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Effective December 1, 2012 Thank you for choosing Suncoast Schools Federal Credit Union!

We appreciate having the opportunity to serve you.

Fee Schedule

E-Services ACH Online *FTS via Sunnet (send credit)................ $1.00 Checking & Money Market Accounts Checks other than "Exclusive" style........................... by style Checking/ACH debit returned unpaid........................ $29.00 Paid NSF.................................................................... $29.00 ATM Withdrawals at non-Suncoast owned or non-CO-OP ATMs..$1.50 Non-member withdrawals (surcharge)......................... $2.00 Non negotiable ATM deposit...................................... $29.00 Non-Suncoast ATM balance inquiry fee...................... $1.00 All Accounts Document copy, printout or fax (per page)............... Statement copy (per statement).................................. Deposit or ACH item returned.................................. Plastic card replacement............................................. Stop payment in person or by phone......................... Stop payment via Sunnet2 or Suntel 2.......................... Research (per hour)................................................... Abandoned Property Processing................................. Dormant Account Annual Fee3.................................. Levy/Garnishment Processing.................................... Rush mail.................................................................. Miscellaneous Copy machine fee (per copy)..................................... Cashiers check (after first check per day)................... Money Orders (after 12 per day)............................... American Express Travelers Checks (per $100)......... Visa gift card ............................................................ Wire Transfer (incoming).......................................... Wire Transfer (domestic-outgoing)........................... Wire Transfer (international-outgoing)..................... Foreign check, bond coupon or sight draft Deposit..................................................................... Return...................................................................... $1.00 $2.00 $10.00 $5.00 $29.00 $10.00 $15.00 $25.00 $25.00 $25.00 $25.00 $0.10 $2.00 $1.00 $1.00 $3.50 $5.00 $20.00 $35.00

Complimentary Services

With Suncoast Checking, you receive the following FREE services: lFree Sunnet/Suntel service lFree Billpay lFree e-statements l ACH Online *FTS via Sunnet (receive credit) Free lFree Overdraft Protection lFree copy of cleared check(s) via Sunnet l box of Suncoast "Exclusive Style" checks** Free l Free ATM withdrawals at Suncoast-owned ATMs (Access 24) lFree ATM withdrawals at CO-OP ATMs lFree Cashier's Check

***

lFree Money Orders (12 per day)

FTS - Funds Transfer Service One box per year. *** First check per day.

* **

Member Cash Services Program1 - $5 per month

A Member Cash Service Fee will be applied to your membership savings account if you maintain less than a $100 daily share balance and have no other account relationship with Suncoast. This service fee will NOT be applied if you have any of the following relationships with Suncoast. lDaily share balance of $100 or more lActive loan or credit card l Checking, money market, share certificate, business or retirement accounts lSuncoast Trust & Investment accounts

Members 21 years of age or younger or 62 or older are exempt from the monthly service fee. Fee assessed only on accounts more than 60 days old.

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$25.00 $20.00

Coin Processing Loose Coin...........................................5% of coin over $100 Non-member Coin......................................10% of coin total Rolled Coin...................................................... not accepted Safe Deposit Box Rental4 (Annual Fee) 3x5 ........................................................................... $24.00 3x10.......................................................................... $36.00 5x10.......................................................................... $60.00

Access not available for ACH, convenience checks, line of credit checks, balance transfer checks, recurring debits, cashier checks or savings accounts. 3 After 24 months of inactivity. 4 Available only at select Suncoast locations.

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The fees appearing in this Schedule are accurate as of the effective date indicated. For additional information, please call (800) 999-5887 or visit www.suncoastfcu.org

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