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SHEET 6

RECOMMENDED PERCENTAGES

I have used a compilation of several sources and my own experience to derive the suggested percentage guidelines. However, these are only recommended percentages and will change dramatically if you have a very high or very low income. For instance, if you have a very low income, your necessities percentages will be high. If you have a high income your necessities will be a lower percentage of income and hopefully savings (not debt) will be higher than recommended.

ITEM

ACTUAL %

RECOMMENDED %

10-15% 5-10% 25 -35% 5-10% 5-15% 10-15% 2-7% 5-10% 5-10% 5-10% 5-10%

CHARITABLE GIFTS SAVING HOUSING UTILITIES FOOD TRANSPORTATION CLOTHING MEDICAL/HEALTH PERSONAL RECREATION DEBTS

_________ _________ _________ _________ _________ _________ _________ _________ _________ _________ _________

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