Read Mortgage_FTB_OutgoingsChecklist.pdf text version

First Time Buyer - Outgoings checklist Use this list to help you work out your current and projected outgoings. Notes [e.g. pay by Direct Debit] Month £ Rent/mortgage repayments Insurances: · buildings · contents Life assurance Endowment policies Gas supply Central heating maintenance Electricity supply Electrical equipment maintenance Water (supply) Water (waste) Council Tax Telephone (landline) Telephone (mobile) TV licence Motoring expenses: · insurance · road fund licence · fuel · breakdown cover · maintenance · regular parking fees Travel to work costs Professional subscriptions Entertainment: · theatre · cinema · music · books · sport · eating out Holidays Medical insurance Dentist, optician etc.

Item of expense

Current Quarter £ Annual £ Month £

Projected Quarter £ Annual £

National Westminster Bank Plc Registered in England No 929027 Registered Office: 135 Bishopsgate, London EC2M 3UR Authorised and Regulated by the Financial Services Authority

Clothes Garden supplies & maintenance Regular grocery bills Credit card repayments Store card repayments Loan repayments Charitable donations Society/club membership fees Home improvements New property: furnishing, decorating, etc. Totals Grand total

National Westminster Bank Plc Registered in England No 929027 Registered Office: 135 Bishopsgate, London EC2M 3UR Authorised and Regulated by the Financial Services Authority

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