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The simple way to stash some cash

Put your money in a 4-month NFCU certificate and get our 3.80%APY. Come springtime you can treat yourself to a little spending--guilt free! (Or a lot of spending, depending on how much you invest.) The offer's only available for a limited time, so invest $1,000 or more now, and get ready for some springtime splurging! Money must be transferred from another financial institution.

*APY - Annual Percentage Yield. Penalty for early withdrawal. New money only. Each NFCU Account is federally

insured up to $100,000 by the National Credit Union Administration, a U.S. Government Agency.

4 Seasons Loan: $ 5,000 at 4.99% apr*

Any time is a good time to have some spare funds lying around. That's what our 4 Seasons Loan is all about--$ 5,000 of cushion to last all year long. So if you need to buy holiday gifts now and also want to redecorate your bedroom in the spring, you can. $ 5,000 means you don't have to decide between taking that little winter vacation and fixing your thermostat. You can wear a bikini on the beach and in your living room. Our 4 Seasons Loan gives you the freedom to live large!

*APR - Annual Percentage Rate, Must be an NFCU member with 3 months continuous employment. $10 Credit

Report Fee. On approval of Credit. The 4.99%APR includes a 1% discount for automatic payment. Without automatic payment the rate will increase to 5.99%APR.

NFCU DIRECTORY

*APR - Annual Percentage Rate. Please visit www.nordcu.org or call 1-800-6NORDCU for full VISA Account disclosure.

addresses

phone numbers

Nordstrom, 5th floor 1617 6th Ave Seattle, WA 98101

P.O. Box 1130 Seattle, WA 98111

CU Service Centers 1-888-CUSWIRL www.cuservicecenters.com Speedy Line 1-800-688-5442 (206) 774-2900, option 1 or Tie Line 8-861-2900, option 1 Main Office (206) 774-2900 1-800-6NORDCU Tie Line 8-861-2900 Fax & Tie Line Fax (206) 774-2929 Tie Line 8-861-2929 Visa Classic Customer Service (800) 654-7728 Visa Gold Customer Service (800) 790-7728 Visa Platinum Customer Service (800) 790-7728 The CO-OP ATM Network 1-888-SITECOOP www.co-opnetwork.org

Winter 2005

Nordstrom Federal Credit Union

TWO CENTS

18.99%? Ho ho ho. No no no!

Time to pay for those holiday gifts? Stop paying your high interest credit card rates and take advantage of our 4.99% APR VISA Balance transfer offer. Transfer $100 or more before May 15, 2006, and you'll only pay 4.99% for the life of the balance transfer. Translation: you save lots of money, and that makes paying off your holiday shopping a whole lot happier. Visit our site at www.nordcu.org for more information or to get the balance transfer form.

Can You Say "Ole! "

Just a quick reminder that SpeedyLine is now available in Spanish. So you can keep track of your finances--check your balances, transfer money, make a loan payment--in English and in Spanish. Just call 1-800-688-5442 or tie line 8-861-2900, option 1. Que bueno!

Email Statements are E-sier

Sign up for our email statements and put an end to the pile of papers on your kitchen counter. Visit our web site at www.nordcu.org to download the application and then mail it to Nordstrom Federal Credit Union at P.O. Box 1130, Seattle, WA 98111 or fax to (206) 774-2929/ tie line 8-861-2929.

Put Your Best Financial Foot Forward

Applications for open positions on the NFCU Board of Directors will be accepted through Friday, February 10, 2006. For information on the nominating process, please call Mona Galope at (206) 774-2900. A volunteer must be a member in good standing.

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