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Employee Benefits Statement

Dear Floyd Thompson,

You are very important to the success of the students of Floyd County. I want to express my appreciation to you on behalf of the Board of Education for the fine job that you do every day. Because you are a valued Floyd County employee, you are eligible to take advantage of the many options offered to you in your Employee Benefits Plan. These benefits are intended to provide protection for you and your family in case of accident or illness and contribute to your security after your retirement. Your Employee Benefits Plan (health, life, disability, dental, vision, cancer insurance) provides you and your dependent family members with protection in case of illness, disability or death. Your future after you retire from active employment is also made more secure by your participation in retirement and deferred compensation benefits. This is your personalized Employee Benefits Statement. This statement outlines and itemizes the benefits you currently receive. You will also see the costs incurred by the Floyd County Board of Education to provide these benefits to you. The information contained in your Employee Benefits Statement is accurate as of October 11, 1999. Please take the time to review your Employee Benefits Statement. If you have any questions about any information contained in the Employee Benefits Statement or about your benefits, please call the Employee Benefits Office at (706) 234-1031 extension 7164. Again, thank you for your valuable contribution to the education of the students of Floyd County. You help to make our county a great place in which to work and live. Sincerely,

Jackie Collins, Ed.D.

Superintendent

For:

Floyd Thompson 215 Fosters Valley Road

Rome, GA 30165

Board

of

Table of Contents

Table of Contents ____________________________________ 2 Your Benefits Summary _______________________________ 3 Employee Benefits......................................................................... 3 The Cafeteria Plan......................................................................... 3 Open Enrollment............................................................................ 3 Your Total Compensation _____________________________ 4 Medical Plans _______________________________________ 5 Health Benefits .............................................................................. 5 Vision Benefits ............................................................................... 5 Dental Benefits .............................................................................. 6 Cancer / Specified Disease Supplemental Insurance ................... 6 HealthCare Advantage .................................................................. 6 Disability Plans ______________________________________ 7 Short Term Disability Insurance .................................................... 7 Nondisabling Injury Benefit ................................................ 7 Survivor Benefit.................................................................. 7 Sick Leave Coordinated Disability Insurance ................................ 7 Nondisabling Injury Benefit ................................................ 7 Supplemental Long Term Disability Insurance.............................. 7 Workers' Compensation ................................................................ 7 Retirement Plans ____________________________________ 8 Teacher Retirement System .............................................. 8 Early and Normal Retirement............................................. 8 Disability Retirement .......................................................... 8 Survivors' Retirement Benefits........................................... 8 Social Security ............................................................................... 9 Tax Sheltered Annuities................................................................. 9 Deferred Compensation Plan ........................................................ 9 Severance Pay ______________________________________ 9 Life Insurance Plans__________________________________ 10 Basic Life Insurance ...................................................................... 10 Supplemental Group Life Insurance .............................................. 10 Dependents' Life Insurance........................................................... 10 Leave Benefits ______________________________________ 11 Sick Leave ..................................................................................... 11 Personal Leave.............................................................................. 11 Legal Duty Leave........................................................................... 11 Military Leave................................................................................. 11 Family and Medical Leave ............................................................. 11 Credit Union Benefits _________________________________ 11 Charities Foundation _________________________________ 11 Automatic Deposit ___________________________________ 11 Continuing Education ________________________________ 11 Need More Information? ______________________________ 12

Education

Mark Hufstetler - Chairman

Model District

Bryan Shealy - Vice-Chairman

Coosa District

George Bevels

Cave Spring District

David Johnson

Pepperell District

Teresa Lumsden

Armuchee District Superintendent

Jackie Collins, Ed.D.

Assistant Superintendents

Guy D. Hall, Ed.D. S. Wayne Huntley, Ed.D.

Board Attorney

Jeff MacLeod

~Attention~

The numbers and text herein came from: · · · · · · · Plan descriptions Database systems Interviews Correspondence Plan contracts Employee handbooks Other sources

The information in this pamphlet contains a general summary of employee benefits, and should not be construed, under any circumstances, to replace, amend, or alter, in any manner whatsoever, any plan, policy or procedure of Floyd County Board of Education pertaining to employee benefits. Any conflict in this summary with any such plan, policy or procedure is unintentional and the actual plan, policy or procedure of Floyd County Board of Education shall control over contained any statement herein. If you have any questions, please call the Benefits Office at (706) 234-1031, extension 7164. The numbers and text in your report are provided as of October 11, 1999.

E M P L O Y M E N T

Employee Number Job Code (Number): Department Name (Number):

I N F O R M A T I O N

15555 TEACHER GRADE 9-12 (113) ARMUCHEE HIGH SCHOOL (2)

The Floyd County Board of Education is an equal opportunity employer, and does not discriminate on the basis of age, gender, race, color, religion, national origin, or disability in its programs, activities or employment practices.

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EMPLOYEE BENEFITS

The Floyd County Board of Education (FCBOE) believes that benefits, such as those discussed in this booklet, help you enjoy and protect your quality of life. As a result, FCBOE has compiled a comprehensive selection of benefits designed to fill a variety of needs. To help you with the cost of your benefits, FCBOE pays a portion of certain benefit premiums. This page lists benefits available to you, and shows the premiums that you and FCBOE pay for these benefits. All premiums are paid through payroll deduction.

THE CAFETERIA PLAN

The FCBOE passive Cafeteria Plan helps you pay for your benefit premiums in a cost-effective manner. Since the Cafeteria Plan is passive, you need choose only those benefits that suit you best. Benefit premiums paid under the Cafeteria Plan are paid with pre-tax dollars. In other words, your premiums are not taxed. As a result, the Cafeteria Plan may increase your net pay and decrease your tax liability. For example, if your gross monthly pay is $1,000.00 per month and your total premiums paid under the Cafeteria Plan is $133.90, then only $866.10 will be taxed (instead of the full $1,000.00).

OPEN ENROLLMENT

If you would like to enroll in a benefit that you do not participate in, please watch for Open Enrollment. The exact date for open enrollment is set by the Georgia State Department of Education, but will be between midApril and mid-May.

Your Annual Salary is $39,341.50

Medical Plans

Health Benefits Dental Benefits Vision Service Plan Cancer Insurance FCBOE Pays $355.56 $180.00 $0.00 $0.00 $0.00 $0.00 $0.00 $109.44 $0.00 $0.00 $4,441.65 $0.00 $0.00 $3,009.62 $8,096.27 You Pay $457.20 $137.16 $119.40 $240.72 $507.60 $248.88 $43.20 $0.00 $0.00 $0.00 $1,967.07 $0.00 $3,900.00 $3,009.62 $10,630.85

Disability Insurance Plans

Short Term Disability Insurance Long Term Disability Insurance Sick Leave Coordinated Disability Insurance

Life Insurance Plans

Basic Term Life Insurance Supplemental Group Life Insurance ­ not participating Dependents' Life Insurance ­ not participating

Retirement Plans

Retirement Plan Contribution 457 Deferred Compensation Contribution ­ not participating VALIC Tax Sheltered Annuity

Taxes

FICA (Social Security and Medicare) TOTALCONTRIBUTIONS TO YOUR BENEFITS

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What is your Total Compensation? Presently, you earn a salary of $39,341.50. In addition, the Floyd County Board of Education pays $8,096.27 for your benefits. However, your Total Compensation is more than mere dollars and cents. How can one weigh the feeling of security that benefits can help ensure? Think for a moment...What is your Total Compensation?

Your Annual Salary*

*Please note, you use $10,630.85 of your salary for benefits

$39,341.50 $8,096.27 $47,437.77

FCBOE Total Contributions to your benefits Total

Since you use $10,630.85 of your Annual Salary for benefits, the salary shown below is adjusted to reflect your contributions. This adjustment provides an accurate picture of how contributions to your benefits (by you and FCBOE) compare to your Annual Salary.

You Pay (From Salary) 22%

FCBOE Pays 17%

Annual Salary 61%

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HEALTH BENEFITS

You are participating in the State Merit Standard Option Plan. You have selected coverage for yourself only. The State Standard Option Plan is a comprehensive, self-insured benefit program that reimbures you for costs associated with medical care. You may obtain care from any lawfully operated hospital, licensed physician, licensed pharmacy, or other qualified provider of your choice. Please note that charges from hospitals not participating in the Prudent Buyer Program may be adjusted to conform to Heath Plan limits. State Standard Option Benefits

Physician Visits

Office Visit Second Opinion (if approved by MCP)

Plan Pays

80% 100%

Services

Diagnostic tests and immunizations (max. $100 per year, per person) Baseline and routine mammograms (max.$75 per year, per person) Inpatient, outpatient, and doctor's office surgical procedures (20% co-payment) Prescription drugs (any licensed pharmacy) Hospital services (Semi-private, ICU, CCU, and other. $100.00 deductible) Durable medical equipment (must meet general deductible) Outpatient physical therapy

Plan Pays

80% 80% 80% 80% 90% 80% 80%

Behavioral Health Care (Mental Heath Care and Substance Abuse*)

*Substance abuse treatment with BHS certification is limited to three episodes per lifetime

Plan Pays

90% 90% 80% 60% 50% 50%

In-Network / BHS Referred Inpatient hospital services (up to 60 days per year, per person) Partial/Day hospitalization (30 visits per year, per person) Outpatient professional services (50 visits per year)

*Three brief situation counseling sessions per lifetime are covered at 100% with no deductible

Out-of-Network / Non-Referred Inpatient hospital services (only if deemed medically necessary, up to 60 days per year) Associated professional fees (up to 25 visits per year) Outpatient professional services (25 visits per year)

Home Health Care / Skilled Nursing Facilities

Two hours of home care per day by RN or LPN (max. $7,500.00 per year, per person) Home care in a place of hospital care Hospice Care (Lifetime benefit not greater than the amount approved by Medicare)

Plan Pays

80% 90% 90%

Emergency Room Services*

*If you are admitted to the emergency room, you must notify your MCP within one business day

Plan Pays

80% 100%

Emergency Room Care (after $50.00 deductible which is waived if admitted to hospital) Emergency Outpatient Surgery

Copayments and Deductibles

Hospital Deductible and Copayment General Deductible and Copayment Catastrophic Benefits Limit $100.00 per confinement, 10% copayment $300.00 per person (family max. of $900.00 per year), 20% copayment $2,000.00 per person ($4,000.00 per family), payable at 100%

Lifetime Maximum (per person)

$1,000,000.00

The information above can be found in the booklet entitled 'Comparison of Coverage Options - State Health Benefit Plan'

VISION BENEFITS

Spectera's Vision Program helps reduce the cost of corrective eyewear through a comprehensive Preferred Provider Organization (PPO). Please see Page 12 for Spectera contact information. You have purchased vision benefits for yourself only. Listed below are the benefits associated with the Vision Program: Services

Eye exam (every 12 months) Prescription Single Vision or Lined Bifocal or Trifocal Glass or Plastic Lenses Frame chosen from a special selection Contact Lenses

You Pay

$10.00 $10.00 No Charge $40.00

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DENTAL BENEFITS

The Dental Insurance Plan offered by Floyd County Board of Education supports good oral hygiene and helps reduce the costs of regular diagnostic and preventive dental care. The plan covers charges up to those made by most dentists to individuals in the area for covered services and supplies. You have selected coverage for yourself only.

Listed below are the benefits associated with the Dental Plan

Calendar Year Deductible

Calendar Year Deductible for Type 2 and 3 Procedures (No family will be responsible for more than 3 deductibles per calendar year) $75.00 / person $225.00 / family 100% 80% 70% 80%

· · · Cleanings (2 per benefit year) * Flouride Treatment (2 per benefit year) * Periodic Exams (2 per benefit year) *

Percentage Payable

Type 1 Benefits (no deductible) Type 2 Benefits Type 3 Benefits Type 4 Benefits

Type 1 Preventive Procedures

· · · · Initial Exams (1 every 36 months) Full Mouth X-Rays (1 per benefit year) Bitewing X-Rays (1 per benefit year) Emergency Palliative Treatment (as needed)

* There must be 6 months between services.

Type 2 Basic Services

· · · · · · Space Maintainers Fillings Stainless Steel Crowns Inlays Crowns Inceptive and Preventative Orthodontic Services · · · · · · Oral Surgery Endodontics Periodontics Bridges Dentures Fixed and Removable Appliances

Type 3 Major Services

Type 4 Orthodontic Procedures

Annual Maximum Benefits Payable for Type 1, 2, and 3 Procedures Lifetime Maximum Orthodontic Benefit

$2,000.00 $1,000.00

CANCER / SPECIFIED DISEASE SUPPLEMENTAL INSURANCE

You have purchased Cancer/Specified Disease Coverage for yourself only. The benefits associated with this policy are paid directly to you or your family, regardless of any other insurance you may have. The benefits may be used to pay the numerous non-medical expenses associated with a serious illness, as well as any deductibles or co-payments. Your policy cannot be canceled due to the number of claims filed or because of a change in your health. The plan is renewable for your lifetime. For policy information regarding benefits, costs and limitations, or claims, please contact National Travelers Life Company (see Page 12).

HEALTHCARE ADVANTAGE

You are eligible to participate in the HealthCare Advantage program offered by Columbia Redmond Regional Medical Center. The HeathCare Advantage program provides cost savings as well as health and wellness opportunities for you and your family. To receive benefits, choose Columbia Redmond Regional Medical Center, Columbia Polk General Hospital, Emergency Centers at either hospital, or any of the Redmond Family Care Centers. The benefits of HealthCare Advantage include:

· · · Stay in a private room (when available) at a semiprivate rate Four complimentary meal tickets for your visitors Quarterly wellness magazine

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Your Disability Plans help you when you are unable to work due to an illness or injury. If your disability is not related to your work, you may apply for benefits from Short Term Disability Insurance, Sick Leave Coordinated Disability Insurance, and Long Term Disability Insurance. If your disability is related to your work, you may apply for benefits from Workers' Compensation. There are also Disability Benefits associated with your Retirement Plans. Please see page 8 for more information. For more information about any of the disability plans (including enrolling in the plans) contact the Floyd County Schools Insurance Manager.

SHORT TERM DISABILITY INSURANCE

You have purchased Short Term Disability Income Protection to provide you with income should you become disabled due to a covered accident or illness. The plan is designed so that you can choose the benefits that best fit your needs and your income. When you are sick or injured and unable to work, you will receive a Disability Benefit payments for up to thirty-six (36) months, or until your recovery, whichever comes first.

NONDISABLING INJURY BENEFIT

If you are injured due to an accident, but not totally disabled nor entitled to any other benefits under this policy, and receive in-person medical treatment by a legally qualified physician within 48 hours after your accident, you are eligible to receive up to $150.00 to cover the related medical charges. The amount you received will be deducted from your disability benefits if you receive such benefits due to this accident.

SURVIVOR BENEFIT

If you die prior to termination of benefits and during a continuous period of total disability for which you received total disability benefits for at least 90 days, your designated beneficiary will receive a lump sum Survivor's Benefit equal to three (3) times the last monthly benefit paid to you.

*Your illness or injury may not be job-related or self-inflicted.

SICK LEAVE COORDINATED DISABILITY INSURANCE

Sick Leave Coordinated Disability Insurance provides you with income should you become disabled due to a covered accident or illness and have exhausted your accumulated sick leave. Benefits begin on the first workday of total disability after you have exhausted your accumulated sick leave or on the first workday of accident disability or fourth workday of sickness disability, whichever is later. Benefits continue for a maximum of 24 months (not to exceed 520 workdays) for each certified period of total disability.

NONDISABLING INJURY BENEFIT

If you are injured due to an accident, but not totally disabled nor entitled to any other benefits under this policy, and receive in-person medical treatment by a legally qualified physician within 48 hours after your accident, you are eligible to receive up to $150.00 to cover the related medical charges. The amount you received will be deducted from your disability benefits if you receive such benefits due to this accident.

*Your illness or injury may not be job-related or self-inflicted.

SUPPLEMENTAL LONG TERM DISABILITY INSURANCE

Long Term Disability Insurance (LTD) financially assists you and your loved ones when you are unable to work due to a serious illness or personal injury. The plan is designed so that you can choose the benefits that best fit your needs and your income. After 24 months of total and continuous disability and the benefits of Short Term Disability Insurance and Sick Leave Coordinated Disability Insurance have expired, you will receive a Disability Benefit of $1,700.00 dollars a month.

*Your illness or injury may not be job-related or self-inflicted.

WORKERS' COMPENSATION

Floyd County Board of Education Employees are covered by the Georgia Workers' Compensation Act. If you are unable to work due to a job-related injury or illness, you are eligible to receive Workers' Compensation. Your 2 Workers' Compensation covers most medical expenses, and provides you with disability income up to 66 /3 % of your weekly salary. To ensure that your Workers' Compensation claim is not denied, you must obtain care from a doctor on the Panel of Physicians that is posted at all Floyd County Board of Education locations. Please note that Sick Leave and Workers' Compensation may not be used simultaneously. All job-related accidents should be reported to either a supervisor or directly to the Benefits Office as soon as possible after seeking medical treatment.

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The Teachers' Retirement System of Georgia (TRS)

Retirement, Disability, and Survivorship benefits based on several different Retirement Options. Your TRS number is 123456. If you have any questions regarding TRS, please contact TRS (see page 12).

Social Security

Retirement and Survivorship benefits. Please note that certain payments made under your Cafeteria Plan may reduce your Social Security benefits. For a Social Security Statement, please contact the Social Security Administration (see page 12).

Tax Sheltered Annuities

A better way to build your savings in anticipation of retirement with attractive growth rates

Deferred Compensation Plan

A tax deferred supplemental retirement program

TEACHER RETIREMENT SYSTEM EARLY AND NORMAL RETIREMENT

Retirement Options

20 Creditable Years of Service*, Age 60 30 Creditable Years of Service* 35 Creditable Years of Service* 40 Creditable Years of Service*

Monthly Benefit

$1,517.79 $2,727.38 $3,513.12 $4,432.88

For more information, please see 'TRS FACTS ­ a member's guide to the Teachers Retirement System of Georgia 1998-1999' These projections are based on a 2% salary increase per year.

*Creditable Years of Service may include normal active service with FCBOE, Out-of-State Service, Military Service, Maternity Leave Credits, Study Leave Credits, State of Georgia employment, and Visiting Scholar Credits

DISABILITY RETIREMENT

If you are permanently disabled, you can apply for TRS Disability Retirement at any age, as long as you have 9½ Creditable Years of Service with TRS. TRS Disability Retirement

Monthly Disability Retirement Benefit* $786.83 *This amount is based on your current TRS Creditable Years of Service (12 years) and your current salary.

SURVIVORS' RETIREMENT BENEFITS

If you pass away, your designated beneficiary* may apply for TRS Survivors' Retirement Benefits. If you pass away with less than 10 Creditable Years of Service, your survivor may receive a lump sum refund of your contributions and interest. If you pass away with more than 10 Creditable Years of Service, your survivor may receive a monthly benefit for life or a lump sum refund of your contributions and interest. For more information, please contact TRS (see page 12).

*Please note, if you have designated more than one beneficiary, TRS will divide the benefit amount among all of your eligible beneficiaries. If you have no designated beneficiaries, or your beneficiaries have predeceased you, the benefit amount will be paid to your estate.

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SOCIAL SECURITY

Social Security is intended to provide you with a minimal level of income at retirement. The table below outlines your projected Social Security Monthly Retirement Income. For more information, contact the Social Security Administration at 1-800-772-1213. Social Security Early and Normal Retirement

Early Retirement, age 62 Normal Retirement, age 65 $912.00 $1,140.00

There are provisions for Survivor Income for your family in the event of your death. The Projected Survivor Incomes will differ if you have more than one eligible child. Social Security Survivors' Retirement Benefits

Survivors' Income if survived by Spouse and Child Survivors' Income if survived by Child only Survivors' Income if survived by Spouse only $1,711.00 $855.00 $1,140.00

TAX SHELTERED ANNUITIES

VALIC offers a 403(b) Tax-Sheltered Annuity to all employees. A Tax Sheltered Annuity is a supplemental retirement savings plan. The amount you authorize for deposit in your annuity is deducted from your pay before federal and state taxes are withheld. The Board of Education matches the first $20.00 per month of an employee's contribution to this plan for employees enrolled in the Public School Employees Retirement System.* You are currently participating in this plan.

DEFERRED COMPENSATION PLAN

The Hartford Life Deferred Compensation Plan is a tax-deferred supplemental retirement program that allows you to authorize the deduction of a portion of your income, before the application of federal and state taxes, to a retirement account. This tax favored plan encourages you to build your financial security in anticipation of retirement. The Board of Education matches the first $20.00 per month of an employee's contribution to this plan for employees enrolled in the Public School Employees Retirement System.* You are not currently participating in this plan.

* The Board of Education will match the first $20.00 per month on the VALIC Tax Sheltered Annuity or the Hartford Life Deferred Compensation Plan for employees enrolled in PSERS.

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Employees of the Floyd County Board of Education receive severance pay based upon years of service and amount of sick leave accumulated at the time of retirement or voluntary termination of employment. The exact amount will be calculated from a set of formulas approved by the School Board. Severance pay will be paid only once in an employee's tenure with the school system.

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I F E I N S U R A N C E P L A N S Your Basic Life Insurance and Supplemental Group Life Insurance Plans offer your survivors financial security in the event of your death. Accidental Death and Dismemberment Insurance offers additional security for loss due to accidental injury. Dependents' Life Insurance benefits if a member of your family dies, provided you have selected this coverage. There are also Survivorship Benefits associated with your Retirement Plans. See page 9 for more information BASIC LIFE INSURANCE

The Floyd County Board of Education provides you with Basic Life Insurance. If you die due to illness, accident, or natural causes, a death benefit equal to $38,000.00 will be paid to your designated beneficiary or your estate. Accidental Death and Dismemberment (AD&D) insurance is included with your Basic Life Insurance. If you have a covered accident, you are entitled to a benefit up to $38,000.00.

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SUPPLEMENTAL GROUP LIFE INSURANCE

You are not currently participating in Supplemental Group Life Insurance. If you would like to purchase Supplemental Group Life Insurance, please watch for Open Enrollment*. You may purchase any amount elected in increments of $10,000 up to a maximum of $100,000.00. If you die due to illness, accident, or natural causes, the coverage amount of your Life Insurance would be paid to your designated beneficiary or your estate.

*see page 3 for more information about Open Enrollment dates

DEPENDENTS' LIFE INSURANCE

You are not currently participating in Dependents' Life Insurance. If you would like to purchase Dependents' Life Insurance on a legal dependent, please watch for Open Enrollment* or contact the Floyd County Schools Benefit Manager within 60 days of a family change.

*see page 3 for more information about Open Enrollment dates

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SICK LEAVE

Sick Leave provides recovery time when you or a member of your immediate family suffer from illness or injury. You earn 1 ¼ days of sick leave per month. Unused Sick Leave may increase TRS retirement benefits. You may carry forward a maximum of 60 days of sick leave. You had 73 days of Sick Leave available to you as of October 11, 1999.

PERSONAL LEAVE

You may use up to three (3) days of leave per year for situations that require your personal attention. Personal leave is intended for business or religious activities that cannot be conducted on non-school days, not for vacation or leisure activities that can be scheduled on non-school days. The amount you use is deducted from your sick leave. Since use of Personal Leave is subject to approval, you must submit a written request to your supervisor.

LEGAL DUTY LEAVE

When you are called for Jury Duty by a court of law, or when you are subpoenaed to testify in a case arising out of your duties as a board employee, you will utilize Legal Duty Leave, for the length of your service to our community. Please present certified proof of your service upon your return. Your jury compensation will be deducted from your check.

MILITARY LEAVE

You may use Military Leave if you are an active member of the United States Armed Forces Reserves or the National Guard of the State of Georgia. Military Leave consists of eighteen (18) compensated days of leave per year, and may be used for training or other required activities. Thirty (30) additional days of Military Leave may be granted in an officially declared emergency.

FAMILY AND MEDICAL LEAVE

The Family Medical Leave Act (FMLA) permits you up to twelve (12) work weeks of unpaid Family & Medical Leave during a rolling 12 month period for any of the following qualifying events:

· · · · To recover from the birth of your child and to care for your newborn To care for a child that has been placed with you for adoption or foster care To help your spouse, son, daughter, or parent during a serious health condition To recover from a serious health condition that prevents you from working

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Through your employment with Floyd County Schools, you and your family have the option of joining the Northwest Georgia Credit Union. Once you become a member of the Credit Union, you gain co-ownership of the Credit Union, and may participate in many of the banking benefits offered. For more information on benefits associated with the Northwest Georgia Credit Union, questions on membership, or account information, please call the Northwest Georgia Credit Union at (706) 291-9290.

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H A R I T I E S

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Every employee has the option to contribute through payroll deductions to the Charities Foundation. A five member board directs the annual disbursement of funds to five specified charities.

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You may arrange to have your paycheck deposited directly into the bank and bank account of your choice through Automatic Deposit. This will help simplify your banking and allows you greater access to your money.

O N T I N U I N G

D U C A T I O N

Floyd County is surrounded by reputable education institutions offering graduate education programs. Berry College, State University of West Georgia, Kennesaw State University, Jacksonville State University, and the Atlanta area universities are all within commuting distance. The Floyd County School System is committed to the continuous improvement of all staff through professional growth activities. Opportunities including release time for training, system paid travel and registration, as well as stipends for activities outside the contract day are offered to certified and classified staff. Additionally, tuition reimbursement may be provided to individuals seeking to improve their job performance.

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NEED MORE INFORMATION?

This list of telephone numbers and addresses should help you find answers to any questions you may have about the benefits described in this booklet.

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FCBOE Benefits Office Health Benefits

Employee Benefits Agent

(706) 234-1031 ext. 7164

Georgia State Merit System (Standard Option and High Option Health Plans) National Travelers Life Company (Cancer Insurance) Sam Mize

1-800-483-6983 (706) 295-5153

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Dental

Ameritas Insurance

Agent

John Warren (770) 386-8177

Vision Benefits

Spectera's Vision Program 1-800-300-5423

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Disability Insurance

Washington National Insurance Company

Agent

Rick Groover (770) 650-9004

Basic Term Life Insurance, Accidental Death and Dismemberment Insurance, Optional Term Life Insurance, & Dependents' Life Insurance

Provident Life and Accident Insurance Company Dewey Jowers Agency (706) 232-9704

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Retirement Plans

Teachers' Retirement System (TRS) Public School Employees' Retirement System (PSERS) 1-800-352-0650 1-800-805-4609

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Deferred Compensation Plans

Hartford Life Deferred Compensation Plan

Agent

Homer Gaines 1-800-282-5855 ext. 3417

Tax Sheltered Annuities

VALIC

Agent

Ken Parkinson (706) 233-4878

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Social Security Administration

General Information and Services Hotline www.ssa.gov 1 (800) 772-1213

Workers' Compensation

Workers' Compensation Office (706) 234-1031 ext. 7164

T T S S

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