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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Murieta Rotarian

Club members turn out for work day

HIGHWAY 16 CLEANUP AS PART OF ROTARY AT WORK DAY 2009

Jay Beals, Scott Jenkins, Eric Dubey and Gre! Mason were just four of the club members who turned out to pick up trash along Highway 16

Rick Feldman practices the proper technique for trash pickup before setting off down the highway.

Lance Marrihew is ready to go!

Gre! Mason gets last minute instructions $om President Elect Jay Beals on the finer points of trash co&ection

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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Rotary Club of Rancho Murieta Leadership President: Lilli DuVal [email protected] President Elect: Jay Beals [email protected] Treasurer: Catherine Simpson [email protected] Sgt. At Arms: Gregg Mason [email protected] Board Members Eric Dubey [email protected] Dawny Corsaut [email protected] Andrew Hughan [email protected] Jeff McAlpin [email protected] Standing Committees Membership: Jeff McAlpin [email protected] Public Relations: Andrew Hughan [email protected] Club Administration:Vicki Warner [email protected]arner.com Club Service: Chandler Copps [email protected] Community Service Chair: Eric Dubey [email protected] Vocational Service Chair:Vacant Foundation: Bonita Jones International Service Chair: Bonita Jones

Guests and speakers

Past District Governor of Hong Kong Dom Vessegaurt spoke to the club about the Elk Grove club's Taste of Elk Grove event.

Rotary is a worldwide organization of more than 1.2 million business, professional, and community leaders. Members of Rotary clubs, known as Rotarians, provide humanitarian service, encourage high ethical standards in all vocations, and help build goodwill and peace in the world.

Wine maker, and $iend to the club Dave Dart shared how his Port Wine is made. Who knew that he used 190 proof brandy purchased by the ga&on! Check out his winery at www.dartwines.com

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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

President's Message ­ May

ENJOY SPRING, LIFE AND FAMILY

Spring is here and summer is upon us displaying all the beauty and glory of our earth's annual rebirth. Our club is approaching the end of our first full year together and another new Rotary Year is just around the corner. We are literally in the "spring" of our clubs history and soon will move forward into the next phase of youthful growth. When I think of our club, a quote from Susan Bissonette comes to mind: "An optimist is the human personification of spring." I believe this exemplifies our club's membership and Rotarians in general. It is this optimism that will help our club grow and move forward in the years ahead. This past year we have faced multiple challenges and in each instance our focus, driven by optimism, on growing, being a strong organization, and a major contributor to our community and world, has allowed us to meet each obstacle with grace and to move forward, each time, stronger and committed. Much of this optimism has been driven by our dedication to one another and to the fellowship we are building together in our community. It was the Rotary Club of Rancho Murieta's pleasure and privilege to be invited to host the GSE Team from Brazil for a day in our Region. On April 23rd a group of Rancho Murieta Rotarians set out for the day with the five members of the Brazilian Groups Study Exchange Team. The GSE group is made up of four team members (nonRotarian) and one sponsoring District Rotarian. This exchange was arranged and hosted by District 4700 (Rio Grande do Sul, Brazil, and District 5180 (Sacramento Region, California).

The team is made up of young professionals who all are in the wine industry. Rancho Murieta scheduled a day of activities that included a exclusive tour of Sobon Museum &Winery and Shenandoah Vineyards by Leon Sobon, and Tanis Winery in Ione by Andrew Tanis. They were also taken to Sutter Creek and treated to lunch at Susan's Place. The day ended with a Joint Rotary Meeting of five clubs, Rancho Murieta, Folsom, El Dorado Hills, Rancho Cordova, and Fair Oaks, where the GSE Team presented information on their region. We also had the pleasure of housing a team member for the week of April 19th through 24th. Rodrego Proggere, who's family owns a winery that makes grape juice. On Monday evening Rodrego met with District 5180 Rotary Youth Exchange Students who will be going (outbound) to Brazil in August and shared with them his experiences of Brazil as well as provided questions and answers time for the outbound students to become more comfortable with their upcoming adventure. On Tuesday evening, we treated Rodrego to our communitie's fine dining at the Stonehouse Bistro where he enjoyed the locals and steak! The GSE Program is sponsored by Rotary International and the Districts. Volunteer clubs support the individual schedules for a four-week period. A special thank you to Vicki O'Shaunassey, Gregg Mason, & Eric Dubey for giving their day to this group and to Dawny Corsaut for her overall assistance during the week. So keep up the good work in the months ahead, and... "Be like a flower and turn your face to the sun." - Kahlil Gibran YIR Lilli PAGE 3

THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Finance & Economics 101

FINANCIAL SELF-DEFENSE: THE MOST COMMON INVESTMENT SCAMS, AND HOW TO AVOID THEM By Scott Jenkins [email protected]

Every year, scams are becoming increasingly complex as con artists discover new, sophisticated ways to fleece the public. Unfortunately, even the wellknown deceptions still fool victims. Whether new or old, con artists prey upon the same vulnerabilities in our human nature. We can better protect ourselves by first knowing what kind of fraudulent operations exist and how they function. Affinity Fraud. According to the Securities and Exchange Commission, affinity fraud is an investment scam that preys upon members of groups, such as religious or ethnic communities, professional groups or the elderly, by exploiting the trust and friendships that exist within the group. Victims abandon their natural sense of caution and good judgment because the swindler pretends to be, or may be, one of the group. The most common affinity scams are pyramid schemes, which create the false illusion that an investment program is successful by taking money from a new investor and using it to make payments to previous investors.

Prime Bank Schemes. Victims are taken in by the lure of a very high-yield, tax-free return that, supposedly, is only available to extremely wealthy individuals through off shore trades of bank notes. You are required to execute confidentiality agreements and not consult an attorney, accountant or financial planner. The secrecy is exciting and makes you feel exclusive and important. There are no such legitimate programs. Once your money is turned over, it is gone ­ the only person enjoying a highyield, tax-free return is the con artist. Personal Information Scams. We've all heard of identity theft: thieves steal your private financial information and use it to open credit cards in your name, buy a car, get a driver's license, open bank accounts and write bad checks. They can steal your information directly by taking your wallet, checks, financial statements or credit card receipts from your mailbox or trash can. Thieves can get the same information indirectly by hacking into computers, stealing client data while on the job or diverting

your mail with a change-ofaddress form. Frequently, victims will give an unscrupulous person their private financial information simply because they need help. The paperwork that senior citizens must deal with for medical insurance claims and prescription benefits is overwhelming. Con artists may use the phone or email to pose as the agent of a legitimate health or life insurance company. They may offer to fill out forms, file claims, facilitate payments or straighten out a fake problem with your account, meanwhile asking to verify your Social Security number or your bank account number. Ways To Protect Yourself: Discuss with others. Many investors have been spared tragedy because they had the good sense to ask an accountant, an attorney or a financial planner to review and evaluate an investment before getting into it. A licensed financial advisor can help you determine if the investment is suitable for you and your personal financial goals, and an attorney may see warning

Cont. on page 5

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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Finance cont.

signs that you have missed regarding its legitimacy. Insist on written information on an investment product ­ and read it carefully. Ask tough questions and check out everything. Be very skeptical of an investment that you must keep confidential and is not in writing. Never let someone pressure you to make an immediate decision. Don't feel like you're missing an opportunity if you don't rush into an investment. Wise financial decisions take time to investigate and evaluate. Beware of strangers who guarantee spectacular profits and quick returns. These are hollow lures to encourage you to relinquish your money. Successful con artists can sound very professional and make the riskiest and strangest deal sound safe and legitimate.

Never give out your personal financial information unless you have initiated the contact. Invest in a shredder to destroy credit card offers and any other papers you discard that contain private information. Report fraud. Don't let fear or embarrassment keep you from telling the authorities about abuse. Frequently, victims keep quiet because they feel humiliated for falling for the scam and don't want their family or friends to find out. Reporting a scheme will help others to not fall prey. For More Information. The web sites for the Federal Trade Commission, the Securities and Exchange Commission, and the North American Securities Administrators Association contain updated information about financial scams. Beware and good luck.

Rotary and business goals

In the upcoming issues of our Newsletter, we will be publishing our members' business fields, who their clients are, what type of business they are looking to secure, and contact information for referrals (send Andrew your business cards or advertising info). We will ask one or two of you to provide a half page article on your business for each Newsletter publication in 2009. We should never forget that while we are a SERVICE club that enjoys fellowship, the Rotary was originally founded by business leaders looking to do business with other business leaders they trust. In this very difficult economy, it is imperative we support one another's financial goals which ultimately assist our club in its service desires. As you learn what our members do, possibly you'll know of referral sources that can be shared. Let's make it an unwritten goal for 2009 that we refer to our Rotary friends and we look for opportunities for one another.

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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Monthly Attendance

April 1 Jennifer, Jay, Chandler, Dawny, Eric, Lilli, Rick, Andrew, Scott, Carol, Gregg, Jeffrey, Abegail, Vicki, Marie W April 8 Jennifer, Jay, Chandler, Dawny, Eric, Lilli, Rick, Carol, Gregg, Jeffrey, Abegail, Vicki O, Lance, Catherine, Marie, Vicki W April 15 Jay, Chandler, Dawny, Eric, Lilli, Rick, Andrew, Carol, Gregg, Jeffrey, Abegail, Catherine, Vicki W April 22 Jennifer, Jay, Chandler, Dawny, Eric, Lilli, Rick, Andrew, Carol, Scott, Bonita, Carol, Gregg, Jeffrey, Abegail, Vicki O, Lance, Catherine, Marie, Vicki W April 29 Jennifer, Jay, Chandler, Dawny, Eric, Lilli, Rick, Carol, Carol, Gregg, Jeffrey, Abegail, Vicki O, Lance, Catherine, Marie, Vicki W Total attendance for April 78% + 3.2% from March

May events

May 2nd: Kentucky Derby Run for the Roses Event May 6th: Club Assembly and Special Paul Harris Fellow Presentation May 8-10th: District Conference ­ Monterey California May 13th: Club Meeting: Special Speaker, Larry Simpson, World War II Flying Tigers Hero May 16th: Special Day for a Member: Lilli and Bert's Anniversary May 17th: Fellowship: "Undefeated" Rancho Murieta Bandits Vintage Baseball Game and Hot Dog Sales- 1:30 p.m. (sign-ups through May 13th) May 20th: Club Meeting: Special Speaker Topic: Local Small Business Focus: May 23rd: Fellowship: Sacramento Jazz Festival Day (sign-up at meetings through May 20th) May 26th: Board Meeting ­ 19th Hole 6:30 p.m. May 27th: Club Meeting: Family Night! May 31st: Special Day for a Member: Dawny and Matt's Anniversary Note: If you have not provided the club with special dates, please contact Lilli ­ we would like to know birthdays, anniversaries, and other days of importance to you and your family that we can recognize.

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THE OFFICIAL NEWSLETTER OF THE ROTARY CLUB OF RANCHO MURIETA

MAY 2009

Final Frames

A beautifu&y restored 1962 Corvette on display at the annual Sacramento Corvette Club's auto show.

They come in a& shapes and colors.

Late a+ernoon along the Consumnes River.

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