW E OGUMA JAMES OKPAKO OGUMBA RUFFINA NGOZI OGUNAME NICANOR, NEFEJO OGUNBAIYEJE CHRISTIANA IDOWU OGUNBAMERU NIYI, OGUNBANWO OLUSEGUN OGUNBEKUN MUSTAQEEM OLORUNJU OGUNBIYI ADEBOLA OGUNBOR LAWRENCE KAYODE OGUNBOYO EMMANUEL, OLUMIDE OGUNBUMUYI OLUDAMISI OGUNDAINI OLUWAYEMISI OLABISI OGUNDANA OMOTAYO ABAYOMI OGUNDANA SUNDAY, BENJAMIN OGUNDARE BABATUNJI, OLUGBENGA OGUNDARE FUNMILAYO MOTUNRAYO OGUNDARE MATHEW OYEDELE OGUNDARE TAIWO OGUNDARE TOLUWALASE ISAAC OGUNDE GEORGE OLUSEGUN OGUNDE MORADEUN TAIWO OGUNDEJI JOAN BOLADE OGUNDEJI MARGARET MOJISOLA OGUNDELE OLUWAKEMI, IBIRONKE OGUNDIEN BOSEDE OGUNDIMU ABOSEDE, IYABODE OGUNDIMU RISIKAT OGUNDIPE ALERO IRENE OGUNDIPE EMMANUEL OLUFEMI OGUNDIPE FOLA ADEDIRAN OGUNDIPE M.A OGUNDIPE MOJISOLA OGUNDIPE OLAITAN ADEBAYO OGUNDIPE OLUWAFEYISAYO MOBOLANLE OGUNDIPE PETER OLUFEMI OGUNDIPE SYLVESTER ABIODUN OGUNDIPE TAIWO OLUFUNKE OGUNDOGBA ADELEKE AYOTUNDE OGUNFOWORA MICHAEL OGUNGA MONDAY OJO OGUNGBE TAIWO ADERINSOLA OGUNGBEMI JOSHUA DAYO OGUNGBEMI WILLIAMS S S OGUNGBENRO KAZEEM OGUNGBOLA OGUNJA FAVOUR TEMILADE OGUNJA HENRY AYODEJI OGUNJA STEPHEN ADEBAMBO OGUNJANA BOLAJI OLAJUMOKE OGUNJIMI BASIRAT ABIOLA, NEE GAJI OGUNJIMI BASIRAT ABIOLA, NEE GAJI OGUNJIMI OLUWAYEMISI AGNES OGUNJOBI ABIODUN OMOLABAKE S OGUNJOBI AKINDELE OLU. OGUNJOBI DANIEL IDOWU / OGUNJOBI MORENIKEJI ZAINAB OGUNKO ADEBISI K. OGUNKOYA MOBOLAJI, OLUFUNMILAYO OGUNKOYA OLAYINKA OLATOKUNBO OGUNKOYA ROSELINE OMOWUMI OGUNLABI JOSEPH TEJUMOLA OGUNLAJA OLASUNKANMI G OGUNLANA BOSE OJUOLAPE OGUNLANA MARGARET OLUREMI OGUNLANA OLUWAPELUMI OGUNLEYE ADEBOLA OGUNLEYE ADEDOTUN OGUNLEYE FOLASHADE OGUNLEYE IBILOLA OGUNLEYE JOSHUA ADELEKE OGUNLEYE KOLAWOLE OGUNLEYE OLUMUYIWA OLATUNJI OGUNLEYE OLUROPO AMOS OGUNLEYE OLUWATOBI OGUNLEYE ORIYOMI AYODELE OGUNLOLU PETER OLUGBEMIRO OGUNMAKIN KEHINDE OGUNMAKIN TAIYE OGUNMAKIN VICTOR OGUNMEFUN JOY FELICIA OGUNMERU OLUKAYODE OLUGBENGA OGUNMILADE OLUMUYIWA, ELEAZAR OGUNMILORO AYODELE JULIUS

OGUNMOKUN SABINAH TITILOLA OGUNMOLA MUDASIRU ALABI OGUNMOROTI ADEDUNMOLA AJIBIKE OGUNMOYELA ELIZABETH TITILAYO OGUNNIYI ALIU OLUKAYODE OGUNNOIKI ADEJOKE BUNMI OGUNNOTE OLUWASEYI ADEDEJI RICHARD OGUNNOWO-BOLAJI MARIAN MODUPEOLA OGUNNUSI ADENIYI OGUNODE ELIZABETH TAIYELOLU OGUNOJEMITE FELIX OLAOSEBIKAN OGUNRINADE ADELANI OGUNRINDE FOLAKE LYDIA OGUNRINDE KEHINDE OBAYEMI OGUNRINDE OLA MUDATHIR OGUNRINDE OLUBUNMI ADIO OGUNRO OMOWONUADE ANTHONY OGUNSAKIN ABOSEDE ADENIKE OGUNSAKIN MICHAEL OLATERU OGUNSAKIN PATRICK OLASAMBO OGUNSAKIN PATRICK OLASUMBO OGUNSANYA OLAJUMOKE EBUNOLUWA OGUNSANYA OLUSHOLA JOSEPH OGUNSEKAN GABRIEL AKANBI OGUNSEMI OLUKAYODE BABATUNDE OGUNSEMI YEWANDE OLUKEMI OGUNSEMORE MISHAEL, OLAMOYEWA OGUNSESAN ADEKUNLE ABDULRAHMAN OGUNSIMIRIN OLAOLUWA MARIAM OGUNSOLA ABIMBOLA OGUNSOLA ABIMBOLA OLUSOJI OGUNSOLA GLORIA THERESA OGUNSOLA OLULEKE AYOADE OGUNSOLA OLUWATOYIN, AYOMIDE OGUNTADE TUNDE OLUWOLE OGUNTEBI FEHINTOLA OGUNTONA MICHAEL, ABAYOMI OGUNTOYINBO JOSHUA OGUNTOYINBO SOLOMON OGUNTUASE OLUFEMI OGUNTUASE YEMISI BOSEDE OGUNWO OLUGBENGA AYODELE OGUNWOLU OLAYIWOLA WABI OGUNWUSI ADELOLA OGUNYANWO FUNBI SEGUN OGUNYEMI DEMILADE BABAJIDE OGUNYEMI FUNMILAYO ABIOLA OGUNYEMI KUNBI WINIFRED OGUNYEMI OLASIMBO OKIKIOLA ABIMBOLA OGUNYEMI TOBI GBEMISOLA OGUNYIPE ADEWALE OGUNYOMI ABAYOMI VICTOR OGUORA NNEKA, BRIDGET OGUZIE JERRY HENRY O.I OGWUCHE AJENE, VICTOR OGWUGWU BONIFACE, OHAERI MAUREEN NKECHI OHAJU OKECHUKWU GODWIN OHANUGO WILBERFORCE NONYE OHANUGO WILLIAMS OHAUKWU CHUKWUEMEKA JOSEPH OHAZURUME MARTIN, ONYEBUCHUKWU OHIEKU ABDULGANIYU NUHU OHIKERE BOLA OHILEBO ALICE OGHOGHO OHIRI ANGELA, CHIZOMAM OHUCHE JUDE UCHENNA OHWO CHARLES AKPOCHAI OHWOKEVWO JOSHPINE EJIRO OIGIAGBE OSENE OISAMOJE ODION LYDIA OJAGBOHUNMI JACKSON SOMORI OJALIKELE ALBERT, DOLOR OJANOMA DAVID OJARUEGA ONAJITE ANN OJATULA EBUNOLUWA OJE TAMUNOTONYE PROMISE OJEKEMI ADEOLU OJELABI DAMILOLA OJELABI EZEKIEL, OLA OJELABI OLUSEGUN JONATHAN OJELADE ADEBISI OJI CHINONYEREM EMMANUEL OJIABO CHIMEZIE WILLIAMS OJIAKO PERPETUA CHIKA OJIAKO SIMON OGBONNIA OJIEH PHILOMENA, OJINI OJIEKERE EDWARD OJIKUTU AJOKE, HANNAH OJINI AUGUSTINE P. OJINMAH SYDNEY, CHIDI OJISUA FESTUS ADEMOLA OJO ALICE TEMITOPE OJO BABARINDE AKINTUNDE OJO BABATUNDE ADEYEMI OJO CHRISTIANA MOJISOLA OJO CHRISTOPHER ADEBAYO OJO DAVID BAYONLE OJO ELIZABETH OLUWAKEMI OJO FLORENCE ADEOLA OJO FLORENCE OLAYINKA OJO FUNSO OJO GABRIEL OLADIRAN OJO GABRIEL OLUWAKAYODE OJO IDOWU ADEBANKE OJO JONATHAN FOLORUNSO OJO MOJISOLA ABENI OJO OLADELE OLUROPO OJO OLUBUKUNOLA OYERONKE OJO OLULEKE MOSOPEFOLUWA OJO OLUSEGUN MOSES OJO OLUWAKEMI OJO OLUWATOYOSI OLUWATOBI OJO OMOWUNMI TAWA OJO REBECCA KEHINDE OJO SIMEON ADENIYI OJO TOSIN SAMUEL OJO YEMI SILIFAT OJOBOR JOHNSON OJODU KAMORUDEEN ADEGBOLA OJOMAH EMMAN A. OJOMO MARY IDOGWE OJOMU OLUTOYOSI OJONIYI DEBORAH, OLAOLUWA OJOOLA IDRIS ABIODUN OJOOLA OLUMIDE MOROOF OJOOLA YUSSUF ABIODUN OJUBANIRE ABDULAHI OJUDUN ABUDU RAFIU OJUOLAPE NIYI OJUTALAYO IBIDAPO DORCAS / OKACHE CHRISTOPHER, ODEY OKAFOR CHARLES, UCHE OKAFOR CHIZOBA MICHAEL OKAFOR CLEMENT CHUKWUMA OKAFOR CORDEL OKAFOR DIKANNA, CHIKA OKAFOR EMMANUEL OKAFOR FESTUS CHUKWUKEZIE

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OKAFOR GLADYS CHIAJUGHIM OKAFOR GODSON CHUKWUDOZIE OKAFOR MAY ANAMONYE OKAFOR NNEAMAKA IFUNANYA OKAFOR OBINNA, KINGSLEY OKAFOR OGUGUA OKAFOR OSINACHI ESTHER OKAFOR PRISCA CHIDO OKAFOR STEPHEN NNAMDI OKAFOR WILSON CHINEDU OKAGBARE YEMISI MARGARET OKAKPU STELLAMARIS OBIAGELIAKU OKALA MAUREEN IFEOMA OKALANWA GODSON OKANDEJI OGHENEKARO OKANG OBI CHRISTOPHER OKE GABRIEL OLUWASANJO OKE OLUWATOYIN VICTORIA OKE OMOLOLA ANN OKE ROWLAND OLUWASHOLA OKE OLUTOYIN FOLASADE OKEAHIALAM CHLOE EZINNE OLUFUNMILAY OKECHUKWU JOSEPH OKECHUKWU LOVELINE FRANCISKA OKEDARA OLATOYE S. OKEDELE SAMUEL OLALERE OKEE-AGUGUO CHIOMA JENNIFER NENE OKEGBENLE SAMSON IBUKUNOLU OKEHI AUDREY ADAURE OKEHIE IHIOMA REBECCA OKEJI RAPHAEL OKEKE ALOYSIUS CHUKWUDI OKEKE ANDREW CHUKWUMA OKEKE CHINWE OKEKE DENNIS NNORUKA OKEKE EMMANUEL CHUKWUEMEKA OKEKE EMMANUEL, CHUKWUEMEKA OKEKE GABRIEL N OKEKE IKECHUKWU ANTHONY OKEKE JONAS ONWUEEBUCHULAM OKEKE MATTHEW, EJIKE OKEKE MAUREEN NKEM OKEKE MAURICE OKEKE NDIDIAMAKA CALLISTA OKEKE NDUBUISI OKEKE NKEM MISKOSOLU OKEKE OKEY FELIX NWACHUKWU OKEKE VINCENT OKECHUKWU OKELOLA OGHOME GLADYS OKELOLA RACHAEL OLUFUNMILAYO OKEME MICHAEL OMACHONU OKENIYI OLADIMEJI OKENWA PATIENCE, CHINYERE EGO OKENYEKA CHRISTOPHER OKEOWO SAIDAT, OLURANTI OKERE AUGUSTINE ASHIGWU OKERE CALISTER N. OKERE CAROLINE, CHIZOBA OKERE SESAN OKEREKE FRANKLYN OKORIE OKEREKE HENRY MAZI OKEREKE PETER AZU OKETOLA ABIODUN MICHAEL OKETOLA MATTHEW ADEBIMPE OKETUNJI FELIX, OKEWOLE ADELEYE ISHOLA OKEWUMI JOHNSON ADEMOLA OKEZE IFECHUKWUDE GODWIN OKEZIE ANGELA CHINAMEMMA OKEZIE NGOZI, NWANNE OKEZIE NWANERI I OKEZIE SMARTSON ONYEMA ISAIAH OKHAE ORATOR, OKHANI CHINDO J. OKHIRI AYODELE OLUFEMI OKHIRIA DAVE AYOKUNLE OKI PHILOMINA OKI SULU OLARENWAJU OKIKE UZOMA LASBREY OKILE KENNETH JINYEYEBRETONWA OKO LEO NDUBUISI OKOAYE FOLASHADE, KUDIRAT OKODIKE JEFF NWA OKODUWA AUDREY OKODUWA GREGG OSOBHAKHIA OKOEKOH SIMEON OKOEMAN SUNDAY EBHOAYE OKOGBUA INNOCENT OKORO OKOH ANTHONY IFEANYI OKOH COSMAS G. ALIKA OKOH STEVE OKOI SUNNY STEPHEN OKO-JAJA FRANKLYN ERASMUS OKOKO GABRIEL NNANA OKOKON GODWIN SUNDAY OKOLI CHUKWUKA EMMANUEL OKOLI EMMANUEL CHIDOZIE OKOLI FRANCISCA CHIBUZOR OKOLI NKEIRUKA OKOLI ONYEKACHUKWU ANTOINETTE OKOLI RAPHAEL, OKOLI SAMUEL OBINNA OKOLIE CAROLINE COMFORT OKOLIE MABEL, IFEOMA OKOLIE STEPHEN IFEANYICHUKWU OKOLIKE EMEKA PASCAL OKOLO JOSEPH ANIMABUA OKOLO JUDE, OKECHUKWU OKOLO OGOCHUKWU GIBSON OKOLO SULE ISAAC OKOLO SULE ISAAC OKOLO SUSAN, TOYIN OKOLOCHA DOMINIC OKEKE OKOLOKO OMOJEVWE, SARAH OKON BONIFACE ETIM OKON CYNTHIA ESE OKON PAULINE OKON SIMON JAMES OKONGOR OBASE BICENE OKONGWU MAXWELL OGOCHUKWU OKONJI OLUYEMISI OLUSOLA OKONKWO ANTHONIA TOBECHUKWU OKONKWO CHINEDU OKECHUKWU OKONKWO CHRITIAN AGADUEKE OKONKWO EDWIN CHIJIOKE OKONKWO JOSEPH OKONKWO KENNETH SUNDAY OKONKWO KEVIN KENECHI OKONKWO OBIORA VINCENT OKONKWO RICHARD, M. OKONKWO UGONNA, SYLVESTER OKONKWO VICTOR OKECHUKWU OKONKWO VICTOR, CHUKWUNONSO O. OKONMAH JOHN NWANNE OKONMAH MAUREEN ADAOBI OKONO DAN, IME OKO-ODION EHICHOYA OKOPIE AGATHA OKORIE BERNARD EJIKE

OKORIE CHISOMUNAZU OKORIE J CHUKWUEMEKA OKORO AHAMEFULA ORISAKWE OKORO ANGELINA UDEKWESI OKORO BENSON CLINTON OKORO CHIOMA, JACQUELENE OKORO CHUKWUEMEKA JOSEPH OKORO CYPRIAN, OKEY OKORO DORIS CHIEMEKA OKORO EZIGBO THEODRICK OKORO GODWIN IHEANACHO OKORO ISAAC OKORO IWUJI REMY OKORO LOUISA OKORO MAGDALENE U. OKORO OGECHI PRECIOUS OKORO SAMPSON CHIEMEZI OKORO T .N. K., OKORO VINCENT OKORO ZITA UZOAMAKA OKORODUDU GODFREY OTI OKORODUDU HELEN NGOZI OKOROJI LINUS EZEALA EZEALA OKORONKWO CHIDI SYLVESTER OKORONKWO JOHNSON KALU OKOSUN MICHAEL, EDEHON OSAGIE OKOSUN VERONICA, OKOTORE REGINA TENIADE OKOTURO GODWIN ANIREJUORITSE OKOTURO TUNDE OKOYA TAOFICK OLUWASEGUN OKOYE AMARACHUKWU BENSON CHIBUIKE OKOYE CELINA HOPE OKOYE CHIBUNNA OKOYE DONATUS CHUKWUNWIKE OKOYE ELOCHUKWU OKOYE IFEOMA, PRISCILLA OKOYE JAMES OKOYE JOHN OBIAGHANWA OKOYE JOSEPH, SUNDAY OKOYE MADUABUCHUKWU .O OKOYE NNAMELUGO BASIL OKOYE OGECHUKWU N OKOYE ROMANUS CHUKWUEMEKA OKOZI INNOCENT, FRANCIS OKOZI INNOCENT, FRANCIS OKPAIRE ADUNOLA, BUKOLA OKPAIRE OMOH, OLUWATOBI OKPAKA CHIDERE RHEMA OKPAKO BETTY OKPALA CHINEDU ROBERT OKPALA JOSEPH IKE OKPALAOBIOMA PETER OKPALAOKA CHUKWUELOKA NNAEMEKA OKPARA ECO AMAEWHULE NNAOMA OKPARA OLUCHI, REGINA OKPARA ONYELAKA GLADYS OKPARAEKE STEVEN ONYEKWERE OKPE ANDREW AGADA OKPEAYE WILSON OKPELEYA ACHU ANTHONY OKPO IKENNA MODESTUS OKPO LUCY ONYINYECHI OKPO STEPHEN NNAMDI OKPU PAUL ONYEMAECHI OKPUBIGHO WILSON ENAJITE OKUBOH SMART DANIEL. OKUBOR JAMES IJIE OKUBULE FRANCESS ADEBISI OKUEFUNA GEORGE IFEANYI OKUGBE KINGSLEY GEORGE OKUJAGU KURO ELVIS TEKENA OKUJAGU SHADRACH JAMES OKUJAGU TEKENA OKUN FRIDAY OKUNNU A A OKUNOLA BABATUNDE SHAROUFDEEN OKUNOLA RISIKAT MOJIRADE OKUNRINBOYE WALELOLA ENIOLA OKUSANYA THOMAS BABATUNDE OKUSANYA TOLU DAVID OKUSANYA VICTOR OLADELE OLUSEKUNDAYO OKUTORO SAMSON OLUSESAN OKWAGBE JOSEPHIN OKWARA ACHINIKE, SYLVESTER OKWARA BLAISE UZOMA OKWARA CHIMEZIE CYRIACUS OKWARA CHINA OLACHI.B. OKWARA GEORGE NWABUEZE OKWECHIME KINGSLEY, IKPEAMANAM OKWEDADI IFEANYI PATRICK OKWU MODESTUS OKECHUKWU OKWU RHODA CHIKEREMA OKWU CHIDERA OKWUDU NNEBUOGOR NGOZI OKWUKE DICKSON LUCKY OKWUOLISA I.K.B OKWUOSA IFEYINWA, PEACE OLA OLUBUNMI CAROLINE OLA OLUSEYI AJIBOLA OLA ROTIMI EMMANUEL OLABANJI MICHAEL OLUROTIMI OLABISI COMFORT OMOLARA O. OLABODE ADEWALE MUFUTAU OLABODE JOHN ADEBAYO OLABOWALE SAMUEL DAMILARE OLADAPO ADEBUKUNOLA IYABODE OLADAPO MATILDA OLADAYO VICTORIA OLADEJI GABRIEL OLAWUYI OLADEJI OLADDARIDE FATAI OLADELE ADEBINPE ADERINOLA OLADELE ALBERT ABIODUN OLADELE DAVID AYOOLA OLADELE DAVID OLATUNDE OLADELE DAVID OLUGBENGA OLADELE GRACE ADEYOLA OLADELE IFEOLUWA OLADELE JOHH IRETIJESU OLADELE OLUWATOSIN, BOLAJI OLADEPO OLUSOJI FREDERICK OLADIMEJI ALBERT SUNDAY ADELEYE OLADIMEJI DEBORAH TAYO OLADIMEJI FRANCIS IBUKUN OLADIMEJI ISIAKA ALANI OLADIMEJI JOSHUA KOLAWOLE FOLORUNSO OLADIPO BANKOLE OLADIPO JAMES OLUWOLE OLADIPO EMMANUEL SUNDAY OLADIPUPO OLANREWAJU GIDEON OLADOJA ABOLANLE DORCAS OLADOJA GBOLA OLADOJA OLASUNKANMI OLUSEYI OLADOKUN SUNDAY OLADOSU CLAUDIUS OLUTOYIN OLADOSU OLUWANIFEMI PRECIOUS OLADOYE OLUWOLE OLAWALE OLADUNJOYE ABIOLA VICTORIA TEMITOPE OLADUNJOYE OLUFEMI MATTHEW

OLADUNNI DEBORAH OLABISI OLAEGBE OLAWALE MONSURU OLAFISOYE OLADAYO OLAFISOYE OLATUNDE KOLE OLAGBAIYE ESTHER OGECHI OLAGBAYI BUKOLA, JUSTINA OLAGBOYE BUKOLA TOKUNBO OLAITAN OLUSAYO EMMANUEL OLAITAN RAIMI AYINLA OLAJAIYE THERESA MODUPE OLAJIDE FREDERICK, ITUNU OLAJIDE GLORIA, PRECIOUS OLAJIRE ADEBUKOLA, LAMOJISO OLAKUNLE OLUWAKEMI, OLALEKAN SAMUEL AYOMIDE OLALERU AJIBOLA ROBERTS OLALEYE EBENESER ADELAJA OLALEYE EMMAMUEL AKINFEMI OLALEYE FOLARIN, ABRAHAM OLALEYE MICHAEL OLUGBENGA OLALEYE OLUWAGBEMIMIYI OLANREWAJU OLALEYE TAJUDEEN ROTIMI OLALUSI ANTHONY OLAMOYE MODUPE OMOLARA OLAMOYEGUN JACOB KOLAWOLU OLAMUYIWA OLAPEJU OLANIPEKUN OLUWAFISAYO OLANITORI JEREMIAH ABIODUN OLANIYAN AYODELE O. OLANIYAN BODUNRIN JIDE OLANIYAN DOLA ATOKE OLANIYAN EBENEZER OLANIYAN JOSEPH ABIOYE OLANIYI DEMILOLA OLAMIDE OLANIYI GAFAR OLADIMEJI OLANIYI MICHAEL ADEYTEMI OLANIYI OLAITAN OGUNNIYI OLANIYI OLUDARE, AYOADE OLANIYI OYINLOLA OLANLOYE KEHINDE OLANLOYE KEHINDE ADEBOLA OLANREWAJU BEATRICE OLUFUNMILAYO OLANREWAJU JOSHUA TAI OLANREWAJU JOSHUA, SULEMAN OLANREWAJU MARY NIMOTALAI OLANREWAJU OLUBUNMI AYODELE OLANREWAJU OLUSEGUN JOHNSON OLANREWAJU WALE MATTHEW OLANUSI JONATHAN ORIOLA OLAOFE TOLANI OLAONIPEKUN ABDULRAHEEM OLANIYI OLAOSUN GEORGE OLATUNJI OLAOYE ABDULKAREEM OLABANJI OLAOYE OLANIKE EUNICE O. OLAOYE OLUWASOLA OLUWASEUN OLAOYE TITILAYO MARIA A. OLARENWAJU ISREAL, TEMIDAYO OLAREWAJU MOSES BIMPE .M. OLARIBIGBE TOSIN OLARINDE SOLOMON ADEMOLA OLARINDE TOLULOPE MODUPE OLASIMBO ADETOKUNBO IDOWU OLAYEMI OLASODE BOLAJI MUTIAT OLASODE BOLAJI MUTIAT OLASUNKAMI SAMSON KEJI OLASUPO AMARACHI ADERONKE OLASUPO AYODELE, OLASUPO FUNMILAYO OLASUPO FUNMILAYO, OLASUPO OLANREWAJU OLATUNJI OLATEJU IYABO ADEBOWALE OLATERU-OLAGBEGI ADEGBITE OLATINWO MUSIBAU ABIOLA OLATONA RICHARD OLATOMIWA TAIWO OLATOSI ADEOLA OLATOYE OLUFEMI JULIUS OLATUBOSUN TAYO I. OLATUNDE FUNKE, OLUBUNMI OLATUNJI ADESOYE OLATUNJI MOSES, ADEBAYO OLATUNJI OLADAPO OLATUNJI OLAYIWOLA M. OLATUNJI SAKIRAT-BOLANLE OLAWALE SUNDAY OLAKUNLE OLAWEPO OLAREWAJU SAMUEL OLAWIWO JEMILAT MOTUNRAYO OLAWO OPOOLA, OLALERE OLAWORE AKINOLA KAYODE OLAWOYIN OLUWAGBEMIGA OLATUNDE OLAWUYI OYEBOLA BIOLA OLAYANJU MOJIRADE, IDAYAT OLAYANJU YEKINI ADEMOLA OLAYEMI AKINNUOYE AKINSIPE OLAYEMI OLAWALE ISAAC OLAYEMI OLUGBEMIGA OLAYINKA ADEWALE TAIWO OLAYINKA OLAYEMI OLAYINKA-OJOTU FUNMILOLA OLAYIWOLA EZEKIEL ORE OLAYIWOLA SERIFAT OLEBUOMA UCHECHUKWU MADUKAIRO OLELE VICTOR OGBONDAH OLELEWE ANGELA UCHECHI OLELEWE INNOCENT NDUBUOKE OLEMU DAVID OLISA OKWUCHUKWU INNOCENT OLISA ROLAKE JOSEPHINE OLLA PHILIP ABOLADE OLLEY TOSAN AKINTUNDE OLLORNWI SUNDAY OLOBATUYI JOHNSON OLORUNFEMI OLOBAYO OLUWATAMILORE ISABELLA OLOGUN JOSEPH OLAKUNLE OLOGUNAGBA ADEKUNLE FELIX OLOJAKPOKE BRIGHT DAFE OLOJEDE AMOS A. OLOJO-KOSOKO RASHEED OLOKE MOSES ABIODUN OLOKODE DANIEL AYOOLUWATOMI OLOMITUTU JOHN TUNDE OLOMO B. OMOLARA OLOMO JAMES BOLARINWA OLOMOLA GABRIEL ISOLA OLOMOLA GRACE ADUNNI OLOMU MERCY OLOO ERAOBARI GLORY OLOPADE DAVID, OYEYEMI OLORI JONATHAN STEPHEN OLORI MORRISON OBASEKI OLORUNFEMI DORCAS OLUBISI OLAPERI OLORUNFEMI OMOTAYO OLABODE OLOTA MARY GBONJUBOLA OLOWODOLA COMFORT OLUSOLA OLOWOKUDEJO OYINDAMOLA, OLUREMI OLOWOLAFE FRANCIS OLUYEMI OLOWO-OKERE ISAAC, KEHINDE OLOWOYO OMOLAYO LAWRENCE OLOWU KAZEEM OLUROTIMI OLOWU MICHAEL, FOLORUNSHO

OLOWU UCHE MESSIAH OLOYEDE ADETUNJI OLOYEDE JOSEPHINE ADENIKE OLU SAMSON KALU OLUBAJO-NOBLE BUSOLA ARINOLA OLUBAMIBO MERCY MODESOLA OLUBANWO OLADELE OLAJIDE OLUBIYI FUNMILAYO OLUBOBOKUN FUNMILAYO OLUBODE OLABISI OLUBOLA ISAAC KOLA OLUBOLADE OLUWATOBA OLUBUNMI TOYIN REBECCA OLUDARE ISAIAH AYOOLA OLUDE EPHRAIM OLUWOLE OLUDIPE OLUSEGUN, TEMITOPE OLUFEMI KAYODE, STEVE OLUFIDIPE ANTHONY OYE OLUGBEMI CHRISTIANA OLUFUNMILAYO OLUGBEMI WOSOLA ELIZABETH OLUGBENRO OMOTAYO ISAIAH AJANI OLUGBODE OLUWAKOLADE AYOMIDE OLUGBODE OLUWASEGUNFUNMI, NKIRUKA OLUGBODE OLUWASIJUANUWOMI ESTHER OLUGBODE OLUWASOGOLAYEMI MOSES OLUGBODE OLUYINKA ADETOKUNBO OLU-IBUKUN OLUKOYE OLADEJI OLUITAN JEREMIAH ADEKANMI OLUITAN REBECCA OLUWATOBI OLUITAN ROSELINE OLUWATOYIN OLUKANNI RACHAEL OLAMIDE OLUKOTUN WOSILAT ADUNNI OLUKOYA MAYOWA, SUNDAY OLUKUNLE DOTUN ELIJAH OLUKUNLE OLUSOLA JOSEPH OLULEKE FLOURISH OLUSEYI OLULO KEHINDE ZACCHEAUS OLUMADE OLUKAYODE TEMITAYO OLUMEKOR LOUIS OLUMIDE AKINOLA OLUYEMI OLUMIDE RUTH OLUGBEMISOLA OLUMIWAGA EMMANUEL, OLUDOTUN OLUMUYIWA TOLUWANI ERIOLUWA M. OLUNIYI OLAJIDE JOSEPH OLUNLOYE OLUJIDE ADESINA OLUOKUN AKANBI OMOTOSHO OLUOKUN KAYODE, JACOB OLUWASEYI OLUPITAN RHODA MODUPE OLUSA SAMUEL OLUMUYIWA OLUSANYA ADEBISI IYABO OLUSEGUN JIMOH OLUSEGUN OMOTADE RAUFU OLUSESAN TAJUDEEN OLUSESI FATAYI ADEBISI OLUSHOLA ABIODUN OMOLASHO OLUSI MICHAEL OLUREMITOSIM OLUTOLA GIDEON OLUSOLA OLUTUNGASE IBUKUN MARGARET OLUWA ABIOLA OLUWATOYIN OLUWA ISMAIL ABAYOMI OLUWA SULAIMAN BABATUNDE OLUWABANWO OLUWASEYE AUGUSTINE OLUWABOLA DAVID OLUWAFEMI OLUWABUSOLA VICTORIA, OLUFUNMILAYO OLUWADARE ATINUKE OLUWABUNMI.S OLUWADARE GEDION OLUWADARE OLUWATOBI DAVID OLUWA-IPADEOLA OMOWUNMI OLUWASANMI OYENIRAN OLUWASESAN MATHEW OLUWAFEMI OLUWATOSIN OLUWASEYITAN AYOMIDE OLUWOLE SUNDAY AKINLOLU ADEGBOLA OLUWOLE TAIWO OLUFUNKE OLUWOYE OMOBOLA EMMANUEL OLUYA GREGORY OGBETA OLUYADI RASAQ AYODEJI OLUYEDE BEMJAMIN ADEBAYO OLUYEDE SAMUEL, AKINTUNDE OLUYIDE ALBERT ADEFELA OLUYIDE VENESSA ABIOLA OMADIBI SAMUEL SUMAILA OMARE BEMIGHO JOSEPHINE OMATSEYE JUBEMI JOLOMI OMAVUEZI CELESTINA OMEANU CATHERINE OMEIKE BEATRICE NWABUNOR OMEJE WILSON, IKECHUKWU OMENAI HENRY IBHAD KWEME OMERE MARIA ITOHAN OMIDIJI OLUWATOYIN OMIGIE VICTOR OMIKUNLE ADEWOYE EBENEZER OMILANI AND ADEGOKE TRAD. CO OMINIYI ABIMBOLA OLUWANIFEMI OMINIYI ABIMBOLA OLUWANIFEMI OMINIYI ADEDAYO OLUWADAMILOLA OMINIYI ADEDAYO OLUWADAMILOLA OMINIYI MOFIYINFOLUWA ADEYEMI OMINIYI MOFIYINFOLUWA ADEYEMI OMINIYI OLUWAPELUMI ADEKUNLE OMINIYI OLUWAPELUMI ADEKUNLE OMISANYA EZEKIEL OLUBAMIJI OMITAYO ADESESAN ADEMOLA OMIYALE OLATUNJI OLADIPUPO OMOBOYE OLABOWALE MULIKAT OMOGBEHIN YEMI CHRISTIANA OMOGIADE INNOCENT ASAGBOURBA OMOJEFE OTUAGOMA LEO OMOJOWO ADESOLA ADETUTU OMOJOWO AYANFE ADEOLU OMOJOWO COMFORT ADEDAYO OMOJOYE MALLON OLATOYE OMOKORE EBAIDE OMOKPO SONIA, OMOH OMOKPO FRANCISCA ODIO OMOLAJA FUNKE OMOLARA OMOLAJA THEOPHILUS OPE-ODU OMOLAYO BOLANLE OLAYINKA OMOLAYOLE OMODAYO THERESA OMOLE RACHEAL OYINLOLA OMOLEWA MARY OLUWAFUNBI OMOLOLA EVELYN ADERONKE OMOLOYE ADESINA ADEBIYI OMOMOH EDDY, MUSA OMONIJO BLESSING OMONIJO BLESSING OMO-OSOBA NOSA OMOPEMI ADENIKE OLUTAYO OMOREGBEE ROLAND, OMOREGHA ADEBANJO, OMORO ROWELL EBASEIMOKUMO OMORUYI EKI ANGELA OMOSEBI KUNLE, OMOSEHIN BOLAJI COMFORT OMOSHOLA TOPE IFE OMOSOWOENI OYEBO FREDRICK OMOTOLA JELILI ADEBISI OMOTOLA JELILI ADEBISI OMOTOLA OLUSHOLA, ABIODUN

OMOTOSHO AYODEJI FATIMAH OMOTOSHO MURITALA, OLAKUNLE OMOTOSHO YINKA GRACE OMOTOSO BENJAMIN FEMI OMOTOSO KAYODE OLUFEMI OMOTOSO(DECD) OMOTOSO BABATUNJI(ADMOR) ROSALINE AJOKE OMUYA PETER ALONGE ONABAJO ABAYOMI IDOWU ONABIYI EMMANUEL ABIODUN ONABOWALE SAMUEL ADEKUNLE O ONADIPE ABDULATEEF OLUWASINA ONAFOWOKAN ADETOLA OLANREWAJU ONAFOWOKAN OLUMIDE ADERIBIGBE ONAFOWOKAN(DECD) (ADMOR)(DECD) OAFOWOKAN MARIAN(ADMOR) TUNDE KEHINDE ONAH FESTUS OSSAI ONAJIDE BUKOLA OLUSEYI ONAKOYA JOHNSON ONANUSI OLUFUNKE ABIOLA ONAOLAPO MOJISOLA ADEYINKA ONAOLAPO NURUDEEN KOLAWOLE ONAOLAPO OLOLADE ONASANYA TITILAYO LATEEFAT ONASANYA VICTORIA, ABOSEDE ONASHILE HON. JUSTICE FOLARIN ONASHOKUN LAIDE BENSON ONASILE KAYODE KEHINDE ONATURU EMMANUEL ONAYEMI FATAI KUNLE ONAYEMI MUFU ATANDA ONAYEMI OLUWABUSOLA SIKIRAT ONAYEMI OLUWAGBEMIGA ONAYEMI ONABOLA SUNDAY ONCHE JOAN ONYEMOWO ONI ADEYEMI OLUWATAMILORE ONI ESTHER MONISOLA ONI FUNMILAYO YETUNDE ONI JANET OLUWABIMPE ONI JIMI ONI JULIUS OLUSOLA PAUL ONI KEHINDE ADEYEMI ONI MORENIKE OLULOLA ONI OBASOLA ADUNNI ONI OLAKUNLE BABAJIDE ONI OYINADE ANNE ONI SUNDAY BAMISAYE ONI TAIWO ADELEKE ONI TOLUWALOPE OLADAPO ONI TUNDE ONIBODE ALEX SIKIRU ONIFADE GABRIEL DADA ONIFADE OLUFUNKE JOSEPHINE ONIFADE SAMUEL OLUGBOLAHAN ONIHA SOLOMON ONIKOSI BISI MOJOYINSOLA ONIMOLE GANIYU AJIBOLA ONIRODUNNU ABDUL RAMON, AYINLA .I. ONITILO VICTOR OLUKAYODE ONIWINDE AYODELE MODUPEADE ONIYAMA ESEOGHENE MERCY ONIYIROKUN ADETUTU ATINUKE ONNUCHEKWA OKORIE JENNY ONOBUNJO OGUGUA SONIA ONOCHIE JOSEPH IKELUE ONOGE OMAFUME OMAMEKPE ONOGHUVWU JOHN.O. ONOH GILBERT ANI ONOJA ANEBI ONOJA SIMON, ONOJOVWO MUDIAGA, ONOJUGO OBIORA ONOMUODEKE ISAIAH, RICHARD ONONYE EMMANUELLA NGOZI ONUEGBU UNIQUE CHIAMAKA ONUGBOLU CHUKWUEMEKA CHARLES ONUH CAMILLUS ONUH EMMANUEL, ONUKA MUHAMMED ABDULSALAAM ONUMAH EGBADE MORGAN ONUMAJURU ROSEMARY, ONUMARA ATO LAW ONUMBA CHINASA HYGINUS ONUOHA CHARLES O ONUOHA CHIDINMA UGO ONUOHA CHIMA ONUOHA CHUKWUEMEKA ONUOHA FLORENCE ANGEL ONUOHA NWANNE CHIZARAM N. ONUOHA UGO ELIZABETH ONUORAH ANTHONY IFEANYI ONUORAH NGOZI, UZOAMAKA ONUWAJE ESIMAJE MELLE ONWE REGINALD CHUKWUMA ONWUAMAOKE IJEOMA ONWUBIKO JAMES CHIDIADI ONWUCHEKWA ARTHUR CHUKWUBIKE ONWUCHEKWA OBINNAYA SOLOMON ONWUDILI PARTINGTON GODWIN ONWUDIWE OGUGUA MACHARRISON ONWUEGBUNAM GLORIA NKIRUKA ONWUEGBUSI CHINEDU EMMANUEL ONWUJIUBA MICHAEL EKWEBENA ONWUKA CHUKWUNONSO CHARLES ONWUKA NNAMDI ADMIRAL ONWUKA UCHE JOHN ONWUKWE STEPHEN NDUKA CHIKEZIE ONWULALI PRISCILLA EZINWA ONWUMERE BERNADETH, CHIAKPOLAMASI ONWUNALI MICHAEL NGOZI ONWUODIONU NWABUEZE IGNATIUS ONWUTALU ONYEKA JAMES ONWUZULIKE ESTHER ANWULI ONYEAGORO LOUIS ONYEJELAM ONYEANU DAVID, ONYEBARA KELVIN IKECHUKWU ONYEBUCHI-MUOTTOH CHUKWUEBUKA W. ONYECHI ANTHONY, EMEKA ONYEDIKE ANTHONY OGOCHUKWU ONYEGBULA EVEREST CECIL ONYEIKE HELEN CHINYEREM ONYEJI AMBROSE OKEKE ONYEJIUWA LILY, NGOZI ONYEKERE HYACINTH NKWACHUKWU ONYEKWELU ANGELA IFEANYICHUKWU ONYEKWERE FERDINAND AKUNESI ONYEKWERE FERDINAND AKUNESI ONYEMECHI JOHN CHUKWUDI ONYENACHO THEODORE CHUKWUEMEKA ONYENAJO SUNDAY ONYENSOH PEACE, UCHECHI IVONNE ONYEOYE OLUCHUKWU BENARD ONYEUKWU NDIDI, EBERECHUKWU ONYIA CHRISTIAN C. ONYIA CYPRIAN, ONYIA ONWUSA EMMANUEL ONYIBOR PETER, NWAYO ONYIKE ONYIKE O.

ONYILOFOR OBIORA CHUKWUEMEKA ONYILOGWU CHRISTOPHER TOBECHI ONYIMBA AUGUSTINA OBIAGELI ONYIRIMBA VERONICA OPADOKUN ESTHER OLABISI MRS OPALEYE OLUFUNMILAYO OLUYEMISI OPANUGA TAIWO OPARA CAJENITAN, OPARAOCHA GEORGENIA OPARAODU KINGSLEY CHILE OPARAODU KINGSLEY CHINEDU OPARAUWAKWE GILBERT UCHE OPASANYA KUDIRAT OYEYEMI OPAWOLE ADUNOLA-FUNSHO OPENIYI SAMUEL GBADEBO OPEODU OLAOLUWASUBOMI OPEODU OLUFEMI OPEOGUN DEBORAH, MOROLAOLUWA OPOKO CHINEDU EMMANUEL OPTIONAL TECHNOLOGY SERVICES OPUSUNJU FENIBO OPUSUNJU TAMUNOMI FENIBO OPUTA PHILOMENA ONYEMAECHI OPUTU ONOKERHO, ORAGE SARAH NANYONGO ORAGUNYE UJU THERESA ORAKA UCHENNA, CHIJIOKE ORANUSI AMAKA EBERECHI ORANUSI WILFRED IKECHUKWU ORDINNA UGOCHUKWU, CHARLES ORDOR ESTHER ENYINNE ORDUH LOVEDAY ALBERT ORE OLUYEMISI JULIANA ORE VICTOR AJILEYE OREAGBA DEHINDE LOOKMAN OREAJIKE ADEWALE, ADEROGBA OREBIYI SAMUEL OLUSOLA OREFUWA OLUKAYODE FELIX OREKOYA BABATUNDE O. ORETUYI SOLOMON AKINBOYE ORIABURE HENRY, IDEMUDIA THOMSON ORIAKHI DAVID E ORIAKHI OMODAMWEN FREDERICK ORIFOWOMO AKINTAYO OLABISI ORIFUNMISHE ANTONIA EZINWA ORIGHOYE NORRIS ORIHIE ALBAN CHUKWUEMEKA ORIRE SUNDAY OGUNTOLA ORISAKWE NWAKO CHRISTIAN ORISEJOBOR BETTY EHIAWADE ORISILE TAJUDEEN KOLAWOLE ORIYOMI ORIYOMI ADEKUNLE OLUSOGA ORJI BASIL N. ORJI IHEANACHO OKEZUE ORJI INNOCENT IGWEBUIKE ORJI OVUNDA DIANA(MR&MRS) ORJI PETER, ORJI ROBERT EMMANUEL ORJIEKWE CHRISTIAN ORJINTA UCHE BENEDETTE OROKI CLUB 20, OSOGBO ORONSAYE CHRISTIANA OLACHI ORONSAYE DORIS ORONSAYE HUMPHREY OROPO NANCY TAMMY OROTOPE-PAUL SEGUN OROVWEMU BETHEL KEVWE ORU ELEANYA O. ORUAMEN RICHARD FRIDAY ORUGBOH DANIEL ORITSEJITEMISAN ORUMA RITA OMOWUNMI ORUMEN DOROTHY, ORUMEN PHILIPSON AISI ORUMWENSE EVELYN AINUA OSABUOHIEN JAMES OSADEBE BERNARD CHUKWUEMEKA OSADIYA OLUWASEGUN TEMITOPE OSADOLOR OSAZEE OSAGHALE MARYLIZ OSAGHALE OSAGIE FAITH OMON OSAKWE FREDERICK AKOSA OSAMMOR SOPHIE OSANTA COMMUNITY BANK LIMITED OSANYINJOBI BENJAMIN ADEOLU OSASA-JONAH VICTORIA OSA-UWAGBOE DEIRDRE ESOHE OSA-UWAGBOE NOSAYABA NOSAYABA OSAWE JEREMIAH OSAWEMEN MATTHEW, UMAKHIHE OSAYE-SALAU ISLAMIAT MOJISOLA OSAZEMWINDE SAMUEL OSAZUWA GLADYS OSEGHALE EHIABHI MAXCELL OSEGHALE EHINOMEN MARY OSEJI MICHAEL, IKENNA OSENI AKEEM WALE OSENI AYOOLA AJIBIKE OSENI BARAKAT I. OSENI BASHIRU SHOLA AKANNI OSENI HALIMAT O. OSENI MUTIU, OLADELE OSEZUA JACOB SUNDAY OSHEWA TH VEN.OLUBANJO OSHIKOYA ADEBUKUNOLA OSHIKOYA ADEDOTUN NEYE OSHIN OLUMAYOKUN OSHIN OLUREMI KOLAWOLE OSHIN CLARIBELLE BOTOSAN OSHINAYA MODUPE AYOOLA OSHINAYA SHAKIRAT ADESEWA OSHINDHINI ADEBAYO OSHINYEMI GRACE MOJISOLA OSHINYIMIKA JOSEPH ADESOJI OSHO ALADE ILORI OSHO BABATUNDE, AYODELE OSHO OLADAPO OLAYINKA OSHODI YETUNDE ABIMBOLA OSHOKO OMOTAYO ABOSEDE OSHOMAH ZULUFIK, BASIL OSHUN WESLEY, OLUYOMI OSHUN PHILIP OSIDIPE OLAJIDE EDWARD OSIEGBU EMMANUEL OKELEKE OSIGWE CHINEDU EMMANUEL OSIKOYA RASAKI ABIODUN OSINEYE TITUS OLUSANYA OSINOWO ADURAGBEMI A. OSINOWO OSINOWO MARK ADETAYO OSISANYA ADEDEJI, OSO OLUSEGUN SUNDAY OSOBA ADEYEMI, SOLOMON OSOBA BABAFEMI O. OSOBA PERE, OSOBA VICTORIA OMOLARA OSOMO OYEBODE AYORINDE OSONDU EBE OKO OSOPALE BABATUNDE ADEWUNMI OSOROH JEFF OYOVWE OSSADEME HUMPHREY

96 Ecobank Nigeria Annual Report 2010

OSSAI CHUKWUKA DANIEL OSSAI MICHAEL UGWU OSSAI OLUSEGUN NKEONYE OSU SAMUEL MBANUZO OSUAGWU AGATHA UKACHI OSUAGWU CHINEDU GODWIN OSUAGWU FLORENCE IJEOMA OSUAGWU HONEST CHIBUZOR OSUAGWU STELLA CHINWE OSUBOR NWACHUKWU DESMOND OSUBU STEVE AUSTIN BIODUN OSUJI PHILIP, FRANCIS OSUJI UGOCHUKWU CHRISTIAN OSUME RICHARD, OSUNDARO JONATHAN OLUFUNMILOLA OSUNKAYODE HABIBAT AFOLAKE OSUNSAN OLATUNBOSUN RASAK OSUNSAN TOLULOPE OLUFUNMILAYO OSUNSANYA AGNES OLUFUNKE OSUNSANYA KOLAPO K OSUNTOYINBO EMMANUEL OLUFEMI OSUOHA ANTHONY CHUKWUDI OTABOR CHRISTOPHER OTADE ADEDOYIN, DUROJAIYE OTAFU SUNDAY, OTARU ROTIMI OJE OTEGBADE OLADOTUN OTERI EUNICE ESE OTERI FRANK OTERI MICHAEL ONORIEVURAYE OTHMAN HALIMA SHEHU OTISI AWO, O..A OTISI NDUKWE ANDY OTITOLOJU ABEL OTOBO NODON OTOR GABRIEL, O OTOWO ONJEFU JEFF OTTI CHIBUIKE, BASIL OTTO BENJAMIN, OTUAYE JACOB ETU OTUDOH CHARLES OTUFOWORA HAKEEM ADEBOLA OTUMARA FANNY MEJEBI OTUNBA AIMSAR OVHORI PATRICIA, EFEVBERA OVIAWE ALUEBHOSELE OVIOMAIGHO AKPOVUGBETA MICHAEL OWABIE RACHAEL EBERECHI OWADAYO IBITOWA KAYODE OWAGBEMI BUKOLA FAITH OWANGA TELEMA CRAWFORD OWATE SAMUEL C OWEN CHINONYEREM UDENSI OWHONDA CHILE GLORIA OWHOR CHEMBARLINE OWHOR PRINCE EMENIKE OWINIMOYE ZUONAKI OWODUNNI ADEGOKE AHAMED OWODUNNI MUYIDEEN ADESHOLA OWOEYE MOSES ADEREMI AKANBI OWOEYE-WISE ABIMBOLA B. OWOGHIRI PEACE OWOJORI FUNSO OLUYEMISI OWOLABI ADEDOYIN IDOWU OWOLABI ANDREW PETER OWOLABI ANTHONY ADETOLA OWOLABI AWEDA WASIU OWOLABI DARBY JOSHUA OLUSEGUN OWOLABI FATIA IBUKUN OWOLABI FOLA OWOLABI JELILI AJAO OWOLABI OKE OLAJIDE OWOLABI OLATUNDE ADISA OWOLABI OLUREMI OLABISI OWOLABI OLUSEGUN S. OWOLABI OYENIKE OLUSOLA OWOLABI YEMISI, RONKE OWOLABI OLUFUNMILAYO .O OWONIFARI DAVID ABIODUN OWONIFARI-LAWAL YETUNDE, IDERA OWONIYI DAVID & ONAOLAPO OWONTE MAGNUS HART OWOWA GLORY MODUPE OYADEJI ABIOLA OLAITAN OYADEJI VICTORIA OLUWAYEMISI OYAHANYE SAMUEL, BOLA OYAKHIRE MARIA OYALANA OYEWUNMI OYALOWO ANOT, OMOTAYO OYAMENDA OMOLEGBE JOHN OYEBADE ADELEYE OLUSOLA OYEBADE BUKOLA AMOO OYEBADE OLUFUNKE ABOSEDE OYEBAJO FEYISHOLA SHERIFAT OYEBAMIJI JULIUS ALANI .O. OYEBAMIJI OYEKOLA ATANDA OYEBANJO OLUFUNKE OLUTOYIN OYEBANJO OYESINA OLUTOMIWO OYEBO YEMISI GRACE OYEBOLU OLUWAFUNMITO ABISOLA OYEBOWALE A. OLUWAKUNMI, NEE KOLAWOLE OYEDEJI ADEBAYO OLAYIWOLA OYEDEJI NAJIMDEEN, OYESHINA OYEDEPO YETUNDE, MODUPE NEE AFOLABI OYEDIRAN EMMAMUEL OYEJIDE OYEFESO ADEDOLAPO, IBIYEMI OYEGBAMI OLUSEGUN OLATUNDE OYEGUNLE MULIKAT, KUNBI OYEGWA EDOH OYEKAN ABIOYE ADEBOLA OYEKAN IDIAT, OLOLADE OYEKAN TEMITOPE THOMPSON IDOWU OYEKUNLE FELICIA OYELAJA BOSE, OYELAMI GANIYU MORAKINYO OYELEDUN BOLANLE OLUYEMISI OYELEGBIN ADEREMI ISMAIL OYELEYE DELPHINE IMAOBONG OYELOLA ABOSEDE, ADETUTU OYELOLA AZEEZ OLADEPO OYELOLA OLUWAKEMI UBEGE OYELOWO OLUGBOYEGA, T. OYENEYE OLURANTI ANTHONY OYENEYIN OYEYEMI F. OYENIRAN ABIODUN DOMINIC OYENIYI FELIX OYEYEMI OYENIYI FESTUS KAYODE OYENIYI OLUWAFEMI IDOWU OYENIYI SAMUEL BOLOJOKO OYENUGA VICTOR OLUSEGUN OYERINDE MODUPEOLUWA OLASUNMIBO OYESANYA IDOWU ADEBAYO OYESIKU OLAYIKITAN IBILOLA OYETADE OLUREMI ANTHONIA OYETADE-SORUNKE SAMUEL OINTADE A OYETOLA MUSHAFAU OLUFEMI OYETOLA TITUS OYETOLA TITUS OYETUNJI ABIOLA

OYEWOLE JOKOTADE BAMIDELE OYEWOLE JOSHUA OJO OYEWOLE OLATUNDE OYEWOLE RASAKAT OMOWUNMI OYEWUMI MICHAEL AKINDELE .O. OYEWUMI OLUFUNMILAYO OYEWUSI OLUWAFUNMIKE OYEKEMI OYEWUSI OYELERE OYEYEMI FELICIA TITILAYO OYIBU ABIGAIL OYIMI OMARE TARE VICTORY OYINLOLA KOLAWOLE, ISAAC OYINLOYE BENJAMIN OLADELE OYOLOLA SIDIKATU OYOLOLA TIJANI ADEBAYO OZ1M CHUKWUEMEKA OZAKPASSOU GABRIEL KOSSI OZEGBE OGOCHUKU OZOANI DAMION ONYEMAECHI OZOMARU KIKELOMO REBECCA OZOMUNO .C. OZOR ANAYO GOZIE OZOR EMEKA MICHAEL OZUAH PETER OZUBELE OLUWATOYIN, ABIMBOLA OZULIGBO- OKAFOR AMAECHI, ANTHONY OZULIGBO-OKAFOR AMAECHI, ANTHONY OZURUOCHA CHINEDU ZEBULON PADONU KOFI, AJAYI PALMLIGHT ASSOCIATES NIG. PALMPRO NIGERIA LIMITED PASEDA ESTHER JOLAADE PEARL ONYX LIMITED PELEMO ANTHONIA NDIDIAMAKA PEMII IMMACULATA ZIGA PENNFIELDS SECURITIES LTD PEPPLE CHRISTOPHER, IWO PEREASUODE JOY ENEBIMODE PETER ASENI FESTUS PETER FESTUS ASENI PETER IBRAHIM PETERS COMFORT NSIDIBE PETERS EBUNOLUWA OLUFUNMILAYO PETERSEN KUNLE PETERSIDE SODY DODD PHILIPS CHUKWUDUBEN, P PHILLIPS DAVID, OLUWASEYI PHILLIPS CONSULTING LIMITED PINIKI VICKY PIONEER INVESTMENT INDUSTRIES LIMITED POPOOLA ADEBISI GBEMISOLA POPOOLA FRANCIS, OLALEKAN POPOOLA GABRIEL AYODELE POPOOLA ISAAC OLUFEMI POPOOLA ISIAKA ADELEKE POPOOLA LEKAN POPOOLA MARY EKEREONYEUBA POPOOLA OLUSHOLA EMMANUEL POPOOLA OMONIYI OMOWON POPOOLA TEMITAYO OLULADUN POPOOLA WAIDI POPOOLA YUSUF ADETORO POUBO EBIBOTEI ELISHA NIMITEI POUBO EBIYERI RUTH NIMITEI POVIANU JULIANA PRATT AKINTOMIWA PRINCEWILL NDERIYA BESSI QUADRI ABIBU ISHOLA QUADRI AYODELE A. QUAO ALFRED A. RABOR DEREK AKUGBE KOLAWOLE RAFIU IDOWU RAIF MONSURU OLAWALE RAIMI MUIZ AYOMIDE RAIMI-HASSAN MOYOSORE-BUSOLAMI, RAJAFA ELIJAH TIJERU RAJAFA FLORA UNUAKEMOLEN RAJAFA MENYANA OVIE RAJI ABDUL QUADRI RAJI AKEEM ALAFE RAJI BASHIRU OLADELE RAJI LABAKE MOJISADE RAJI NAJEEM RAJI OLADEINDE YEKINI RAJI TEMITOPE, JUDE RAMOS MUTIAT OLAITAN RASHEED LUKMAN ALABI RASHEED-ROSENJE L A OLUWAGBEMIGA ESQ. REHOBOTH-LINK INVESTMENT [NIG] LTD. RENTIL CRABS INVESTMENTS LTD RHEMA DIVINE-FAVOUR RHEMA EMMANUEL GREAT RICKETTS OLUFEMI LETICIA RIMANS MARTINS MARPHUM RIMI BILKISU ROBERT LOUIS CHIKAODI ROBERT OBARO ROBERTS ROSEVITA NENE ROBINSON OMOYEMI, EROMOSELE ROMAINE SAMUEL UCHECHUKWU ROMEO WARIKU IBISO ROTIMI GABRIEL BOLA ROTIMI MODUPE ADE GRACE ROYALBELL INVESTMENT & EDUCATIONAL LIMITED RUFAI OLUWATOSIN SAAD BIOLA SALAMAT SABIU MAZURAT SADIQ SHAKIRU ALADE SAIBU MORUFU ADISA SAID RAMON ADIO SAKOTO OLANIKE OLANREWAJU SALAHUDEEN BALQUEES KEMMY SALAKO ABEL SALAMI FOLAKE SALAMI MICHAEL BOLA SALAMI SIKIRU I ADISA SALAU JIMOH ADEBAYO SALAU LATEEF ABIONA SALAU OLAYEMI SALAU RAZAQ, ADESINA BABATUNDE SALAWU ADEGBOYEGA HASSAN SALAWU ADEGBOYEGA HASSAN SALAWU MOHAMMED SALAWUDEEN RASAKI AKANMU SALE GARO GARBA SALIHU ABDUL QADRI YUSUFF SALISU ADEKUNLE OLUMIDE SALISU RAFIU SALMAN TOSHO ABDULHAMEED SALVARDOR MUYIBAT ANIKE SAM OMINI NTA SAM-AYARA PRINCE SAMBO MATTHEW BATSAA SAMSON RACHAEL ALABA SAMUEL IJEOMA SAMUEL OLUSESAN, FAKUNLE SAMUGANA CYLINE UMO SANBROS TRUST AND SECURITIES LIMITED

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SOYOYE BABATUNDE TEMITOPE ST. EMMANUEL AYOOLUWA-SIMON PETER STELLA OMU STEWART KATE, EMWINGHARE SUBAIR LATEEF AYODELE SULAIMAN OLUWAYEMISI ADENIKE SULE AISHA, SULE EMMANUEL OSHONEBOH SULE MUSTAPHA ADEGOKE SULE RABIU NASIR SULE YABAGI SULE-KOIKI ADEDOKUN, WAHAB SULEMAN ABDULRASHEED, MUSA SULINOS VENTURES LIMITED SULU LUKMAN IDOWU SUNDAY DAVID, SUNDAY GEOFFREY ONYEUKWU SUNNET SYSTEMS & DATACOM SERVICES, LT SUPERNATURAL DIMENSIONS LTD SURAKAT ABDUL GANIYU SUTTON AYODIPUPO MICHEAL SUTTON OLUKAYODE PETER TAFRI CHRISTY CHRISTIANA TAFRI MICHAEL OGHENOVO TAHDOK MARYAM FEMICIT TAIRE MOSES TAIRE MOSES, SHILOH TAIRE PATIENCE TAIWO ABIODUN ADEBOLA TAIWO BABATUNDE SIKIRU TAIWO MONICA KAKA TAIWO ODUNAYO, FATIMO TAIWO OLAIDE TAIWO OLAJIDE, ELIJAH TAIWO OLAWALE SURAJ TAIWO OLUFEMI OLUKAYODE TAIWO OLUSEYE DUPE TAIWO OLUWATAYO TAIWO TEMITAYO CAROLINE TAJUDEEN JELILI, SUNKANMI TAKPE JOSEPH TANIMOWO ISAIAH ADEKUNLE TAPERE ISAAC, SUNDAY TAPOL INT'L LIMITED TARI SANSON KWADA TARIAH FOLUSO TITILAYO TAYO ADESOJI TCHETAN JOSEPH TEKEME ESE SUNDAY TESUNBI SAMUEL TETEDE OLUFEMI EMMANUEL THE EST. OF ONWUMA, ERNEST NWOSU THE EST. OF LATE ADETUNJI TUGBOBO THE ESTATE OF ADEYEMI, THEOPHILUS ADENIYI THE ESTATE OF BABALOLA, STEPHEN O THE ESTATE OF GBAGBA, TAIBAT OYINADE BOLANL THE ESTATE OF IGE, EMMANUEL IBIYEMI THE ESTATE OF IKEH, CHARLES OSITADINMA THE ESTATE OF NGBARAONYE, NMESIRIONYE PAUL D. THE ESTATE OF OKONJI, SIMON IKECHUKWU THE ESTATE OF SHOBOLA, EBENEZER OLA THE ESTATE OF UGONA, SAMUEL PATRICK THE ESTATE OF LATE JOSHUA N. OYABAYO THE ESTATE OF LATE MICHAEL, OSUME THE ESTATE OF LATE ZACCARIAH WOLE ADEFEHINTI THE LEARNING PLACE THEESTATE OF OLAWEPO, RAPHAEL ALABI THEOPHILUS OLURINDE THLIZA THLAMA LASSA THOMAS ANGELA C. THOMAS EDISON NIG LTD THOMAS KOLA OLUGBEMINIYI THOMAS MOJISOLA MORIYIKE THOMAS MOROHUNRANTI OLAOLUWA A. THOMAS RIFUKAT AYODEJI THOMAS TAJUDEEN OBAFEMI THOMAS WILLIAMS BABATUNDE THOMPSON ADENIYI AYODELE THOMPSON ESTHER NKECHINYERE THOMPSON JOSHUA, EBONG THOMPSON KAYODE OLANIPEKUN THOMPSON MBUOTIDEM, EBONG THRIFT BARN INVESTMENTS LTD. TIDI ORITSETIMEYIN JOSHUA TIJANI ABOSEDE LIZZY O TIJANI MUSTAPHA MOHAMMED TIJANI-ADENIYI ASISAT OLOLADE TIMI-LAWAL SULEMON ALAO TIMOTHY CHIMA TITILAYO ADEMOLA TITILOLA ADETOKUNBO TOBUN M O T OLAYIWOLA TOKAN-LAWAL FOLASHADE TOKEDE JULIUS OLUKAYODE TOMORI LATEEF LAYIWOLA TONEIKO DEVELOPMENT CO (NIG) LTD TORIOLA SAOBANA ABIODUN TORIOLA SAOBANA ABIODUN TOUN AUGUSTA BINAWARE TUMO OLUBAYO, OLANREWAJU TUNDE-OKOTURO BOYOWA TUNDE-OKOTURO OWEN TUNKARIMU ENNEYI UAYEMEN EBOREIME LEKY UBA JOSEPH UBA KENNEDY UZODIMMA UBA OBIORA CORNELIUS UBAH CHARLES, NWABUEZE UBAJI VALENTINE CHIBOKA UBANDOMA JONATHAN UBANGHA SUNDAY USANG UBANI GLORY NWANYIOMA UBANI REGINALD ATEDOGHU BEKEME UBARU OZAH JAMES UBBAONU NNENNA JOY UBE MICHEAL OKPESI UCHE CHRISTIANA IJENWA UCHE EMMANUELLA CHUKWUNOMUSO UCHE ORJI INNOCENT UCHEGBULAM VICTOR UZOMA UCHENDU GODWIN, OGBONNA UCHENDU JOYCE IFUNAYACHUKWU UCHENDU ROSELINE EZINWAYI UCHENNA CHRISTIAN, OBI CHUCKS UCHEWUJO IKENNA UDE OKO ARUNSI UDE ONYEBUCHI ANGUS UDECHUKWU ARINZE, JACOB UDEGBE DORIS IMOBIYE UDEGBULAM MOSES UDEH ANTHONIA CHIOMA UDEH ANTONIA CHIOMA UDEKA JOHN IZUKANANWANNE UDEMEZUE DOLLY UDEMEZUE NNAEMEKA, BENARD UDENKWELE CHUKWUEMEKA CYPRIAN UDENNAKA IFEANYI EMMANUEL UDENSI FREDRICK CHUKWU UDENSI PATIENCE NNENNA

UDEZE GODWIN O. UDI OTOME STANLEY UDO EDET JONAH UDO MOSES, JAMES UDOAKANG NTA ARIT UDOFA LINUS, MONDAY UDOFIA DAVINA ANGELA UDOFIA EDIDIONGBASI OFEJIORO UDOFIA EMMANUEL ESSIEN UDOFIA NKEREUWEM, SUNDAY UDOH ABASI ANAMNSAKI SOPHIA UDOH BASSEY TOM UDOH CHARLES SEBASTIAN UDOH EKPE, BASSEY UDOH INIH B. UDOH PHILLIP ANIEFOK UDOH THOMAS FRIDAY JOSEPH UDOINYANG CLEMENT UDOINYANG TITUS EKPO UDOKOP EKAETTE, SAMUEL UDOKPAN ABASIAMA UDOMA ISRAEL SUNDAY UDOUSORO TAHIRIH EMMANUEL UDU-IFEOMA STELLA EZECHUKWU UDUKU CHINYERE, COMFORT UDUMA CHUKWUEMEKA UDUMA OKORIE KALU UDUMBA BOMA, IFEOMA CRESENT UDZER TERPENDAL JERRY UFONDU EBUKA NNAMDI UGBEN ONAJOPHE GODSPOWER UGBENE OBUKOWHO, KINGSLEY UGBODUMA STEPHEN OVIE UGBOGU MARKLENE CHINATU UGBOMA KATE WILHEMINA UGBOMA PATRICK CHIKE UGBOMAH IFEAKACHUKWU DESIREE UGBOR VINCENT CHIBUOKE UGHOJOR THOMAS OKPAKO UGHOO BONIFACE UGODULUN FRANCIS XAVIER OKOYE UGOJI JOSEPHINE JANE UGOMOH EVANS CHUKWUDI UGWANYI ANGELA, CHIKERE UGWOKE EDITH OGOCHUKWU UGWOKE GODWIN CHINWE UGWOKE GODWIN OLISA UGWU BOB MICHAEL UGWU CELESTINE CHINEDU IGWEBUIKE UGWU CHRIS ANIOGOLU UGWU CYRIL ONWUAMAEZE UGWU CYRIL ONWUAMAEZE UGWU IGNATIUS UGWU KENNETH UGWU UGWU MAUREEN, UGWU NWAKAEGO OYINMA UGWU OBIOMA JULIET UGWU OKWUDILI UGWU VITUS ONUORA UGWUEGBULAM CHIKWEM CORNELIUS UGWUNNA DEMIAN UJOEGAH GODSPOWER UJUBUONU PIUS CHUKWUDUM UJUBUONU RAPHAEL, UKADIKE IKENNA ANDREW UKADIKE NNENNA ADAOHA UKAEGBU ABRAHAM IKWUONWU UKAEGBU CHIEMELA GRACE UKAEGBU IKEOKWU REX VIRGILUS UKAEGBU SAMUEL A. UKAEGBU VICTORY CHINELO UKAULOR JOE UKEGBU EUCHARIA UDOACHIUWA UKELINA CECILIA UGIANUMEYE UKENNA JEFFREY IFEANYICHUKWU UKO KAZIE, UKO PETER CHUKWUDI UKOHA OLUCHI MILDRED UKONU FESTUS, OLUCHUKWU UKOR JOSEPH UKPAI ACHI DANIEL UKPONG FRIDAY, UKPONG UMO CLETUS UKPONREFE LUCKY OSAZEE UKUANOVWE BLESSING UKUANOVWE BRIDGET UKUANOVWE RITA UKWENU OLAYEMI HARRIET UKWU JUDE CHIKAODIRI ULU FORTUNE, UMANA IME DICK UMAR MUSA CHINDO UMARU DAKAYA YAHAYA UMARU BABAGIDI SAFIYANU UME ASSUMPTA I. UMEALAJEKWU GODSON CHIGBO UMEANO JEREMIAH, CHUKWUEELIE UMEBUALI PROMISE UME-EZEOKE CHINWE THEODORA UMEH FAVOUR TOCHUKWU UMEH INNOCENT CHIMA UMEH INNOCENT CHUMA PETER UMEH LINUS CHUKWUDI UMEH MIRACLE CHINAZA UMEH VINCENT OKEKE UMEOBI EKOBA AMAKA .H. UMEOHANA FRANCIS CHUKWUMEZIE UMEOKWOCHI JESSIE NKIRU UMERI KINMATE POST UMO ASIAN UDO UMOEKA JAMES NDARAKE UMOETUK WILLIE UMOH JONES JIMMY UMOH JOSEPH SUNDAY UMOH VALENTINE OKON UMONNAN MIKE JOE UMORU SULE MUSA, ANAKHU UMOTONG FRIDAY BENJAMIN UMUNADE OGHENETEGA, MARVIN UMUYAH FELIX, UMUYAH UNAEGBUNAM NKOLIKA SCHOLASTICA UNAGHA CLEMENT UGOCHUKWU UNAMMA RAYMOND PAUL A UNEGBU ANICHIETUS IKENNA UNIGWE SYVESTER EMEFIENA UNIMI JONATHAN ENEMAKWU UNOBUNJ OGBUGU DONALD UNOBUNJO CAROLINE UNOBUNJO STEPHEN OPUTA UNOKA EMMANUEL IFEANYICHUKWU UNUGBOKE LOVETTE, UNUIGBOJE FELIX OAIKHENA UNUIGBOJE KOREDE G. OMOUAH URHIE CHRISTOPHER IGHO USHEBI FIDELIS BINI USMAN AJANI MOHAMMED USMAN FATAI NIY USMAN JUMMAI BALARABE USMAN MUSA ADEOLA

USMAN OMOTAYO USMAN TAHIRU USMAN ZABEDE GARBE USO UBONG, ENO USORO ENNETUK EFFIONG USUANLELE OMORUYI EKUWA UTOMAKILI BENJAMIN CAPTAIN UVIOVO AUGUSTINE ARUOKPARARE UVWIE LUCKY UWA JOY EBIKABOERE OLUFUNMILAYO UWADIAE ODUWARE UWAEZU ROSALINE CHINYERE UWAGBOE EWEAN GODFREY UWAIS IBRAHIM UWAKHONYE MOSES UWAKWE EDITH NGOZI UWANDU BASIL CHUKWUEMEKA UWANGUE KATE, OSARUGUE UWANNA CHUKWUEMEKA UWATSE TOSAN, UWECHUE GEORGE NWOKOCHA UWODE DAVID AGUN UWUIGBE IGBINOWA UYINMWEN TAIWO UZOEZIE LEONARD, NWEKE CHUKWUEMEKA UZOH NOMSO HENERY UZOKA JAMES AKWUDINUNOR UZOKWE OMOLAYO CHIKA UZOMA ASSUMPTA NGOZI UZOMA KINGSLEY CHUKWUEMEKA UZOMA PATRICK AMAEFULE UZOR BENSON, NDUKWE UZUAZEBE WAZO BENTON UZUEGBU CHINONSO GOLDEN UZUM NELSON IFEANYI UZUMEFUNE STEPHEN, VIDJOGNI-JOSEPH JOHN F. VINANI JOHN TAAGALO VINCENT ABIOLA ANTHONIA VINCENT ABIOLA OLUBUKOLA VINTONA NIGERIA LIMITED VIVA SECURITIES LIMITED WABARA CHINEDUM IBEGBULEM WADA FOLASADE MOULIN WAHAB FATAI ABIODUN WAL-MAC INVESTMENT LIMITED WANOGHO OTEVWE, JOYCE WARMATE TAMUNO-EMI WARMATE TAMUNO-NENGIYEOFORI WARMATE TAMUNO-SAKI WARMATE TAMUNO-TONYE WEST MICHAEL DENTON WIKINA ENIYE WILCOX ALESTA WILCOX DAGOGO OLUMIDE WILCOX TUMINI DAMILOLA WILLIAMS ABIOLA OLUBUSOLA WILLIAMS AJUWAEZE FRANCIS WILLIAMS CHIDINMA CHARITY PRINCESS WILLIAMS EMMANUEL UDO WILLIAMS ETHEL O. WILLIAMS GAFAR ABDUL WILLIAMS HANNAH INEYE WILLIAMS JAMES OLADIPO WILLIAMS MACCS CHIMEHURA WILLIAMS MURITALA ADEOLA WILLIAMS OBAFEMI WAHAB WILLIAMS OLABODE WILLIAMS OLABODE OLUSANJO WILLIAMS ORIYOMI WILLIAMS SUNDAY IDOWU WILLIAMS UWOM EMUGHEDI WILLIAMS-HART BOMA EMMANUELA WILLIE GRACE OKON WILLS EMEM WILCOX WILSON ABAYOMI OLUKOGA WILSON DAVID MANTO WILSON-ADU OLUWANIFEMI, OLUWADAMILOLA WILSON-ADU OLUWANIMOFE .O. WOGHIREN NANCY OKPASIGBE WOHEREM MAGARET, PATRICIA WOJUADE ESTHER OMOYIADE WOPHILL RANKIM, WOSU CHIGOZIRI, OKECHUKWU WRIGHT PETER OLU WUSU TEMITOPE MODUPEOLA WUYEP JONAH, DOMFA WUYEP NANZING YAHWEH DAVID, TUNRAYO YAKOUB BIMPE MUSILIMAT YAKUBU ABUBAKAR MOHAMMED YAKUBU JAMES SUMI YAKUBU MARYAM YAQ'OUB MUNIRA YAYA WASIU, ADEROUNBI YAZBECK GEORGE EFEOGHENE YAZBECK MICHELLE UWHUMIAKPO YAZBECK RITA EJOMAFUVWE YAZBECK VALERIE OGHENETEJIRI YEKEEN RAFIU AJIBADE YEKINI MORUFU YEKINI TAJUDEEN ADEBARE YEKINNI NURUDEEN LANRE YESSUFF ADEJOKE ADUNNI YESUFU OMOTAYO, ALADE YILU ODUNLAMI OLATINUKE YISA CHRISTIANA NNAWO YOUNG CHINYERE YUSSUFF WAHEED AYINDE YUSSUFF AKINLAJA WASIU AJIBADE YUSUF JUMAI YUSUF LAWAL, GANGARAWA YUSUF OLAREWAJU, KAZEEM YUSUF OZOVEHE JOSHUA YUSUF T. AFOLASADE YUSUF TAYO RAFIU YUSUF TIJANI AKANBI YUSUF AKINLAJA TALIATU AJAYI YUSUF AYO SALLY YUSUFF BAASIT OLAIREWAJU YUSUFF BARAKAT OLAYINKA YUSUFF IBRAHIM OLANREWAJU YUSUFF KHADIJAT YUSUFF OLUSOLA, SEMIU YUSUFF SEMAJA SUNDAY ZAKARI MAIRO ESTHER ZINI ARIOMAWHA BRIDGET ZUBAIRU DAVID, SAMBO

Ecobank Nigeria Report 2010 97

Returned Warrants

Shareholder Names Payment 14

ADENOLA JULIANA, ABOSEDE ADENOLA OLUBUNMI, ADEMOLU ADENUGA OLUJIDE MIKE ADENUGA YEWANDE ADERONKE ADENUSI BABATUNDE ADEOLA JIMMY AKIN ADEONIPEKUN ADESANYA EMMANUEL ADEOSUN STELLA TITILAYO ADEOTI JOSEPH ADEBISI ADEOYE ADEFISAYO, NDUBUISI ADEOYE ADERONKE SUSAN ADEOYE BASHIRU ABIODUN ADEOYE FRANCIS ABIODUN ADEOYE OSENI, ADEDEJI ADEPOJU ABAYOMI BABATUNDE ADEPOJU SAMUEL ANWO ADERELE ADEDAYO ADEREMI ERINLE, ADESANYA ADEYEMI OLUWOLE ADESANYA IYABO, ADESANYA OLUBUNMI OLUDOLAPO ADESANYA SAFI ADEWOLE ADESANYA ZAINAB SHANUOLA ADESEGHA ELIZABETH OMOLARA ABOSEDE ADESHINA MOSES OLUWASEGUN ADESIDA YEMISI, MARY ADESINA ADEBUSOLA ADEOLA ADESINA LATEEF, ALABA ADESINA MARGARET, MORENIKE ADESINA OLAYIDE, ADENIKE ADESINA OLUWAFUNBI AGNES ADESOLA OLADAPO, AYOADE ADETAYO OLUFUNKE, ADEAYO ADETIFA OLUBUSOLA AMANDA ADETOBA ADEDUNNI YEMISI ADETOLA DORCAS ADEDOYIN ADETONA OMOLOLA ADENIKE ADETORO ADESOJI ADETULA STEPHEN, ADELEKE ADEUSI ADEYINKA, ADEOLA ADEWOLE ESTHER, ADUKE ADEWOLE ISEOLUWA ADEWOLE ADEWOLE MODUPEOLA CLIFFORD ADEWOLE SUNDAY ADEWUMI MICHAEL ADESOJI ADEWUNMI CAROLINE ADEJUMOKE ADEWUNMI STEPHEN S ADEWUSI ABRAHAM, KAYODE ADEWUYI AKINADE ADELEKAN ADEYEFA JOSHUA, ADENIRAN ADEYEMI ADEDOTUN ADEBAYO ADEYEMI BISI ADEYEMI OLUWAKEMI ADENIKE ADEYEMI OWOLABI, ADEYEMO ADEMOLA MICHEAL ADEYEMO SAMUEL OLUSOLA ADEYEYE AREMU MATTHEW ADEYEYE JONATHAN OLUFEMI ADIABUA LAWRENCE ADIBUA JAMES, NDUBUISI ADIEGBU WILSON ADIGBO MARGARET MORENIKE ADIGUN AYODELE ADIGUN MOTEWOGBADE OLUWASEGUN ADIGWE M C ADIMACHUKWU CHRISTOPHER CHUKWUDALU ADIMULA ADEFUNKE CECY ADIO KEHINDE OLUWATOYIN ADIONE JULIET OLUCHI ADJENUGHURE INNOCENT AKPOTEDJA ADJUWHERU AFOKEOGHENE ADOGBO EBENEZER EGIGANYA ADOKI KALAMBA, AUGUSTA OMATIE ADOLOR STELLA ADONON BRICE ADU MOFEYISAYO, OLUSOLA ADERIN ADUAGBA SEGILOLA QIBITIYAT ADUBASIM MARGARET, NWOSI ADUBI OLUWASEUN OLAJUMOKE ADUDU CHUKWUDI, STEPHEN ADUN KOLAWOLE OLUSOLA ADUROJA STEPHEN, KOLAWOLE ADWALE RAFIU KAYODE AFAMUEFUNA IFEANYI ROMY AFOKE OLATUNJI ATANDA AFOLABI ADEPEJU, ADUNNI AFOLABI ISAIAH OLUGBOLA AFOLABI RASAK, ADISA AFOLABI SAKA AFORIJUKU FRIDAY, VALENTINE AGABA MUYISAT, ADUFE AGADA FAITH AROME AGBABOKHA MARIAN AGBANUSI ONYEKA, CHIBUZOR AGBAOSI OLUTOMI, DOYIN AGBEBIRE AGBEBINE AGBEDE ADEJOKE RUTH AGBEJUASUN RICHARD ECHUKUAMAKA AGBO AKPA MARTINS AGBOIRE NAREREME EDEVOR AGBOLADE OLUMUYIWA ADENIYI AGBONIEI NOSAKHARE, NELSON AGBOOLA ADESOLA, AGBOOLA OLAYINKA, OMOLOLA AGHEDO AGHEDO PIUS, OSAWARU AGORNDEY SETH AGOYE FLORENCE, FOLASADE AGU EVELYN, CHINYELU AGU FRANCIS OBIAGELI AGUMAGU RUTH WORI AGUMBIADE SOLOMON OREOLU AGUNBIADE JOSEPH AKINOLA AGUNBIADE SAMUEL, ABIODUN AGUNLETI TAJUDEEN SALAWU AGUNSOYE OLUROTIMI, JOHNSON AGUOCHA NKWACHUKWU ONYENAUCHEYA AGWU SAMUEL, AGWUEDU EUGENE EMENIKE AGWUH CELESTINE, CHUKWUJIEZE AHANMISI VINCENT AHMED ADO .A AHMED BABA YUSUF AHMEED OMOLARA, SAIDAT AHMMED ABUBARKAR GAREA AHURA JOYCE MNGUNENGEN AIGBOKHAN ONA ERNEST AIICO INSURANCE PLC AIKHIONBARE OSARIEMEN, AINA MICHAEL OLUSEGUN AIRENDE AUGUSTINE EGWAOJE AIRIOHUODION ESTEEM OSEODION AIYANDEM ETIM ISAIAH AIYEDUN SUNDAY MARCUS ADETOLA

ABAH MATHIAS ABAM ISAAC K O S ABASS OLAYINKA ABASS OLUSOLA ABATAN OLADIPO STEPHEN ABBAH FAVOUR, OJODALE ABBEY SENIBO FIN ABDULFATTAH SHERIFAT, ADUKE ABDULKADIR LARAI, FATIMAH ABDULKAREEM HASSANA, ODION ABDULLAH MUSA, IBRAHEEM ABDULLAHI GARBA, BABATANLE ABDULLAHI MAKARFI LAWAL ABDULRAHIM IBRAHIM-ALHAJI ABIANDU GILBERT AZUBUIKE ABIKOYE MICHAEL, OMONIYI ABIMBOLA OLUFEMI ABIODUN FRANCIS ADETOLA ABIODUN OLADUNNI ABIODUN TOBILOLA ABIOLA USMAN, BABATUNDE ABIOYE TESLEEM AJIBADE ABIRU ROTIMI LATEEF ABOKEDE TIMOTHY OYATAYO ABOSEDE OLUWAMODUPE DEBORAH ABOYIM GABRIEL, O. CHUNWE ABU MUNIRU NAIBI ABUBAKAR IDRIS ABU-BAKARE AREMU YUSUF ABUDU TIAMIYU OLUWADAYISI ABUDU WAHABI ADEBAYO ABUMERE ARABOME, AUSTIN ABUMERE-ELOFUNE EUNICE OMOKE ACHA ISAAC ISIBOR ACHIBIRI OKWU EMEKA ACHOLONU THELMA NGOZI ACHU MICHAEL, SEGOU ACHU GOODNEWS I. ADAMOLEKUN FEHINTOLA OLAYINKA ADAMU ALHAJI YAHAYA ADAMU UMAR HAMMAN ADARAMOLA OLARENWAJU AGNES ADEBAJO ADETOKUNBOH ADEBANJO ADENIYI OLAIDE ADEBARI JAMES ABAYOMI ADEBAYO ABAYOMI ADEBAYO ADEDOYIN ADEFOLA ADEBAYO ASIMIYU, ADEYINKA ADEBAYO LYDIA ADENIKE ADEBAYO OLANIKE ADEPEJU ADEBAYO RASHEED AKANNI ADEBIYI OLAJUMOKE ADETUNMI ADEBIYI OLUSEFUNMI ABEGBE ADEBOWALE JOSHUA OLADELE ADEBOYE ADEBAYO AKINWALE ADEBUTU AJIBOLA BANKOLE ADEDAPO ADESOLA RICHARD ADEDEJI CHRISTIANA IBIYINKA ADEDEJI FLORENCE OLUFUNMILAYO ADEDEJI OLUFUNKE T. ADEDIRAN EMMANUEL, ADEKUNLE ADEDIRAN JOSEPH AYODELE ADEDIRAN JOSHUA OLUYEMI ADEDIRAN OLAMIDE, ESTHER ADEDIWURA EMMANUEL OLAJIRE ADEEKO ADEBISI ADEFILA OLUWOLE, PETER ADEFULE IGBAGBOYEMI ADEFULE SOLOMON OLUSOLA ADEGBENRO FATAI, OLANIYI ADEGBIE OLUSIJI, ADEGBITE MORIAM ADEGBITE PETER ISHOLA ADEGBOYEGA AND, DAYO BELLO ADEGEBO ANTHONY AKINTOYE ADEGUN SAMSON ADEBAYO ADEGUNLE BOLATITO TITILOLA ADEGUNLE IBIDARE FRANCIS ADEGUNLE IBIFUNKE LUCY ADEGUNLE IBITAYO AUGUSTINA ADEGUNLE OLAJUMOKE IBIWUNMI ADEHMOS BROKERS (INSURANCE CONSULTANTS) ADEJARE-KUTI FATAI KAYODE ADEJINLE MARY TAIWO ADEJO EDACHE MIKE ADEJOLA ADISA KOLAWOLE ADEJOLA SHERIFF ATAND ADEJORO OLUSEGUN FOLORUNSO O ADEJORO PAUL PHILIPS ADEKANBI ADENIKE, ADEKANBI OLUBUNMI, AFOLAKE ADEKANMBI MOJISOLA ALAKE ADEKANMBI RAIMOT, OYEBISI ADEKANMBI SAMUEL, ADEBIMPE ADEKANMBI STEPHEN, BABATUNDE ADEKEYE DAVID, ABIODUN ADEKOYA ADESEGUN ABDEL-MAJID ADEKOYA DAVID GBEKEL OLUWA ADEKOYA KEHINDE ADETOUN ADEKOYA SILIFAT ABENI ADEKUNLE EMMANUEL ODESINA BOLAJI. ADEKUNLE OLUWASEYI, EMMAUEL ADEKUNLE STELLAMARIS ADEKUNLE TEMIDAYO ADEKUNLE TEMITOPE ADELAJA IDOWU, FATIMAH ADELAJA SUNDAY, BAMIDELE ADELAKUN ADEMOLA ADESANYA ADELAKUN MONMODU ADEDEJI O. ADELEGAN SAMUEL AFOLABI ADELEKE AMOS, ADEKUNLE ADELEKE BAMIDELE DAVID ADELEKE OLUFUNSO, ADELESI EMMANUEL OLUSOGA ADELEYE JIDE ADEOLA ADEMAKINWA BABAFEMI ADEMOLA OYE (NIG) ENTERPRISES ADEMUYIWA SALIU GIWA ADENAKAN NATHANIEL ADENIJI ADEPEJU LAMI ADENIJI J O C ADENIRAN SUNDAY OLASUPO ADENIRAN-OGUNSANYA ADEBIMPE ADENIYI EMMANUEL OLARINRE ADENIYI GBENGA, ADENIYI REBECCA, ADENIYI TEMITAYO TESILIMI ADENIYI TIMOTHY, OLUWOLE ADENIYI TOKUNBO ADEMOLA ADENLE SAMSON ADEKUNLE ADENOLA DAMILARE, ADENIYI

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ALKALI HAMMAN BELLO ALLI ADEKUNLE, ALLISON SEMIU OKANLAWON ALLOH OVIE ALOTU CHIDIEBELE ALOZIE LINUS, UCHECHUKWU ALTRADE SECURITIES LIMITED ALUEDE MONDAY IGBERASE ALUKO OLATUNDE, ISHOLA AMA CONSULTANTS LTD AMADI ERNEST NNAMDI AMADI KINGSLEY OBOCHIOMA AMAEFULE FABIAN CHINYERE AMAJURUONWU PEACE, ULOAKU AMAUKWU JOHN E O AMBAH ETE, NEE TUOYO AMBILA JOSHUA AMBILA AMEDU HENRY AMEH BENARD, AMETITOVI JOHN E.F FRANCIS AMINU ABDULLAHI AMINU-KANO M., AMOBI MORRIS NNE AMODU SILIFATU AMOKE AMONE NATHANIEL AMUDA AREMU, YAKUBU AMUNEH JOSEPH SHAKEDE AMUTA EMEKA IHEANYI AMZAT AMIN AYOBAMI AMZAT AMIN AYOBAMI ANACHEBE MARTINS ORANYELU ANAGOR IKECHUKWU SYLVESTER ANAJUBA REMIGIUS OLISADUM SYLVANUS ANAKA OWUNA SOLOMON ANAZODO CHUKS FELIX ANENE CATHERINE ANENU ALBERT OBERA ANENU ANGEL OARE ANENU BENJAMIN ANENU PATRICK EDETAEN ANENU SALLY ANI ADIE INKO ANIAH DAVID, ANYANLIWHU ANICHE OKOROAFOR CHRIS ANIE EMEKE MARSHAL ANIELO VALENTINE NDUBUISI ANIEZUE ESTHER IJEOMA ANIFOWOSHE MARY FOLASHADE ANIMASHAUN SAHEED, OLASUNKANMI ANNAN TITILOLA, ANOCHIWA SOROCHI PAULINUS ANONYAI EZINWANNEBUIFE AUGUSTINA ANONYAI OSAHAENYE ANOSIKE JOY, OKWUCHI ANOSIKE STEVE OKEY ANTHONY KOLAWOLE CLAUDIUS ANTHONY OBAFEMI ABIODUN ADETOUN ANUKA UCHENNA AUGUSTINE ANUMADU JOSEPH, EZEJI ANUMU PETER ANYA FRANK UME ANYADIEGWU ANENE NGOZI ANYAEGBU CHUKWUDI UCHE ANYAEGBU UCHECHUKWU GODWIN ANYAEGBUNAM OBI ANYALEBECHI CHUKWUEBUKA ANYALEWECHI SUNDAY, AJAERO ANYANWU BERTRAM, UCHENNA ANYANWU EZINNE, ANYIAM VITALIS EKWEM APAGWU LILIAN CHIBUOZOR APAMPA OLUBUNMI FOLUSADE APARA OLUFUNKE ADETOUN ARAMIDE FRANCIS OLADEPO ARAMIDE PATIENCE MOSUNMOLA ARASI ABDULAHI BADMUS ARAWOLE OLUGBOYEGA AREMU AREMU GANIYU OLANREWAJU ARIDEGBE ADEOTUN, AKIM ARIKPO BEN, OYIEMEKE ARIMORO KAYODE BUSUYI ARIYO GABRIEL ADEBOLA ARIYO O., JULIUS AROH ERIC N AROMEH JAMILA PATIENCE AROMIWURA ADELE ADEREMI AROTIBA EXCELLENCE GIGALOLUWA AROYEHUN-ALLI IDOWU IDIAT ARTHIABUAH ANTHONY KOFI ARTHUR EUCHARIA, OGECHI (MRS.) ARTHUR JULIANA LATRE SIBI ARULEBA SIMON OJO ARUNA BENSON ASAJU JULIANAH, TITILAYO ASANAENENG NSIKAK, AKAMBA ASAOLU SAMUEL IGE ASEMOTA FRIDAY ASHAOLU ABEL IDOWU ASIEGBU MARK, O. ASIEGBU ONYENATURUCHI, ESTHER ASIEMOR OGHENEVO JOHNSON ASIYI OKECHUKWU, CHRISTIAN ASU JANET BESSONG ASUNI ADEBOLA ASUOHA CYPRAIN CHUKWUEMEKA ASUQUO AUGUSTINE CLEMENT ASUQUO JOSEPH, OKON ATIKU MUTIU, ADEBAYO ATOBATELE ADEBAYO OLABIRAN ATOGUN SUNNY, KELLY ATOKPA OKHIFO ARTHUR ATSENUWA WONIGHAN RICHMON PEREZI ATTA DAUDA, IBRAHIM ATULEGWU BENEDICT, AUTA KEENEA, BULUS AVOAJA OBILO, IKECHUKWU AWA CHINWEORDER C. AWE DAVID, OLATUNDE AWE TEMITOPE, AWOBODU BABATUNDE AWODIMILA OLAOLUWA, PETER AWOFALA ADEDAYO GABRIEL AWOFODU JULIUS, ABAYOMI AWOJOBI LATEEF, OLAWALE AWONIYI JACOB ADELEKE AWOSANMI OYELOWO, RASHEED TEMITAYO AWOTUNDE DANIEL ABOLAJI AWOTUNDUN JOSEPH OLATUNDE KAYODE AWOWOLE OLUGBEMIGA AKINLOLU AYADI ALFRED OLALEYE AYANBADEJO OLUSOLAPE, OLATOKUNBO AYANGBEMI OLUBUNMI ARIKE AYENI JACOB OLA AYENI OLUFEMI AYEYAN PIUS, OWHURHOMUKPERI AYOADE ABIODUN OLABISI AYOADE BOLANLE OLUYEMI AYOADE OLATUNJI, GABRIEL AYO-BAMISILE AYOMIDE, GIDEON

AYODABO TENIOLA, OLAWALE AYODELE AYOTUNDE OLUTUMBI AYODELE IBIDAPO BOLAJI AYONOADU WILLY ESAU AYORINDE OLUMIDE, JOHN AYUBA IYABO FLORENCE AZEEZ WAHEED ADEBAYO AZODO EDWIN, OSITA M. AZUBOGU PATRICK OGOGBUNAM AZUBUIKE RICHARD AMAOBI AZUOMA CHARLES UCHENDU BABA SUNDAY SAKO BABAJIDE ABAYOMI DIEKOLA BABALOLA ABIMBOLA, FOLASHADE BABALOLA ESTHER YINKA BABALOLA OLATUNJI BABALOLA OLUWOLE, ABAYOMI BABANGIDA ISAH DINGAI BABANUMI SUNDAY SEGUN BABATUNDE ADEREMI MUSIBAU BABATUNDE FOGOFOLUWA OLADIPUPO BABATUNDE OLAJIDE, GBENGA BABATUNDE RAHMAN ADENIYI BABATUNDE TOLUWALOPE OLAWALE BABINTON-ASHAYE FUNMI BADEJO ATINUKE OLUWATOYIN BADEJO MODUPE ADEDOYIN BADEJOKO SAMUEL-ADEKANMI ADEKANMI BADEJOKO(DECD) BADEJOKO YANA(ADMOR) GABRIEL BADIRU ISRAEL ABIODUN BADMOS ADESINA ADEBOYO BAJULAIYE OPAYEMI OMOLARA BAKARE ADEYEMI AKINTAYO BAKARE KEHINDE & TAIWO BAKARE SHINA BALA RHODA BALERI GODIYA NUHU BALLA UMAR YERIMA BALOGUN GRACE SHUBUOLA BALOGUN KOLAWOLE BALOGUN OLUWAKEMI, BALOGUN OMOGORIOLA MONSURAT BALOGUN RASHEED OLAREWAJU BAMGBOSE ADEBIYI BASHEER BAMGBOYE OLADUNSI, ABOSEDE BAMISILE OMOLOLA, OMOWUNMI BAMSA VICTORIA REMI BAMSON APELE, BANKOLE LAWRENCE ESAN BANKOLE RILIWANAT, OLAJUMOKE BAREYEI WILLIAM, TAKUYE BARRAH VINCENT BASEDA SUNDAY USUA BASSCOMM NIGERIA LIMITED - BASSEY JAMES, BASSEY MARIA- THERESE JUDE BASSEY OFONME EMMANUEL BAYODE CHRISTOPHER, AGBOOLA BAYOMME WAIDI AKANNI BELENTA AJARA BELLO ABASS, MOFOMOSARA KOLAWOLE BELLO ABIOLA, ABIODUN BELLO ADERONKE KUDIRAT BELLO AHMED RUSA BELLO ANTHONY EROMOSELE BELLO FATIMO BELLO FOLAKE, BELLO HABIBA OMOWUMI BELLO IBRAHIM, MUHAMMAD BELLO JAMAL, MOHAMMED BELLO MUTIAT, ABOSEDE BELLO OLUDARE BELLO RUFAYAT A. BELLO UMAR, FARUK BEMAN INVESTMENT NIG LTD BENJAMIN COMFORT I. BERNABAS BERNICE, BEWARAN PANMWA SIM BHADMUS LANRE, BINDAWA ASSUMPTA BELLO BOADU VICTOR BOATENG OSAFO, BISMARK BOLA-KUKU OLUWASOLA BOLARIN OLUSEGUN, AKANBI BOLASHODUN GILBERT ABAYOMI BOROMA YAKUBU, MOHAMMED BOT DUNG BOWLES ANTHONY JOHN BOYO OMADELI AUGUSTINE BRAIMAN KOLAWOLE MUDASHIRU BRESS FRANCIS OLUFADERIN BROWN AUGUSTA INYINGIEREFAA BUARI MUSA ELETU BUMBA JIDDA ELIYA BUYENGUM FAMAINA BWALA HAMSATU, JOSHUA BWAZANG ANTHONY, KARFE BWAZANG PAULINE, CAPITAL PROVIDERS & SEC LIMITED CAREW KARIMOT S. OLAYINKA CHARLES JONATHAN CHIKE CHIEGBOKA THEOPHILUS OKEKE CHIKWE TINA CHINEYE CHIKWEM THEOPHILUS, C N CHIMENTA PATRICK NNABUIKE CHIONUMA OLORUN KEMI CHRISTOPHER CONFIDENCE UGOMA CHUDE OLUCHUKWU, EMMANUELLA CHUKWU JOHN CHUKWU KINGSLEY O. CHUKWUNMA CHUKWU VICTOR OGBONNAYA CHUKWUEMEKA SAMUEL CHIKELU CHUKWUEZI MARTIN NDUDI CHUKWUNONS0 EMMANUEL, CHINEDU CPL WAZIRI GAMALIEL JEN CREATIVE MARKETING SERVICES CRUSADER INSURANCE (NIG)PLC CURTIS JOSEPH FLORENCE, FOLUSO DABONOR BENSON OMAMEKPE DABONOR HOPE OCHUKO DABUGAT TUKDAT, DADA FAOSAT MOJIRAYO OREDOLA DADA GARBA MUSA DADA JOSHUA OLUMIDE DADA JOSHUA, TAIWO DADA MICHAEL, OLAGUNJU DADA OLUKAYODE ADEBISI DADI HAPPY AGHOGHO DAGBENO JOSEPH, DAMINI MIUDUMANI DANIEL KENNETH, DANIEL KINGSLEY EMEM daodu joseph DARE FUNSO DARE SAMUEL, DASHAN JAMES PHILIP DAUDA BELLO AZO DAUDA YOHANNA, MUGUNTA

DAVID-WEST MAYNE, DAVIES JERA, SUNNY DAVIES-JONES ARNOLD DAWODU ABUDU FARIU O DAWODU KOLAWOLE, OLORUNYOMI DE-CANON INV.-TRADED-STOCK-A/C DEMA LANCELOT SAM DEMBELE TALIBE DESALU ADEWUNMI, ADEROUNMU DIDEL TALATU V. DIKE ANTHONY C. DIKE CHIMA PAUL DIKE COLLINS, IKWUADI DIKE LAWRENCE, OKECHUKWU DIKKO ISHAKU, AHMED DIMOKO GABRIEL WILLIE DINNE FRIDAY IHUOMA DIRIOHA OSMOND UBAGU DIRISU OSHIOKE ABDUL LATEEF DIRISU SIOMN S DIVINE NOBILE - FAITH VENTURES DODO FATIMA, LAMIDO DOGONYARO AISHA SALOME DONLEO INVESTMENT NIG. LTD DOSUNMU OLUBUNKOLA IRETI DOSUNMU SHADE, DOTTIE EYEBIRA, MICHAEL DOUGAN KIKE ARMANDO DOVI-YEBORI DEDE DOWLAND OMOWUMI, FATIMO DR OSUNDIYA OLUSEGUN OLUMUYIWA DUMBI CHRISTIE AMAKA DUNMOYE OLADIPO ABDUL FATAI DURODOLA MUYINAT ADESHOLA DURU KINGSLEY, NKEM DURU NGOZI NKECHI DURU SAMUEL, DURUAKU IKECHUKWU ONYEWUCHUKWU EBEJUO UZODINMA EZEWUNWA EBHOMEN STEVE, USIHOLO EBILI PATRICK ALABA EBIRI SEBASTINE C.O EBONG PIUS, SAMUEL EBOSELE ISREAL OSEGHALE EBUNAM CHARLES OMEZIECHUKA EDAH OGBONNIA EDDIE-NWOKOLO HELEN, ONYISI EDEDE CHARLES AKHIGBE EDEKE OROK OKON MICHAEL EDENOJIE PIUS AKHABUE EDEOGBODO VERONICA EDET GLORIA EDHUGHE MICHAEL ATEMUMEVO EDIKE ADINEBO EDOZIE CHIBUNDU NKEM EDOZIE HYCENTH AZUKA EDOZIE HYCENTH AZUKA EDOZIE MITCHEL CHIDUBEM EDOZIE ROSELINE IFECHUKWUDE EDOZIE STEPHANIE OGOCHUKWU EDUGIE RAPHAEL IYAMU EDUN ADELEYE KUBURAT EDUN ZAINAB, BOLARINWA EDWARDS ADEOREOLUWA EDZOA ONANA BILOA FELICIEN PAUL EFERE AKPORIJESU PATIENCE EFFIONG AUSTIN, DAVID EFFIONG EDET, BASSEY, EFI MICHAEL, IKECHUKWU EFIONAYI ANNE SOLOMON EFOBI EKENE, ANTHONY EFOKPOR IGHO EFOKPOR JULIUS PETERS IGHO EGBE LILIAN ABIODUN EGBERONGBE HADJI LIADI ADEBORI EGBO OBIORA, EGBU CHICHIEBEN EGBUNA FRANCIS OJIMMA EGEBE JAMES JEKWU EGEMOLE IFEANYICHUKWU, JUDE EGODO MICHAEL UJENUDO EGUAKHIDE FRANK OHIOGBUA EGUAKUN GABRIWL, EDO EGWUONWU BLESSING, CHINYERE EHIGIE ROLAND EHIKIOYA OSEBHAHIEMEN JOSHUA EHINDERO ADENIKE, OLAWUMI EHINMHANRE VINCENT EHIRIBE IKE EIGBOBO ADAORA EIGBOBO WILKES ODEODE EJEGI HAROLD OLUFEMI EJEMAH GODDAY OROBOSA EJIKEME NNENE EJIMONYE MARCEL IFEAKA EJIOFOR CALISTA UZOAMAKA EJIWUNMI OLUBISI MORADEKE EJUKONEMU ROLAND EKA BASSEY, OKON ESQ EKANEM EMMANUEL, SUNDAY EKE BRIDGET ONYEMA EKEBE ANNE CHINYERE EKECHUKWU BRIDGET, EKEMEZIE FRIDAY CHUKWUDI EKERENDU OKON ANTAI EKI CLEMENCE OKEOGHENE EKIGWE CHINEDU EKOP JOYCE ENO EKOP OTOBONG ALBERT EKPE CLIFFORD, CHIBUIKE EKPE EDIOMOBONG OSHOGIEME EKPENYOUNG MARY, EKPIKEN EKPEYONG EMMANUEL DAVID EKPO NNEOMA EKUNDAYO JANET MOJISOLA EKUOWUPHIOMA EZEKIEL EKWEGBALU NCHEDO, FRANCISCA EKWO NDON EDEM EKWONU JOHN, AMA EKWUTE EJIKEME IGNATUS ELACHI EDWARD IKWUOCHE ELAYO MARTIN AGBO ONYATIKPO ELEGBUSI MARY ADAOBI ELEKWACHI MARTINS, MARTINS AGOHA ELEMARU IGNATUS CHIGOZIE ELEMCHUKWU BENJAMIN, NNAMDI ELESO ADEMOLA ELETE FLORA, ELIMAN ONEHIOBHEN INES ELUWA AUGUSTINE, CHUKWUMA OBI ELUWA EMEKA KINGSLEY ELZOGHONDI JEANCLAUDE, EMENONYE PETER MBAKWE EMEONYE JENNIFER EMERGING CAPITAL LTD EMESSIRI HENRITTA EMEZUE NDUBUISI EMIKO ERORO EMIKO JUSTINA

98 Ecobank Nigeria Annual Report 2010

EMLI IGNATIUS, ODEY EMMANUEL ABIOLA OLUSEYE EMMANUEL EVELYN, EMMANUEL IRENE OLUFUNKE EMMANUEL JUSTIN OLABODE EMMANUEL KOLA EMMANUEL NWAOYE ANNYKLIN EMOKPAE GAIUS IDUSUYI EMOKPAE PIUS, OSADOLOR EMORDI KINGSLEY, EMORDI SAMUEL NNACHUKWU O. EMUCHAY CHIKA ONYEGBAERE ENANG ESEME ETIM ENEJE GEOFFREY, OBIORA ENIOLAWUN OLALERE KEHINDE ENITILO ALEXANDER ABIODUN ENIYE CLEMENT, ENU OMOTEJOWHO ELIZABETH ENYIDIA CALISTUS C NNAA ENYIDIA HYACINTH U NNAA ENYULADU BITRUS, ALAKU ERE- IMANANAGHA VIVIEN EREGOBA CHARLES TEKE MICHAEL ERHIEVUYERE SUCCESS, OGHENE-TEGOR ERIC JEMIJEREYE .E. ERINJOGUNOLA BADRUDEEN BABATUNDE ERITUOYO JACKSON EROGBOGBO LUKMAN ISHOLA EROKWU EDITH, NONEY ERUAGAN OTAROGHENE ESENWAH PATRICK, IKECHUKWU ESEWATA TONY OSHOFASA ESEZOBOR ELIZABETH OIDEH ALABA ESIEGBE OTOBO JOHNSON ESIMAI MONYELU SAMUEL ESIN JOAN AFFIONG ESSIEN FELIX, OFFONG ESSIEN IMELDA MMAYEN ESSIEN MARTIN M. ESSIEN RITA, UDIA ESSIEN SYLVAR ESTATE OF J.S.K MACGREGOR ESTATE OF LATE ORAMAH, TITUS CHIKE ESUBIYI AKINPELU, OLA ESUOGU SUNDAY CHRIS ETALUME EMMANUEL O ETIM COMFORT, ETOKAKPAN FRIDAY SAMUEL ETONG DENNIS AFAHA ETUH THOMAS ETUKEMKA CHIBUIKEM DANIEL ETUOKWU VINCENT, NWAJEI EVRU OREZINENA RITA EWAH OSEMENLU CHUKWUKA EWOYEMI OLUBIYI EWULE BRIDGET WALERUCHI EYIOLAWI STEPHEN, ADEBOWALE EYO MICHAEL ETIM EYORO ABO EZAKA DONATUS, EZE AMBASSADOR, JUSTINA EZE CYNTHIA OBIAMAKA, NEE MENSAH EZE ELIZABETH ADAMA EZE NNENA, LAURA EZE OKECHUKWU, CHRIS EZE PETER, EZEBO LAZARUS, EZECHIEDO GERALD OKECHUKWU EZECHIEDO MARTIN CHUKWUEMEKA EZECHUKWU JAMES ALAIDUM EZEH BONIFACE CHUKWUEMEKA EZEIGBO NKEIRUKA, ROSE EZEKIEL CHIMECHEFULAM, BLESSING EZEKWESILI ANTHONY, OKECHUKWU EZENAGU V., E EZENWA INNOCENT C EZEOBA IKECHUKWU EZEONUEGBU CHRISTOPHER EZEONYE TIMOTHY, EZE EZEORAH OKECHUKWU CALISTUS EZEUDU AMALACHUKWU, CHIDUBEM EZINMA FRANCIS NNAMDI EZINMOR BLESSING CHIDINMA EZINMOR GRACE EBELECHUKWU EZINMOR INNOCENT UGOCHUKWU EZINMOR JOHN UCHECHUKWU EZINMOR KINGSLEY, TOCHUKWU FABOLA C K FADAIRO OLAOLUWA .O.S. FADAIRO TAJUDEEN BOLA FADAYOMI KOLAWOLE FADERO FRANCIS FOLORUNSHO FADEYI ARINOLA, MORAYO FADEYI MUKAILA, KOLAWOLE OLALEKAN FADIJI TITILAYO YEMISI FAGBEMI SAMSON ADE FAGBEMI TUNDE FAGBILE ABRAHAM OLAKUNLE FAGBOLA LAWRENCE OLUSEGUN FAKAI ZAKARI, FAKAYODE OLUSEGUN FAKUADE OMOTAYO FALADE GEORGE ADE FALE ADEKUNLE FALEYE FLORENCE, AYANFADEKE FALOHUN OLUDOLAPO, MONINUOLA FALOPE LASISI OLUTOYESE FALOYE OLANREWAJU FAMODU ADEBISI OLUFEMI FAMORIYO AKINYEMI ADIGUN FAMORIYO HENRY AKINPELU FAMORIYO SABAINAH MOPELOLA FAMUREWA OLAJUMOKE, OMOBOLA FAMUYIBO ALBERT, FAMUYON RASHEED BABATUNDE FANIYI MOSHOOD, AYOADE FAPOHUNDA OLADIRAN FARUK ADEBAYO, KOLAWOLE FASANYA FOLASHADE COMFORT FASANYA OLAWALE TUNDE FASASI KASEEM FASHAGBA ABIODUN CHRIS FASHINA ODUNAYO, FATANMI COLSON, OLADAPO FATOBERU ISAAC AYOBAMIDELE FATOKI PAUL, ADEBISI FATOLU OLALEKAN, SHAFIU A FATUROTI OLANIYI FAYOMBO OLABISI, FEBSIX INVESTMENT LIMITED FELYN VENTURES NIGERIA LTD FEMI-PEARSE OLATUNDE FENTOK GLOBAL RESOURCES LTD FIDELITY UNION-TRADED-STOCK-A/C FINEBONE BENEDICT GODWIN FIRST EQUITY SEC.-DEPOSIT A/C FISHER EMMANUEL BABATUNDE FOLARANMI TAIWO OYENIKE FOLARIN NATHAN ADESEGUN

FOLORUNSO JOSEPH, OLUKAYODE FOLORUNSO OLATUNJI ADIGUN FORUN KUROEKIA FORUN OMOTESE RUKAYAT FOWOSIRE LATEEF O FOWOSIRE Y FRANCIS WISDOM, CHIGOZIRIM OGUIBE FRANK IDARESIT, BASSEY FUJAH LIADI SANNI FUNMILAYO EMMANUEL, OLANIYI FWANGKWAL LONGJI, PAUL G.U.O CONSULT MANAGEMENT CONSULTANTS GAGARIGA DIEPREYE GAIYA BENSON DAWUDA GAJI ADETOLA ADUNNI GAJI HAMEED ADISA GAJI MUSLIU OLANREWAJU GAL CONCEPT LIMITED GALADIMA HANNATU HAMMA GALADIMA GANA LAWAN GANIYU OLABODE ISIAKA GARBA KABIR, UMAR GARBA IBRAHIM GUSAU GBAJUMO LATEEFAT BISOLA GBENRO ADIO GENNOS BITRUS, AGUSTINE GEORGE ANTHONY GEORGE GODWIN SUNDAY GEORGE KUMI, GEORGE GEORGE OLANREWAJU, ROTIMI I. GEORGE OLUWOLE OLUSOLA GEORGE-CHUKWUEMEKA ANIC, EYITEMI GERMAN PAUL INIBUBOUGHA GOLD OBIEFUNA JOHN, SMITH GOPEP MANJI GOTOM GORA HARUNA MAMMAN GOSORD SECURITIES LIMITED-DEPOSIT A/C GRAHAM-DOUGLAS IBIENE, BOMA GRAND UNION LIMITED GRANVILLE OKORIM, GREGORIO INVESTMENT/PROPERTY GWADABE TAJUDDEEN, HABEEB YAQEEN, ABDULLAH HAMIS ADAMA BAMAYI HAMZA AMINU, HARINPE INVESTMENT &, PROPERTIES LIMITED HART BOMA EDWARD, EZEKIEL HARUNA MAHMUD, HASSAN GHALI, HASSAN HASSAN YEKINNI OLATUNJI HASSAN TAWAKALT HENRY VICTOR MONDAY HERITAGE STEEL CO LTD HODEFE PAULINUSE, OLUFEMI HOLLOWAY ABIMBOLA ABIODUN IBANGA ESSIET IBANGA IBANGA MARTHA, KALU IBE BENNETT IKWUNEME IBE BLESSING CHINWE IBE GABRIEL IBE NKECHI, VIOLA IBEABUCHI CHIDOZIE ENRST IBEAWUCHI WILLIAM OBIDINMA IBEGBU NDUBUISI IBEME FIDELIS CHUKWUMA IBHADE CHRISTOPHER, IGBORIA IBIA DEBORAH OJOYEMI IBIDAPO HENRY BABATUNDE IBIDOKUN GRACE FUNKE IBITOYE PETER OYEWALE IBONYE MICHAEL U IBRAHEEM LAJA, IBRAHEEM TAWAKALITU MOJISOLA IBRAHIM ALIYU BABA IBRAHIM BABATUNDE, OLANREWAJU IBRAHIM FOLASHADE BISOLA IBRAHIM SALIHA KASIM IBRAHIM UMARU IDAHOSA GEORGE IKPONMWOSA IDEGBE ANDREW, VENTURE IDEHO EJEDEDAWE, AGNES IDEWU IVIGENIA ADUNNI IDIO MFONOBONG AKPAN IDOKO ISAAC, EMMANUEL IDOWU OLADOTUN LATEEF IDOWU OLAWOLE OLUWAFERANMI IDOWU OLUKOREDE OLATUNBOSUN IDOWU OLUWAROTIWA OLUWANIFEMI IDOWU OLUWASOLAPE OLAIDE IDOWU OLUWATOONI OLUWADARAFUNMI IDOWU SAMUEL OLUSOLA IDRIS ADAMU MUHAMMED IDRIS IFE - ALABI JOSEPH LEKAN IFEAKOR NNAMDI, JOHNCHRISTIAN IFEM FRANCIS MURUMBA CHUKWUJINDU IGBEKA CHUKWUEMEKA IGBINOBA LUCKY NORMAL IGBINOVIA IFUEKO, OSE IGBINOVIA SUNDAY IMUETINYAN IGBOANUGO SUNNY FRANCIS IGBOAYAKA CHRISTIAN, AUGUSTIN IGBOKWE SAMUEL CHINEYE IGHODARO I.K IGWE UGOADA IHEME KINGSLEY CHIMEZIE IHIDERO IDOWU SAMUEL IHS (NIGERIA)LIMITED IHUOMA IKE IJALAYE ADEDAYO DAVID IJALAYE- OLANIYI OLALEYE IJALAYE OLAYINKA ADETOKUNBO IJALAYE OLUWASEYE IJALAYE OLUWASEYI IJALAYE. ADEBOLA IDOWU IJIOMAH DANIEL ABARA IJOMANTA CHINYERE, PATIENCE IKEFUAMA BEDE, OGBONNA IKEM NATHANEL C IKENWEIWE EMMANUEL EBELE IKHALEA AKHIGBE SYLVANUS IKONWA SAMPSON, IKPEFAN DAVE, OZIEGBE IKPIRIRI BRENDA, OGHALE IKPO DAVID O. IKULALA-ALLEN STELLA OLUSOLA IKWELLE CHRISTOPHER EKENWE IKYAATOR CHRISTOPHER RICHARD .I. ILECHUKWU VINCENT ANENE ILEGBODU FRIDAY, ILO ANITA IJEOMA OGECHUKWU ILOBA AUGUSTINE ILOBA EUNICE ILOBEKEMEN OSAZEL ANDREW IMAFIDON NOBIN OMOLOVBIYE IMAM MONICA IMOH IHESHIABA CORNELIUS IMOSEMI STEPHEN,

IMOUDU PETER BRIMAH INNO CHUKWURE O. INOKOTONG NSE C.J INOKOTONG ROSEMUND CLEMENT INUWA DANIEL, DANIEL KURA INYANG EFFIONG, AKPAN INYANG NSEOBONG JIMMY IORLIAM PIUS, TYAVKASE IPADEOLA TITILAYO IPEAIYEDA ALABA OLADEJO IPOTOKRI GODWIN EGHWUBAHRE IRABOR KSM EMMANUEL, OMO IRABOR LUKE, PRINCE IRENROA OLATUNDE IRIKANNU CHRISTIAN UZOAMAKA IRINYEMI STEPHEN, TAIWO IRONDI MERCY G. IRUMEKHAI ABUDU ABEL ISAAC TAMUNOTOM, ISAAC-HARRY, SOMIEARI, LAWRENCE ISAIAH CLEMENT OLUWATOYIN ISAIAH THANKGOD, EKELE ISANG EMEM PAUL ISERE MATTHEW NOSA BERTRAM ISHIKE NATH UTU ISHOLA OLUGBENG A, ISICHELI NNAMDI SAMUEL CAPTAIN ISINIKI OGBEMUDIA SUNDAY ISMAIL UBALE, ALIYU ISUKU JOHN OHILEBO ITA EYO ESIEN ITABOR MARTIN SUNDAY ITODO CHRISTIAN ATHANASIUS IWE EMENIKE, CHUKWUNENYE IWERIEBOR FLORENCE ADI IWERIEBOR NDUKA.I IGBENIJE IWERIEBOR.E EHIEDU E.G IWUANYANWU EUCARIA, ONYEMAECHI IWUJI GODFREY IWUOHA ALEXANDER, IHEANYI IWUOHA DEBORAH(JNR) IYAJI AUDU, MONDAY IYAMU JOHN, OSAGIE IYANDA ADEYINKA, AMAEDI IYANDA ALADE RAFIU IYEKE WILFRED OGHENOVO IYELA BUNMI JUDITH IYEYE AMBROSE, ANDY IYOBHEBHE CYRIL, ODION IZE AMUNEGA, OLUFUNMILAYO IZEDOME SUNNY, JOHNSON IZUAGIE RUTH ATINUKE IZUKANNE OGOCHUKWU JOSEPHINE IZUZU CHILEE, JACK MILLICENT TAMUNOKURO JACOB SUNDAY JAGABA DINATU JAIYEOLA MUSEDEEN, AJIBOYE JAMIL MOHAMMED JAY KONSTRUCT NIG JIDEOFOR THERESA, EGO JIMOH ABDUL-KADRI KOLAWOLE JIMOH DAVID, ABIODUN JIMOH KAMOLI ONAOLAPO JIMOH SHEHU AHMED JINADU GBOLAHAN AJAGBE JINADU IBRAHIM GBADEYAN OLATOYE JODA OLAYINKA JOHN ANGELA, OLUWATOYIN JOHN ENERUWU, ISHMAEL JOHNSON EBENEZER ADEBAYO JOHNSON UWEM, A JOKOTOYE ESTHER OMOBOYE JOKOTOYE SUNDAY AKINLABI JOSEPH OLUKAYODE, MOSES JOSHUA PATRICK OLANLE JOSHUA SHALL DAVID JULISAM ENTERPRISES JUMBO SOTONYE, JUNAID SURAJUDEEN BABAJIDE K. C. BENCHARIS NIG. PLC. KADIRI JOSEPH KUDI KADIRI WAHEED. A. KALU AGWU OKORO KALU AMOS, IRO KALU OKORIE, MBA KANU VINCENT NNAMDI KAREEM JANET TAIWO KAREEM OLUSEGUN, KARTEY TEMIWUMI, KARUNWI ABISADE KARUNWI ADELUOLA, KASALI AYANYEMI OLARINOYE KASSIM SULEIMAN DANBARKA KAYODE ANIBARA ASSOCIATES KAZAH SUNDAY ISAKU KEHINDE-OJO ESTHER, OLAYEMI KEMKA DESTINY JUNIOR KENESSE NIGERIA LIMITED KESHINRO CHARLES OLUFEMI KIGHO DAVID KINYOMI BABATUNDE OLAYIDE KOLAJO ADEDIRAN OLAKUNLE JOSHUA KOLAJO GRACE NENE KOLAWOLE WALE, LIMOTA KOMOLAFE AYOBAMI, OLAYIWOLA KOSIN OJITE ELIZABETH KPEJI-CAMPBELL QUEEN, TURHOBORO KRAGHA & ASSOCIATES KUFEJI SIMPLICIO ABIODUN KUKU FOROMBO IRIGHA KUTI-GEORGE SEGUN TAYO KUYE JOSEPH, MAYOWA KYARI HALIMA TATI KYAWU ALI ANKA LABARAN ABUBAKAR, A LABEODAN LADAN TANIM, Z. LADEBO KAREEM OLADOKUN LADIPO YEKEEN OLAPADE LAGUNDOYE OLASUPO, JAMIL LAKSWORTH INVESTS & SEC LIMITED LAMAH IBRAHIM BENNET LAMIDI NIMOTA, ARIKE LAMORDE IBRAHIM ABDULAHI LANLEHIN JOHN LASUNKANMI LAOYE BOSEDE LAOYE SUSAN TOYIN LARRY ETTAH, LASHORE CHRISTIANAH MOPELOLA LASHORE CHRISTIANAH, MOPELOLA LASISI NOJIM ADEWALE LAWAL AKEEM KOLAWOLE LAWAL GANIU ABIOLA LAWAL IBRAHIM SHOLA LAWAL MARIAM ABIMBOLA LAWAL MUSA LAWAL OLUWATOBI M LAWAL RASHEED ADEYEMI

LAWANI ABU LAWHOUSE ASSOCIATES LEDIJU MARTHA OMONYE LEILEITUAGHA OKUBOEBI, LENOIR TELECOMS LIMITED LOROMEKE FLORENCE LUCKY LUFADEJU FUNMILOLA, LUMOR SAMSON, NEWLOVE KOLAWOLE M. PRESENTATIONS LIMITED MABADEJE FLORENCE ADEJOLA MADU EMMANUEL O. NZE MADUBUKO FELICIA OBIAGERI MADUEMEZIA OBIAGELI, FOLAKE MADUKA IFEANYI TONIA MADUKAEGO ANDREW, UCHECHUKWU MADUKWE NNABUKO SAMMY MAGBAGBEOLA BOLAWALE ADEBOWALE MAIRIGA BITRUS, MAJEKODUNMI BABAWANDE AYOOLUWA MAJEKODUNMI MICHAEL OLUFEMI MAKAMA AL, BULUS MAKANJUOLA ROTIMI JULIUS MAMMAN-LAGOS AHMED MAMUDU ABOSEDE OYINLOLA MAMUDU K. OSENI MANDUNG JAMES DALYOP MANUA INGAWA HAVWA MATANMI OLAJIDE AWOLEYE MATTHEW ESSANG, OKON MBAMA EMEKA, VITALIS NDIDIAMAKA MBANEFO CHINELO VIVIAN MBATI VICTOR UCHENNA MBEREDE STANLEY, CHIDIEBERE MBIBI AKOBUNDU O. BENSON MBOHO IDOTENYIN UDOFIA MBONU NGOZI ELIZABETH-ANNE MELUDU NKIRU THERESA MENTIE PATRICK GAGA MERIFE IBEABUCHI UKEJE MESHACK SAMSON TAIWO MIBENE STEPHANIE, MIYENBIRA WILLIAM TOM MMEZI OGECHI, IMELDA MOHAMMED ALIYU, ZURMI JAMILAH MOHAMMED BELLO HANWA MOHAMMED KHADIJAT KUBURA MOHAMMED NAFISAT MOHAMMED OLATUNJI, WAHAB MOHAMMED OLUWADAMILOLA ABIOLA ZULIAT MOHAMMED SHEHU, MOHAMMED-MIJINYAWA BALA MOMODU LAWAL, DIRISU MOMOH IDOWU ESTHER MOMOH JOHN, A. (DR) MOMOH JOSEPH EDOMHOGU MONYEI PETER, IGWEDINMA D. MOORE EDWARD N F MORAH BENEDICT EJIOFOR MORKA CHARLES, MOSES NENGI, FAITHFUL MUOMAH FRANKLIN CHUKWUEMEKA MUONEKE ROSEANN NGOZIKA MURRAY-BRUCE FRANCIS BRENDAM MUSA IBRAHIM, AMEENA MUSA JOHNMARK, ENEOJO MUSA MAIKASUWA, MUSA OBANERO, MALIK MUSA OLORUNFEMI MOHAMMED MUSTAFA ADEDOYIN, ADEYINKA MUSTAPHA TAIWO A M NAHAUNI MUHAMMAD AMINU NAIYEJU TITILOLA, ADESOLA NDEM JOSEPH NKEM NDEMELE EBUBEDIKE, EVERISTUS NDUKA ROSELINE ONONUJU NDUKWU EDWARD CHIMA NDUPU LAWRENCIA NWADIOBUMA NDUWEZE RAYMOND, EZEKWESHIRI NEBO CHINEDU CHARLES NEMEYEKE ANDREW IKECHUKWU NEMEYEKE ANDY, IKE NGENE CHUKWUDI, GODWIN NGERE UZOGARA PETER NGERI-NWAGHA GEORGINA KIENTE NGEZELONYE AFAM FRANCIS NIKAL NIGERIA LTD RC 90713 NINIKE CHRISTAIN NJIONYE NWACHUKWU NJOKANMA ASHIMEDUA M. NJOKANMA NGOZI JOHN NJOKU BASIL NKEM NJOKU EMMANUEL, IHEANACHO NJOKU IJEOMA JULIET NJOKU-OPARA MARTINA CHINYERE NKECHIKA AMARACHI, NKUCHE FESTUS OKERE NWAOGU NNAMCHI ESTHER, ANGELA NNAMDI EMEKA STEPHEN NNAMDI KINGSLEY, NTEKOP MAURICE, JOSEPH NTON NTO SYLVANUS NUCOPACKS NIGERIA LTD NWABOKU OGUGUA FESTUS NWABUEZE JOSEPHINE, CHINYELU NWABUEZE NNAMANI MICHAEL NWACHUKWU ALLSWELL, ONYEBUCHI NWACHUKWU CHINWE, MARVELOUS NWADEI LAWRENCE ONYEMACHI NWAFOR CATHERINE NGOZI NWAFOR EUNICE IFEOMA NWAFOR IKECHUKWU JIDEOFOR NNAAYI NWAGBARA JAMES NDUKWU NWAJI EBERE, IMONTA NWAKODO UZOCHUKWU INNOCENT NWAKWUO GLORIA, ODINAKA NWALA CHIJIOKE JONATHAN NWAMANA JOHN, OGWEZI NWANGWU ALOY, EJIMKEONYE NWANGWU CHUKWUMA NWANI ANTHONY, OKECHUKWU NWANI JOSEPHINE EJIME NWANILIWU SOMTOCHUKWU NWANJA SAMUEL CHIKA NWANKWO DANIEL ARIZE NWANKWO COSMAS CHIDOZIE NWANNE TOBIAS AMADIKWA NWANZE JEFF, CHIKEZIE J NWANZE KANAYO F. NWAOBILO CHINAZA GOODNEWS NWAONU CHIKA STANLEY NWAOZUZU OGECHI, NWAUBANI CHUKWUNENYE KENNETH NWEGWU PASTOR JULIUS KAMSOCHUKWU NWEZE FRIDAY NWIMAZU EDWIN, NWOBODO DANIEL EGBUNE NWOFOR EMMANUEL, OBIORAH NWOGBO STEPHEN,

NWOGU PERFECT OKEZIE NWOKE NNENNA ANAGA NWOKE NNOYE VICTORIA NWOKO UZOCHUKWU, ANDREW NWOKOCHA BEN, JAMES NWOKOLO GODWIN BENEDICT CHIEDU NWOKORO VALENTINE, CHUKWUDI NWOSU ARINZE HENRY NWOSU CHINYERE HYACINTH NWOSU FABIAN EMENIKE NWOSU MARY-ANN NGOZI NWOSU NDUBUISI, PATRICK NWOSU TOBY AHAIWE NWOTI JOSEPHINE-NKOLIKA NWULU-UKWUOMA CORDELIA NWUNE THOMAS, CHIKE NYAKO HALIMA NZEFILI KENNETH NZEGWU CHINEZE NGOZI NZOMIWU EMEKA ALOYSIUS OAKWOOD TRADING LIMITED OASIS INSURANCE COMPANY LTD OBADIKE GILBERT ODIKPO OBADINA HALEE OLADELE OBADJERE ESEROGHENE ERIC OBAJI PATIENCE OBAKIN ABOSEDE F OBAMORO BABATUNDE, OLAITAN OBAMUYI DUROJAYE, OLUWAMBE OBANURE VINCENT FUNSO OBANYEDO OGHENEOVO, ANTHONY OBASI CLARA, A OBATA JONATHAN, OBAYE MATTEW ONYE OBAYUWANA ALBERT OBE AFUSATU, YAYA OBEDIKU AUGUSTINE OYOVOTU OBI ANGELA E. OBI GODWIN C. OBI JANE EZE OBI SYLVIA KANEBI OBIAKOR CHIKADIBIA ISAAC OBIALOM CHIDI, SYLVESTER OBIASOGU OBIDIKE CHRIS EKWUNE OBIECHINA AYEBABEBARA OBIGHEBELU CHRISTOPHER UMEANAEFUNA OBIHAI CHRIS, N OBIJIAKU MADU, RALPH OBINWA CATHERINE, NKADI OBIOMA BENNETT KANECHUKWU OBIOMA DONALD, MADU OBIORA CHINWENDU, CLEMENT OBITOR MAGDALENE OBIUKWU SHARON CHIZARAM OBODO OVUAKPORATE- BENSON OBODOEZE DAVID, ONUORAH OBOLI SAMPSON MADUEGBUNA OBORO ANDREW OBOT EDEM ETIM OBUMSELU EMMANUEL., CHUKWUMA OBUNIKE JUDE NNAMDI OBUTE JOSEPH, AMEH OCHEJE GABRIEL YAKUBU OCHEJE VICTOR, ODARO-OSAZUWA EFE ANTHONY ODEBIYI AKANBI ISIAKA ODEBOLA EPHRAIM AYINLA ODEBUNMI ISAAC ADE ODEBUNMI OLADEJO JOSEPH ODEDIRAN MOSES OLUYEMI ODEINDE CHARLES OLUMUYIWA ODEINDE FOLASHADE IYABO ODEINDE JANET ADJUA ODEJIDE JOHN, OLASUNKANMI ODEKU FOLASADE OLAJUMOKE ODEKUNLE AKINOLA OLAYINKA ODESANYA KAYODE EBENEZER ODEWALE OLUFUNLAYO TITILAYO ODEYEMI JULIANA OLUFUNLAYO ODEZUGO MICHAEL EMENTA ODHIGADA CHARITY EKEMENA ODIEDTE JOSEPH SHANU ODIGIE DAVID F ILENLU ODIGWE HYACINTH NWAFOR ODILI FLORENCE OBIAGELI ODILO DANIEL NGOZI ODION ROLAND ODIONG EMMANUEL EFFIONG ODOEMENE DORIS DABOTA ODOLA GODWIN ODOM BERNADETTE ADA ODOOLA ADEOLU OLUWADAMILARE ODUFOWOKAN ADEJOKE, ODUGHARA ONYENEKE, NICHOLAS ODUKOYA OLUWASEGUN SUNDAY ODUKWE BASIL CHUKWUMA ODUKWE IFEYINWA NWANNEKA ODUM CHRISTOPHER OKWUDILI ODUM LINDA NKECHI ODUM MICHAEL NMADILI ODUM THERESA CHINYERE ODUMODU EHI, STEPHEN ODUMU JOSEPH ODUMUYIWA PEDRO ADEGBOLA ODUNLAMI EMMANUEL BABATUNDE ODUNUGA VERONICA ODUNZE GODFREY CHIBUEZE ODUS MARCIELLO BAKERY & PATISSERIE LTD ODUSANYA AMINAT, O. ODUSANYA AYOTUNDE ADENEYE ODUSANYA LUKMON ADENIYI BABATUNDE ODUWAIYE SAMUEL, SUNDAY OFERE JOSEPH OFFIA CHUKWUKA BENEDICT OFFOR JOSIAH OFFORDUM REMIGIUS CHUKWUDI.E. OFODILE ANTHONY OBIEFUNA OFODILE WILFRED CHUMA OFOEGBU MONICA OLAYINKA OFOKO PERRY PERE OFONAGORO IJEOMA, NWAKEGO OGAH HAWAU OZIKENE OGANIJA SHUAIB AMUDA OGAREE SOKARIBO DAVID OGBEBOR CHRIS OGBO BENNETH CHUKWUFUNNAYA OGBO CHIBUZOR, REMIGIUS OGBOGU CHARLES OSITA OGBOLU PIUS, COLLINS UNOAMAKA OGBONNA BENEDICT EMEKA OGBONNA MARTIN IFESINACHI OGBONNAH FRANCIS KALU OGBONNAYA GODSWILL N. OGBONNAYA OBASI, OGBONNAYA OKORO LINUS OGBONNAYA PAUL, OGBUEHI MERCY OGBUEHI THEOPHILUS O

OGBUNUJU FLORETTA OGBUZUO GODWIN OGUZIE OGEDENGBE AUGUSTINE AKINTUNDE OGEDENGBE KOLAWOLE OGHARA JEME JACKSON JEME-JACKSON OGHARANDUKU HENRY, OGHENEOCHUKO OGHOLOH OSAGIE, AJIEGBELEN REX OGIDI ENENI OGILO AKPOMEDAYE ISAAE OGILO OLUWATOYIN OLAYINKA OGONA DANIEL EHIMARE OGU CYRIACUS, OGUANOBI GODWIN OGUANOBI OGUIBE PROMISE, NKWACHUKWU OGUIKE LEONARD UZODINMA OGUMA JAMES OKPAKO OGUMA ROSEMARY, OGUN AFOLABI ADEKUNLE OGUNBAIYEJE CHRISTIANA IDOWU OGUNBANWO SAMSON ADEMOLA OGUNBIYI ADEBOLA OGUNBIYI IBIYINKA O, AND AYOMIKUN J OGUNBONA BABAJIDE, ABAYOMI OGUNDANA SOLOMON OLALEYE OGUNDARE TAIWO OGUNDE MORADEUN TAIWO OGUNDIMU RISIKAT OGUNDIPE FOLA ADEDIRAN OGUNDIPE GRACE FOLUKE OGUNDIPE KUBRAT, METALAYO OGUNDIPE TAIWO OLUFUNKE OGUNDIRAN BOLANLE, TOLANI OGUNDIRAN BOYE SAFIU OGUNGBEMI MICHAEL OLUGBENGA OGUNJANA BOLAJI OLAJUMOKE OGUNJIMI BASIRAT ABIOLA, NEE GAJI OGUNJIMI BASIRAT ABIOLA, NEE GAJI OGUNJIMI MICHAEL OLUSEGUN OGUNJIMI OLUWAYEMISI AGNES OGUNJUMO EMMANUEL GBILE OGUNKOYA OLUYOMI TEMITAYO OGUNLABI JOSEPH TEJUMOLA OGUNLANA BOSE OJUOLAPE OGUNLANA OPEYEMI, AFOLAKE OGUNLEYE ADEBOLA OGUNLEYE OLUWATOBI OGUNMAKIN VICTOR OGUNMILADE OLUMUYIWA, ELEAZAR OGUNMILORO AYODELE JULIUS OGUNMOKUN SABINAH TITILOLA OGUNMOLA MUDASIRU ALABI OGUNMOYELA ELIZABETH TITILAYO OGUNODE ELIZABETH TAIYELOLU OGUNRINADE ADELANI OGUNRINDE OLUBUNMI ADIO OGUNSEMI OLUKAYODE BABATUNDE OGUNSEMI YEWANDE OLUKEMI OGUNSESAN ADEKUNLE ABDULRAHMAN OGUNSHOLA KOFOWOROLA ABIOLA OGUNSULIRE MOJISOLA, OGUNTADE FOLASADE, OMOYEMI OGUNTADE KAYODE AKINDELE OGUNTADE TUNDE OLUWOLE OGUNTOBA BOLA OGUNTOMINIYI OLUWOLE OLUBOWALE OGUNTONADE ABOSEDE ABIMBOLA IDOWU OGUNWO OLUGBENGA AYODELE OGUNWOLU OLAYIWOLA WABI OGUNYEBI JAMES OGUNYOLU ALBERT ALABI T. OGUORI-OKODASO ISAAC ERUKAYENUKEGHRE OGUZIE JERRY HENRY O.I OGWOLA CHIEF DAVIES SUNDAY OHAJA CHINYEREMAKA NWANKWO OHANWE ESTHER, ADA OHILEBO ALICE OGHOGHO OHIRI ANGELA, CHIZOMAM OHIZU CHIJIOKE VIRGILUS OJAIDE SYLVESTER, OJEH CHRISTIAN ABIAMUWE OJELABI EZEKIEL, OLA OJELADE ADEBISI OJINMAH SYDNEY, CHIDI OJISUA KOLA, A. OJO ABDULAI, NIMOTA OJO AYODELE, OLUWATOYIN OJO CHRISTOPHER ADEBAYO OJO DAVID BAYONLE OJO ISAAC KOLAWOLE OJO JUBRIL, OJO LATEEF, OJO MOJISOLA ABENI OJONIYI DEBORAH, OLAOLUWA OJUTAIAYO OLUMIDE OKAFOR FELIX DILIBE OKAFOR GLADYS CHIAJUGHIM OKEBIORUN EDWARD, OLALEYE OKEDELE OLUWAMAYOWA JOSHUA OKEGBENRO BENJAMIN ABOLLADE OKEKE EKENE, FREDRICK OKEKE IKECHUKWU ANTHONY OKEKE MATTHEW, EJIKE OKEKE MAURICE OKELEKE RITA OBINWA OKEREKE PETER AZU OKEZIE SMARTSON ONYEMA ISAIAH OKISOR CHUKWUKA PHILEMON OKOAWO INEGBENOSUN.J & REGINA.A OKODUWA GREGG OSOBHAKHIA OKOEKOH SIMEON OKOH LEONARD CHIJINDU OKOKO EDET, JAMES OKOKON UDUAK OFFIONG OKOLEDO EFE, OSUDE OKOLI EMMANUEL CHIDOZIE OKOLI SAMUEL OBINNA OKOLIKE EMEKA PASCAL OKOLIKO THERESA EBERE OKOLO DANIEL, IZUKA OKOLO STELLAMARIS, OKON ESSIEN ASUQUO OKON KENNETH, UNAMA OKON SILVANUS UKPONG OKONKWO CHRITIAN AGADUEKE OKONKWO GODWIN CHUKWUEZUGO OKONKWO HENRY, IFEANYI OKONKWO IKE FELIX OKONKWO JAMES, EMEKA OKONKWO KENNETH SUNDAY OKONKWO NGOZI GLADYS OKONKWO NWACHUKU, OKONKWO OBIORA CHARLES OKONKWO-ATIAH BEN OKONKWO-UWANDULU TOCHUKWU JOHN OKONNA CHRISTEL-ANNE, UWEM OKORIE CHISOMUNAZU OKORIE CHUKWUEMEKA OKORIE UKACHI JULIANA

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OKORIE VICTORIA ADA OKORO AHAMEFULA ORISAKWE OKORO ANGELINA UDEKWESI OKORO BENSON CLINTON OKORO CHUKWUEMEKA JOSEPH OKORO IWUJI REMY OKORO JOSEPH EMOJUROHOBE OKORO MAGDALENE U. OKORO MARTINA, IFEOMA OKORO UZOUEZI, JUDITH OKOROAFOR ANICHE OKOROIGBO UKACHI, THELMA OKOROJI LINUS EZEALA EZEALA OKORONKWO CHIDI SYLVESTER OKORONKWO OKORIE, BERNARD OKOSUN VERONICA, OKOTCHA PETER NGOZI-CHIKA OKOTORE REGINA TENIADE OKOWA ARTHUR, IFEANYI (DR) OKOYE CELINA HOPE OKPA CHIKA PHILLIPINE OKPALA ALOMA RAPHAEL OKPALA JONATHAN, AZUBUIKE M. OKPARA ECO AMAEWHULE NNAOMA OKPOKO FRIDAY UKANDU OKPOKORO OGHENERO OKPU PAUL ONYEMAECHI OKUEFUNA GEORGE IFEANYI OKUNFOLAMI JACKSON OKUSANYA OMOLARA, OLUBUKOLA OKUTENYIE SAMUEL, ETUKUDO OKUWOBI J., IFEANYI OKUWOBI OLANIPEKUN OKWARA BARNABAS, NNAJI OKWOCHE GABRIEL OKWUASABA SYLVESTER CHUKWUKA OKWUASABA VERONICA, OGUGUA OKWUDU NNEBUOGOR NGOZI OKWUONU NELSON AMAINE OLA CHRISTOPHER SUNDAY OLA OLUBUNMI CAROLINE OLABODE OLADIPUPO OLADAPO ABAYOMI ADEMOLA OLADAPO OLASUNKANMI, MARTINS OLADAYO VICTORIA OLADEHINDE ALANI OLADEINDE OLAOLU, DAVID OLADEJI GABRIEL OLAWUYI OLADEJI OLADDARIDE FATAI OLADELE DAVID OLUGBENGA OLADELE FATAI OLADOSU OLADELE OLUGBENGA, ANTHONY OLADIMEJI OLATUNJI TAJUDEEN OLADINNI ABAYOMI OLADIPO OYEDELE, JAMES OLADIPO TEMILOLA, TOYIN OLADIPUPO OLUWAFUNMILAYO O. OLADOKUN SUNDAY OLADOSU CLAUDIUS OLUTOYIN OLADOSU OLUFEMI, ANTHONY OLADOSU STEPHEN OLATUNDE OLAFIMIHAN ABRAHAM, OLAJIRE OLAGUNDOYE EBENESER OLATOMIDE OLAIFA KESTER OLUSOLA OLAITAN WAIDI OLAJAIYE THERESA MODUPE OLAJIDE GLORIA, PRECIOUS OLAJIDE MARY ADUNNI OLAJIDE-AWOSEDO ABIMBOLA OLUTOSIN OLAJUWON OLUWATOYIN, LORETTA OLALERU RUTH AJIBIKE OLALEYE JAMES OLUWABUKOLA OLAMOJU SUNDAY OLAOLU OLAMOYEGUN JACOB KOLAWOLU OLANIPEKUN ANTHONY OLUSEGUN OLANIPEKUN OLUWAFISAYO OLANIPEKUN TAIWO, AKINLOYE OLANIRAN FEMI, AJIBADE OLANIYAN BODUNRIN JIDE OLANIYAN DOLA ATOKE OLANIYI ABIOLA, CHARLES OLANLOYE KEHINDE ADEBOLA OLANREWAJU GBOLAGADE, PETER OLAOFE TOLANI OLAOSUN GEORGE OLATUNJI OLAOYE ABDULKAREEM OLABANJI OLAPEJU OLUBANKE OLARERIN ADENIKE, OLUSHOLA OLAREWAJU MOSES BIMPE .M. OLASEHINDE DAVID ADEBAYO OLASUNKAMI SAMSON KEJI OLATUNJI JOSHUA, ADEBAYO OLAWALE NURENI AJANI OLAYANJU MOJIRADE, IDAYAT OLAYANJU YEKINI ADEMOLA OLAYEMI OLAWALE ISAAC OLAYINKA ARASI, OLAIDE OLAYIWOLA ABD, FATAH OLEDIBE SIMON OLELE PAUL OMEOGOR OLIAGBA THERESA UJU OLLA PHILIP ABOLADE OLOBATUYI JOHNSON OLORUNFEMI OLOMO B. OMOLARA OLONADE ATINUKE LOLA OLORODE AHMED, ADEWUNMI OLOTU ALBERT BODUNDE OLOTU MODEBOLA OLUWATOYIN OLOTU SAMUEL OLUWADAISI OLOWODOLA COMFORT OLUSOLA OLOYEDE ADEOLA ADENIYI OLOYEDE DARE DAYO OLOYEDE JOSEPH, ABIODUN OLUDE EPHRAIM OLUWOLE OLUFOWOBI FUNMILOLA, OLUGH IGNATIUS CHUKWUDI OLUKANNI RACHAEL OLAMIDE OLUKOGA FATAI OLAJIDE OLUKOYA ELIZABETH, ADEDOYIN OLULANA VICTOR ADEKUNLE OLUMIDE OLUYINKA IYABO OLUOKUN AKANBI OMOTOSHO OLUREBI KASIMAWO EMMANUEL OLUSANYA ADEBISI IYABO OLUSOJI ADENIYI OLUTAYO TEMILOLA, ANIKE OLUWA SULAIMAN BABATUNDE OLUWADIPE SAMUEL, AYODELE O. OLUWAJUNSE GABRIEL TAIWO OLUWASESI JOSEPH AKOREDE OLUWOLE ADENIYI, OLADELE OLUWOLE SUNDAY AKINLOLU ADEGBOLA OLUWOLE-BANJO KOLAWOLE OLUYADI ADEOLA FOLAWIWO OLUYADI RASAQ AYODEJI OLUYEDE SAMUEL, AKINTUNDE OMADIBI SAMUEL SUMAILA OMARE-DJUWOVWE ERERTEVWE, HENRY OMAVOVWE AUGUSTINE AUGUSTINE

OMEJE WILSON, IKECHUKWU OMENE CATHERINE ASHEDU OMERE MARIA ITOHAN OMETAN GODFREY, UFUOMA OMIDIJI OLUWATOYIN OMIDIRAN THOMAS, OLUFEMI OMIGIE VICTOR OMILANI AND ADEGOKE TRAD. CO OMIREFA JOSEPHINE TOYIN OMOLARA OMIYALE DAVID BODUNDE OMOBHUDE BENJAMIN OGBEIDE OMOKARO WILSON, UYEKPEN OMOLE ADENIYI OMOLE RACHEAL OYINLOLA OMOMOH EDDY MUSA OMONDIAGBE SYLVESTER, . S. OMONIJO BLESSING OMORO ROWELL EBASEIMOKUMO OMORODIONN FLORENCE O OMOTOLA JELILI ADEBISI OMOTOLA JELILI ADEBISI OMOTOSHO ANDREW ADEBISI OMOTOSHO MURITALA, OLAKUNLE OMOTOSO(DECD) OMOTOSO BABATUNJI(ADMOR) ROSALINE AJOKE OMOTOYE JULIUS OYEBADE OMUEDERIAYE JOHN EGWOLOGHENE ONABAMIRO DOTUN IDRIS ONABAMIRO FEMI TASLIM ONABAMIRO RAFEEQUAT ARINOLA ONABULE REMI ONADAIRO JOHNSON, OPEOLUWA ONAFARASIN MARGARET OLAWUNMI ONANAIYE OMOLARA, OLUBIMPE ONANUGA JESUFEMI FAITH ONARIMI TINA ONASANYA MARCELLINA OLUREMI ONASHILE OBAFEMI OLUWOLE ONATURU EMMANUEL ONAWUNMI FEYISOLA ADUKE ONI ABEL AYANDO ONI OLAWUWO AMAO ONI YETUNDE FELICIA ONIAH JUDE CHUKWUNENYE N. ONIFADE OLUWAFEMI, E ONIKOSI BISI MOJOYINSOLA ONIYIROKUN ADETUTU ATINUKE ONOCHIE JOSEPH IKELUE ONOJAFE EFE ESQ., ONORIODE GOODLUCK, ONOVUGHE OVIE, MOSES ONUEGBU UNIQUE CHIAMAKA ONUMARA ATO LAW ONUMBA ROSEMARY ONUOHA IKWECHEGH OKEBE ONUOHA UBANI FEDELIS ONWORDI IFEOMA OLUWADUNMININU ONWUEGBULE FAUSTINUS IFEANYI ONWUEGBUNAM GLORIA NKIRUKA ONWUEGBUSI ANAKU, ROWLAND ONWUGBENU ONAEDO PAULA ONWUJIOGU EBELE EZINWA ONWUJIOGU EMMANUEL OKECHUKWU ONWUJIUBA MICHAEL EKWEBENA ONWUKWE UBANI GLADSON ONWUNALI MICHAEL NGOZI ONWUZULIKE ESTHER ANWULI ONYEACHO ANTHONY, UZODINMA ONYEANWU AMARAKUA HENRY ONYEHIDELEM DECLAN NGOZI ONYEJI AMBROSE OKEKE ONYEMIRI NGOZI CHUKWUMEBELE ONYENACHO STELLA, ONYENACHO THEODORE CHUKWUEMEKA ONYENEKE MACAULAY, UCHENNA ONYEOCHA UGOCHUKWU, JUDE ONYEOYE OLUCHUKWU BENARD OPALEYE OSUOLALE OLAGOKE OPARAODU KINGSLEY CHILE OPATULA TIJANI YINKA OPAWUMI ISAAC OYETUNJI OPAYEMI OLANREWAJU, ABAYOMI BABATU OPAYEMI TEMITOPE OLUFUNNTO OPEODU OLUFEMI ORAEGBU EVELYN NKADI ORAKA ANTHONY, ATOYI ORANUSI WILFRED IKECHUKWU ORDUH UCHENNA, DICKSON ORE VICTOR AJILEYE OREAGBA LATEEF OLUSEGUN OREAJIKE ADEWALE, ADEROGBA OREBIYI SAMUEL OLUSOLA OREDEIN GRACE, OREKYEH AMALACHUKWU, GRACE ORIABURE GODDY OSAZUWA ORIFUNMISHE ANTONIA EZINWA ORIHIE ALBAN CHUKWUEMEKA ORKUMA DEVE, ORLU-THOMAS ANDY NNAMDI ORLU-THOMAS DEIDRA CHILAKA ORLU-THOMAS HANSONBA NENE ORLU-THOMAS NICOLE OMASIKACHUKWU ORLU-THOMAS THEODORA CHUKWUMEREOGO OROFO RICHARD, OWOLABI OROJO ABIOLA ADETOKUNBO OROKI CLUB 20, OSOGBO OSAWEMEN OBOZOKHAI, OSAZUWA GLADYS OSEMEKA LYNDA, NWAMAKA OSENI AFOLABI, .J. OSENI BABATUNDE, MUTIU OSENI BARAKAT I. OSENI BASHIRU SHOLA AKANNI OSENI HALIMAT O. OSHIKANLU JOKOGBOLA ABIODUN OSHIN OLUREMI KOLAWOLE OSHINAGA ADEOLA, OYEBOLA OSHINYEMI GRACE MOJISOLA OSHODI MABARAK AKINYEMI OSHOKO OMOTAYO ABOSEDE OSHONIYI WENDY A. OSIGWE ANTHONY, OSIGWE ROSELINE ADA OSINOWO ADURAGBEMI A. OSINOWO OSINOWO MARK ADETAYO OSINUBI ADEWALE, AMOS OSITA-OGBONNAYA CHIDINMA JUDITH OSOBA PERE, OSOPALE BABATUNDE ADEWUNMI OSOSANYA ADETUTU OLUREMILEKUN OSSAI OSHIMILI OSUGBA MARY IFEYINWA OSUJI CHIBUZOR, BENARD OSULA UFUOMA OSUME RICHARD, OSUNKOYA ELIZABETH FUNMILOLA OSUNLAJA ESTHER ATINUKE OSUNLAJA OLUWATOSIN OLUWATOBILOBA OSUNSANYA AGNES OLUFUNKE

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20-TEN INVESTMENTS A.D FADECO NIG.ENT LTD ABAH MATHIAS ABANA DANIEL, UCHECHUKWU ABANA MICHAEL, ABANONU EDITH, NWORARA ABASS OLAYINKA ABASS OLUSOLA ABBA ABDULLAHI, ABBEY TAMUNOTONYE, AUSTIN ABDOULKARIM AWALI MAHAMMADU ABDUL MONSUR, ROTIMI TOYIN ABDULAZEEZ ABUBALAR, BOLORI ABDULHAKEEM KHADIJAT, MODUPE ABDULKADIR LARAI, FATIMAH ABDULKADIR SA'ADATU ABDULLAHI AJIKOBI, MAMUDU ABDULLAHI MAKARFI LAWAL ABDULLAHI SADAUKI ABDULRAHEEM ADENIYI ABDULWAHEED ABDULSALAM ABDULKADIR, ABDULSALAMI OWUDA, YAHAYA ABEGUNDE TEJUMOLUWA, BIBI ABIA OGBONNAYA, ESONU ABIAGOM ANTHONY, IWEANYA ABIANDU GILBERT AZUBUIKE ABIMBOLA AYODELE, OLASUBOMI ABIODUN FRANCIS ADETOLA ABIODUN OLADUNNI ABIODUN TOBILOLA ABIOYE ABRAHAM, ABBEY ABIOYE IBIYINKA, REUBEN ABIOYE ROGBA A. ABIOYE TESLEEM AJIBADE ABISAYO OLAJIDE HENRY ABODERIN BOLATITO BIDEMI ABODUNDE BABASOLA, ABODURIN THELMA IYIOLA ABOH AGBO, ABOKEDE OLUSOLA, OLUKAYODE ABOLADE OLUWASHOLA ABONYI BLESSING, CHIOMA ABOSEDE OLUWAMODUPE DEBORAH ABU USMAN AYEMERE ABUBAKAR MOHAMMED SANI ABUBAKAR NAJIB, ABUBAKAR SULEMAN, TURAKI ABUBAKAR YUSUF AGUYE ABUDU OLAYIDE AL-MOROOF ASELA ABUDU WAHABI ADEBAYO ABUMERE ARABOME, AUSTIN ABUTU JOEL ACAKPO MATHIAS ACHU GOODNEWS, I. ACHU GOODNEWS I. ACUVIEW NIGERIA LIMITED ADABANIJA RHAHEEMAT, ABISOLA ADAH ELVIS, JECKS ADAH MATTHIAS AMEH ADAMOLEKUN OLADIPUPO OLUWABUSI ADAMOLEKUN OLUTOBI, ADAMU ALHAJI YAHAYA ADARAMOLA VICTORIA, OMOLAYO ADE ZAC ADEBAJO ADETOKUNBOH ADEBANJI BOLATITO, ANGELINA ADEBAYO ABOSEDE ABIODUN ADEBAYO ADEWOLE, EBENEZER ADEBAYO FALILAT YETUNDE ADEBAYO FESTUS FOLARIN ADEBAYO LYDIA ADENIKE ADEBAYO OLANIKE ADEPEJU ADEBAYO OLUYINKA, OYEWALE ADEBISI OLATUNDE, THOMAS ADEBIYI ADEMOLA, ADEBIYI CLEMENT OLUSEGUN ADEBIYI FOLASHADE ADEDAYO ADEBIYI OLUSEFUNMI ABEGBE ADEBIYI OLUWAKEMI, ADEDAYO ADEBO THADDEUS, ADEWALE ADEBOLA ABOSEDE VICTORIA ADEBOWALE BAYO,

ADEBOWALE OLADIRAN ADEBOYE ADEBAYO AKINWALE ADEDAYO ALFRED AKINTADE ADEDEJI CHRISTIANA IBIYINKA ADEDEJI ELIZABETH OMOWOMI ADEDEJI FLORENCE OLUFUNMILAYO ADEDEJI OLUWAKEMI FATIMAH ADEDEJI OLUWATOSIN AMINAT . ADEDIRAN CHRISTOPHER ADEMOLA ADEDIRAN RICHARD, ADEYINKA ADEDIWURA EMMANUEL OLAJIRE ADEDOTUN DEBORAH IBIDUN ADEDOYIN MICHEAL OLUWATOSIN ADEDZWA NGUHEMEN, ADEFIOYE OLUWAFUNMILAYO, ESTHER ADEFOLALU SUNDAY MOSES ADEFOLARIN SIMI, GRACE ADEFOLU ADETUNJI, OLUMIDE ADEFULE IGBAGBOYEMI ADEFULE SOLOMON OLUSOLA ADEGBALA OLUBAYO ADEGBENRO FATAI, OLANIYI ADEGBITE MORIAM ADEGBOLA EMMANUEL, KAYODE ADEGBOYE TUNJI, ADEGBOYEGA MOSHOOD, KAYODE ADEGBOYEGA SUNDAY ADEGBULU ADEMOLA, ADEGEBO ANTHONY AKINTOYE ADEGOKE ADEBOWALE, OLUKAYODE ADEGOKE FOLAKE, AYOBAMI ADEGOKE MOSES, AKINLOLU ADEGOKE VALENTINE, OMOLOLU OLUWAFUNMBI ADEGOKE-ONASANYA TUNDE, ADEGOROYE OLATUNDE ADEGUN SAMSON ADEBAYO ADEGUNLE BOLATITO TITILOLA ADEGUNLE IBIFUNKE LUCY ADEGUNLE JOHNSON, BAMISAYE ADEJAYAN BLESSING, LOLA ADEJOORIN ADEKANYE, ADERIBIGBE ADEJUGBE BENEDETTE BOMA ADEJUMO BIKEYE, EBUNOLUWA ADEJUMOBI SHODIPO, OMOLARA ADEJUWON OLUMUYIWA, ADEKANBI ADENIKE, ADEKANMBI RAIMOT, OYEBISI ADEKANMBI STEPHEN, BABATUNDE ADEKANMI KEHINDE, ADEYINKA ADEKANOLA MAYOWA, ADEBISI ADEKOLA MOTUNRAYO, OLUYOMI ADEKOYA ABOLAJI ADEKOYA ADEYINKA ABISOYE ADEKOYA ADIO, ADELEKE ADEKOYA DAVID GBEKEL OLUWA ADEKU RASAKI, OLABANJI ADEKUNLE ADEDEJI, ADETAYO ADEKUNLE ADEMAYOWA OLUWATOSIN ADEKUNLE ADENIYI, ADETAYO ADEKUNLE ADETAYO, ADEJARE ADEKUNLE ADEWALE, MOFOLORUNSO ADEKUNLE EMMANUEL OMOSOLA ADEKUNLE OLUFEMI EBENEZER ADEKUNLE OLUWASEUN OLUWAYEMISI ADEKUNLE SAMSON OLUKAYODE ADEKUNLE TAIWO FATIMOT ADELABU ADENIKE ALAKE ADELABU TOLANI ZAKARIYYA ADELAJA BABALOLA ADEGBOYEGA ADELAJA IDOWU, FATIMAH ADELAKUN TAJUDEEN BABATUNDE ADELAKUN DAVID OLUGBENGA ADELE BOLANLE, ADELEGAN ABIMBOLA GBOLADE ADELEGAN SAMUEL AFOLABI ADELEKE ABIDEMI, OLUWASESAN ADELEKE ADEBAYO, ADETUNJI ADELEKE ADEFOWOJO ADELEKE ADEMOLA, ABIODUN ADELEKE BAMIDELE DAVID ADELEKE BAMIDELE DAVID ADELEKE BOLAJOKO, ADEDAYO ADELEKE JANET, OLUBUKOLA ADELEKE KEHINDE, OLUREMI ADELEKE OLUDELE, ABIOLA ADELEKE OLUFUNMILAYO, ADELEKE OLUFUNSO, ADELEKE TITILAYO, T. ADELEKE WAHEED NIYI ADELERE ADEBARE, MATHEW ADELESI MARGARET OLUDOTUN ADELEYE GANIYU, OLAWALE ADELEYE JAMES OWOLABI ADELEYE JIDE ADEOLA ADELEYE JULIANAH, M ADELEYE MODUPE OMOWUNMI ADELEYE MOSES, ENIOLA ADELEYE TOLULOPE OLUDARE ADELORO STEPHEN, OLUWASANMI ADEMAKINWA BABAFEMI ADEMIDUN SAMSON, OLUSEGUN ADEMOLA OLUWABUKOLA AJOKE ADEMOLA OYE (NIG) ENTERPRISES ADEMOLU ADEBOLA, BABATUNDE ADEMULEYA STEPHEN, ADEYEMI ADENIJI EKUNDAYO, ADEYEMI ADENIJI TAIWO ADENISEUN ADETONA, ADENIYI GBENGA, ADENIYI KIKELOLUWA, ADEFOWORA ADENIYI TEMITAYO TESILIMI ADENIYI TIMOTHY, OLUWOLE ADENIYI TOKUNBO ADEMOLA ADENOLA DAMILARE, ADENIYI ADENOLA GBEMISOLA, ANUOLUWAPO ADENRELE ADIO, ADENRELE RAHEEMOT, YETUNDE OMOTOLA ADENUGA OMOTAYO, ADEOBA KENNETH, SOLA BISI ADEOLA EVELYN, EBUN ADEOLA OMOTAYO, OLAWUMI MARY ADEONIPEKUN ADESANYA EMMANUEL ADEOSUN OLAWALE, EZEKIEL ADEOYE ADEBAYO, ADEBGOYEGA ADEOYE BASHIRU ABIODUN ADEOYE MATTHEW, OKUNLOLA ADEOYE OLUWAFEMI, FOLASHADE ADEPEGBA FELIX, ADEDAPO ADEPOJU ABAYOMI BABATUNDE ADEPOJU ADETUNJI, MULIKU ADEPOJU OLUWATOSIN EUNICE ADEPOJU SAMUEL ANWO ADEPOJU ADEDAYO MOSES ADERELE ADEDAYO ADERIBIGBE SAMUEL OLUWAFEMI ADERINKO ELIZABETH, OLUKEMI ADERINTO TAJUDEEN, OLALEKAN ALABI ADERONPE WILLIAMS ADESANYA STEPHEN, ADEDOTUN

100 Ecobank Nigeria Annual Report 2010

ADESANYA ZAINAB SHANUOLA ADESEGHA HENRY, OLABODE ADESEGHA MOJISOLA, ADESETAN OKEKUNLE, ADEROJU ADESHINA SULAIMAN, ADESIDA YEMISI, MARY ADESINA ADEBUSOLA ADEOLA ADESINA AYOTUNDE, ADESINA ADESINA LATEEF, ALABA ADESOLA FLORENCE, FOLAKE ADESOMI KAZEEM, ADESOYE LATEEF, ALADE ADESUNLOYE CATHRINE TOLUWALOTU ADESUWA NOSA-OGIE, ADETAYO OLUFUNKE, ADEAYO ADETIFA OLANIYI, OLADIPUPO ADETIFA OLUBUSOLA AMANDA ADETIMEHIN OLUGBENGA ADETAYO ADETOBA ADEDUNNI YEMISI ADETOLA ABIMBOLA, O. ADETOLA BOLAJI, ADETONA EMILY, BOSEDE ADETONA OMOLOLA ADENIKE ADETULA STEPHEN, ADELEKE ADETUNBI ADEMOLA, YAKUB ADETUNJI FELICIA, MOTUNRAYO ADETUNJI KENNY, ADEUSI FOLASHADE, ABIMBOLA ADEUSI GBENGA, AMOS ADEWARA ADEBAYO, DANIEL ADEWEKUN MARGARET, FOLA ADEWOLE SUNDAY ADEWUMI OLUFEMI, ADEWUNMI I.A., ADEWUNMI OLADUNNI, MUJIRAT ADEWUSI KOLAWOLE ADEWUSI YETUNDE, ADEYANJU BODUNDE ADEYANJU VICTOR OLUSEGUN ADEYELURE FREDRICK, IDOWU ADEYEMI ADELEKE, ADEYEMI BEATRICE, EBUN ADEYEMI MAYOWA, ADEYEMI OLUBUNMI OLUMIDE ADEYEMI OLUTOSIN, JOSEPH ADEYEMI OLUWAFUNKE, OMOLOLA ADEYEMI OLUWASEGUN, ADEYEMI OMOPEJU, SUMURAT ADEYEMI OWOLABI, ADEYEMI SAMUEL OLUFEMI ADEYEMI TIMOTHY BAMIDELE ADEYEMO RUFUS ABIDEMI ADEYEMO SAMUEL OLUSOLA ADEYERI ADESOJI, ABRAHAM ADEYEYE ENIOLA, OLUWATOYIN ADEYEYE OLUROTIMI ADEYEMI ADEYOOLA ANTHONY IBIOTAN ADIABUA LAWRENCE ADIGUN ADETUMININU, ADETOKUNBO ADIGUN GBADEBO, & SENA ADIGUN OLADIMEJI, ADIGUN RASHEED, ADIGUN TAIWO, ALEXANDER ADIGWE M C ADIGWE MARTINS, ADIGWE WILLIAMS, BISHOP ADIKHAI JONATHAN INOFE ADILI CHRISTOPHER, UCHE ADIONE JULIET OLUCHI ADOKI KALAMBA, AUGUSTA OMATIE ADOLOR STELLA ADU OLU, PETER ADU VICTOR, AYODELE ADUDU CHUKWUDI, STEPHEN ADUKU EGENE, EZEKIEL ADUMADEYIN KAYODE, ADUNBI FEYISETAN OLUBUNMI ADUNBI OMOLADE ADETOMIWA ADUNI OMOLADE, AFANGIDEH ALICE, PETER AFANGIDEH EKAN MICHAEL AFELEOKHAI SAMUEL, OMONIGHO AFELUMO ARINOLA OLUFUNKE F. AFN BROKERS UNLIMITED AFOKE OLATUNJI ATANDA AFOKWALAM FIDELITY, IJEOMA AFOLABI ADEPEJU, ADUNNI AFOLABI ADEREMI, BASIRU AFOLABI JOHNSON, ADESISI AFOLABI OLUSEGUN, TIMOTHY AFOLABI SHOLA, MARY AFOLABI WAHEED, SALAU AFOLABI GBENGA AFOLAYAN OLATOUN, MOJISOLA AFOLAYAN SAIDAT, ABIODUN AFRO ARAB LTD AFUAPE ADEWALE, TIMOTHY AFUAPE ADIRAT, ABENI AFUEVURE EBENEZER, EKI AFUWAPE AJIBOWU, AKANNI AFUWAPE MOBOLAJI, YETUNDE AGADA FAITH AROME AGADA ULOMA NKIRUKA AGAMU UGOCHUKWU, OGADINMA F.C AGARA MOZI, PEREMOKEBO AGBABIAKA ADISA FATAI AGBABIAKA NURUDEEN, DARE AGBABOKHA MARIAN AGBAFOR NELSON AKPAIFENDU AGBAKWU STELLA, NNENNA AGBANA AYODELE AGBAOSI OLUTOMI, DOYIN AGBEBIRE AGBEBINE AGBEDAHUNSI ABIMBOLA, ANNE AGBEDE CHRISTIANAH, OLUKEMI AGBEJE JACOB AGBELE EZEKIEL OLADELE AGBIM EMMANUEL UMUNNA AGBO KINGSLEY, CHIBUZOR O. AGBONA TOLU, AGBONGBON ADETOKUNBO ABIODUN T. AGBONIEI NOSAKHARE, NELSON AGBONIGHALE DAVID, LAWANI AGBONTOHOMA OMOROGBE, ROLLAND AGBOR OKEY, RYKARDO AGBORO ONOME, AGHARANYA FAITH, CHIZARAM AGHIMIEN OSARENMWIENDA, CHRISTOPHER AGILI BENJAMIN CHIZEA. AGINA GABRIEL, ELINUBA AGIOBU DESTINY DAMIGIBI AGIOBU ONORIODE BLESSING AGIRI MUHAMMED, TOHEEB ROTIMI AGOCHE JOSEPH EKWOTE AGOH PATRICK AZUKA AGONI SYLVESTER, O. AGONO PETER, IDACHABA AGORO SIKIRU ALABI AGU BONIFACE OKONKWO

AGU LIVINUS, AGU OKECHUKWU G. AGUBE IMMACULETA, IJEOMA AGUMAGU RUTH WORI AGUMBIADE SOLOMON OREOLU AGUNBIADE BISI ADEOLA AGUNBIADE JOSEPH AKINOLA AGUNBIADE SAMUEL, AGUNDU REUBEN, OKECHUKWU AGUOCHA NKWACHUKWU ONYENAUCHEYA AGWASIM NKEM, AGWAZIM CHUKWUEMEKA JUDE AGWUH CELESTINE, CHUKWUJIEZE AGWUOCHA JULIET, ADAKU AHAIWE UCHEMADU, SAMUEL AHAMBA EMMANUEL, NKEIRUKA AHAOTU CHIDIEBERE, JAMES PHILIP AHIE THOMAS, EFE AHIMIE OHIWERE, P.EST. OF/ DIAMOND SEC AHMAD RUFAI BASHIR AHMED AYOADE ALANI AHMED BABA YUSUF AHMED EDWIN OKOJOKWU AHMED OLUWATOSIN RIHANAT AHMEED OMOLARA, SAIDAT AHONSI DENNIS IKHAZUANGBE AHURA JOYCE MNGUNENGEN AIBOR JEFFREY, OYAKHIRE AIGBUZA HENRY, INEGBENOSE AIKORIOGIE PATRICK, AIL SECURITIES LTD-DEPOSIT A/C AILERU BASHIRU OLATUNDE AIMUAHONSA FELIX, AINA KOLAWOLE, OLUWAGBEMIGA AINA MICHAEL OLUSEGUN AINA MICHAEL, OLASUNKANMI AINA SOLOMON OLUMUYIWA AIRIOHUODION ESTEEM OSEODION AIROYA RUFUS, ONIME AISUEBEOGUN ERNEST A. AIYANDEM ETIM ISAIAH AIYANKHEBOR GODWIN-OGBEIDE, AIYENUYO OLUSHOLA, OYEWOLE AIYEPOLA MURISELINA ALABI AJADO OLADIMEJI AYINLA M. AJAKAIYE DANIEL ADEWOLE AJAKAIYE MICHAEL ADEBIYI AJALA ABDUL RAHMON AJALA AKINDEJI, AYOKUNNU AJALA JOSEPH OLAYINKA AJALA MICHEAL OLAWALE AJANAKU ADEDEJI OLUFEMI AJANAKU OLUKUNLE AJANI MICHAEL, CHIMEZIE OLUWATIMILEHIN AJANI OLUWAJOMILOJU TESLIM AJAO MUDASHIR, AJAO OLUWATOYIN, RAHEEM AJAYI ABIOLA MARY AJAYI AMOS KOLAWOLE DOLAPO AJAYI BOLA, DOLAPO AJAYI BRIDGET O A AJAYI DAVID AJAYI EMILOLA, TRAN-OLA AJAYI ENIOLUWAFE, OLUSHOLA AJAYI EUNICE ABIOLA AJAYI FOLA, DEBORAH AJAYI FOLUSO ADEBAYO AJAYI MOSUNMOLA, RACHAEL AJAYI OLUSEGUN JEPHIAN AJAYI OMOBOLANLE, OLUWAFUNBI AJAYI SEFIYA TITI AJAYI SIMEON KEHINDE AJAYI SUNDAY, OLALEKAN AJAYI TAIWO HASSAN AJAYI WASIU, AJIBOLA AJEKIGBE BABALOLA, AJEPE ABIOLA OLUDOLAPO AJEYI OMADACHI INNOCENT AJIBADE BENJAMIN AJIBI SUNDAY OLAKUNLE AJIBODU BENJAMIN OLUSEGUN AJIBODUN EMMANUEL, OLUWALANA AJIBOLA IKO AJIBOYE BAMIDELE SAMUEL AJIBOYE EMMANUEL, OLUWATOYIN AJIBOYE ISAAC BAMIJI AJIBOYE JAMES, TAIWO AJIBOYE OLUBUKOLA, FOLASHADE AJIBOYE SAMUEL, OYEKUNLE AJIDASILE OLUKEMI IRENE AJIFOWOBAJE PHILLIP, FISHO AJIGBOYE TAIWO AJIROBA GAFAAR ADEWOLE AJISAFE DAVID, OKUNOLA AJISEGIRI BENSON AKINLOYE AJITENA OLAYINKA OLUWATOMILOLA AJITERU FELIX DEBO AJOMALE ADEJOKE, OLUWATOYIN AJOSE OLAYIWOLA AJULO IDOWU FESTUS AJUMOBI EMMANUEL, ADE AJUWON TEMILADE, ESTHER A. AKAHARA DARLINGTON, EBUKA AKALAK COMPANY.NIG. LTD AKAMELU LYNDA, UJU AKANBI MUSIBAU, ROTIMI AKANBI RUFAI AHMED AKANDE ADEDAMOLA, AKANDE KEHINDE MONSURAT AKANDE RICHARD ABAYOMI AKANJI ABIDEMI AKANMU OLUTOYIN, ADEDEJI AKANO MACDONALD C. AKEREDOLU ABOSEDE ABIMBOLA AKHALUMENYO PHILIP AKHARAIYI JOHN, OKOISE AKHIGBE AWAWU EGHOGHO AKHIGBE EFE, MONDAY AKHILE HENRY OSAGIE AKHUEMOKHAN KENNEDY IREDIA AKIGHA GODFREY AYEBI AKINADE JANET OLUFUNKE AKIN-ADERIBIGBE ADEDAMOLA A. AKINBISEHIN FOLORUNSHO ADEBAYO AKINBOBOLA ROBERT, AKINDOLIRE AKINBODUNSE GABRIEL, FOLORUNSO AKINDELE AKIN OLUTOBI SHEDRACH AKINDELE BOLUWATIFE, AKINNIFEMI O. AKINDUMILA OLUBUNMI, AKINDURO AYOBAMI ELIZABETH AKINGBA MARTINS, ADEKUNLE AKINGUGBE SAMUEL AYODEJI AKINJIDE OLUSESAN, OLUNLOYO AKINJOLA JOSEPH AKINKUNMI AKINKAHUNSI PIUS, ADEWOLE AKINKUNMI EMMANUEL, OLUSEGUN AKINLADE BABAWALE AKINGBAMI AKINLADE BENIAH, AYOADE AKINLADE FEMI AKANJI

AKINLEMIBOLA OLUYEMISI, OLUBUKOLA AKINLEYE WASIU, OLALERE AKINLOTAN EMMAN AKINOLU AKINLOYE OLUWAPONMILE, AKINMUYISITAN MOSES AKINSOYIN AKINOLA BAMIDELE, AKINOLA EBENEZER, TEMITOPE AKINOLA ELIZABETH OLANREWAJU AKINOLA FOLASHADE, N AKINOLA KAYODE GABRIEL AKINOLA OLUMUYIWA, AKINOLA OLUMUYIWA, ADEDAYO AKINOLA OLUWAROTIMI, IRETI AKINOLA OMOTAYO, AKINOLA R, .KEJI AKINOSHO EMMANUEL OLUWALERE AKINOSHO TAIWO, EUGENE AKINOWA OLUFUNMILAYO OLUREMI AKINPELU FOLASHADE ADERONKE AKINPELU RAMON OLADOSU AKINRIMISI MOBOLAJI, EVELYN AKINSANYA CATHERINE OMOREMI AKINSANYA HAKEEM, OLUGBENGA AKINSANYA JOSHUA, OLU AKINSANYA KEHINDE, ADETOLA AKINSANYA KOFOWOROLA, FELICIA AKINSANYA MARTIN, & CHARIS (MR & MRS) AKINSOLA LOLA, FAUSAT AKINSUYI JULIE, EBUN AKINSUYI OLASUMBO, IBITOLA AKINTAYO FUNKEYI AKINTILO IDRIS ADELEKE AKINTIMEHIN FRANCIS OLAMIDE AKINTOKUN AMOS BAMIDELE AKINTOLA AMOS OWOLABI AKINTONA AKINTOKUNBO, ISAIAH AKINTOYE ADEMUYIWA, OLUSEYI AKINTOYE RUFUS AJIBOLA AKINTUNDE AKANBI ADESANYA AKINTUNDE FESTUS, ADEKUNLE AKINTUNDE HANNAH, ABIODUN AKINTUNDE OLUBISI, AKINTUNDE SEUN, AKINWALE ABAYOMI, AKINLOLU AKINWALE AKEEM, AYOFE AKINWALE KAMORU, ADISA AKINWALE OLAJIDE, AKINOLA AKINWANDE MUSA AKINYANJU ADEBISI, ABIODUN & ROTIMI A. AKINYANJU MILDRED FOLASADE AKINYEMI ADETIBA, EMMANUEL AKINYEMI BABABUNMI, ADESINA AKINYEMI CAROLINE, FUNMILAYO AKINYEMI DAVID OLUDAYO AKINYEMI ELIZABETH O AKINYEMI MARTINS, OLUBUKOLA AKINYOYENU FOLASHADE, IRETIOLUWA AKIODE FUNMILATO, DEBRA AKIODE ISMAILA, AKIODE OLORUNFEMI, MARTHA OPEYEMI AKIVIE OVAYERO, PARADISE AKOBUEZE UDOCHUKWU, AKOH ANDREW, AKEBE ATTAH AKO-JOHNSON SUNDAY, AKOKI JOSEPH, OLORUNLEKE AKOKO IMBE, MILLER AKOMOLAFE ELIZABETH, SAMOLA AKOMOLAFE ROTIMI PHILLIP AKOR CONSTANCE, ONOSHOLEMA AKPA FAVOUR, ABIODUN OMOLADE AKPAKA KALU, OKENWA AKPAN ANIEDI, EFFIONG AKPAN ENOH, EKONG AKPAN IMOWO, CELESTINE AKPAN MFON OKON AKPAN MIKE UDOH AKPAN OKON, UDO AKPAN PAUL HORGAN AKPAN UBONG, KINGSLEY AKPAN UBONGABASI NSE AKPILE JOSEPH OBUKOWHO AKPODEHE AGNESS, AKPONYE FIDELIS IHEDIOHANMA O. AKPOVI JOSEPH, OWEREMOH (HON JUSt) AKPOVIRI OGHENEKPAROHWO, JOSEPH AKUBUEZE VITALIS UDODIRI AKUBUIRO PAUL, AKUCHIE AUGUSTINE, CHUKWUEMEKA AKUCHIE GODSWILL, CELESTINE AKUETE ERIC H.A KWAOVI AKUJOR SAMUEL NDIDI AKUJURU ASSOCIATES AKUNYEONU DOMINIC AKUSIONWU CHRISTIAN, CHINASA O AKUSU MARTHA EJENAVI S AKWUIWU BISIKE, BONAVENTURE ALABA EZE, OBINNA ALABI ADETULA AUGUSTINE ALABI BIODUN, ALABI-OYO FEYISAYO OLUWAPELUMI ALADE GBOLAHAN, ALADE JOYCE, OMOTAYO ALADE SAFIU, ADEYEMI ALADESUYI EBENEZER ADEYEYE ALAMBA OGHONNAYA CHRIS ALAMU SOLOMON, SEGUN ALAO AYODELE, OLUFUNMILAYO ALAO EMMANUEL, OLUWATOSIN ALAO-PETERS DANIELA OFUFEKE ALAWODE OLUSESAN, OMOTAYO ALAWODE OMOBOSEDE MOJISOLA ALAZOR CECILIA, IJEOMA ALE ATINUKE, TAIWO ALEX-THOMAS FELICIA, FELICIA ONYEWU ALFA JOHN, OGBE ALHAJI YUNUS, SHAMSU ALI EMILY, ALI MOHAMMED HAMDULLAHI ALI ROSELINE, ALI THADDEUS, ALICHE SOLOMON IJOMA ALIGHODA AKPOFURE, HENRY ALIKOR EMMANUEL AMESI ALIMSON FAUSAT, ABIKEADE ALISA AMANZE F. ALIYU MUSA AGANA ALIYU REKIYA PEACE ALIYU SULEIMAN, ALIYU YARI MATO ALIYU ALOMA IDRIS MONDAY ALIYU GARBA ALKALI AISHA . ALLI SAKIRU, ADEKUNLE ALLIANCE AND GENERAL INSURANCE CO LTD ALLISON JONATHAN EMMANUEL ALLISON SEMIU OKANLAWON ALLOH OVIE ALOHIA SUNDAY, ALOM FREDERICK, ABBA

ALONGE FEMI, DICKSON ALONGE OSBELT, OSAMWONYI ALONGE SUNDAY OJO ALONGE VICTOR ADEKUNLE ALPHA BENEFITS ENTERPRISE ALTRADE SECURITIES LIMITED ALUBANKUDI IDRIS ALUEDE MONDAY IGBERASE ALUKO OLABISI, AMOKE ALUKO OLATUNDE, ISHOLA ALUO CHUKWUDI, SATURDAY AMADI CATHERINE AMADI INNOCENTIAN CHINYERE AMADI KINGSLEY OBOCHIOMA AMADI MAXWELL TASIE AMAECHI VICTORIA OKWUBARA AMAEFULE FABIAN CHINYERE AMAEFULE MARTINS, K. AMAH OCHUKO, AMAH OGOCHUKWU, MARIA AMAIHE IKENNA, PAUL AMAJUOYI BLAISE OKWUDILI AMALU LONGINUS, AMAECHI AMANA EDET, JAMES (DR) AMANCHUKWU VICTORIA OZIOMA AMAO JACOB OLADELE AMARACHI PASCHAL, CHIJIOKE AMASI OKON, AMEDU HENRY AMEH BENARD, AMHENRIO JOHNSON AMI INVESTMENT LIMITED AMIN LIMAN, DANJUMA AMOBI MORRIS NNE AMODU ANTHONY AYODELE AMODU ISIAKA OJUBANIRE AMODU SILIFATU AMOKE AMOJI EMOLE IREKE AMONE NATHANIEL AMOO FATAI FOLORUNSO AMOS STANLEY AMOSUN COMFORT OLUFUNSHO AMOSUN IBIKUNLE AMUBE JONATHAN, AMUDA KAZEEM, YUSUFF AMUNEH JOSEPH SHAKEDE AMUTA EMEKA IHEANYI AMUWHA EDWARD OGHOGHOREVA ANACHEBE MARTINS ORANYELU ANAGUMBA CHIBUZO, JUSTINA ANAKUDO IGNATIUS, EKWUNIFE ANALO CHRISTOPHER ANANA ENOBONG JAMES ANANGA ANIEKAN, JOE ANEKE IKECHUKWU, ANEKE EBONY EMMANUEL ANENE MICHAEL CHUKWUJEKWU ANENE REGINA ANENE ANENU ALBERT OBERA ANENU ANGEL OARE ANENU BENJAMIN ANENU PATRICK EDETAEN ANENU SALLY ANI DANIEL OZOEMENAM ANI ANI JOHN KABONYE ANIE EMEKE MARSHAL ANIELO VALENTINE NDUBUISI ANIEMEKA GLORIA, MMERICHUKWU ANIEZE-CORONA IFEOMA ANIFOWOSHE RILWAN AFOLABI ANIGBO AUGUSTINE, ANIGBOGU MAUREEN, ENUMA ANIGBOGU OKWUCHUKWU NICODEMUS ANKA MAMMAN ANNAN TITILOLA, ANNANCY WILLIAMS, KWASI JEKYLL ANNIE SUNDAY, ENEMUWE ANOCHIE CHIDOZIE C CHIDOZIE ANOMIE EMMANUEL, CHUKWUEMEKA ANONYAI ANTHONY ANONYAI STEPHANIE ANONYEI PATRICK, OSADEBE ANORUO PAUL CHUKWUKA ANOSIKE JOY, OKWUCHI ANOSIKE MARCELMIKE, CHILAKA ANTEBONAM CHUKWUJEKWU, CLEMENT ANTHONY OBAFEMI ABIODUN ADETOUN ANUMU PETER ANYA FRANK UME ANYAEGBU UCHECHUKWU GODWIN ANYAEGBUNAM NGOZI, ANYAEGBUNAM OBI ANYALEWECHI SUNDAY, AJAERO ANYAMELE CHIBUIKE MARTIN ANYANWU DOROTHY, ONUHUMMA ANYANWU EZINNE, ANYANWU HENRY ONYEBUCHI ANYANWU LEONARD, CHUKWUMA AP BUILDING STOCK CO.LIMITED APAGWU LILIAN CHIBUOZOR APAKAMA ODRAN CHUBA APULU PREYE, SAMANTHA EDOSA ARAOYE IDAYAT OYINDAMOLA ARAWOLE OLUGBOYEGA AREMU ARCHIBONG ENO, GODWIN AREAGO OLUWATOMISIN, ZAINAB AREMO WILLIAM, BOLAJI AREMU ABIOLA, ABIODUN AREMU GANIYU OLANREWAJU ARENYEKA ORITSETIMEYIN AREWA ADEMOLA, ARHETE LEO EHIGIATOR ARIBO FLORENCE, MOJISOLA ADETUTU ARIHI ISABELLA EGO ARIKO INVESTMENT LTD ARISA ULOAKU, VERA ARIWAODO BRIDGET, OLUCHI ARIYIBI OLALEKAN, ISIAKA ARIZE ANGELA AKUABATA .M. ARIZECHUKWU CHIKE, THEOPHILUS ARIZONA J & CO LTD ARO VICTOR OLADUNJOYE AROH IKECHUKWU, LIVINUS AROMEH JAMILA PATIENCE ARTHIABUAH ANTHONY KOFI ARULEBA ADERONKE, YETUNDE ASAJU FUNSHO, ASAJU JULIANAH, TITILAYO ASANAENENG NSIKAK, AKAMBA ASAOLU SAMUEL IGE ASBEACH INVESTMENTS LIMITED ASEKOME ISMAILA, GARBA ASEMOTA EMMANUEL, ASHIEDU LAURA OBIAGELI ASHIMOLE BENADINE, MERCY ASHINZE CHUKWUEMEKA, JUDE ASHINZE ENWEZU, OKONKWO ASHIWAJU MORIAM, ADEPEJU ASHOGBON FESTUS, OLABODE

ASIEGBU CHIDIEBERE, IHEKWOABA ASIEMOR OGHENEVO JOHNSON ASIKAGBON IMAFIDON, ASIYI OKECHUKWU, CHRISTIAN ASOMUGHA UWEMEDIMO EDET ASONYE ANTHONY ASOR ADAGA WILFRED ASU JANET BESSONG ASU PETER, KEHINDE ASUOHA CYPRAIN CHUKWUEMEKA ASUQUO EFFIOM, ASUQUO VERONICA EDET ASUZUO MODESTUS CHINEDU ATANGUMAH MARGARET KINGSLEY ATEGU JANET, IYO ATEWOLOGUN OLADELE KAYODE ATIKU MUTIU, ADEBAYO ATOLAGBE FOLAGBOYE, PATRICK ATOMBA THOMPSON, UCHENNA ATOYEBI AYODELE, OLUSEGUN ATTA DAUDA, IBRAHIM ATUBOYEDIA-OBIANIME ESTHER TAMUNOSIPIRIBI ATULEGWU BENEDICT, ATUNRASE SILIFAT, ADEBUKONLA ATUWAOGU CHRISTOPHER N. AUDU KAYODE, MOHAMMED AUDU SHEHU, AHMED TIJARN AUDU UZOBEOYA, MABEL AVOSEH OPEYEMI, SAMUEL AWA WALTER OKORO AWE DAVID, OLATUNDE AWE TEMITOPE, AWEH SHEDRACK CHUKWUDI AWHUA RESOURCES LIMITED, AWHUA RESOURCES LIMITED AWODEIN NDIDIAMAKA CHRISTINA AWOEESO ABIODUN AWORAWO MARIA, AGI AWOSANMI OYELOWO, RASHEED TEMITAYO AWOSANYA ABIODUN, SEFIU AWOSEMUSI BAYO MICHAEL AWOTONA TALABI OLUWATIMILEHIN AWOTUNDUN JOSEPH OLATUNDE KAYODE AWOUDOR KOSSI APETI AWOWOLE OLUGBEMIGA AKINLOLU AXHOLME NOMINEES LIMITED 'GV' ACCOUNT AXHOLME NOMINEES LTD 'HD' ACCOUNT AYANBISI BILQEES, OLUBUNMI AYANDA BENJAMIN, FEMI AYANG SONNI AYANGBEMI OLUBUNMI ARIKE AYANGBOLA BIMPE, ABIODUN AYARA OLUWAFEMI, O. AYEMOBA PAUL, OMOH AYENI AKINWANDE OLUSEGUN AYENI JACOB OLA AYENI KIKELOMO AYEWOH CARLA, AYIDE CHRISTIANA, IGUOMA MRS AYILARA ADEDAMOLA WAHEED AYINDE BAKARE, KAREEM AYINDE RUFUS AYINDE AYOADE HAMMED AYOADE OLATUNJI, GABRIEL AYOADE OLUSOLA, BAMIDELE AYO-BAMISILE AYOMIDE, GIDEON AYODELE ADEDAPO NELSON AYODELE OLUMIDE, SEGUN AYODELE OLUWOLE OLUMUYIWA AYONOADU WILLY ESAU AYOOLA AYOBANJI OLUROTIMI AYOOLA OLUFUNMILAYO MARY AYO-VAUGHAN MUYIWA AYOZIE CLIFF, ONYEKACHI AYUK RABBONI, OJONG AYUKU SETH, EMMANUEL AYUWA NICHOLAS AZEEZ ABDULAKEEM, ISOLA AZEEZ ABIODUN JIMOH AZEEZ ABIOLA, IYABO AZEEZ WAHEED ADEBAYO AZUBIKE MARIA MGBECHI AZUNNA PATIENCE, FUGBARA AZUOMA NWABUGOH NATHANIEL BABA FATIMA, AYUBA BABAJIDE SHOLA, BABALOLA DORCAS OLUBUNMI BABALOLA ESTHER YINKA BABALOLA OLUWASEUN, AYOMIDE BABALOLA STEVES OYELOLA BABANUMI SUNDAY SEGUN BABATUNDE ADEREMI MUSIBAU BABATUNDE JOEL, OLATAYO BABATUNDE SANNI DR &DR(MRS) BABAYEMI BOSE, BADAMOSI AYOMIDE, HANNA BADARU GABRIEL ADEGBOYEGA BADARU MOJISOLA OLURONKE BADEJO ATINUKE OLUWATOYIN BADEJOKO(DECD) BADEJOKO YANA(ADMOR) GABRIEL BADERO OLAYINKA, G. ADEBOLA BADMUS ABAYOMI OLANREWAJU BAIYERE PIUS, ADEGOKE BAKARE ADEBISI OLUWAYEMISI BAKARE ADEYEMI AKINTAYO BAKARE AKANBI GANIYU BAKARE MUIBA, MOTUNRAYO BAKARE OLAWALE IDRIS BAKARE SOLOMO ADEITE BALA AUDU, IBRAHIM BALA MOHAMMED BALARABE MUNIR, BALI OLADIPO BALLA UMAR YERIMA BALOGUN ADENIYI, SHAKIRU BALOGUN ADENIYI, SHAKIRU BALOGUN ADIJAT BUKOLA BALOGUN GANIYU AYODELE BALOGUN IBIKUNLE, BALOGUN KOLAWOLE BALOGUN OLABAMIJI, RASHEED OLANREWAJU BALOGUN OLAJOKE, AMINAT BALOGUN OLAYEMI SHERIFAT BALOGUN OLUWAKEMI, BALOGUN OMOGORIOLA MONSURAT BALOGUN OMOTAYO, ALABA BALOGUN RASHEED OLAREWAJU BAMGBOSE BENJAMIN, AKINOLA BAMGBOSE MICHAEL, ADEBAYO BAMGBOSE SUNDAY, MICHAEL BAMISE FIDELIS, BOLAJI BAMISILE OMOLOLA, OMOWUNMI BAMWA MARGARET MARY BANIGO BIEBUMA CLARKSON E. BANIGO ERIC, OWEN BANITSI TOM TIMOTHY BANJO ABIMBOLA, BANKOLE BASHIRU OLAWALE BANKOLE RILIWANAT, OLAJUMOKE

BAPPAH SALIHU, ABUBAKAR BARAHART MACDONALD ILA BAREYEI WILLIAM, TAKUYE BARRAH VINCENT BASSEY BLESSING, BASSEY MOSES UDO BASSEY PIUS M BASSEY UMOH ZINAH BASSEY OFONME EMMANUEL BAVOSHIA ZAMANI, BAYKEM CONSULTINGS BECKLEY JOHN ADEREMI BELLO ABASS, MOFOMOSARA KOLAWOLE BELLO ADERONKE KUDIRAT BELLO AHMED RUSA BELLO FOLAKE, BELLO HABIBA OMOWUMI BELLO MORUF, OLAITAN BELLO OLAWALE, IBRAHIM BELLO OLUDARE BELLO OMOLOLA, SILIFAT BELLO SHAMSIDEEN, ADETOLA BELLO UMAR, FARUK BELLO-OWOLABI ABDUFATAI, BENJAMIN COMFORT I. BENJAMIN SIYEOFORI DIANNE EREFAKA BENSON GOODLUCK, TAMUNOIDIKIBIOBU BENSON-OGUNSIPE ADERONKE, ADEBISI BEPO SAMUEL, ADELEKE BESTLINK VENTURES LIMITED BESTMAN KRAKRAFAA BHADMUS LANRE, BICARC INTERNATIONAL LTD BIO CHEMICAL DERIVATIVES LTD BOATENG OSAFO, BISMARK BOBOKHAI CAJETAN, BOCO JANE OKECHUKWU BOLA ANTHONIA, TITILAYO BOLAJI OLUSEGUN, OLAFIMIHAN BOLAJI RAYMOND OKUNLOLA BOLAJOKO JIMOH OLADELE BOLA-KUKU OLUWASOLA BOLARINWA IYABODE, OMOWUNMI BOLAU DANIEL, DICKSON BOT DA, DUNG BOT DUNG BOTT ELIZABETH, EBERE BOUFINI THEOPHILUS BOURDILLON ABIEYUWA UYI BRAIMOH LUCKY, ANDERSON BRINGFORTH INVESTMENTS LIMITED BUSARI KAMORU, OLADIMEJI IYANDA BUSOERI MURITALA, C.E. LEO & CO LTD CARPE CLEMENT, CAYNES AND BAYLES LTD CHAPEL HILL INVESTMENT MANAGEMENT CHARLES PROPERTY NIGERIA LIMITED, CHARLES-GRANVILLE BOMA, CHIACHI JUDE, OBUMNEME CHIAKOR ALFRED ORKUMA CHIANAKWALAM EZENWA NDUDIM CHIBUEZE CHRISTOPHER IKECHUKWU CHIDI ARC FRANK OKOBI CHIKAOKAFOR PRINCESS EZINNE, NKEM CHIKEZIE NELLY, N. CHILAKA CHUKWUEMEKA ANTHONY CHIMELA AKOMA, CHIMENTA PATRICK NNABUIKE CHIMEZIE OBINNA CHINAKA NWEKE, OGONNAYA CHINDA ANGELA, CHISAH CHINDO WILLIAM, CHINYAM ALPHONSUS ABAZAR CHIOLOJI VIVIENNE CHINYERE CHIONUMA OLORUN KEMI CHIONYE PROGRESS CHIORI IJEOMA, CHINYERE CHIORI J, .O CHIORU UDUNMA, ONYINYE CHRIBEN NIG ENT. CHRIST THE SAVIOUR (ANG) CHURCH(I.O.A.I) CHRISTAIN LEADERSHIP DEVELOPMENT COLLEGE CHU OLE, SIMEON CHUGBO GRACE, EBUBECHUKWU CHUKWU CHRISTIAN, CHIBUEZE CHUKWU JOHN CHUKWU DANIEL CHIKAODIRI CHUKWUEMEKA ORJI, CHIDOZIE CHUKWUEMEKA SAMUEL CHIKELU CHUKWULAKA PRECIOUS, JOY CHUKWUMA GIDEON SUNNY O. CHUKWUMA GLORIA, NWAYINNA CHUKWUMA UGOCHUKWU, VICTOR CHU-NWOSU OBIAGERI, ANGELA COKER GRACE OLAYEMI COKER HENRY T, OKEADE COKER OLAKUNMI TEMITOPE COKER OLUWATOSIN, COMPASS INVESTMENT AND SECURITIES LTD CONSOLIDATED INV.-TRADED-STOCK-A/C COOKEY - GAM ROLAND S.G CORPORATE TRUST & INVESTMENTS LIMITED CREATIVE MARKETING SERVICES CROSSWORLD NOMINEE SCHUBBS STAFF FUND CYVIN LIMITED DABIRI MUTIU, TOYIN DADA FAOSAT MOJIRAYO OREDOLA DADA GARBA MUSA DADA MAYOWA OLUSOLA.J DADA OLUBUNMI, DADA SAMUEL, OLUWASEUN DAGBENO JOSEPH, DALHATU SHE SHEHU LADAN DAMINA DONALD, DAMINI MIUDUMANI DANBABA HAJARA AYA, DANBABA MUSA CHIKAJI DANGANA SALEH, DANIEL KINGSLEY EMEM DANISA VERONICA, IBUOLA DANLAMI YA'AQUOB, ALHASSAN DANSA AGRO ALLIED PRODUCTS LTD DARAMOLA SINOT OLAYEMI DASILVA-DOMINGOS TINA FEYISAYO I. DAUDA BELLO AZO DAVID-ETIM BERNADETTE, DAVIDS HARMONY TRUST LIMITED DAVID-WEST MAYNE, DAVIES-JONES ARNOLD DAWAH ANKIM, ABAH DAYEKEH SAMHA, DAZE PERCY DAN DBAM VENTURE DBL SECURITIES LIMITED DE-CANON INV.-TRADED-STOCK-A/C DEFWAN ESTHER, V. DEMEHIN DAVIS, OLAWALE

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DEN GAMBO RUFI DENNISE PRAYON DEPENDABLE SECURITIES, LTD DIAI EMMANUEL, DIBANG DENNIS DIBIE NKEM FESTUS DIDEOLUWA FELIX, OLAWALE (PASTOR) DIKE ONYEBUCHI, STELLA EJOH DIMKA GEORGE, DIMUKEJE JOSEPH CHUKWUJEKWU DIO VERSHIMA, DIONGOLI MATHIAS DINIPRE DIRI IBINABO, DANIEL DIRIOHA OSMOND UBAGU DISU AINA JOSEPH DISU OLASUNKANMI, RILWAN DISU BOLANLE FUNMILAYO DIVINE NOBILE - FAITH VENTURES DODO ADIKWU .M MATHIAS DODO FATIMA, LAMIDO DOGARI BAKO, DOGHO M.M, DOMINGO MAXIMIN, OLAKUNLE DOMINGOS GEORGE R.S DOMINION TRUST LIMITED ACCOUNT III DONLEO INVESTMENT NIG. LTD DON-OKHOUFU CHINYERE A/C MFP DON-OKHUOFU CHINYERE, DOUGLAS AERE GEORGE DOVI-YEBORI DEDE DOWLAND OMOWUMI, FATIMO DUFUA MARIA EBIMIERE DUNKWU ISIOMA, DUNTOYE JOSEPH OLALEYE DUROJAIYE EZEKIEL OLATUNDE DUROJAIYE PAUL, KEHINDE DUROSANYA SULAIMON, OWOLABI DURU NGOZI NKECHI DVI CONCEPT LTD EBALU OMOATHEFE, FRANCIS EBEATU MICHAEL IFECHUKWU EBEDE CHINYELU NWAELUTU EBHOMEN STEVE, USIHOLO EBIHOR OBA, WILSON EBIHOR ONOME ISREAL EBISI INNOCENT, EBOH CATHERINE OKWUCHUKWU EBOM OLIVER N. EBONG PIUS, SAMUEL EBUEHI STEPHEN, OSAGIE WILLIAMS ECHE DANIEL I ECHEFU EZENWA ECHEGHANDU FAVOUR, AMARA ECHENA IFEAYICHUKWU EMMANUEL ECHERUO ROSE, N (DR & MRS) ECO SECURITIES LIMITED EDAMIBI ART, EDDIE-NWOKOLO HELEN, ONYISI EDEDE CHARLES AKHIGBE EDEH SAMUEL, ONYEBUCHI EDEKHE AKPAN USORO EDEM FESTUS CHUKWUTEM EDEM IMO, OKON EDEM SYLVESTER, OKON EDEM WISDOM EDET ANIEDI, EFFIONG EDET OFONIME, OKON EDET UKARA-ABASI SAMUEL EDHUGHE MICHAEL ATEMUMEVO EDIAE MANSURATU, OKUNWA EDIDE OKON EFIONG EDIKE ADINEBO EDITH UWANYEREMGWU ORJI EDOZIE CHIBUNDU NKEM EDUN ADELEYE KUBURAT EDUN OLUWAFEMI, JOHN EDWARD-OKOROBO SUNDAY, OROVBIGHO EDZOA ONANA BILOA FELICIEN PAUL EFETURI ASAGBA A. EFFIONG EDET, BASSEY, EGBE LILIAN ABIODUN EGBE PLINY UCHECHI EGBORO FRANK, BAWO EGBU CHICHIEBEN EGBUKOLE IKENNA, UGOCHUKWU EGBULEFU CHINYERE, BLESSING EGBUNA FRANCIS OJIMMA EGHOBAMIEN IVIE EGODO MICHAEL UJENUDO EGOPIJA ERNEST, IBIRIEN EGWO CHIOMA, CHIKODI EGWUEKWE FRANCIS, CHIKAODINAKA EGWUNYENGA ALEXANDER, NWABUNDO EGWUONWU BLESSING, CHINYERE EHIAGUINA KINGSLEY OSEGHALE EHIEZE JANE IHEOMA EHIGIE ROLAND EHIKIOYA OSEBHAHIEMEN JOSHUA EHINMHANRE VINCENT EIGBEDION EVON, EIGBEDION MIKE, EMIOYUA EIGBOBO WILKES ODEODE EJEMBI EMMANUEL, AMEDU EJIAKU PRISCA, CHIBUZO EJIKEME NNENE EJIMKONYE STEPHEN, OSINAKACHUKWU EJIOFOR CALISTA UZOAMAKA EJIOFOR JOACHIN AMOBI EJIWUNMI FEMI EJIWUNMI OLUBISI MORADEKE EJODAME UAGBALE, E. EJUKONEMU ROLAND EKA BASSEY, OKON ESQ EKANEM ASUQUO, EKE ALEX, ALLEN EKEBE ANNE CHINYERE EKECHUKWU SYLVESTER, EKEFRE AFIONG NYONG EKEH NKEMJIKA, GODFREY EKELAKA VICTOR AJUSIMONU EKEMEZIE FRIDAY CHUKWUDI EKEMEZIE TIMOTHY, CHIBUZO EKENYERE OKECHUKWU, EKE-WILLIAMS PATRICK, EKIENABOR JONATHAN, TRUST EKIM UKEMEOBONG EDO EKISOLA MARGARET ADENIKE EKON VERONICA ANIETIE EKOP JOYCE ENO EKOWO ABAH, MICHEAL EKPENYONG EMMANUEL ETIM EKPENYONG ITA EKPENYONG JAMES E. EKPEOGHARANETSE AGURA VICTORIA EKPEOGHARANETSE ARITESHOMA BLESSING EKPEOGHARANETSE EYIMOFE JOSHUA EKPEOGHARANETSE TORITSEJU GODWIN EKPO EKIKERE, EKPO IHEANYICHI, CHIKEZIE

EKPO IMEOBONG DAN, EKPO JOSHUA EKPOH CLETUS, OGBONNA EKWE CHIDI, HENRY EKWEANUA JOSEPH, CHIJIOKE EKWEBELEM EBENEZER, OBINNA CHINEDU EKWEDIGWE PATRICIA, CHINONSO EKWEGBALU NCHEDO, FRANCISCA EKWERE GLADYS CLEMENT .A. EKWERE PAUL, DICK EKWU ORIE, STELLA EKWUEME DIVINE EKWUEME RUTH EKWUEME VICTORY EKWUTE EJIKEME IGNATUS ELACHI EDWARD IKWUOCHE ELAYO MARTIN AGBO ONYATIKPO ELEFE JOEL, KOLAWOLE ELEGBEDE MUBARAK, ABAYOMI ELEGBEDE OLUBUKUNOLA IBIRONKE ELEJE CHINOMNSO ADA ELEMCHUKWU BENJAMIN, NNAMDI ELEMOSHO BASHIR ELEMOSHO KABIR ELEMOSHO KAREEM ELEMUO ELIZABETH, CHIAYERE ELESO ADEMOLA ELETE FLORA, ELIMAN ONEHIOBHEN INES ELLAH SUNDIATA, OBUCHUKWULAKA E. ELODIMUO CHIGOZI DONATUS ELOSIUBA AZUKA MBAZULIKE EMANUEL FRANCESCA YETUNDE EMEANU BENEDETTE U. EMEDOH EMEKA MAGNUS EMEH KINGSLEY EMEKA CHINEDU, OKECHUKWU EMEKA EMMANUEL EMEONYE JENNIFER EMERGING CAPITAL LTD EMERUOM UMUNNA LONGINUS EMESSIRI HENRITTA EMIATOR KINGSLEY EMIKO GODFREY, EMMANUEL IRENE OLUFUNKE EMMANUEL KOLA EMOH AUGUSTINE, ACHINUKE EMOKAH LILLIAN, NWANNEKA EMORDI KINGSLEY, EMORDI SAMUEL NNACHUKWU O. EMOVON OSEMWENYENMWEN, EMUH VINCENT ENAGBARE NOSAYAMA, ENAJERPO LOVETTA, A. R. ENANG ESEME ETIM ENAOHWU AUGUSTINE AGBEYIGBUN ENE AMAECHI JUDE ENE ERNEST DEREFAKA ENEAPE PATRICK MONDAY ENEBI NATHANIEL, NIMI ENECHE JUSTIN, MOHAMMED ENEH CHIJIOKE, JOHN ENEH IFEOMA, RITA ENIOLAWUN OLALERE KEHINDE ENOKELA OCHEINU JOHN ENONA NIGERIA LIMITED ENONE VIVIAN OMASAN ENUEZIE LAWRENCE, IFECHUKWUDE ENUMAH EMETENENA, MARIA ENYI DORATHY, NDIDIAMAKA ENYIDEDIE KEVINS, CHINENYE ENYIDI VICTORIA, IFEYINWA EPAH SAMUEL EQUITY INDEMITY INSURANCE CO (ACCT 2) EQUITY INDEMNITY INSURANCE COMPANY LTD ERAIKHUEMEN CECILIA, OBOISE EREGOBA CHARLES TEKE MICHAEL ERHABOR COMFORT CHINYERE ERHIRHIE OMOVOGHO, JOSEPH ERHIRHIE ONOME, FELICIA ERHIVWOR BENSON, SALAMI ERIBO GODFREY NORAGBON ERINLE GRACE AGBEKE ERINLE OLABISI BOLANLE ERNEST FELICIA, NDIDIAMAKA EROGBOGBO YETUNDE, ERUAGAN OTAROGHENE ERUDE OGHENENYERHOVWO HOPE ERUOTOR RUKEME, DAVID ERUTEYA OVIE EMMANUEL ESEL SAMPE ENTERPRISES ESENWAH PATRICK, IKECHUKWU ESHIET EFFIONG ASUKWO ESIMAI MONYELU SAMUEL ESIN JOAN AFFIONG ESSIEN RITA, UDIA ESSIEN SYLVAR ESTATE OF LOUIS IBETO, CHUKWUEMEKA ESTATE OF LATE ADERINKOMI, MOSES ADEYEMO ESUBIYI AKINPELU, OLA ESUE ALEXANDER OSHIOPEKHAI ETALUME EMMANUEL O ETEKPO JOSHUA KOSSI ETEWU AUGUSTA, JUDE ETIEBET EKAETE, ANIEKAN ETIM JOHNSON, DAVID ETIM-UKUT NATHANIEL SUNDAY ETIOBHIO MARGARET, ETOKAKPAN FRIDAY SAMUEL ETONYEAKU GLADYS, OZIOMA ETUH THOMAS ETUK IMO DAVID ETUK INIOBONG IMO ETUK JOHN AKPAN ETUKUDOH EPHRAIM, DENNIS EULE STEPHEN, OKECHUKWU EVBOERVAN PATRICK, OZINEGBE EWAH OSEMENLU CHUKWUKA EWEKA ABIODUN, ALEX EWENLA OJIKUTU, SHOLA EWEWE ROSELINE A. EWULE BRIDGET WALERUCHI EWUZIE CHINYERE, ANTHONIA EXACTSCIENCE TECHNOLOGIES LTD EXCEL TRUSTS NIG LTD EYIOLAWI STEPHEN, ADEBOWALE EYO EMMANUEL, ABIKO EYOBIO VIVIAN, CHRISTOPHER EYOMA CHIMELA OLUOMA EYOMA ETIM BASSEY EYORO ABO EZE BLESSING, NJOKU EZE CHUKWUEMEKA CLETUS EZE EUGENE, AZUKA EZE IFEOMA MARGARET EZE NNENA, LAURA EZE OLUWATOSIN, BUKOLA .G EZEA JUDE UCHENNAYA

EZEADIGWE AMAKA, COMFORT EZEALA AUGUSTUS, CHUKWUJIEZE EZEAMU BENNETH IZUNWANNE EZEBUIRO LEONARD SORRONNADI N. EZEH ADAEZE, THEODORA EZEH CHIKA, VICTOR EZEH CLETUS EZEH EZEH ELLINGTON, ONYEBUCHI EZEIGBO NKEIRUKA, ROSE EZEJI DONATUS, EZEJI DURU, EZEJI UGOCHUKWU, CHIZURUM EZEKIEL BABATOPE, SAMUEL EZEKULIE EMMANUEL, (CHIEF) EZEKWERE DON, SUNNY EZEKWUGO ROSE, IFY EZENWA MERCY, EZEOBA IKECHUKWU EZEOKOLI VITUS EMEKA EZEUDU AMALACHUKWU, CHIDUBEM EZIKE ABUCHUKWU, EMMANUEL EZIKE SAMUEL MADUABUCHI EZINMOR BLESSING CHIDINMA EZINMOR KINGSLEY, TOCHUKWU EZUGHA SILAS SUNNY EZUGWORIE CHUKWUMA DANIEL EZUGWU VIVIAN, UKAMAKA FABOADE ADEYINKA, AKIN FABOLA C K FADAIRO TAJUDEEN BOLA FADARE ADEKANMI JOSUA FADAYOMI BEATRICE, ADEBOLA FADELE TIMOTHY, OLASUNKANMI FADEYI MUKAILA, KOLAWOLE OLALEKAN FADIPE EMMANUEL, SUNDAY FAGBAMIYE OLATUNJI ARABAMBI FAGBELU ADEMOLA, FAGBELU PATRICIA ABOLADE FAGBEMI OMONIYI EZEKIEL FAGBEMI SAMSON ADE FAGBOHUNMI OLUFUNKE, VICTORIA FAITH CHOICES NIGERIAN ENTERPRISES FAJUMO MICHAEL, ADEBAYO FAJUYI(IFE) FRIENDS MULTI PURPOSE COOP FAKAYODE OLUSEGUN FAKOREDE COMFORT, TITI FAKSON VENTURES FAKUNLE ATINUKE, ADEOTI FALANA OLUWADAMILOLA, FALASE OLABODE OLATUNDE FALE ADEKUNLE FALEYE OLAJIDE ODUNDAYO, OLAJIDE FALOKUN OYINDAMOLA FALOYE OLANREWAJU FAMAKINWA OLADAYO FESTUS FAMORIYO AKINYEMI ADIGUN FAMORIYO HENRY AKINPELU FAMORIYO SABAINAH MOPELOLA FAMUAGUN HELEN OLUFUNKE FAMUREWA OLAJUMOKE, OMOBOLA FANGNON IRMINE HONORINE FAO-MAT COMMERCIAL COMPANY FAPOHUNDA AKIN FARINDE OLUSOLA MICHAEL FARODOYE JAMES OLADIPO FASANYA FOLASHADE COMFORT FASANYA OLAWALE TUNDE FATAI MORUFU ADESHINA FATOBA BABATOLA SIMEON FATOKUN OLUYEMI, FATUNASE ABEL ABIODUN FATUNMIBI MOSES, OYELEKE FATUROTI ADEOLA OPEYEMI FAYEMI ADETOUN, OLUWATOSIN (MRS.) FAYOMBO OLABISI, FAYOSE FEYISETAN OLAYEMI FEABS VENTURES FEDOKE JOSHUA R.A FEMADEC RESOURCES FENTOK GLOBAL RESOURCES LTD FESTUS ADESUMBO, ADEYEMO FETEPIGI TONS, TONYE FETUGA ADEBIYI ADENIYI FEYIJIMI COUNCILLOR, FEMOLA FIAGAH DANIEL THADDEUS FIETONGHAN CAPTAIN MOSES FIRST BAPTIST CHURCH,IKEJA FIRST ECO (WA) INSURANCE BROKERS FIRST EQUITY SEC.-DEPOSIT A/C FLETTONS INVESTMENTS LIMITED 2 FOLAGBADE MARGARET, OLADUNJOYE FOLARIN GANIYU ADEBAYO FOLAWIYO TAWAKALIT, OMOWALE FOLORUNSO ELIZABETH OLUTOLA FONDS AND PRICEY LIMITED FORMIDABLE EQUITIES & ASSOCIATES FORTUNE 2015 LIMITED FORTUNE HUNTERS NIG. LTD FOTO'SCENE'THESIS LTD FOWOSIRE LATEEF O FOWOSIRE Y FRANCIS VICTOR, OLUSEGUN OKURO FRANCIS WISDOM, CHIGOZIRIM OGUIBE G.U.O CONSULT MANAGEMENT CONSULTANTS GABRIEL PATRICK, NNAMDI GAFFAR BARIYU, ABDUL GAGARIGA DIEPREYE GAINS CONSULT GALADIMA HANNATU HAMMA GALADIMA GAMBARI OMAR BOLAJI GAMU KUDIRAT ATINUKE GANIYU ISMAILA, ALAFE GANSALLO ISAAC, SYLVANUS AKINKUNMI GARBA EDIONG, JOSEPH GARBA MOHAMMED DALHATU GARBA OMALE, ALI GARBA IBRAHIM GUSAU GAYA ALMUSTAPHA ABDULLAHI GBAJA-BIAMILA EMIOLUWA GBALA BABATUNDE, SOLOMON GBANVO CODJO JOACHIM GBEMISOLA DAVID, OLUSOLA GBEMUDU PATRICK YAZID GBENRO ADIO GBULIE UCHENNA, GEE KAY BEE (NIG) LIMITED GEORGE GODWIN SUNDAY GEORGE GRACE, GIDAUNIYA INV.& SEC.LTD-TRADED-STOCK-A/C GIWA KUDIRAT MONINUOLA GIWA RASHEED GLOBAL ASSET MGT. LTD-TRADED-STOCK-A/C GODSSON JESUSPIKIN, BENIBO WILLIAM -WEST GODWIN BENJAMIN NDUBUISI GODWIN CHRISTY, THELMA GODWIN HOPWOOD KUYE GOFAMINT EMPLOYEES WELFARE ASSOCIATION GOFWEN RITKATMUN EMIOYE GOFWEN NEMMAN WILLIAMS

GOLD OBIEFUNA JOHN, SMITH GOLDHARVEST GLOBAL SYSTEM LTD GOSIOHA DIVINE DAM'AN GOSORD SECURITIES LIMITED-DEPOSIT A/C GRAHAM-DOUGLAS IBIENE, BOMA GRAND CONCEPTS INVESTMENTS SERVICE LTD GRIPFIRM MASS, TRANSIT LTD GROBEST INT'L VENTURES LTD. G-SQUARE INVEST NIG LTD. GUDA THADDEUS, TERSOO GUSAU IBRAHIM WAMBAN GWADABE TAJUDDEEN, GYLUDE LIMITED HAASTRUP ISRAEL ADEMOLA HAKEEM-BELLO OYEKEMI, AMAMAT HALLIDAY CHARLES JR HALLMARK ASSURANCE PLC. HAMIS ADAMA BAMAYI HAMMED KEHINDE, GANIYU (ALH.) HAMMOND CHARLES, HAMZA HYELADZIRA, HANIDU MOSUNMOLA OLUFUNMILAYO HARBOR BLESSING HARRY ONENGIBIA, WENIKE HARRY PEREDENRAY, ESTHER HARRY RICHARD BOMA HART CLEVERLY A C HARUNA KADIRI, ABDULLAHI HARUNA MAHMUD, HARUNA RABIATU, (MRS) HASSAN OLUKAYODE HASSAN YEKINNI OLATUNJI HASSAN YUSUF, HEARTBEAT INVESTMENTS LTD HENRY ABIMBOLA, VICTOR HENSHAW-ATIVIE LTD HINVI CYRIILE HISOVIMIK NIGERIA LTD HOLLOWAY ABIMBOLA ABIODUN HOTONU SENAMI, EWA-OLUWA HUSSEINI ZAINAB, MUHAMMED HUTHMAN ABIODUN, TAJUDEEN HYACINTH STELLA, UGOEZE HYDROTERRA CONSULTS LTD IBANGA ESSIET IBANGA IBAZEBO ANTHONY, EROMOSELE IBAZEBO IYABO, OBUWEYA MABEL IBE CHARITY, CHINYERE IBE DOMINICA, CHIDINMA NGOZI IBE ESTHER, IBE MICHAEL, CHUKWUKA IBE ONYINYECHI, IBEANU TONY ARINZE IBEH CHINENYE, NANCY IBEH THEODORA, OLUCHI IBEJI IHUOMA, AUGUSTINA IBEJI KELECHI, STANLEY IBEKEND NONYE, AUGUSTINA IBEKWE ONYEEZE, DAVID IBELO DAVID UGOCHUKWU IBEM UDO, IBEM IBENWE CHINWE, JACINTA IBETO LILIAN, CHINYEAKA IBEWUIHE CHIDINMA, RUTH IBEZIM ANAYO JERRY IBHAZE ERIC, OLELEORIA IBIA DEBORAH OJOYEMI IBIDOKUN GRACE FUNKE IBIKUNLE AYOWOLE, OLUWASEUN IBIKUNLE MOHAMMED, OLAWALE IBILOYE JOHN, OLUFEMI ODENIYI IBIRUNKE ADEDAPO, IBITOLA BEATRICE, OLUWAYEMISI IBITOYE ABDUL LATEEF IBITOYE BAMIDELE, JULIUS IBRAHEEM AYOBAMI, OMOWOMUOLA IBRAHEEM LAJA, IBRAHEEM-ABDULLAHI KHADIJAT, (ALHAJA) IBRAHIM ABDULRAHIM, FUNSHO IBRAHIM ADAMU, IBRAHIM ADETINA, ABDULRASAK IBRAHIM ADETONA, IBRAHIM ALHAJI, MAKAMA IBRAHIM AMINU BAGUDU IBRAHIM BABA, AISHATU IBRAHIM DANASABE IBRAHIM FOLASHADE BISOLA IBRAHIM KARIMATU, AMINU IBRAHIM MOHAMMED, MAGAJI IBRAHIM UMARU IBRAHIM UMARU, IDAHOSA OSEVBUNU, SOLOMON IDAMINABO GODDY, IDANG PETER, IDANI BENSON, EMONAJIVWO IDEHAI UWANZE, AZEKUME ISAAC IDEMUDIA MCFRANCIS UNUOSE IDIKA OBE IDIKA IDOKO CYPRIAN, IDOKO LIVINUS IKECHUKWU IDOWU ADEDOTUN, PAUL IDOWU ADEYEMI MATTHEW IDOWU ATINUKE, IDOWU CALEB, ADERIBIGBE IDOWU FOLORUNSO, ADILE IDOWU ISRAEL, EBENEZER IDOWU OLADOTUN LATEEF IDOWU OLANIYI, & OLUBUSOLA DOPEMU IDOWU OLAWOLE OLUWAFERANMI IDOWU OLUSEYI, ESTHER IDOWU OLUWAROTIWA OLUWANIFEMI IDOWU OLUWASOLAPE OLAIDE IDOWU OLUWATOONI OLUWADARAFUNMI IDOWU RAZAK AYODEJI IDOWU SAMSON AYODEJI IDOWU SAMSON, DELE IDOWU SAMUEL OLUSOLA IDRIS ADAMU MUHAMMED IDRIS IDUOZEE BENEDICTA, UWA IFADA GRACE, IFEAKACHUKWU ELOCHUKWU, AFAMEFUNA IFEBAJO IYABOSOLA, ADENIKE IFEJIKA DOUYE EDITH IFEKWEM IFEANYI, MCDONALD IFEZULIKE IFEANYI .C IFOGA ANTHONY, ENAHORO IGBEKA CHUKWUEMEKA IGBELEH PAUL UYOYO IGBELINA-IGBOKWE NKIRU IGBEN ANDY, IMANRIAGHE IGBINEDION LAURA, ISUWA IGBINOBA LUCKY NORMAL IGBINOSA O., FELIX IGBINOSUN HELEN, JOSEPHINE IGBINOVIA AMENAGHAWON, IGBINTADE ELIZABETH OLUWAYEMISI IGBOANUGO IFEOMA GLORIA IGBOANUGO SUNNY FRANCIS

IGBOKWE NNEKA UNOMA IGE FUNMIKE, O. (MRS) IGE HAJARAT, ENEGBE IGE ISIOMA KATE IGE MARGARET, OLUBUKOLA IGE ROTIMI, JACOB IGE VICTORIA MOSUNMOLA IGENE ALEXANDER, OLUWADAMILOLA IGHEKPE INNOCENT IMOAPE IGHOMWENHIAN KINGSLEY, OSAZEMWINDE IGWE KELECHI, COMFORT IGWE RACHEL, NWABU IGWE ROSELINE, JANNET IGWE SILAS ONUGHA IGWEZE UGOCHUKWU MICHAEL IHEAGWAM CHRIS, CHINEDU IHEAKA KATE, OYIDIYA IHEANACHO AUGUSTINE, UCHE IHEANACHO K KEM IHEANACHO PASCAL, IKECHUKWU IHEANACHO UCHE, AUGUSTINE IHEDIOHA DONATUS, MONDAY IHEDORO NELSON, UCHENNA IHEKWABA OBIAGELI, B. IHEKWERE CHIKEZIE, JUSTIN IHENYEN GREGORY, EHIMARE IHIDERO IDOWU SAMUEL IHIMOYAN OLUTAYO, YENOLA IHOTU ALLEN, WILSON IHS (NIGERIA)LIMITED IHUNANYACHUKWU JONAS, JIDEDIAN IJALANA OLUGBENGA, OLUFEMI IJALAYE ADEDAYO DAVID IJALAYE- OLANIYI OLALEYE IJALAYE OLAYINKA ADETOKUNBO IJALAYE OLUWASEYE IJALAYE OLUWASEYI IJAUKA INALEGWU, INNOCENT IJEH EMMANUEL, IJIOMAH DANIEL ABARA IJOGUN TOLULOPE, KOLAWOLE IJOMAH OKUGO CAIUIS-MARTINS IJOMAH OKUGO CAIUS-MARTINS IKE CHIKODI, OGADINMA IKECHE NKIRU, A. IKEGHAGU HYACINTH, CHUKWUDI IKEJI OKECHUKWU, MATTHEW IKEJIAKU BENSON, CHUKWUMA IKEKWEM EVAREST IKEM NATHANEL C IKEM VIVAN ONYEBUCHI IKESON BERTHA, CHIAZOR IKOH KERETE, IKPATT EDIKAN SAMUEL IKPO DAVID O. IKUENOGBON OLANUGA MARK IKURIOR PAT .MBATOMON SANDRA IKWELLE CHRISTOPHER EKENWE ILAHUDE DENISE, ILEGBODU FRIDAY, ILEKA JUDE, IZUCHUKWU ILESANMI MIRABEL, FADEKEMISOLA ILO ANITA IJEOMA OGECHUKWU ILOABUCHI AMAECHI, GEOFFREY ILOAKASI AZUBUIKE, ALEXANDER ILOBA EUNICE ILODUBA NNEKA, NGOZI ILOKA CHUKWUJEKWU LAWRENCE ILOKA NNAMDI, ILOMBU KANWULIA, ELIZABETH ILUPEJU KAZEEM TUNDE IMADE FAVOUR, OSAGBEMWORHUE IMAEKAHAI ANTHONY, O. IMAFIDON NOBIN OMOLOVBIYE IMAH CHIGOZIE, EMEKA IMAHA EKONG PETER IMAM SIKIRU, BARE ISHOLA IMARA OGHALEMENA, AGNES IMARA OVIEMUNO, IMEDIEGWU CHIMARA, ODOEME & NGOZI IMEH IDIONG, PROMISE IMOH EMMANUEL, C. IMOH IHESHIABA CORNELIUS IMOLEMEH PHEBE, IMONIKHE ABEMARU, IMONIKHE JOY, IMOSEMI STEPHEN, IMOUKHUEDE CHRISTIAN, IMPRESSION MAKERS LTD INDEPENDENT SEC.LTD., TRADED-STOCK-A/C INENEMOH PAULINE, MINE INNOCENT-NWACHUKWU CHINEDU, INOKOTONG NSE C.J INOKOTONG ROSEMUND CLEMENT INTEGRATED TRUST & INV.-DEPOSIT A/C INTERNATIONAL PENTECOSTAL HOLINES CHRCH INUWA AMINU, HASSAN INUWA HAFIZ, MOHD INVESTMENTS COMBINATIONS LTD INWANG ROSEMARY, UDUAK (MRS) INYANG CLEMENT, TITUS INYANG EFFIONG, AKPAN INYANG EMMANUEL ENO INYANG EMMNAUEL, IMEH INYANG IMO, AKPAN INYANG JOHN, AUGUSTINE INYANG UFOT, NEDD EMMNAUEL INYANG UWEM, ANDREW IPADEOLA OLAJUMOKE, NIHUN IPINKO REBECCA, O. IPOGAH MARGARET, IMHOTSEMHE IPOTOKRI GODWIN EGHWUBAHRE IRABOR LUKE, PRINCE IRABOR MARTINS, EHIS IRABOR STEPHEN EHIKHEBOLO IRABOR YAHAYA, ALIYU IRENROA OLATUNDE IREWUNMI BABATUNDE IDOWU IRIBHOGBE KAREN OMOYE IRITEMU KELLY IGUEARIEDE IRO EUNICE, IROANYA RACHEL, ESOMCHUKWU NNALU IROCHE SONNY, IFEANYI IROEGBU MARY OKWUCHI IROJAH FEMI, IRONDI MERCY G. IRULOH GODWIN ONYECHERE ISA AHMED, GIDIGHE ISA HAUWA, IPHEKANA ISAAC IFEANYICHUKWU, J. ISAAC CHIMBI AYISHA ISAH ABDULSAHEED, ISAIAH FELIX SUNDAY ISAMOTU MOSHOOD OLADEPO ISANG EMEM PAUL ISANG IME, LILIAN ISHAKU DARIUS, DICKSON ISHAKU LULAMEWA ISRAEL ISHIKE NATH UTU

ISHMAEL ABIMBOLA, ISHOLA BASHIRU, ABAYOMI ISIAKA SHAKIRAT TOYIN ISIAKU UGOCHUKWU ISIANI ANTHONY, NWACHUKWU ISIBOR LAWRENCE OJEKHERE ISIBOR UKINEBO, OMOROWA ISIDIENU IFEOMA, HENRIETA ISIJOLA ALFRED ROTIMI ISIP ETUK THOMPSON ISITOR SAMUEL, UCHE & LAWRETTA NKECHI ISIWELE GODFREY, OSAKPONO ISMAIL OLUTADE, OLAITAN ISMAIL TUNDE ISMAIL UBALE, ALIYU ISOLA ADERONKE, MUJIDAT ISONG VICTOR NSEABASI ISUOSUO EMMANUEL, OGHENORO ITODO CHRISTIAN ATHANASIUS IVWEDE OBAHOR, NWANMEAKOLAM IWUAGWU SAMUEL PRECIOUS IWUALA PETER UCHE IWUEZE NGOZI, ANTHONY C IWUNNA IFEOMA IWUNOH IJEOMA, IWUNZE CHARLES, C. IWUNZE LAWRENCE, JOHN PAUL IWUNZE LAWRENCE, JOSEPH IYANDA ADEYINKA, AMAEDI IYANDA ALADE RAFIU IYARE IZEBAYE IYAYI ANDI OMOK IYELA BUNMI JUDITH IYELAGHA ANGALAKIRI LOUDEN IYEN ANITA IZGGBUWA IYINBO SAMSON OMADIEYIN GERMAN IYOBASOGIE SUNDAY, IYOHO EMMANUEL EBONG IZUAGIE RUTH ATINUKE IZUKANNE OGOCHUKWU JOSEPHINE J.A.O.OGINNI INVESTMENT LTD JA'AFAR KALLI OTHMAN JACK MILLICENT TAMUNOKURO JACKREECE OWUNARI, THANKS JACOB SUNDAY JAIYEOBA CORDELIA NWADINIFE JAIYEOBA EMMANUEL BABATUNDE JALLO ALIU JAMES BULUS JAMES DAVID-KINGS JAMES ELIZABETH JAMES TEMITOPE EFFIONG JAMIL MOHAMMED JAMIL-SARHAM KABIR, JAPHET SOFIYEGHA, ESTHER ASOOWAN JATAU MOSES, TABAY JEDNA MUSA, SAMUEL JEGEDE BAMIDELE, JENCHO TEX ENTERPRISES LTD JEREMIAH CHARLES, NDUDIM JEROME EBIKERE, MARY JESSA JULIUS, SCOTT JETAWO OLUSHOLA, ROTIMI JFK INVESTMENTS (NIG.) LTD. JIBRIL ALHAMDU JIBRO DANIEL, LAMIDO JIDE TAIWO & CO JIDEOFOR THERESA, EGO JIMAREX ENT. JIMOH ABDUL-KADRI KOLAWOLE JIMOH AYOTOLA ABDUL LATEEF JIMOH IBRAHIM, OLAYINKA JIMOH OLUWAFIFUNWA, OMOLAYOSI JIMOH TAIWO ALABI JINADU IBRAHIM GBADEYAN OLATOYE JINADU TAJUDEEN KAYODE JOCK KPAINOM CORNELIUS JOHN DOMINIC ETIM JOHN DOMINIC, ETIM JOHN EDWARD, C. JOHN UDUAKABASI RICHMAN JOHNSON NKPOIKANNA ASUQUO JOHNSON OLUSEYE OLUFUNMILAYO JOHNSON SAMES, MATTHEW JOHNSON UWEM, A JOJO SAMUEL, NDUKA JONAH CHARLES, JONES MARY, UDOH JOSEPH LUCY, AFIWA JOSEPH LYDIA, ADENIKE OLURAMILOWO JOSEPH OKACHI, JOSEPH OLUKAYODE, MOSES JOSHUA PATRICK OLANLE JOSHUA MICHAEL INVESTMENTS LIMITED JUGU GYANG, DAVID JULIUS ADEREMI, ABIYE JULIUS DORCAS, OLUWASEYI JUMBO AMINIA, ELVIS JUMBO EBENEZER, JUNAID KAMOL OLAMIDE JUNAID MOSUNMOLA JUNE 2004 VENTURES K. C. BENCHARIS NIG. PLC. KABIRU MUAZU, M KAIOR SAINT, LIVINUS KAITELL EMILY AYODELE KAJEBORA DIYA AKANNI KALEJAIYE CHRISTIANA YETUNDE KALEJAIYE SUNDAY, ADEFOLUKE OLANREWAJU KALU AMOS, IRO KALU ESTHER KALU IBEAWUCHI, KALU NDUKWE, O. KALU NWOBIARA EZIYI KALU ROBERT IBIE KANAWA MUSA BAH KANNO OGBONNAYA KANU ADANMA NOSO MERCY KANU UZODINMA UZOUKWU KAPITAL CARE TRUST&SECURITIES KAREEM ISRAEL ALABI KAREEM OLUSEGUN, KAREEM RASHEED AKANNI KARIKARISEI EBIERE, AUGUSTINA KARTEY TEMIWUMI, KARUNWI ABISADE KASALI DEBORAH, OLUBUNMI KASIM ABIMBOLA OLAKUNLE KASSIM BOLAWA, BILIKISU KAYODE LEKE KAYODE ANIBARA ASSOCIATES KAZAH SUNDAY ISAKU KAZEEM ABIODUN, LATEEF KEGBE JOHNSON & QUEEN JUSTINA CHRISTY KEHINDE OLATOYE KENESSE NIGERIA LIMITED KESHINRO CHARLES OLUFEMI KIGHO DAVID KILADEJO AGNES, FIBI

102 Ecobank Nigeria Annual Report 2010

KING MOFOLUWAKE OMOBOLANLE KOKO MIABIYE, KOKU OMOLARA, OLUFUNMILAYO KOLA-BALOGUN MOJISOLA, MUJIDAT KOLADE SAMUEL ADEBOWALE KOLAWOLE ADEWALE, ADESHINA KOLAWOLE JOSEPH, OLUWADARE KOLAWOLE OLUWASEUN, DAVID KOLAWOLE WALE, LIMOTA KOLEOSO OLUSOLA, KOMLAFE IBILOLA, KOSIRU MUTIULAHI, KPANDEI BOLA, BARIDI KRISTAR AGBROMINES, LIMITED KUALE BOTUKORE OVONHWE KUFEJI SIMPLICIO ABIODUN KUFORIJI OLAKUNLE KUMAPAYI OLUSEYI KUMOLU-JOHNSON HENRY BABATUNDE KUNOUN ROCKSON AMATARI KUPOLOKUN ODUNAYO, KUPOLOKUN OLUBUKOLA, OLATOKUNBO KUPOLOKUN OLUWOLE, OLADEJO KUTEYI JANET, ARINOLA KUTEYI JOSEPHINE OLUWADAMILOLA KUYE ABISOLA OLUFUNMILAYO KWAZU JOHN, ONOCHIE LABARAN FAIZA LADAN TANIM, Z. LADAPO-HAZZAN ADEFEMI LADEBO KAREEM OLADOKUN LADIPO JONATHAN OLALEKAN LAFENE USMAN ABDULKAREEM LAGELU 16 CLUB LAKSWORTH INVESTS & SEC LIMITED LANGE LOIS TUKUR LANI INDUSTRY LIMITED LANIYAN OLANREWAJU S. LANRE-ADEMOYEGUN AYOMIDE, CHIKA LARTEY VICTOR, EMMANUEL TETTEY LASAKI OLUBOLADE OLASUMBO LAWAL ADEGBOYEGA LAWAL BINTA YAHYA LAWAL MONSURAT OLABISI LAWAL OLUROTIMI LAWAL RAFIU BABATUNDE LAWAL RASHEED ADEYEMI LAWAL TAOFEEK T M LAWAN KABIRU, LAWSON EMMANUEL LATE LAWSON FRANCIS, LEBI SUNDAY, GBENGA LENOIR TELECOMS LIMITED LEPE NELSON, ABAYOMI LIMAN MOHAMMED MUSTAPHA LINESWORK CONSULTANTS LIVING RIVERS VENTURES LLOYD-ROMEO AGNES, OLUFUNSO LOKOSU GRACE OLUFUNMILAYO LONGE TAIWO, LUFADEJU FUNMILOLA, LUKOH LEONARD KEMELADOR MADUAKO MARYJOAN, CHIDINMA MADU-AWA IHEOMA, MADUKA CHINYERE, MADUKA CLEMETINA, NKEONYERE MADUKA ISRAEL, NKEMDILIM MADUKA VINCENT, IFEANYI MADUKWE NNABUKO SAMMY MAGBO OBIORA JOHN MAIDA AMINU, WADA MAINA AHMAD ZAYYAD MAIRIGA BITRUS, MAIYAKI RALIAT, NKOYO M MAKANJUOLA ROTIMI JULIUS MAKINDE GABRIEL, OLUTUNDE MAMMAN-LAGOS AHMED MANIFOLD NIGERIA LTD MANIJU INVESTMENT CO LTD MAPAYDA ADEBUKOLA, ORETAYO SADIAT MARK UDO SUNDAY MARK VIRTUOUS, MARTINS LOOKMAN, GBOLAHAN MATE ABIODUN, MATHEW MATI HAUWA, MATUTU OGHENEOVO, LUCKY MAXWELL MACHILL, MANIDU MAYFIELD FINANCE COMPANY LTD MBA MANKWE CHUKWU MBACHU IKWUAKOLAM, MBAH AUGUSTINE CHIBUIKE MBAH REGINA CHINYERE MBAMA EMEKA, VITALIS NDIDIAMAKA MBAMALU UGOCHUKWU, CHARLES MBAMARA GRACE MBAMARA SAMUEL MBANASO FREDERICK, UZODINMA MBATI VICTOR UCHENNA MBEREDE STANLEY, CHIDIEBERE MBONU AMAOBI, CHARLES MBUK EMMANUEL SAMUEL MEGAFU EVELYNE, TAMNALA MEMBRE ENEIBIBI SATT MENIM EMA WILLIAMS MENTIE PATRICK GAGA MERE GODFREY C. MERETI FRANCIS MGBENDI PATRICIA, MIBENE STEPHANIE, MICHAEL UKA KALU MIRACLE DENNISE MKPONKIWEEK SHEDRACK, FELIX MOBEE OLUFUNSO(MRS), MODILE .A., MUSILIU MOGHALU JONAH, MADU MOHAMMED ABDUL RAMAN TANKO MOHAMMED ABDULLAHI MODIBBO MOHAMMED ALIYU, ZURMI JAMILAH MOHAMMED HIBATULLAH IMAN MOHAMMED HIKMA IKHLASS MOHAMMED IFEOLA, MOHAMMED ISHAQ UMAR MOHAMMED MAIGANA, A. MOHAMMED MUWAFFAQ IMRAN MOHAMMED NAFISAT MOHAMMED OLATUNJI, IBN MOHAMMED OLATUNJI, WAHAB MOHAMMED UMAR SALEH MOHAMMED-MIJINYAWA BALA MOHAMMED-SAAD SHUAIBU MOHIRO CHARLES KAYODE MOLEBI ROYAL HOTEL & GARDEN MOMOH IDOWU ESTHER MOMOH PETER YAKUBU MONEME JANET MORAH BENEDICT EJIOFOR MORAWO BABARINDE, JOSHUA MORDI ANTHONY, CHUKWUNWEIKE MORDI CHRISTIAN, OJOSHIMITE

MORGAN BENJAMIN BASSEY MORKA CHARLES, MORONKOLA OLATUNBOSUN, DADA ALEX MOSES FRIDAY, ONUORIA MOUKA LIMITED MPAMA NKECHI, EUPHEMIA MPAMUGO NGOZI VERONICA MUAZU MASUD, MUHAMMAD ABDULKADIR BIDA MUHAMMED BELLO, HASSAN MUHAMMED IDRIS, MARYAM MUHAMMED KASIMU MUNIS FUNLAYO FLORENCE MUOGILIM OGOCHUKWU, EUNICE MUONEKE JOHN, CHUKWUMAIJEM MUONEKE ROSEANN NGOZIKA MURAINA BASHIRU, AYANTUNDE MURITALA OLOHUNKEMI, ADUA MURITALA RASAKI MURITALA TAOFEEQ, OLATUNJI MURRAY-BRUCE FRANCIS BRENDAM MUSA ALHAJI SAIDU MUSA HALIMATU, MUSA JAMES, MOHAMMED MUSA OBANERO, MALIK MUSA OKOLIKO BABA MUSAH KABIRU, MUSTAPHA AWAWU, AYOOLA MUSTAPHA TAJUDEEN AYINDE MUYIDE CHRISTOPHER, OLATEJU NABIRIBERE MINA BENJAMIN NAIYEJU TITILOLA, ADESOLA NARTEY IRENE EGYIMBA NATHAN DANIEL NCHEGE NGOZI, INYANG NDAH IME, FELIX NDAH INIOBONG, HANSON NDAHI BITRUS, BATA NDEM ALLEN, DAVID NDIDIGWE BENEDICT UGWU NDIFE GODWIN, CHINYERE NDIHGIHDAH DEBORAH NDOK EMA OKON NDOKWE STELLA, NGOZI NDON ETETIM AKPAN UDO NDU IFEOMA, NDU JOSEPH, OKECHUKWU NDUBUISI EPHRAIM EGBUNNA NDUBUISI ISRAEL, CHIDOZIE NDUBUISI PATIENCE, CHIKAODI NDUKA ANAYOCHUKWU, NOBERT NDUKWE BEATRICE, ELEWECHI NDUKWE CHIBUNDUM, MARY-VIVIAN NDUKWE UCHECHUKWU, NDUKWU EDWARD CHIMA NDUPU LAWRENCIA NWADIOBUMA NDUWEZE RAYMOND, EZEKWESHIRI NEBO CHINEDU CHARLES NEDOLISA CHRISTOPHER, UZOCHUKWU NEMEYEKE ANDREW IKECHUKWU NEMEYEKE ANDY, IKE NESIAMA OMTSEYE, NETWORTH SEC & FIN. LTD NEW TEAM INVESTMENT LIMITED NEZIANYA MACKINGS, NGALAM TITA, SEMBI NGBAKO AYUBA JACOB NGERE UZOGARA PETER NGONG BENJAMIN, OGAR NGUEREMALET-BEA DEDE MORGANN NICHOLAS BLESSING, NIJI-ADERONMU ISMAIL ADENIJI NIRORO JOHNSON 0. NJIONYE NWACHUKWU NJOKANMA ASHIMEDUA M. NJOKANMA NGOZI JOHN NJOKU BEVERLY, CHIMA NJOKU EMMANUEL, NJOKU PETER, CHUKWUJINDU NJOKU SYLVESTER ONYEACHU NJOKU SYLVESTER ONYEACHU NJOR EJUGU, BERNARD (MR & MRS) NKAMEME DONALD, ACHUNIKE NKEMJIKA-OTETE FUNKE, MARY AINA NKEZE ANTHONY NLEWEDIM GODWIN, CHIKATARA NMOR ISUSU, EDWIN NNADI NGOZI, EUNICE NNADI PATRICK, SAMUEL NNAJI HELEN, NNANNA EZE, NNANNA PAMELA CHIGEKWU NNAWULEZI JACINTA, NNEBEDUM NESOCHUKWU EMEKA JOSEPH.M NNEJI OKECHUKWU, CHARLES NNOROM CLARA, ADANYO NOLCHEM PENSION FUND NOLCHEM PROVIDENT FUND NOMUOJA EMMANUEL NSEFIK OROK OYO NSIEGBUNAM CALLISTUS, ILECHUKWU JACKSON NUCOPACKS NIGERIA LTD NWABOKU OGUGUA FESTUS NWABUEZE JOSEPHINE, CHINYELU NWABUEZE OBI-AZUKAEGO, H. NWABUEZE TINA, NNEBUOGO NWABUNOR VENTURES NWACHI FELIX, EZE NWACHUKWU CHARLES, & ANGEL NGOZIE NWACHUKWU GEOFFREY, ONYEMUCHE NWACHUKWU H. EZENWA NWACHUKWU PAULYN, CHINYERE NWACHUKWU ULUMA, GLORIA NWADIALOR ECHEZONA OBINNA NWADIKE KINGSLEY AHAMEFULA NWAEZEAPU DAVID, ONOCHIE NWAFOR CATHERINE NGOZI NWAFOR GERALDINE, NGOZI NWAFOR IKECHUKWU JIDEOFOR NNAAYI NWAGBARA BASIL, A. NWAGBARA HILLARY, NGOZI NWAGBARA JAMES NDUKWU NWAJEI AUSTIN, NGOZI NWAJEI HENRY, DUMEBI NWAJEI UCHE, ANYANKA NWAKODO UZOCHUKWU INNOCENT NWALIE STEPHEN CHRISTOPHER NWALIOBA EKENE, IFEYINWA NWAMBUONWO JUDE NWAMUO MARTIN OKECHUKWU NWANI JOSEPHINE EJIME NWANKPA AZUBUIKE CHRITOPHER NWANKWERE NDUBUISI, NWANKWO AGAEZI, NWANKWO JACHIKE, CHINWENDU NWANNE TOBIAS AMADIKWA NWANNUKWU IFEOMACHUKWU, VICTORIA

NWANOGALAYAN JOHN, NWANONYOBA UCHENNA, HYACINTH NWANUA ANTHONY, NWANZE KANAYO F. NWAOBILO CHINAZA GOODNEWS NWAOGWUGWU CHINENYE, JUSTIN NWAOKOLO EMMANUEL CHUKS. NWAORGU ONYEKWERE, GEORGE-FELIX NWAORU MOSES, UCHE NWAOTULE EMMANUEL NDUBUISI NWAOZO CHIBUGO NWAZIRI CHUKWUMA, NWAZUE-NWACHUKWU JUSTINA, ONYINYECHI NWEKE CHRISTIAN, CHUKWUDUBEM NWEKE WATER, MADUADUCHIE NWENE CHIEDOZIE TITUS NWEZE FRIDAY NWEZE FRIDAY NNABU NWOBBI JOYCE, ONYEKWERE NWOBGU NELSON WOGWUNKA NWOBODO CHUKWUDI,UZOMA NWOBODO DANIEL SUNDAY NWOBODO OKECHUKWU, IFEANYI NWOGU CHUKWUMA EJIKE NWOKE HELEN, NWOKOCHA JAMES, DAVID T NWOKOCHA JAMES, OBIANUJU C NWOKOLO GODWIN BENEDICT CHIEDU NWOKOLO MEDUA, C. NWOKOLO NATHAN ONUORAH NWOKORO VALENTINE, CHUKWUDI NWOSA DANIEL OLISEYENUM NWOSU ANTHONY, NWOSU CHUKWUEMEKA NWOSU DENNIS, NWOSU NWOSU EMEKA IFEANYI NWOSU FABIAN EMENIKE NWOSU KENNETH NNABIKE NWOSU LINDA, UWAOMA NWOSU MARY-ANN NGOZI NWOSU NGOZI, CHINYERE NWOSUJI CHARLES, IKECHUKWU NWOSU-PETERS DAMEON, IKECHUKWU NWOYE SELEMA MILDRED NWOYE SELEMA, (MRS) NYAH PETER, ALBERT NYOYOKO CYRIL, CHRISTOPHER NZE SILAS NZEFILI KENNETH NZEGWU IRENE NNEKA NZEIFE NGOZI GRACE NZERIBE GEORGE, BENNETH NZULUMIKE KIZITO, OAKWOOD TRADING LIMITED OARE SALIMAT, OBADIKE PATRICK, OGOCHUKWU OBADINA HALEE OLADELE OBADINA KOLAWOLE JAMES OBAFEMI BUSAYO, AYEBABEBARA OBAHOR EJOVWO, OBALIM CHRISTOPHER, MBANEFO OBANUBI SUNDAY, ADEKOYA OBARO ANDY, OBAROGHEDO ALEX, OBAROGHEDO FREDICK, OBASANYA OLUTOYIN, OLUBUSOLA OLUYIN OBASEKI BENSON OLUTOBA OBATA JONATHAN, OBAWEYA ABIGAIL OLUMUYIWA OBAYEMI DAVID, OLUMUYIWA OBAYORI EMMANUEL OLAOLUWA OBAYUWANA GOODLUCK A OBAYUWANA ALBERT OBE TOKUNBO IDOWU OBELLE DAN OBEMBE OLUSANYA, BABATOPE OBETEN ODEN, OGBAKA OBETTA IFEANYICHUKWU, ANTHONY OBEYA ADA, MARY OBEYA PETER, OBI ANGELA E. OBI EMEKA, PETER OBI GABRIEL, NDIRIKA OBI GODWIN C. OBI JANE EZE OBI JANE, OGONNA OBI JUSTINE, IKEOTUONYE OBI KOSISOCHUKWU, MALACHY OBI OSONDU, OBI SYLVIA KANEBI OBI UCHENNA, (BATHLOME) BATHLOME OBIAGA YOUNG CHRISTIAN OBIAGWU HILARY, AMECHI OBIAKALIJE HELEN, MMAOGO OBIAKO THOMAS CHUKWUEMEKA OBIAKOR CHIKADIBIA ISAAC OBIAKULUSI INNOCENT, EMEKA OBIANWU ANGELA, IFEYINWA OBIANWU JOSEPH, IKEM OBIASOGU OBICHEBELUM KIZITO, EBERE OBIDEGWU POLYCARP, CHUKWUDI SUNNY OBIEFULE GEOFFREY, IKECHUKWU OBIEKWE AZUBUIKE, OBIGHEBELU CHRISTOPHER UMEANAEFUNA OBIJIAKU MADU, RALPH OBIJURU HELEN CHINYERE OBIJURU OKECHUKWU, STANLEY OBIKA CHUKWUEMEKA JOHN OBINKA DINMA, OBINNA CHIDUBEM, OBIOHA IKECHUKWU ANTHONY OBIOIGBO OSITA, VICTOR OBIOMA GODFREY ONWUGHARA OBIOMA JESSICA CHITURU OBIORAH DONATUS OKWUCHUKWU .C. OBISESAN ADEROGBA AKINLOLU OBISESAN MUSA, ABIODUN OBIUKWU SHARON CHIZARAM OBIUNU ETEMENA, SAMUEL OBOH AGHOGHO, OBOH BOLANLE, OLUFUNMILAYO OBOLI PAUL, CHIDU OBORO ANDREW OBOT UDEME RUFUS OBUEKE FIDELIS, CHRISTABLE OBUKOFE JOSEPHINE OSASUYI OBULE GEORDGE, MARTYNS OBUNADIKE JOY CHINWE OBUTE JOSEPH, AMEH OBUZOR PETER, NWABUEZE OCHEJE GABRIEL YAKUBU OCHEME OBOYI JOHN OCHIAGHA PRINCESS ANN CHISOM OCHULOR CHINENYE, LEO (DR) ODARO-OSAZUWA EFE ANTHONY ODEBO FEBIMPE OLUFUNMILAYO ODEBOLA EPHRAIM AYINLA ODEDIRAN MOSES OLUYEMI

ODEFEMI GANIYU, ODEH ONAH, JAMES ODEINDE FOLASHADE IYABO ODEINDE OLUDOLAPO ADUNNI ODEINDE OYINKANSOLA OLUKEMI ODEJIDE JOHN, OLASUNKANMI ODENIYI AYODELE, KAYODE ODERINDE ABIODUN OLAYONKA ODERINDE LAWRENCE ODERINDE USORO, ODESANYA OLAPEJU, OLABISI ODESILO AKINBOLA OLAKUNLE ODESOLA IBRAHEEM, ADENIYI ODEWALE GREGORY OLUJIDE ODEWALE OLUKUNLE, JOHNSON ODEWAMI OLAJIDE, NICODEMUS ODEWUNMI ELIZABETH, O (MRS) ODEYEMI DEBORAH, IYANUOLUWA ODEYEMI MARY TEMITOPE IYANUOLUWA ODEZI OGHENEKAKO, BENSON ODIA IMUETINYANOSA, ANITA ODIASE ILOBEKEME ODIGIE DAVID F ILENLU ODIGIE IMAFIDON DARREN ODIGWE HYACINTH NWAFOR ODILI NWAMAKA CHIGOZIE ODIMEGWU CLEMENT, ODJEGBA JAMES, EFETOBORE ODJEGBA OGHENETEGA, ODO REMIGIUS UCHENNA ODO UCHENNA R ODOCHA NGOZI, ADANMA ODOEMENE DORIS DABOTA ODOH NZUBECHUKWU, ODOM BERNADETTE ADA ODOYI BENJAMIN ODU VERA ODU-AJOSE OLANREWAJU, ODUBANJO ADEMOLA, DAVID ODUBANJO MERCY, OGHENEKEVWE ODUFALU OLUSEYITAN, IFECHUKWU ODUFOWOKAN ADEJOKE, ODUKOYA OLAWALE ODUKOYA OLUSEGUN, TEMITAYO ODULAJA SUNDAY IDOWU ODULOYE OLUWATOYIN ODUM THERESA CHINYERE ODUMU JOSEPH ODUN-EWU ISIAKA ODUNIYI ADEDIWURA, IDOWU ODUNIYI MICHEAL, OLUMIDE ODUNLAMI JULIANA ADEDOJA ODUNTAN FEMI A., MICHEAL ODUNZE IFEYINWA, VIOLET ODUNZE UZODINMA JOSEPH ODUSANYA ADEBUKONLA, MODINAT ODUSANYA COMFORT KEMI ODUSANYA LUKMON ADENIYI BABATUNDE ODUSE OLAOLUWA, BABATUNDE ODUSOLA TEMITOPE SAMSON ODUTAYO FLORENCE, OLUKOREDE ODUWOLE ADEBIMPE IYUNADE ODUWOLE OLUFEMI, AYOOLA OFERE JOSEPH OFFORDUM REMIGIUS CHUKWUDI.E. OFILI AGATHA OGOEGBUNAM OFIMAKS ASSOCIATES, OFODILE ONYINYECHUKWU, CHINONSO OFODILE UCHECHUKWU, ADAEZE OFOEGBU AGUSTINE, CHINASA OFOEGBU MONICA OLAYINKA OFOH EBERE PAULINUS OFONAGORO FRANKLYN, CHIDI OFORI GEORGE, OFU ISAAC IBOH OGAGA EZE, OGAGA LAWRENCE OGAH HAWAU OZIKENE OGAJI DAMINABO, T. OGALA IHUOMA, OGBE HARRIETH, OGBEBILA ADETUNJI EZEKIEL OGBEBOR THEODORA EKI OGBE-OMOREGIE EDWIN OGBIDHE HELENA, OGBOBULA ISAAC, ABBOT OGBODO EUNICE, A OGBOLU NGOZI KATE OGBONNA GABRIEL, IKECHUIKWU OGBONNA IJEOMA CHIDINMA OGBONNA JAMES, OGBONNA JULIET, CHINOYE OGBONNA JUSTIN, CHIDIEBERE OGBONNA MARTIN IFESINACHI OGBONNA MARY UDE OGBONNAYA EZE, NWOSU OGBONNAYA OKORO LINUS OGBONNAYA PAUL, OGBOSO EMEH CHINEDU OGBUEHI MERCY OGBUEHI NADI PATRICK OGBUEHI THEOPHILUS O OGBUIYI GLADYS IJEOMA OGBUKA WILLIAM, MADUABUCHI OGEDENGBE AUGUSTINE AKINTUNDE OGEDENGBE KOLAWOLE OGHARA JEME JACKSON JEME-JACKSON OGHINAN ESEOGHENE AGATHA OGHOLOH OSAGIE, AJIEGBELEN REX OGIDI BENJAMIN ABIODUN OGIDIOLU JOSEPH SUNDAY OGILI CHIKA, OGILO OLUWATOYIN OLAYINKA OGINNI ELIZABETH, ABOSEDE OGO OLUWA COOPERATIVE, INV. & CREDIT SOC. LTD. OGU CYRIACUS, OGUAMA CECILIA NNEOMA OGUCHE OJOBI, JOHN OGUELI JULIANA OGUH MARIA, ULUMMA SUCCESS OGUN TITUS KEHINDE OGUNADE SUNDAY MICHAEL OGUNBAKIN TOLULOPE, AKINWOLE OGUNBERU OLABISI NIMOTALAI OGUNBIYI ADEBOLA OGUNBODE VICTORIA AFOLAKE OGUNDANA SUNDAY, BENJAMIN OGUNDEJI OLADELE MATTHEW OGUNDEYIN OLUKEMI, OGUNDIJI MOSES ABIMBOLA OGUNDIMU RISIKAT OGUNDIPE ALERO IRENE OGUNDIPE FOLA ADEDIRAN OGUNGBEMI JOSHUA DAYO OGUNGBEMI WILLIAMS S S OGUNJANA BOLAJI OLAJUMOKE OGUNJIMI OLUWAYEMISI AGNES OGUNJUMO EMMANUEL GBILE

OGUNKOYA OLUYOMI TEMITAYO OGUNKOYA OMOWUNMI TEMITOPE OGUNKUNLE MRMRS, RAHMON OGUNLAJA ADEBOLA OLUWATOYIN OGUNLANA BOSE OJUOLAPE OGUNLANA OPEYEMI, AFOLAKE OGUNLEKE EMMANUEL, ADEREMI OGUNMADE DAMILARE, BAMIDELE OGUNMAKIN VICTOR OGUNMILADE OLUMUYIWA, ELEAZAR OGUNMILORO AYODELE JULIUS OGUNMOKUN SABINAH TITILOLA OGUNMOLA MUDASIRU ALABI OGUNMOLAWA FEMI, OGUNMOYELA ELIZABETH TITILAYO OGUNNAIKE ADEKUNLE, OLUWATOSIN OGUNNIRANYE RICHARD, TAIWO OGUNNIYI MUNIRAT, OLUFUMMILAYO OGUNNIYI TUNJI, JOSEPH OGUNNUSI FUNSHO, DARE OGUNODE ELIZABETH TAIYELOLU OGUNREMI OLUMUYIWA, TONY OGUNRINDE MIKE OSUOLALE OGUNRINDE MOBOLAJI, OLUYEMI OGUNRINDE OLUBUNMI ADIO OGUNSAKIN MICHAEL OLATERU OGUNSANYA ABORODE, OGUNSANYA DAMILARE, ADEKUNLE OGUNSANYA OLUWASEYI-S., OGUNSEMI OLUKAYODE BABATUNDE OGUNSEMI YEWANDE OLUKEMI OGUNSESAN ADEKUNLE ABDULRAHMAN OGUNSEYE OMOBOLA, OLUYEMISI OGUNSINA MOBISOLA, BLESSING OGUNSINA RICHARD, ADE OGUNSOLA MATHEW OLUSHOLA O. OGUNSOLA OLUWATOYIN, AYOMIDE OGUNSOLA OYINDAMOLA, MODASOLA OGUNTIRIN VICTORIA, OLAKITAN OGUNTOBA BOLA OGUNTOLA OLAMIDE, DAMILOLA OGUNTUASE FLORENCE MODUPE OGUNTUGA ADEWALE, ADENIYI OGUNWALE RACHEAL, OLUYINKA OGUNWOLE VICTOR, OLUYINKA OGUNYALE ADEDAYO, OLUSOLA OGUNYANNWO OLUSEGUN, OLUSOLA OGUNYEMI TOBI GBEMISOLA OGUZIE JERRY HENRY O.I OGWEH NKECHI, CHARITY OGWUEGBU CHINONSO, JUDE OGWUMA PAUL OGBAI OHAEGBU ANWULIKA MARYANN OHAJU OKECHUKWU GODWIN OHAM CELINA N. OHANAEMERE EMMANUEL, ONYEMA OHANUGO WILBERFORCE NONYE OHANUGO WILLIAMS OHANWE ESTHER, ADA OHIA TAIWO, NIHINLOLA OHILEBO ALICE OGHOGHO OHIOR PAUL, AKHERE OHIRI NKEM, IMMACULATA TRACY OHURUOGU O. EMMANUEL OJAIDE SYLVESTER, OJEABULU AMBROSE, OJEH CHRISTIAN ABIAMUWE OJEIFO P.M. OJEKALE RAMON OYEGBILE OJELABI EZEKIEL, OLA OJELADE ADEBISI OJELEYE ABEL, OLUSOLA OJELEYE OLUWOLE, SUNDAY OJEWUYI JOHNSON ABOLAJI OJI CHRISTIAN CHIMEZIE OJIAKO VERONICA, UDOKA OJIAKU OGBONNA, IBE OJIMBA CYRIL, CHUKWUNEME OJINMAH SYDNEY, CHIDI OJINNAKA JOHN, ELEMCHUKWU OJINNI NDUBUISI, OJO ADEWOLE, OJO DAVID BAYONLE OJO JONATHAN, OLA OJO JOSEPH ADEWUMI OJO JUBRIL, OJO LATEEF, OJO LUCAS OLUWATAYO OJO MARY, FUNKE OJO OLUWAFISAYO, A.(DR.MRS) OJO OLUWASEGUN, OJO OSATOHANMWEN, OJO PATRICK OJO THOMAS, OYEBISI OJO YINUSA, KOLAWOLE OJOMU OLUTOYOSI OJONIYI DEBORAH, OLAOLUWA OJOOLA MORUFU ADEKUNLE OJOOLA YUSSUF ABIODUN OJUKOTOLA RAHAMON OLUWOLE OJUMU KOJOE, ANTHONY A. OJUMU VIOLET, FUNKE OKAFOR ANGELA, NGOZI OKAFOR CHARITY, NKOLIKE OKAFOR CHARLES, UCHE OKAFOR DENNIS, UDEGBUNAM OKAFOR EBERE EMMANUEL OKAFOR GLADYS CHIAJUGHIM OKAFOR IKECHUKWU, OKAFOR JOEL, OGUGUA OKAFOR SUNDAY, ONYEKA OKAGBUE AFOMA, FRANCES OKAH ISAAC IKECHUKWU OKAKPU STELLAMARIS OBIAGELIAKU OKAN MARTIN, BANG OKANLAWON AHMED, ABIODUN OKANLAWON BORIOLA, KEHINDE OKANLAWON GANIAT, OLATOKUNBO OKANLAWON LUWOGUN, SIDIKAT SHOGBAMIMU OKARIE FRED AJIRI OKE ARINOLA OLUFUNMILOLA OKE BENJAMIN, SUNDAY OKE DOMINIC, OMOTAYO OKE JIMOH, OKE OLUFEMI, OKE TIMOTHY, ADEMOLA OKECHI-KOKOH FRANK AGABUS OKECHUKWU CELESTINA, OKEDIRAN JAMES, OLATUNDE OKEGBENLE SAMSON IBUKUNOLU OKEH KINGSLEY, CHIKA OKEHI AUDREY ADAURE OKEHIE IHIOMA REBECCA OKEKE CHUKA, EMMANUEL OKEKE EMMANUEL CHUKWUEMEKA OKEKE EOC OKEKE IKECHUKWU ANTHONY OKEKE MATTHEW, EJIKE

OKEKE MAURICE OKEKE SUNDAY, NWAJIUGO OKEKEGWU OKECHUKWU, GODWIN OKELOLA RACHAEL OLUFUNMILAYO OKELUE GRACE, NGOZI OKENE LAWRENCE OGBONDA OKEREKE AUGUSTA, NNENNAYA OKEREKE PETER AZU OKEZIE CHRISTIANA, OKEZIE FEECHI, OKEZIE NGOZI, NWANNE OKHIDE SUNDAY JUNIOR OKILE KENNETH JINYEYEBRETONWA OKISOR CHUKWUKA PHILEMON OKLEBE IKADE SIMON OKO JAJA GODIS OKOAYE FOLASHADE, KUDIRAT OKOCHA SAMSON, NDUBUISI OKODUWA GREGG OSOBHAKHIA OKOEKOH SIMEON OKOGBUA INNOCENT OKORO OKOJOKWU COMFORT, ADA OKOLI EMMANUEL CHIDOZIE OKOLI FELICIA CHIDINMA OKOLI IFEYINWA, CHIGOZIE OKOLI MELVIN, EMEKA OKOLI SAMUEL OBINNA OKOLIE CAROLINE COMFORT OKOLI-EKE ANNE OKOLI-EKE STEPHANIE OKOLIKE EMEKA PASCAL OKOLO FRANCIS CHUKWUDI OKOLO STELLAMARIS, OKOLO STEVE, ANAGO OKONJI KENNETH OKOLIE NGAGBAOSO OKONKWO EMMANUEL, AZUBUIKE OKONKWO FELICIA, OKONKWO FELICIA, EKAETTE OKONKWO ISIOMA, OKONKWO OKECHUKWU, ANDREW OKONOFUA LUCKY, IRHIOGBE (PIF) OKONTA C.U.C, CHUKS OKOPOTOM BLESSING, FRIDAY OKORIE CHIKE, OKORIE CHISOMUNAZU OKORIE CHUKWUEMEKA OKORIE PATIENCE, OKORIE UKACHI JULIANA OKORIE ULONNAYA, RAWLINGS OKORO ADOLPHUS, OLANIYI OKORO AHAMEFULA ORISAKWE OKORO ANGELINA UDEKWESI OKORO BENSON CLINTON OKORO CHIMEZIE, CHRISTOPHER OKORO CHUKWUEMEKA JOSEPH OKORO CLEMENT, NWAFOR OKORO JOSEPH, IFEONYE OKORO MARTINA, IFEOMA OKORO NATHANIEL, C. UGOCHUKWU OKORO ONYEKACHI NDUBUISI OKORO STEPHEN, OKWUDIRI OKORO SYLVESTER, OKORONKWO ANTHONY, NWABUEZE OKORONKWO CHIDI SYLVESTER OKORONKWO DIVINE, UCHECHUKWU OKORONKWO UDOAMAKA OKOSODO KINGSLEY, OKOSU NAPOLEON DAVID OKOSUN DERREK, OKOSUN GAIUS, OKOSUN OMOYE, OKOSUN PETER, ODION OKOSUN VERONICA, OKOTCHA PETER NGOZI-CHIKA OKOULATSONGO CHRISTIANA, NGOZI OKOYE MICHAEL, OGUEJIOFOR OKOYE VICTOR EMEKA EMVO OKPALA IJEMA, OKPALA STANLEY, OKWUDILI OKPALA UGOCHUKWU JOHN OKPALAOBIOMA PETER OKPAMA EMMANUEL OKPARA DENNY UDENSI OKPARANYOTE KEVWE, BERNADATTE OKPERE IMMACULATA, EGHONGHON OKPO STEPHEN NNAMDI OKPU PAUL ONYEMAECHI OKPUTU OCHIM, JULIUS OKUBADEJO ADEBISI, A. OKUBADEJO OLUFUNKE, OKUEFUNA GEORGE IFEANYI OKUMAGBA FRANCIS, OKUNADE GBENGA, SAMUEL OKUNEYE OLUFOLAKE, OPEYEMI OKUNKPOLOR ANTHONIA, OKUNRINBOYE OLUWATOYIN, OLABISI OKUNRINBOYE WALELOLA ENIOLA OKUNSOLA CECILIA, OLUREMI OKUNSOLA OMOYEMI, DEBORAH F. OKUSAGA ATINUKE, OKUSAGA OLUFUNMILAYO, ADESOLA OKUSANYA OLAYIWOLA, OLADOSU OKUSANYA OLUWANIFEMI, OKUSANYA OMOLARA, OLUBUKOLA OKUWOBI CHRISTIANAH, ABIODUN OKUYEMI OLUWASEYI, TEMITOPE OKWECHIME ERIC, IFEANYI OKWECHIME KINGSLEY, IKPEAMANAM OKWECHIME MARIAN, NGOZICHUKWU OKWECHIME OSAYEME, EMMANUEL OKWEDADI IFEANYI PATRICK OKWENI AUGUSTINE, O OKWESA JAMES, OTUNUYA OKWODU PATRICK, NDUBUISI OKWUDIRE GOODLUCK, UGONNA OKWUMA JUSTUS ODIRA OKWUOLISA JOHN PAUL OKWUOSA CHINEDU, OLA FISAYO, MODUPE OLA OLUBUNMI CAROLINE OLA VICTOR OMOLOLU OLABIMTAN ISAAC, KAYODE OLABINKE GBENGA, OLABIRAN ADESODUN, KOLAWOLE OLABISI ADEOLA FUNMILAYO OLABISI WILLSON, OLATUNDE OLABIYI OLUKUNLE, OLABIYI SOLOMON, OLUYINKA OLABODE OLUGBENGA, WILLIAMS OLABODE RAMONI, AKANNI OLADAPO ADEBUKUNOLA IYABODE OLADAPO MATILDA OLADAPO OLASUNKANMI, MARTINS OLADEJI MOSES, OLUMAYOWA OLADEJO AYOBAMI, ABIODUN OLADELE MOJISOLA ABIOLA OLADELE OLUWATOSIN, BOLAJI OLADIJI BABATUNDE ALABI OLADIMEJI DEBORAH TAYO

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OLADIPO EMMANUEL SUNDAY OLADOGBA SAMSON OLAYINKA OLADOKUN SUNDAY OLADOSU JEREMIAH AYODEJI OLADOSU ROSELINE, OLADOYE OLUWOLE OLAWALE OLAEGBE YEWANDE, ABOSEDE OLAFINMIHAN ANTHONIA, TEMITOPE OLAFUSI OLUWATOSIN, ABIODUN OLAGOKE ISIAKA, OLANIYI OLAGUNJU IKPONMWOSA, OLAIDE ABOSEDE, FUNMILAYO OLAITAN ABIOLA, ADEJOKE OLAITAN WAIDI OLAJAIYE THERESA MODUPE OLAJUWON OLUWATOYIN, LORETTA OLAKANYE FLORENCE OMOLOLA OLA-LAWAL AREMU LOOKMAN OLALERE DAUDA, AKINWUYI OLALEYE DAMILOLA, JOSEPHINE OLAMIJULO BOLA OLAMIKAN ADEKUNLE, GABRIEL OLAMUYIWA OLAPEJU OLANIPEKUN KAZEEM OJO OLANIPEKUN OLUWAFISAYO OLANIYAN BODUNRIN JIDE OLANIYAN DOLA ATOKE OLANIYAN OLUBUNMI OLAYINKA OLANIYI DEMILOLA OLAMIDE OLANIYI TAIWO, MATTHEW OLANIYI-OLOPADE KASOPE IBRAHIM OLANLOYE KEHINDE OLANLOYE KEHINDE ADEBOLA OLANREWAJU ADEPEJU, ABIOLA O. OLANREWAJU BASHIRAT APEKE OLANREWAJU DAVID, OLAYINKA OLANREWAJU MARY NIMOTALAI OLANREWAJU TAJUDEEN KOLAWOLE OLAOFE TOLANI OLAOSUN GEORGE OLATUNJI OLAOYE OLUWASOLA OLUWASEUN OLAREWAJU MOSES BIMPE .M. OLASANMI FUNSO, MICHAEL OLASHORE ATINUKE BOLANLE OLASOPE AFOLABI, (OTUNBA) OLASOPE KIKELOMO, COMFORT OLASUNKAMI SAMSON KEJI OLASUNKANMI LANRE, OLADAYO OLATOSI ADEOLA OLATUNBOSUN SUNDAY OLATUNDE YEMI, GBENGA OLATUNJI ISAAC OLUWADARE OLATUNJI OLADAPO OLAWALE BENJAMIN, OLRUNNIMBE OLAWOLE BUSARI, MOSHOOD OLAWORE SABURI, ABIOLA OLAYANJU MOJIRADE, IDAYAT OLAYANJU YEKINI ADEMOLA OLAYEMI OLAWALE ISAAC OLAYINKA FUNMILAYO, OLAWUNMI OLAYINKA OLUFUNMILAYO ELIZABETH OLAYINKA-OJOTU FUNMILOLA OLAYIWOLA ABD, FATAH OLIAGBA THERESA UJU OLIE-SILAS AMAKA, OLIH HENRIETTA, CHINENYE OLOBATUYI JOHNSON OLORUNFEMI OLOFINLUYI JOSEPH, OLORUNSIOMO OLOGAN OLUMIDE, JOSEPH OLOKUNBOLA ADENIKE, FOLUKE OLOMIWE CHARITY, OLUCHI OLOMO B. OMOLARA OLOMO OLUWADAMILOLA OLUWATUMININU OLONADE ATINUKE LOLA OLOPADE DAVID, OYEYEMI OLORUNSOLA TOYIN, RAPHAEL OLORUNTIMILEHIN ALEXANDE, OLOWODOLA COMFORT OLUSOLA OLOWO-OKERE ISAAC, KEHINDE OLOWU D. OLUREMI OLOWU SUNDAY ADEDAYO OLOZULU ISRAEL, BRAIYEDESE TIEKIRI OLUBA STEPHEN, ATI OLUBIYI FUNMILAYO OLUBODE OLUFUNMILOLA, ABIMBOLA OLUBOLA OGUNLEYE YUSUF OLUBOLADE OLUWATOBA OLUBUNMI ESTHER, OLUDE EPHRAIM OLUWOLE OLUDIMU JUMOKE, FUNKE OLUDIPE OLUSEGUN, TEMITOPE OLUFADE ABIODUN, CHARLES OLUFON ELIZABETH, ADEKEMI OLUFOWOBI FUNMILOLA, OLUFOWOBI OLUFEMI OLUGBADE KAZEEM, SHOLA OLUGBEMI CHRISTIANA OLUFUNMILAYO OLUGBEMI GILBERT, ISAAC TOKUNBO OLUGBEMI OLUGBENGA OYEWALE OLUGBODE OLUWASEGUNFUNMI, NKIRUKA OLUGBODI MICHAEL ADEPOJU OLUGBODI OMOWUNMI OLUGH IGNATIUS CHUKWUDI OLU-IBUKUN OLUKOYE OLADEJI OLUIKPE GODSON, NDUKAKU OLUITAN ANTHONY ADEYEMI OLUKANNI RACHAEL OLAMIDE OLUKOYA OYENIKE, TINUOLA OLUMIDE TAOFIK, K. OLUMIDE BOLAJI OLUMOYE AUGUSTINE, OLUWEMIMO OLUOBA CELESTINE, OLUBUNMI OLURISHE RAPHEAL, DADA OLUROTIMI OLAWUNMI, MAKANJUOLA OLUSANYA OLUWASEUN, A. OLUSESI KEJI, FUNMILOLA OLUSESI LARYOR OLUSEYI OLUBOBA, OLUSHINA TAIWO EBENEZER OLUSHOLA MORUFU, AYODELE OLUSOJI ADENIYI OLUSOLA ADEKANOLA & CO OLUTUNGASE IBUKUN MARGARET OLUWA AYISATU, OLUWA SULAIMAN BABATUNDE OLUWADAIRO DAVID ADESIKU OLUWADAMILARE EBENEZER, O. OLUWADIPE MICHEAL, A. OLUWADIPE TEMITOPE, JOSEPH OLUWAFEMI BOSEDE, RACHEAL OLUWALADE MOSES, OLUROTIMI (MR) OLUWALOWO ADERONKE, ADEBISI OLUWASEUN ROTIMI, JAMES OLUWASUSI ADESIMBO, BOLA OLUWATIMILEHIN JOHN(PASTOR)&, SUSAN OLUWOLE AKEEM, ADEKUNLE OLUWOLE SUNDAY AKINLOLU ADEGBOLA OLUYADI OLUSESAN, ABIODUN OLUYADI RASAQ AYODEJI

OLUYIDE VENESSA ABIOLA OLUYOMI PAUL OLUDOTUN OMABUWA MAUREEN, GBUBEMI OMACHI JOSHUA UWADA OMACHI PAUL, SHAIBU OMAFU JOSEPH, OCHE OMARE OMASAN CHARLES OMARE-DJUWOVWE ERERTEVWE, HENRY OMEDE IFEANYICHUKWU, AUGUSTA OMEH CHINWE, STEPHEN OMEJE KAOSISO, CHUKWU SAM OMEJE MARY, CHINENYENWA OMEJE PATRICIA, OBIOMA (MRS) OMEKU ANTHONY, CHIDI OMENKA MONDAY CHUKWUEMEKA OMERE MARIA ITOHAN OMETAN GODFREY, UFUOMA OMIDIRAN THOMAS, OLUFEMI OMIGBENLE ABIODUN, OMILAKIN OLUSOJI, OMISAKIN OLUSOLA, AKINTOYE OMNI-B HOLDINGS LTD OMOBOGIE JOHN, ERHARUYI OMOGBEMI MDDUPE, MARY OMOGBETHAI FAITH, OMOGBOYEGA YEMI OMOIGBEDI OPY, ABBA OMOKANYE RAPHAEL, OLADELE OMOLE RACHEAL OYINLOLA OMOMILA FRANKLIN, IKENA OMOMOWO OMOLAFE OLANREWAJU OMONDIAGBE SYLVESTER, . S. OMONIJO BLESSING OMONIYI OLABANJI, ISAAC OMORO ROWELL EBASEIMOKUMO OMORUYI MERCY, CHRISTY AKPEHUAN OMOTAYO KOREDE, FUNMILAYO OMOTAYO OLUBUNMI, AYOTUNDE OMOTOLA JELILI ADEBISI OMOTORO ADIJAT, OLAIDE OMOTOSO ELISHA OLUWASEGUN OMOTOSO LAWRENCE, AYODEJI OMU CHRISTOPHER, ONABANJO OLUMUYIWA, OLUSEGUN ONAFOWOKAN OLUSEGUN, EMMANUEL ONAFOWOKAN(DECD) (ADMOR)(DECD) OAFOWOKAN MARIAN(ADMOR) TUNDE KEHINDE ONAMUSI ADEDEJI ADEWALE ONANAIYE OMOLARA, OLUBIMPE ONANUBI SERIFAT, ATOKE ONANUGA JESUFEMI FAITH ONA-OLAPO J.I.B, ONATUNDE AJIBIKE OLAITAN ONATURU EMMANUEL ONAWUNMI FEYISOLA ADUKE ONAYEMI OLUWABUSOLA SIKIRAT ONEJEME IFEATU, CHINEDU ONI ABEL AYANDO ONI ADEJOBI, ONI TOLUWALOPE OLADAPO ONIFADE ADEJIMI, OLADELE ONIFADE AZEEZ, IDOWU ONIFADE DIRAN ONIHA SOLOMON ONIKEKU ADESINA, FATAI ONIKOSI BISI MOJOYINSOLA ONOH GLADYS, ONOJAFE EFE ESQ., ONOJUGO OBIORA ONOKALA IJEOMA, ONONAIYE OLUMIDE, ADEBAYO ONONOBI PEACE CHIKA ONONOWO JOSEPH OLUSEGUN ONOROH CYPRIEL ONOVUGHE OVIE, MOSES ONU ANIH PATRICK ONUEGBU MARY, ANN .C. ONUEGBU UNIQUE CHIAMAKA ONUMAH EGBADE MORGAN ONUMAJURU ROSEMARY, ONUMARA ATO LAW ONUOHA EDMUND, ONUORAH ANTHONY CHUIDI ONUORAH ANTHONY IFEANYI ONUORAH FERDINAND, I. ONUORAH THERESA, AMAKA ONUTA DOROTHY, OGHALE ONWUBUARIRI VALENTINE CHINENYE ONWUDIWE OGUGUA MACHARRISON ONWUEGBNU JIDEOFOR ONWUEGBNU ONWUGBUFOR REUBEN, IKECHUKWU ONWUJIUBA MICHAEL EKWEBENA ONWUKA IHUOMA, M. ONWUKA JOY, NGOZI ONWUMA FRANKLIN, ONWUNALI MICHAEL NGOZI ONWUSOANYA AUSTINE, AGODICHI ONYE EPHRAIM ONYEAJUWA UZOMA, BENJAMIN ONYEAKA HELEN, NNENNA ONYEBUAGU GLORIA, IJEOMA ONYEJI AMBROSE OKEKE ONYEJOSE FRANCIS, IKECHUKWU ONYEKEZINI FAITH CHIEJINE ONYEKWELU ANGELA IFEANYICHUKWU ONYEKWERE HILDA, N. ONYEMACHI ANAYO, ANCELEM ONYENACHO THEODORE CHUKWUEMEKA ONYENANIA JOSEPH UWAEZE ONYENKPA VICTOR, UZODINMA ONYEUKWU NDIDI, EBERECHUKWU ONYIA OSMOND, TOCHUKWU ONYIBA HERBERT, NWUBA OPARAODU KINGSLEY CHINEDU OPATOLA JOSEPH, OGUNDEYI OPAYEMI TEMITOPE OLUFUNNTO OPE KUBURAT, ABIOLA OPEISA DANIEL ALABI OPENE NNAMDI O OPEODU OLUFEMI OPESAMI BOSE, OPESANMI OPOOLA MURTALA, KOLAWOLE OPUIYO SUNDAY DIDI OPUTE IFEOMA ROSEMARY ORAKA ANTHONY, ATOYI ORAKA UCHENNA, CHIJIOKE ORANYE EMEKA, FRANKLIN ORAZULUME GINA, OREBAMJO OMOTOLA, ADEDAYO OREBIYI SAMUEL OLUSOLA ORHURHU AKPOPHIRE VINCENT ORIAKHI DAVID E ORIAKHI FRANCIS, ORIEKA DANIEL BERNARD ORIHIE ALBAN CHUKWUEMEKA ORISASEYI LOT, OLORUNSUYI ORISASONA ADEGBOYEGA, ORIZU OBI,

ORJI CHIDERA, BETHEL IKECHUKWU OROKI CLUB 20, OSOGBO OROWOLE OLAKUNLE, SUNDAY OSABINU AYODELE, OSADARE ELIZABETH, MOPELOLA OSADARE ELIZABETH, MOPELOLA OSAMIHA HARRISON, OSANTA COMMUNITY BANK LIMITED OSARUMNENSE CHRISTOPHER, OSASU OSAWARU EGHOSA LYNN OSAYAMEH OLUFUNLAYO, OLUBAMBO OSAYINGBE S.A OSAZUWA GLADYS OSAZUWA TIM COMFORT, OSBORNE OLUREMI, AINA OSEGBO ZEPHANIAN CHIBUZO OSEMEKA LYNDA, NWAMAKA OSENI BARAKAT I. OSENI BASHIRU SHOLA AKANNI OSENI HALIMAT O. OSEWA OLUBANJO, OSHAKUADE ABIMBOLA ELIZABETH OSHIGBOGUN OLATUNDE, OSHIKOYA ADEDOTUN NEYE OSHIKOYA SAMUEL, DUROJAIYE OSHIN OLUREMI KOLAWOLE OSHIN CLARIBELLE BOTOSAN OSHINDHINI ADEBAYO OSHINGBOYE IBATU ABIMBOLA OSHOKO OMOTAYO ABOSEDE OSHOMEGIE AIGBOKHAODE, FRANCIS OSIDIPE OLAJIDE EDWARD OSIFISAN GANI KAYODE PASSA OSIFO JULIUS, EHIOZE OSILI BATOKWU, THERESA OSINDEINDE MAJEKODUNMI, ABAYOMI OSINOWO ADURAGBEMI A. OSINOWO OSINOWO MARK ADETAYO OSINUBI ADEWALE, AMOS OSITADINMA C., OKONKWO OSIYEMI ADENIYI, OLALERE OSOBA BABAFEMI O. OSOBA PERE, OSONDU EBE OKO OSOPALE BABATUNDE ADEWUNMI OSORO OMAMOKE OSSAI BONIFACE, OSSAI EMMANUEL, EMEDO OSSAI OSHIMILI OSUAGWU NELSON CHIMEZIE OSUJI CHRISTOPHER, OSUJI JOSEPH OKECHUKWU OSUKWO CHIAGOZIE, OSUME RICHARD, OSUNLALU ADEOYE, OLUGBILE OSUNSANYA AGUNLOYE II, KOLAWOLE ADEBAYO OSUOHA ANTHONY CHUKWUDI OTASANYA TOLULOPE, KEHINDE OTHMAN HALIMA SHEHU OTOBO DAWARIFAKA, OTOBOR AUSTIN OKEOGHENE OTOKITI FEYISAYO OMOWUNMI OTSEH ESTHER OTTIH VINCENT, CHIMEZIE OTUFOWORA HAKEEM ADEBOLA OTUH AUGUSTINE, OTULANA OLUGBENGA, KAMALDEEN OTUNLANA BABATUNDE, ABIODUN OTUNNI YEMI OVIAWE ALUEBHOSELE OVIE-TEMIAGIN NDIDI-AMAKA, GOODNESS OWADAYO IBITOWA KAYODE OWARRI MUHAMMAD OWATE SAMUEL C OWEN NNAMDI, DAVID OWIE ISOBOMUWA, STELLAMARK OWODUNNI ADEGOKE AHAMED OWOEYE FOLABI EBENEZER OWOEYE FOLAYEMI OLADIPO OWOEYE-WISE ABIMBOLA B. OWOLABI ADE, ADETOKUNBO OWOLABI AWEDA WASIU OWOLABI FOLA OWOLABI GANIYU AMAO OWOLABI OLADAPE, OWOLABI OLUSEGUN S. OWOLABI OMOLARAENI, OWOLARAFE AJADI, RAFIU OWONAM JOSEPH JOHNNY OWONIFARI DAVID ABIODUN OWONTE MAGNUS HART OWOSINA FRANCIS, ADEDOYIN OYADEJI VICTORIA OLUWAYEMISI OYAHANYE SAMUEL, BOLA OYALANA OYEWUNMI OYALOWO ANOT, OMOTAYO OYARA JUSTINA, AIRIA AMENAWON OYEBANJI OYEWALE, OLUSHOLA OYEBODE WASIU OYESOLA OYEBOLA MUFUTAU, OLANREWAJU OYEDEJI ADIJA KEMI OYEDELE JAMES, OYEDEPO ADENIRAN, OLUSEUN OYEFESO EXCEL OREOLUWA OYEGOKE ABIODUN, RASAQ OYEGOKE SAMSON, ADEOLU OYEKA NGOZ, I .L OYEKANMI RAMON KOLAWOLE OYEKUNLE FRANCIS ABIODUN OYEKUNLE MICHAEL, OYELAYO OYELEKE FOLUKE, OYELEYE FUNMILAYO, OYELEYE OYEWOLE, AFIS OYELOWO RASAKI ADIGUN OYENIRAN ADEYINKA, OYENIYI OLUWAFEMI IDOWU OYENIYI SAMUEL BOLOJOKO OYEROGBA OYENEKAN, ABIODUN OYESANYA IDOWU ADEBAYO OYESIKU OLAYIKITAN IBILOLA OYESORO RASHIDAT ATINUKE OYETADE OLUREMI ANTHONIA OYETORO JEROME, SUNDAY OYEWOLE JOKOTADE BAMIDELE OYEWOLE JOSHUA OJO OYEYEMI AKEEM KOLAWOLE OYEYEMI MUKAIL, OLAWUYI OYEDEJI OYEYEMI OLAYINKA, JOAN OYEYIOLA ADENIKE, OYINLOLA KOLAWOLE, ISAAC OYOLOLA TIJANI ADEBAYO OZOLUA DORIS, OZONWEKE JOHN, IFEANYI OZURUMBA PAUL, NKEMJIKA PADONU KOFI, AJAYI PEAKVIEW TUTORS PECULIAR INVESTMENT CLUB PEDRO OLAKUNLE, RASAQ

PEINGURTA NIFARTA ANDREW PEMII IMMACULATA ZIGA PENINSULA NOMINESS 'A' A/C PENNFIELDS SECURITIES LTD PENNFIELDS SECURITIES LTD PEPPLE CHRISTOPHER, IWO PERPETUAL INVESTMENT, (2003) LIMITED PETER IBRAHIM PETER IMO-ITA INIABASI PETER SUNDAY, EWOMA PETERS ABIODUN, OLUSEGUN PETERS EBUNOLUWA OLUFUNMILAYO PHILLIPS CONSULTING LIMITED PITAN OLUYEMISI, OLUBUNMI PIUS PHILIP STEPHEN POPOOLA ADEDOTUN TAJUDEEN POPOOLA ISAAC OLUFEMI PORCHESTER EXECUTIVE HEALTH PROMOTION POUBO EBIYERI RUTH NIMITEI PRATT AKINTOMIWA PRUDENTIAL TRUST CO. LIMITED Q-TRESURE INVESTMENT LTD QUAO ALFRED A. RAHAMAN YUSUF RAHEEM DAUDA MOKOLADE RAHEEM TAJUDEEN, OLAWALE RAJI ABDUL QUADRI RAJI KILANI ALABI ADIO RAJI MUSBAU, ABIODUN RAMON OLAYINKA, RAHEEM RAPU NKOYO, ODO RASAKI JAMIU OYELOWO RASHEED LUKMAN ALABI REGENT KNIGHT INVESTMENT LIMITED REMERE AUSTINE REMI OJEYOMI, & CO RENIX NIGERIA LIMITED RESOURCE ENGINEERING AMALGAM LIMITED ROBERT LOUIS CHIKAODI ROBINSON EBIOWEI DOMINIC ROTIMI ABIODUN, ROTIMI JOSEPH, ROTIMI MICHAEL OLUWASEYI RUFAI RASHEED, ADENIYI RUFAI WAHAB, SAAD BIOLA SALAMAT SABIYA DANA, REJOICE SADIKU MUSILIU, AKAANI OMOLAJA SAFELINE NIGERIA LIMITED SAFIU AKEEM OLALEKAN SAINO NIGERIA LIMITED SAKYENU SYLVESTER AHMADU SALAHUDEEN BALQUEES KEMMY SALAMI OLANIYI, LUKMAN SALAU KAYODE, SALAWU BASHIRU LAYEMI SALAWUDEEN RASAKI AKANMU SALEH IBRAHIM, ISA SALIHU ABDUL QADRI YUSUFF SAMDICKS IND. LTD SAMPSON NKOYO, EYO SAMSON CHINYEM SAMUEL AJEWOLE, OLUSEGUN SAMUGANA CYLINE UMO SANDA TAIWO ASANOTU IMORU SANNI GANIYU, KAYODE SANNI SUNDAY, SANUSI ASIMIYU, AKANNI SANUSI OLANIKE, SILIFAT SANUSI OMOLARA SANUSI WALE, KAREEM SANWO OLAJIDE ADEKUNLE SANYADE-IBIKUNLE FELICIA O. SAVAGE ABIODUN SAVAGE ABIODUN ABAYOMI SAVAGE ABIODUN, NURUDEEN SAVAGE BABATUNDE SAVAGE OLUFUNMILAYO O SAVAGE OLUKAYODE ABIODUN SAVEFUNS FARMS ENTERPRISE SAWYERR JAMES AKINYEMI SCOH SIMON, O. SEEDTIME EQUITY FUND SEGUN-OTA JEREMIAH TUNDE SEMINARY OF SS. PETER & PAUL SEMOWO RACHEL, ADETOWUN SERIKI OLADAPO OLUJINMI SHAIBU ADIJATU KUBURA SHAIBU JOHN SHAIBU SUNDAY ANEVERE SHAKIOYE JEMILAT OLAIDE SHALOM ACADEMY LTD SHANU COMFORT, SHARON YIL NIG ENTERPRISES SHEHU AMINA MACHIMA SHEHU GARBA, SHEHU SAIDU AWAK SHEKONI ADEMOLA SHEKONI GAFFAR, ABIODUN SHETTIMA KASHIM, SHINKAFI ABDULLAHI SHINKAIYE JOHN, KAYODE SHINKAIYE KAYODE SHITTU SIMIATU ADEJOKE SHITTU SOLA, SHOBOWALE SEMIU, ADESINA SHODEINDE BABAJIDE TAIWO SHODEINDE MICHAEL, OLORUNSOGO SHODEINDE OLALEKAN SHODEINDE OLAOLU ADEGBOYEGA SHODIPO ALICE, OYINLOLA SHODUNKE AISHA, ABIODUN SHOFOLAHAN MARY, JOKE SHOFOLUWE BABATUNDE, G. SHONIBARE OLUWATOSIN, FATIMAH SHONOWO MICHAEL KOLAWOLE SHONUBI ADEBISI, SHOPEJU CAROLINE MORENIKE SHORINOLU TAIWO, SHOTE OLABISI, BOLANLE SHOWUNMI NOAH, ENI-ITAN SHOYELE JULIUS OPAFEMI SHUAIB SHEHU, SANI SIDI MOHAMMED ABDALLAH SIKKA PS SIMON LOHNAN DAVID SINGSINI RUTH, SOBAMIWA OLADUNNI RONKE SOBAMIWA OLUFEMI 'DIPO SOBANJO OLUWAKAYODE, SOBOLA JESUNFUNIFEMI, MIRACLE SOBULO MORAKINYO SOBULO TUNDE M SODE OLUSESAN SOESONS LIMITED SOETAN ADEPEJU ADEBOWALE SOFELA MARY, ADEOLA SOFOLAHAN ABAYOMI ABDUL-LATEEF SOGAOLU TAIWO ABIOYE

SOGUNLE ANTHONY, KEHINDE SOKUNBI TAIWO O. SOLA-AJILEYE OLUWATOYIN, ADEBOLA SOLAF VENTURES SOLAFAK SOLARU ADEKUNBI BOSEDE SOLARU OLUWATOYIN, SOLID-ROCK SECURITIES INVESTMENT LIMITED SOLOMON OLUMUYIWA ADEMUWAGUN SONAIKE EMMANUEL, OLUDOTUN SONTAN ADEMOLA SONUGA ODUNLAMI OLUMUYIWA SONUKAN DORCAS, ABOSEDE SOSANYA TINUADE OLUSOLA SOVEREIGN TRUST INSURANCE PLC SOWOLE ROSALINE OLUFUNKE SOYINKA-ONIJALA MOREMI STEPHEN REGINA, EBERECHUKWU STEWART KATE, EMWINGHARE STOCKCORP ASSET MANAGEMENT STRATEGY & ARBITAGE 30 SUBERU SABO MUSA SULAIMAN LAWAL DG YAKUBU SULE ALEXANDER, IKPONWOSA SULE-KOIKI ADEDOKUN, WAHAB SULIEMAN OBA, AJIA SUNDAY GEOFFREY ONYEUKWU SUNMONU HUSSAFIA KIKELOMO OLAJUMOKE SUNMONU HUSSEIN OYEKANMI SUNNET SYSTEMS & DATACOM SERVICES, LT SURAKAT ABDUL GANIYU SUTTON AYODIPUPO MICHEAL TADO EKELE, KINCLEY TAFIDA MUSA BAMANGA TAIRE MOSES, SHILOH TAIWO ABDUL WASIU GBOLAHAN TAIWO MUTIAT OLUWAFUNMI TAJUDEEN ABDULRASAQ, TAM NOMINEE LTD 5001 TANGBAN JONES, AYUK OJONG TANKO SHEHU, MAKARFI TANKO WILLIAMS TAPERE ISAAC, SUNDAY TARFA AMINA, ALIYU TEKEME ESE SUNDAY TEMOWO ABAYOMI, OYEBOLA THE EST. OF LATE ADETUNJI TUGBOBO THE ESTATE OF ALABI, EBENEZER LAGOKE THE ESTATE OF IKEH, CHARLES OSITADINMA THE ESTATE OF INONIYEGHA, FRANCIS EYEMAJE THE ESTATE OF OGUNBERU, GABRIEL TUNJI THE ESTATE OF OKAFOR, PATRICK CHUKWUEMEKA THE ESTATE OF TAIWO, SUNDAY OLUBUNMI THE ESTATE OF WEMIMO, BAYO THE ESTATE OF ZAMANI, ISHAKU THE ESTATE OF LATE JOSHUA N. OYABAYO THE ESTATE OF LATE MICHAEL, OSUME THOMAS JUDE, THOMAS WILLIAMS BABATUNDE THOMPSON MBUOTIDEM, EBONG THOMPSON SARAT TOYIN THORPE WALTER OLUWOLE THRIFT BARN INVESTMENTS LTD. TIAMIYU BISOLA, MODINAT TIMIBITEI FRED TIMI-LAWAL SULEMON ALAO TITILOLA EMMANUEL, KEHINDE TOBUN M O T OLAYIWOLA TOGUN MODUPE OMOYIOLA TOGUN MOJISOLA ADEBAYO TOGUN OLUKAYODE, AKINTOMIDE TOKAN-LAWAL FOLASHADE TOKI ANIFAT, AJIBIKE TOKUNBO DANIEL, OLUWATOYIN TOMBRI MAKAIVA, ABIOKO TOM-GEORGE GODWILL, MESHACK TOMORI OMOWUMI TOTAL CONSULT LIMITED TOWEH LARRY TOWER SECURITIES & INV CO LTD -A/C 1 TRIDENT RESOURCES LIMITED TRUEVINEGLOBAL ASSET MGT LTD TSADO ESTHER, MAMMAN TUKUR UMAR FARUK TUMSAH KASHIM, MUSA UBAH CLETUS, C UBANDOMA JONATHAN UBANGHA SUNDAY USANG UBANI GLORY NWANYIOMA UBANI-WOKO NDUKA UBBAONU NNENNA JOY UBIAGBA KENNETH, OSSAI UBOH PRECIOUS, OYEKACHUWKU UCHE EMMANUELLA CHUKWUNOMUSO UCHEGBU CHINENYE, EBERECHI UCHENDU CHARITY, NGOZI UCHENDU RAYMOND UZOMA UCHE-OJUKWU NNEKA, ESTHER UDE ONUORABUCHI UDE RAPHAEL-JUDE, CHUKWUKEREM UDEAGHA OBINNA UDEALOR JOHN, UZUEGBUNAM UDEGBE DORIS IMOBIYE UDEGBULAM MOSES UDEH ALPHONSUS, CHIBUEZE UDENKWELE CHUKWUEMEKA CYPRIAN UDENKWO AMARACHI, UDENNAKA IFEANYI EMMANUEL UDO EDU, IME UDO ONYEDINMA ANYA UDO UDOMA, ADERONKE UDODI CHUKWUBUEZE, UDOFIA ISAIAH, EMMANUEL UDOH ABASI ANAMNSAKI SOPHIA UDOH AFFANG, UNAH UDOH CHARLES SEBASTIAN UDOH EMMANUEL AKPAN UDOH IKWO JOHN UDOH IME, BASSEY UDOH INIAMA, K0KO UDOH STANLEY, INI UDOH STELLA, BASSEY UDOH UWEM, SUNDAY UDOJI UCHE, REGINALD UDOKWERE UKPONG DANIEL UDOTUNG EMMANUEL, ETIM UDOWOIMA EMMANUEL UDUEZUE MATTHIAS, NWOYE UFEBE LAWRENCE UFONDU HYACIENTH AZUKA UFONDU PAUL NWABUNIKE UGBER FELIX, UGBO RICHARD, UGBOGU MARKLENE CHINATU UGHOJOR THOMAS OKPAKO UGOJI NKEM UGWOKE GODWIN OLISA UGWU CELESTINE CHINEDU IGWEBUIKE

UGWU IGBONEKWU, EVANS UGWU IGNATIUS UGWU KENNETH UGWU UGWU LAWRENCE, OKAFOR UGWU OKWUDILI UGWU STELLA, NKIRU UGWU VITUS ONUORA UGWUEGBULAM CHIKWEM CORNELIUS UGWUMBA NGOZI, C. UGWUONA WILLIAM UGWUZOR CHURCHILL, NKIRU UHUNMWANGHO PAMELA, OSAR UJAH CLETUS ONCHE UJI CAROLINE, NYIEPINE UKACHU KELECHI, DIVINE UKAEGBU TITUS, NWABEKEE UKAH EMMANUEL, STEPHEN UKAJI LILIAN, OLUCHI UKEGBU CHIBUISI, GOSPEL VICTOR UKENNA JEFFREY IFEANYICHUKWU UKO KAZIE, UKOH UDOYO OKODI UKOME EMEKA, MICHAEL UKOR JOSEPH UKPAI JOHN, OKWU UKPE ANIETIE JOHN UKPE TEMITOPE, TOYIN(MRS) UKPEBOR BLESSED, OSEMHANHIEMHEN UKPONG FRIDAY JACOB UKPONG SUNDAY, UKWUNNA MARTIN, UMAJIE IPALIBO, PROGRESS UMAJIE IPALIBO, SOCIAL UMAMEH FRIDAY, JEREMIAH UMANAH ISAAC MOSES UMAR AHMED, UTARE UMAR AISHATU, ALIYU (ENGR) UMARU DAKAYA YAHAYA UMARU DINATU UMARU IBRAHIM, UMEADI ANDY, UDEM ALOY UMEGBOLU CLETUS, OFOEKEOKWU UMEH BONIFACE, UMEH FAVOUR TOCHUKWU UMEH JUDE ELECHUKWU UMEH MIRACLE CHINAZA UMEHA CHUKS IROANUONWU UMENNAESIE OBUNIKE, OBIORA UMEWUZIE CHARLES, UMOELIN ISAAC UMOETUK WILLIE UMOH EDEM UDDFIA UMOH EMMANUEL, EFFIONG UMORU DAKO PAUL UMUKORO FESTUS, EFEMENAH UMUKORO KELVIN, OBUKOWHO UMUNADE OGHENETEGA, MARVIN UMUNNAKWE ANGUS, ADINMA UMWENI JOSHUA, EHIREMEN UNACHUKWU CHAMBERLHIH, OKWUCHUKWU UNAMMA RAYMOND PAUL A UNIMI JONATHAN ENEMAKWU UNOGU UDOKA, UNUGBOKE LOVETTE, UNUIGBE EDITH UNUIGBOJE KOREDE G. OMOUAH URHIE EWHOYERURE, JOSEPH URUA INI, JOHNSON USEH EREZIME ALFRED USMAN GIDEON, NACHE USMAN HADEJIA, ALIYU USMAN ISIAKA USMAN JUMMAI BALARABE USMAN TITILOPE, RAHMOT USMAN-ALFADARAI HABIBU, USO UBONG, ENO UTHMAN ABDULGANIY, ADEDAYO UTOMAKILI BENJAMIN CAPTAIN UTOMI EJIME, SARAH CHEKWUBE UTUK EMMANUEL SUNDAY UWAFILI FRANCIS, JUDE NWABUEZE UWAGBOE OSAMUDIAMEN HUMPHREY UWAH BENSON, JOHN UWAKHONYE MOSES UWAKWE RAYMOND, CHINEDU UWHUBETINE OGHENEKEWVE ROSALINE UWUNG ESHIET DOMINIC UZOEWULU DANDYSON, BENSON UZOH NOMSO HENERY UZOKA FAVOUR EBERE UZOKA JAMES AKWUDINUNOR UZOMAH STEPHEN, OBI CHIZUBELU UZOMBA ALOYSIUS, ANAYO UZOMURU MAURICE, CHUKWEMEKA UZOWIHE CLEMENTINA, NKECHI UZUEGBU MICHEAL UZUM NELSON IFEANYI VERSE 29 LIMITED VIANANA KITCHENER VIDJOGNI-JOSEPH JOHN F. VINCENT ABIOLA ANTHONIA VINEK INVESTMENT LTD VMEDE-OBAHOR ESEOGHENE, VOGT M E WAAPELA NINA, PERPETUA WAHAB OLABISI, ADEDOYIN WAHEED MUJIDAT, OREOLUWA BOSEDE WAZIRI GOODNEWS BABAMAAJIN WECO SYSTEMS INT'L LTD WELLINGTON IMARALU, WEST AFRICA PROVINCIAL INS. CO. LTD WHILEY MARGARET, EBERE WIKINA ENIYE WILCOX KEVIN, A WILLIAM DAVID OKON WILLIAMS CHIDINMA CHARITY PRINCESS WILLIAMS KOLAWOLE, T.O. WILLIAMS LADE, WILLIAMS MACCS CHIMEHURA WILLIAMS NSIKAN, UDO WILLIAMS ORIYOMI WILLIAMS OYEBISI MODINAT WILLIAMS UWOM EMUGHEDI WILSON-ADU OLUWANIFEMI, OLUWADAMILOLA WILSON-ADU OLUWANIMOFE .O. WINNERS BAPTIST CHURCH WOGU CHUKWUEMEKA UGOCHUKWU WOJUADE ESTHER OMOYIADE WONDERS CHINWE, LETICIA WOOD ORITSETIMEYIN KOJO VICTOR WORLD MISSION AGENCY YAKPOGORO REX GEBA YAKUBU BAMIDELE, MICHAEL YAKUBU MARY, ANN YAKUBU SULEIMAN YAKWO BITRUS ISAAC YALOKWU PATRICK ONUWA YANGA BELINDA, DOUBARA

104 Ecobank Nigeria Annual Report 2010

YANGA EBIYE, L. YANGA GEOFFREY, W. YANGA TARI, YAWALE MOHAMMED YEKINI MORUFU YERIMA LAURA, S. YINKA SANNI, YOUNG ROMANUS USEN YUSSUF SHERIFF MOJIROLA YUSSUFF AYISAT, OLUWATOYIN YUSUF MUFUTAU OLAJIDE YUSUF OLANRENWAJU, YUSUF OZOVEHE JOSHUA YUSUF SHERIFF, AJADI YUSUFF MUILI ABIODUN ZADOK PRICE, ABIATHAR ZAMANI ANANG, ZAMANI RUTH, ZUBAIR ZAINAB, FAVOUR ZUBAIRU YUSUF, NAIYA ZUOKUMOR ADEOLA, BUKOLA ZUOKUMOR EMONTUGHA, THOMAS

Payment 16

A.D FADECO NIG.ENT LTD ABAGU MPALEGHGA AHUR ABAH MATHIAS ABAH NENCHE, SUNDAY ABANA DANIEL, UCHECHUKWU ABATI OLURANTI, CORLENIUS ABBAS ACADEMY, ABBEY UZZIAH DENNIS ABBEY HART REGINALD, OWUTUWO ABDUL- KAREEM, A. ATANDA ABDUL OLADOTUN, ABDUL OLUSEGUN, AROGUNDADE ABDULAZEEZ FATIMA, ABDULKADIR ADEPEJU, ABDULKADIR LARAI, FATIMAH ABDULLAHI GARBA, BABATANLE ABDULLAHI HADIZA, ABUBAKAR ABDULLAHI HARUNA ABDULLAHI MAKARFI LAWAL ABDULLAHI UZAIRU, ABDULMALEEK ABDULRAHEEM DANGA ABDULRAHMAN-GARA HASSAN, ABDULSALAM ABDULKADIR, ABDULZEEZ NURUDEEN, OLUSHOLA ABEGUNDE-WILLIAMS MODUPE IYADUNNI ABEL EZEKIEL, ABEL PRECIOUS EJIRO ABER NESE ABIANDU GILBERT AZUBUIKE ABIBU ADEKUNLE, ABIDING MINISTERS EMPOWERMENT CMS LTD ABIJA-RAMOS ZEINAB OLANREWAJU ABIMBOLA AYODELE, OLASUBOMI ABIMBOLA LATUNDE, ANTHONY ABIODUN FRANCIS ADETOLA ABIODUN OLADUNNI ABIODUN TOBILOLA ABIONA JOSEPH OLADAPO ABIOYE BABATUNDE, TAJUDEEN ABIOYE MUDASIRU, KOLAWOLE ABIOYE TESLEEM AJIBADE ABIOYE THEOPHILUS SAIYE ABISHA SIMON, UKORSHE ABODERIN ADUNNI, ADETOLA ABODERIN BOLATITO BIDEMI ABOLADE M, OLUWASEUN ABOLADE OLUWASHOLA ABOLARIN JACOB, ADEBAYO ABOLARIN OLADEINDE ABOLUDE OLANIKE OMOYIOLA ABOSEDE OLUWAMODUPE DEBORAH ABRAHAM MERCELINA LARA ABU HAMZA ABU YUSUF AMUDA ABUAH ISIOMA, PATRICIA ABUBAKAR ALIYU MARAFA ABUBAKAR IYA ABUBAKAR JOHNSON TIJANI ABUBAKAR NANAFATIMA I. ABUDU OLAYIDE AL-MOROOF ASELA ABUDU WAHABI ADEBAYO ABULU EVELYN, IBHADE ABUMERE ARABOME, AUSTIN ACAKPO MATHIAS ACHAYI GABRIEL DUNG ACHIBIRI OKWU EMEKA ACHINIVU CHIDINMA, JUSTINA ACHO TERUNGWA, ACHU GOODNEWS, I. ACHU GOODNEWS I. ACHUA HELLEN, B. ADAGBA COMFORT SESI ADAH AGBA, CHRISTOPHER ADAJI ABUBAKAR, ADAKA CHRISTIAN, ADAMOLEKUN FEHINTOLA OLAYINKA ADAMS OMOZE STELLA ADAMSON ADEDAYO, JAMES ADAMSON AKEEM OLUSOLA ADAMU ISA, IBRAHIM ADAMU MOHAMMED, BAPPA ADAMU SARAH I ADAMU USMAN, ADA-OBOT ARIT, ANTHONIA ADARALEGBE ADEBAYO ADARAMOLA FUNKE, ROSELINE ADE FEMI, LANRE ADEAGBO OMOTOLA FLORENCE ADEBAJO ADETOKUNBOH ADEBAJO BOLAJI ADEBAJO F A ADEBAYO ADEMOLA, ADEBAYO ADETUNJI, ADEBAYO ADEWALE, MOSHOOD ADEBAYO ADEWOLE, EBENEZER ADEBAYO FOLASADE TEMITOPE ADEBAYO FOLASHADE ONAOLAPO ADEBAYO GABRIEL OMONIYI ADEBAYO GANIYU OLANREWAJU ADEBAYO LATEEF OLUFEMI ADEBAYO LYDIA ADENIKE ADEBAYO MOLOLUWA ADEBAYO OLANIKE ADEPEJU ADEBAYO OLUSEGUN, BOLANLE ADEBAYO TITILOPE, L. ADEBESIN OLUSEYI, OMOLAJA ADEBISI BUKOLA, SAIDAT ADEBISI OLOLADE, ADEBIYI ABDUL WAKEEL, A. ADEBIYI AKINPELU, PETER ADEBIYI OLUWAKEMI, ADEDAYO ADEBIYI TAIWO, OLUFUNMILAYO ADEBO OLUWOLE ADEMOLA

ADEBO THADDEUS, ADEWALE ADEBOGUN OLAYINKA, OLATUNJI ADEBOMI OLANREWAJU, ABIODUN (MR & MRS) ADEBOWALE OLADIRAN ADEBOWALE TAYEWO, OLAYINKA ADEBOYA OLUSADE ADEDEJI ADEGOKE, TAOFIK ADEDEJI CHRISTIANA IBIYINKA ADEDEJI FLORENCE OLUFUNMILAYO ADEDIGBA MICHAEL, M. ADEDOKUN ADEKUNLE ADEDOKUN ADENIKE TAWA ADEDOKUN ADENIYI, JIMMY ADEDOKUN SUNDAY, ENOCK ADEDOKUN WAHAB, ADEDZWA NGUHEMEN, ADEEKO ADEBISI ADEFARAKAN ADEDEINDE THOMPSON ADEFEHINTI ADESHOLA, ADEBOLA ADEFENWA FOLUKE, ADEOTI ADEFIOYE IFEOLUWA ABIOLA ADEFIOYE OLUWAFUNMILAYO, ESTHER ADEFOLARIN SIMI, GRACE ADEFULE IGBAGBOYEMI ADEFULE SOLOMON OLUSOLA ADEGBIE ADELEKAN ADEROMOLA ADEGBIJI SEGUN, ADEGBITE OLUWOLE, POPOOLA ADEGBITE RAFIU ISHOLA ADEGBOLA EMMANUEL, KAYODE ADEGBOLA RASAK AYOMIDE ADEGBULU ADEMOLA, ADEGEBO ANTHONY AKINTOYE ADEGOKE FOLAKE, AYOBAMI ADEGOKE KEHINDE O. ADEGOKE OLAWALE O. ADEGOKE VALENTINE, OMOLOLU OLUWAFUNMBI ADEGUNLE BOLATITO TITILOLA ADEGUNWA IBRAHIM, BIDEMI ADEJOBI ADEREMI, ADEJORO OLUROTIMI ADEIYE ADEJORO PAUL PHILIPS ADEJUGBE ABAYOMI KELVIN ADEJUGBE ADEOLA ADEJUGBE AYOMIKUNLE ADEJUGBE BENEDETTE BOMA ADEJUMO ABIKE, OLUBUKOLA ADEJUMOBI SHODIPO, OMOLARA ADEJUWON OLUMUYIWA, ADEJUWOU JULIUS, OLUWASESAN ADEKANBI ADENIKE, ADEKANBI OLUBUNMI, AFOLAKE ADEKANMBI ADEDOTUN, AJIBOLA ADEKANMBI STEPHEN, BABATUNDE ADEKANMI KEHINDE, ADEYINKA ADEKANOLA MAYOWA, ADEBISI ADEKOJE DAPO, ADEKOLA ADEBUSOLA, ADEBANKE ADEKOLA MOTUNRAYO, OLUYOMI ADEKOYA ADESEGUN ABDEL-MAJID ADEKOYA DAVID GBEKEL OLUWA ADEKOYA OLUFEMI, JOHNSON ADEKOYA OLUFUNKE, AJAYI ADEKOYA SILIFAT ABENI ADEKOYA TAMUNOPEKERE, GBOBO ADEKUNLE AYODELE HENRY ADEKUNLE GANIYU, AYINLA ADEKUNLE OLUWASEYI, EMMAUEL ADEKUNLE SAMSON OLUKAYODE ADEKUNLE SUNDAY JACOB ADELABU TOLANI ZAKARIYYA ADELAJA ADEDOYIN, ADELAJA BABALOLA ADEGBOYEGA ADELAJA BABATUNDE OLUSESAN ADELAJA KOFOWOROLA BABATUNDE ADELANI TITUS, OLUFEMI ADELE BOLANLE, ADELEGAN ABIMBOLA GBOLADE ADELEGAN SAMUEL AFOLABI ADELEKE ADEBAYO, ADETUNJI ADELEKE ADESHOLA, ADELEKE BAMIDELE DAVID ADELEKE BAMIDELE DAVID ADELEKE BOLAJOKO, ADEDAYO ADELEKE HAKEEM BOLAJI ADELEKE OLUFUNMILAYO, ADELEKE OLUFUNSO, ADELEKE OLUROPO, CHARLES ADELEKE SAHEED, ADELEKE TITILAYO, T. ADELEKE WAHEED NIYI ADELERE ADEBARE, MATHEW ADELESI MARGARET OLUDOTUN ADELEYE JAMES OWOLABI ADELEYE JIDE ADEOLA ADELEYE JULIANAH, M ADELEYE MODUPE OMOWUNMI ADELEYE ZAINAB, AYOMIDE ADELORO STEPHEN, OLUWASANMI ADELU ADEMOLA, ADEMOYIWA ADELU TOYIN, OMOWUMI ADEMISOYE ADEBUSUYI, AKANDE ADEMOLA AKANDE, ADEMOLA OLUWABUKOLA AJOKE ADEMUWAGUN ADEGBOYEGA JAMES ADENAKAN NATHANIEL ADENEKAN SUNDAY, AKINLAWON ( MR & MRS) ADENIGBA ABAYOMI, ADENIGBA FELICIA, FUNMILAYO ADENIGBA ISAIAH, ADENIGBA OLAJUMOKE, ADENIJI EKUNDAYO, ADEYEMI ADENIJI MOHAMMAD TAJUDEEN ADESINA ADENIJI OLUWAKEMI, RISIKAT ADENIRAN ADEGBOYEGA TEMITOPE ADENIRAN FADEKEMI ABIKE ADENIYI ADEKUNLE, OYEYEMI ADENIYI GBENGA, ADENIYI OLUGENGA, PETER (EVANG) ADENIYI RACHEAL, ADESUNBO ADENIYI SUNDAY, ABRAHAM ADENIYI TAIWO, MODUPE ADENIYI TOKUNBO ADEMOLA ADENOLA DAMILARE, ADENIYI ADENRELE ADIO, ADENUGA KEHINDE, ADEBUSOLA ADENUGA YEWANDE ADERONKE ADEOGUN YEMISI, MERCY ADEOLA GANIYU, OLAJIDE ADEOLA JIMMY AKIN ADEOLA OLADELE, ADEBUNMI ADEONIPEKUN ADESANYA EMMANUEL ADEOSUN OLAWALE, EZEKIEL ADEOSUN OLUFEMI, ADEDAYO ADEOSUN STELLA TITILAYO ADEOSUN TEMITOPE, TEMILOLA

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AFOLABI OLADAPO AKINKUNMI AFOLABI SHOLA, MARY AFOLABI TITILAYO ABOLAJI AFOLABI WAHEED, SALAU AFOLAYAN JUMOKE, AFRO ARAB LTD AFUBEROH CHRISTOPHER, IKECHUKWU AFUWAPE MOBOLAJI, YETUNDE AGA SUOYO JENNIFER AGABA UGELE, ISAAC AGADA OKWUCHUKWU, AGADA ONUH, GODWIN AGAMU UGOCHUKWU, OGADINMA F.C AGANGAN SEGUN, AHIGBE AGARIN ABUOVO HELEN AGBA EBELECHUKWU, GODWIN AGBABIAKA ALADE ABIOLA AGBAGWA IKECHUKWU OZOEMENAM AGBAH EDOREH AGBAJE EMANNUEL, DADA DANLADI AGBAJE SALAMI OLAYINKA JNR AGBAJI SALOME, & OCHE AGBAJOH-LAOYE GLADYS, ORITSEOTYMEYIN AGBANA OMOTUNDE AJOKE AGBEBAKU IMOHIMI, MONDAY AGBEBIRE AGBEBINE AGBEDE CHRISTIANAH, OLUKEMI AGBEDE JOHN, OLUMIDE AGBEGBIYI SAMUEL, ADEWALE AGBETOBA RASHEED A.O AGBO AKPA MARTINS AGBO UGONMA, EGWU AGBOFODE DANIEL GWEDJOME AGBOGUN BAMIDELE, AGBOIDE CHRISTOPHER, ABIODUN AGBOLA CATHERINE OLUWASEUNRE AGBOMABIWON ADEDEJI, ADEOLA AGBOMIYERI OCHUKO, AGBONA TOLU, AGBONIEI NOSAKHARE, NELSON AGBONIFO JOY, NGOZI AGBONIFO PAUL, OSA AGBONLAHOR OSAGIE AGBOOLA OLANREWAJU AGBOOLA OMOLADE ALICE AGBOOLA YETUNDE, RASHIDAT AGEH MAMUZO, AGHARANYA FAITH, CHIZARAM AGHIMIEN OSARENMWIENDA, CHRISTOPHER AGIANAKU CLETUS, SHEIDU AGIRI MUHAMMED, TOHEEB ROTIMI AGOCHE JOSEPH EKWOTE AGOHA NKEIRUKA, ISABELLA AGOMOH NKEM, AGONO PETER, IDACHABA AGONTA JOSEPH, ONOCHIE AGORO ABDULRASHEED, MOSHOOD AGORO SHUAHEEB KOLAWOLE O. AGU BONIFACE OKONKWO AGU LIVINUS, AGUAH CHINYERE AGUMBIADE SOLOMON OREOLU AGUNBIADE AYODELE, AGUNBIADE JOSEPH AKINOLA AGUOCHA NKWACHUKWU ONYENAUCHEYA AGUODI GERALDINE CHIAMAKA AGUWA PHILIP CHIME AGWAZIM CHUKWUEMEKA JUDE AGWOM RUTH, ADALA AGWU KALU, AGWU THOMPSON, EJEMOLE AHAIWE UCHEMADU, SAMUEL AHAMBA BETTY, AKUNNA AHAMIOJE JOSEPH, AITUAJE AHANNON DANIEL, EDOSEGHE AHISU NUNAYON, FESTUS AHMAD RUFAI BASHIR AHMADU ABIODUN KEHINDE AHMED ADO .A AHMED BABA YUSUF AHMED ISAIAH, OLUWASHINA AHMED YUSUF, AHMED ANGULU FATIMA AHMMED ABUBARKAR GAREA AHUMIBE ELEAZER, FRANK AHURA JOYCE MNGUNENGEN AIGBOGUN DAVID A AIGBUZA HENRY, INEGBENOSE AIGHALUA JACOB, ABULMEN AIL SECURITIES LTD-DEPOSIT A/C AIMIUWU LUCA, FRED AIMUAHONSA FELIX, AINA BABATUNDE ADEBAYO AINA BOLA, ANN AINA MICHAEL OLUSEGUN AINA MICHAEL, OLASUNKANMI AINA OLANREWAJU, FELIX AIRA TECHNOLOGIES LTD AIRIOHUODION ESTEEM OSEODION AISOSA WINNER, AIDEYAN AIWERIOBA IMARHIABE RITA AIYANKHEBOR GODWIN-OGBEIDE, AIYENUYO OLUSHOLA, OYEWOLE AJADI ADEBAYO OLANREWAJU AJADI ADEBAYO, OLANREWAJU AJAEGBA PAUL, OGHENE-ROBOR AJAGU-OGBADIM CHIKE, PETER AJAH DAVID AJALA MICHEAL, OLAWALE AJALA OLUWAKEMI ABIGAIL AJANAKU ADEDEJI OLUFEMI AJANAKU OLUKUNLE AJANI ISMAIL, OLATUNDE AJANI JOHNNY, ADEYOJU AJANI OLUWAMBE, TAIWO AJAO OLUWATOYIN, RAHEEM AJARI DOLAPO, IDAYAT AJATTA JOSEPH JAIYEOLA AJAYI ADEBOLA AJAYI BABATUNDE, TOLULOPE AJAYI BOLA, DOLAPO AJAYI BRIDGET O A AJAYI DAVID AJAYI ESEOGHENE, BOSE AJAYI EUNICE ABIOLA AJAYI FOLA, DEBORAH AJAYI FOLUSO ADEBAYO AJAYI HELEN, OLUWAYEMISI AJAYI MUSA, MAIYAKI (ALH.) AJAYI MUTAIR, ADISA AJAYI OLAJIRE, OLUWAFEMI AJAYI OLAYINKA MOSUNMOLA, NEE ABE AJAYI OLUSEUN, OLUMUYIWA AJAYI OLUWASEYI, OLUKOREDE AJAYI OLUYEMISI, OMOSOLAPE AJAYI SEFIYA TITI AJAYI SOLOMON OLATUNDE B. AJAYI YEMISI

AJAYI-ADJARI AKPO, ALEXANDER AJAYI-OBE ADEOLUWA, OYINDA AJAYI-OBE AINA, GBOYELADE AJEGUNMA ERIC TIJANI AJEPE ABIOLA OLUDOLAPO AJIBADE ROSELINE TRENE AJIBODU BENJAMIN OLUSEGUN AJIBOLA IKO AJIBOLA OLUSOLA, BOLAJI AJIBOSHO TAIWO MONSURAT AJIBOYE ADEBAYO, AJIBOYE ELIZABETH FOLASHADE AJIBOYE ISAAC BAMIJI AJIBOYE JAMES, TAIWO AJIBOYE KAYODE, OLUSEGUN AJIBOYE OLUBUKOLA, FOLASHADE AJIBOYE SAMUEL, OYEKUNLE AJIDASILE OLUKEMI IRENE AJIFOWOBAJE PHILLIP, FISHO AJILA FEMI AJIROBA GAFAAR ADEWOLE AJISEGIRI BENSON AKINLOYE AJITENA OLAYINKA OLUWATOMILOLA AJITERU FELIX DEBO AJOKU CHURCHILL, ONYEMA CHINASHA AJOKU DAVID, UCHENNA AJOSE OLABOYE, BABAYEMI AJUKWARA NATHANIEL, N. AJULO IDOWU FESTUS AJUMOBI EMMANUEL, ADE AJUWON OLUGBEMIGA, ISAIAH AKA WODI, EJIKE AKAHARA DARLINGTON, EBUKA AKAHOMHEN CELESTINE, AKALEME CLIFFORD CHUKWUNYERE AKAMONYE FELIX, (REV FR) AKANBI GBENGA, OLUWATOBI AKANBI TITILAYO, SALAMAT AKANDE ABIMBOLA, KEMI AKANDE OMOLADE, RACEAL AKANDE PAUL, ADEBAYO AKANJI ABIDEMI AKANMU OLUTOYIN, ADEDEJI AKANNI ELIZABETH, YEMISI AKANNI GHANIU DOSU AKANNI-SHELLE FOLASHADE-AZIZAT, AKELE IHINOSEN FAITH AKELE PAUL, AKEREDOLU ABOSEDE ABIMBOLA AKEREDOLU FELIX OLUROTIMI AKEREDOLU-ALE AKIN, AKEREWUSI JOSIAH, DIMEJI AKHALUMENYO PHILIP AKHIDENOR PATRICK, EHIDIAME AKHIGBE OMOJALE, RICHARD AKHIGBE ROLAND, A / AKHIGBE JULIET I AKHIMIEN DAVIDSON, ISIBOR AKHIMIEN OFURE, HELEN AKILO TOLUWALOPE, O.I & ADEBOLAJO T. AKINADE JANET OLUFUNKE AKINBOBOLA ROBERT, AKINDOLIRE AKINBODUNSE GABRIEL, FOLORUNSO AKINBOLA OLANIKE OLUWATOSIN AKINBOWALE OLUTAYO AKINBOYEWA OLUSOPE, NOAH AKINDELE RASHEED, AYINDE AKINDELE-ELEKU AKINBOWALE, AKINDELE-OBE OLUSEYI, & OTHERS (ADMORS) AKINDELE-OBE OLUTAYO, OLUSEYI AKINDUMILA CHIWE, AKINDUNBI OLAPEJU ALICE AKINDURO OLABODE, FOLARIN AKINFADE MARGARET, EKPENYONG AKINGBA MARTINS, ADEKUNLE AKINGBADE DORCAS AJOKE AKINGBADE JAMES KOLAWOLE AKINGBADE ROBERT AKINBOLA AKINGUGBE SAMUEL AYODEJI AKINJOLA JOSEPH AKINKUNMI AKINJOLE ADEBAMI, AKINKUGBE OLUSOLAPE OLUBUNMI AKINKUOLIE JACKSON AKINROPO AKINKUOTU OLUWAYEMISI, AKINLABI ADEKUNLE ENITAN AKINLADE BABAWALE AKINGBAMI AKINLADE BENIAH, AYOADE AKINLADE FEMI AKANJI AKINLAJA PRECIOUS, AYOMIDE AKINLOLU HEZEKIAH OLUSEGUN AKINLOLU TAOFIKAT, ADENIKE AKINLOSOTU CLARA OMOLARA AKINLOTAN TIMOTHY, OLUSEGUN AKINLOYE OLUWAPONMILE, AKINMUSIRE OLADUNJOYE ISAAC AKINNAGBE RAPHAEL, EBUN AKINNAWONU AKINTAYO, OLABISI RICHARD AKINNAYAJO CALEB OWOYELE AKINNUOYE ADEYEMI, ADEREMI AKINNUOYE OLAYINKA JOSEPHINE AKINOLA FOLASHADE, N AKINOLA OLUMUYIWA, AKINOLA OLUWAKEMI MARY AKINOLA OLUWEMIMO DORCAS AKINOLA OMOTAYO, AKINOSHO EMMANUEL OLUWALERE AKINPELU ADENIKE BOLANLE AKINPELU BOLATITO, AYISAT AKINPELU RAMON OLADOSU AKINPELUMI THOMPSON, USIOLA AKINPELUMI THOMSON, AKINRIMISI MOBOLAJI, EVELYN AKINRINLOLA MORAKINYO AKINROTOYE OLAFUSI, PATRICK AKINSANMI-SAMUEL BABATUNDE OLUSOLA AKINSANYA ADAMO, AKINSANYA CATHERINE OMOREMI AKINSANYA JOSHUA, OLU AKINSANYA KOFOWOROLA, FELICIA AKINSANYA MARTIN, & CHARIS (MR & MRS) AKINSIMOYE AYOMIDE MOTUNRAYO P. AKINSOLA GLORIA OMOTAYO AKINSOLA HAASTRUP BABATUNDE AKINSUYI OLASUMBO, IBITOLA AKINTAJU ABIODUN TEMITOPE AKINTAYO FUNKEYI AKINTELURE BERNARD, BUNMI AKINTILO OLUWATOYIN, SERIFAT AKINTIMEHIN CAROLINE ADEMITAN AKINTOBI AKINTUNDE & OMOWUNMI (MR.&MRS.) AKINTOLA AMOS OWOLABI AKINTOYE ADEMUYIWA, OLUSEYI AKINTOYE BABATUNDE AKINTOYE RUFUS AJIBOLA AKINTUNDE AKANBI ADESANYA AKINTUNDE OLUBISI, AKINWALE ABAYOMI, AKINLOLU

AKINWALE KAMORU, ADISA AKINWALIE CLEMENT AKINWANDE OLUFEMI AKINWUMI FOLUKE IBIWUNMI AKINWUMI TEMITOPE IBILOLA AKINWUNMI SAMODY, ADISA AKINYANJU MILDRED FOLASADE AKINYELE IDOWU, AKINYELE OLUGBOYEGA AKINYELE OLUWAMAYOWA, ODUNAYO AKINYEMI ADETIBA, EMMANUEL AKINYEMI CLEMENTINA MODUPE AKINYEMI DAVID OLUDAYO AKINYEMI ELIZABETH O AKINYEMI MARTINS, OLUBUKOLA AKINYEMI OLANIYI, AKINYEMI SAMUEL KOLA AKINYOSADE AFOLABI, OLUROTIMI AKINYOSOYE FUNMILAYO, BOSE AKINYOYENU FOLASHADE, IRETIOLUWA AKIOYE BOLA, AKISANMI-SAMUEL BABATUNDE OLUSOLA AKOBI TOCHUKWU, CHINONSO AKOBUNDU JOSEPH AKOH ANDREW, AKEBE ATTAH AKOJIE JULIUS AYOBORE CARL AKOKI JOSEPH, OLORUNLEKE AKOMOLAFE JOSEPH, FOLORUNSHO AKOMOLAFE OLUKAYODE, OLAIYA AKOMOLEDE A.K, AKOMOLEDE AMOS, OLUMIDE AKOR GLORIA, AKPA FAVOUR, ABIODUN OMOLADE AKPAKA KALU, OKENWA AKPAKPAN UDO JAMES AKPAKWERE LOVINA JOSHUA AKPALA EDITH, UGO AKPALA PATRICIA IFEANYI AKPAN AUGUSTINE UDOIKPA AKPAN COMFORT AKPAN EDEM, TOM AKPAN EFFIONG JONAH AKPAN ESTHER, ISAAC AKPAN INEMESIT WILLIAM EFIONG AKPAN JEREMIAH SUNDAY AKPAN MFON OKON AKPAN MIKE UDOH AKPAN UBONG, KINGSLEY AKPAN UBONGABASI NSE AKPAN VERA, KING AKPEKE UNOMA FLORENCE AKPENEYE M.O, AKPERI GBESIMI, DAULTRY ENGR. AKPILE JOSEPH OBUKOWHO AKPODEHE AGNESS, AKPOKE MONDAY, AKPOKEDEFA ONAJOHWO, EMMANUEL AKPONYE FIDELIS IHEDIOHANMA O. AKPOTOHOR CLIFORD, EMUROWHO AKPOVWOVWO JONATHAN AKUBUEZE VITALIS UDODIRI AKUBUIRO PAUL, AKUJUOBI S UCHECHUKWU AKUNNE MICHAEL, CHIDOZIE AKUSOBI CHUKWUDI LIVINUS AKUT MARTHA, ZIGWAI ALABI ABAIODUN, RACHAEL ALABI AYODELE, SOLOMON ALABI BIODUN, ALABI CHRISTOPHER ADEBAYO ALABI DANJUMA JIDE YUSUF ALABI EMMANUEL AYODELE ALABI GABRIEL, OLUKUNLE ALABI HAWAU OLABISI ALABI ISA, ALABI JOHN OLADEJI ALABI JOHN, OLABISI ALABI KABIRU, OLALEKAN ALABI LANRE, ALABI NASIMAT, BOLAJOKO ALABI OLUWOLE, ALABI TIMOTHY OLUWAFEMI ALABI-OYO FEYISAYO OLUWAPELUMI ALADE JOYCE, OMOTAYO ALADE SAFIU, ADEYEMI ALADEGBAMI ADEMUWAGUN ALADEKOBA IBIRONKE ALADENIKA ADESUMBO, ADEBANJI ALADEOTAN OLANREWAJU, ZEPHANIAH ALAGBARIKA DAVID, DAENE ALAMBA OGHONNAYA CHRIS ALAMS JUDE ALAMU ABIMBOLA, ABOSEDE ALAMU RAUF OLOYEDE ALAO EMMANUEL, OLUWATOSIN ALAO-PETERS DANIELA OFUFEKE ALASI OLANREWAJU, SAHEED ALAWIYE MOSHOOD ABIODUN ALAWIYE U, MOJIROLA ALAWODE OLUSESAN, OMOTAYO ALBARKA BULUS, SARAKI ALEX-THOMAS FELICIA, FELICIA ONYEWU ALFA AMINU, ALFA SIMEON ALI DANLAMI, ALI EMILY, ALIGWEKWE EMMANUEL, CHUKWUEMEKA ALIH NOAH ALIH SUNDAY, ALIKOR EMMANUEL AMESI ALIMI OLUSHOLA OLABODE ALIMSON FAUSAT, ABIKEADE ALIMSON TAWAKALIT TAIWO ALISA AMANZE F. ALIU PAUL, ADEWALE ALIYU DANJUMA AHMED ALIYU MUSA AGANA ALIYU YARI MATO ALIYU ALOMA IDRIS MONDAY ALKASHIM ISMAIL, ALKASHIM KHADIJA, ALKASHIM MOHAMMED, NJIDDA ALLAGOA BERNADETTE IDOWU ALLBOND INV. LTD.- TRADED-STOCK-A/C ALLI DOROTHY DUMNODU ALLI MUSA, MAIROGO ALLI OLUWOLE ALLIANCE AND GENERAL INSURANCE CO LTD ALLIANCE CAPITAL MANAGEMENT CO. LTD ALLIED OIL&GAS VENTURES LTD ALLIED TRUST INVESTMENT LTD ALLISON SEMIU OKANLAWON ALLIYU SIKIRU BUNMI ALMON LIMITED ALO LANRE, ROPO ALOBA OLANIYI, EZEKIEL ALOHAN EDWIN, ALOKAM EMMANUEL OBINNA

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ALOM FREDERICK, ABBA ALONGE OLUWADAMILARE I. ALONGE OSBELT, OSAMWONYI ALONGE SAKA, ISOLA OLATUNDE ALONGE VICTOR ADEKUNLE ALOTU CHIDIEBELE ALOWONLE HAKEEM, OLADEINDE ALPHA BENEFITS ENTERPRISE ALUGBIN SAMUEL ADEREMI ALUKO OLABISI, AMOKE ALUKO OLATUNDE, ISHOLA ALUKO RHODA, BOSEDE ALUYI EMMANUEL, IYOBOSA AMADI INNOCENTIAN CHINYERE AMADI JOYCE, AMADU ABUBAKAR, AMAEFULE OKECHUKWU PATRICK AMAEFULE UGOCHUKWU, AMAKA FLORENCE, AMALU LONGINUS, AMAECHI AMAMCHUKWU OKWUDIRI, AMANA AGATHA IYE AMANA EDET, JAMES (DR) AMAO ADEDAPO, OLU AMBALI SIKIRU, AKINKUNMI AMBODE AKINWUNMI DAPO AMBROSE UMO, IDEMUSO AMEDU ABUDULATEET, AMANOSI AMEGBE CLEMENT MUSTAPHA AMEKWE ELOCHUKWU, HYGINUS AMI INVESTMENT LIMITED AMIENODE MAGDALEN, AMIMI GRACE, OVUAKPORAYE AMIN LIMAN, DANJUMA AMINU ABIODUN, MUSILIU AMINU MUHAMMED, OLAFEMI AMINU NURUDEEN, AMINU-KANO M., AMOBI MORRIS NNE AMOMUKO ADEWALE AMON GODSWILL SILAS AMOO KAZEEM, & MOSUN (MR & MRS) AMOO OLADELE KAMARU AMOO OLUFUNSO, AKINWUMI AMOS STANLEY AMOSU MUKAILA AMOSUN COMFORT OLUFUNSHO AMOSUN IBIKUNLE AMU OSMOND, NDUBUISI AMUJO BABS, OLUSOLA AMURE PAUL OLATUNDE AMUSAN ABEL, ADENIYI AMUSAN MUFUTAU, ADEWUYI AMUSAN OLUFEMI, OLA AMUTA EMEKA IHEANYI ANABA CHESTER, NKECHI ANAELE REMIGIUS OBINNA ANAH NNEKA, NGOZICHUKWU ANAKA OWUNA SOLOMON ANAKUDO IGNATIUS, EKWUNIFE ANALO CHRISTOPHER ANAMALI EMMANUEL, IKECHUKWU ANANGA ANIEKAN, JOE ANANWUNE STANLEY, CHIKEZIE ANCHOR-MARIC NIG.LTD ANDREW JULIE ANDZENGE STEVEN, ANEKE ROSALINE MINIKA ANEME EMMANUEL CHINEDU ANEMELU JUDITH, CHIDIMMA ANENU ALBERT OBERA ANENU ANGEL OARE ANENU BENJAMIN ANENU PATRICK EDETAEN ANGUU NASIFAT, ANI DANIEL OZOEMENAM ANI ANI EDONG EKPO ANI FRIDAY, ANIAGU ANI MAUREEN, NNENNA ANIBABA KAYODE BOLARINWA ANIBI OWOLABI, ADESEGUN ANICHEBE JACOB, IFEANYICHUKWU ANICHEBE OBIORA, JOHN ANIE EMEKE MARSHAL ANIEKWE CHRISTABELL, N. ANIH GODWIN, AMUEHE(RAINBOW) ANIJEKE CHUKWUEMEKA SHEDRACK ANIJEKE OKEKE, SHEDRACK ANIMASHAUN FATAI ABAYOMI ANIMASHAUN OLUSEGUN ADEWALE ANIMASHAWUN MUSILIU ADEDEJI ANIVIN NIG LTD ANIWETALU UCHENNA, ANJORIN EKUNDAYO, OMOJOLA ANOKWU KELECHI, ANONYAI OSAHAENYE ANORUO PAUL CHUKWUKA ANOSIKE JOY, OKWUCHI ANOZIA MUNA CANDID NZERIBE ANOZIE EUGENIA, OLUCHI ANTHONY KOLAWOLE CLAUDIUS ANTHONY OBAFEMI ABIODUN ADETOUN ANUMU PETER ANYA UGWU, UKA ANYADIKE MARTINS, IFEDILICHUKWU ANYAEGBU CHUKWUDI UCHE ANYAEGBU PATRICK, ONYEMA ANYAEGBU UCHECHUKWU GODWIN ANYAEGBUNAM OBI ANYAJI KENNEDY, MADUABUCHI ANYAKEE MARTHA, CHINWE ANYALEWECHI SUNDAY, AJAERO ANYANWU DOROTHY, ONUHUMMA ANYANWU EMMANUEL, JOEL ANYANWU HENRY ONYEBUCHI ANYANWU KRISSX, U.E. ANYANWU LEONARD, CHUKWUMA ANYANWU PASCHAL ANYANWU ANYANWU PATRICIA, AMARACHI ANYANWU ROWLAND, IKENWA ANYANWU TIMOTHY, NDUBISI ANYANWU TOCHUKWU, EMMANUEL ANYANWU UCHENNA, CHIJIOKE ANYANWU WILLY, EJIKE ANYAORAH FREDRICK .E. ANYIAM NNADOZIE, CHIDOZIE APEL ASSET AND TRUST LIMITED APILOKO UFUOMA, FRANCIS APIR REBECCA, NGUSEER ARANMOLATE OLUSEGUN, ARAUSI-EGHOVEH ONEIGHO, SKITTY-WHITE ARAWOLE OLUGBOYEGA AREMU AREAGO OLUWATOMISIN, ZAINAB AREBAMEN YOUNG EMMANUEL AREBUN GABRIEL EWANLENFOH AREMO WILLIAM, BOLAJI AREMU DAUDA, ADEDOKUN AREMU SAMSON, OLUTAYO AREMU-COLE MERCY,

AREYENKA OMERESAN, ARHETE LEO EHIGIATOR ARIBANUSI AMOS, SUNDAY ARIGBEDE OLUWASANMI, MOSES ARIGIDI PETER, ISIMPA ARIKO INVESTMENT LTD ARIKPO BEN, OYIEMEKE ARINZE AKUNME MIKE ARINZECHI IKENNA, TOCHUKWU ARISUKWU GEORGE UGOCHUKWU ARIYIBI BABATUNDE, RASHEED ARLYN VENTURES LIMITED ARO VICTOR OLADUNJOYE AROGUNDADE CAROLINE, OBY AROGUNDADE JAMIU, AROH IKECHUKWU, LIVINUS AROH REUBEN CHIDOZIE AROJO WURAOLA, AROMEH JAMILA PATIENCE AROMIWURA ADELE ADEREMI ARTHIABUAH ANTHONY KOFI ARTHUR PATIENCE EDET ARUBALEZE CHRIS OKEY ARULEBA ADERONKE, YETUNDE ASAGWARA SYLVESTER, EMEKA ASAJU JULIANAH, TITILAYO ASAKU MBAVAN, LILIAN ASALU AKINTUNDE ASALU AKINTUNDE ASEIN MARIE, EHEMEIRI ASEKUN ADELAJA ADEKUNLE ASEMOTA KINGSLEY OLIVER A ASESA ILUEZI VANESSA ASESA OGHENEKARO JERRY JNR ASESA UZEZI KIMBERLY ASHAMO TITILAYO, BUKOLA ASHAYE ABIMBOLA STELLA ASHIEDU LAURA OBIAGELI ASHIRU MUFUTAU, OLADEJO ASHIWAJU MORIAM, ADEPEJU ASHOGBON FESTUS, OLABODE ASIEGBU HARRISON ASIEGBU NNAMDI, PEDRO ASIEMOR OGHENEVO JOHNSON ASIJE TONY ASIKAGBON ELLIOT, OMENLIMEN ASIKHIA ISHANLOSEN, FAVOUR ASIWE MICHEAL, O ASOGWA KATE, CHINWENDU ASOLUKA STELLA, AKUDO ASOMUGHA UWEMEDIMO EDET ASONYE ANTHONY ASSAM EMMANUEL, JOSEPH ASSEMBLIES OF GOD MINISTERS BENEFIT SCH ASU JANET BESSONG ASUGUO EFFIONG, VICTOR ASUNI ADEDOYIN ASUOHA CYPRAIN CHUKWUEMEKA ASUQUO JOSEPH, OKON ASUQUO OKON, ETIM ASUQUO VERONICA EDET ATANDARE OLAWALE, JOHN ATAWHE JOSIAH, ATE GIDEON, ATIM ATEGU JANET, IYO ATIM TERNGU(MR, AND MRS) ATIOMO NGOZI, MAUREEN ATITEBI FOLORUNSHO, MOROOFDEEN ATKINSON N., NATH ATOLOYE ONABUKUNOLA OLUBUNMI ATOYEBI AYODELE, OLUSEGUN ATTA IBRAHIM OLUSEGUN ATTAH AKPOWO, PAUL ATTAH JUDE IKECHUKWU ATUMONYE CHRISTOPHER, ATUNRASE SILIFAT, ADEBUKONLA ATUWAOGU CHRISTOPHER N. AUL-MKU MARGARET, AUWORHO HENRY, AVOTRI KUDZO CHARLES AVURU OJUNEKWU, AUGUSTINE AWA JEMA NNENNA AWE DAVID, OLATUNDE AWE OWOLABI EMMANUEL AWE TEMITOPE, AWE COMMUNITY BANK NIG.LTD AWHUA RESOURCES LIMITED AWHURU HELEN, OVUAKPORIE AWODEIN NDIDIAMAKA CHRISTINA AWODEIN OLUKEMI AYODEJI AWODELE JOHNSON ADEBAYO AWOEESO ABIODUN AWOFODU JULIUS, ABAYOMI AWOJOBI ABIODUN, ADETOLA AWOSANMI OYELOWO, RASHEED TEMITAYO AWOSANYA ABIODUN, SEFIU AWOTUNDE DANIEL ABOLAJI AWOTUNDUN JOSEPH OLATUNDE KAYODE AWOWOLE OLUGBEMIGA AKINLOLU AWOYELE KAYODE, AWOYEMI BOSUN AWOYEMI OLANREWAJU AWOYEMI OLUSOLA AYABINA PATRICK, KINGDOM AYANBADEJO OLUSOLAPE, OLATOKUNBO AYANBANJO ABAYOMI, AYANGBEMI OLUBUNMI ARIKE AYANGBOLA BIMPE, ABIODUN AYANWALE GBOLAHAN, AYANLEKE AYARA OLUWAFEMI, O. AYEGBUSI OLUSEYI, AYEKU BODE BABATUNDE AYEMENRE LOVE-ENDURANCE, EHINO AYENI JACOB OLA AYENOR ISAAC OKPAKO AYEWOH CARLA, AYILARA ADEDAMOLA WAHEED AYINDE BAKARE, KAREEM AYINLA ADENIKE AYOADE AKINADE OLORUNFEMI AYOADE AYOSINA, SULAIMAN AYOADE HAMMED AYO-BAMISILE AYOMIDE, GIDEON AYODELE IROEGBUNAM, OLUFUNKE NKECHI AYODELE JOSEPH, KAYODE AYODELE MAJEKODUNMI AYOGU CHINEDU, OLIVER AYOGUEZEJA BLESSING CHINEMERAM AYOGUEZEJA FAVOUR CHIDERAH AYOGUEZEJA GODWIN CHUKWUDI AYOGUEZEJA JOSHUA CHUKWUKA AYOGUEZEJA PRECIOUS CHINWENDU AYONOADU WILLY ESAU AYOOLA AYOBANJI OLUROTIMI AYOOLA GBOLAGBADE BABALOLA AYOOLA OLUFUNMILAYO MARY AYORINDE BABAJIMI, OLUBUKOLA AYUBA DANIEL OLUWADARA

AYUBA FLORENCE, IYABO AYUBA IYABO FLORENCE AYUBA RONKE, AYUWA NICHOLAS AZEEZ ABIODUN JIMOH AZEEZ ABIOLA, IYABO AZEEZ GBENGA, ISIAKA AZEEZ ISKILU, AZEEZ RAUF, KOLAWOLE AZEEZ WAHEED ADEBAYO AZOGU CALLISTA, CHINEZELUM AZUARU SOLOMON AZUMA EVAN, IFEOMA BAADARANI MANAR BAADI CHARLES, IFENWEOGE BABADELE AYODELE OLU BABAFEMI OLUMIDE, GBENGA BABAH OCHUWA ADIKETU BABALOLA ESTHER YINKA BABALOLA OLAWORE LIADI BABALOLA TEMITOPE, OLUWASEUN BABANGIDA AHMED, ALHAJI BABANUMI SUNDAY SEGUN BABATUNDE AJILA, AKINOLA BABATUNDE ESAN-OLU AYANWALE BABATUNDE GBENGA, GIDEON BABATUNDE OLUKUNLE JOEL BABAYEMI BOSE, BABWA LOKOMBE, ERIC BACHI ZAKARIA, SANI BADA YOMI BADAMOSI AYOMIDE, HANNA BADARU GABRIEL ADEGBOYEGA BADARU MOJISOLA OLURONKE BADARU OLUFADELE ABIDEMI BADEJO ATINUKE OLUWATOYIN BADEJOKO(DECD) BADEJOKO YANA(ADMOR) GABRIEL BADMUS OLUFEMI SAKIRU BADMUS OLUFUNMILAYO TAWAKALITU BADMUS KOLAWOLE GANIU BADRU AREMU, BADRUDEEN KAFILAT, IDOWU BAIYERE PIUS, ADEGOKE BAJOWA ADEDOTUN, AYODEJI BAKARE ADEYEMI AKINTAYO BAKARE AGBOOLA, GABRIEL BAKARE AKANBI GANIYU BAKO SUNDAY, DIBEN BALA RHODA BALARABE ABDULLAHI, BALCOM ROYAL SUITES BALLA ABRAK, STEPHEN BALLA UMAR YERIMA BALOGUN ADEWALE BALOGUN ADIJAT BUKOLA BALOGUN AHEWENBORA GODDAY BALOGUN COMFORT, ABEBI BALOGUN EVELYN, OMOLADE BALOGUN GRACE SHUBUOLA BALOGUN MUYIDEEN, GBOLAHAN BALOGUN NURUDEEN AKANBI BALOGUN OLADAYO BALOGUN OLALEKAN, AKEEM BALOGUN OLAYEMI SHERIFAT BALOGUN OLUWAKEMI, BALOGUN OMOGORIOLA MONSURAT BALOGUN OYINDAMOLA, OLUSOLA BALOGUN RASHEED OLAREWAJU BALOGUN SUNDAY, OFAH BALTIK INDUSTRIES LTD BAMGBOSE AYODEJI ANTHONY BAMGBOSE BENJAMIN, AKINOLA BAMGBOSE JULIUS, FEMI BAMIDELE KAMALDEEN ABIDEMI BAMISILE BOYEDE, RUFUS BANIGO GEORGE BANIGO OMIENYE BANKOLE ASAFA, ISOLA BANKOLE LAWRENCE ESAN BANKOLE MICHAEL KEHINDE BANKOLE-WRIGHT ATIYEKEBA IYIAGOGO BARAYA SAIDU, IDRIS BARDI JOYCE, BARRAH VINCENT BASIRU HABIB, AJADI BASOENE IBIBA, HARRY BASSCOMM NIGERIA LIMITED - BASSEY ANTHONY JUDE BASSEY EKPOABASI OKOKON BASSEY FRANCIS, EDET BASSEY GLORY JUDE BASSEY INYENE, NICOLE BASSEY OFONME EMMANUEL BAYA CHUKWUNONYENIM, T.J. BECKLEY JOHN ADEREMI BELLLINI AMADIO, BELLO ABASS, MOFOMOSARA KOLAWOLE BELLO ABDULRAHAMAN BELLO ADERONKE KUDIRAT BELLO ADUKE, OLUFUNMILAYO BELLO AHMED RUSA BELLO HABIBA OMOWUMI BELLO JAMAL, MOHAMMED BELLO KAMALDEEN, IDOWU BELLO KHADIJAT, BELLO OLANIKE, MODINAT BELLO OLUDARE, BELLO OMOLOLA, SILIFAT BELLO RUFAYAT A. BELLO SEGUN, OLAKUNLE BELLO ADAMU MUBASHEER BELO ATINUKE, OMOLARA BEMAN INVESTMENT NIG LTD BEN HART JOSEPHINE BENJAMIN ORIAZELE, CHRISTOPHER BENSON AMUDAT MORAYO BENSON BABAJIMI BENSON SEZNO BEPO SAMUEL, ADELEKE BETHEL AKACHUKWU BFCL INVESTMENT, A/C BHADMUS LANRE, BHADMUS TAOFIKY, ADERIBIGBE BICARC INTERNATIONAL LTD BIMADE INVESTMENT & RESOURCES LTD. BIOBAKU GABRIEL OLAFARE BIRMA MUSA, BISIRIYU SUBEDATU, BOSEDE BISIRIYU-SALAM RISQAT, AMOKE BOLANLE BISONG PATRICK, ENEH BMF BUREAU DE CHANGE LTD BOATENG OSAFO, BISMARK BOBO UGOCHI, NUELA BOF CYBER CAFE NIG LTD BOGUNJOKO ABIMBOLA, OLUSEGUN BOGUNJOKO TEJU, BOI-ASIKOKO ONYEISI, PETER BOLA ANTHONIA, TITILAYO

BOLADALE MONSURU GBOLAGADE BOLA-KUKU OLUWASOLA BOLANRINNDE ROTIMI, BOLARINWA FEMI, BOLARINWA KOLAWOLE KAZEEM BOLAU DANIEL, DICKSON BOMS CHRISTOPHER TASIE BOMS FYNA NWOBIAREIRI BONSU NANA, OSEI BONUOLA LADE BONUOLA OLOLADE BOSPAF NETWORK LIMITED BOT DUNG BOTT ELIZABETH, EBERE BOURDILLON ABIEYUWA UYI BOWLES ANTHONY JOHN BOYO MOLA, DAVID BOYO-EKWUEME HELEN ADEYINKA BRAIMAH VICTOR, ADEJOH & HAUWA VICTORIA BRAIMOH LUCKY, ANDERSON BRAIMOH MODUPE, OSA BRIGGS HANNAH DATA BROOKS MICROFINANCE BANK LTD BS-PRIME VENTURES BUBA TIMOTHY, MARCUS BURAIMOH STELLA, OMONIKE BUSARI ABDU-LAMIDI, BUSARI FATAI, MATTHEW OKUNLOLA BUTSWAT PAUL SAMUEL BUWOVWU LUCKY, CAPITAL PROVIDERS & SEC LIMITED CARDINAL CENTRE FOR PROF DEVELOPMENT LIMITED CARPE CLEMENT, CARRENA FELICIA, OLAMIDE CASOR FOUNDATION PARTNERS CAYNES AND BAYLES LTD CENPO NOMINEE, NA'ALLAH ISIAQ SUYUTI CENPO NOMINEE BASIL AZUKA ANYIAM CEPHALO STOCK VENTURES CHALEX LTD CHAPEL HILL INVESTMENT MANAGEMENT CHARLES OLA-DANIEL CHARLES-IYOHA EROMOSELE, AYOMIDE CHATEAU INVESTMENT & PROPERTIES LTD CHHKWUEMEKA DAVID CHIEDO PROMISE, CHINONYE CHIEMEZIE EDWIN, ONYEBUCHI CHIGBOROGU HANSEL UGOCHUKWU CHIJIAKU CHIBUIKE, CHIKAOKAFOR PRINCESS EZINNE, NKEM CHIKEZIE JUDE ECHENDU CHIKWENDU FELIX, CHIJIOKE CHIMA MWANYINMA CHIME ALPHONSO, EZIEKEZIE CHIMENTA PATRICK NNABUIKE CHINDA ANGELA, CHISAH CHINDAYA JUMMAI, ADAMU CHINEKE MATTHEW, CHINONYERE PRECIOUS, CHIBUZO CHINWEUBA CHINELO, ESTHER CHIONUMA OLORUN KEMI CHIONUMA O NWAKPE & CHIONUMA C., NNENNA CHIONYE PROGRESS CHIORI J, .O CHIORU UDUNMA, ONYINYE CHIRA MAKUACHI, NNAEDOZIE CHRIST (ANG) CHURCH, MAPO CHRIST THE SAVIOUR (ANG) CHURCH(I.O.A.I) CHRISTAIN ISAAC, ANYALISI CHRISTOPHER OLUEBUBECHUKWU, BLESSING CHUGBO GRACE, EBUBECHUKWU CHUKS-AJUNWA JEAN, CHINEDU CHUKS-ECHESI FRANCA, IFY CHUKUIBI SUNDAY, CHUKWU BENJAMIN CHUKWU CHIJIOKE, E CHUKWU JOHN CHUKWU JOYCE, UGOCHINYERE CHUKWUEDE LIVINUS, CHUKWUEKE UGO, CHISOM CHUKWUEMEKA ORJI, CHIDOZIE CHUKWUEMEKA SAMUEL CHIKELU CHUKWUJIOBI ELOCHUKWU EMMANUEL CHUKWUKERE CHRISTOPHER, ARINZE CHUKWUMA AFAMEFUNA, ALBERTINO CHUKWUMA GIDEON SUNNY O. CHUKWUNEKE CHIJINDU KINGSLEY CHUKWUNYELUM IKENNA EMMANUEL CHUKWUNYELUM IKENNA, EMMANUEL CHUKWUNYERENWEN BENJAMIN, CHU-NWOSU OBIAGERI, ANGELA CITY CODE SAVINGS AND LOANS LIMITED CITY EXPRESS FINANCE CLASSY COMMUNICATION NETWORK LTD CLEMENT AZI, AMEEN CLIFF-AGBAEZE AMARACHI CHRISTABLE COINS AMES LIMITED COKER GENESIS, ESUENE COKER OLUWATOSIN, COLLA-TARIAH PAKIRIMA, COMPASS INVESTMENT & SECURITIES LTD COMPOUNDING INTEREST INV. LTD CONOIL CO-OP/MUMINI ABIDEMI LAWAL CONOIL CO-OP/OBAFEMI OYEWUNMI CONSOLIDATED INV.-TRADED-STOCK-A/C CORNERSTONE TRUSTEE/PETERS J CREATIVE MARKETING SERVICES CROWN FLOUR MILLS LIMITED CTC GLOBAL VENTURES CURTIS OLAIDE KEHINDE DABALE WEHNAM, PETER DADA FAOSAT MOJIRAYO OREDOLA DADA GARBA MUSA DADA JONATHAN OLALEYE DADA OLUBUNMI, DADA SUNDAY DAEKYNX NIGERIA LIMITED DAHUNSI OYEWOLE, LAWRENCE DAHUNSI TAIYE, ADEMOLA DAIYIM SAMUEL-HORSFALL, DALEMO KAYODE, SILAS DALHATU SHE SHEHU LADAN DAMINI MIUDUMANI DAMOLEKUN ADEOLU, DICKSON DAN IDIONG, EFFIONG DANBABA HAJARA AYA, DANBOYI SUNDAY, ABUTU DANGO YUSUF, DANIA AWUJOOLA, DANIEL CHIDI, CHRISTIAN DANIEL KINGSLEY EMEM DANIEL LUCY, DANLADI PATIENCE, KAKUSHIO DANLAMI YA'AQUOB, ALHASSAN DANMOLA LATEEF, OLALEKAN

DANTUMBISHI MUHAMMAD, ABDULHAMEED DAPHONE INVESTMENTS LIMITED DARE FUNSO DARUHUM OTHNIEL, DAGWOM DASHE MOSES LOHFA DASILVA-DOMINGOS TINA FEYISAYO I. DAUDA BELLO AZO DAUDA YOHANNA, MUGUNTA DAVID E, MOSIMABALE DAVID ISAA, DAVIDS HARMONY TRUST LIMITED DAVID-WEST MAYNE, DAVIES ADEWUYI, ADEDAPO DAVIES JOSEPHINE, DAVIES-JONES ARNOLD DAWODU ABUDU FARIU O DAWODU GANIYU, OLAWALE DAWODU OLAYINKA IBITOLA DAYISI MARDHIA OLUFUNMILAYO DE-CANON INV.-TRADED-STOCK-A/C DEFWAN ESTHER, V. DEHAVILLAND INVESTMENTS LTD DELANO AJOKE, MODUPE DEN GAMBO RUFI DENHAM MANAGEMENT-DEPOSIT A/C DEPIVER OLUSEYI SAMUEL DIAMOND DAMILOLA, DAVID DIATO OIL LIMITED DIBIA HELEN DIKE AGATHA NWABUNDO DIKE BRIDGET, URUNWANNE DIKE ONYEBUCHI, STELLA EJOH DIKE PAUL, DIKKO ISHAKU, AHMED DIMDANGANA NIG LIMITED DIMOKO OREZIMENA FLORENCE DIO VERSHIMA, DIOVU STANLEY, IBEBUIKE DIRI IBINABO, DANIEL DIRISU ABUBAKAR ANTHONY DIRISU RHODA, ODEKATA DISU AINA JOSEPH DISU SULE CAROLINE BAMIDELE DITE LTD. DIVINE NOBILE - FAITH VENTURES DODO FATIMA, LAMIDO DOGARI BAKO, DOGHO M.M, DOMA DANAZUMI, JOB DOMINGOS GEORGE R.S DOMINION TRUST LIMITED DONALD DANIEL, UFOT DONLEO INVESTMENT NIG. LTD DONLI HADIZA MARY DON-OKHOUFU CHINYERE A/C MFP DOSUMU HANNAH NNENAYA DOSUNMU ARAMIDE IDOWU DOSUNMU SULEIMAN, DOUGAN KIKE ARMANDO DOUGLAS AERE GEORGE DOWLAND OMOWUMI, FATIMO DUBLIN-GREEN DAVID POLA DUMBO WILFRED, TUBOUEBI DUNKWU KENNETH, CHUKWUNENYE DUNSIN NOAH, OLUSEGUN DUNTOYE JOSEPH OLALEYE DUROJAIYE ABDUL-FATAI DUROJAIYE EZEKIEL OLATUNDE DUROJAIYE OLUWATOYIN, ADEJOKE DUROJAYE OLUMIDE, DUROSANYA SULAIMON, OWOLABI DUROSIMI OLATOYE, ADIO DUROWADE FLORENCE OLUYEMISI DUROWADE OLUWADARE DURU BASIL, O. DURU CHIDI OKECHUKWU DURU NGOZI NKECHI DZAMA MANASSEH, SILAS EBE EMMANUEL EBEDE CHINYELU NWAELUTU EBENEBE ARINZE, CHUKA EBEYE DENNIS, CHUKWUMA EBHOERA SAMUEL, EBHOTE PEPPER-BROWN, EBIA KINGSLEY, EDEM EBIHOMIELEN EDO, ANDERSON EBIHOR OBA, WILSON EBIHOR ONOME ISREAL EBIKEME UTSEORITSEWAJU ADE EBIKWO GRACE OJOCHIDE EBIMAMI AMINA EBIRENI ESIME, GBABOYOR EBISI INNOCENT, EBOHON FAITH, EBOIGBE VICTOR, IJEH EBONG MICHALE, ASUQUO EBONG UWEM DANIEL EBRENDU KERIAN, CHUKWUEMEKA EBULE OJIJOME FELIX EBULE OJIJOME, FELIX ECHEAZU ONYINYECHUKWU, MICHELE ECHEGHANDU FAVOUR, AMARA ECHEGWISI NDIDI, ONYEKA ECHO SECURITIES & INV. CO. LTD. EDAH-DIKE APKESIRI, EDALERE-LUKULA SENAMI, OLUBUNMI EDDIE-NWOKOLO HELEN, ONYISI EDEBOR OIYA SAMUEL EDEDE CHARLES AKHIGBE EDEM IME ASUQUO EDEM WISDOM EDEMATIE DELE NKEM EDERAMRERIARE OBOMEJERO, SOLOMON EDET ANIEDI, EFFIONG EDET BENJAMIN, OKON EDET OFONIME, OKON EDETH MAGDALENE, EDEWOR BERNARD EDEYARU IKPONMWOSA, EDHERE PAUL UVIOMO EDHUGHE MICHAEL ATEMUMEVO EDIKE ADINEBO EDITH UWANYEREMGWU ORJI EDOGIAWERIE GRACE, EDOZIE CHIBUNDU NKEM EDOZIE ROSELINE IFECHUKWUDE EDU ROTIMI EDUN ADELEYE KUBURAT EDUN OLUWAFEMI, JOHN EDUWAMA AUGUSTINE, ABBA EDWIN VICTOR, EFE OKOR EDWIN EMMANUEL CHUKWUNONSO EDZOA ONANA BILOA FELICIEN PAUL EFEIZOMOR EMEKA, EFFIONG EDET, BASSEY, EFFIONG IMAUKOH, IMOH EFIONAYI ANNE SOLOMON EFRESO UBONG, AKPAN

EGBAGIRI MABEL, EGBE GODWIN, UCHENNA EGBE LILIAN ABIODUN EGBE PLINY UCHECHI EGBEDELE MODUPE, ABIODUN EGBEDI ISLAND AGHOGHO EGBEH DOMINIC ADECK SAMBO EGBERONGBE OLATEJU RASAQ EGBEWOLE WAHAB OLASUPO EGBEYEMI FUAD, ABIODUN EGBORGE SIVBENOJA SYLVESTER EGBUATU KELECHUKWU, PAUL EGBUAWA IFEANYI EGBUCHU ISAAC NDUWEZE EGBULE AUGUSTINE IFEANYICHUKWU EGBUNA FRANCIS OJIMMA EGBUNAM OGOO, EGBUNE VICTOR IFY OSENWOKWU EGBUNIWE KINGSLEY, EZEEGBUNAFOR EGBUONU ASOMBA, ANDREW EGBUSINWA JUDE, EGEH BEN, EPIPHANUS C. EGEMOLE IFEANYICHUKWU, JUDE EGEOLU ANSELM, IWUEZI EGIAKHANAGHE HANNAH, GLADYS EGODO MICHAEL UJENUDO EGUAIKHIDE VICTOR OHIFUAME EGUNGWU GODDY KINGSLY EGUNJOBI ADEJARE, OLUSEGUN EGUNJOBI TITILAYO, & OLUSEGUN EGWO CHIOMA, CHIKODI EGWUASI IFEANYICHUKWU, ANTHONY EGWUNYENGA ALEXANDER, NWABUNDO EGWUONWU BLESSING, CHINYERE EHICHEOYA JACOB KELLY EHIEMERE ROSE, OLUCHI EHIGIE ROLAND EHIKIOYA OSEBHAHIEMEN JOSHUA EHIMIKA FLORENCE, OMOIKHOSEN EHINMHANRE VINCENT EHISBEN NIG LTD EIGBOBO ADAORA EIGBOBO WILKES ODEODE EJE AMAOBI, EDMUND EJEGI HAROLD OLUFEMI EJEKOR EDODI, UKAM EJENAVI EDWARD EJETA EDITH, EDIDJANA EJI NNENNA, EJIAKU PRISCA, CHIBUZO EJIKE CHIOMA EJIKE DAMIAN, N. EJIKEME NNENE EJIKO FEMIAYO, EJIMOGU SAMUEL, ONYEKACHI EJIOFOR CALISTA UZOAMAKA EJIOGU CHINOSO, BRIGHT EJIOHUO MICHEAL OVUNNDA EJIWUNMI FEMI EJIWUNMI OLUBISI MORADEKE EJOKAOGHENE DANIEL, EJOMARIE KENNETH, EJORH CHUKWUEMEKA, JOSEPH EJUE PRECIOUS, EJUKONEMU ROLAND EKA BASSEY, OKON ESQ EKA VICTOR, EKANEM AFFIONG ANIEDI EKANEM GREG, EKANEM EKANEM MFON, NDO EKE ALEX, ALLEN EKE CATHERINE OBIAGELI EKE NSI EKEAGU CHUKWUNWIKE, EKEAGU OKECHUKWU, JOHN EKEAMADI U., STANLEY EKECHUKWU BRIDGET, EKECHUKWU FIDELIS OSONDU EKECHUKWU NWODIBO, FELIX EKECHUKWU SYLVESTER, EKEH AZUKA, CHARLES EKEH LINDA, CHIKA EKEKWE MARY, NJIDEKA EKELECHUKWU CHIDI, CHARLES EKENG KINGSLEY, EKENYERE OKECHUKWU, EKERENDU OKON ANTAI EKESIAH CHINEDU, AMBROSE EKEWECHE JOSEPHINE, IFEANYI EKONG EDEM JOHN EKONG EKAETTE PAUL IMAIKOP EKONG JOSEPH, STANISLAUS EKOP JOYCE ENO EKOTT PAUL EDET EKPEMANDU JOSEPH N EKPENDU GABRIEL ENWEREJI EKPENYONG BASSEY EDET EKPIN ISRAEL, ESSIEN EKPO EKAETTE EKPO ELIAS, IGHOVODO EKPO FRANCIS, BENJAMIN EKPO IHEANYICHI, CHIKEZIE EKPO PETER OKON EKPO IMEOBONG DAN, EKPO JOSHUA EKPOH CLETUS, OGBONNA EKWALE RUFUS, .E. EKWE CHIDI, HENRY EKWE TOBECHI DAVID EKWEBELEM EBENEZER, OBINNA CHINEDU EKWERE GLADYS CLEMENT .A. EKWERE MACKENZIE INEMESIT EKWO NDON EDEM EKWUEME ADAEZE UDOKA EKWUEME ARINZECHUKWU EKWUEME GODWIN, ONYEMACHI EKWUEME HELEN THERESA EKWUNIFE JOE, BILLY EKWUTE EJIKEME IGNATUS ELACHI EDWARD IKWUOCHE ELAKAMA ANNETTE, ELAYO MARTIN AGBO ONYATIKPO ELEGBE MITCHELL OLUSEGUN ELEMCHUKWU BENJAMIN, NNAMDI ELEMOSHO BASHIR ELEMOSHO KABIR ELESO ADEMOLA ELETE FLORA, ELIMAN ONEHIOBHEN INES ELIMIMIAN MERCY, ITOHAN ELLAH SUNDIATA, OBUCHUKWULAKA E. ELUGBADEBO LAWRENCE, OLADEPO ELUJIDE ESTHER, EMEANU BENEDETTE U. EMEDO CHRISTAIN, AYINOFU EMEH OBED NNAEMEKA EMEKA EMMANUEL EMEKA NGOZI, REGINA EMELIKE CHISOM KAMISIROCH WILLIAM EMESSIRI HENRITTA

106 Ecobank Nigeria Annual Report 2010

EMI CAPITAL RESOURCES LTD-DEPOSIT A/C EMIATOR KINGSLEY EMIKO GODFREY, EMMANUEL IRENE OLUFUNKE EMMANUEL KOLA EMOKAH LILLIAN, NWANNEKA EMOKAH NKIRU, GLORIE EMOKPAE PIUS, OSADOLOR EMUCHAY NDUWUISI, IROATGHUMERE EMUH VINCENT ENAJERPO LOVETTA, A. R. ENAKPODIA VINCENT-DAVID, ERHURUVIE ENANG ESEME ETIM ENAOHWU AUGUSTINE AGBEYIGBUN ENE CHRISTIAN, EJIKE ENE ERNEST DEREFAKA ENEBI NATHANIEL, NIMI ENOKELA OCHEINU JOHN ENONA NIGERIA LIMITED ENUEZIE LAWRENCE, IFECHUKWUDE ENYASHI RICHARD, ENYENIHI OYONG, JACOB ENYIDIA CALISTUS C NNAA ENYIDIA CHARLES NNAA ENYIDIA HYACINTH U NNAA EPUNEM VICTOR, EBERE EQUITABLE TREASURE SERVICES EQUITY INVESTMENT SERVICES RESOURES LTD ERAKPOTOBOR EMMANUEL, OJOTOBATCHE ERAZUA IZIEGBEAYA FIDELIS EREGOBA CHARLES TEKE MICHAEL ERESIA-EKE ESOR ERETE ADIKWURU, OTUOMASIRICHI ERHAZE LUCKY, ERHIRHIE ONOME, FELICIA ERHIVWOR BENSON, SALAMI ERIAMIANTOE DORIS, ERIKITOLA ,BAYO ERNEST AMARA, GRACE EROGBOGBO YETUNDE, EROKWU EDITH, NONEY ERONDU ANTHONY, OTUTU ERONINI EMENIKE ELEAZER ERUAGAN OTAROGHENE ERUKUNUAKPOR VICTOR, UFUOMA ERUOTOR RUKEME, DAVID ESHIET EFFIONG ASUKWO ESHIGBALE JONBULL ESI GRACE OREVA ESIBENNE STELLA BOMA ESIEN MARGARET OKOKON ESIGIE ELOHOR ESIMAI MONYELU SAMUEL ESIMENE OSCAR, EDET ESIN JOAN AFFIONG ESOTU CHIJIOKE, FRANCIS ESS STAFF INVESTMENT ESSIEN BENEDICTA, UWEM ESSIEN EKONG NKEREUWEM ESSIEN MARTIN M. ESSIEN SYLVAR EST. OF OKELOLA AJOKE ESTATE OF AKINOLA, SAMUEL ADEMOLA ESTATE OF LOUIS IBETO, CHUKWUEMEKA ESTATE OF LATE OYEKAN, TUNJI ESTATE OF LATE ADERIBIGBE ADEYEMI ESTATE OF MUYINAT SHOMADE ETADUOVIE DAVID ETALUME EMMANUEL O ETENG EGWU, EDET ETERIGHO GRACE, OGHENEYOLE ETETA-ITA EMMANUELLA, ETIM EMMANUEL, OKON ETIM VICTORIA, OLUWAYEMISI ETOKAKPAN FRIDAY SAMUEL ETOP SAMUEL EMMANUEL ETTE IME OKON ETUH THOMAS ETUK EMANUELA AFFIONG EVBOERVAN PATRICK, OZINEGBE EVERETT GODWIN, EVWRUJAE PETER ERHIJESE EWA ENYINNAYA, EWAH OSEMENLU CHUKWUKA EWA-HENHSAW B E EWEKA ABIODUN, ALEX EWEKA-EDOSA ETHEL, EWIOLO SONNIE, AGBONS EWO SONIA UDECHUKU EWOYEMI OLUBIYI EWULE BRIDGET WALERUCHI EWUMI GANIAT, ALAKE O. EYA PATRICK EKE EYEFIA OGHENETEJIRI FAUSTINA EYO EMMANUEL, ABIKO EYO NSEFIK IQUO EYO PATRICK, ISAIAH EYO-OKU JUSTINAH, MAXWELL EYORO ABO EZE CHUKWUEMEKA CLETUS EZE EUGENE, AZUKA EZE NNENA, LAURA EZE OLUWATOSIN, BUKOLA .G EZE TONY, EZEMIE EZEALA KINGSLEY, NDUBUISI EZEANI CHINAZA DIVINE EZEANI JOY ORAKWE EZEANI VICTOR ORAKWE EZEARIGO SAMUEL, IFEANYI EZE-B.J. BENJAMIN, CHISOM EZE-B.J. CHIDINMA, EZEBUIRO LEONARD SORRONNADI N. EZECHIE OLUCHUKWU EZEH CLETUS EZEH EZEH ELLINGTON, ONYEBUCHI EZEIBE CHIBUIKE, MARTINS EZEIBE JANE, EZEIFEDI CHUKWUMA, CHARLES EZEIGBO ANAYO CYPRAIN EZEIGBO CHIDIEBERE, EBERECHUKWU EZEIGBO CHUKWUEMEKA SAMUEL EZEIGBO EMEKA HYACINTH EZEIGBO MARYAN ELEOJO EZEKIEL MADUABUCHI, ONYEBUCHI EZEKWE ANTHONY, JOVINUS EZEKWESILI OLISA, IFEANYI EZEKWUGO ROSE, IFY EZENGWA PETER CHIBUEZE EZENNIA IKEMEFUNA, EZENWA INNOCENT C EZENWAJI PETER, ONYECHI EZEOBA IKECHUKWU EZEOBELE ESTHER, AZUKAEGO EZEOKAFOR C., CHARLES EZEORAH OKECHUKWU CALISTUS EZEUGO EMMANUEL EZEUKO OBINNA EZI NONYE EZIKE ANTHONY,

EZIKE CHRISTOPHER EZIRI EMEKA, MICHAEL EZUGWU VIVIAN, UKAMAKA EZURUM OSUEKWU MICHAEL FABOYEDE ADEYEMO ABIODUN FADARE ADEJUMO, ADIO FADARE ENIOLA B FADARE FATAI, ADIGUN FADARE TITILAYO, FAVOUR FADAYIN OLUWATOYIN, MARY FADIPE BABALOLA, ISRAEL FADIPE EMMANUEL, SUNDAY FADIPE ETHEL OLAMIDE FADLULAH IDREES, OLASUNKANMI FAFOWORA OLUMIDE, OLALEMI FAFUNWA-ONIKOYI P. I. FAGBAMIYE AYODEJI OLAKAYODE FAGBAMIYE AYOTOLA ALABA OKE FAGBAMIYE AYOTUNDE TAIWO FAGBAMIYE OLATUNJI ARABAMBI FAGBELU ADEMOLA, FAGBEMI SAMSON ADE FAGBO PEDRO OLABIYI FAGBOHUN ADUNNI, OMOLOLA FAGBOHUN OLABISI, FAGBONGBE IKUMAPAYI OLASUNMBO FAGOROYE MODUPE, AYODELE FAJANA BABATUNDE ADENIYI FAJUKE OLAYEMI KEHINDE FAJUMO MICHAEL, ADEBAYO FAJUYI(IFE) FRIENDS MULTI PURPOSE COOP FAKAYODE OLUSEGUN FAKEYE EMIOLA, FAKOYA JUSTINA, EBUNOLUWA FAKSON VENTURES FAKUADE OMOTAYO FAKUNMOJU OLADELE, FALADE MARY, BOLA FALE ADEKUNLE FALEYE FOLORUNSO FALEYE OLUSOLA FALEYE OMOTAYO OLUWASEUN FALOKUN OLADAYO KAYODE FALOKUN OYINDAMOLA FALOYE OLANREWAJU FALOYE OLAYEMI, FAMAKINWA JOSEPH OKE FAMAKINWA OLADAYO FESTUS FAMODIMU OLUSEGUN, FAMORIYO AKINYEMI ADIGUN FAMORIYO HENRY AKINPELU FAMORIYO SABAINAH MOPELOLA FAMUTIMI FEYISOLA, OLAMIDE FAMUYIDE GBEMISOLA, MORONKE FAMUYIWA ISAIAH ADEWALE FANIMOKUN OLUSAYO, AYOTUNDE FANU OLUWATOYIN FAO-MAT COMMERCIAL COMPANY FAPARUSI MICHAEL, OLUBUNMI FAPOHUNDA AKIN FAROTIMI AJIBOLA, MARY FAROUQ ASABE, MRS. FASAKIN BENSON, AKINTOLA FASAKIN SUNDAY, ABAYOMI FASASI KASEEM FASASI-BANJOKO ALICE, OLUTAYO FASHOLA FATAI ROTIMI FASINA ABIMBOLA, OLABISI FASURE SOLA A.E FATAI AZEEZ, KOLAWOLE FATBAK ENTERPRISES LIMITED FATOBERU ISAAC AYOBAMIDELE FATOKI OLAJIDE, OLASUPO FATOKUN OLUYEMI, FATUNDE IDOWU FELIX FATUROTI ADEOLA OPEYEMI FAWEHINMI MOTUNRAYO, OLUBUNMI FAWOLE OLASUPO OLAYIWOLA FAYEMI ADETOUN, OLUWATOSIN (MRS.) FEBO OGIONWO, AUSTIN FEHINTOLA OLAYINKA, OLUBUNMI FELIX-ISUKU THEODORA, NGBOUTOR FEMI-PEARSE OLATUNDE FETUGA ADEBIYI ADENIYI FIDNONS NIGERIA LIMITED FIRST TRUSTEES, A/C NTEKPERE MR.& MRS. FIRST EQUITY SEC.-DEPOSIT A/C FIRST TRUSTEES A/C ADIO ADEREMI FIRSTINLAND BANK/PARTNERSHIP INV TRADG FOLARANMI TAIWO OYENIKE FOLARIN AYODEJI, OLUFEMI FOLASHADE TEMITOPE, OBILOMO FOLAYAN GBOLAHAN FOM DACHOMO, LABI FORESYTHE TAIWO ABIADE FORMIDABLE EQUITIES & ASSOCIATES FORTUNE HUNTERS NIG. LTD FORUN KUROEKIA FORUN OMOTESE RUKAYAT FOWOSIRE Y FRANCIS VICTOR, OLUSEGUN OKURO FRANK AKPOEBI, (OLOTU) FRANK IHEANYICHUKWU, FRANK PAPILL NIGERIA LIMITED FREE ENERGY RESOUCES VENTURES FSIL A/C IJIWOLE HENRY FUJAH LIADI SANNI FUNKE ADEOKUN, FUNMILAYO EMMANUEL, OLANIYI GABRIEL PATRICK, NNAMDI GAINS CONSULT GAJERE JIM, PATRICIA GALADIMA HANNATU HAMMA GALADIMA GALAMBI BASHIR, ADAMU GANA LAWAN GANA MALLAM, BUKAR GANI SALE, GANIAT LOLADE, SULE GANIYU ISMAILA, ALAFE GANIYU RASAKI, GANSALLO ISAAC, SYLVANUS AKINKUNMI GARBA EDIONG, JOSEPH GARBA SHAAIBU, GEZAWA GAVOR YAO OSCAR GB CT AND CS GBADAMOSI AMUSAT, ADEKUNLE GBADAMOSI MUKAILA, ABIODUN GBANA TOBOR, ELVIS GBANVO CODJO JOACHIM GBARAKONO SATURDAY, BARIKPE GBENRO ADIO GBEREVBIE SONNI ENEMUADIA GBOBO ABIMBOLA GBUM LARAI, GEE KAY BEE (NIG) LIMITED GEORGE AKINOLA, AUSTINE GEORGE ANTHONY GEORGE GLADYS

GEORGE GODWIN SUNDAY GEORGE GRACE, GHANI MUJAB, AKANGBE GIDADO MAJIDADI, UMAR GIDAUNIYA INV.& SEC.LTD-TRADED-STOCKA/C GILBERT PEARL, EVELYN GIWA ABIMBOLA, O. GIWA RAMOTA APINKE GOFWEN NEMMAN WILLIAMS GOMBEJO MOH'D BAKARI GOMEZ ADUKE BEATRICE GOWON SARATU TANI KANKEMWA GOWON VICTORIA HANSATU GRACELAND ASSETS MANAGEMENT LTD GREEN ELDRED 1 IBIBIEM TITUS GREEN IYALLA, GREGORIO INVESTMENT/PROPERTY GROBEST INT'L VENTURES LTD. GTB/LIGHTHOUSE ASSET MGT LTD - TRDG GTBANK/PRIMEWEALTH CAPITAL LTD - TRDG GTEN INVESTMENT & TRUST LTD GUARANTY TRUST BNK/TOPMOST FINANCETRDNG GUOBADIA KATE, OSAMEDE GWADABE TAJUDDEEN, HAASTRUP ISRAEL ADEMOLA HABIBU KABIRU, ISA HABITAT GUEST HOUSE HAKEEM-BELLO OYEKEMI, AMAMAT HALADU MOHAMMED MUNNIR HALLIDAY NENGI, HAMIS ADAMA BAMAYI HAMMED KEHINDE, GANIYU (ALH.) HAMMOND CHARLES, HAMZA ADEJOKE, MEDINAT HAMZA AMINU, HANIDU MARIAM, AYOTUNDE HANSON EUNICE, HARBOR BLESSING HARRIS-EZE BENEDICT ONYEKA HARRISON BABAJIDE BERNARD HARRY ISAAC OKON HARRY HART AUSTIN, HART JOYCE, T. HARUNA SHAAIBU, HASSAN ISIAKA, AWEDA HASSAN MUSA, OLALEKAN HASSAN OLUKAYODE HASSAN YEKINNI OLATUNJI HASSAN ALI ALIYU KHAMA HAYFORD ADERONKE, OLAOLU HENRY ABIMBOLA, VICTOR HERITAGE STEEL CO LTD HINDATU MOHAMMED, HIS PRESENCE SUPPORT LIMITED HISOVIMIK NIGERIA LTD HOAKLAND VENTURES NIGERIA LTD HONNETE CAPITALS LTD HOSSENI NATIQ, AKOREDE HOTONU SENAMI, EWA-OLUWA HUGHES AUGUSTINE BANDELE HUTHMAN ABIODUN, TAJUDEEN HYACINTH STELLA, UGOEZE IBANGA EFIONG AKPAN IBANGA MARTHA, KALU IBAZEBO IYABO, OBUWEYA MABEL IBE ANTHONIA, UKACHI IBE CHIDINMA, PERPETUAL IBE DOMINICA, CHIDINMA NGOZI IBE MICHAEL, CHUKWUKA IBE OGBONNA, DAMIAN IBE ONYINYECHI, IBEABUCHI CHIDOZIE ENRST IBEANU TONY ARINZE IBEES INVESTMENT COMPANY LTD IBEGBU NDUBUISI IBEGBU PATRICK OGONNA IBEH NGOZI, FIDEL MAUREEN IBEKWE EUCHARIA, IFEOMA IBEKWE ONYEEZE, DAVID IBELO DAVID UGOCHUKWU IBENGECHA GENEVIEVE, NKECHI IBERI GILLIAN, OLUCHI IBEWUIHE CHIDINMA, RUTH IBEZIM DORIS, CHIBUZOR IBEZIM GRACE IBEZIM SEBASTIAN, ONYI IBHADE CHRISTOPHER, IGBORIA IBHANESEBHOR SAMUEL, EHIREMEN IBHAZE ERIC, OLELEORIA IBI ODEMERO JULIANA IBIDOKUN GRACE FUNKE IBIKUNLE AYOWOLE, OLUWASEUN IBIKUNLE MOHAMMED, OLAWALE IBIROGBA FAOSAT MOJISOLA IBIROGBA OLUWAYEMI OLADOTUN IBITOYE ABDUL LATEEF IBITOYE BAMIDELE, JULIUS IBITOYE JOHN ROTIMI IBITOYE OPEYEMI, IBITOYE PETER OYEWALE IBIYEMI AJARAT, ADENIKE IBIYODE AKINLEKE IBOK AKPAN, SUNDAY IBRAHEEM-KATCHAN AMEERAH AMINA IBRAHIM ABDULAZEEZ IBRAHIM ADETINA, ABDULRASAK IBRAHIM ADETONA, IBRAHIM AHOKO, ABDULKARIM IBRAHIM ALI, BABA IBRAHIM ALIYU BABA IBRAHIM DAUDA, WOBIYA IBRAHIM ISA BIO IBRAHIM LAMI AISHA IBRAHIM MOSHOOD, LAWAL IBRAHIM OLAREWAJU, GANIYU IBRAHIM STEVEN NDANUSA IBRAHIM UMARU IBRAHIM DASUKI ISMAILA IDA PHILIP, IDABIE IKPONMWOSA, JOHN E. IDAFE OTUNIYA SUNDAY IDAHOSA CHRISTIAN, OSARO TOKUNBO IDANG PETER, IDANI BENSON, EMONAJIVWO IDANWEKHAI JULIANA, IDANWEKHAI MAUREEN, OLERE IDEHAI UWANZE, AZEKUME ISAAC IDEHEN FRANCIS A IDEHO UDUJEI, OLORUNTOBA IDEMUDIA MCFRANCIS UNUOSE IDEMUDIA TESSY OSHUWA IDEMYOR VINCENT IDIKA OBE IDIKA IDISI CHRISTIAN, O IDJOGBE JOHN, EL-DAVID IDOKO CYPRIAN, IDOKO GRACE, OWOYA

IDOKO JAMES AUDU IDOLOR ENIWHOAREKE, FRANCIS IDONIJE GABRIEL, IDOWU ADEDOTUN, PAUL IDOWU ADEGOKE, IDOWU ADENIKE OLUYEMISI IDOWU BOLA, ASISAT IDOWU CATHERINE, O. (MRS) IDOWU GBENGA, THOMPSON IDOWU OLADOTUN LATEEF IDOWU OLAWOLE OLUWAFERANMI IDOWU OLUWAROTIWA OLUWANIFEMI IDOWU OLUWASOLAPE OLAIDE IDOWU RAZAK AYODEJI IDOWU SAMSON, DELE IDOWU SAMUEL OLUSOLA IDRIS IBRAHIM, LIMAN IDUOZEE BENEDICTA, UWA IEI ASSETS LIMITED IFEANYI UGWUJA, IFEANYI-OKORO SYLVIA NECHI IFEJIANYI NICHOLAS, ONWUEGBUNA IFEKWEM MODETUS CHUKWUEMEKA IFEZULIKE IFEANYI .C IFON TOM, ETUKUDO IGBEKA CHUKWUEMEKA IGBEKELE EDWARD, OLAKANMI IGBELINA-IGBOKWE NKIRU IGBEN ANDY, IMANRIAGHE IGBEN OGHENEKOWHORHO IGBINEVBO ERNEST, IGBINOBA LUCKY NORMAL IGBOAKWE AKACHUKWU OKORONKWO IGBOANUGO IFEOMA GLORIA IGBOBHIO JOSEPH, IGBOELI JOEL UGOCHUKWU IGBOKOYI RISIKAT ADEPEJU IGBOKWE BLESSING, NWAMAKA IGBOKWE BRIDGET ORIENMA IGBOKWE CHINEDU SAMUEL IGBOKWE REGINA, CHIZOMA IGBOYI TAIWO, TAIWO MARY IGE BABATUNDE ADEDAPO IGE FUNMIKE, O. (MRS) IGE ROTIMI, JACOB IGENE DANIEL, OLUWADAMILARE IGHARHA KESIENA, OGHENOVO IGHEKPE INNOCENT IMOAPE IGHODALO OYEDO, IGUNDUWASSE CATHERINE, TERDOO IGWE ALEX ONYELANKA IGWE EDWARD CHIBUZOR IGWE EMEKA, GABRIEL IGWE KELECHI, COMFORT IGWE KINGSLEY, CHINEDU IGWEZE UGOCHUKWU MICHAEL IGWUBOR TAIWO, ADEJOKE IGWUILO GREGORY ANAKWE IHEAGWAZI FESTUS CHUKWUDI IHEAKA KATE, OYIDIYA IHEANACHO DURU, FELIX IHEANACHO PASCAL, IKECHUKWU IHEASI PHILOMINA, OKWUCHI IHEDIOHANMA BRIGHT, UCHENNA IHEKWEAZU EDOZIE, & CHIKWE IHEKWERE CHIKEZIE, JUSTIN IHEKWOABA FRANKLIN IHEME ONYINYECHI, ROSE IHEMELU AZUKA, OBIAGELI IHEMELU BENSON, NDUBISI IHIDERO IDOWU SAMUEL IHS (NIGERIA)LIMITED IHUNANYACHUKWU JONAS, JIDEDIAN IHUOMA CHIEMENA, ANSELEM IJAGBEMI JONES, AYOBAMIJI IJALANA OLUGBENGA, OLUFEMI IJALAYE- OLANIYI OLALEYE IJAUKA INALEGWU, INNOCENT IJEH CHIKE CHRSTOPHER IJEH MICHAEL EMEKA IJILADE ADEKEMI, IYANU IJIOMAH DANIEL ABARA IJOMAH VIVIENNE, IJOMANTA MERCY, NNENNAYA IKE ADINDU, VICTOR IKECHUKWU HAPINESS, IHEBIRI IKEDUM KEZIE, GERALD-CURTIS IKEFUAMA BEDE, OGBONNA IKEJIAKU BENSON, CHUKWUMA IKEJIAKU KENNETH IKEKWEM EVAREST IKEM NATHANEL C IKENGA FRANCIS, AWA IKENWEIWE RUTH ISIDINMA IKEOKWU CHINYERE, N.E. IKEOMA ENYINNAYA, PROMISE IKEOTUONYE NALLY, CAJETAN N IKERIONWU BEN CHINEDU IKHENA FAITH ISIBHAKHOMEN IKHINMWIN IFUEKO, EBI IKOIMA BEDE, OKON IKORO NDUKA, ONUOHA IKPE RICHARD NWABUIKE IKPEAGHA EMMANUEL, IKPEBA BRIDGET IKPEKHIA GEORGE EHICHOYA IKPO DAVID O. IKPO JOHN ONYEKOZURU IKPORUKPO CYNTHIA, EBI IKWELLE CHRISTOPHER EKENWE IKWUEGBU EMMANUEL, IKWUEGBU IFEANYI, CHARLES ILECHUKWU VINCENT ANENE ILO ANITA IJEOMA OGECHUKWU ILO LARRY, CHIMA ILOBA EUNICE ILOKA ERNEST UGOCHUKWU ILOKA NNAMDI, ILOMBU KANWULIA, ELIZABETH ILORI OLUSEGUN ADEDOYIN ILUPEJU KAZEEM TUNDE IMADE FAVOUR, OSAGBEMWORHUE IMAEKAHAI ANTHONY, O. IMAM SIKIRU, BARE ISHOLA IMANA OLUMIDE, JULIUS IMANATUE OMOIKE MONDAY IMARA OVIEMUNO, IMOH EMMANUEL, C. IMOH REGINA, EKAETTE IMONIKHE ABEMARU, IMONIKHE JOY, IMOSEMI STEPHEN, IMUK PEPETUAL PAUL INE ISIOMA, VIVIAN INENEMOH PAULINE, MINE INOKON EMMANUEL JACKSON INOKOTONG NSE C.J INOKOTONG ROSEMUND CLEMENT INTERCONT BANK/BYTOFEL TRUST & SEC-

TRDG INTERCONTINENTAL FINANCE & INV. LTD INUWA HAFIZ, MOHD INWANG ROSEMARY, UDUAK (MRS) INYAMA VICTOR, O INYANG ASUQUO, EDET INYANG EMMANUEL ENO INYANG EMMNAUEL, IMEH INYANG IME, SYLVESTER INYANG PATRICK, OKON INYANG UWEM, ANDREW INYANG VICTORIA, INYESE ANTHONIA, IPADEOLA ABIODUN BUKOLA IPADEOLA OLAJUMOKE, NIHUN IPENKO MORE, DAN JOS EMMA IPINSAGBA OLAJIDE EMMANUEL IRABOR MARTINS, EHIS IRENROA OLATUNDE IREWUNMI BABATUNDE IDOWU IRHEREN MERCY IRIBHOGBE KAREN OMOYE IRIOGBE DAVID, JNR IRIRI MERRY IROAMACHI OKECHUKWU, IROJAH FEMI, IRONDI MERCY G. IRONO NKECHI, FIDELIA IRUOHA GRACE ISAAC CHIMBI AYISHA ISAH MOUKTAR YAHAYA ISAH NAZIRU, LAWAN ISAH SULE, SOLOMON ISAH SULEIMAN ISAMOTU MOSHOOD OLADEPO ISANG EMEM PAUL ISEME AMBROSE, OTU ISHMAEL ABIMBOLA, ISHMAEL AYODEJI ISHOLA BASHIRU, ABAYOMI ISHOLA ELIZABETH, TITILAYO ISIAKA SHAKIRAT TOYIN ISIANI ANTHONY, NWACHUKWU ISIBOR LAWRENCE OJEKHERE ISIBOR UKINEBO, OMOROWA ISICHEI SAMSON NGOZI ISIDIENU IFEOMA, HENRIETA ISIEKWENE MIKE, ONYELO ISIJOLA ADE MICHAEL ISIP ETUK THOMPSON ISIWELE GODFREY, OSAKPONO ISMAIL MAROOF, ABAYOMI ISMAIL TUNDE ISREAL &, IJEOMA UKA MR & MRS ISUJEH EDEKI, FEMI ITODO CHRISTIAN ATHANASIUS ITOPA J, ABDULAZEEZ ITORO AKWERE, IKPAHA (MRS) ITRECHIO JOHN KINGSLEY ITUA JOSHUA, IWARA CYRIL, UROM IWENOFU ANTHONY NONYELUM IWERIEBOR FLORENCE ADI IWERIEBOR.E EHIEDU E.G IWUCHUKWU AMBROSE NNAEMEKA IWUCHUKWU OZICHI JULIANA IWUEZE MAURICE, ADIELE IWUEZE NGOZI, ANTHONY C IWUOHA DEBORAH(JNR) IWUOHA SILAS IFEANYI IYALLA KAINE D IYAMU OSARHENOGA, SOLOMON IYAYI HERBERT MONITIE IYELA BUNMI JUDITH IYELAGHA ANGALAKIRI LOUDEN IYOBASOGIE SUNDAY IYOHA C.CHRIS, OSAKPAMWON IYOHA CHRISTOPHER IYUN FADERIN OLUSEGUN IZEDOME SUNNY, JOHNSON IZEGBUNE AUGUSTINE OKOLIE IZUAGIE RUTH ATINUKE IZUCHUKWU JULIA, ERINMA IZUKA IFEOMA, CECILIA IZUKANNE OGOCHUKWU JOSEPHINE IZZI UAGBAE, JABAR ISIAKA, GBOLAGADE JACK DUMO WILLIAM JACKSON DUPE AYOMIDE JACKSON IME, BEN JACOB ABIOLA, JACOB SUNDAY JADEMI PETER SHAKEDE JAGA AKINLALU, OLUYEMI JAGUN OLATUNDE JALEKUN MUFTAU OLATUNDE JALLO ALIU JALZ ENERGY LTD JAMAICA ALFRED ADAOBO JAMES ELIZABETH JAMES GODWIN, JAMES NSA ASUQUO JAMES OLO ISREAL SUNDAY ESHISHINO JAMESJAMES MOSES JAMIL MOHAMMED JATAU SULE IBRAHIM JEREMIAH ETEFON, FRIDAY JETAWO ADEYEMI, PAHEAL JEYODE YZARKIS AYODEJI JFK INVESTMENTS (NIG.) LTD. JIBREEL OLAWUMI, NURAT JIBRIN-BALA DIJE, JIDE TAIWO & CO JIMOH ABDUL-KADRI KOLAWOLE JIMOH ABIODUN, NURUDEEN JIMOH BLESSING OSARIEMEN JIMOH HILLARY OSARO JIMOH KAYODE JIMOH KAZEEM, IDOWU JIMOH OLUWADAMIRE, ADAM JIMOH OLUWAFIFUNWA, OMOLAYOSI JIMOH OSARO JANE JIMOH SHEHU ABDULKADIR JIMOH TAIWO ALABI JINADU IBRAHIM GBADEYAN OLATOYE JIYA SULIEMAN, GIMBA JOBIFELE MOHAMMED ALIU JOHN ADAMU JOHN DEBORAH JOHN DOMINIC ETIM JOHN ELISHA, BASSA JOHN MONDAY, JOHN THOMAS, ASUQUO JOHNSON JOSEPHINE, OYENIKE JOHNSON MORENIKE, ESTHER JOHNSON PATIENCE, JOHNSON TABITHA, ADEOLA MORENIKE JOJO ECHEFULA AUSTIN JOKOGBOLA OSHIKANLU,

JOLAOSO MOYOSORE, ADEDAPO JONAH CHARLES, JONATHAN MARY JOSEPH DINA, JOSEPH LYDIA, ADENIKE OLURAMILOWO JOSEPH MADUBUCHUKWU, OKAEGBU JOSEPH OKACHI, JOSHUA PATRICK OLANLE JUDE JENNIFER, MUNADUMSO JULISAM ENTERPRISES JULISAM ENTERPRISES JULIUS ADEREMI, ABIYE JUMBO SO-OWUNARI WILLIAMS JUYITAN CLEMENT ADE KADE ZEBULON BABATUNDE KADRI ADESHINA, OSAZE KAILA HARUNA, KAITELL EMILY AYODELE KAJEBORA DIYA AKANNI KALAGBOR SUNDAY OKECHUKWU KALDAPA JUMMAI, THERESA KALEJAIYE CHRISTIANA YETUNDE KALEJAIYE SUNDAY, ADEFOLUKE OLANREWAJU KALU EGBU UKEGBU KALU EMMANUEL, CADGON KALU NWOBIARA EZIYI KALU ROBERT IBIE KALU SAMUEL, CHUKWUDI KALU SAMUEL, ONUWA KALU-ANYAH ANYAH KAMADA RAPHAEL KANE VICTORIA KANIKWU JUDITH KANIKWU I. KANO JOSHUA, ADO KAREEM OLUSEGUN, KARIEREN OGHENETEGHA, BENEDICT KARIKARISEI EBIERE, AUGUSTINA KARUNWI ABISADE KARUNWI ADELUOLA, KASALI DEBORAH, OLUBUNMI KASSIM AMINAT, OLAMAYOWA KASSIM SULEIMAN DANBARKA KAYODE ANIBARA ASSOCIATES KAZ N., NATH KAZEEM IDIAT, OLUBUSOLA KAZIR ADAMU DUGUM KEFFAS GRACE, KEFFI STREET MGT LTD KEHINDE-AKINDELE WASIU, ADIO KELEKO FOLASADE, KELLY JACK PETER KENESSE NIGERIA LIMITED KEN-NELO INVESTMENT AND INDUSTRIES LTD KESHINRO CHARLES OLUFEMI KEZIE EZE LAMBERT KIBIYA INUWA, ALI KILADEJO AGNES, FIBI KILADEJO VICTOR ADESIMBO KINGSLEY BASSERY, KINYOMI BABATUNDE OLAYIDE KOJO HENRY KOJO IFEYINWA AGARTHA-CHRISTIE KOKOGHO IGHO, DANIEL KOLADE MODUPE GRACE KOLADE SAMUEL ADEBOWALE KOLAJO MOSES OLUBAYO KOLAWOLE ARINOLA, JUMOKE KOLAWOLE DAVID, SAMUEL KOLAWOLE JOSEPH, OLUWADARE KOLAWOLE OLATUNBOSUN, ABIODUN KOLAWOLE OLUWASEUN, DAVID KOLAWOLE WALE, LIMOTA KOLOBE BABA, KURA KOME JOHN, OKORO KOMLAFE IBILOLA, KOMOLAFE ADELEYE, KOMOLAFE O., A. KONAC INDUSTRIES LTD KONIBIRE EBENEZER OLUFEMI KORDA DANIEL, KOSIRU MUTIULAHI, KOTUN ABDULAHAD TEMITAYO KOTUN FOLORUNSHO, AYODELE KOYI OLATUNBOSUN, ADEBOWALE KPABARI-OKUNNA DRUSCILLIA OGBONNE KPANDEI BOLA, BARIDI KPEJI-CAMPBELL QUEEN, TURHOBORO KUALE BOTUKORE OVONHWE KUFORIJI OLAKUNLE KUMOLU-JOHNSON HENRY BABATUNDE KUPOLOKUN OLUWOLE, OLADEJO KUPONIYI OLUMIDE, OLATOKUNBO KURU ABIMBOLA LATEEFAT KUTEYI JANET, ARINOLA KUTEYI JOSEPHINE OLUWADAMILOLA KUTI BARBARA, ATINUKE KUYE OLURIBIGBE OLADAPO KWAMU CHUKWUYEM, ENDURANCE KYALO ANTONY, KYARI ABBA LA KIPHET NIG COMPANY LABARAN FAIZA LABEODAN LADAN AMINA DALHAT LADAN SULEIMAN DALHAT LADAN TANIM, Z. LADEBO KAREEM OLADOKUN LADEJOBI JUMOKE SUZANNE LADIPO JONATHAN OLALEKAN LADOJA ADERONKE, S LAGELU 16 CLUB LAGOS NYORE, CLEVER LAGOS BRANCH NIG SOCIETY.ENG LAGUNDOYE OLASUPO, JAMIL LAJA AGNES OMOLARA LAJOLAB INVESTMENT LIMITED LAMIDI BOLA LAMORDE IBRAHIM ABDULAHI LANIYAN SOLOMON OLANREWAJU LANRE-ADEMOYEGUN AYOMIDE, CHIKA LAR YUSUFU, LARTEY JOSEPH, OLUSEGUN LARTEY VICTOR, EMMANUEL TETTEY LASAKI ADEREMI LASOYE MOTOLANI AKANBI ZULHAJI LATEEF-IBRAHIM QUEEN OMONIGHO LATILO ADERONKE, OLUWAFUNMILAYO LAWAL AISHA, IYABO LAWAL ALADE, BASHIR LAWAL BINTA YAHYA LAWAL IDAYAT, FOLAKE LAWAL NURUDEEN ABIODUN LAWAL OLA SUP0 LAWAL OLUROTIMI LAWAL OLUWAPELUMI KEHINDE LAWAL RASHEED ADEYEMI LAWAL RASHEEDAT, LAWAL SAKIRUDEEN TOLANI

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LAWAL SUEBAT, ADENIKE LAWAL TITILAYO LAWAL WAHAB LAWAL YUSUF LAWAN MOHAMMED, LAWANI PATIENCE, ENEMA LAWRENCE OLUTOYE, AGUNLOYE LAWSON BENONI LAWSON EMMANUEL LATE LAWSON MARIE-GISELE, A. LAZARUS ARUOKHAI PETER LEAGUE OF FRIENDS LEBECHI STEPHEN, UGOCHUKWU LEBI SUNDAY, GBENGA LEBOEUF JASON, DAVID TAMUNOTONYE LEDIJU OLAOLUWA TAOHEED LEDOR GIDEON LEILEITUAGHA OKUBOEBI, LEMAH OZIOMA LEMBOYE RISIKAT, OLUWATOSIN LENOIR TELECOMS LIMITED LGSC COOP MULTIPURPOSE SOCIETY LIBERTY SCHOOLS LIJADU OLUFEMI DOMINIC LIMAN JESSE LIMESHARE INVESTMENT LTD LINKAGE ASSURANCE CO. LTD LISABI ELITE NIG.INVESTMENT COMPANY LTD LITTLE HEROES LIMITED LIVING RIVERS VENTURES LIVON LIKWID INVESTMENT CLUB LLOYD-ROMEO AGNES, OLUFUNSO LOGBY-HART VERTURES LTD LOKO HENRI, LOKOSU GRACE OLUFUNMILAYO LOLOWO ADEWALE ABDUL-RAFEEU LOMUWAGUN DAYO, OLUTAYO LONGE TAIWO, LUBO DAVID, AHMED LUCIBIK LIMITED LUFADEJU FUNMILOLA, MABINUOYE OLUWOLE, JACOB MACAULAY ALBERT AFOLABI MACKINTOSH TIMIDERA, IJEOMA D MADICHIE ANTHONY MADIEBO CHINWE JANET MADOJEMU PARKER EBAMOLEN MADU AUGUSTINE, C. MADU AUSTIN MADU PRINCESS, MADU SYLVANUS MADUAKO MOGUL, OCHINGWA MADUBUGWU JUDE ELOKIFE MADUBUIKE CHIMIEZIE EMEKA MADUBUIKE JOSEPH, CHIDIMMA MADUBUKO ELPHREDA, NNENEDU MADUEWESI CHIMEZIE, MADUKA CLEMENTINA, NKEONYERE MADUKA CLEMETINA, NKEONYERE MADUKWE NNABUKO SAMMY MADUWUBA CHUKWUMEZIE, JEREMIAH MAFENI NORBERT OGHALE MAGBO OBIORA JOHN MAGNARITIS FIN.&INV.LTD.TRADED-STOCKA/C MAHUS CAROLINE, IFY MAIRIGA BITRUS, MAIYAKI ABDULLAHI, YUSHA'U MAJAM ILIYA, BEN MAJEKODUNMI AJESOLA A. MAJEKODUNMI MICHAEL OLUFEMI MAJEKODUNMI RAFIAT, OLANREWAJU MAKANJUOLA OLABODE MAKANJUOLA ROTIMI JULIUS MAKBERE UBONSO, JACOB (PASTOR) MAKINDE ADEREMI OLUYEMI MAKINDE SUNDAY, OLATUNJI PORT MGT MAKOLO PHILIP, TENNYSON MALGWI MADU, TAGU MALIZE EUGENE, AMOBI MALLAM SALIHU, IMAM ABDULLAHI MAMMAN-LAGOS AHMED MAMUDU ABDUMIMINU IDOWU MAMUDU K. OSENI MAMUKUYOMI STEPHEN SOLEDAYO MANDUNG JAMES DALYOP MANGUT JULIE, TALATU MANIJU INVESTMENT CO LTD MAPAYDA ADEBUKOLA, ORETAYO SADIAT MARINHO CHARLES ADEYEMO MARIUS LIMITED MARTINS LOOKMAN, GBOLAHAN MARTYNO INTERNATIONAL CO, LTD MARVEL TRADES, & SERVICES MASHI IBRAHIM MOHAMMED MASPALMA MUSA, IBRAHIM MATUTU OGHENEOVO, LUCKY MAUDE MUSA SANUSI MAUDE SANUSI MBA MANKWE CHUKWU MBACHIRIN MBAUMBUR, MBADUGHA INNOCENT UZOMA MBAH AUGUSTINE CHIBUIKE MBAH EMMANUEL, ADEDAYO UGOCHUKWU MBAJI VALENTINE, CHIELOKA MBAMA EMEKA, VITALIS NDIDIAMAKA MBANEME CHIKA, LILIAN MBANUDE DEBORAH, EBERE MBANUSI LUKE, IFEANYI MBEREKPE FRANCIS ANIMACHUKWU MBIBI AKOBUNDU O. BENSON MBONU AMAOBI, CHARLES MBRE JAMES ATANG MBUK EMMANUEL SAMUEL MBULU EMMANUEL CHUKWUMA MEDAYEDUPIN KAYODE DEJI MEDUGU ADARJU, DEBORAH ZACHARY MEDUGU RISJU, Z. MEDUGU ZACHARY, JOSHUA MEKWUNYE NICOLE AKALAKA MENE DICKSON MENIM EMA WILLIAMS MERE EZIYA MADALO MERE GODFREY C. MERIFE IBEABUCHI UKEJE MERUWA UFUOMA GLORY MGBEMEJE STEPHEN, CHIDI MGBEMERE BENJAMIN, NNAMDI MGBENDI PATRICIA, MIANGO GROUP INC. MIBENE STEPHANIE, MICHAEL UKA KALU MIDALA LADI, MIEYEFA DAVID PREDE MIRI-DASHE TYEM, OJO (LT COL) RTD MISBAHU MISBAHU, HAMZA MODEBE AUSTIN ONUWAEGBUNEM MOGHALU JONAH, MADU MOH MFOLNIDOH, DAVID

MOHAMMED ABDUL RAMAN TANKO MOHAMMED ABDULRASHEED MOHAMMED ALIYU GADAMGA MOHAMMED ALIYU, ZURMI JAMILAH MOHAMMED BAKO, AHMED J.J MOHAMMED E., AHMED MOHAMMED HIBATULLAH IMAN MOHAMMED HIKMA IKHLASS MOHAMMED IBRAHIM GALADIMA MOHAMMED IFEOLA, MOHAMMED INUWA, ANTHONY MOHAMMED ISHAQ UMAR MOHAMMED JAFAR, MOHAMMED MUAZU, ADAMU MOHAMMED MUWAFFAQ IMRAN MOHAMMED NAFISAT MOHAMMED OLATUNJI, IBN MOHAMMED OLUFEMI OLUWAROTIMI MOHAMMED SAUDAT OLAWUNMI MOHAMMED SHEHU AHMED MOHAMMED ZAGE JIBIRIN MOHAMMED-GAZAL KAZEEM KAYODE MOHAMMED-MIJINYAWA BALA MOHIRO CHARLES KAYODE MOJU SIMEON MOKWENYE EUSTACE, AKA MOLOKWU BARBARA IFEYINWA MOLOKWU CLIFFORD, MOMIFE MOORE EDWIN MOMOH HABIB, MOMOH IDOWU ESTHER MOMOH IKHIEGBIA BRAIMOH MOMOH JOHN ITONYIA MOMOH NAOMI IHINOSE MONEKE TOCHUKWU MONHOUNSO FRANCIS MONYEI PETER, IGWEDINMA D. MORAH BENEDICT EJIOFOR MORAKINYO OMOLARA, ELIZABETH MORDI CHRISTIAN, OJOSHIMITE MORDI FREDRICK C. MORGAN BENJAMIN BASSEY MOROLARI OLUYEMISI, ABIODUN MORONKOLA OLATUNBOSUN, DADA ALEX MORONKOLA SIYANBOLA, ADELEKE MOSES SARAH MODUPEOLAJESU MOTESO ADEKUNLE SUNDAY MOTUNRAYO GANIYU, MOUKARIM SAMI SAMI MPAMA NKECHI, EUPHEMIA MR DOSA EZEKIEL, SEMAWON M-SDS/EGBELEYE MARY FOLASADE M-SDS/HUNFUNK NIG LTD M-SDS/JAMES I., NNADI M-SDS/OGUNJOBI JUMOKE MST WEST AFRICA MUDASHIRU OLAWALE, MUFUTAU ADEDEJI NURUDEEN MUHAMMAD ABDULKADIR BIDA MUHAMMAD INUWA IDRIS MUHAMMAD HADI ABUBAKAR MUHAMMED ABDUL, AZEEZ MUHAMMED ABUBAKAR, DANGOGO MUHAMMED BELLO, HASSAN MUHAMMED IDRIS, MARYAM MUHTARY JAAFARU MUHTARY JA'AFARU, MUIBI ADETOKUNBO MUSTAPHA MUKORO BETTY, AKPOVBOBANE MULTI-LINKS TELECOMMUNICATIONS LTD MUNIS FUNLAYO FLORENCE MUNIS MICHAEL OLUWAFEMI MUODOZIE CHIDOZIE, JOEL MUOGBO OKECHUKWU MUONEKE FELIX MURAINA AIBAT ADEPEJU MURITALA RASAKI MURRAY-BRUCE FRANCIS BRENDAM MUSA ALHAJI SAIDU MUSA FEMI TAJUDEEN MUSA JAMES, MOHAMMED MUSA MOHAMMED, FIRS MUSA OKOLIKO BABA MUSA TAHIR, AUDU MUSA TANKO, SILAS MUSA UMARU KABOJI MUSE-ARIYOH GANIYAT, TOYIN MUSTAFA ADETUNJI, MUSTAPHA ABIOLA OLAYIDE MUSTAPHA RAMONI SALAU MUSTAPHA TAJUDEEN AYINDE MUTIU MORUFU, OLUREMI MUTUAL EQUITY INSURANCE BROKERS LIMITED MWELSEN KATLONG, SIMON MYRTLE BUSINESS VENTURES LTD NAAFCO(S S)LTD (TRUSTEES) NABIRIBERE MINA BENJAMIN NAIYEJU TITILOLA, ADESOLA NAIYEJU TITILOLA, ADESOLA NAKHUE EDOMWANDE, EVELYN NARTEY IRENE EGYIMBA NASHEHU HASSAN, ABUBAKAR NASIR ZAINAB NASSY AKINOLA AYODELE NCHEGE NGOZI, INYANG NDAH INIOBONG, HANSON NDAKPOTO ABUBAKAR, SULEIMAN BABA NDAKWOGI HARUNA, GAMBO NDA-ZUBAIRU EMMANUEL, NDEM ALLEN, DAVID NDEM JOSEPH NKEM NDEMELE EBUBEDIKE, EVERISTUS NDIFE GODWIN, CHINYERE NDIOMU IKWO, M. NDON ETETIM AKPAN UDO NDONAH ELIZABETH, JOSHUA NDUBUEZE UCHECHUKWU FIDELIS NDUBUISI ADANZE DORATHY NDUBUISI CHIJIOKE ALOYSIUS NDUBUISI CHINAGOROM MARY JULIANA NDUBUISI CHIOMA, JUSTINA NDUBUISI CHRISTOPHER, CHUKWUNEOGO NDUBUISI FRANCIS KINGSLEY E. NDUBUISI MATTHEW EKENE NDUBUISI NNEOMA ANTHONIA NDUBUOKWU HYACIENTH NDUKAIRE UCHE FAVOUR NDUKWE CHEKWAS, DAVID NDUKWE EJINDU OJEBE NDUKWE EMMANUEL NDUKWE GEORGE OJEBE NDUKWE PEACE NWAMAKA NDUKWE UCHECHUKWU, NDUKWO ROSELYN, NDULUE PIUS, A NDUPUECHI ISOBEL, NEBO CHINEDU CHARLES NEBO VICTOR, CHUKWUKA

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NWAZUO FRANCIS, CHINEDU NWEKE ENYIDIA, N NWEKE NNAMDI, COSMAS NWENE UCHENNA, NWEZE FRIDAY NNABU NWEZE GODFREY, OGBONNAYA NWIGWE KENNETH, E. NWINEE JULIET PERPETUA NWOAZOH CHINENYE, JOY NWOBBI JOYCE, ONYEKWERE NWOBGU NELSON WOGWUNKA NWOBI CALISTA, EBERECHI NWOBI CHIGEKWU, GABRIEL NWOBODO FORTUNE NWODO MARY NWOGBO STEPHEN, NWOGU EMMANUEL CHUKWUEMEKA NWOKE HELEN, NWOKE NNENNA ANAGA NWOKE NNOYE VICTORIA NWOKE SUNDAY OKORO NWOKEMODO PATIENCE, NWOKEOMA FORTUNE, CHIJIOKE NWOKO UZOCHUKWU, ANDREW NWOKOCHA JAMES, DAVID T NWOKOLO NATHAN ONUORAH NWOKONTA CHUKWUDIKENOLUM, CHRISTIAN NWOKORIE EMMANUEL, E. NWOKORO VALENTINE, CHUKWUDI NWOKOYE GERALDINE IFEYINWA NWORGU BENJAMIN, KEMDIRIM NWOSA DANIEL OLISEYENUM NWOSA JOSEPH UKWEH LUCKY NWOSU ANTHONY, NWOSU CHUKWUEMEKA NWOSU DENNIS, NWOSU NWOSU IZUCHUKWU CRYCUS NWOSU NGOZI, CHINYERE NWOSU OKWUDIRICHUKWU, THONY NWOSUJI CHARLES, IKECHUKWU NWOYE GODWIN, CHUKWUMA NWOYE JUDE, NWAGBOLOGU NWOYE SELEMA, (MRS) NWULU NWAMAKA, IFEOMA NYAKO AHMED B.U NYANGUAH ISAIAH, FEJU NYENKE OBODOSIE, JAMES NYONG ANTHONY, EFFIONG NYUKHO DORATHY EDWIN NZE SILAS NZE VITALIS, NZEFILI KENNETH NZEGWU UMUNNAKWE NZEKWE AKUNNA, BIBIANA NZERIBE PASCHAL, NTOMCHUKWU NZOMIWU EMEKA ALOYSIUS OAKWOOD TRADING LIMITED OAKWOOD TRADING LIMITED OARE ABDULKERIMU, OBA G.E., OBADINA HALEE OLADELE OBAFEMI ABIODUN ADEDOTUN ANTHONY OBAJULUWA VICTOR ADEMOLA OBANURE VINCENT FUNSO OBANYA VICTOR, IGBOKWU OBAROGHEDO ALEX, OBASANJO WURAOLA, OBASANYA OLUTOYIN, OLUBUSOLA OLUYIN OBASEKI BENSON OLUTOBA OBASEKI SUNDAY WILSON CHICO OBASI ANTHONY, CHINENYE OBASI PAUL, OBASOHAN OBAMUONYI OBATA JONATHAN, OBAWEYA ABIGAIL OLUMUYIWA OBAWEYA KEHINDE, SOLA OBAYUWANA COMFORT OBAYUWANA GOODLUCK A OBELLE DAN OBEMBE OLUSANYA, BABATOPE OBERE LONGINUS JUDE OBETEN ODEN, OGBAKA OBETTA MALACHY OHABUENYI OBEYA ADA, MARY OBEYA PETER, OBEYA PETER, OBI AMAKA, GLORIA OBI ANGELA E. OBI ANTHONY UZOCHUKWU OBI BENJAMIN, OBI OBI CHIKA, OBI DONALD, IKENNA OBI EMEKA, IKECHUKWU OBI GODWIN C. OBI GODWIN CHUKWUNONYE OBI VICTORIA, OBIADIKA CHUKWUDI, E. OBIAGWU HILARY, AMECHI OBIAJUNWA CELESTINE, OGEDI OBIAKALIJE HELEN, MMAOGO OBIAKO THOMAS CHUKWUEMEKA OBIAKOR CHIKADIBIA ISAAC OBIAKOR IKECHUKWU, KINGSLEY OBIALOR NKECHI, ESTHER OBIAMALU JOHN UDEGHA OBIANIME FELIX, PAUL OBIANWU CECELIA, OMUA(DR.) OBIASOGU OBICHEBELUM KIZITO, EBERE OBICHUKWU SUNNY, ONYEMAECHI & STELLA OBIDEGWU POLYCARP, CHUKWUDI SUNNY OBIDEYI MICHAEL, K. OBIDI EMEKA, KENNETH OBIDIKE GOZIE, ARTHUR OBIDIKE UCHENNA OBIELO-OKPALA EDWIN OBIGHEBELU CHRISTOPHER UMEANAEFUNA OBIJIAKU MADU, RALPH OBIJURU HELEN CHINYERE OBIJURU OKECHUKWU, STANLEY OBIKA CHUKWUEMEKA JOHN OBIKA PHILOMENA, AMAKA OBIKOYA ISMAIL, NIYI OBINKA DINMA, OBINUGWU IKECHUKWU, OBIOFUMA MATHIAS UKADIYA NWAZE OBIOIGBO OSITA, VICTOR OBIORAH DONATUS OKWUCHUKWU .C. OBODO FABIAN .M OBOH MARIAN OBORO ANDREW OBOSHI JAMES, VIVIAN OBOT UDEME RUFUS OBOTT FRANK, OBUKOFE JOSEPHINE OSASUYI OCHASI UNIQUE BROTHER CLUB OCHE JAMES, OGABA OCHEI KWENE, VERONICA

OCHEJE GABRIEL YAKUBU OCHEOHA IJEOMA, NNENNA OCHEOLA-OKI ENENCHE, ENOCH OCHIAGHA UDOKA, EMMANUEL OCHIAKA ONYEKACHI UGOCHUKWU OCHOGE CATHERWE, OCHOKWU CHARLES, OKOLIE OCHULOR CHINENYE, LEO (DR) ODARO-OSAZUWA EFE ANTHONY ODDIAH ANDREW, O. ODEBOLA EPHRAIM AYINLA ODEBUNMI OLUFEMI ADEOYE ODEDE JOHN ADEOYE ODEDIRAN MOSES OLUYEMI ODEDOYIN OYEWOLE ABIODUN ODEGBAMI SEGUN, PATRICK ODEKUNLE TEMILOLUWA, O ODELE KENNETH, NNAYERE ODERINDE LAWRENCE ODERINDE USORO, ODESHEYI OLANREWAJU, ANTHONY ODESILO AKINBOLA OLAKUNLE ODEWALE EDWARD ADEREMI ODEWALE PETER, ADEYEMI ODEWAMI OLAJIDE, NICODEMUS ODEWUNMI ELIZABETH, O (MRS) ODEY EMMANUEL, IDAGU ODEYEMI MARY TEMITOPE IYANUOLUWA ODEYEMI ADEDAPO MARY ABIKE ALABA ODEZUGO MICHAEL EMENTA ODHIGADA CHARITY EKEMENA ODIA IMUETINYANOSA, ANITA ODIAGBE LUCKY MATTHIAS ODIAI VICTORIA, ODIFE ESTHER, NNENNE ODIGIE DAVID F ILENLU ODIGWE HYACINTH NWAFOR ODII OKECHUKWU, ODILI CYNTHIA, UCHE ODILI-OKAFOR AMAKA, ODIMGBE THERESA, UZOMA ODINDE IFEANYICHUKWU I. ODIOH DIVINE-FAVOUR, ODIONG EMMANUEL EFFIONG ODJEGBA JAMES, EFETOBORE ODJEGBA OGHENETEGA, ODOEMENAM JECINTA, ODOEMENE AUGUSTINE, EZECHI ODOEMENE DORIS DABOTA ODOFIN TAJUDEEN ADEDAPO ODOGWU CHUKA, HENRY ODOH INNOCENT, EMEKA ODOH NZUBECHUKWU, ODOKA CHRISTOPHER, CLEMENT ODOM BERNADETTE ADA ODOYI BENJAMIN ODU FRANCA, UNOMA ODU VERA, NYIRE ODU VERA ODUAH NKEM, LINDA ODU-AJOSE OLANREWAJU, ODUBANJO ADEMOLA, DAVID ODUBANJO MERCY, OGHENEKEVWE ODUCHE NIGERIA LIMITED ODUFOKOKAN CHRISTOPHER, OLUMIDE ODUFOWOKAN ADEJOKE, ODUFOWOKAN MUYIWA, ODUGBEMI KAYODE TAOFEEK ODUJI MR&MRS CHRISTIAN UCHE ODUKOYA REMILEKUN, ODUKOYA TEMITOPE ODUKWE IFEYINWA NWANNEKA ODULAJA SUNDAY IDOWU ODULAJA TUNDE ONI ODULANA AKINRINADE ODULATE OMOTAYO, BOLAJOKO ODULATE TIWALOLA, OYINLOYE ODUM CHRISTOPHER OKWUDILI ODUM LINDA NKECHI ODUM MICHAEL NMADILI ODUM THERESA CHINYERE ODUMOSU PERCY, DELE ODUMU JOSEPH ODUN ORIOKE, (PST DR) ODUNEWU OLAYINKA, SHUKURAT ODUNFA MOBOLAJI, ODUNIYI ADEDIWURA, IDOWU ODUNSI FARID AKINTAYO O. ODUNSI OLAITAN OYETOLA ODUNWA ADEOLA, ODUOLA WASIU, ADEKUNLE ODUORA OYELAKIN MICHEAL ODUSANYA ADEBUKONLA, MODINAT ODUSANYA COMFORT KEMI ODUSANYA LUKMON ADENIYI BABATUNDE ODUSANYA RUFUS OLUKAYODE ODUSE OLAOLUWA, BABATUNDE ODUSELU SAMUEL OLUKAYODE ODUSOLA AYODELE FESTUS ODUSOLA TEMITOPE SAMSON ODUSOTE AYOTOSIMI, HAPPINESS ODUSOTE KAYODE ADETOLA ODUTAYO FLORENCE, OLUKOREDE ODUWUSI OLUBUNMI, ADEJUMOKE ODUYE OLADIPO OLUSEGUN ODUYEBO BABATUNDE, LASISI ODUYEBO ESTHER OMOLABAKE ODUYOMI ADESOLA AMOS ODUYOMI SOLOMON OLAREWAJU OFALAKA DOROTHY, IFY OFERE JOSEPH OFEREN SAMSON, OCHUKO OFFIA JUSTINA, OGECHUKWU OFILI AGATHA OGOEGBUNAM OFILI AUSTIN, OFODILE ANTHONY OBIEFUNA OFODILE ONYINYECHUKWU, CHINONSO OFODILE UCHECHUKWU, ADAEZE OFOEGBU AGUSTINE, CHINASA OFOEGBU CHINYERE, ROSEMARY OFOEGBU LEVI, CHIEKEZI OFOEGBU MONICA OLAYINKA OFOKANSI ONWUKA OFOMA MICHAEL ANAYOCHUKWU OFOMATA IGNATIUS, UGBONNAYA OFONAGORO IJEOMA, NWAKAEGO OFORI GEORGE, OFOZIE BENEDICT IKPECHUKWU OFURU RICHARD, OKACHUKU OGAGAVWORIA WINSTON, OKEOGHENE OGAH HAWAU OZIKENE OGALI CHRIS OGBA MOSES, AGU OGBA OKECHUKWU OGBAJIE EMMANUEL, OLUCHUKWU OGBE HARRIETH, OGBEBILA ADETUNJI EZEKIEL OGBEBOR OLAJUMOKE, ADESUA OGBECHIE CHRIS,

OGBEIDE EVANS, OGBEIFUN JOSEPHINE, OGBOBULA ISAAC, ABBOT OGBODO CECILIA, OJO OGBODO SUNDAY, ATTAH OGBOMWAN JULIET, I. OGBONNA BEST, OGBONNA CHINEDUM, CHINYERE OGBONNA MARY UDE OGBONNAH FRANCIS KALU OGBONNAYA OKORO LINUS OGBOR SAMPSON SOKPANU OGBORU SHARON OGHENERUKEVWE OGBUANU CHUKWUNONSO E.C OGBUEHI MERCY OGBUEHI THEOPHILUS O OGBUIYI GLADYS IJEOMA OGBUKA NWOKOCHA, OGBUZUO GODWIN OGUZIE OGEDEGBE GLADYS, OGEDENGBE AUGUSTINE AKINTUNDE OGEDENGBE CYRIL, OLUSEGUN OGEDENGBE KOLAWOLE OGEGE EMMANUEL OGEGE OVEMESO, OGHALE OGHAGBON MARTINS, OGHARA JEME JACKSON JEME-JACKSON OGHENAKPOBO JUDITH, OGHENEGARE OGHENEDE BELINDA, OGHENEKARO EDIRIVERERE, NOSA OGHENESIVBE FRED LATIMORE OGHOLOH OSAGIE, AJIEGBELEN REX OGHUBOR, PERCY, EMMANUEL OMOSIGHO OGIDI HUDSON JAGUN ARUSUNWARE OGIDI MICHAEL OGINNI ELIZABETH, ABOSEDE OGLAFA EBIMOBOERE, ANNE OGOJI FEYISAYO, OGOLO REX, PEDRO WORLUMATI OGOWA EMEKA, DONATUS OGU FUN-EBI, FREDRICK OGU VALENTINE, UWAWUIKE OGUANOBI GODWIN OGUANOBI OGUCHE EMMANUEL, OJONIMI OGUCHE SAMUEL ENEMONA OGUDE ESTHER, ENEKESOMHE OGUDE OVIEMUNO, OGUN PETER, OGUNBAIYEJE CHRISTIANA IDOWU OGUNBAKIN TOLULOPE, AKINWOLE OGUNBAMERU NIYI, OGUNBANKE TAJUDEEN ADISA OGUNBITAN ABIODUN, OYEBIMPE OGUNBIYI OLADOSU MOSUNMADE OGUNDARE MICHAEL OLU OGUNDE MORADEUN TAIWO OGUNDIJO CHRISTIANA, OLUFUNKE OGUNDIMU AKINTAYO, OLASUPO OGUNDIMU RISIKAT OGUNDIPE ALERO IRENE OGUNDIPE OLUBUSOLA, JANET OGUNDIPE TAIWO OLUFUNKE OGUNDIYA BABATUNDE, OLAKUNLE OGUNDOGBA ADELEKE AYOTUNDE OGUNDOGBA GRACE OLUFUNMILAYO OGUNDOYIN ADEFEMI ADEREMI OGUNDOYIN ADESEUN OGUNDOYIN ADETORO ADETOKUNBO OGUNDOYIN FUNMILAYO OGUNDU MAGDALENE, CHINYERE OGUNGBAMLA ADEBAYO FRANCIS OGUNGBEMI MATILDA, OLUKEMI OGUNGBEMI MICHAEL OLUGBENGA OGUNGBEMI WILLIAMS S S OGUNGBENRO KAZEEM OGUNGBOLA OGUNGBITE AYINLA SOLADOYE OGUNJANA BOLAJI OLAJUMOKE OGUNJIDE ROTIMI, OGUNJUMO EMMANUEL GBILE OGUNKO ADEBISI K. OGUNKOYA OLUYOMI TEMITAYO OGUNKOYA OMOWUNMI TEMITOPE OGUNKUNLE MRMRS, RAHMON OGUNLADE AYOSIJI, AFOLABI OGUNLADE CAROL, EMI OGUNLAMI TAIYE, OLUSOLA OGUNLANA BOSE OJUOLAPE OGUNLANA SEUN, IBRAHIM OGUNMAKIN VICTOR OGUNMILADE OLUMUYIWA, ELEAZAR OGUNMODEDE FLORENCE OGUNMOKUN SABINAH TITILOLA OGUNMOLA MUDASIRU ALABI OGUNMOLAWA FEMI, OGUNMOSIN ADEKUNLE, EKUNDAYO OGUNMOYELA ELIZABETH TITILAYO OGUNNAIKE ADEBAYO OGUNNAIKE ADEKUNLE, OLUWATOSIN OGUNNAIKE IDOWU AKANNI OGUNNAIKE OLUBUNMI AJOKE OGUNNIRAN MICHAEL OGUNNIYI MUNIRAT, OLUFUMMILAYO OGUNNUPE VICTOR ADEMOLA OGUNODE ELIZABETH TAIYELOLU OGUNREMI OLUWASEUN, MORONIKE OGUNRINDE FESTUS OLUDOTUN OGUNRINDE OLUBUNMI ADIO OGUNSAKIN MICHAEL OLATERU OGUNSAMI REBECCA, ADEOLA OGUNSANYA ADEYINKA, OGUNSESAN ADEKUNLE ABDULRAHMAN OGUNSEYE OLUWASEGUN OGUNSEYE OMOBOLA, OLUYEMISI OGUNSHAKIN ROSEMARY OLUWATOYIN OGUNSINA RICHARD, ADE OGUNSOLA ABIMBOLA OLUSOJI OGUNSOLA OLUWATOYIN, AYOMIDE OGUNSOLA OYINDAMOLA, MODASOLA OGUNSOLA SAMUEL, KAYODE OGUNTADE CAROLINE, RONKE OGUNTADE FOLASADE, OMOYEMI OGUNTIRIN VICTORIA, OLAKITAN OGUNTOLA OLAMIDE, DAMILOLA OGUNTONADE ADEDEJI, OLAOLU OGUNTOYE OLUMAYOWA, KOLA OGUNTOYINBO ADEWOLE, OBAJIMI OGUNWALE RACHEAL, OLUYINKA OGUNWO OLUGBENGA AYODELE OGUNWOLE VICTOR, OLUYINKA OGUNYALE ADEBOYEJO, CHRIS OGUNYALE ADEDAYO, OLUSOLA OGUNYEBI JAMES OGUNYEMI STELLA, OLUFUNMILAYO OGUNYINKA FRANCIS, AFOLORUNSHO OGUNYOMBO ADEWUNMI, DIMEJI OGUZIE JERRY HENRY O.I OGWEH NKECHI, CHARITY OGWOLA CHIEF DAVIES SUNDAY OGWUEGBU CHINONSO, JUDE

108 Ecobank Nigeria Annual Report 2010

OGWUMA PAUL OGBAI OHA CHIBUZO, EMMANUEL OHAEGBULEM REGINARD EBUZO OHANAEMERE EMMANUEL, ONYEMA OHANUGO WILBERFORCE NONYE OHANUGO WILLIAMS OHANWE ESTHER, ADA OHIEKU ABDULGANIYU NUHU OHILEBO ALICE OGHOGHO OHIOKHUAOBO GEAVIN, JIMOH OHIOMOBA VICTOR, OHONBAMU BENSON OHWOKEVWO JOSHPINE EJIRO OHWOVORIOLE AUGUSTINE E. OIBOH OTIBHOR, ANTHONIA OIGIANGBE FRANCIS, AIKHOMUN OJEAH CHINYEM CHRIS OJEIKERE ANTHONY.AGEYAN OJEKALE ADEJARE, AMOBI OJELABI DAMILOLA OJELABI EZEKIEL, OLA OJELADE ADEBISI OJENIYI OLADAPO, ABAYOMI OJI CHRISTIAN CHIMEZIE OJIAKO NNENNA NGOZI OJIAKU OGBONNA, IBE OJI-ALALA OJINTA, KINGSLEY OJI-IKEME CLIFFORD EBERE OJIKA JULIET ADJUAH OJINI CHIMA JOEL OJINMAH SYDNEY, CHIDI OJINNI NDUBUISI, OJISUA FESTUS ADEMOLA OJO ABDULAI, NIMOTA OJO ADETOLA, OLUNIYI OJO AYORINDE, OLUBUKOLA OJO BAMIDELE, EZEKIEL OJO DAVID BAYONLE OJO IGIEBOR, KINGSLEY OJO JOHN OLAWALE OJO MARY, FUNKE OJO MICHAEL, IBIKUNLE OJO OLUFEMI, J OJO OLUSEGUN, OJO OLUWASEGUN, OJO OLUWATOYOSI OLUWATOBI OJO OMOROGIEVA, DR OJO OMOSALEWA, OLUTOKE OJO OSATOHANMWEN, OJO TOSIN SAMUEL OJO YINUSA KOLAWOLE OJOBE SAMUEL, SESAN OJODU KAMORUDEEN ADEGBOLA OJOH TOYEEN, OJOMO BASHUA, FEHINTOLA 2 OJOMU OLUTOYOSI OJONIYI DEBORAH, OLAOLUWA OJOOLA IDRIS ABIODUN OJOOLA MORUFU ADEKUNLE OJOOLA YUSSUF ABIODUN OJUBANIRE ABDULAHI OJUGBELE LAMINA AYINLA OJUGBELE TAWAKALIT IBITOLA OJUMAH PATRICIA OJUMU MERCY, OLUKOREDE OJURI JAPHET JAIYESIMI OJUTAIAYO OLUMIDE OKAFOR ANSEL, TOCHUKWU OKAFOR CHARITY, NKOLIKE OKAFOR CHARLES, UCHE OKAFOR CHIDIEBERE, EMEKA OKAFOR CHIKA OKAFOR CHIZOBA MICHAEL OKAFOR DANIEL CHUKWUKA OKAFOR DENNIS, UDEGBUNAM OKAFOR DONATUS, N. OKAFOR EBERE EMMANUEL OKAFOR EMMANUEL OKWUCHUKWU OKAFOR GLADYS CHIAJUGHIM OKAFOR OGUGUA OKAFOR PATRICK ISIAKU OKAFOR PETER, IFEANYI OKAFOR SAMUEL, CLEMENT OKAI EMMANUEL OKAKPU STELLAMARIS OBIAGELIAKU OKALANWA GODSON OKAMEME HENRY, EMEKA OKANDEJI OGHENEMARO JASMINE OKANLAWON GANIAT, OLATOKUNBO OKARIE FRED AJIRI OKE BENJAMIN, SUNDAY OKE GABRIEL OLUWASANJO OKE JIMOH, OKE OLUMIDE, VICTOR OKE THECLA, UCHENNA OKE TIMOTHY, ADEMOLA OKECHUKWU ARINZE CHARLES OKECHUKWU CHIDI, OKEDUN HEZEKIAH, ADEDIRAN OKEE-AGUGUO CHIOMA JENNIFER NENE OKEGBENLE SAMSON IBUKUNOLU OKEKE ALOYSIUS CHUKWUDI OKEKE ANDREW CHUKWUMA OKEKE BASIL, NCHEDO OKEKE EDWARD, OGBONNA OKEKE EOC OKEKE IGNATIUS, EMEKA OKEKE IKECHUKWU ANTHONY OKEKE KANAYO JAPHET OKEKE LAWMAN, LAWRENCE OKEKE MATTHEW, EJIKE OKEKE NNEKA, STELLA OKEKE PATRICK, ANIDUMAKA OKEKE UCHENNA, OKEKEMBA CHUKWUKAODINAKA, PHOENIX OKELANA JOSEPH, OLATUNDE OKELEYE OLUWAKEMI, ADENIKE OKELOLA RACHAEL OLUFUNMILAYO OKEME AROME DAVID OKENE OGHENEOCHUKO OKEOWO DAVID, O OKERE JUDE, CHUKWUJINDU OKERE KINGSLEY TERRY OKERE VICTORIA, ONYEMAZUWA OKEREAFOR MICHAEL, CHUKWUNONYE OKEREKE AUGUSTA, NNENNAYA OKEREKE FRANKLYN OKORIE OKEREKE OBIAGELI, PRISCILLIA OKEREKE PETER AZU OKETOLA MATTHEW ADEBIMPE OKEZIE CHINEDU OKEZIE FEECHI, OKHAE ORATOR, OKHANI CHINDO J. OKIKE NWABUGWU CHRISTIANA OKIOMAH MARY, OBIANIBERI OKIOMAH ODAFE, RICHMOND OKOAYE FOLASHADE, KUDIRAT OKODUGHA SUNDAY OSANYANDE

OKODUWA GREGG OSOBHAKHIA OKOEKOH SIMEON OKOH ALEX, OKOH DENNIS ONYEMA OKOH FREDRICK ONYEMA OKOJEVOH OVIGHO RICHARD OKOKWE PHILIP, UZOMA OKOLI CHIKA, OKOLI FELICIA CHIDINMA OKOLI ONYEKACHUKWU ANTOINETTE OKOLI SAMUEL OBINNA OKOLIE CAROLINE COMFORT OKOLIE STEPHEN IFEANYICHUKWU OKOLI-OJI OKECHUKWU OKOLO DANIEL, IZUKA OKOLO FRANCIS CHUKWUDI OKOLO IKECHUKWU, PHILIP OKOLO JOHN, UCHENNA THOMAS OKOLO OGOCHUKWU GIBSON OKOLO STELLAMARIS, OKOLO VIVIAN, KANWULIA OKOLOCHA NGOZI NONYELUM OKON AKPAN, JOSEPH OKON COSMOS BONIFACE OKON GABRIEL EMMANUEL OKON OKON, IRO OKON PRECIOUS OKONKWO ANTHONIA TOBECHUKWU OKONKWO CHIDIEBERE, LIVINA OKONKWO EMEKA, THEOPHILUS OKONKWO EMMANUEL, AZUBUIKE OKONKWO FELICIA, OKONKWO FRANCISCA, NONYE OKONKWO IFEANYI, FRANCIS OKONKWO JOSEPH NNANYELUGO OKONKWO OKECHUKWU, ANDREW OKONKWO PATRICK, OKONKWOR CONSTANCE NWAMAKA OKONMAH JOHN NWANNE OKONOFUA LUCKY, IRHIOGBE (PIF) OKONTA C.U.C, CHUKS OKOPOTOM BLESSING, FRIDAY OKORIE CHISOMUNAZU OKORIE CHUKWUEMEKA OKORIE N E OKORIE PATIENCE, OKORIE ULONNAYA, RAWLINGS OKORIE VICTORIA ADA OKORO ABEL OKORO AHAMEFULA ORISAKWE OKORO ANGELINA UDEKWESI OKORO BENSON CLINTON OKORO CELINE, CHINELO OKORO CHIOMA, JACQUELENE OKORO FELICIA, NKECHI OKORO IJEOMA OKORO JOSEPH, IFEONYE OKORO NNAEMEKA NWODA OKORO OCHUKO, JOSEPH OKORO ONYEKACHI NDUBUISI OKORO SYLVESTER, OKOROH BETTY, OGHALE OKOROH PATRICK GODWIN OKOROJI LINUS EZEALA EZEALA OKORONKWO ANTHONY, NWABUEZE OKORONKWO CHIDI SYLVESTER OKORONKWO UDOAMAKA OKOSUN GAIUS, OKOSUN OMOYE, OKOTCHA PETER NGOZI-CHIKA OKOTIE IFEOMA, STELLA MARIS OKOTORE REGINA TENIADE OKOULATSONGO CHRISTIANA, NGOZI OKOWI BENEDITA, UCHE OKOYE ANTHONY, IKECHUKWU OKOYE IFEANYI, COLIN OKOYE MADUABUCHUKWU .O OKOYE RAPHAEL, OKPALA CHINEDU ROBERT OKPALA JOSEPHAT CHIMAOBI OKPALA STANLEY, OKWUDILI OKPALAEKE MONICA, OKPAMA EMMANUEL OKPARA DENNY UDENSI OKPARA ONYELAKA GLADYS OKPEPHIOHWU DANIEL KUIWUME OKPESANOHWO NEWWORLD, OKPO STEPHEN NNAMDI OKPU PAUL ONYEMAECHI OKUBADEJO ADEBISI, A. OKUBADEJO OLUFUNKE, OKUNADE GBENGA, SAMUEL OKUNEYE OLUFOLAKE, OPEYEMI OKUNGBOWA JEREMIAH, OKUNOGBE DAVID, AKINOLA OKUNOWO OMOTOYOSI OKUNRINBOYE WALELOLA ENIOLA OKUNRINOLA BOSE, OKUNSERI MICHAEL, E. OKUNSOLA CECILIA, OLUREMI OKUNSOLA OMOYEMI, DEBORAH F. OKUSAGA ATINUKE, OKUSAGA OLUFUNMILAYO, ADESOLA OKUSANYA ABIODUN, MOTUNDE MONSURU OKUSANYA FRANCESCA ADERONKE OKUSANYA OLAYIWOLA, OLADOSU OKUSENOGU DAVY, OTUNUYA OKUSOLUBO JOHN, OLUWAGBEMIGA OKUTENYIE SAMUEL, ETUKUDO OKUWOBI OLAYINKA OKUYEMI OLUWASEYI, TEMITOPE OKWARA EKE, UCHENNA OKWARA MICHAEL, OZOEMELAM OKWARAKU CHINENYE, OKWECHIME ANTHONY ELOKE OKWECHIME ERIC, IFEANYI OKWECHIME MARIAN, NGOZICHUKWU OKWECHIME OSAYEME, EMMANUEL OKWEDADI IFEANYI PATRICK OKWENI AUGUSTINE, O OKWEREKWU IFEANYI, GABRIEL OKWODU PATRICK, NDUBUISI OKWUASABA SYLVESTER CHUKWUKA OKWUASABA VERONICA, OGUGUA OKWUBA THEODORE, NDIBIE OKWUDIRE GOODLUCK, UGONNA OKWUDU NNEBUOGOR NGOZI OKWUJIAKO JIDEAKO, CAJETAN OKWUKE DICKSON LUCKY OKWUOKEI SIMON SUNDAY OLA OLUBUNMI CAROLINE OLA OLUWASEUN, TEMITOPE OLABISI ADEOLA FUNMILAYO OLABISI COMFORT OMOLARA O. OLABISI WILLSON, OLATUNDE OLABIYI OLUKUNLE, OLABIYI SOLOMON, OLUYINKA OLABODE CHARLES, AYODELE OLABODE GLORIA, SERIKI

OLABODE OLUGBENGA, WILLIAMS OLABOWALE SAMUEL DAMILARE OLADAPO ADEBUKUNOLA IYABODE OLADAPO EZEKIEL OLAYELE OLADEJI OLADDARIDE FATAI OLADEJI OLAPEJU MODUPE OLADEJO AYOBAMI, ABIODUN OLADEJO JAMIU, ADIO OLADELE MOJISOLA ABIOLA OLADELE MUTIAT, BIMBO O. OLADEPO OLAWALE, OLADIMEJI LEKAN, ALABI OLADIMEJI OLUSANYA, OLADINNI OLUWOLE OLAPOJU OLADIPO AYOMIKUN, OLAOLUWA OLADIPO GRACE, (MRS) OLADIPO KAYODE OLADIPO TAIYE, SAMUEL OMOTAYO OLADIPO EMMANUEL SUNDAY OLADIPUPO LUQMAN, OLAKUNLE OLADOGBA SAMSON OLAYINKA OLADOKUN SUNDAY OLAFIMIHAN ABRAHAM, OLAJIRE OLAFINMIHAN ANTHONIA, TEMITOPE OLAGBAYI BUKOLA, JUSTINA OLAGHERE PATRICK O, AND OJINIKA NKECHINYELU OLAIDE MUFUTAU-DADA OLAITAN BABATUNDE SESAN OLAITAN OLADIPO OLAITAN RAIMI AYINLA OLAITAN SHERIFAT, TITILAYO OLAITAN WAIDI OLAJAIYE THERESA MODUPE OLAJIDE OLATUNBOSUN, OLAJUWON OLUWATOYIN, LORETTA OLAKANYE FLORENCE OMOLOLA OLALERE DAUDA, AKINWUYI OLALEYE ABDUL AZEEZ OLALEYE OLUMUYIWA, (DR) OLAMIJU ROTIMI MUYIWA OLAMIJULO CHRISTIANAH, ABOSEDE OLAMIKAN ADEKUNLE, GABRIEL OLAMIKUN GLOBAL RESOURCES LTD OLANIPEKUN ANTHONY OLUSEGUN OLANIPEKUN GAFAR, ABIOLA OLANIPEKUN OLUWAFISAYO OLANIPEKUN TAIWO, AKINLOYE OLANIRAN ABIODUN SUFI OLANIRAN ABIODUN SUFI OLANITORI ABIMBOLA, OLANIWUN AJAYI & CO OLANIYAN BODUNRIN JIDE OLANIYAN DOLA ATOKE OLANIYAN OLUBUNMI OLAYINKA OLANIYI AYOOLA, ADEBOBAJO OLANIYI DEMILOLA OLAMIDE OLANLOYE KEHINDE OLANREWAJU ABIDEEN OLANIPEKUN OLANREWAJU DAVID, OLAYINKA OLANREWAJU PETER, SUNDAY OLANREWAJU YINUSA OLAOFE TOLANI OLAOGUN SAMUEL OLAOLU-OLATINSU OYEYINKA, ESTHER OLAOLUWA WASIAT, AKOREDE OLAOPA OLUBUNMI, OLAOSEBIKAN TUNDE, OLAOSUN GEORGE OLATUNJI OLAOYE ABDULKAREEM OLABANJI OLAOYE JOHN, OLADUNMOYE OLAOYE OLUWASOLA OLUWASEUN OLAREWAJU AYISAT GBEMISOLA OLASHORE OLADELE, OLASOPE AFOLABI, (OTUNBA) OLASOPE KIKELOMO, COMFORT OLASUNKAMI SAMSON KEJI OLASUPO ISAAC, ABIODUN OLATUNDE CHRISTIANA OLUYEMI OLATUNJI HELEN, BUNMI OLATUNJI ISAIAH AKINFEMI OLATUNJI NURENI SEMIU OLATUNJI OLALEKAN ADEWALE OLATUNJI OLAYIWOLA M. OLATUNJI VICTORIA, OLUSHOLA OL-AVE (NIG) VENTURES OLAWORE NAHEEM, ALAO OLAWOYIN KAFFY OLAWUYI ABDULGAZALIYU, OLAYANJU MOJIRADE, IDAYAT OLAYEMI OLAWALE ISAAC OLAYINKA FUNMILAYO, OLAWUNMI OLAYIWOLA ABD, FATAH OLERU CYRIL, OLIH HENRIETTA, CHINENYE OLISA ROLAKE JOSEPHINE OLIVER ANIEMA, HELEN OLLEY ADOLPHUS AMARIGHOYE OLOFINNIKA AYOTUNDE CAROLINE OLOGAN OLUMIDE, JOSEPH OLOJOTUYI BAMIDELE, SEGUN OLOMI (IB), IREPODUN C.T.C.S. LTD OLOMO B. OMOLARA OLOO ERAOBARI GLORY OLORUNFEMI DORCAS OLUBISI OLAPERI OLORUNJOBI EDWARD KOLADE OLORUNNISOMO ROBERT OTUNOLA OLORUNSOLA TOYIN, RAPHAEL OLORUNTOBA OLUWAFEMI, FRANCIS OLOWO-OKERE ISAAC, KEHINDE OLOWOYO ADEBISI SAMUEL OLOWOYO DANIEL, OPEYEMI OLOWOYO ELIZABETH, ADERONKE OLOYEDE JOSEPH, ABIODUN OLOYEDE JOSEPHINE ADENIKE OLUBOLA OGUNLEYE YUSUF OLUBOLADE OLUWATOBA OLUBORI AYOBAMI, OLUWUNMI OLUBUNMI ESTHER, OLUDARE ISAIAH AYOOLA OLUDE EPHRAIM OLUWOLE OLUDIMU JUMOKE, FUNKE OLUDIPE OLUSEGUN, TEMITOPE OLUDOYI DAVID, SOLA OLUFADE ABIODUN, CHARLES OLUFON ELIZABETH, ADEKEMI OLUFOWOBI FUNMILOLA, OLUGBEMI FOLASHADE, ADUKE OLUGBEMI GILBERT, ISAAC TOKUNBO OLUGBEMI OLUBOWALE, OLUMIDE OLUGBODE OLUWASEGUNFUNMI, NKIRUKA OLUGBODI OMOWUNMI OLUIKPE GODSON, NDUKAKU OLUKANNI ABIOLA, ABRAHAM OLUKANNI RACHAEL OLAMIDE OLUKAYODE AGBOMABINI, S. OLUKEMI OLALEKAN, OLUSEYI OLUKOLE PHILOMENA, EGUAHEGBE OLUKOLU BIOLA,

OLUKOYA OLUMAYOWA, OLUKOYA OLUYINKA, ADEGBOYEGA OLUKUNLE OLUSOLA, JOSEPH OLULANA FEYISARA OLUYEMISI OLULANA OMOLARA OLUOBA CELESTINE, OLUBUNMI OLUPEKA JANET, MODUPE OLURANKINSE ADENIKE, AGNES OLUSA SAMUEL OLUMUYIWA OLUSESI KEJI, FUNMILOLA OLUSEYI ADEBANWO, OLUSI MICHAEL OLUREMITOSIM OLUSOLA ADEKANOLA & CO OLUTARA DAYO, OKE (PASTOR) OLUTOLA OLATUNJI, OLUTUNGASE IBUKUN MARGARET OLUWA SULAIMAN BABATUNDE OLUWADAMILARE EBENEZER, O. OLUWADARE AYO OLUWADIPE MICHEAL, A. OLUWADIPE TEMITOPE, JOSEPH OLUWAFEMI BOSEDE, RACHEAL OLUWALANA JOSHUA OLUFEMI OLUWALANKE DANIEL, OLUMUYIWA OLUWALOWO ADERONKE, ADEBISI OLUWARINA A, CORNELIUS OLUWASEUN ANTHONY, PEACE OLUWATIMILEHIN JOHN(PASTOR)&, SUSAN OLUWOLE AKEEM, ADEKUNLE OLUWOLE RICHARD, OJO OLUWOLE SUNDAY AKINLOLU ADEGBOLA OLUYADI RASAQ AYODEJI OLUYEDE SAMUEL, AKINTUNDE OLUYEMI AYOTUNDE, MAYOWA OLUYIDE ALBERT ADEFELA OLUYIDE VENESSA ABIOLA OMACHI PAUL, SHAIBU OMAFU JOSEPH, OCHE OMARE-DJUWOVWE ERERTEVWE, HENRY OMATSULI TUOYO, OMBU EBIAYE, VALERIE OMEJE WILSON, IKECHUKWU OMERE MARIA ITOHAN OMERE NOSAYABA, NORAH OMERU JAMES OMIGBENLE ABIODUN, OMILAKIN JAMES ALAMU OMILAKIN OLUSOJI, OMIYEDUN TRUST OMOLOLA OMOBUDE ERIC, OZIEGBE OMOFULE OLU OBAPOLO OMOGBETHAI FAITH, OMOIGHE STEPHEN, ODIASE OMOJOWOLO SEUN, ADELEKAN OMOJUGHARE ELOHO, FAITH OMOJUWA ADEWALE, OMOKANYE HEZEKIAH, OYEWALE OMOKEKEH OSAGIE, EMMANUEL OMOKHAGBOR PETER, SUNDAY OMOKHEOWA IKOGHENE, MIKE OMOLAJA ADEWALE, EMMANUEL OMOLE AKINBOYE OLAWOLE OMOMOH EDDY MUSA OMONIGHO JULIET, OMONIJO BLESSING OMONOSEH ONOME, GABRIEL OMOREGHA ADEBANJO, OMORO ROWELL EBASEIMOKUMO OMOROGBE ACTOR, IYOBO OMORUAN VINCENT, DELE OMORUYI ROSELINE, OMORUYI SAMUEL, NKEM OMOSEBI KUNLE, OMOSEHIN BOLAJI COMFORT OMOTAYO OLUBUNMI, AYOTUNDE OMOTOLA JELILI ADEBISI OMOTOSO(DECD) OMOTOSO BABATUNJI(ADMOR) ROSALINE AJOKE OMOWUNMI OLANIRAN FUNMI ONAH KENNETH, ARINZE ONAH LAWRENCE IKECHUKWU ONAIWU ABIEYUWA BLESSING ONAKOMAIYA OLUWAROTIMI, ONALESI ROTIMI, OLAWALE ONANAIYE OMOLARA, OLUBIMPE ONANUGA JESUFEMI FAITH ONAOLAPO OLOLADE ONASANYA TITILAYO LATEEFAT ONASHILE HON. JUSTICE FOLARIN ONAWUNMI FEYISOLA ADUKE ONAYEMI IDIAT, ONAYEMI ONAYEMI OLUWABUSOLA SIKIRAT ONEDIBE DANIEL, NNANEME ONEJEME IFEATU, CHINEDU ONI ABEL AYANDO ONI ADEJOBI, ONI COMFORT FOLUKE ONI EMMANUEL, OLUSHOLA ONI KEHINDE ADEYEMI ONI MORENIKE OLULOLA ONI TAIWO ADELEKE ONI TOLUWALOPE OLADAPO ONIFADE ADEJIMI, OLADELE ONIFADE D, MOBOLADE ONIFADE DIRAN ONIFADE SOLOMON ADEMOLA ONIGA PHILOMENA, MONUDEY ONIGBINDE OLUREMI, THOMAS ONIKE SHAKIRU, AKANBI ONIKEKU ADESINA, FATAI ONIKIO VIRGINIA, MATTHIAS SAM ONIKOSI BISI MOJOYINSOLA ONILOGBO SHERIFAT FOLASHADE ONIPINLA ADEMOLA ONIRU ADESEGUN ONISEMO IDOWU KABIR ONOCHA VWIEKPAMARE ONOCHIE CHARLES ONOJUGO OBIORA ONOKALA IJEOMA, ONONWU NNAMDI, ROBINSON ONOROH CYPRIEL ONOROH CYPRIEL, ONOVUGHE OVIE, MOSES ONOYIVETA ABDULAZEEZ, EJIRO ONOYIVETA ESE, JEMILA ONOYIVETA OVIE, MUSTAPHA ONOYIVETA SALIM, O'TEGA ONU ANIH PATRICK ONU ANIH PATRICK ONUCHUKWU IFEANYI, TOCHUKWU ONUIGBO UDOAMAKA, ONYEKWENA ONUKOGU OBIDINMA, FABIAN ONUMARA ATO LAW ONUOHA ANGELINA, CHINYERE ONUOHA BASIL, NDUBUISI ONUOHA BONIFACE CHUKWUEMEKA ONUOHA CELESTINE, ONUOHA PRUDENTIAL, KELECHI

ONUORAH FERDINAND, I. ONWAUNALU PENELOPE, O ONWUATOGWU THERESA, DUMEBI ONWUATOGWU WISDOM, CHUKWUKA ONWUDIWE OGUGUA MACHARRISON ONWUEKWE CHRISTOPHER, MADUKA ONWUEKWU NKEM ROSELINE ONWUGBUFOR MARY, OBIAGELI ONWUGBUFOR REUBEN, IKECHUKWU ONWUJIUBA MICHAEL EKWEBENA ONWUKA HENRY CHUKWUNONYEREM ONWUKA IHUOMA, M. ONWUKA NNAMDI ADMIRAL ONWUKWE OGECHI ONWUNLI AGATHA, GRACE ONWUZULIGBO CHIDI, EUSTACE ONWUZULIGBO NNEKA, CYNTHIA ONYEGUKE CATHERINE, CHIMYENUM ONYEJI AMBROSE OKEKE ONYEKACHI EKENE, ONYEKWE ANAYO, ANTHONY ONYEKWELI CHINWE, CLAIRE ONYEKWELU ANGELA IFEANYICHUKWU ONYEKWELU CHARLES, TAGBOO ONYEMA LAWRENCE, CHIBUZOR ONYEMENAM SHEILA, ONYENANIA JOSEPH UWAEZE ONYENEMEZU SUDAY, J ONYENSOH EMMANUEL, EZE ONYEOGUZORO NKEIRU, MERCY ONYEUKWU NDIDI, EBERECHUKWU ONYIBOR PETER, NWAYO ONYIMA BABY, D ONYIMBA AUGUSTINA OBIAGELI OPADERE STEPHEN, ADEBAYO OPARA CHINONSO, NANCY OPARA FELIX, OKPOMECHINE OPARA ONYEBUCHI, GEORGE OPARA WILSON, HELEN IJEOMA OPATOLA JOSEPH, OGUNDEYI OPAWOLE ADUNOLA-FUNSHO OPAWOLE JAMES AGBOOLA OPAYEMI TEMITOPE OLUFUNNTO OPE KUBURAT, ABIOLA OPEN WATERS INVESTMENT LTD OPESAMI BOSE, OPESANMI OPIAH BEN, ARINZE OPOKO CHILE CHARLES OPOKO CHILE CHARLES OPOOLA MURTALA, KOLAWOLE OPUTTEH TIMOTHY, OPUTU ONOKERHO ORADILO MATTHEW, CHINWENWA ORAEKIE IFEANYI.T. ORAKA ANTHONY, ATOYI ORAKA UCHENNA, CHIJIOKE ORANAGWU DANIEL, CHIDI ORANEFO CHISOM, ORANIKA AUGUSTINE, ORANU OBIANUJU, CONSTANCE ORANUSI WILFRED IKECHUKWU OREBIYI SAMUEL OLUSOLA ORIHIE ALBAN CHUKWUEMEKA ORISASONA ADEGBOYEGA, ORJI BASIL N. ORJI CYNTHIA NDIDI AMAKA ORJI FRIDAY, SIMEON ORJI GEORGE, CHIKEZIE ORJI KELECHI, PATIENCE ORKUMA DEVE, OROFO RICHARD, OWOLABI OROGUN OMUBOBA CAROLINE OROJO ABIOLA ADETOKUNBO OROKI CLUB 20, OSOGBO ORUCHE IZUCHUKWU, CHINEDUM ORUKOTAN OPEYEMI, OLUFEMI ORUPABO KENNEDY, DORE OSADOLOR VICTOR, OSAGHALE MARYLIZ OSAGHALE OSAGIEDE VBENEKHOYE, ELVIS OSAIGBOVO BENJAMIN, OSARETIN OSANTA COMMUNITY BANK LIMITED OSARIEMEN JAMES, OASZEE OSASA-JONAH VICTORIA OSAYAMEH OLUFUNLAYO, OLUBAMBO OSAYAMEH RAPHAEL, & BEATRICE OSAYI OSAZUWA, IYOBOSA OSAYINGBE S.A OSAYIWO MICHAEL, OMO OSAZUWA GLADYS OSBORNE OLUREMI, AINA OSEGHALE EHINOMEN MARY OSEGHE ERIC, OSEMEKE OKECHUKWU, ALEX OSEMENE CRISTOPHER, CHUKWUELOZIE OSENI BASHIRU SHOLA AKANNI OSENI CLARKSON ABAYOMI OSENI HENRY, IZEHIOBE OSENI MOJISOLA, A. OSEWA OLUBANJO, OSHAFUNMI JOASH TAIWO OSHEVIRE UFUOMA, OSHEWA TH VEN.OLUBANJO OSHIGBESAN FUNSHO, OLAREWAJU OSHIKOYA ADEDOTUN NEYE OSHIN OLUREMI KOLAWOLE OSHINGBOYE IBATU ABIMBOLA OSHINYEMI GRACE MOJISOLA OSHOKO OMOTAYO ABOSEDE OSHOMEGIE AIGBOKHAODE, FRANCIS OSHONIYI WENDY A. OSHUNLOLA MARTIN, OLANREWAJU OSIBODU BABATUNDE, OLUFEMI ALBERT OSIDIPE OLAJIDE EDWARD OSIFO ELDER, EDOMNONYI OSIGWE ROSELINE ADA OSIKHENA-BOIH DONALD OSILI BATOKWU, THERESA OSIN OYINDAMOLA, DEBORAH OSINUBI ADEWALE, AMOS OSIYEMI ADENIYI, OLALERE OSOBA BABAFEMI O. OSOBA DAVID, OLAYINKA OSOMULE FELIX, ODAFIA GWUNI OSONDU EBE OKO OSOPALE BABATUNDE ADEWUNMI OSOSANWO FOLAHAN, OSSAI EMMANUEL, EMEDO OSSAI JOY, EDEMAKHIOTA OSSAI OLUSEGUN NKEONYE OSSAI OSHIMILI OSUAH HARRISON ONWUCHEKWA CHUKWU OSUHOR BENSON, EFERIUCHE OSUJI JOSEPH OKECHUKWU OSUME RICHARD, OSUMUO ANTHONIA, CHIKWADO OSUNJIMI ISAC, MOFOLUWASO OSUNKOYA ELIZABETH FUNMILOLA OSUNKWO CHINEME,

OSUNLETI KUNLE, OSUNSANYA KOLAPO K OSUOHA ANTHONY CHUKWUDI OSUYAK ITA, ETIM OSY-ODIFE ANGELA, IBHADE OTARO MICHAEL, OYERINDE OTARU ELABOR, OTASANYA TOLULOPE, KEHINDE OTEGBEYE ENGR, (DR) CHIEF BENSON AKINOLA OTEGBEYE SAMUEL, ADEBAYO OTEJU STEPHEN, AFOLABI BABALOLA OTHMAN HALIMA SHEHU OTISI NDUKWE ANDY OTONO GAVENTA, & STELLA OTSEH ESTHER OTTI CLEMENT, SUNNY OTUADA AZINO, AKUBUEZE AUGUSTINE OTUFOWORA HAKEEM ADEBOLA OTUKOYA TAIWO OTULANA OLUGBENGA, KAMALDEEN OTUN FIKAYO, OPEYEMI OTUNIYI AFISULAI, ADENIYI OTUNNI YEMISI, AYO BAMIDELE OTUNWA ISRAEL N. OTUSI NICHOLAS, OVEDJE OSCAR, EJOVWOKE ,LYDIA MR&MRS OVIA BABATUNDE TOKURA OVIE MICHAEL, OVWIGHO OVUORHO RICHARD, O'NYERHOVWO OWARRI MUHAMMAD OWASANOYE OLUFUNSO OWATE SAMUEL C OWIE ISOBOMUWA, STELLAMARK OWOEYE AFEOLUWA JOSE OWOEYE FARA ESTHER OWOEYE FOLAYEMI OLADIPO OWOEYE MARY, ABOSEDE OWOEYE OLADAPO, JOHN OWOEYE YEMISI AGNES OWOEYE-WISE ABIMBOLA B. OWOJAKE CHARLES A. OWOLABI AWEDA WASIU OWOLABI GANIYU ADIO OWOLABI ISHOLA ABDULLAHI OWOLABI JELILI AJAO OWOLABI KAYODE, SEGUN OWOLABI OLUFUNMILAYO OYENIKE OWOLABI OLUSEGUN S. OWONIFARI DAVID ABIODUN OWONTE MAGNUS HART OWOYELE SAMUEL, FOLORUNSHO OWUCHUKWU G.C. OYADEJI VICTORIA OLUWAYEMISI OYAHANYE SAMUEL, BOLA OYAJIDE ADEMOLA, SAMSON OYAKHIRE MARIA OYALANA OYEWUNMI OYEBANJI OYEWALE, OLUSHOLA OYEBO YEMISI GRACE OYEBOLA AMOS SUNDAY OYEBOLA TUNDE, TAJUDEEN OYEBOWALE A. OLUWAKUNMI, NEE KOLAWOLE OYEDELE JAMES, OYEDELE LEKE, GIDEON OYEDIRAN AKEEM OYEFESO ADEDOLAPO, IBIYEMI OYEKA ELOBIKE, ERNEST OYEKA SOLOMON OYEKAN AYANNIYI OYEKUNLE FELICIA OYEKUNLE FRANCIS ABIODUN OYEKUNLE MICHAEL, OYELAYO OYELEYE FUNMILAYO, OYELEYE PAUL, ADENIJI OYELOLA AZEEZ OLADEPO OYELOWO OLUWAFEMI, AMIRE OYENEYE SHAFI AKANBI OYENIYI OLUWAFEMI IDOWU OYERINDE MOSES, TUNDE & PEACE OMOWUNMI OYERINMADE MATHEW OYE OYESANYA IDOWU ADEBAYO OYESEGUN IDIAT, OLAJUMOKE OYESIKU OLAYIKITAN IBILOLA OYESORO RASHIDAT ATINUKE OYETADE OLUREMI ANTHONIA OYETADE-SORUNKE SAMUEL OINTADE A OYETAYO OLUSOLA OLAJIDE OYEWO OLUWATOYIN, OYEWOLE IBRAHIM, AKANNI OYEWOLE JOKOTADE BAMIDELE OYEWOLE NGOZI, DORIS OYEWOLE OYEBODE OYEWUMI MICHAEL AKINDELE .O. OYEWUSI ADESHAKIN, IDOWU OYEYIOLA ADENIKE, OYIBOKE THERESA, AFOR OYILIAGU LAWRENCE, UDENNA OYINLOLA KOLAWOLE, ISAAC OYINLOYE OLUWASEUN OLUWAFERANMI OYOLOLA SIDIKATU OYOLOLA TIJANI ADEBAYO OYOM ANTHONY, ESO OZIENGBE AUGUSTINE, OSEME OZIOKO GABRIEL KELECHUKWU OZOIFEAKPAGH JIM OZOLUA DORIS, OZUAH PETER OZUWALU FRANCES, OBIANUJU OZUZU KELECHI, PADONU KOFI, AJAYI PADOV NIGERIA LIMITED PALNAR YIELDS LTD PARRADANG ANNAPANMUN PARRADANG DAVID SHIKFU PATRIC AKINWUNTAN, MR & MRS PATRICK OSAYIMWEN, PCL - CAPITAL PEACE SHEPHERD GLOBAL INVESTMENT LIMITED PEAKVIEW TUTORS PEMII IMMACULATA ZIGA PENNFIELDS SECURITIES LTD PEPPLE STEPHEN, DAGOGO PETER ASENI FESTUS PETER EVE, ATULE PETER IBRAHIM PETER IMO-ITA INIABASI PETER PETER, OKWA PETER SUNDAY, EWOMA PETERS MARIA, CECILIA PETERSIDE SODY DODD PHILLIPS ABIMBOLA YEJIDE PHILLIPS CONSULTING LIMITED PIKUDA TOLULOPE, OLUBUNMI PINI NUKA, PIUS PHILIP STEPHEN

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POLMER VENTURES LTD POPOOLA ABIODUN OLANIYI POPOOLA ADEBISI GBEMISOLA POPOOLA FRANCIS, OLALEKAN POPOOLA ISAAC OLUFEMI POPOOLA LEKAN PRATT AKINTOMIWA PREMIUM SEC. LTD.-TRADED-STOCK-A/C PRINCEWILL NDERIYA BESSI PROGRAMOS SOFTWARE LTD PRUDENTIAL GUARDS LIMITED Q-TRESURE INVESTMENT LTD QUADRI AYODELE A. QUADRI STELLA, OBIAJULU QUADRI ZAINAB, ATINUKE QUANTUM SEC. LTD/DIAMOND BANK PLC RADDA ABUBAKAR, ABDULLAHI RAFINDADI LAWAL, BALELE RAHEEM OLAWALE, WASIU RAHIM KADIRI, ATANDA RAJI ABDUL QUADRI RAJI MUSBAU, ABIODUN RAJI OLUWADUMININU, OLUWATENIOLA RAJI TEMITOPE, JUDE RANC LIMITED RANDLE PELUMI, CHARLES RAPHAEL MARSHALL RAPU NKOYO, ODO RASHEED DINA, RAYMOND AKOKO & CO REDSHIFT NIG LTD RENIX NIGERIA LIMITED RESORT SAVINGS & LOANS RESOURCE ENGINEERING AMALGAM LIMITED RICMAR NIG. LTD RIMANS MARTINS MARPHUM ROBERT LOUIS CHIKAODI ROMLUYI OLABODE, CLEMENT ROTIBI OLUREMI, ROTIMI MICHAEL OLUWASEYI ROTIMI MODUPE ADE GRACE ROYAL ESTATE LTD RUFAI CORNELIA, ENO RUFAI HALIMAT OLANREWAJU SABIYI BARANZAN GODFREY SADIKU GEORGE BABASEGUN SADIKU KAZEEM AKINTUNDE SADIKU MUIBI OLAYINKA SADIQ SHAKIRU ALADE SAFELINE NIGERIA LIMITED SAFIRIYU KAREEM, AKANMU SAFIU AKEEM OLALEKAN SAJATO OPTICAL CENTRE SAKA ISIAKA, MOGAJI SALAHUDEEN BALQUEES KEMMY SALAKO SABURI, SALAMI JOHN, OSITE SALAMI RASHEED, OMOTAYO SALAMI SIKIRU I ADISA SALAMI WAHAB ADEWUMI&AFOLAYAN ADEBISI SALAUDEEN LATIF, AYODELE SALAWU ABEKE MUINAT SALAWU MOHAMMED SALAWUDEEN RASAKI AKANMU SALIHU ABDUL QADRI YUSUFF SALIHU SULE DANLADI SALISU PETER, AIYEDU SALTAWAY LIMITED SAMPLE VIRGINIA, SAMPSON NKOYO, EYO SAMUEL OLUWAKEMI BOLANLE SAMUGANA CYLINE UMO SANGOWAWA OLUFEMI SANGOWAWA OLUWATIMININU SANGOYINKA SUNDAY, ABIODUN SANI DANGANA, SANNI GANIYU, KAYODE SANNI SUNDAY, SANUSI ALAKE, RUKAYAT SANUSI OLANIKE, SILIFAT SANYADE-IBIKUNLE FELICIA O. SAVAGE BABATUNDE SAVANNAH VENTURES LTD SAYEGH MARYANNE, SCHLUMBERGER STAFF COOP. SOCIETY SDS SW/BLUEOCEANS CAPITAL SDS SW/OBOMEILE ABDULWAHAB OHIORENUAN SEASONS TRUST & INVESTMENTS LTD. SECTRUST ASSET MGT-ETF SECURITY ASSURANCE COMPANY LTD SEEM TRUST LIMITED

SEGUN-OSIFESO MARGARET OLUFUNMIKE SEGUN-OTA JEREMIAH TUNDE SEMOWO RACHEL, ADETOWUN SENKOYA ABIDEMI, OLUWOLE SESSI BENEDICT ADESOLA SESSI MODUPE OLUYOMI SETONDJI GBENAHOU PAULIN SFC PROPERTY LIMITED-SPL SHABRINCO NIG. LTD SHAFIU NURA, MADAWAKI SHAIBU ENEBE, GLORY SHAIBU JAMES, C. SHAKIOYE JEMILAT OLAIDE SHANU COMFORT, SHEHU SAIDU AWAK SHEHU INUWA MOHAMMED SHEKONI ADEMOLA SHERRY-TRADE INVESTMENT COMPANY LTD SHETTIMA KASHIM, SHINKAIYE JOHN, KAYODE SHINKAIYE KAYODE SHINYI SEWUESE, VIVIAN SHITTU ALADE, TAOFEEK SHITTU SIMIATU ADEJOKE SHITTU SULEMAN ABIODUN SHITTU TITILOPE, IFEOLUWA SHITU FATAI, OLASUNKANMI SHITU FEMI, SHIYANBOLA ABDURAHEEM ADIO SHOBANJO YEWANDE, OLAJUMOKE SHOBOWALE SEMIU, ADESINA SHODEINDE DUNNI, FOLASHADE SHODEINDE MICHAEL, OLORUNSOGO SHODIMU OLUSANJO, ABAYOMI SHODIPO ALICE, OYINLOLA SHOGBANMU OLUSEGUN OLUFEMI SHONAIKE VICTOR ODUNBAYO SHONDE GIDEON, OLUDOTUN SHONIBARE JIMOH ALAMU SHONIBARE JUSTINA, OMONEGHO SHONOWO MICHAEL KOLAWOLE SHONUBI ADEBISI, SHONUBI ADENEYE, SHONUBI FOLASODUN ADEBISI SHONUBI FOLASODUN ADEBISI SHOPADE ADEJIMI, SHOPADE ADENIKE, SHOPADE YETUNDE, CHRISTY SHOWUNMI NOAH, ENI-ITAN SHOYEBI TITUS OLUJIDE SHOYELE JULIUS OPAFEMI SIDI MOHAMMED ABDALLAH SIMEON LEYONI INKO BIOBARA SMART CITY, SMART DIGITEC INTEL EXIM LTD SMITH TAIWO, SOARES PRISCA SOBAMIWA OLADUNNI RONKE SOBAMIWA OLUFEMI 'DIPO SOBANJO ADELANI ADEDEJI SOBOGUN FELIX DOTUN SOBOLA JESUNFUNIFEMI, MIRACLE SOBOWALE FOLASHADE, OMOWUNMI SOBULO MORAKINYO SOBULO TUNDE M SODE OLUSESAN SODIMU ISAIAH, AKANNI SODIPE IFETAYO, OLUWOLE SODIPE OLAREWAJU MATTEW SODIPE MORENIKE MARY SODIPO AYOKUNLE, SODIPO BABATUNDE, ADEBAYO SODIPO-OKIKIOLA GLADYS OLUBUKOLA SODIYA GLADYS ADETORO SOFOWORA OLUWAFIKAYO KEHINDE SOFUYE ADEGBENGA OLUFEMI SOKOYA OLAJIDE, SOKUNLE EMMANUEL, BABATUNDE SOLAF VENTURES SOLAFAK SOLANKE SAMUEL, TEMITOPE SOLA-ODESEYE OLAITAN SOLARU ADEKUNBI BOSEDE SOLOMON BLESSING SOLOMON OLUWOLE TIMOTHY ADETOKUNBO SOLOYE ADEBOLA SONDE OLUFEMI, G. SONDE S. AGBEKE SONEYE ODUNAYO, SAMUEL SONUGA ODUNLAMI OLUMUYIWA SONUKAN DORCAS, ABOSEDE SOSANYA TINUADE OLUSOLA SOWEMIMO ADEWALE,

SOWHO UFUOMA IGHO SOWUNMI AWOLOWO, SOYEMI ADEBAYO E. SOYENMI OLADAPO SOYINKA RICHARD OLUSANJO SOYINKA-ONIJALA MOREMI SSCM-MOHAMMED BELLO SANI STEPHEN RICHARDS STERLING CAPITAL MARKETS LTD STEWART KATE, EMWINGHARE STK INDUSTRY LIMITED STRUCTURED VENTURES LLC SUD RAKESH, SULAIMAN TIJJANI, SULEIMAN DANASABE, LAWAL SULEMAN ABDULRASHEED, MUSA SULINOS VENTURES LIMITED SUMMIT FIN. COY. LTD.TRADED-STOCK-A/C SUNMONU HUSSAFIA KIKELOMO OLAJUMOKE SUNMONU HUSSEIN OYEKANMI SUNMONU RILIWAN, OLAJIDE SURAKAT ABDUL GANIYU SURE PERFORMANCE LTD SUTTON AYODIPUPO MICHEAL SYLVANUS TONYE, SAMUEL SYNERCOM LIMITED T.J. PENNY NIGERIA LIMITED TADO EKELE, KINCLEY TAFRI ONORIODE ONYEMAECHI TAIRE CAROLINE, OBUKOKWO TAIWO ABIODUN, ABDULLAHI TAIWO ADE.AKANNI TAIWO AGBOOLA, FRANCIS OLUMAYOWA TAIWO BAMIDELE ADESHINA TAIWO GBEMISOLA, OLAJUMOKE TAIWO OGUNSHOLA, WALE TAIWO OLUSHOLA, MATTHEW TAIWO TEMITOPE, KUDIRAT TAIWO MUTIAT OLUWAFUNMI TAJUDEEN ABDULRASAQ, TAM NOMINEE LTD 5001 TANKO WILLIAMS TAPERE MARIAM, OYINKANSOLA TAPOL INT'L LIMITED TARFA AMINA, ALIYU TARNONGU DOMINIC, ULAM TASIE CHIJIOKE, TASSIE STANFORD TAYO ADESOJI TEJUOSO JOHN OMOWUMI TELLA BOLANLE TELTA YAKUBU, DAVID TEMITUOKPE JEMIDE, TEMM CONSULTING LIMITED' TENNYSON HELLEN, FREGENE TETEGAN ERIC HABIB TOLULOPE TFS SECURITIES & INVESTMENT CO LTD THAMAL INDUSTRIES LTD THE BREADFRUIT ARK FELLOWSHIP THE EST OF LATE SAMUEL OLADEJI A. ADELEKE THE EST. OF LATE ADETUNJI TUGBOBO THE ESTATE OF AJETUNMOBI, RAPHAEL THE ESTATE OF OGUNBERU, GABRIEL TUNJI THE ESTATE OF LATE JOSHUA N. OYABAYO THE ESTATE OF LATE MICHAEL, OSUME THE INVESTOR GROUP THEOPHILUS OLUMUYIWA, ADESINA THOMAS ENEFIOK, ETIM THOMAS MOROHUNRANTI OLAOLUWA A. THOMAS WILLIAMS BABATUNDE THOMPSON JOSHUA, EBONG THRIFT BARN INVESTMENTS LTD. TIAMIYU BISOLA, MODINAT TIAMIYU GAFARU, OLATUNJI TIJANI BOLANLE, MORAYO TIKARE OLUKAYODE, LUKE TIMI-LAWAL SULEMON ALAO TOBI EJIH, TOBUN M O T OLAYIWOLA TOGUN MOJISOLA ADEBAYO TOKAN-LAWAL FOLASHADE TOMBRI MAKAIVA, ABIOKO TOPE OJO & TUNDE OLONISAKIN ESTATE SURVEYORS & VALUERS TOPGRADE SEC SCH COOPERATIVE SOCIETY TORUKURU GODSON MARK TOWEH LARRY TOWER SECURITIES & INVESTMENT CO LTD TOYE LAWAL, RAUF TRADE LINK FIN.-DEPOSIT A/C TSADO ESTHER, MAMMAN TUEDOR MICHEAL, METSEAGHANRUN

TUODOYE MATTHEW, EBIYEIBO TURAJ ROSELINE IYE TYOZUA AMOS, MSUGHTER UAYEMEN EBOREIME LEKY UBA SOPHIE, UBA PLC/DE-LORDS SECURITIES LTD- TRDNG UBA STOCKBROKERS LIMITED UBAEZUONU CHRISTIANE UBAH CLETUS, C UBANGHA SUNDAY USANG UBANI CHIDI, UKAEGBU UBANI GLORY NWANYIOMA UBBAONU NNENNA JOY UBIAGBA KENNETH, OSSAI UBOCHIOMA EMPEROR, UBOM ABASIAMA EFFIONG UCHE LAZARUS, ODIONYENFE UCHE-AGU STELLA, NEE OGOCHUKWU UCHEGBU CHINENYE, EBERECHI UCHEGBUE PETER, IWEJUO UCHENDU CHARITY, NGOZI UCHENDU KANARIO, CHRIS UCHENDU OBI AUSTIN UCHE-OJUKWU NNEKA, ESTHER UCHEWUJO IKENNA UDAH UKEJE, UCHECHUKWU UDE ONYINYECHU, CAROLINE UDEAGHA OBINNA UDEGBE DORIS IMOBIYE UDEGBULAM MOSES UDEH ALPHONSUS, CHIBUEZE UDEH CHUKWUEMEKA, FRANKLINE UDEH JOSEPH, NDUBUISI UDEKA JOHN IZUKANANWANNE UDEMEZUE NNAEMEKA, BENARD UDENKWO AMARACHI, UDENNAKA IFEANYI EMMANUEL UDENSI OYEDIYA, OSOGHO UDENSI PATIENCE NNENNA UDEOGU CHIOMA, MARYROSE UDEZUE STEPHEN, IKECHUKWU UDIGWE AMAKA, ETHEL UDIN SAMSON ARIGHORE UDO - AKAGHA SAM UDO ETOP, PETER UDO MOSES, JAMES UDO ONYEDI UDOBI ANGELA, CHINYERE UDOCHU OGBONNAYA, UDOCHUKWU GIFT, UDOFFA UDEME, C UDOFIA DAVINA ANGELA UDOFIA EMMANUEL, UDOFIA ISAIAH, EMMANUEL UDOH ABASI ANAMNSAKI SOPHIA UDOH ANIETIE, EKANEM UDOH CHARLES SEBASTIAN UDOH DANIEL, WILLIAMS UDOH EMEM LAWRENCE UDOH IME, BASSEY UDOH INIAMA, K0KO UDOH UWEM, SUNDAY UDOSEN ABIT SUNDAY UDOUSORO TAHIRIH EMMANUEL UDOUTUN GLORY, ALEXIUS UDUEBOR EDEGHONGHON, JOAN UDUMA OKORIE KALU UFEBE LAWRENCE UFEBE LAWRENCE, UFOMADU NKIRU, UGBE NGWUGWU, AYE EMMANUEL UGBEBOR JAMES EGUGU-OBA UGBO RICHARD, UGBOGU MARKLENE CHINATU UGHERUGHE JOSEPH EDIRI UGOCHUKWU LEROY, NNAEMEKA UGODIBE INNOCENT, CHIKAODIRI UGOMOH EVANS CHUKWUDI UGORJI CYNTHIA, CHIUDO UGORJI DONATUS CHIDI UGOWE ANTHONY, OSADOLOR UGWOKPE IFEANYI, KINGSLEY UGWU CELESTINE CHINEDU IGWEBUIKE UGWU CHRIS ANIOGOLU UGWU CYRIL ONWUAMAEZE UGWU GODSPOWER, IYKLEE UGWU IGBONEKWU, EVANS UGWU IGNATIUS UGWU LAWRENCE, OKAFOR UGWU MATHEW, UCHENNA UGWU OKWUDILI UGWU UCHENNA, MORRIS UGWUEGBULAM CHIKWEM CORNELIUS UGWUZOR CHURCHILL, NKIRU

UHUEGBU GRACE, UJAH S, UJAH UJATA EDIGA, AGBO UJI CAROLINE, NYIEPINE UJUMBA C., EMMANUEL UKACHI EMMANUEL OBIOMA UKAULOR JOE UKEJE CHUKWUEMEKA, ENYINNA UKENNA JEFFREY IFEANYICHUKWU UKO KAZIE, UKO PETER CHUKWUDI UKO GEORGINA UKO-AFIA ISAAC GABRIEL UKOH NKECHINYERE, UKOME EMEKA, MICHAEL UKOMI CHRISTOPHER, ROBSON UKOMI SARAH, CHRISTOPHER UKOR JOSEPH UKOR NNAMDI, COSMAS UKOTAK INAM, UKO UKPAKA AFOMA, UKPAKA MAUREEN, CHINELO UKPAKA SIMON MADUAKONAM UKPE TEMITOPE, TOYIN(MRS) UKPEBOR OMONGBOHU, PAULINE UKPETENAN FRANCIS, AYEMHENRE UKPONG ELIJAH, UDO UKPONG FRIDAY JACOB UKPONG MARGARET AKPAN UKPONG SUNDAY, UKPONG UMO CLETUS UKPORHE AUSTIN, JOHN UKUANOVWE BRIDGET UKUANOVWE RITA ULELU EBERE, JANE ULUOCHA LUCY UMAH CHINOMSO, MIRACLE UMAH UKOH MAURICE UMAJIE IPALIBO, SOCIAL UMANA EDET MBOT UMANA IKANKE UMANAH ISAAC MOSES UMAR AHMED, UMARU AIGBODION, UMARU DAKAYA YAHAYA UMARU DINATU UMARU IBRAHIM, UMEANO JEREMIAH, CHUKWUEELIE UMEANO MOSES, UCHENNA UMEH FAVOUR TOCHUKWU UMEH MIRACLE CHINAZA UMEHA CHUKS IROANUONWU UMEILECHUKWU BETHRAM CHIBUZOR UMEOBI EKOBA AMAKA .H. UMEZURIKE STELLA, KALU UMOH BASSEY DANIEL UMOH EMMANUEL, UMOH EMMANUEL, EFFIONG UMORU AMINETU MELODIA UMORU MAHMED, MAX-CUNTS UMUNADE OGHENETEGA, MARVIN UMUNNAKWE ANGUS, ADINMA UMWENI JOSHUA, EHIREMEN UNACHUKWU CHAMBERLHIH, OKWUCHUKWU UNACHUKWU OKECHUKWU, EMMANUEL UNAEGBUNAM NKOLIKA SCHOLASTICA UNAMMA RAYMOND PAUL A UNDIE MARYANN, AMOKEYE UNIMI JONATHAN ENEMAKWU UNOGU UDOKA, UNONEME CHIJIOKE, PETER UNUBUN MARGARET UNUGBOKE LOVETTE, URHOBO EVELYN OMAWUMI URUA INI, JOHNSON USIAGWU OSAMUDIEMEM, FRANCIS USIKAIYE EBENEZER, DABO USMAN GIDEON, NACHE USMAN HADEJIA, ALIYU USMAN ISIAKA USMAN JUMMAI BALARABE USMAN RISIKAT, MOJIRADE USMAN TAHIRU USMAN TITILOPE, RAHMOT USO UBONG, ENO USORO PATRICK JOSEPH USUAGWU BEATRICE HAPPINESS USYIZORTO GADI UTC PENSION FUND UTE-OBUSEH IJEOA, O. FRANK - JR UTOMAKILI BENJAMIN CAPTAIN UTONG BENJAMIN, ANTHONY UTUK EMMANUEL SUNDAY

UWADIA ONAH, VICTOR UWADIAE VICTORIA, ORIRI I. UWAGBOE VICTOR UWAIFOH EHI, UWAKHONYE MOSES UWAKWE NNENNA, G. UWECHIE MADU, RAPHAEL UWECHUE GEORGE NWOKOCHA UWISIKE UFUOMA, WILSON UWODI HUSSAINI, PAUL UWOGHIREN HAPPINESS, UYAMMADU CHIBUZOR, EBELE UZAN YAAL, UZOECHI EUGENIA, UZOECHI EUGENIA, NDUKAKU UZOEWULU DANDYSON, BENSON UZOIGWE IGNATIUS UZOKA JAMES AKWUDINUNOR UZOKA SAMUEL, ISINYE UZOMA MAVIS, UZOMURU MAURICE, CHUKWEMEKA UZOR GERALD, OSONDU UZOWIHE CLEMENTINA, NKECHI UZOWURU NICOLAS NWABUEZE UZOZIE CHINYERE, SANDRA UZUEKWE LEVISON, M UZUM NELSON IFEANYI VALUE MATRIX LTD VIANANA KITCHENER VIDJOGNI-JOSEPH JOHN F. VINCENT ABIOLA ANTHONIA VOGT M E WAAPELA NINA, PERPETUA WADIBIA JOHNPAUL UGORJI WAHAB FATAL, ABIODUN WAHAB OMOTOSHO, WAILU MOHAMMED, DAUDA WAKAWA AYUBA, STEPHEN WALTER MICAH ANDEM WECO SYSTEMS INT'L LTD WELLSTOCKED NIG.LTD WHILEY MARGARET, EBERE WILCOX HENRY, KALADA WILCOX KEVIN, A WILLIAMS AJUWAEZE FRANCIS WILLIAMS BABATUNDE, ADEBAYO OLATUND WILLIAMS CHIDINMA CHARITY PRINCESS WILLIAMS MACCS CHIMEHURA WILLIAMS NNEKA, YINKA WILLIAMS ORIYOMI WILLIAMS UWOM EMUGHEDI WILSON IKECHUKWU, FORTUNE WILSON-ADU OLUWANIFEMI, OLUWADAMILOLA WILSON-ADU OLUWANIMOFE .O. WINSALA LADIPO, Z. WINSALA OLABODE, BAYONLE WOHEREM MAGARET, PATRICIA WOJUADE ESTHER OMOYIADE WOMILOJU IFEOLUWA, WOMZY NIG LTD WONDERS CHINWE, LETICIA WOPHILL RANKIM, WORIKA IBIBIA LUCKY WOY MESEL, TERRY WUSHISHI OLAYINKA SUBUOLA YAHAYA MUSTAPHA, SHERIFF YAKUBU ABUBAKAR MOHAMMED YAKUBU FASASI, OLORE YAKUBU MOMODU, YAKUBU SULEIMAN YAKWO BITRUS ISAAC YANGA BELINDA, DOUBARA YANGA EBIYE, L. YANGA GEOFFREY, W. YANGA TARI, YAWALE MOHAMMED YEKINI MORUFU YERIMA LAURA, S. YESUFU HALIRU, IGBAFE YOOSUF IBIRONKE AINA YOUNG CHINYERE YOUNG ROMANUS USEN YUNUSA ADIGUN, RASAK YUNUSA SALAMATU, YUSSUF OMOLARA, TOYIBAT YUSUF OMOTOLA, IBRAHIM YUSUF OZOVEHE JOSHUA YUSUF RAMON AYINLA ZION RESOURCERY INTL LTD ZUBAIRU ABDUL, GIDEON ZUBAIRU DAVID, SAMBO

110 Ecobank Nigeria Annual Report 2010

Holding Company and Subsidiaries

Group Office: Ecobank Transnational Incorporated 2, Avenue Sylvanus Olympio B.P. 3261, Lomé ­ Togo Tél. : (228) 221 03 03 / 221 31 68 Fax : (228) 221 51 19 1. Bénin Rue du Gouverneur Bayol 01 B.P. 1280, Cotonou ­ Bénin Tél. : (229) 21 31 30 69 / 21 31 40 23 Fax : (229) 21 31 33 85 2. Burkina Faso 49, Rue de l'Hôtel de Ville 01 B.P. 145 Ouagadougou 01 ­ Burkina Faso Tél. : (226) 50 33 33 33 / 50 49 64 00 Fax : (226) 50 31 89 81 3. Burundi 6, Rue de la Science B.P. 270, Bujumbura ­ Burundi Tél. : (257) 22 22 63 51 Fax : (257) 22 22 54 37 4. Cameroun Boulevard de la Liberté B.P. 582 Douala ­ Cameroun Tél. : (237) 33 43 82 51 ­ 53 (237) 33 43 84 88 ­ 89 Fax : (237) 33 43 86 09 5. Centrafrique Place de la République B.P. 910 Bangui ­ République Centrafricaine Tél. : (236) 21 61 00 42 Fax : (236) 21 61 61 36 6. Cape Verde Praça Infante D. Henrique, Nº 18 C.P. 374 / c Praia Santiago ­ Cabo Verde Tel: (238) 260 36 60 Fax: (238) 261 10 90 7. Congo Rond point de la Coupole B.P. 2485, Brazzaville ­ Congo Tél. : (242) 600 04 04 / 547 00 35 8. Congo (République Démocratique) Immeuble Future Tower 3642 Boulevard du 30 Juin B.P. 7515, Kinshasa Gombe ­ RD Congo Tél. : (243) 99 60 16 000 Fax : (243) 99 60 17 070 9. Côte d'Ivoire Immeuble Alliance Avenue Terrasson de Fougères 01 B.P. 4107 ­ Abidjan 01 Côte d'Ivoire Tél. : (225) 20 31 92 00 Fax : (225) 20 21 88 16 10. Gabon 214, avenue Bouet, 9ème Étage B.P. 12111, Libreville ­ Gabon Tél. : (241) 76 20 71 / 76 20 73 Fax : (241) 76 20 75 11. The Gambia 42 Kairaba Avenue P.O. Box 3466 Serrekunda ­ The Gambia Tel: (220) 439 90 31 ­ 33 Fax: (220) 439 90 34 12. Ghana 19 Seventh Avenue Ridge West P.O. Box 16746 Accra North ­ Ghana Tel: (233) 0302 68 11 66 ­ 67 Fax: (233) 0302 68 04 28 13. Guinée Immeuble Al Iman Avenue de la République B.P. 5687 Conakry ­ Guinée Tél. : (224) 30 45 57 77 / 76 Fax : (224) 30 45 42 41 14. Guinée-Bissau Avenue Amilcar Cabral B.P. 126, Bissau ­ Guinée-Bissau Tél. : (245) 320 73 60 ­ 61 Fax : (245) 320 73 63 15. Kenya Ecobank Towers Muindi Mbingu Street P.O. Box 49584, Code 00100 Nairobi ­ Kenya Tel: (254) 20 288 3000 Fax: (254) 20 224 9670 16. Liberia Ashmun and Randall Street P.O. Box 4825 1000 Monrovia 10 ­ Liberia Tel: (231) 727 72 77 / 697 44 94 ­ 6 Fax: (231) 701 22 90 17. Malawi Ecobank House Corner Victoria Avenue and Henderson Street Private Bag 389, Chichiri Blantyre 3 ­ Malawi Tel: (265) 01 822 099 / 808 / 681 Fax: (265) 01 820 583 18. Mali Place de la Nation Quartier du Fleuve B.P. E1272 Bamako ­ Mali Tél. : (223) 20 70 06 00 Fax : (223) 20 23 33 05 19. Niger Angle Boulevard de la Liberté et Rue des Bâtisseurs B.P. 13804, Niamey ­ Niger Tél. : (227) 20 73 71 81 ­ 83 Fax : (227) 20 73 72 03 ­ 04 20. Nigeria Plot 21, Ahmadu Bello Way P.O. Box 72688, Victoria Island Lagos ­ Nigeria Tel: (234) 1 2710391 ­ 5 Fax: (234) 1 2616568 21. Rwanda Plot 314, Avenue de la Paix P.O. Box 3268 Kigali ­ Rwanda Tel: (250) 252 503580 ­ 8 Fax: (250) 252 50132 22. São Tomé e Principe Edifício HB, Travessa do Pelourinho C.P. 316 São Tomé ­ São Tomé e Príncipe Tél. : (239) 222 21 41 / 222 50 02 Fax : (239) 222 26 72 23. Sénégal Km 5, Avenue Cheikh Anta DIOP B.P. 9095 - CD Dakar ­ Sénégal Tél. : (221) 33 859 99 99 Fax: (221) 33 859 99 98 24. Sierra Leone 7 Lightfoot Boston Street P.O. Box 1007 Freetown ­ Sierra Leone Tel: (232) 22 221 704 / 227 801 Fax: (232) 22 290 450 25. Tanzania Karimjee Jivanjee Building Sokoine Drive P. O. Box 20500 Dar-es-Salaam ­ Tanzania Tel: (255) 22 213 7447 Fax: (255) 22 213 7446 26. Tchad Avenue Charles de Gaulle B.P. 87 N'Djaména ­ Tchad Tél. : (235) 2252 43 14 / 21 Fax : (235) 2252 23 45 27. Togo 20, Avenue Sylvanus Olympio B.P. 3302 Lomé ­ Togo Tél. : (228) 221 72 14 Fax : (228) 221 42 37 28. Uganda Plot 4, Parliament Avenue P.O. Box 7368 Kampala ­ Uganda Tel: (256) 417 700 100/ 102 Fax: (256) 312 266 079 29. Zambia 22768 Thabo Mbeki Road P.O. Box 30705 Lusaka ­ Zambia Tel: (260) 211 250 056 ­ 7 (260) 211 250 202 ­ 4 Fax: (260) 211 250 171 30. Zimbabwe Sam Levy's Office Park 2 Piers Road, Box BW1464, Borrowdale, Harare, Zimbabwe Tel: (263-4) 851642-9 , 852252-69 Fax: (263-4) 851630/9 Tollfree: 0803 2 800 000 31. EBI SA Groupe Ecobank Les Collines de l'Arche, Immeuble Concorde F, 76 route de la Demi-Lune 92057 Paris La Défense Cedex France Tél. : (33) 1 70 92 21 00 Fax : (33) 1 70 92 20 90 32. Ecobank South Africa Representative Office 4 Sandown Valley Crescent 4th Floor, Sandton 2196 Johannesburg ­ South Africa Tel: (27) 11 783 6197 / 6431 / 6391 Fax: (27) 11 783 6852 33. Ecobank Dubai Representative Office Level 26d, Jumeirah Emirates Towers Shaikh Zayed Road, P.O. Box 29926 Dubai ­ UAE Tel: (971) 4 327 6996 Fax: (971) 4 327 6990 34. Ecobank Angola Representative Office Rua dos Coqueiros Nº 13 Bairro dos Coqueiros, C.P 25 Luanda ­ Angola Tel: (244) 222 372 904 35. Ecobank Development Corporation (EDC) 2, Avenue Sylvanus Olympio B.P. 3261, Lomé ­ Togo Tél. : (233) 21 25 17 23 Fax : (233) 21 25 17 34 36. EDC Investment Corporation Immeuble Alliance, 4ème étage Avenue Terrasson de Fougères 01 B.P. 4107 ­ Abidjan 01 Côte d'Ivoire Tél. : (225) 20 21 10 44 / 20 31 92 24 Fax : (225) 20 21 10 46 37. EDC Stockbrokers Limited 5 Second Ridge Link, North Ridge P.O. Box 16746 Accra North ­ Ghana Tel: (233) 21 25 17 23 / 24 Fax: (233) 21 25 17 20 38. EDC Securities Limited Plot 21, Ahmadu Bello Way P.O. Box 72688, Victoria Island Lagos ­ Nigeria Tel: (234) 1 761 3833 / 761 3703 Fax: (234) 1 271 4860 39. EDC Asset Management Immeuble Alliance, 4ème étage Avenue Terrasson de Fougères 01 B.P. 4107 ­ Abidjan 01 Côte d'Ivoire Tél. : (225) 20 22 26 68 40. eProcess International SA 20, Avenue Sylvanus Olympio B.P. 4385 Lomé ­ Togo Tél. : (228) 222 23 70 Fax : (228) 222 24 34

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