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EDITOR Arif Anjum, Research Scholar,University of Pune, Pune, India. [email protected] ASSOCIATE EDITORS Wichian Sittiprapaporn, Chee-Keong Choong, Mahasarakham University, University Tunku Ab. Rahman, Thailand. Malaysia. -------------------------------------------------------------------------------------------------------------------------------EDITORIAL BOARD Chairman Dr. V. S. More, Ex-Dean, Faculty of Commerce, University of Pune, Pune, India. Members

Dr. S. M. Ahire Controller of Examinations, University of Pune, Pune, India Dr. Abha Gupta, Old Dominion University, Virginia, U.S.A. Dr. Ravindra Rena, Namibia's University of Science And Technology, Windhoek, Namibia Dr. Rifki Ismal, Durham University, UK. Dr. Haitham Nobanee, Abu Dhabi University, UAE. Dr. Pinaki Mazumder, University of Michigan, Ann Arbor, Mi, USA. Dr. Amit Kumar Dwivedi Academic Associate, Indian Institute of Management (IIM-A) Ahmedabad, Gujarat,India MICHAEL SUNDAY AGBA Federal Polytechnic Idah, Nigeria Dr. Y. T. Pawar, Technical Advisor, Shri JJT University, Rajasthan, India. Dr. Shakeel Ahmed, Vice ­ Principal, AKI's Poona College of Arts Science & Commerce, Pune , India Dr. (Mrs.) Swalehakhatoon Sagirulla Pathan, H.O.D. Psychology, Poona College of Arts Science & Commerce, Pune, India. Dr. El-Nabulsi Ah Rami, Dept. of Nuclear And Energy Engineering, Cheju National University, South Korea. Dr Balakrishnan Parasuraman, Universiti Malaysia Sabah, Malaysia Dr. Hj.Kamaruzaman Jusoff Universiti Putra, Malaysia Dr. Mohd Zainal Abidin Ab Kadir Dept. of Electrical and Electronics Engineering, Faculty of Engineering, Universiti Putra, Malaysia Dr. Vicky Mody, Dept. of Pharmaceutical Sciences, Appalachian College of Pharmacy, Oakwood, Virginia, USA. Dr. Rusli Bin Hj Abdullah, Faculty of Computer Science And Information Universiti Putra Malaysia Dr. Ambuj Gupta, University of Petroleum and Energy Studies, Dehradun, India. Dr. Lynn C. Dailey, Associate Professor of Marketing Capital University, Ohio, USA Dr. Bhanu Shrestha Dept. of Electronics, Kwangwoon University, Seoul, Korea Dr. Ahmed Umar Khan, Professor & H.O.D Business Law, Poona College of Arts Science & Commerce, Pune, India Hamou Reda Mohamed University Professor, Researcher in Computer Science Dr. Moulay Tahar Unioversity of Saida Algeria Dr. Ghous M Khan, Dept. of Pharmaceutical Sciences Appalachian College of Pharmacy Oakwood, VA, USA Edib Smolo Coordinator & Researcher, International Sharia Research Academy for Islamic Finance, Malaysia Prof. Ekta Arora, Haryana College of Technology & Mangement, Kaithal, Haryana, India. DR. RAM SHARMA J.V.P.G College, Baraut, Baghpat U.P Dr. Jaya Shanthi. PG and Research Department of Chemistry Auxilium College Vellore - 632 006. Tamil Nad

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