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Jessie " Alene" Haynes P.O. Box 460408 Houston, Texas 77056 Phone: 713-729-9942 281-314-3306

Professional with extensive Mortgage Banking, Financial, on Profit and Training experience, seeking job that will utilize talent and the experience gained through years of experience. Completed Land man Course with Certificate ­ February - 2008 Mortgage Contractor Solutions, Houston Texas, March 2006-August 2007 Credit Surveillance Underwriter Due Diligence Underwriting, reviewed loans for any misrepresentation and fraud detection. Reviewed and underwrote files checking all documents including title policies, deed, mortgage, notes appraisals survey and other documents pertinent to the file. Prepared written reports and documentation for possible claim reimbursement, Mortgage Personnel Services (MPS) Houston Jan. 1989-Dec. 2005 * Mortgage Specialist/Mortgage Consultant Processing 5 years included long term assignments for Wells Fargo Mortgage (Bedford, Texas (two times) Clearwater Fl, Maitland Fl., Minneapolis Mn. Due Diligence ­ 6 years Quality Control Specialist-included loan processing, due diligence and file review, pre fraud investigations) pre-underwriting. Processor 7 years- Underwriting Assistant Tax Audits and Reviews, Tax Payments FHA/VA Insuring-Prepared loans for meeting the criteria to qualify for government insurance. ARM (adjustable rate mortgages) reviews, Foreclosures, REO Processing, Claim Reviews- conventional, FHA, VA Post Closing reviews, HMDA reviews, Compliance reviews, Payoffs, Loan Funding / Closing *worked for MPS at various intervals from Jan.1989 to Dec 2005, assisting some of the largest mortgage banking companies, savings and loans and other companies on assignments in Houston and on travel assignment across the country. Hanover Consulting- Edison N.J Due Diligence / Back ­end underwriting Assignments as services were needed GC Health Services- Houston, Texas Public Relations Officer Public Relations and Marketing for Home Health July 2004- Feb.2005

Nov. 2004-Dec.2006

Service Haynes .Page2 Account Temps- Houston, Texas

** Dec.2003-June 2004 Oct. 2000-Jan.2001 Jan. ­June1995

Mortgage Tax Claims Specialist Researched, tracked and made claims for funds on outstanding Tax Claims. Set up to pay outstanding Mortgage Taxes. RPI- Professional Alternatives NY, NY Feb.2002-Aug 2002 Mortgage Tax Specialist Real-estate Tax Audit and Tax Payments. I worked on the " Loretta Tax "project in Covina, Ca. being one of the last contractors to leave the project. Clayton- Shelton, Conn Sept. 2001-Nov.2001 Due Diligence, Data Scrub, Back-end underwriting, using the Class System. Fred Pryor Trainers Jan.2001-June 2001 Served as Trainer of Basic Grammar. Business Writing and Basic Finances. Trained in various cites on the East Coast and Houston. Mortgage Dynamics(MDI) McLean, VA. Feb.-May2001/ July-Aug. / 2000/ March ­ Aug.1998 Payoffs, Due Diligence, Securitization, File review using the Libor system. Worked as a payoff specialist preparing Mortgage Satisfactions ( Payoffs ) for MDI's client in Stevens Point Wis. Intersearch and Associates, Houston, Texas May 2000-July 2000 FHA/VA Insuring- Prepared FHA/VA loans to meet the criteria for Government Insurance Pro Staff-Houston, Texas Jan.1999-May2000 Performed all functions necessary to obtain FHA and VA Mortgage Insurance. Duties resulted in 98% loan approval upon the first submission. Tax Specialist Obtained and paid property taxes from numerous taxing authorities Mortgage Servicing Corporation- Houston, Texas 1987-1989 Modification Specialist/ Contract Change Coordinator Responsible for administrating the loan Modification Program of all investors and handling all transactions pertaining to change of any legal documents including assumptions and adjustable rate changes. Performance of duties included coordinating all Bankruptcy activity, working with mortgage companies, investors attorneys and mortgagors. Extensive work with FNMA, FHLMC and other major investors.

Haynes. Page 3 Realty Mortgage Company 1983-1987

Loan Servicing Manager/Loan Servicing Coordinator Responsible for all phases of loan servicing including applications of payments, collections, taxes insurance, loan modifications foreclosures and REO's Managed 15 People directly responsible for servicing functions. Oxirane Chemical Co. 1980-1982 Cash Management Assistant/ Accounts Payable Coordinator Responsible for Accounts Payable for main office and two plants averaging $2 Million plus in weekly expenses. Prepared and coded all bills for payment, sent out checks, research outstanding items. Assisted treasurer in investing and transferring company funds. Previous Experience 1981-1973 Reconcilement Supervisor Reconcilement Clerk Administrative Assistant to Auditor Investment Clerk Accounts Payable and Receivables General Accounting Mystery Shopper Mortgage Banking Systems Including LPI Typing Various Due Diligence Systems Education Evan E. Worthing High School, Houston, Texas University of Houston, Texas American Institute of Banking- Basic and Standard Certifications Certificate for completion of a Landman Course. February 2008 Activities Toastmasters International ­ Served on the International Board of Directors (included Policy Reviewing, Instating New Programs and training Have recently been asked to return to serve out someone's term. . Alley Theater Guild Braeswood Assembly of God Church

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